Home > Austin Bank, Big Sandy, Texas > Income and Expense
Austin Bank, Big Sandy, Texas, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 9,007 |
| Total interest expense | $572,000 | 9,547 |
| Net interest income | $1,167,000 | 8,405 |
| Provision for loan and lease losses | $13,000 | 8,046 |
| Total noninterest income | $371,000 | 5,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,063 |
| Total noninterest expense | $1,027,000 | 8,031 |
| Salaries and employee benefits | $611,000 | 7,693 |
| Premises and equipment expense | $94,000 | 8,844 |
| Additional noninterest expense | $322,000 | 7,914 |
| Pre-tax net operating income | $498,000 | 7,377 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $158,000 | 6,747 |
| Income before extraordinary items | $346,000 | 7,552 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $346,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $197,000 | 5,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $341,860 | 7,503 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 9,413 |
| Total interest expense | $542,000 | 9,993 |
| Net interest income | $1,169,000 | 8,754 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $349,000 | 6,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $1,020,000 | 8,272 |
| Salaries and employee benefits | $626,000 | 7,749 |
| Premises and equipment expense | $70,000 | 9,702 |
| Additional noninterest expense | $324,000 | 8,086 |
| Pre-tax net operating income | $498,000 | 7,926 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $153,000 | 7,571 |
| Income before extraordinary items | $330,000 | 8,153 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $330,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $276,000 | 4,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $340,200 | 8,025 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 9,595 |
| Total interest expense | $550,000 | 10,440 |
| Net interest income | $1,287,000 | 8,799 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $325,000 | 6,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,546 |
| Total noninterest expense | $955,000 | 8,858 |
| Salaries and employee benefits | $623,000 | 7,986 |
| Premises and equipment expense | $56,000 | 10,464 |
| Additional noninterest expense | $276,000 | 9,126 |
| Pre-tax net operating income | $657,000 | 7,129 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $213,000 | 6,931 |
| Income before extraordinary items | $446,000 | 7,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $446,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $226,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $444,640 | 7,220 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 9,862 |
| Total interest expense | $555,000 | 10,832 |
| Net interest income | $1,356,000 | 8,910 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $270,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $902,000 | 9,349 |
| Salaries and employee benefits | $593,000 | 8,402 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $250,000 | 9,821 |
| Pre-tax net operating income | $724,000 | 7,203 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $248,000 | 6,675 |
| Income before extraordinary items | $479,000 | 7,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $479,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $254,000 | 4,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $477,020 | 7,389 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 10,133 |
| Total interest expense | $454,000 | 11,309 |
| Net interest income | $1,362,000 | 9,278 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $277,000 | 7,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,508 |
| Total noninterest expense | $821,000 | 10,135 |
| Salaries and employee benefits | $529,000 | 9,137 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $245,000 | 10,583 |
| Pre-tax net operating income | $818,000 | 6,787 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $262,000 | 6,368 |
| Income before extraordinary items | $556,000 | 6,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $556,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $598,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $556,000 | 6,912 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 10,641 |
| Total interest expense | $431,000 | 12,068 |
| Net interest income | $1,344,000 | 9,588 |
| Provision for loan and lease losses | $-85,000 | 12,865 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $741,000 | 10,956 |
| Salaries and employee benefits | $485,000 | 9,823 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $218,000 | 11,491 |
| Pre-tax net operating income | $951,000 | 6,106 |
| Securities gains (losses) | $315,000 | 1,252 |
| Applicable income taxes | $432,000 | 4,728 |
| Income before extraordinary items | $834,000 | 5,392 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $834,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $455,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $626,100 | 6,346 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 11,009 |
| Total interest expense | $533,000 | 12,602 |
| Net interest income | $1,410,000 | 9,592 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $292,000 | 7,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,704 |
| Total noninterest expense | $745,000 | 11,280 |
| Salaries and employee benefits | $456,000 | 10,245 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $249,000 | 11,542 |
| Pre-tax net operating income | $777,000 | 6,671 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $626,000 | 6,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $626,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $622,000 | 6,061 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.