Home > Avery County Bank > Assets and Liabilities
Avery County Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $71,822,000 | 5,896 |
| Cash and due from depository institutions | $2,814,000 | 7,751 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $44,585,000 | 2,670 |
| Federal funds sold & reverse repurchase agreements | $9,637,000 | 1,482 |
| Net loans & leases | $13,859,000 | 8,314 |
| Loan loss allowance | $248,000 | 7,770 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $116,000 | 8,643 |
| Other real estate owned | $0 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $811,000 | 7,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,822,000 | 5,896 |
| Total liabilities | $54,438,000 | 6,401 |
| Total deposits | $54,351,000 | 6,190 |
| Interest-bearing deposits | $41,207,000 | 6,544 |
| Deposits held in domestic offices | $54,351,000 | 6,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $87,000 | 8,551 |
| Total equity capital | $17,384,000 | 3,062 |
| Total bank equity capital | $17,384,000 | 3,062 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $192,000 | 6,351 |
| Surplus | $2,000,000 | 5,460 |
| Undivided profits | $15,192,000 | 2,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 7,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $736,000 | 4,140 |
| Earning assets | $68,081,000 | 5,772 |
| Long-term assets (5+ years) | $38,240,000 | 2,338 |
| Average Assets, year-to-date | $72,288,000 | 5,786 |
| Average Assets, quarterly | $72,644,000 | 5,837 |
| Volatile liabilities | $6,567,000 | 6,719 |
| Insider loans | $484,000 | 5,524 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $816,000 | 8,305 |
| Tier 1 (core) risk-based capital | $17,750,000 | 2,874 |
| Tier 2 risk-based capital | $248,000 | 7,536 |
| Total risk weighted assets | $22,904,000 | 7,667 |
| Total unused commitments | $816,000 | 8,310 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $73,466,000 | 5,816 |
| Cash and due from depository institutions | $2,916,000 | 7,773 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $39,228,000 | 2,923 |
| Federal funds sold & reverse repurchase agreements | $16,034,000 | 980 |
| Net loans & leases | $14,506,000 | 8,262 |
| Loan loss allowance | $289,000 | 7,498 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $116,000 | 8,668 |
| Other real estate owned | $0 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $666,000 | 7,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,466,000 | 5,816 |
| Total liabilities | $55,479,000 | 6,320 |
| Total deposits | $55,353,000 | 6,120 |
| Interest-bearing deposits | $40,985,000 | 6,567 |
| Deposits held in domestic offices | $55,353,000 | 6,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $126,000 | 8,168 |
| Total equity capital | $17,987,000 | 2,978 |
| Total bank equity capital | $17,987,000 | 2,978 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $192,000 | 6,371 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $15,795,000 | 2,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $594,000 | 4,763 |
| Earning assets | $69,768,000 | 5,675 |
| Long-term assets (5+ years) | $32,747,000 | 2,471 |
| Average Assets, year-to-date | $72,443,330 | 5,787 |
| Average Assets, quarterly | $72,659,500 | 5,810 |
| Volatile liabilities | $6,198,000 | 6,880 |
| Insider loans | $598,000 | 5,076 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,010,000 | 8,166 |
| Tier 1 (core) risk-based capital | $17,306,000 | 2,892 |
| Tier 2 risk-based capital | $289,000 | 7,211 |
| Total risk weighted assets | $23,505,000 | 7,628 |
| Total unused commitments | $1,010,000 | 8,176 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $71,853,000 | 5,829 |
| Cash and due from depository institutions | $8,222,000 | 7,782 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $32,953,000 | 3,280 |
| Federal funds sold & reverse repurchase agreements | $14,864,000 | 1,097 |
| Net loans & leases | $15,043,000 | 8,212 |
| Loan loss allowance | $296,000 | 7,451 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $112,000 | 8,715 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $659,000 | 7,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,853,000 | 5,829 |
| Total liabilities | $54,484,000 | 6,341 |
| Total deposits | $54,345,000 | 6,153 |
| Interest-bearing deposits | $41,252,000 | 6,522 |
| Deposits held in domestic offices | $54,345,000 | 6,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $139,000 | 8,065 |
| Total equity capital | $17,369,000 | 3,019 |
| Total bank equity capital | $17,369,000 | 3,019 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $192,000 | 6,396 |
| Surplus | $2,000,000 | 5,424 |
| Undivided profits | $15,177,000 | 2,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 7,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $573,000 | 4,861 |
| Earning assets | $62,860,000 | 5,978 |
| Long-term assets (5+ years) | $25,751,000 | 2,878 |
| Average Assets, year-to-date | $71,932,000 | 5,799 |
| Average Assets, quarterly | $71,932,000 | 5,799 |
| Volatile liabilities | $7,067,000 | 6,555 |
| Insider loans | $485,000 | 5,473 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,106,000 | 8,065 |
| Tier 1 (core) risk-based capital | $16,943,000 | 2,911 |
| Tier 2 risk-based capital | $291,000 | 7,197 |
| Total risk weighted assets | $23,254,000 | 7,648 |
| Total unused commitments | $1,106,000 | 8,077 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $72,011,000 | 5,814 |
| Cash and due from depository institutions | $2,857,000 | 7,803 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $49,139,000 | 2,378 |
| Federal funds sold & reverse repurchase agreements | $4,275,000 | 3,137 |
| Net loans & leases | $14,965,000 | 8,269 |
| Loan loss allowance | $358,000 | 6,986 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $85,000 | 8,904 |
| Other real estate owned | $31,000 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $659,000 | 7,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,011,000 | 5,814 |
| Total liabilities | $54,644,000 | 6,318 |
| Total deposits | $54,488,000 | 6,107 |
| Interest-bearing deposits | $40,457,000 | 6,545 |
| Deposits held in domestic offices | $54,488,000 | 6,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $156,000 | 8,002 |
| Total equity capital | $17,367,000 | 2,973 |
| Total bank equity capital | $17,367,000 | 2,973 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $192,000 | 6,420 |
| Surplus | $2,000,000 | 5,394 |
| Undivided profits | $15,175,000 | 2,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $587,000 | 5,036 |
| Earning assets | $68,379,000 | 5,678 |
| Long-term assets (5+ years) | $41,966,000 | 1,969 |
| Average Assets, year-to-date | $68,226,400 | 5,817 |
| Average Assets, quarterly | $70,558,000 | 5,849 |
| Volatile liabilities | $6,652,000 | 6,723 |
| Insider loans | $540,000 | 5,275 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,038,000 | 8,063 |
| Tier 1 (core) risk-based capital | $16,338,000 | 2,956 |
| Tier 2 risk-based capital | $246,000 | 7,599 |
| Total risk weighted assets | $19,601,000 | 8,043 |
| Total unused commitments | $1,038,000 | 8,069 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $66,833,000 | 5,954 |
| Cash and due from depository institutions | $3,346,000 | 7,739 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $41,078,000 | 2,599 |
| Federal funds sold & reverse repurchase agreements | $6,626,000 | 2,181 |
| Net loans & leases | $14,946,000 | 8,375 |
| Loan loss allowance | $462,000 | 6,074 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $111,000 | 8,960 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $726,000 | 7,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,833,000 | 5,954 |
| Total liabilities | $51,297,000 | 6,457 |
| Total deposits | $51,102,000 | 6,241 |
| Interest-bearing deposits | $37,446,000 | 6,757 |
| Deposits held in domestic offices | $51,102,000 | 6,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $195,000 | 7,949 |
| Total equity capital | $15,536,000 | 3,086 |
| Total bank equity capital | $15,536,000 | 3,086 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $192,000 | 6,575 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $13,344,000 | 2,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 7,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $663,000 | 4,914 |
| Earning assets | $62,650,000 | 5,879 |
| Long-term assets (5+ years) | $32,518,000 | 2,352 |
| Average Assets, year-to-date | $62,732,000 | 6,004 |
| Average Assets, quarterly | $67,087,000 | 5,914 |
| Volatile liabilities | $4,643,000 | 7,526 |
| Insider loans | $425,000 | 5,766 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $645,000 | 8,625 |
| Tier 1 (core) risk-based capital | $15,693,000 | 2,923 |
| Tier 2 risk-based capital | $245,000 | 7,598 |
| Total risk weighted assets | $19,395,000 | 8,145 |
| Total unused commitments | $645,000 | 8,635 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $58,039,000 | 6,363 |
| Cash and due from depository institutions | $968,000 | 8,106 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $35,636,000 | 2,988 |
| Federal funds sold & reverse repurchase agreements | $3,680,000 | 2,985 |
| Net loans & leases | $16,859,000 | 8,275 |
| Loan loss allowance | $333,000 | 6,998 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $154,000 | 9,007 |
| Other real estate owned | $0 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $742,000 | 7,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,039,000 | 6,363 |
| Total liabilities | $42,674,000 | 6,992 |
| Total deposits | $42,466,000 | 6,760 |
| Interest-bearing deposits | $28,767,000 | 7,525 |
| Deposits held in domestic offices | $42,466,000 | 6,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $208,000 | 8,213 |
| Total equity capital | $15,365,000 | 3,006 |
| Total bank equity capital | $15,365,000 | 3,006 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $192,000 | 6,784 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $13,173,000 | 2,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $359,000 | 6,294 |
| Earning assets | $56,175,000 | 6,164 |
| Long-term assets (5+ years) | $25,800,000 | 2,669 |
| Average Assets, year-to-date | $57,648,200 | 6,193 |
| Average Assets, quarterly | $57,431,500 | 6,341 |
| Volatile liabilities | $2,158,000 | 8,806 |
| Insider loans | $786,000 | 4,457 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $681,000 | 8,707 |
| Tier 1 (core) risk-based capital | $15,583,000 | 2,879 |
| Tier 2 risk-based capital | $268,530 | 7,356 |
| Total risk weighted assets | $21,418,230 | 7,961 |
| Total unused commitments | $681,000 | 8,712 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $58,306,000 | 6,359 |
| Cash and due from depository institutions | $3,712,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $32,145,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $3,680,000 | 2,487 |
| Net loans & leases | $17,903,000 | 8,236 |
| Loan loss allowance | $334,000 | 7,059 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $124,000 | 9,473 |
| Other real estate owned | $41,000 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $701,000 | 7,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,306,000 | 6,359 |
| Total liabilities | $44,093,000 | 6,941 |
| Total deposits | $43,848,000 | 6,741 |
| Interest-bearing deposits | $29,852,000 | 7,519 |
| Deposits held in domestic offices | $43,848,000 | 6,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $245,000 | 7,541 |
| Total equity capital | $14,213,000 | 3,106 |
| Total bank equity capital | $14,213,000 | 3,106 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $192,000 | 7,027 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $12,021,000 | 2,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $345,000 | 5,972 |
| Earning assets | $53,728,000 | 6,291 |
| Long-term assets (5+ years) | $23,654,000 | 2,976 |
| Average Assets, year-to-date | $57,360,200 | 6,235 |
| Average Assets, quarterly | $58,036,500 | 6,319 |
| Volatile liabilities | $3,001,000 | 8,389 |
| Insider loans | $609,000 | 4,885 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $640,000 | 9,003 |
| Tier 1 (core) risk-based capital | $15,031,000 | 2,914 |
| Tier 2 risk-based capital | $272,010 | 7,335 |
| Total risk weighted assets | $21,698,710 | 7,995 |
| Total unused commitments | $640,000 | 9,010 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $58,284,000 | 6,383 |
| Cash and due from depository institutions | $2,860,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $33,045,000 | 3,344 |
| Federal funds sold & reverse repurchase agreements | $3,230,000 | 4,610 |
| Net loans & leases | $18,442,000 | 8,206 |
| Loan loss allowance | $339,000 | 6,977 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $65,000 | 10,072 |
| Other real estate owned | $11,000 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $631,000 | 7,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,284,000 | 6,383 |
| Total liabilities | $43,856,000 | 7,020 |
| Total deposits | $43,624,000 | 6,855 |
| Interest-bearing deposits | $29,754,000 | 7,632 |
| Deposits held in domestic offices | $43,624,000 | 6,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $232,000 | 8,239 |
| Total equity capital | $14,428,000 | 3,104 |
| Total bank equity capital | $14,428,000 | 3,104 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $192,000 | 7,162 |
| Surplus | $2,000,000 | 5,361 |
| Undivided profits | $12,236,000 | 2,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 8,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $306,000 | 6,501 |
| Earning assets | $54,717,000 | 6,305 |
| Long-term assets (5+ years) | $18,295,000 | 3,327 |
| Average Assets, year-to-date | $56,229,200 | 6,301 |
| Average Assets, quarterly | $57,698,500 | 6,351 |
| Volatile liabilities | $3,226,000 | 8,119 |
| Insider loans | $477,000 | 5,416 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $869,000 | 8,823 |
| Tier 1 (core) risk-based capital | $14,410,000 | 2,968 |
| Tier 2 risk-based capital | $259,020 | 7,480 |
| Total risk weighted assets | $20,641,520 | 8,146 |
| Total unused commitments | $869,000 | 8,831 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $54,038,000 | 6,747 |
| Cash and due from depository institutions | $1,434,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $29,026,000 | 3,741 |
| Federal funds sold & reverse repurchase agreements | $3,760,000 | 3,387 |
| Net loans & leases | $19,117,000 | 8,406 |
| Loan loss allowance | $303,000 | 7,528 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $62,000 | 10,473 |
| Other real estate owned | $11,000 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $628,000 | 7,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,038,000 | 6,747 |
| Total liabilities | $40,112,000 | 7,457 |
| Total deposits | $39,876,000 | 7,294 |
| Interest-bearing deposits | $29,472,000 | 7,841 |
| Deposits held in domestic offices | $39,876,000 | 7,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $236,000 | 8,517 |
| Total equity capital | $13,926,000 | 3,185 |
| Total bank equity capital | $13,926,000 | 3,185 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $192,000 | 7,469 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $11,734,000 | 2,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 8,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $314,000 | 6,651 |
| Earning assets | $51,903,000 | 6,572 |
| Long-term assets (5+ years) | $10,653,000 | 4,181 |
| Average Assets, year-to-date | $51,069,800 | 6,789 |
| Average Assets, quarterly | $52,831,000 | 6,781 |
| Volatile liabilities | $1,729,000 | 9,536 |
| Insider loans | $264,000 | 6,910 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,112,000 | 8,605 |
| Tier 1 (core) risk-based capital | $13,815,000 | 3,079 |
| Tier 2 risk-based capital | $262,940 | 7,536 |
| Total risk weighted assets | $20,994,840 | 8,278 |
| Total unused commitments | $1,112,000 | 8,615 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $49,623,000 | 7,285 |
| Cash and due from depository institutions | $1,586,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,938,000 | 4,514 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 4,252 |
| Net loans & leases | $19,617,000 | 8,521 |
| Loan loss allowance | $402,000 | 6,769 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $84,000 | 10,793 |
| Other real estate owned | $56,000 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $792,000 | 7,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,623,000 | 7,285 |
| Total liabilities | $36,444,000 | 8,079 |
| Total deposits | $36,232,000 | 7,920 |
| Interest-bearing deposits | $26,288,000 | 8,558 |
| Deposits held in domestic offices | $36,232,000 | 7,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $212,000 | 9,087 |
| Total equity capital | $13,179,000 | 3,363 |
| Total bank equity capital | $13,179,000 | 3,363 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $192,000 | 7,864 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $10,987,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 9,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $315,000 | 6,689 |
| Earning assets | $47,105,000 | 7,142 |
| Long-term assets (5+ years) | $8,065,000 | 4,699 |
| Average Assets, year-to-date | $47,630,600 | 7,292 |
| Average Assets, quarterly | $48,881,000 | 7,297 |
| Volatile liabilities | $1,756,000 | 9,731 |
| Insider loans | $251,000 | 7,256 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $555,000 | 9,661 |
| Tier 1 (core) risk-based capital | $13,135,000 | 3,269 |
| Tier 2 risk-based capital | $278,130 | 7,522 |
| Total risk weighted assets | $22,126,130 | 8,264 |
| Total unused commitments | $555,000 | 9,669 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $46,850,000 | 7,677 |
| Cash and due from depository institutions | $2,035,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,444,000 | 5,126 |
| Federal funds sold & reverse repurchase agreements | $2,540,000 | 4,838 |
| Net loans & leases | $18,959,000 | 8,812 |
| Loan loss allowance | $380,000 | 7,190 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $98,000 | 11,095 |
| Other real estate owned | $56,000 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $718,000 | 7,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,850,000 | 7,677 |
| Total liabilities | $34,469,000 | 8,541 |
| Total deposits | $34,304,000 | 8,388 |
| Interest-bearing deposits | $25,826,000 | 8,905 |
| Deposits held in domestic offices | $34,304,000 | 8,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $165,000 | 10,224 |
| Total equity capital | $12,381,000 | 3,552 |
| Total bank equity capital | $12,381,000 | 3,552 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $192,000 | 8,262 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $10,189,000 | 2,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 8,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $307,000 | 7,013 |
| Earning assets | $43,943,000 | 7,578 |
| Long-term assets (5+ years) | $6,167,000 | 5,268 |
| Average Assets, year-to-date | $45,681,000 | 7,619 |
| Average Assets, quarterly | $46,274,500 | 7,688 |
| Volatile liabilities | $1,388,000 | 10,342 |
| Insider loans | $281,000 | 7,224 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $784,000 | 9,429 |
| Tier 1 (core) risk-based capital | $12,327,000 | 3,444 |
| Tier 2 risk-based capital | $275,990 | 7,680 |
| Total risk weighted assets | $21,975,390 | 8,435 |
| Total unused commitments | $784,000 | 9,437 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities | ||
| Total Assets: | $45,593,000 | 7,924 |
| Cash and due from depository institutions | $2,001,000 | 10,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $22,189,000 | 5,455 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $17,330,000 | 9,307 |
| Loan loss allowance | $385,000 | 7,321 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $98,000 | 11,636 |
| Other real estate owned | $76,000 | 10,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $899,000 | 7,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,593,000 | 7,924 |
| Total liabilities | $34,352,000 | 8,781 |
| Total deposits | $34,230,000 | 8,595 |
| Interest-bearing deposits | $25,237,000 | 9,204 |
| Deposits held in domestic offices | $34,230,000 | 8,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $122,000 | 10,625 |
| Total equity capital | $11,241,000 | 3,626 |
| Total bank equity capital | $11,241,000 | 3,626 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $192,000 | 8,723 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $9,049,000 | 2,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $298,000 | 6,600 |
| Earning assets | $42,519,000 | 7,814 |
| Long-term assets (5+ years) | $9,299,000 | 4,303 |
| Average Assets, year-to-date | $43,772,800 | 8,002 |
| Average Assets, quarterly | $45,047,000 | 7,939 |
| Volatile liabilities | $403,000 | 12,035 |
| Insider loans | $320,000 | 6,982 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $717,000 | 9,783 |
| Tier 1 (core) risk-based capital | $11,423,000 | 3,612 |
| Tier 2 risk-based capital | $267,160 | 7,964 |
| Total risk weighted assets | $21,254,960 | 8,718 |
| Total unused commitments | $717,000 | 9,789 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $42,418,000 | 8,528 |
| Cash and due from depository institutions | $2,217,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,998,000 | 6,143 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 4,021 |
| Net loans & leases | $16,019,000 | 9,758 |
| Loan loss allowance | $390,000 | 7,521 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $109,000 | 12,097 |
| Other real estate owned | $10,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $690,000 | 7,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,418,000 | 8,528 |
| Total liabilities | $31,788,000 | 9,445 |
| Total deposits | $31,647,000 | 9,297 |
| Interest-bearing deposits | $24,486,000 | 9,745 |
| Deposits held in domestic offices | $31,647,000 | 9,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $141,000 | 10,599 |
| Total equity capital | $10,630,000 | 3,847 |
| Total bank equity capital | $10,630,000 | 3,847 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $192,000 | 9,166 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $8,438,000 | 2,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $300,000 | 6,080 |
| Earning assets | $39,392,000 | 8,448 |
| Long-term assets (5+ years) | $8,511,000 | 4,829 |
| Average Assets, year-to-date | $41,609,000 | 8,480 |
| Average Assets, quarterly | $42,196,000 | 8,498 |
| Volatile liabilities | $544,000 | 12,240 |
| Insider loans | $297,000 | 7,315 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $629,000 | 10,162 |
| Tier 1 (core) risk-based capital | $10,630,000 | 3,764 |
| Tier 2 risk-based capital | $254,810 | 8,274 |
| Total risk weighted assets | $20,249,410 | 9,089 |
| Total unused commitments | $629,000 | 10,184 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $41,041,000 | 8,850 |
| Cash and due from depository institutions | $2,332,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,227,000 | 6,270 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 4,983 |
| Net loans & leases | $15,719,000 | 9,993 |
| Loan loss allowance | $357,000 | 7,993 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $131,000 | 12,340 |
| Other real estate owned | $3,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $604,000 | 8,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,041,000 | 8,850 |
| Total liabilities | $31,299,000 | 9,748 |
| Total deposits | $30,979,000 | 9,652 |
| Interest-bearing deposits | $23,025,000 | 10,312 |
| Deposits held in domestic offices | $30,979,000 | 9,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $320,000 | 7,916 |
| Total equity capital | $9,742,000 | 3,987 |
| Total bank equity capital | $9,742,000 | 3,987 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $192,000 | 9,609 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $7,550,000 | 2,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 10,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $293,000 | 6,633 |
| Earning assets | $37,971,000 | 8,762 |
| Long-term assets (5+ years) | $9,158,000 | 4,584 |
| Average Assets, year-to-date | $39,229,600 | 8,923 |
| Average Assets, quarterly | $40,015,000 | 8,927 |
| Volatile liabilities | $538,000 | 12,766 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $541,000 | 10,425 |
| Tier 1 (core) risk-based capital | $9,742,000 | 3,924 |
| Tier 2 risk-based capital | $255,160 | 8,323 |
| Total risk weighted assets | $20,310,960 | 9,230 |
| Total unused commitments | $541,000 | 10,448 |
| Derivatives | $0 | 651 |