Home > Austin County State Bank > Income and Expense
Austin County State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 5,307 |
| Total interest expense | $2,242,000 | 5,574 |
| Net interest income | $3,157,000 | 4,981 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $572,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $3,218,000 | 3,971 |
| Salaries and employee benefits | $1,306,000 | 4,855 |
| Premises and equipment expense | $365,000 | 4,829 |
| Additional noninterest expense | $1,547,000 | 2,790 |
| Pre-tax net operating income | $496,000 | 7,154 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $195,000 | 5,765 |
| Income before extraordinary items | $318,000 | 7,485 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $318,000 | 7,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $420,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $307,120 | 7,523 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,921,000 | 5,053 |
| Total interest expense | $2,529,000 | 5,324 |
| Net interest income | $3,392,000 | 4,703 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $580,000 | 4,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,401 |
| Total noninterest expense | $2,984,000 | 4,143 |
| Salaries and employee benefits | $1,377,000 | 4,544 |
| Premises and equipment expense | $398,000 | 4,436 |
| Additional noninterest expense | $1,209,000 | 3,348 |
| Pre-tax net operating income | $953,000 | 5,565 |
| Securities gains (losses) | $82,000 | 1,406 |
| Applicable income taxes | $426,000 | 4,262 |
| Income before extraordinary items | $609,000 | 6,007 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $609,000 | 6,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,170 |
| Cash dividends | $690,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $556,520 | 6,172 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 6,968 |
| Total interest expense | $1,537,000 | 7,257 |
| Net interest income | $2,146,000 | 6,633 |
| Provision for loan and lease losses | $140,000 | 4,290 |
| Total noninterest income | $354,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $1,619,000 | 6,491 |
| Salaries and employee benefits | $739,000 | 7,088 |
| Premises and equipment expense | $231,000 | 6,330 |
| Additional noninterest expense | $649,000 | 5,508 |
| Pre-tax net operating income | $741,000 | 6,822 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $306,000 | 5,670 |
| Income before extraordinary items | $455,000 | 7,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $455,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $2,529,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $442,200 | 7,312 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 5,076 |
| Total interest expense | $2,494,000 | 5,524 |
| Net interest income | $3,672,000 | 4,640 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $706,000 | 4,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $2,593,000 | 4,856 |
| Salaries and employee benefits | $1,393,000 | 4,604 |
| Premises and equipment expense | $460,000 | 4,044 |
| Additional noninterest expense | $740,000 | 5,512 |
| Pre-tax net operating income | $1,785,000 | 3,756 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $555,000 | 3,814 |
| Income before extraordinary items | $1,218,000 | 3,824 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,218,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $315,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,226,280 | 3,759 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,637,000 | 5,482 |
| Total interest expense | $2,331,000 | 5,838 |
| Net interest income | $3,306,000 | 5,100 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $649,000 | 4,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $552,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $2,484,000 | 5,022 |
| Salaries and employee benefits | $1,339,000 | 4,753 |
| Premises and equipment expense | $381,000 | 4,729 |
| Additional noninterest expense | $764,000 | 5,447 |
| Pre-tax net operating income | $1,466,000 | 4,532 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $442,000 | 4,582 |
| Income before extraordinary items | $1,013,000 | 4,554 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,013,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $372,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,020,700 | 4,506 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 5,722 |
| Total interest expense | $1,786,000 | 6,111 |
| Net interest income | $3,153,000 | 5,386 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $644,000 | 4,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $2,486,000 | 5,180 |
| Salaries and employee benefits | $1,242,000 | 5,085 |
| Premises and equipment expense | $401,000 | 4,575 |
| Additional noninterest expense | $843,000 | 5,458 |
| Pre-tax net operating income | $1,261,000 | 5,051 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $368,000 | 5,069 |
| Income before extraordinary items | $898,000 | 4,927 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $898,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $255,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $894,450 | 5,001 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 6,065 |
| Total interest expense | $1,699,000 | 6,618 |
| Net interest income | $3,027,000 | 5,620 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $2,252,000 | 5,755 |
| Salaries and employee benefits | $1,154,000 | 5,413 |
| Premises and equipment expense | $345,000 | 5,294 |
| Additional noninterest expense | $753,000 | 6,217 |
| Pre-tax net operating income | $1,143,000 | 5,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $328,000 | 5,755 |
| Income before extraordinary items | $815,000 | 5,490 |
| Extraordinary gains, net | $-11,000 | 12,328 |
| Net income | $804,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $815,000 | 5,250 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 6,511 |
| Total interest expense | $2,074,000 | 6,937 |
| Net interest income | $2,799,000 | 6,051 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $478,000 | 5,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,312 |
| Total noninterest expense | $2,127,000 | 6,092 |
| Salaries and employee benefits | $971,000 | 6,192 |
| Premises and equipment expense | $359,000 | 5,264 |
| Additional noninterest expense | $797,000 | 6,087 |
| Pre-tax net operating income | $1,060,000 | 5,396 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $317,000 | 5,716 |
| Income before extraordinary items | $759,000 | 5,587 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $759,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $212,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $747,640 | 5,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.