Home > Aurora National Bank - South > Income and Expense
Aurora National Bank - South, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 4,121 |
| Total interest expense | $2,354,000 | 5,596 |
| Net interest income | $5,242,000 | 3,248 |
| Provision for loan and lease losses | $330,000 | 2,400 |
| Total noninterest income | $1,426,000 | 2,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $734,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $692,000 | 2,412 |
| Total noninterest expense | $4,036,000 | 3,178 |
| Salaries and employee benefits | $1,458,000 | 4,334 |
| Premises and equipment expense | $528,000 | 3,541 |
| Additional noninterest expense | $2,050,000 | 2,078 |
| Pre-tax net operating income | $2,302,000 | 2,983 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $751,000 | 2,873 |
| Income before extraordinary items | $1,551,000 | 3,172 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,551,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,514 |
| Cash dividends | $650,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,551,000 | 3,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,737,000 | 4,641 |
| Total interest expense | $2,108,000 | 6,069 |
| Net interest income | $4,629,000 | 3,738 |
| Provision for loan and lease losses | $340,000 | 2,366 |
| Total noninterest income | $1,245,000 | 2,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $639,000 | 2,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $606,000 | 2,456 |
| Total noninterest expense | $3,769,000 | 3,358 |
| Salaries and employee benefits | $1,399,000 | 4,504 |
| Premises and equipment expense | $519,000 | 3,585 |
| Additional noninterest expense | $1,851,000 | 2,253 |
| Pre-tax net operating income | $1,765,000 | 3,914 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $561,000 | 3,869 |
| Income before extraordinary items | $1,204,000 | 4,041 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,204,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,095 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,204,000 | 3,978 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 5,159 |
| Total interest expense | $2,022,000 | 6,368 |
| Net interest income | $4,022,000 | 4,305 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $903,000 | 3,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,716 |
| Total noninterest expense | $3,277,000 | 4,025 |
| Salaries and employee benefits | $1,369,000 | 4,667 |
| Premises and equipment expense | $398,000 | 4,556 |
| Additional noninterest expense | $1,510,000 | 3,100 |
| Pre-tax net operating income | $1,408,000 | 4,563 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $415,000 | 4,786 |
| Income before extraordinary items | $993,000 | 4,544 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $993,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,390 |
| Cash dividends | $638,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $993,000 | 4,490 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 5,588 |
| Total interest expense | $1,695,000 | 7,152 |
| Net interest income | $3,807,000 | 4,500 |
| Provision for loan and lease losses | $219,000 | 2,855 |
| Total noninterest income | $742,000 | 3,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $2,952,000 | 4,346 |
| Salaries and employee benefits | $1,229,000 | 5,104 |
| Premises and equipment expense | $390,000 | 4,645 |
| Additional noninterest expense | $1,333,000 | 3,413 |
| Pre-tax net operating income | $1,378,000 | 4,755 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $440,000 | 4,594 |
| Income before extraordinary items | $938,000 | 4,830 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $938,000 | 4,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $938,000 | 4,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 6,188 |
| Total interest expense | $1,136,000 | 8,161 |
| Net interest income | $3,318,000 | 5,174 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $725,000 | 4,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,715 |
| Total noninterest expense | $2,920,000 | 4,516 |
| Salaries and employee benefits | $1,152,000 | 5,448 |
| Premises and equipment expense | $420,000 | 4,403 |
| Additional noninterest expense | $1,348,000 | 3,662 |
| Pre-tax net operating income | $1,038,000 | 5,805 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $277,000 | 6,166 |
| Income before extraordinary items | $761,000 | 5,550 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $761,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,905 |
| Cash dividends | $188,000 | 5,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $761,000 | 5,621 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 6,784 |
| Total interest expense | $1,103,000 | 8,671 |
| Net interest income | $2,970,000 | 5,700 |
| Provision for loan and lease losses | $91,000 | 5,992 |
| Total noninterest income | $600,000 | 4,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,748 |
| Total noninterest expense | $2,498,000 | 5,284 |
| Salaries and employee benefits | $973,000 | 6,290 |
| Premises and equipment expense | $343,000 | 5,314 |
| Additional noninterest expense | $1,182,000 | 4,241 |
| Pre-tax net operating income | $981,000 | 5,963 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $252,000 | 6,760 |
| Income before extraordinary items | $729,000 | 5,933 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $729,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $248,000 | 4,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $729,000 | 5,668 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 7,523 |
| Total interest expense | $1,379,000 | 8,927 |
| Net interest income | $2,614,000 | 6,384 |
| Provision for loan and lease losses | $106,000 | 7,118 |
| Total noninterest income | $589,000 | 5,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,639 |
| Total noninterest expense | $2,339,000 | 5,610 |
| Salaries and employee benefits | $850,000 | 6,930 |
| Premises and equipment expense | $336,000 | 5,522 |
| Additional noninterest expense | $1,153,000 | 4,504 |
| Pre-tax net operating income | $758,000 | 6,775 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $556,000 | 6,881 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $556,000 | 6,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 7,125 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $556,000 | 6,519 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.