Home > Austin Bank, Rusk, Texas > Income and Expense
Austin Bank, Rusk, Texas, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,813 |
| Total interest expense | $1,875,000 | 6,405 |
| Net interest income | $2,959,000 | 5,176 |
| Provision for loan and lease losses | $1,165,000 | 859 |
| Total noninterest income | $643,000 | 4,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $1,904,000 | 5,785 |
| Salaries and employee benefits | $1,165,000 | 5,188 |
| Premises and equipment expense | $107,000 | 8,565 |
| Additional noninterest expense | $632,000 | 5,540 |
| Pre-tax net operating income | $533,000 | 7,217 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $350,000 | 7,533 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $350,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,138,000 | 690 |
| Cash dividends | $356,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $350,000 | 7,452 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 5,859 |
| Total interest expense | $2,067,000 | 6,137 |
| Net interest income | $2,863,000 | 5,494 |
| Provision for loan and lease losses | $399,000 | 2,118 |
| Total noninterest income | $484,000 | 5,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $1,786,000 | 6,098 |
| Salaries and employee benefits | $1,103,000 | 5,457 |
| Premises and equipment expense | $136,000 | 8,101 |
| Additional noninterest expense | $547,000 | 6,143 |
| Pre-tax net operating income | $1,162,000 | 5,349 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $407,000 | 4,832 |
| Income before extraordinary items | $775,000 | 5,567 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $775,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $773,000 | 941 |
| Cash dividends | $486,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $761,800 | 5,576 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 6,040 |
| Total interest expense | $2,116,000 | 6,193 |
| Net interest income | $2,775,000 | 5,771 |
| Provision for loan and lease losses | $735,000 | 1,277 |
| Total noninterest income | $453,000 | 5,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,023 |
| Total noninterest expense | $1,715,000 | 6,581 |
| Salaries and employee benefits | $1,047,000 | 5,802 |
| Premises and equipment expense | $142,000 | 8,248 |
| Additional noninterest expense | $526,000 | 6,867 |
| Pre-tax net operating income | $778,000 | 6,595 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $240,000 | 6,578 |
| Income before extraordinary items | $542,000 | 6,613 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $542,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,755 |
| Cash dividends | $405,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $539,240 | 6,566 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 6,314 |
| Total interest expense | $1,836,000 | 6,820 |
| Net interest income | $2,795,000 | 5,821 |
| Provision for loan and lease losses | $230,000 | 2,756 |
| Total noninterest income | $397,000 | 6,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $1,607,000 | 6,960 |
| Salaries and employee benefits | $978,000 | 6,173 |
| Premises and equipment expense | $119,000 | 9,075 |
| Additional noninterest expense | $510,000 | 7,176 |
| Pre-tax net operating income | $1,355,000 | 4,815 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $485,000 | 4,299 |
| Income before extraordinary items | $874,000 | 5,100 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $874,000 | 5,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,297 |
| Cash dividends | $456,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $871,440 | 5,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 6,134 |
| Total interest expense | $1,389,000 | 7,240 |
| Net interest income | $3,128,000 | 5,437 |
| Provision for loan and lease losses | $655,000 | 1,257 |
| Total noninterest income | $394,000 | 6,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $1,520,000 | 7,543 |
| Salaries and employee benefits | $896,000 | 6,663 |
| Premises and equipment expense | $133,000 | 9,004 |
| Additional noninterest expense | $491,000 | 7,939 |
| Pre-tax net operating income | $1,347,000 | 4,805 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $501,000 | 4,046 |
| Income before extraordinary items | $846,000 | 5,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $846,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,574 |
| Cash dividends | $1,127,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $846,000 | 5,188 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 6,542 |
| Total interest expense | $1,343,000 | 7,729 |
| Net interest income | $2,937,000 | 5,751 |
| Provision for loan and lease losses | $650,000 | 1,745 |
| Total noninterest income | $334,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $1,416,000 | 8,119 |
| Salaries and employee benefits | $853,000 | 7,005 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $466,000 | 8,552 |
| Pre-tax net operating income | $1,205,000 | 5,165 |
| Securities gains (losses) | $710,000 | 702 |
| Applicable income taxes | $615,000 | 3,522 |
| Income before extraordinary items | $1,300,000 | 3,707 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,300,000 | 3,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,604 |
| Cash dividends | $915,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $817,200 | 5,240 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 6,905 |
| Total interest expense | $1,703,000 | 7,880 |
| Net interest income | $2,794,000 | 6,059 |
| Provision for loan and lease losses | $395,000 | 3,502 |
| Total noninterest income | $347,000 | 7,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,396,000 | 8,312 |
| Salaries and employee benefits | $834,000 | 7,034 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $468,000 | 8,781 |
| Pre-tax net operating income | $1,350,000 | 4,475 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $464,000 | 4,248 |
| Income before extraordinary items | $956,000 | 4,686 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $956,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 3,138 |
| Cash dividends | $605,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $909,100 | 4,576 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.