Home > Austin Bank, Whitehouse, Texas > Income and Expense
Austin Bank, Whitehouse, Texas, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 5,032 |
| Total interest expense | $2,250,000 | 5,746 |
| Net interest income | $3,707,000 | 4,383 |
| Provision for loan and lease losses | $123,000 | 4,579 |
| Total noninterest income | $1,235,000 | 2,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $942,000 | 1,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,089 |
| Total noninterest expense | $2,987,000 | 4,136 |
| Salaries and employee benefits | $1,667,000 | 3,906 |
| Premises and equipment expense | $342,000 | 4,956 |
| Additional noninterest expense | $978,000 | 4,030 |
| Pre-tax net operating income | $1,832,000 | 3,584 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $610,000 | 3,362 |
| Income before extraordinary items | $1,222,000 | 3,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,222,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $370,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,222,000 | 3,777 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 5,409 |
| Total interest expense | $2,218,000 | 5,845 |
| Net interest income | $3,285,000 | 4,957 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $989,000 | 3,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $704,000 | 1,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,051 |
| Total noninterest expense | $2,611,000 | 4,612 |
| Salaries and employee benefits | $1,375,000 | 4,573 |
| Premises and equipment expense | $305,000 | 5,408 |
| Additional noninterest expense | $931,000 | 4,176 |
| Pre-tax net operating income | $1,609,000 | 4,219 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $528,000 | 4,051 |
| Income before extraordinary items | $1,086,000 | 4,410 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,086,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $444,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,082,650 | 4,349 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 6,095 |
| Total interest expense | $1,956,000 | 6,504 |
| Net interest income | $2,862,000 | 5,641 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $836,000 | 3,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,163 |
| Total noninterest expense | $2,448,000 | 5,085 |
| Salaries and employee benefits | $1,264,000 | 4,968 |
| Premises and equipment expense | $359,000 | 4,932 |
| Additional noninterest expense | $825,000 | 5,091 |
| Pre-tax net operating income | $1,178,000 | 5,190 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $386,000 | 5,000 |
| Income before extraordinary items | $806,000 | 5,278 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $806,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $349,000 | 4,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $796,480 | 5,263 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 6,446 |
| Total interest expense | $1,882,000 | 6,714 |
| Net interest income | $2,630,000 | 6,085 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $612,000 | 4,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,857 |
| Total noninterest expense | $2,150,000 | 5,676 |
| Salaries and employee benefits | $1,155,000 | 5,388 |
| Premises and equipment expense | $197,000 | 7,255 |
| Additional noninterest expense | $798,000 | 5,266 |
| Pre-tax net operating income | $1,082,000 | 5,664 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $365,000 | 5,275 |
| Income before extraordinary items | $717,000 | 5,880 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $717,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $378,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $717,000 | 5,861 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 6,656 |
| Total interest expense | $1,499,000 | 6,895 |
| Net interest income | $2,537,000 | 6,400 |
| Provision for loan and lease losses | $-74,000 | 12,081 |
| Total noninterest income | $489,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,060 |
| Total noninterest expense | $1,858,000 | 6,548 |
| Salaries and employee benefits | $952,000 | 6,352 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $760,000 | 5,939 |
| Pre-tax net operating income | $1,242,000 | 5,111 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $397,000 | 4,794 |
| Income before extraordinary items | $845,000 | 5,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $845,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $407,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $845,000 | 5,194 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 6,734 |
| Total interest expense | $1,587,000 | 6,914 |
| Net interest income | $2,527,000 | 6,488 |
| Provision for loan and lease losses | $-168,000 | 13,009 |
| Total noninterest income | $491,000 | 5,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $2,026,000 | 6,260 |
| Salaries and employee benefits | $899,000 | 6,720 |
| Premises and equipment expense | $176,000 | 8,234 |
| Additional noninterest expense | $951,000 | 5,140 |
| Pre-tax net operating income | $1,160,000 | 5,300 |
| Securities gains (losses) | $748,000 | 676 |
| Applicable income taxes | $631,000 | 3,437 |
| Income before extraordinary items | $1,277,000 | 3,781 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,277,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 12,701 |
| Cash dividends | $734,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $775,840 | 5,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 6,840 |
| Total interest expense | $1,894,000 | 7,370 |
| Net interest income | $2,650,000 | 6,317 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $591,000 | 5,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,818 |
| Total noninterest expense | $1,842,000 | 6,813 |
| Salaries and employee benefits | $759,000 | 7,543 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $948,000 | 5,278 |
| Pre-tax net operating income | $1,267,000 | 4,705 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $404,000 | 4,753 |
| Income before extraordinary items | $869,000 | 5,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $869,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $322,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $864,920 | 4,757 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.