Home > Aurora National Bank > Income and Expense
Aurora National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 3,410 |
| Total interest expense | $4,099,000 | 3,517 |
| Net interest income | $5,306,000 | 3,276 |
| Provision for loan and lease losses | $578,000 | 1,577 |
| Total noninterest income | $903,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 4,502 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $651,000 | 2,489 |
| Total noninterest expense | $4,331,000 | 3,078 |
| Salaries and employee benefits | $1,231,000 | 5,070 |
| Premises and equipment expense | $521,000 | 3,638 |
| Additional noninterest expense | $2,579,000 | 1,725 |
| Pre-tax net operating income | $1,300,000 | 4,517 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $372,000 | 4,347 |
| Income before extraordinary items | $928,000 | 4,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $928,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,046 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $928,000 | 4,622 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 3,480 |
| Total interest expense | $4,057,000 | 3,641 |
| Net interest income | $5,107,000 | 3,318 |
| Provision for loan and lease losses | $925,000 | 1,038 |
| Total noninterest income | $2,808,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $256,000 | 4,409 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,552,000 | 1,006 |
| Total noninterest expense | $9,264,000 | 1,424 |
| Salaries and employee benefits | $4,137,000 | 1,610 |
| Premises and equipment expense | $1,297,000 | 1,514 |
| Additional noninterest expense | $3,830,000 | 1,168 |
| Pre-tax net operating income | $-2,274,000 | 10,419 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $-800,000 | 10,415 |
| Income before extraordinary items | $-1,459,000 | 10,400 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,459,000 | 10,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,427 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,468,750 | 10,386 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,243,000 | 3,496 |
| Total interest expense | $4,095,000 | 3,590 |
| Net interest income | $5,148,000 | 3,394 |
| Provision for loan and lease losses | $132,000 | 4,415 |
| Total noninterest income | $1,924,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $322,000 | 3,864 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,602,000 | 1,275 |
| Total noninterest expense | $6,453,000 | 1,999 |
| Salaries and employee benefits | $2,994,000 | 2,209 |
| Premises and equipment expense | $896,000 | 2,187 |
| Additional noninterest expense | $2,563,000 | 1,659 |
| Pre-tax net operating income | $487,000 | 7,990 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $364,000 | 7,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $364,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,908 |
| Cash dividends | $970,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $363,250 | 7,840 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 3,626 |
| Total interest expense | $4,337,000 | 3,440 |
| Net interest income | $4,647,000 | 3,786 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $647,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $364,000 | 3,632 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $283,000 | 4,221 |
| Total noninterest expense | $4,232,000 | 3,168 |
| Salaries and employee benefits | $1,168,000 | 5,330 |
| Premises and equipment expense | $685,000 | 2,861 |
| Additional noninterest expense | $2,379,000 | 2,095 |
| Pre-tax net operating income | $1,011,000 | 5,698 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $267,000 | 6,222 |
| Income before extraordinary items | $756,000 | 5,496 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $756,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $952,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $747,120 | 5,487 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,259,000 | 3,527 |
| Total interest expense | $4,333,000 | 3,443 |
| Net interest income | $4,926,000 | 3,592 |
| Provision for loan and lease losses | $177,000 | 3,319 |
| Total noninterest income | $862,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $434,000 | 3,155 |
| Total noninterest expense | $3,839,000 | 3,451 |
| Salaries and employee benefits | $891,000 | 6,602 |
| Premises and equipment expense | $651,000 | 3,002 |
| Additional noninterest expense | $2,297,000 | 2,146 |
| Pre-tax net operating income | $1,772,000 | 3,889 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $521,000 | 4,063 |
| Income before extraordinary items | $1,273,000 | 3,760 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,273,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,807 |
| Cash dividends | $1,943,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,257,380 | 3,771 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 3,347 |
| Total interest expense | $3,937,000 | 3,101 |
| Net interest income | $5,007,000 | 3,566 |
| Provision for loan and lease losses | $-102,000 | 12,184 |
| Total noninterest income | $1,382,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $426,000 | 3,189 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $956,000 | 1,894 |
| Total noninterest expense | $4,851,000 | 2,856 |
| Salaries and employee benefits | $928,000 | 6,473 |
| Premises and equipment expense | $702,000 | 2,822 |
| Additional noninterest expense | $3,221,000 | 1,699 |
| Pre-tax net operating income | $1,640,000 | 4,082 |
| Securities gains (losses) | $-553,000 | 12,275 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $846,000 | 5,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $846,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-403,000 | 12,515 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,277,340 | 3,688 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,401,000 | 3,649 |
| Total interest expense | $3,803,000 | 3,313 |
| Net interest income | $4,598,000 | 3,852 |
| Provision for loan and lease losses | $59,000 | 7,168 |
| Total noninterest income | $623,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $462,000 | 3,016 |
| Trading account gains and fees | $-4,000 | 5,071 |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $4,415,000 | 3,177 |
| Salaries and employee benefits | $1,113,000 | 5,581 |
| Premises and equipment expense | $680,000 | 2,965 |
| Additional noninterest expense | $2,622,000 | 2,127 |
| Pre-tax net operating income | $747,000 | 7,106 |
| Securities gains (losses) | $192,000 | 1,745 |
| Applicable income taxes | $234,000 | 7,024 |
| Income before extraordinary items | $705,000 | 6,082 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $705,000 | 6,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,976 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $561,000 | 6,809 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 4,486 |
| Total interest expense | $3,269,000 | 4,818 |
| Net interest income | $4,340,000 | 4,141 |
| Provision for loan and lease losses | $349,000 | 3,794 |
| Total noninterest income | $762,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $551,000 | 2,499 |
| Trading account gains and fees | $-7,000 | 5,209 |
| Additional Noninterest Income | $218,000 | 5,385 |
| Total noninterest expense | $3,714,000 | 3,726 |
| Salaries and employee benefits | $1,086,000 | 5,638 |
| Premises and equipment expense | $506,000 | 3,922 |
| Additional noninterest expense | $2,122,000 | 2,664 |
| Pre-tax net operating income | $1,039,000 | 5,477 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $361,000 | 5,207 |
| Income before extraordinary items | $724,000 | 5,785 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $724,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 2,396 |
| Cash dividends | $2,200,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $693,180 | 5,636 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.