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Auto Club Trust, FSB, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$22,789,0001,730
Total interest expense$13,720,0001,046
Net interest income$9,069,0002,510
Provision for loan and lease losses$2,193,000533
Total noninterest income$10,271,000724
Gross Fiduciary activities income$698,000554
Service charges on deposit accounts$63,0003,687
Trading account gains and fees$0123
Additional Noninterest Income$9,510,000554
Total noninterest expense$27,862,000945
Salaries and employee benefits$10,436,0001,301
Premises and equipment expense$602,0002,704
Additional noninterest expense$9,510,000554
Pre-tax net operating income$-10,715,0004,586
Securities gains (losses)$18,000671
Applicable income taxes$-4,233,0004,582
Income before extraordinary items$-6,464,0004,556
Extraordinary gains, net$054
Net income$-6,464,0004,556
Minority interest net income$088
Net income of bank and minority interests.$-6,464,0004,556
Net charge-offs$3,444,000289
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-6,478,2204,561
2023-09-30 (YTD Data)Rank
Total interest income$17,048,0001,694
Total interest expense$9,847,0001,004
Net interest income$7,201,0002,457
Provision for loan and lease losses$1,558,000519
Total noninterest income$7,623,000729
Gross Fiduciary activities income$532,000552
Service charges on deposit accounts$45,0003,733
Trading account gains and fees$0125
Additional Noninterest Income$7,046,000575
Total noninterest expense$20,881,000945
Salaries and employee benefits$8,055,0001,277
Premises and equipment expense$450,0002,713
Additional noninterest expense$7,046,000575
Pre-tax net operating income$-7,615,0004,582
Securities gains (losses)$-27,0003,689
Applicable income taxes$03,407
Income before extraordinary items$-7,642,0004,600
Extraordinary gains, net$052
Net income$-7,642,0004,599
Minority interest net income$081
Net income of bank and minority interests.$-7,642,0004,600
Net charge-offs$2,486,000271
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-7,615,0004,603
2023-06-30 (YTD Data)Rank
Total interest income$11,285,0001,676
Total interest expense$6,135,000966
Net interest income$5,150,0002,376
Provision for loan and lease losses$1,127,000482
Total noninterest income$5,081,000714
Gross Fiduciary activities income$364,000546
Service charges on deposit accounts$26,0003,830
Trading account gains and fees$0112
Additional Noninterest Income$4,691,000560
Total noninterest expense$14,219,000921
Salaries and employee benefits$5,507,0001,243
Premises and equipment expense$310,0002,658
Additional noninterest expense$4,691,000560
Pre-tax net operating income$-5,115,0004,611
Securities gains (losses)$4,000768
Applicable income taxes$03,436
Income before extraordinary items$-5,111,0004,636
Extraordinary gains, net$051
Net income$-5,111,0004,634
Minority interest net income$081
Net income of bank and minority interests.$-5,111,0004,635
Net charge-offs$1,722,000239
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-5,115,0004,635
2023-03-31 (YTD Data)Rank
Total interest income$5,478,0001,690
Total interest expense$2,715,000954
Net interest income$2,763,0002,284
Provision for loan and lease losses$656,000442
Total noninterest income$2,407,000738
Gross Fiduciary activities income$183,000561
Service charges on deposit accounts$12,0003,891
Trading account gains and fees$097
Additional Noninterest Income$2,212,000573
Total noninterest expense$7,054,000934
Salaries and employee benefits$2,747,0001,266
Premises and equipment expense$161,0002,636
Additional noninterest expense$2,212,000573
Pre-tax net operating income$-2,540,0004,667
Securities gains (losses)$16,000479
Applicable income taxes$03,388
Income before extraordinary items$-2,524,0004,649
Extraordinary gains, net$04
Net income$-2,524,0004,648
Minority interest net income$048
Net income of bank and minority interests.$-2,524,0004,649
Net charge-offs$987,000202
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-2,540,0004,653
2022-12-31 (YTD Data)Rank
Total interest income$21,871,0001,460
Total interest expense$5,836,000707
Net interest income$16,035,0001,696
Provision for loan and lease losses$3,362,000368
Total noninterest income$9,838,000768
Gross Fiduciary activities income$751,000566
Service charges on deposit accounts$20,0004,315
Trading account gains and fees$0116
Additional Noninterest Income$9,067,000602
Total noninterest expense$27,457,000932
Salaries and employee benefits$10,789,0001,247
Premises and equipment expense$791,0002,332
Additional noninterest expense$9,067,000602
Pre-tax net operating income$-4,946,0004,702
Securities gains (losses)$-46,0003,737
Applicable income taxes$03,596
Income before extraordinary items$-4,992,0004,688
Extraordinary gains, net$05
Net income$-4,992,0004,687
Minority interest net income$063
Net income of bank and minority interests.$-4,992,0004,687
Net charge-offs$2,465,000258
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$-4,946,0004,691
2022-09-30 (YTD Data)Rank
Total interest income$16,202,0001,421
Total interest expense$3,744,000604
Net interest income$12,458,0001,642
Provision for loan and lease losses$2,694,000332
Total noninterest income$7,413,000781
Gross Fiduciary activities income$584,000561
Service charges on deposit accounts$39,0003,940
Trading account gains and fees$0111
Additional Noninterest Income$6,790,000618
Total noninterest expense$20,587,000922
Salaries and employee benefits$8,156,0001,236
Premises and equipment expense$586,0002,359
Additional noninterest expense$6,790,000618
Pre-tax net operating income$-3,410,0004,746
Securities gains (losses)$-48,0004,097
Applicable income taxes$03,603
Income before extraordinary items$-3,458,0004,720
Extraordinary gains, net$04
Net income$-3,458,0004,720
Minority interest net income$057
Net income of bank and minority interests.$-3,458,0004,720
Net charge-offs$1,564,000243
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$-3,410,0004,731
2022-06-30 (YTD Data)Rank
Total interest income$10,533,0001,407
Total interest expense$2,252,000531
Net interest income$8,281,0001,612
Provision for loan and lease losses$2,107,000252
Total noninterest income$5,022,000755
Gross Fiduciary activities income$421,000511
Service charges on deposit accounts$28,0003,930
Trading account gains and fees$0108
Additional Noninterest Income$4,573,000631
Total noninterest expense$13,762,000906
Salaries and employee benefits$5,302,0001,253
Premises and equipment expense$389,0002,366
Additional noninterest expense$8,071,000517
Pre-tax net operating income$-2,566,0004,762
Securities gains (losses)$45,000228
Applicable income taxes$03,564
Income before extraordinary items$-2,521,0004,739
Extraordinary gains, net$04
Net income$-2,521,0004,739
Minority interest net income$060
Net income of bank and minority interests.$-2,521,0004,739
Net charge-offs$816,000260
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$-2,566,0004,755
2022-03-31 (YTD Data)Rank
Total interest income$5,174,0001,389
Total interest expense$1,095,000509
Net interest income$4,079,0001,579
Provision for loan and lease losses$651,000271
Total noninterest income$2,345,000800
Gross Fiduciary activities income$226,000497
Service charges on deposit accounts$11,0004,090
Trading account gains and fees$0103
Additional Noninterest Income$2,108,000671
Total noninterest expense$6,638,000936
Salaries and employee benefits$2,469,0001,325
Premises and equipment expense$188,0002,426
Additional noninterest expense$3,981,000510
Pre-tax net operating income$-865,0004,770
Securities gains (losses)$-51,0004,460
Applicable income taxes$03,450
Income before extraordinary items$-916,0004,758
Extraordinary gains, net$04
Net income$-916,0004,758
Minority interest net income$050
Net income of bank and minority interests.$-916,0004,758
Net charge-offs$336,000280
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-865,0004,765
2021-12-31 (YTD Data)Rank
Total interest income$18,791,0001,556
Total interest expense$5,096,000537
Net interest income$13,695,0001,856
Provision for loan and lease losses$2,948,000205
Total noninterest income$10,846,000790
Gross Fiduciary activities income$860,000505
Service charges on deposit accounts$64,0003,853
Trading account gains and fees$0132
Additional Noninterest Income$9,922,000678
Total noninterest expense$27,533,000906
Salaries and employee benefits$11,852,0001,138
Premises and equipment expense$862,0002,215
Additional noninterest expense$14,819,000553
Pre-tax net operating income$-5,940,0004,840
Securities gains (losses)$80,000952
Applicable income taxes$03,710
Income before extraordinary items$-5,860,0004,832
Extraordinary gains, net$010
Net income$-5,860,0004,832
Minority interest net income$074
Net income of bank and minority interests.$-5,860,0004,832
Net charge-offs$800,000484
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$-5,940,0004,831
2021-09-30 (YTD Data)Rank
Total interest income$13,757,0001,617
Total interest expense$3,937,000545
Net interest income$9,820,0001,951
Provision for loan and lease losses$2,121,000198
Total noninterest income$8,520,000779
Gross Fiduciary activities income$656,000498
Service charges on deposit accounts$51,0003,834
Trading account gains and fees$0132
Additional Noninterest Income$7,813,000672
Total noninterest expense$21,133,000898
Salaries and employee benefits$9,454,0001,091
Premises and equipment expense$641,0002,256
Additional noninterest expense$11,038,000557
Pre-tax net operating income$-4,914,0004,915
Securities gains (losses)$91,000842
Applicable income taxes$03,719
Income before extraordinary items$-4,823,0004,906
Extraordinary gains, net$08
Net income$-4,823,0004,906
Minority interest net income$069
Net income of bank and minority interests.$-4,823,0004,906
Net charge-offs$467,000527
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-4,914,0004,906
2021-06-30 (YTD Data)Rank
Total interest income$8,999,0001,633
Total interest expense$2,714,000555
Net interest income$6,285,0001,980
Provision for loan and lease losses$1,027,000299
Total noninterest income$6,054,000744
Gross Fiduciary activities income$405,000509
Service charges on deposit accounts$38,0003,721
Trading account gains and fees$0133
Additional Noninterest Income$5,611,000654
Total noninterest expense$14,442,000881
Salaries and employee benefits$6,572,0001,057
Premises and equipment expense$1,783,000750
Additional noninterest expense$6,087,000633
Pre-tax net operating income$-3,130,0004,949
Securities gains (losses)$83,000725
Applicable income taxes$03,702
Income before extraordinary items$-3,047,0004,943
Extraordinary gains, net$06
Net income$-3,047,0004,942
Minority interest net income$067
Net income of bank and minority interests.$-3,047,0004,942
Net charge-offs$264,000561
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-3,130,0004,942
2021-03-31 (YTD Data)Rank
Total interest income$4,545,0001,629
Total interest expense$1,417,000558
Net interest income$3,128,0001,969
Provision for loan and lease losses$214,000769
Total noninterest income$3,223,000715
Gross Fiduciary activities income$192,000520
Service charges on deposit accounts$25,0003,441
Trading account gains and fees$0127
Additional Noninterest Income$3,006,000623
Total noninterest expense$7,835,000800
Salaries and employee benefits$3,225,0001,065
Premises and equipment expense$1,153,000587
Additional noninterest expense$3,457,000545
Pre-tax net operating income$-1,698,0004,977
Securities gains (losses)$-20,0004,733
Applicable income taxes$03,613
Income before extraordinary items$-1,718,0004,969
Extraordinary gains, net$03
Net income$-1,718,0004,969
Minority interest net income$055
Net income of bank and minority interests.$-1,718,0004,969
Net charge-offs$35,000950
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-1,698,0004,969
2020-12-31 (YTD Data)Rank
Total interest income$15,455,0001,840
Total interest expense$7,876,000621
Net interest income$7,579,0002,694
Provision for loan and lease losses$453,0002,341
Total noninterest income$8,093,000938
Gross Fiduciary activities income$660,000540
Service charges on deposit accounts$118,0003,386
Trading account gains and fees$0133
Additional Noninterest Income$7,315,000790
Total noninterest expense$24,722,000954
Salaries and employee benefits$11,088,0001,153
Premises and equipment expense$3,288,000788
Additional noninterest expense$10,346,000720
Pre-tax net operating income$-9,503,0004,982
Securities gains (losses)$265,000893
Applicable income taxes$03,697
Income before extraordinary items$-9,238,0004,973
Extraordinary gains, net$04
Net income$-9,238,0004,973
Minority interest net income$072
Net income of bank and minority interests.$-9,238,0004,973
Net charge-offs$353,0001,192
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-9,503,0004,972
2020-09-30 (YTD Data)Rank
Total interest income$11,523,0001,868
Total interest expense$6,233,000629
Net interest income$5,290,0002,810
Provision for loan and lease losses$182,0002,849
Total noninterest income$5,327,000988
Gross Fiduciary activities income$493,000532
Service charges on deposit accounts$86,0003,440
Trading account gains and fees$0125
Additional Noninterest Income$4,748,000839
Total noninterest expense$17,107,000998
Salaries and employee benefits$7,427,0001,255
Premises and equipment expense$2,154,000881
Additional noninterest expense$7,526,000727
Pre-tax net operating income$-6,672,0005,005
Securities gains (losses)$122,0001,132
Applicable income taxes$03,696
Income before extraordinary items$-6,550,0005,000
Extraordinary gains, net$04
Net income$-6,550,0004,999
Minority interest net income$065
Net income of bank and minority interests.$-6,550,0005,000
Net charge-offs$102,0001,660
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-6,672,0004,998
2020-06-30 (YTD Data)Rank
Total interest income$7,914,0001,847
Total interest expense$4,429,000642
Net interest income$3,485,0002,845
Provision for loan and lease losses$81,0003,148
Total noninterest income$3,348,000963
Gross Fiduciary activities income$302,000546
Service charges on deposit accounts$54,0003,542
Trading account gains and fees$0123
Additional Noninterest Income$2,992,000818
Total noninterest expense$11,089,0001,011
Salaries and employee benefits$4,649,0001,311
Premises and equipment expense$1,381,000909
Additional noninterest expense$5,059,000710
Pre-tax net operating income$-4,337,0005,028
Securities gains (losses)$97,000997
Applicable income taxes$03,655
Income before extraordinary items$-4,240,0005,021
Extraordinary gains, net$04
Net income$-4,240,0005,021
Minority interest net income$065
Net income of bank and minority interests.$-4,240,0005,021
Net charge-offs$23,0002,125
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-4,337,0005,024
2020-03-31 (YTD Data)Rank
Total interest income$3,931,0001,834
Total interest expense$2,473,000645
Net interest income$1,458,0003,103
Provision for loan and lease losses$75,0002,175
Total noninterest income$2,034,000805
Gross Fiduciary activities income$163,000541
Service charges on deposit accounts$32,0003,575
Trading account gains and fees$0106
Additional Noninterest Income$1,839,000646
Total noninterest expense$5,903,000973
Salaries and employee benefits$2,393,0001,293
Premises and equipment expense$644,000971
Additional noninterest expense$2,866,000631
Pre-tax net operating income$-2,486,0005,064
Securities gains (losses)$90,000647
Applicable income taxes$03,513
Income before extraordinary items$-2,396,0005,046
Extraordinary gains, net$04
Net income$-2,396,0005,046
Minority interest net income$056
Net income of bank and minority interests.$-2,396,0005,046
Net charge-offs$9,0001,897
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-2,486,0005,061
2019-12-31 (YTD Data)Rank
Total interest income$17,835,0001,674
Total interest expense$10,282,000665
Net interest income$7,553,0002,727
Provision for loan and lease losses$20,0003,719
Total noninterest income$7,197,000887
Gross Fiduciary activities income$688,000531
Service charges on deposit accounts$152,0003,492
Trading account gains and fees$0135
Additional Noninterest Income$6,357,000704
Total noninterest expense$22,043,0001,009
Salaries and employee benefits$9,386,0001,267
Premises and equipment expense$3,008,000851
Additional noninterest expense$9,649,000731
Pre-tax net operating income$-7,313,0005,180
Securities gains (losses)$92,000969
Applicable income taxes$03,859
Income before extraordinary items$-7,221,0005,172
Extraordinary gains, net$011
Net income$-7,221,0005,172
Minority interest net income$076
Net income of bank and minority interests.$-7,221,0005,172
Net charge-offs$224,0001,582
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-7,313,0005,171
2019-09-30 (YTD Data)Rank
Total interest income$13,434,0001,683
Total interest expense$7,607,000681
Net interest income$5,827,0002,713
Provision for loan and lease losses$-129,0005,115
Total noninterest income$6,252,000784
Gross Fiduciary activities income$513,000530
Service charges on deposit accounts$115,0003,513
Trading account gains and fees$0129
Additional Noninterest Income$5,624,000642
Total noninterest expense$16,151,0001,021
Salaries and employee benefits$6,925,0001,288
Premises and equipment expense$2,323,000823
Additional noninterest expense$6,903,000762
Pre-tax net operating income$-3,943,0005,248
Securities gains (losses)$58,0001,009
Applicable income taxes$03,902
Income before extraordinary items$-3,885,0005,245
Extraordinary gains, net$011
Net income$-3,885,0005,245
Minority interest net income$072
Net income of bank and minority interests.$-3,885,0005,245
Net charge-offs$220,0001,223
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-3,943,0005,244
2019-06-30 (YTD Data)Rank
Total interest income$8,855,0001,698
Total interest expense$4,872,000694
Net interest income$3,983,0002,670
Provision for loan and lease losses$65,0002,518
Total noninterest income$4,154,000775
Gross Fiduciary activities income$340,000529
Service charges on deposit accounts$76,0003,523
Trading account gains and fees$0131
Additional Noninterest Income$3,738,000625
Total noninterest expense$10,808,0001,019
Salaries and employee benefits$4,309,0001,365
Premises and equipment expense$1,703,000750
Additional noninterest expense$4,796,000740
Pre-tax net operating income$-2,736,0005,296
Securities gains (losses)$40,000807
Applicable income taxes$03,901
Income before extraordinary items$-2,696,0005,291
Extraordinary gains, net$011
Net income$-2,696,0005,290
Minority interest net income$069
Net income of bank and minority interests.$-2,696,0005,290
Net charge-offs$137,0001,220
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-2,736,0005,290
2019-03-31 (YTD Data)Rank
Total interest income$4,415,0001,703
Total interest expense$2,219,000734
Net interest income$2,196,0002,515
Provision for loan and lease losses$26,0002,608
Total noninterest income$1,880,000806
Gross Fiduciary activities income$162,000537
Service charges on deposit accounts$34,0003,669
Trading account gains and fees$0126
Additional Noninterest Income$1,684,000639
Total noninterest expense$5,431,0001,013
Salaries and employee benefits$2,031,0001,439
Premises and equipment expense$844,000768
Additional noninterest expense$2,556,000682
Pre-tax net operating income$-1,381,0005,351
Securities gains (losses)$25,000528
Applicable income taxes$03,800
Income before extraordinary items$-1,356,0005,339
Extraordinary gains, net$05
Net income$-1,356,0005,338
Minority interest net income$052
Net income of bank and minority interests.$-1,356,0005,338
Net charge-offs$97,000901
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-1,381,0005,342
2018-12-31 (YTD Data)Rank
Total interest income$16,386,0001,722
Total interest expense$7,127,000701
Net interest income$9,259,0002,392
Provision for loan and lease losses$454,0001,541
Total noninterest income$5,061,0001,080
Gross Fiduciary activities income$683,000536
Service charges on deposit accounts$170,0003,525
Trading account gains and fees$0126
Additional Noninterest Income$4,208,000888
Total noninterest expense$17,122,0001,199
Salaries and employee benefits$7,481,0001,501
Premises and equipment expense$2,771,000905
Additional noninterest expense$6,870,000978
Pre-tax net operating income$-3,256,0005,394
Securities gains (losses)$-2,739,0005,366
Applicable income taxes$03,978
Income before extraordinary items$-5,995,0005,397
Extraordinary gains, net$06
Net income$-5,995,0005,396
Minority interest net income$072
Net income of bank and minority interests.$-5,995,0005,396
Net charge-offs$97,0002,166
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-3,256,0005,384
2018-09-30 (YTD Data)Rank
Total interest income$12,189,0001,718
Total interest expense$5,096,000684
Net interest income$7,093,0002,351
Provision for loan and lease losses$238,0001,807
Total noninterest income$3,073,0001,253
Gross Fiduciary activities income$508,000529
Service charges on deposit accounts$127,0003,556
Trading account gains and fees$0138
Additional Noninterest Income$2,438,0001,086
Total noninterest expense$12,159,0001,254
Salaries and employee benefits$5,651,0001,487
Premises and equipment expense$1,731,0001,043
Additional noninterest expense$4,777,0001,033
Pre-tax net operating income$-2,231,0005,464
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-2,231,0005,454
Extraordinary gains, net$05
Net income$-2,231,0005,453
Minority interest net income$066
Net income of bank and minority interests.$-2,231,0005,453
Net charge-offs$92,0001,786
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-2,231,0005,453
2018-06-30 (YTD Data)Rank
Total interest income$8,040,0001,714
Total interest expense$3,258,000671
Net interest income$4,782,0002,334
Provision for loan and lease losses$152,0001,756
Total noninterest income$2,117,0001,223
Gross Fiduciary activities income$343,000529
Service charges on deposit accounts$85,0003,542
Trading account gains and fees$0130
Additional Noninterest Income$1,689,0001,064
Total noninterest expense$7,924,0001,278
Salaries and employee benefits$3,795,0001,481
Premises and equipment expense$1,176,0001,023
Additional noninterest expense$2,953,0001,092
Pre-tax net operating income$-1,177,0005,518
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-1,177,0005,509
Extraordinary gains, net$06
Net income$-1,177,0005,508
Minority interest net income$065
Net income of bank and minority interests.$-1,177,0005,508
Net charge-offs$81,0001,449
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-1,177,0005,509
2018-03-31 (YTD Data)Rank
Total interest income$4,076,0001,682
Total interest expense$1,544,000661
Net interest income$2,532,0002,215
Provision for loan and lease losses$109,0001,381
Total noninterest income$1,180,0001,139
Gross Fiduciary activities income$170,000547
Service charges on deposit accounts$41,0003,613
Trading account gains and fees$0123
Additional Noninterest Income$969,000950
Total noninterest expense$3,600,0001,415
Salaries and employee benefits$1,914,0001,491
Premises and equipment expense$454,0001,304
Additional noninterest expense$1,232,0001,256
Pre-tax net operating income$3,0005,375
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,0005,370
Extraordinary gains, net$07
Net income$3,0005,370
Minority interest net income$052
Net income of bank and minority interests.$3,0005,370
Net charge-offs$17,0001,740
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,0005,373
2017-12-31 (YTD Data)Rank
Total interest income$13,448,0001,927
Total interest expense$4,680,000727
Net interest income$8,768,0002,461
Provision for loan and lease losses$385,0001,698
Total noninterest income$4,740,0001,159
Gross Fiduciary activities income$630,000543
Service charges on deposit accounts$35,0005,155
Trading account gains and fees$0151
Additional Noninterest Income$4,075,000937
Total noninterest expense$16,215,0001,235
Salaries and employee benefits$7,598,0001,467
Premises and equipment expense$1,676,0001,370
Additional noninterest expense$6,941,000944
Pre-tax net operating income$-3,092,0005,650
Securities gains (losses)$22,0001,291
Applicable income taxes$04,135
Income before extraordinary items$-3,070,0005,631
Extraordinary gains, net$09
Net income$-3,070,0005,631
Minority interest net income$076
Net income of bank and minority interests.$-3,070,0005,631
Net charge-offs$110,0002,340
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-3,092,0005,631
2017-09-30 (YTD Data)Rank
Total interest income$9,453,0002,045
Total interest expense$3,249,000759
Net interest income$6,204,0002,591
Provision for loan and lease losses$440,0001,288
Total noninterest income$3,830,0001,119
Gross Fiduciary activities income$457,000553
Service charges on deposit accounts$27,0005,196
Trading account gains and fees$0145
Additional Noninterest Income$3,346,000904
Total noninterest expense$12,145,0001,247
Salaries and employee benefits$5,925,0001,422
Premises and equipment expense$483,0002,823
Additional noninterest expense$5,737,000857
Pre-tax net operating income$-2,551,0005,722
Securities gains (losses)$22,0001,272
Applicable income taxes$04,172
Income before extraordinary items$-2,529,0005,714
Extraordinary gains, net$09
Net income$-2,529,0005,714
Minority interest net income$071
Net income of bank and minority interests.$-2,529,0005,714
Net charge-offs$116,0001,801
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-2,551,0005,714
2017-06-30 (YTD Data)Rank
Total interest income$6,156,0002,071
Total interest expense$2,051,000781
Net interest income$4,105,0002,595
Provision for loan and lease losses$183,0001,632
Total noninterest income$2,726,0001,071
Gross Fiduciary activities income$297,000564
Service charges on deposit accounts$18,0005,231
Trading account gains and fees$0139
Additional Noninterest Income$2,411,000857
Total noninterest expense$7,128,0001,397
Salaries and employee benefits$3,149,0001,750
Premises and equipment expense$266,0003,173
Additional noninterest expense$3,713,000884
Pre-tax net operating income$-480,0005,723
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-480,0005,719
Extraordinary gains, net$011
Net income$-480,0005,719
Minority interest net income$071
Net income of bank and minority interests.$-480,0005,719
Net charge-offs$25,0002,462
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-480,0005,718
2017-03-31 (YTD Data)Rank
Total interest income$3,194,0001,986
Total interest expense$955,000807
Net interest income$2,239,0002,415
Provision for loan and lease losses$-20,0005,678
Total noninterest income$897,0001,397
Gross Fiduciary activities income$139,000585
Service charges on deposit accounts$9,0005,277
Trading account gains and fees$0142
Additional Noninterest Income$749,0001,174
Total noninterest expense$3,323,0001,513
Salaries and employee benefits$1,501,0001,849
Premises and equipment expense$320,0001,789
Additional noninterest expense$1,502,0001,063
Pre-tax net operating income$-167,0005,762
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-167,0005,762
Extraordinary gains, net$08
Net income$-167,0005,762
Minority interest net income$055
Net income of bank and minority interests.$-167,0005,762
Net charge-offs$14,0002,073
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-167,0005,759
2016-12-31 (YTD Data)Rank
Total interest income$9,825,0002,435
Total interest expense$3,172,000916
Net interest income$6,653,0002,990
Provision for loan and lease losses$136,0002,815
Total noninterest income$3,965,0001,353
Gross Fiduciary activities income$585,000562
Service charges on deposit accounts$31,0005,431
Trading account gains and fees$0170
Additional Noninterest Income$3,349,0001,119
Total noninterest expense$12,147,0001,595
Salaries and employee benefits$5,109,0002,064
Premises and equipment expense$1,226,0001,826
Additional noninterest expense$5,812,0001,126
Pre-tax net operating income$-1,665,0005,866
Securities gains (losses)$980,000238
Applicable income taxes$04,278
Income before extraordinary items$-685,0005,815
Extraordinary gains, net$05
Net income$-685,0005,814
Minority interest net income$082
Net income of bank and minority interests.$-685,0005,814
Net charge-offs$154,0002,195
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$20,000,00031
Net operating income$-1,665,0005,868
2016-09-30 (YTD Data)Rank
Total interest income$7,038,0002,542
Total interest expense$2,232,000973
Net interest income$4,806,0003,068
Provision for loan and lease losses$60,0003,183
Total noninterest income$1,975,0001,797
Gross Fiduciary activities income$440,000555
Service charges on deposit accounts$22,0005,511
Trading account gains and fees$0169
Additional Noninterest Income$1,513,0001,584
Total noninterest expense$9,215,0001,576
Salaries and employee benefits$3,884,0002,031
Premises and equipment expense$757,0002,143
Additional noninterest expense$4,574,0001,080
Pre-tax net operating income$-2,494,0005,961
Securities gains (losses)$980,000208
Applicable income taxes$04,325
Income before extraordinary items$-1,514,0005,941
Extraordinary gains, net$05
Net income$-1,514,0005,941
Minority interest net income$071
Net income of bank and minority interests.$-1,514,0005,941
Net charge-offs$128,0001,842
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$20,000,00023
Net operating income$-2,494,0005,959
2016-06-30 (YTD Data)Rank
Total interest income$4,372,0002,684
Total interest expense$1,352,0001,062
Net interest income$3,020,0003,201
Provision for loan and lease losses$374,0001,073
Total noninterest income$2,076,0001,278
Gross Fiduciary activities income$293,000565
Service charges on deposit accounts$29,0005,147
Trading account gains and fees$0157
Additional Noninterest Income$1,754,0001,066
Total noninterest expense$5,898,0001,646
Salaries and employee benefits$2,422,0002,148
Premises and equipment expense$261,0003,326
Additional noninterest expense$3,215,0001,020
Pre-tax net operating income$-1,176,0006,020
Securities gains (losses)$749,000193
Applicable income taxes$04,338
Income before extraordinary items$-427,0005,974
Extraordinary gains, net$016
Net income$-427,0005,973
Minority interest net income$071
Net income of bank and minority interests.$-427,0005,973
Net charge-offs$62,0001,991
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$20,000,00015
Net operating income$-1,176,0006,013
2016-03-31 (YTD Data)Rank
Total interest income$1,967,0002,894
Total interest expense$595,0001,194
Net interest income$1,372,0003,404
Provision for loan and lease losses$-333,0006,051
Total noninterest income$1,066,0001,242
Gross Fiduciary activities income$145,000572
Service charges on deposit accounts$14,0005,188
Trading account gains and fees$0142
Additional Noninterest Income$907,0001,008
Total noninterest expense$2,711,0001,775
Salaries and employee benefits$1,162,0002,232
Premises and equipment expense$312,0001,810
Additional noninterest expense$1,237,0001,273
Pre-tax net operating income$60,0005,392
Securities gains (losses)$19,0001,252
Applicable income taxes$04,259
Income before extraordinary items$79,0005,192
Extraordinary gains, net$012
Net income$79,0005,193
Minority interest net income$062
Net income of bank and minority interests.$79,0005,193
Net charge-offs$17,0002,074
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$10,000,00013
Net operating income$60,0005,296
2015-12-31 (YTD Data)Rank
Total interest income$4,153,0004,237
Total interest expense$1,274,0002,021
Net interest income$2,879,0004,720
Provision for loan and lease losses$1,382,000611
Total noninterest income$3,916,0001,315
Gross Fiduciary activities income$591,000559
Service charges on deposit accounts$56,0005,295
Trading account gains and fees$0159
Additional Noninterest Income$3,269,0001,094
Total noninterest expense$8,435,0002,190
Salaries and employee benefits$3,599,0002,677
Premises and equipment expense$1,220,0001,859
Additional noninterest expense$3,616,0001,676
Pre-tax net operating income$-3,022,0006,150
Securities gains (losses)$7,0002,729
Applicable income taxes$04,402
Income before extraordinary items$-3,015,0006,152
Extraordinary gains, net$023
Net income$-3,015,0006,152
Minority interest net income$081
Net income of bank and minority interests.$-3,015,0006,152
Net charge-offs$9,0004,053
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$8,800,00053
Net operating income$-3,022,0006,148
2015-09-30 (YTD Data)Rank
Total interest income$2,756,0004,523
Total interest expense$811,0002,318
Net interest income$1,945,0004,934
Provision for loan and lease losses$286,0001,557
Total noninterest income$731,0003,127
Gross Fiduciary activities income$454,000560
Service charges on deposit accounts$37,0005,479
Trading account gains and fees$0153
Additional Noninterest Income$240,0003,925
Total noninterest expense$5,769,0002,372
Salaries and employee benefits$2,608,0002,756
Premises and equipment expense$884,0001,943
Additional noninterest expense$2,277,0001,977
Pre-tax net operating income$-3,379,0006,251
Securities gains (losses)$2,0002,829
Applicable income taxes$04,489
Income before extraordinary items$-3,377,0006,246
Extraordinary gains, net$021
Net income$-3,377,0006,246
Minority interest net income$078
Net income of bank and minority interests.$-3,377,0006,246
Net charge-offs$3,0003,929
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$8,800,00040
Net operating income$-3,379,0006,244
2015-06-30 (YTD Data)Rank
Total interest income$1,573,0004,862
Total interest expense$428,0002,735
Net interest income$1,145,0005,144
Provision for loan and lease losses$246,0001,313
Total noninterest income$502,0003,067
Gross Fiduciary activities income$305,000570
Service charges on deposit accounts$26,0005,473
Trading account gains and fees$0157
Additional Noninterest Income$171,0003,864
Total noninterest expense$3,796,0002,414
Salaries and employee benefits$1,752,0002,761
Premises and equipment expense$587,0001,953
Additional noninterest expense$1,457,0002,053
Pre-tax net operating income$-2,395,0006,328
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-2,395,0006,323
Extraordinary gains, net$022
Net income$-2,395,0006,323
Minority interest net income$075
Net income of bank and minority interests.$-2,395,0006,323
Net charge-offs$03,893
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$8,800,00033
Net operating income$-2,395,0006,322
2015-03-31 (YTD Data)Rank
Total interest income$591,0005,313
Total interest expense$140,0003,627
Net interest income$451,0005,534
Provision for loan and lease losses$97,0001,493
Total noninterest income$235,0003,142
Gross Fiduciary activities income$147,000581
Service charges on deposit accounts$11,0005,619
Trading account gains and fees$0152
Additional Noninterest Income$77,0003,964
Total noninterest expense$1,748,0002,605
Salaries and employee benefits$813,0002,937
Premises and equipment expense$284,0002,029
Additional noninterest expense$651,0002,250
Pre-tax net operating income$-1,159,0006,392
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-1,159,0006,387
Extraordinary gains, net$013
Net income$-1,159,0006,388
Minority interest net income$064
Net income of bank and minority interests.$-1,159,0006,388
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$8,800,00021
Net operating income$-1,159,0006,385
2014-12-31 (YTD Data)Rank
Total interest income$1,808,0005,777
Total interest expense$264,0005,159
Net interest income$1,544,0005,823
Provision for loan and lease losses$267,0002,132
Total noninterest income$864,0003,368
Gross Fiduciary activities income$571,000581
Service charges on deposit accounts$41,0005,844
Trading account gains and fees$0180
Additional Noninterest Income$252,0004,240
Total noninterest expense$8,942,0002,113
Salaries and employee benefits$3,689,0002,674
Premises and equipment expense$1,729,0001,374
Additional noninterest expense$3,524,0001,764
Pre-tax net operating income$-6,801,0006,496
Securities gains (losses)$17,0002,414
Applicable income taxes$04,531
Income before extraordinary items$-6,784,0006,486
Extraordinary gains, net$017
Net income$-6,784,0006,485
Minority interest net income$084
Net income of bank and minority interests.$-6,784,0006,485
Net charge-offs$04,970
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-6,801,0006,485
2014-09-30 (YTD Data)Rank
Total interest income$1,379,0005,821
Total interest expense$177,0005,375
Net interest income$1,202,0005,841
Provision for loan and lease losses$201,0002,064
Total noninterest income$652,0003,381
Gross Fiduciary activities income$428,000580
Service charges on deposit accounts$28,0005,970
Trading account gains and fees$0174
Additional Noninterest Income$196,0004,233
Total noninterest expense$7,001,0002,030
Salaries and employee benefits$2,786,0002,656
Premises and equipment expense$1,170,0001,524
Additional noninterest expense$3,045,0001,546
Pre-tax net operating income$-5,348,0006,579
Securities gains (losses)$2,0002,770
Applicable income taxes$04,583
Income before extraordinary items$-5,346,0006,568
Extraordinary gains, net$015
Net income$-5,346,0006,567
Minority interest net income$081
Net income of bank and minority interests.$-5,346,0006,567
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-5,348,0006,571
2014-06-30 (YTD Data)Rank
Total interest income$905,0005,876
Total interest expense$104,0005,578
Net interest income$801,0005,874
Provision for loan and lease losses$115,0002,235
Total noninterest income$415,0003,438
Gross Fiduciary activities income$274,000594
Service charges on deposit accounts$15,0006,119
Trading account gains and fees$0172
Additional Noninterest Income$126,0004,261
Total noninterest expense$4,803,0001,974
Salaries and employee benefits$1,925,0002,594
Premises and equipment expense$822,0001,455
Additional noninterest expense$2,056,0001,526
Pre-tax net operating income$-3,702,0006,650
Securities gains (losses)$2,0002,363
Applicable income taxes$04,568
Income before extraordinary items$-3,700,0006,641
Extraordinary gains, net$020
Net income$-3,700,0006,641
Minority interest net income$080
Net income of bank and minority interests.$-3,700,0006,641
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,702,0006,642
2014-03-31 (YTD Data)Rank
Total interest income$432,0006,000
Total interest expense$45,0005,804
Net interest income$387,0005,977
Provision for loan and lease losses$33,0002,541
Total noninterest income$184,0003,599
Gross Fiduciary activities income$134,000603
Service charges on deposit accounts$6,0006,247
Trading account gains and fees$0147
Additional Noninterest Income$44,0004,711
Total noninterest expense$2,156,0002,191
Salaries and employee benefits$1,015,0002,473
Premises and equipment expense$331,0001,817
Additional noninterest expense$810,0001,872
Pre-tax net operating income$-1,618,0006,715
Securities gains (losses)$2,0001,528
Applicable income taxes$04,445
Income before extraordinary items$-1,616,0006,706
Extraordinary gains, net$016
Net income$-1,616,0006,706
Minority interest net income$066
Net income of bank and minority interests.$-1,616,0006,706
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,618,0006,706
2013-12-31 (YTD Data)Rank
Total interest income$1,759,0006,044
Total interest expense$186,0005,989
Net interest income$1,573,0006,005
Provision for loan and lease losses$117,0003,558
Total noninterest income$680,0003,918
Gross Fiduciary activities income$383,000657
Service charges on deposit accounts$28,0006,314
Trading account gains and fees$0184
Additional Noninterest Income$269,0004,230
Total noninterest expense$7,714,0002,427
Salaries and employee benefits$3,013,0003,102
Premises and equipment expense$1,093,0002,082
Additional noninterest expense$3,608,0001,759
Pre-tax net operating income$-5,578,0006,760
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-5,578,0006,761
Extraordinary gains, net$029
Net income$-5,578,0006,761
Minority interest net income$090
Net income of bank and minority interests.$-5,578,0006,761
Net charge-offs$3,0005,320
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-5,578,0006,757
2013-09-30 (YTD Data)Rank
Total interest income$1,207,0006,213
Total interest expense$141,0006,065
Net interest income$1,066,0006,186
Provision for loan and lease losses$106,0003,299
Total noninterest income$478,0004,104
Gross Fiduciary activities income$275,000671
Service charges on deposit accounts$20,0006,404
Trading account gains and fees$0180
Additional Noninterest Income$183,0004,421
Total noninterest expense$5,178,0002,665
Salaries and employee benefits$2,080,0003,301
Premises and equipment expense$730,0002,322
Additional noninterest expense$2,368,0001,977
Pre-tax net operating income$-3,740,0006,838
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-3,740,0006,842
Extraordinary gains, net$025
Net income$-3,740,0006,843
Minority interest net income$084
Net income of bank and minority interests.$-3,740,0006,843
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-3,740,0006,833
2013-06-30 (YTD Data)Rank
Total interest income$813,0006,240
Total interest expense$98,0006,088
Net interest income$715,0006,209
Provision for loan and lease losses$66,0003,329
Total noninterest income$319,0004,109
Gross Fiduciary activities income$177,000673
Service charges on deposit accounts$12,0006,472
Trading account gains and fees$0157
Additional Noninterest Income$130,0004,404
Total noninterest expense$3,231,0002,822
Salaries and employee benefits$1,281,0003,507
Premises and equipment expense$463,0002,429
Additional noninterest expense$1,487,0002,079
Pre-tax net operating income$-2,263,0006,883
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-2,263,0006,885
Extraordinary gains, net$022
Net income$-2,263,0006,886
Minority interest net income$082
Net income of bank and minority interests.$-2,263,0006,886
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-2,263,0006,879
2013-03-31 (YTD Data)Rank
Total interest income$420,0006,252
Total interest expense$51,0006,121
Net interest income$369,0006,208
Provision for loan and lease losses$43,0003,009
Total noninterest income$187,0003,783
Gross Fiduciary activities income$89,000681
Service charges on deposit accounts$4,0006,617
Trading account gains and fees$0148
Additional Noninterest Income$94,0003,847
Total noninterest expense$1,756,0002,666
Salaries and employee benefits$606,0003,686
Premises and equipment expense$230,0002,467
Additional noninterest expense$920,0001,737
Pre-tax net operating income$-1,243,0006,949
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-1,243,0006,956
Extraordinary gains, net$010
Net income$-1,243,0006,957
Minority interest net income$076
Net income of bank and minority interests.$-1,243,0006,957
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,243,0006,947
2012-12-31 (YTD Data)Rank
Total interest income$1,674,0006,360
Total interest expense$195,0006,420
Net interest income$1,479,0006,300
Provision for loan and lease losses$128,0004,419
Total noninterest income$630,0004,092
Gross Fiduciary activities income$263,000737
Service charges on deposit accounts$26,0006,583
Trading account gains and fees$0166
Additional Noninterest Income$341,0003,870
Total noninterest expense$5,527,0003,222
Salaries and employee benefits$2,067,0004,057
Premises and equipment expense$864,0002,580
Additional noninterest expense$2,596,0002,481
Pre-tax net operating income$-3,546,0006,908
Securities gains (losses)$140,0002,000
Applicable income taxes$04,751
Income before extraordinary items$-3,406,0006,914
Extraordinary gains, net$029
Net income$-3,406,0006,912
Minority interest net income$093
Net income of bank and minority interests.$-3,406,0006,912
Net charge-offs$1,0005,927
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-3,546,0006,902
2012-09-30 (YTD Data)Rank
Total interest income$1,146,0006,566
Total interest expense$152,0006,516
Net interest income$994,0006,523
Provision for loan and lease losses$85,0004,548
Total noninterest income$384,0004,497
Gross Fiduciary activities income$185,000743
Service charges on deposit accounts$15,0006,750
Trading account gains and fees$0157
Additional Noninterest Income$184,0004,370
Total noninterest expense$3,723,0003,507
Salaries and employee benefits$1,449,0004,235
Premises and equipment expense$605,0002,753
Additional noninterest expense$1,669,0002,856
Pre-tax net operating income$-2,430,0007,006
Securities gains (losses)$140,0001,719
Applicable income taxes$04,802
Income before extraordinary items$-2,290,0007,014
Extraordinary gains, net$020
Net income$-2,290,0007,011
Minority interest net income$086
Net income of bank and minority interests.$-2,290,0007,013
Net charge-offs$1,0005,692
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,430,0007,011
2012-06-30 (YTD Data)Rank
Total interest income$764,0006,616
Total interest expense$108,0006,544
Net interest income$656,0006,578
Provision for loan and lease losses$36,0004,786
Total noninterest income$225,0004,703
Gross Fiduciary activities income$117,000763
Service charges on deposit accounts$8,0006,853
Trading account gains and fees$0153
Additional Noninterest Income$100,0004,661
Total noninterest expense$2,587,0003,426
Salaries and employee benefits$971,0004,250
Premises and equipment expense$396,0002,799
Additional noninterest expense$1,220,0002,646
Pre-tax net operating income$-1,742,0007,073
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-1,742,0007,092
Extraordinary gains, net$019
Net income$-1,742,0007,092
Minority interest net income$084
Net income of bank and minority interests.$-1,742,0007,092
Net charge-offs$1,0005,406
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,742,0007,075
2012-03-31 (YTD Data)Rank
Total interest income$420,0006,567
Total interest expense$53,0006,641
Net interest income$367,0006,495
Provision for loan and lease losses$17,0004,567
Total noninterest income$95,0005,010
Gross Fiduciary activities income$56,000769
Service charges on deposit accounts$3,0006,938
Trading account gains and fees$0148
Additional Noninterest Income$36,0005,151
Total noninterest expense$1,223,0003,579
Salaries and employee benefits$488,0004,268
Premises and equipment expense$172,0003,125
Additional noninterest expense$563,0002,810
Pre-tax net operating income$-778,0007,126
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-778,0007,144
Extraordinary gains, net$019
Net income$-778,0007,143
Minority interest net income$078
Net income of bank and minority interests.$-778,0007,144
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-778,0007,135
2011-12-31 (YTD Data)Rank
Total interest income$1,088,0007,034
Total interest expense$97,0007,198
Net interest income$991,0006,946
Provision for loan and lease losses$19,0006,240
Total noninterest income$251,0005,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$251,0004,127
Total noninterest expense$3,825,0004,244
Salaries and employee benefits$1,690,0004,625
Premises and equipment expense$592,0003,605
Additional noninterest expense$1,543,0003,786
Pre-tax net operating income$-2,602,0006,875
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-2,602,0006,907
Extraordinary gains, net$029
Net income$-2,602,0006,906
Minority interest net income$096
Net income of bank and minority interests.$-2,602,0006,907
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$50,000,00017
Net operating income$-2,602,0006,888
2011-09-30 (YTD Data)Rank
Total interest income$699,0007,185
Total interest expense$43,0007,352
Net interest income$656,0007,102
Provision for loan and lease losses$06,393
Total noninterest income$182,0005,595
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$182,0004,232
Total noninterest expense$2,709,0004,412
Salaries and employee benefits$999,0005,285
Premises and equipment expense$399,0003,916
Additional noninterest expense$1,311,0003,478
Pre-tax net operating income$-1,871,0006,989
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,871,0007,045
Extraordinary gains, net$021
Net income$-1,871,0007,046
Minority interest net income$087
Net income of bank and minority interests.$-1,871,0007,046
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$50,000,00013
Net operating income$-1,871,0007,032
2011-06-30 (YTD Data)Rank
Total interest income$304,0007,391
Total interest expense$2,0007,483
Net interest income$302,0007,337
Provision for loan and lease losses$06,217
Total noninterest income$118,0005,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$118,0004,319
Total noninterest expense$1,519,0004,914
Salaries and employee benefits$436,0006,177
Premises and equipment expense$216,0004,481
Additional noninterest expense$867,0003,545
Pre-tax net operating income$-1,099,0007,008
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-1,099,0007,061
Extraordinary gains, net$015
Net income$-1,099,0007,060
Minority interest net income$089
Net income of bank and minority interests.$-1,099,0007,061
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$50,000,0009
Net operating income$-1,099,0007,043
2011-03-31 (YTD Data)Rank
Total interest income$58,0007,543
Total interest expense$1,0007,546
Net interest income$57,0007,531
Provision for loan and lease losses$05,840
Total noninterest income$58,0005,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$58,0004,429
Total noninterest expense$384,0006,427
Salaries and employee benefits$142,0006,907
Premises and equipment expense$33,0006,698
Additional noninterest expense$209,0005,424
Pre-tax net operating income$-269,0006,900
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-269,0006,959
Extraordinary gains, net$09
Net income$-269,0006,959
Minority interest net income$086
Net income of bank and minority interests.$-269,0006,959
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-269,0006,941
2010-12-31 (YTD Data)Rank
Total interest income$237,0007,613
Total interest expense$4,0007,631
Net interest income$233,0007,597
Provision for loan and lease losses$07,042
Total noninterest income$225,0005,802
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$225,0004,413
Total noninterest expense$419,0007,571
Salaries and employee benefits$264,0007,512
Premises and equipment expense$34,0007,537
Additional noninterest expense$121,0007,576
Pre-tax net operating income$39,0005,656
Securities gains (losses)$03,793
Applicable income taxes$16,0004,094
Income before extraordinary items$23,0005,885
Extraordinary gains, net$029
Net income$23,0005,885
Minority interest net income$0111
Net income of bank and minority interests.$23,0005,885
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$23,0005,748
2010-09-30 (YTD Data)Rank
Total interest income$175,0007,728
Total interest expense$3,0007,734
Net interest income$172,0007,711
Provision for loan and lease losses$06,977
Total noninterest income$167,0005,930
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$167,0004,485
Total noninterest expense$310,0007,671
Salaries and employee benefits$173,0007,650
Premises and equipment expense$25,0007,642
Additional noninterest expense$112,0007,617
Pre-tax net operating income$29,0005,872
Securities gains (losses)$03,651
Applicable income taxes$12,0004,186
Income before extraordinary items$17,0006,057
Extraordinary gains, net$023
Net income$17,0006,058
Minority interest net income$0110
Net income of bank and minority interests.$17,0006,058
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$17,0005,936
2010-06-30 (YTD Data)Rank
Total interest income$124,0007,795
Total interest expense$2,0007,804
Net interest income$122,0007,775
Provision for loan and lease losses$06,857
Total noninterest income$109,0005,959
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$109,0004,502
Total noninterest expense$181,0007,762
Salaries and employee benefits$112,0007,722
Premises and equipment expense$17,0007,705
Additional noninterest expense$52,0007,775
Pre-tax net operating income$50,0005,808
Securities gains (losses)$03,184
Applicable income taxes$8,0004,167
Income before extraordinary items$42,0005,953
Extraordinary gains, net$019
Net income$42,0005,955
Minority interest net income$0105
Net income of bank and minority interests.$42,0005,954
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$42,0005,856
2010-03-31 (YTD Data)Rank
Total interest income$63,0007,898
Total interest expense$1,0007,905
Net interest income$62,0007,877
Provision for loan and lease losses$06,552
Total noninterest income$54,0006,024
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$54,0004,552
Total noninterest expense$85,0007,881
Salaries and employee benefits$48,0007,846
Premises and equipment expense$5,0007,855
Additional noninterest expense$32,0007,837
Pre-tax net operating income$31,0005,908
Securities gains (losses)$02,284
Applicable income taxes$4,0004,179
Income before extraordinary items$27,0006,034
Extraordinary gains, net$016
Net income$27,0006,034
Minority interest net income$091
Net income of bank and minority interests.$27,0006,034
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$27,0005,914
2009-12-31 (YTD Data)Rank
Total interest income$265,0007,968
Total interest expense$12,0007,981
Net interest income$253,0007,944
Provision for loan and lease losses$07,427
Total noninterest income$208,0006,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$208,0004,570
Total noninterest expense$418,0007,924
Salaries and employee benefits$245,0007,884
Premises and equipment expense$26,0007,928
Additional noninterest expense$147,0007,891
Pre-tax net operating income$43,0005,276
Securities gains (losses)$4,0003,487
Applicable income taxes$18,0003,711
Income before extraordinary items$29,0005,421
Extraordinary gains, net$034
Net income$29,0005,420
Minority interest net income$0115
Net income of bank and minority interests.$29,0005,420
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$26,4405,382
2009-09-30 (YTD Data)Rank
Total interest income$200,0008,054
Total interest expense$9,0008,062
Net interest income$191,0008,029
Provision for loan and lease losses$07,284
Total noninterest income$150,0006,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$150,0004,762
Total noninterest expense$323,0007,986
Salaries and employee benefits$180,0007,961
Premises and equipment expense$20,0008,002
Additional noninterest expense$123,0007,910
Pre-tax net operating income$18,0005,606
Securities gains (losses)$4,0003,208
Applicable income taxes$11,0004,016
Income before extraordinary items$11,0005,730
Extraordinary gains, net$027
Net income$11,0005,730
Minority interest net income$0118
Net income of bank and minority interests.$11,0005,730
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,4405,682
2009-06-30 (YTD Data)Rank
Total interest income$134,0008,143
Total interest expense$6,0008,157
Net interest income$128,0008,113
Provision for loan and lease losses$07,158
Total noninterest income$98,0006,402
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$98,0004,834
Total noninterest expense$184,0008,110
Salaries and employee benefits$116,0008,065
Premises and equipment expense$14,0008,072
Additional noninterest expense$54,0008,111
Pre-tax net operating income$42,0005,560
Securities gains (losses)$03,136
Applicable income taxes$6,0004,180
Income before extraordinary items$36,0005,675
Extraordinary gains, net$021
Net income$36,0005,673
Minority interest net income$0112
Net income of bank and minority interests.$36,0005,673
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$36,0005,585
2009-03-31 (YTD Data)Rank
Total interest income$68,0008,198
Total interest expense$3,0008,208
Net interest income$65,0008,165
Provision for loan and lease losses$06,744
Total noninterest income$56,0006,213
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$56,0004,631
Total noninterest expense$81,0008,191
Salaries and employee benefits$47,0008,164
Premises and equipment expense$7,0008,115
Additional noninterest expense$27,0008,144
Pre-tax net operating income$40,0005,763
Securities gains (losses)$02,434
Applicable income taxes$3,0004,463
Income before extraordinary items$37,0005,893
Extraordinary gains, net$015
Net income$37,0005,895
Minority interest net income$0102
Net income of bank and minority interests.$37,0005,895
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$37,0005,725
2008-12-31 (YTD Data)Rank
Total interest income$271,0008,239
Total interest expense$20,0008,260
Net interest income$251,0008,212
Provision for loan and lease losses$07,334
Total noninterest income$1,159,0003,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,159,0001,924
Total noninterest expense$1,081,0007,439
Salaries and employee benefits$494,0007,684
Premises and equipment expense$251,0006,236
Additional noninterest expense$336,0007,291
Pre-tax net operating income$329,0005,348
Securities gains (losses)$03,220
Applicable income taxes$11,0004,508
Income before extraordinary items$318,0005,032
Extraordinary gains, net$039
Net income$318,0005,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$318,0005,187
2008-09-30 (YTD Data)Rank
Total interest income$205,0008,328
Total interest expense$15,0008,338
Net interest income$190,0008,305
Provision for loan and lease losses$06,991
Total noninterest income$1,104,0002,728
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,104,0001,690
Total noninterest expense$1,077,0006,962
Salaries and employee benefits$440,0007,481
Premises and equipment expense$211,0005,965
Additional noninterest expense$426,0006,326
Pre-tax net operating income$217,0005,976
Securities gains (losses)$03,106
Applicable income taxes$8,0004,921
Income before extraordinary items$209,0005,653
Extraordinary gains, net$031
Net income$209,0005,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$209,0005,826
2008-06-30 (YTD Data)Rank
Total interest income$135,0008,398
Total interest expense$10,0008,410
Net interest income$125,0008,374
Provision for loan and lease losses$06,671
Total noninterest income$1,028,0002,193
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,028,0001,367
Total noninterest expense$842,0006,688
Salaries and employee benefits$341,0007,288
Premises and equipment expense$188,0005,311
Additional noninterest expense$313,0006,080
Pre-tax net operating income$311,0005,223
Securities gains (losses)$03,233
Applicable income taxes$5,0005,215
Income before extraordinary items$306,0004,958
Extraordinary gains, net$021
Net income$306,0004,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$306,0004,901
2008-03-31 (YTD Data)Rank
Total interest income$69,0008,452
Total interest expense$5,0008,449
Net interest income$64,0008,427
Provision for loan and lease losses$06,080
Total noninterest income$608,0001,938
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$608,0001,226
Total noninterest expense$486,0006,372
Salaries and employee benefits$196,0007,052
Premises and equipment expense$92,0005,397
Additional noninterest expense$198,0005,404
Pre-tax net operating income$186,0005,081
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$186,0004,803
Extraordinary gains, net$015
Net income$186,0004,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$186,0004,692
2007-12-31 (YTD Data)Rank
Total interest income$262,0008,474
Total interest expense$24,0008,466
Net interest income$238,0008,446
Provision for loan and lease losses$06,851
Total noninterest income$2,500,0001,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,500,0001,157
Total noninterest expense$1,967,0006,258
Salaries and employee benefits$863,0006,813
Premises and equipment expense$465,0004,578
Additional noninterest expense$639,0005,971
Pre-tax net operating income$771,0005,244
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$771,0004,864
Extraordinary gains, net$039
Net income$771,0004,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$771,0004,837
2007-09-30 (YTD Data)Rank
Total interest income$192,0008,505
Total interest expense$18,0008,504
Net interest income$174,0008,483
Provision for loan and lease losses$06,528
Total noninterest income$1,884,0001,872
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,884,0001,170
Total noninterest expense$1,475,0006,246
Salaries and employee benefits$662,0006,719
Premises and equipment expense$325,0004,772
Additional noninterest expense$488,0005,876
Pre-tax net operating income$583,0005,494
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$583,0005,056
Extraordinary gains, net$033
Net income$583,0005,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$583,0005,050
2007-06-30 (YTD Data)Rank
Total interest income$124,0008,569
Total interest expense$12,0008,551
Net interest income$112,0008,557
Provision for loan and lease losses$06,209
Total noninterest income$1,279,0001,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,279,0001,176
Total noninterest expense$1,023,0006,191
Salaries and employee benefits$487,0006,547
Premises and equipment expense$234,0004,566
Additional noninterest expense$302,0006,099
Pre-tax net operating income$368,0005,672
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$368,0005,247
Extraordinary gains, net$029
Net income$368,0005,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$368,0005,234
2007-03-31 (YTD Data)Rank
Total interest income$60,0008,616
Total interest expense$6,0008,585
Net interest income$54,0008,604
Provision for loan and lease losses$05,779
Total noninterest income$678,0001,781
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$678,0001,099
Total noninterest expense$496,0006,312
Salaries and employee benefits$230,0006,728
Premises and equipment expense$117,0004,586
Additional noninterest expense$149,0006,135
Pre-tax net operating income$236,0005,171
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$236,0004,695
Extraordinary gains, net$022
Net income$236,0004,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$236,0004,677
2006-12-31 (YTD Data)Rank
Total interest income$201,0008,626
Total interest expense$20,0008,618
Net interest income$181,0008,617
Provision for loan and lease losses$06,850
Total noninterest income$1,109,0003,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,109,0002,071
Total noninterest expense$1,010,0007,691
Salaries and employee benefits$670,0007,372
Premises and equipment expense$112,0007,663
Additional noninterest expense$228,0007,970
Pre-tax net operating income$280,0007,166
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$280,0006,993
Extraordinary gains, net$051
Net income$280,0006,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$799,000523
Net operating income$280,0006,987
2006-09-30 (YTD Data)Rank
Total interest income$145,0008,702
Total interest expense$15,0008,689
Net interest income$130,0008,689
Provision for loan and lease losses$06,685
Total noninterest income$431,0004,850
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$431,0003,090
Total noninterest expense$538,0008,160
Salaries and employee benefits$369,0007,888
Premises and equipment expense$51,0008,209
Additional noninterest expense$118,0008,364
Pre-tax net operating income$23,0008,043
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$23,0008,056
Extraordinary gains, net$045
Net income$23,0008,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$799,000399
Net operating income$23,0008,047
2006-06-30 (YTD Data)Rank
Total interest income$85,0008,746
Total interest expense$10,0008,723
Net interest income$75,0008,735
Provision for loan and lease losses$06,419
Total noninterest income$154,0006,184
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$154,0004,257
Total noninterest expense$316,0008,323
Salaries and employee benefits$230,0008,026
Premises and equipment expense$14,0008,626
Additional noninterest expense$72,0008,454
Pre-tax net operating income$-87,0008,327
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-87,0008,336
Extraordinary gains, net$039
Net income$-87,0008,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$199,000435
Net operating income$-87,0008,332
2006-03-31 (YTD Data)Rank
Total interest income$43,0008,767
Total interest expense$5,0008,734
Net interest income$38,0008,758
Provision for loan and lease losses$06,013
Total noninterest income$75,0006,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$159,0008,334
Salaries and employee benefits$111,0008,084
Premises and equipment expense$6,0008,653
Additional noninterest expense$42,0008,346
Pre-tax net operating income$-46,0008,368
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-46,0008,376
Extraordinary gains, net$021
Net income$-46,0008,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-46,0008,362
2005-12-31 (YTD Data)Rank
Total interest income$176,0008,768
Total interest expense$12,0008,782
Net interest income$164,0008,752
Provision for loan and lease losses$07,120
Total noninterest income$255,0006,636
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$255,0004,691
Total noninterest expense$653,0008,326
Salaries and employee benefits$457,0008,025
Premises and equipment expense$50,0008,470
Additional noninterest expense$146,0008,512
Pre-tax net operating income$-234,0008,405
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-234,0008,439
Extraordinary gains, net$046
Net income$-234,0008,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$500,000534
Net operating income$-234,0008,418
2005-09-30 (YTD Data)Rank
Total interest income$131,0008,802
Total interest expense$9,0008,803
Net interest income$122,0008,792
Provision for loan and lease losses$06,899
Total noninterest income$179,0006,793
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$179,0004,847
Total noninterest expense$431,0008,452
Salaries and employee benefits$302,0008,189
Premises and equipment expense$39,0008,441
Additional noninterest expense$90,0008,638
Pre-tax net operating income$-130,0008,446
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-130,0008,474
Extraordinary gains, net$035
Net income$-130,0008,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$500,000400
Net operating income$-130,0008,447
2005-06-30 (YTD Data)Rank
Total interest income$85,0008,827
Total interest expense$6,0008,819
Net interest income$79,0008,813
Provision for loan and lease losses$06,626
Total noninterest income$113,0006,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$113,0004,941
Total noninterest expense$283,0008,469
Salaries and employee benefits$202,0008,181
Premises and equipment expense$28,0008,405
Additional noninterest expense$53,0008,702
Pre-tax net operating income$-91,0008,473
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-91,0008,505
Extraordinary gains, net$030
Net income$-91,0008,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$500,000286
Net operating income$-91,0008,481
2005-03-31 (YTD Data)Rank
Total interest income$40,0008,898
Total interest expense$3,0008,881
Net interest income$37,0008,886
Provision for loan and lease losses$06,226
Total noninterest income$55,0006,909
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,967
Total noninterest expense$114,0008,678
Salaries and employee benefits$71,0008,603
Premises and equipment expense$17,0008,338
Additional noninterest expense$26,0008,754
Pre-tax net operating income$-22,0008,510
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-22,0008,532
Extraordinary gains, net$024
Net income$-22,0008,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$500,000154
Net operating income$-22,0008,507
2004-12-31 (YTD Data)Rank
Total interest income$163,0008,895
Total interest expense$8,0008,913
Net interest income$155,0008,886
Provision for loan and lease losses$07,314
Total noninterest income$186,0007,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$186,0005,256
Total noninterest expense$634,0008,450
Salaries and employee benefits$446,0008,153
Premises and equipment expense$88,0008,110
Additional noninterest expense$100,0008,817
Pre-tax net operating income$-293,0008,575
Securities gains (losses)$1,0003,645
Applicable income taxes$07,185
Income before extraordinary items$-292,0008,627
Extraordinary gains, net$034
Net income$-292,0008,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$229,000561
Net operating income$-293,0008,599
2004-09-30 (YTD Data)Rank
Total interest income$122,0008,956
Total interest expense$6,0008,958
Net interest income$116,0008,940
Provision for loan and lease losses$07,100
Total noninterest income$131,0007,425
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$131,0005,402
Total noninterest expense$457,0008,499
Salaries and employee benefits$309,0008,254
Premises and equipment expense$77,0007,932
Additional noninterest expense$71,0008,870
Pre-tax net operating income$-210,0008,653
Securities gains (losses)$1,0003,538
Applicable income taxes$07,220
Income before extraordinary items$-209,0008,687
Extraordinary gains, net$026
Net income$-209,0008,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$229,000427
Net operating income$-210,0008,661
2004-06-30 (YTD Data)Rank
Total interest income$75,0009,018
Total interest expense$4,0009,016
Net interest income$71,0009,005
Provision for loan and lease losses$06,885
Total noninterest income$81,0007,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$81,0005,579
Total noninterest expense$348,0008,386
Salaries and employee benefits$237,0008,095
Premises and equipment expense$61,0007,711
Additional noninterest expense$50,0008,904
Pre-tax net operating income$-196,0008,766
Securities gains (losses)$1,0003,212
Applicable income taxes$07,214
Income before extraordinary items$-195,0008,793
Extraordinary gains, net$021
Net income$-195,0008,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$229,000328
Net operating income$-196,0008,766
2004-03-31 (YTD Data)Rank
Total interest income$38,0009,069
Total interest expense$2,0009,054
Net interest income$36,0009,050
Provision for loan and lease losses$06,501
Total noninterest income$41,0007,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$41,0005,508
Total noninterest expense$161,0008,535
Salaries and employee benefits$114,0008,192
Premises and equipment expense$18,0008,372
Additional noninterest expense$29,0008,867
Pre-tax net operating income$-84,0008,775
Securities gains (losses)$1,0002,756
Applicable income taxes$07,103
Income before extraordinary items$-83,0008,810
Extraordinary gains, net$016
Net income$-83,0008,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$229,000191
Net operating income$-84,0008,780
2003-12-31 (YTD Data)Rank
Total interest income$130,0009,102
Total interest expense$8,0009,109
Net interest income$122,0009,085
Provision for loan and lease losses$07,651
Total noninterest income$156,0007,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$156,0005,758
Total noninterest expense$739,0008,379
Salaries and employee benefits$439,0008,275
Premises and equipment expense$90,0008,193
Additional noninterest expense$210,0008,379
Pre-tax net operating income$-461,0008,804
Securities gains (losses)$-2,0008,601
Applicable income taxes$07,459
Income before extraordinary items$-463,0008,889
Extraordinary gains, net$054
Net income$-463,0008,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-461,0008,827
2003-09-30 (YTD Data)Rank
Total interest income$93,0009,175
Total interest expense$6,0009,177
Net interest income$87,0009,161
Provision for loan and lease losses$07,481
Total noninterest income$114,0007,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$114,0005,828
Total noninterest expense$518,0008,485
Salaries and employee benefits$310,0008,372
Premises and equipment expense$70,0008,163
Additional noninterest expense$138,0008,556
Pre-tax net operating income$-317,0008,881
Securities gains (losses)$-2,0008,785
Applicable income taxes$07,524
Income before extraordinary items$-319,0008,960
Extraordinary gains, net$040
Net income$-319,0008,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-317,0008,890
2003-06-30 (YTD Data)Rank
Total interest income$61,0009,223
Total interest expense$4,0009,218
Net interest income$57,0009,207
Provision for loan and lease losses$07,324
Total noninterest income$75,0007,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$303,0008,669
Salaries and employee benefits$188,0008,531
Premises and equipment expense$51,0008,066
Additional noninterest expense$64,0008,923
Pre-tax net operating income$-171,0008,903
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-171,0008,988
Extraordinary gains, net$030
Net income$-171,0008,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-171,0008,912
2003-03-31 (YTD Data)Rank
Total interest income$32,0009,266
Total interest expense$2,0009,258
Net interest income$30,0009,248
Provision for loan and lease losses$06,934
Total noninterest income$35,0007,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$35,0005,938
Total noninterest expense$146,0008,762
Salaries and employee benefits$69,0008,922
Premises and equipment expense$30,0007,859
Additional noninterest expense$47,0008,571
Pre-tax net operating income$-81,0008,943
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-81,0009,008
Extraordinary gains, net$021
Net income$-81,0009,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-81,0008,930
2002-12-31 (YTD Data)Rank
Total interest income$254,0009,257
Total interest expense$59,0009,234
Net interest income$195,0009,243
Provision for loan and lease losses$08,089
Total noninterest income$137,0007,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$137,0005,794
Total noninterest expense$1,015,0007,901
Salaries and employee benefits$689,0007,319
Premises and equipment expense$128,0007,773
Additional noninterest expense$198,0008,569
Pre-tax net operating income$-683,0009,046
Securities gains (losses)$92,0001,828
Applicable income taxes$07,681
Income before extraordinary items$-591,0009,069
Extraordinary gains, net$-46,0009,314
Net income$-637,0009,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-683,0009,061
2001-12-31 (YTD Data)Rank
Total interest income$285,0009,509
Total interest expense$32,0009,514
Net interest income$253,0009,457
Provision for loan and lease losses$08,228
Total noninterest income$107,0008,411
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$107,0006,284
Total noninterest expense$1,195,0007,477
Salaries and employee benefits$783,0006,865
Premises and equipment expense$90,0008,459
Additional noninterest expense$322,0007,691
Pre-tax net operating income$-835,0009,298
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-835,0009,369
Extraordinary gains, net$0105
Net income$-835,0009,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-835,0009,335
2000-12-31 (YTD Data)Rank
Total interest income$340,0009,776
Total interest expense$28,0009,804
Net interest income$312,0009,684
Provision for loan and lease losses$08,337
Total noninterest income$56,0009,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$56,0007,603
Total noninterest expense$903,0008,290
Salaries and employee benefits$559,0007,926
Premises and equipment expense$85,0008,701
Additional noninterest expense$259,0008,269
Pre-tax net operating income$-535,0009,552
Securities gains (losses)$14,0001,057
Applicable income taxes$08,362
Income before extraordinary items$-521,0009,576
Extraordinary gains, net$038
Net income$-521,0009,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-535,0009,584
1999-12-31 (YTD Data)Rank
Total interest income$18,00010,214
Total interest expense$1,00010,196
Net interest income$17,00010,208
Provision for loan and lease losses$08,503
Total noninterest income$010,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$010,153
Total noninterest expense$34,00010,213
Salaries and employee benefits$32,00010,193
Premises and equipment expense$010,185
Additional noninterest expense$2,00010,218
Pre-tax net operating income$-17,0009,448
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-17,0009,467
Extraordinary gains, net$035
Net income$-17,0009,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$1,000,000507
Net operating income$-17,0009,445

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.