Home > Augusta Federal Savings Bank > Income and Expense
Augusta Federal Savings Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 4,288 |
| Total interest expense | $4,479,000 | 3,630 |
| Net interest income | $3,125,000 | 5,004 |
| Provision for loan and lease losses | $204,000 | 3,703 |
| Total noninterest income | $170,000 | 7,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $170,000 | 5,188 |
| Total noninterest expense | $2,773,000 | 4,501 |
| Salaries and employee benefits | $1,472,000 | 4,426 |
| Premises and equipment expense | $510,000 | 3,732 |
| Additional noninterest expense | $791,000 | 4,780 |
| Pre-tax net operating income | $318,000 | 7,829 |
| Securities gains (losses) | $-27,000 | 8,889 |
| Applicable income taxes | $83,000 | 6,747 |
| Income before extraordinary items | $208,000 | 8,024 |
| Extraordinary gains, net | $-83,000 | 9,884 |
| Net income | $125,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,272 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $227,170 | 7,916 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 4,280 |
| Total interest expense | $4,049,000 | 3,553 |
| Net interest income | $3,173,000 | 4,963 |
| Provision for loan and lease losses | $-3,000 | 9,965 |
| Total noninterest income | $28,000 | 9,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $2,509,000 | 4,872 |
| Salaries and employee benefits | $1,391,000 | 4,615 |
| Premises and equipment expense | $467,000 | 4,006 |
| Additional noninterest expense | $651,000 | 5,521 |
| Pre-tax net operating income | $695,000 | 6,329 |
| Securities gains (losses) | $23,000 | 1,318 |
| Applicable income taxes | $258,000 | 5,132 |
| Income before extraordinary items | $460,000 | 6,637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $460,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $445,280 | 6,702 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,370,000 | 4,216 |
| Total interest expense | $4,225,000 | 3,507 |
| Net interest income | $3,145,000 | 4,978 |
| Provision for loan and lease losses | $-2,000 | 10,182 |
| Total noninterest income | $23,000 | 10,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $2,318,000 | 5,031 |
| Salaries and employee benefits | $1,319,000 | 4,701 |
| Premises and equipment expense | $434,000 | 4,145 |
| Additional noninterest expense | $565,000 | 5,987 |
| Pre-tax net operating income | $852,000 | 5,897 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $326,000 | 4,950 |
| Income before extraordinary items | $526,000 | 6,448 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $526,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,930 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $526,000 | 6,340 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 4,529 |
| Total interest expense | $3,956,000 | 3,715 |
| Net interest income | $2,989,000 | 5,320 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $17,000 | 10,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $2,213,000 | 5,272 |
| Salaries and employee benefits | $1,262,000 | 4,888 |
| Premises and equipment expense | $399,000 | 4,466 |
| Additional noninterest expense | $552,000 | 6,105 |
| Pre-tax net operating income | $765,000 | 6,706 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $270,000 | 6,027 |
| Income before extraordinary items | $495,000 | 7,001 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $495,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 10,721 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $495,000 | 6,945 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 4,757 |
| Total interest expense | $3,858,000 | 3,840 |
| Net interest income | $2,833,000 | 5,687 |
| Provision for loan and lease losses | $-75,000 | 11,234 |
| Total noninterest income | $-111,000 | 11,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $-111,000 | 11,472 |
| Total noninterest expense | $2,552,000 | 4,921 |
| Salaries and employee benefits | $1,161,000 | 5,351 |
| Premises and equipment expense | $313,000 | 5,411 |
| Additional noninterest expense | $1,078,000 | 4,134 |
| Pre-tax net operating income | $245,000 | 9,520 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $153,000 | 9,765 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $153,000 | 9,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 11,238 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $153,000 | 9,701 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,371,000 | 4,932 |
| Total interest expense | $3,483,000 | 4,178 |
| Net interest income | $2,888,000 | 5,667 |
| Provision for loan and lease losses | $68,000 | 5,482 |
| Total noninterest income | $148,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $2,262,000 | 5,430 |
| Salaries and employee benefits | $1,228,000 | 5,107 |
| Premises and equipment expense | $319,000 | 5,376 |
| Additional noninterest expense | $715,000 | 5,744 |
| Pre-tax net operating income | $706,000 | 7,295 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $451,000 | 7,631 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $451,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 11,428 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $451,000 | 7,597 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 5,358 |
| Total interest expense | $2,544,000 | 4,583 |
| Net interest income | $2,802,000 | 5,906 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $156,000 | 9,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $2,341,000 | 5,462 |
| Salaries and employee benefits | $1,126,000 | 5,543 |
| Premises and equipment expense | $396,000 | 4,619 |
| Additional noninterest expense | $819,000 | 5,595 |
| Pre-tax net operating income | $540,000 | 8,382 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $353,000 | 8,613 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $353,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $353,000 | 8,671 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 5,462 |
| Total interest expense | $2,565,000 | 4,699 |
| Net interest income | $2,779,000 | 6,012 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $2,273,000 | 5,718 |
| Salaries and employee benefits | $1,111,000 | 5,590 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $752,000 | 6,226 |
| Pre-tax net operating income | $628,000 | 7,751 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $218,000 | 7,290 |
| Income before extraordinary items | $411,000 | 8,319 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $411,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 12,787 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $410,350 | 8,052 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 5,480 |
| Total interest expense | $3,167,000 | 4,930 |
| Net interest income | $2,845,000 | 5,976 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $176,000 | 9,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $176,000 | 6,108 |
| Total noninterest expense | $1,988,000 | 6,410 |
| Salaries and employee benefits | $1,146,000 | 5,392 |
| Premises and equipment expense | $428,000 | 4,546 |
| Additional noninterest expense | $414,000 | 9,404 |
| Pre-tax net operating income | $613,000 | 7,617 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $221,000 | 7,164 |
| Income before extraordinary items | $392,000 | 8,303 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $392,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 3,890 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $392,000 | 7,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.