Home > Austin National Bank > Income and Expense
Austin National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 6,075 |
| Total interest expense | $1,339,000 | 7,749 |
| Net interest income | $3,322,000 | 4,916 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $725,000 | 3,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,590 |
| Total noninterest expense | $2,308,000 | 5,090 |
| Salaries and employee benefits | $1,148,000 | 5,284 |
| Premises and equipment expense | $325,000 | 5,166 |
| Additional noninterest expense | $835,000 | 4,581 |
| Pre-tax net operating income | $1,739,000 | 3,969 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $617,000 | 3,586 |
| Income before extraordinary items | $1,127,000 | 4,276 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,127,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,123,750 | 4,226 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 6,466 |
| Total interest expense | $1,377,000 | 7,902 |
| Net interest income | $3,049,000 | 5,370 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $713,000 | 4,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $567,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $2,105,000 | 5,731 |
| Salaries and employee benefits | $1,067,000 | 5,712 |
| Premises and equipment expense | $293,000 | 5,680 |
| Additional noninterest expense | $745,000 | 5,483 |
| Pre-tax net operating income | $1,657,000 | 4,021 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $565,000 | 3,759 |
| Income before extraordinary items | $1,094,000 | 4,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,094,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,092,680 | 4,117 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 6,675 |
| Total interest expense | $1,340,000 | 8,148 |
| Net interest income | $2,969,000 | 5,544 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $751,000 | 3,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $595,000 | 2,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,872 |
| Total noninterest expense | $2,135,000 | 5,713 |
| Salaries and employee benefits | $1,046,000 | 5,821 |
| Premises and equipment expense | $268,000 | 6,085 |
| Additional noninterest expense | $821,000 | 5,140 |
| Pre-tax net operating income | $1,585,000 | 4,257 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $539,000 | 3,965 |
| Income before extraordinary items | $1,044,000 | 4,426 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,044,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,045,320 | 4,412 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 7,004 |
| Total interest expense | $1,026,000 | 8,581 |
| Net interest income | $2,721,000 | 6,061 |
| Provision for loan and lease losses | $-20,000 | 11,841 |
| Total noninterest income | $821,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,253 |
| Total noninterest expense | $2,058,000 | 6,049 |
| Salaries and employee benefits | $975,000 | 6,208 |
| Premises and equipment expense | $225,000 | 6,963 |
| Additional noninterest expense | $858,000 | 5,387 |
| Pre-tax net operating income | $1,504,000 | 4,403 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $504,000 | 4,032 |
| Income before extraordinary items | $994,000 | 4,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $994,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $997,960 | 4,594 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 7,801 |
| Total interest expense | $961,000 | 9,285 |
| Net interest income | $2,361,000 | 6,807 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $717,000 | 4,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $2,021,000 | 6,277 |
| Salaries and employee benefits | $882,000 | 6,826 |
| Premises and equipment expense | $228,000 | 7,133 |
| Additional noninterest expense | $911,000 | 5,316 |
| Pre-tax net operating income | $1,057,000 | 5,657 |
| Securities gains (losses) | $108,000 | 2,386 |
| Applicable income taxes | $408,000 | 4,936 |
| Income before extraordinary items | $757,000 | 5,792 |
| Extraordinary gains, net | $9,000 | 2,969 |
| Net income | $766,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $686,800 | 5,939 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 8,509 |
| Total interest expense | $1,138,000 | 9,829 |
| Net interest income | $2,139,000 | 7,396 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $584,000 | 5,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $1,819,000 | 6,888 |
| Salaries and employee benefits | $834,000 | 7,034 |
| Premises and equipment expense | $208,000 | 7,656 |
| Additional noninterest expense | $777,000 | 6,236 |
| Pre-tax net operating income | $904,000 | 6,076 |
| Securities gains (losses) | $136,000 | 2,540 |
| Applicable income taxes | $354,000 | 5,302 |
| Income before extraordinary items | $686,000 | 6,009 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $686,000 | 6,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $596,240 | 6,246 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.