Home > Austin Bank, Texas > Net charge- offs to loans
Austin Bank, Texas, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2512% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2140% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4556% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4556% | 1,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1215% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3254% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3248% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4437% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4437% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2403% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1894% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 0.0197% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5122% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4709% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3707% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3707% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3781% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5428% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5428% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1163% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2883% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2883% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 680 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0140% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2895% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2895% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0116% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 3,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2200% | 1,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,039 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2303% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2303% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 3,903 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 3,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3221% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3429% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3429% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4076% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4076% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2559% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2559% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0381% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1265% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1361% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5176% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5176% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0949% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1850% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4780% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4780% | 1,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0824% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1256% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0894% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1920% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4967% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4967% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2164% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3360% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4888% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4888% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8346% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4723% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4723% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7330% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4214% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4214% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 4,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 4,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8749% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3351% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3351% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 4,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2156% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2171% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2171% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0568% | 4,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6505% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4898% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4898% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0710% | 5,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7510% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4583% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4583% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1851% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0130% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0465% | 5,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8323% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5589% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5589% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5385% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7526% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7526% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4272% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2038% | 519 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4095% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4866% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6569% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6569% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3501% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1847% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0089% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4173% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0933% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4950% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4950% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4351% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2585% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6215% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3465% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5914% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5914% | 1,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7386% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5587% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0263% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3716% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0067% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5349% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5349% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2151% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6808% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7287% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7287% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9997% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8872% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7224% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7224% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8767% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2551% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0272% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5920% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5920% | 1,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8844% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5797% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5797% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8387% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0319% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0983% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1359% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3230% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4923% | 1,525 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2232% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1456% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0431% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1601% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1830% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1849% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3617% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3617% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1664% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1454% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1108% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1223% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1504% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1520% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 4,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2235% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2235% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8629% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1381% | 5,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2097% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2097% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3077% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3094% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0845% | 962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2702% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1363% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6387% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1196% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5600% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4590% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4590% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1630% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3571% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.1163% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3653% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1474% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1880% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7062% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4546% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4546% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0101% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3083% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.1766% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1120% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1523% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2638% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8844% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2866% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2866% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7341% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2613% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.3796% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1716% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1892% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7902% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1600% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2609% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3591% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3591% | 1,632 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8512% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0277% | 1,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 2,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0686% | 3,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 3,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4755% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6830% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6830% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3451% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0383% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 2,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 3,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 3,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4747% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5470% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5470% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1580% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 1,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 2,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 2,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5798% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5798% | 1,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4556% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 2,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 6,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0685% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0526% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6113% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6113% | 1,307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9284% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2131% | 3,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 3,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0289% | 2,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 2,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1853% | 3,102 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2635% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1723% | 3,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2811% | 2,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4687% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4687% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3171% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1072% | 3,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0379% | 2,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 2,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1920% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6930% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1739% | 2,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2948% | 2,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3356% | 2,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3356% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1579% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 2,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1951% | 2,639 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5391% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1666% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2906% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3589% | 2,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0449% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 3,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2831% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3427% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3427% | 1,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0948% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2673% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.1591% | 2,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 3,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1544% | 3,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1563% | 3,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5170% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6121% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5622% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5175% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2612% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1214% | 4,108 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 6,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0679% | 2,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 3,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2115% | 2,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4160% | 2,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5775% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5194% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4921% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2388% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1030% | 2,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1603% | 3,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1624% | 2,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5670% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4188% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3641% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5020% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2009% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2088% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 2,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 2,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3889% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3653% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2976% | 2,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5600% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3227% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1094% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.1307% | 3,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0799% | 3,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1413% | 3,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 3,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4427% | 3,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0153% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6002% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3307% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.1785% | 2,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 2,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 3,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 3,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3820% | 3,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1578% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2739% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1150% | 2,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 3,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 3,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5967% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2265% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7209% | 487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3453% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 1,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8431% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4710% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6085% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3698% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 5,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.1264% | 3,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 3,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 3,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 3,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5452% | 3,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5290% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7189% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.1670% | 2,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 2,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 3,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 3,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5267% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1997% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9468% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 4,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0371% | 2,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 2,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 3,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 3,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 3,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8195% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3928% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,690 |
| Percentage Net Loans Charged-off:Construction & development | -0.0576% | 7,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1631% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6895% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7159% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4352% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2105% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0431% | 2,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4744% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 3,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 3,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4414% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4761% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4840% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 3,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 2,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 3,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 2,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5827% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4105% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6380% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3590% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 3,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 1,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6518% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4349% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9594% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2954% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 1,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0395% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5320% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9694% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0145% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3618% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0709% | 1,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 7,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 7,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5366% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8193% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0198% | 1,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0957% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2915% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7230% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 1,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1759% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4200% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0399% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1699% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8492% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0785% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2181% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 3,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3668% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0812% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0348% | 7,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1854% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9759% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0369% | 7,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3218% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0404% | 7,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2296% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0263% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3073% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0576% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8893% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 6,959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3162% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 2,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0645% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2102% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7511% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0088% | 1,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3275% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4275% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7559% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1151% | 7,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0686% | 7,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3689% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 3,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 8,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 2,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3952% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6787% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3082% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5788% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4496% | 3,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1887% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2281% | 4,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0694% | 7,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1624% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3557% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0664% | 7,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3030% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 3,068 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7111% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8951% | 2,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1020% | 7,558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8827% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8201% | 2,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0427% | 7,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0475% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3267% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5933% | 3,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0418% | 7,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2309% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5650% | 2,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1791% | 7,657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3585% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.1017% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0604% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8197% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7527% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1622% | 1,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6206% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0918% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3267% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8441% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5813% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1106% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2523% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2090% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9521% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6596% | 1,341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7118% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5940% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9919% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2355% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3063% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2626% | 1,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3503% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6492% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5058% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4082% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0503% | 10,915 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4497% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3853% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |