Home > Audubon Savings Bank > Income and Expense
Audubon Savings Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 3,673 |
| Total interest expense | $727,000 | 2,220 |
| Net interest income | $1,929,000 | 4,008 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $238,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $60,000 | 3,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 3,529 |
| Total noninterest expense | $2,855,000 | 2,838 |
| Salaries and employee benefits | $1,763,000 | 2,689 |
| Premises and equipment expense | $358,000 | 2,566 |
| Additional noninterest expense | $734,000 | 3,231 |
| Pre-tax net operating income | $-688,000 | 5,493 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-7,000 | 5,381 |
| Income before extraordinary items | $-681,000 | 5,483 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-681,000 | 5,482 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-681,000 | 5,482 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-681,000 | 5,483 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 3,660 |
| Total interest expense | $365,000 | 2,153 |
| Net interest income | $970,000 | 4,018 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $120,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $32,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,521 |
| Total noninterest expense | $1,146,000 | 3,286 |
| Salaries and employee benefits | $639,000 | 3,292 |
| Premises and equipment expense | $189,000 | 2,526 |
| Additional noninterest expense | $318,000 | 3,534 |
| Pre-tax net operating income | $-56,000 | 5,470 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-56,000 | 5,461 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-56,000 | 5,462 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-56,000 | 5,461 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-56,000 | 5,467 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 3,572 |
| Total interest expense | $1,517,000 | 1,907 |
| Net interest income | $4,007,000 | 3,936 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $504,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $134,000 | 3,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,549 |
| Total noninterest expense | $4,535,000 | 3,303 |
| Salaries and employee benefits | $2,516,000 | 3,322 |
| Premises and equipment expense | $718,000 | 2,615 |
| Additional noninterest expense | $1,301,000 | 3,496 |
| Pre-tax net operating income | $-24,000 | 5,458 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $146,000 | 3,124 |
| Income before extraordinary items | $-170,000 | 5,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-170,000 | 5,447 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-170,000 | 5,447 |
| Net charge-offs | $11,000 | 3,661 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-170,000 | 5,444 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 3,588 |
| Total interest expense | $1,141,000 | 1,876 |
| Net interest income | $3,047,000 | 3,940 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $380,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $99,000 | 4,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 3,564 |
| Total noninterest expense | $3,344,000 | 3,349 |
| Salaries and employee benefits | $1,897,000 | 3,326 |
| Premises and equipment expense | $532,000 | 2,655 |
| Additional noninterest expense | $915,000 | 3,654 |
| Pre-tax net operating income | $83,000 | 5,379 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $4,000 | 3,992 |
| Income before extraordinary items | $79,000 | 5,384 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $79,000 | 5,384 |
| Net charge-offs | $11,000 | 3,228 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $79,000 | 5,375 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 3,559 |
| Total interest expense | $759,000 | 1,853 |
| Net interest income | $2,062,000 | 3,930 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $257,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $63,000 | 4,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,519 |
| Total noninterest expense | $2,233,000 | 3,359 |
| Salaries and employee benefits | $1,267,000 | 3,334 |
| Premises and equipment expense | $357,000 | 2,651 |
| Additional noninterest expense | $609,000 | 3,662 |
| Pre-tax net operating income | $86,000 | 5,348 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $25,000 | 3,556 |
| Income before extraordinary items | $61,000 | 5,391 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $61,000 | 5,389 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $61,000 | 5,390 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $61,000 | 5,389 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 3,559 |
| Total interest expense | $379,000 | 1,824 |
| Net interest income | $1,038,000 | 3,925 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $120,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $30,000 | 4,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,610 |
| Total noninterest expense | $1,144,000 | 3,344 |
| Salaries and employee benefits | $648,000 | 3,325 |
| Premises and equipment expense | $181,000 | 2,671 |
| Additional noninterest expense | $315,000 | 3,607 |
| Pre-tax net operating income | $14,000 | 5,529 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-13,000 | 5,706 |
| Income before extraordinary items | $27,000 | 5,430 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $27,000 | 5,430 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $27,000 | 5,430 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $27,000 | 5,427 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 3,404 |
| Total interest expense | $1,923,000 | 1,463 |
| Net interest income | $4,155,000 | 3,939 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $523,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $144,000 | 4,044 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $379,000 | 3,650 |
| Total noninterest expense | $5,181,000 | 3,116 |
| Salaries and employee benefits | $2,387,000 | 3,497 |
| Premises and equipment expense | $712,000 | 2,697 |
| Additional noninterest expense | $2,082,000 | 2,680 |
| Pre-tax net operating income | $-503,000 | 5,789 |
| Securities gains (losses) | $420,000 | 516 |
| Applicable income taxes | $332,000 | 2,575 |
| Income before extraordinary items | $-415,000 | 5,786 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-415,000 | 5,785 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-415,000 | 5,785 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-835,000 | 5,819 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 3,347 |
| Total interest expense | $1,532,000 | 1,388 |
| Net interest income | $3,161,000 | 3,933 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $395,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $112,000 | 4,010 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $283,000 | 3,655 |
| Total noninterest expense | $4,100,000 | 3,019 |
| Salaries and employee benefits | $1,792,000 | 3,482 |
| Premises and equipment expense | $545,000 | 2,668 |
| Additional noninterest expense | $1,763,000 | 2,430 |
| Pre-tax net operating income | $-544,000 | 5,885 |
| Securities gains (losses) | $419,000 | 469 |
| Applicable income taxes | $334,000 | 2,415 |
| Income before extraordinary items | $-459,000 | 5,889 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-459,000 | 5,889 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-459,000 | 5,889 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-878,000 | 5,918 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 3,276 |
| Total interest expense | $1,105,000 | 1,287 |
| Net interest income | $2,166,000 | 3,906 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $285,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $76,000 | 3,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 3,533 |
| Total noninterest expense | $2,534,000 | 3,178 |
| Salaries and employee benefits | $1,186,000 | 3,529 |
| Premises and equipment expense | $362,000 | 2,701 |
| Additional noninterest expense | $986,000 | 2,788 |
| Pre-tax net operating income | $-83,000 | 5,859 |
| Securities gains (losses) | $16,000 | 2,060 |
| Applicable income taxes | $376,000 | 1,933 |
| Income before extraordinary items | $-443,000 | 5,979 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-443,000 | 5,978 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-443,000 | 5,978 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-459,000 | 5,972 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 3,212 |
| Total interest expense | $575,000 | 1,242 |
| Net interest income | $1,123,000 | 3,842 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $146,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $110,000 | 3,417 |
| Total noninterest expense | $1,225,000 | 3,268 |
| Salaries and employee benefits | $580,000 | 3,595 |
| Premises and equipment expense | $187,000 | 2,673 |
| Additional noninterest expense | $458,000 | 2,942 |
| Pre-tax net operating income | $44,000 | 5,517 |
| Securities gains (losses) | $-2,000 | 5,868 |
| Applicable income taxes | $-1,000 | 5,908 |
| Income before extraordinary items | $43,000 | 5,521 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $43,000 | 5,521 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $43,000 | 5,521 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $45,000 | 5,456 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,506,000 | 3,272 |
| Total interest expense | $2,325,000 | 1,197 |
| Net interest income | $4,181,000 | 3,983 |
| Provision for loan and lease losses | $-100,000 | 5,729 |
| Total noninterest income | $414,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $155,000 | 4,108 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $259,000 | 4,148 |
| Total noninterest expense | $4,633,000 | 3,397 |
| Salaries and employee benefits | $2,424,000 | 3,489 |
| Premises and equipment expense | $800,000 | 2,561 |
| Additional noninterest expense | $1,409,000 | 3,553 |
| Pre-tax net operating income | $62,000 | 5,750 |
| Securities gains (losses) | $130,000 | 1,002 |
| Applicable income taxes | $373,000 | 2,474 |
| Income before extraordinary items | $-181,000 | 5,983 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-181,000 | 5,984 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-181,000 | 5,984 |
| Net charge-offs | $67,000 | 3,023 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-264,200 | 5,995 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,874,000 | 3,302 |
| Total interest expense | $1,740,000 | 1,207 |
| Net interest income | $3,134,000 | 4,022 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $284,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $114,000 | 4,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $170,000 | 4,348 |
| Total noninterest expense | $3,516,000 | 3,395 |
| Salaries and employee benefits | $1,838,000 | 3,461 |
| Premises and equipment expense | $618,000 | 2,528 |
| Additional noninterest expense | $1,060,000 | 3,546 |
| Pre-tax net operating income | $-98,000 | 6,035 |
| Securities gains (losses) | $110,000 | 985 |
| Applicable income taxes | $315,000 | 2,439 |
| Income before extraordinary items | $-303,000 | 6,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-303,000 | 6,128 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-303,000 | 6,128 |
| Net charge-offs | $164,000 | 1,712 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-373,400 | 6,131 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 3,304 |
| Total interest expense | $1,155,000 | 1,221 |
| Net interest income | $2,116,000 | 4,009 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $255,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $75,000 | 4,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 3,793 |
| Total noninterest expense | $2,394,000 | 3,358 |
| Salaries and employee benefits | $1,214,000 | 3,516 |
| Premises and equipment expense | $425,000 | 2,484 |
| Additional noninterest expense | $755,000 | 3,414 |
| Pre-tax net operating income | $-23,000 | 6,034 |
| Securities gains (losses) | $45,000 | 1,293 |
| Applicable income taxes | $-26,000 | 6,188 |
| Income before extraordinary items | $48,000 | 5,858 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $48,000 | 5,859 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $48,000 | 5,860 |
| Net charge-offs | $164,000 | 1,319 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,000 | 5,980 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 3,316 |
| Total interest expense | $576,000 | 1,221 |
| Net interest income | $1,053,000 | 4,035 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $129,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $90,000 | 3,752 |
| Total noninterest expense | $1,200,000 | 3,369 |
| Salaries and employee benefits | $591,000 | 3,607 |
| Premises and equipment expense | $234,000 | 2,362 |
| Additional noninterest expense | $375,000 | 3,425 |
| Pre-tax net operating income | $-18,000 | 6,092 |
| Securities gains (losses) | $45,000 | 889 |
| Applicable income taxes | $-6,000 | 6,226 |
| Income before extraordinary items | $33,000 | 5,770 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $33,000 | 5,771 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $33,000 | 5,771 |
| Net charge-offs | $123,000 | 982 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-12,000 | 6,070 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 3,216 |
| Total interest expense | $2,413,000 | 1,207 |
| Net interest income | $4,491,000 | 3,926 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $532,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $140,000 | 4,493 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $392,000 | 3,635 |
| Total noninterest expense | $5,893,000 | 2,960 |
| Salaries and employee benefits | $2,407,000 | 3,563 |
| Premises and equipment expense | $870,000 | 2,511 |
| Additional noninterest expense | $2,616,000 | 2,316 |
| Pre-tax net operating income | $-870,000 | 6,339 |
| Securities gains (losses) | $571,000 | 350 |
| Applicable income taxes | $-171,000 | 6,302 |
| Income before extraordinary items | $-128,000 | 6,203 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-128,000 | 6,203 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-128,000 | 6,204 |
| Net charge-offs | $187,000 | 2,531 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-493,440 | 6,296 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 3,216 |
| Total interest expense | $1,821,000 | 1,211 |
| Net interest income | $3,419,000 | 3,911 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $400,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $97,000 | 4,673 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $303,000 | 3,627 |
| Total noninterest expense | $4,759,000 | 2,817 |
| Salaries and employee benefits | $1,835,000 | 3,532 |
| Premises and equipment expense | $660,000 | 2,515 |
| Additional noninterest expense | $2,264,000 | 2,017 |
| Pre-tax net operating income | $-940,000 | 6,467 |
| Securities gains (losses) | $509,000 | 296 |
| Applicable income taxes | $-221,000 | 6,466 |
| Income before extraordinary items | $-210,000 | 6,326 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-210,000 | 6,325 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-210,000 | 6,325 |
| Net charge-offs | $170,000 | 2,172 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-535,760 | 6,402 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 3,190 |
| Total interest expense | $1,226,000 | 1,210 |
| Net interest income | $2,300,000 | 3,895 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $246,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $49,000 | 5,099 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $197,000 | 3,658 |
| Total noninterest expense | $3,563,000 | 2,586 |
| Salaries and employee benefits | $1,239,000 | 3,532 |
| Premises and equipment expense | $445,000 | 2,505 |
| Additional noninterest expense | $1,879,000 | 1,655 |
| Pre-tax net operating income | $-1,017,000 | 6,584 |
| Securities gains (losses) | $508,000 | 223 |
| Applicable income taxes | $-236,000 | 6,567 |
| Income before extraordinary items | $-273,000 | 6,442 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-273,000 | 6,443 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-273,000 | 6,443 |
| Net charge-offs | $170,000 | 1,737 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-598,120 | 6,539 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 3,178 |
| Total interest expense | $626,000 | 1,210 |
| Net interest income | $1,155,000 | 3,892 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $132,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $107,000 | 3,470 |
| Total noninterest expense | $2,250,000 | 2,111 |
| Salaries and employee benefits | $655,000 | 3,450 |
| Premises and equipment expense | $236,000 | 2,425 |
| Additional noninterest expense | $1,359,000 | 1,174 |
| Pre-tax net operating income | $-963,000 | 6,686 |
| Securities gains (losses) | $480,000 | 142 |
| Applicable income taxes | $-209,000 | 6,673 |
| Income before extraordinary items | $-274,000 | 6,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-274,000 | 6,570 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-274,000 | 6,570 |
| Net charge-offs | $94,000 | 1,414 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-581,200 | 6,650 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 3,128 |
| Total interest expense | $2,799,000 | 1,209 |
| Net interest income | $4,581,000 | 3,927 |
| Provision for loan and lease losses | $165,000 | 3,180 |
| Total noninterest income | $578,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $91,000 | 5,373 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $487,000 | 3,387 |
| Total noninterest expense | $5,496,000 | 3,178 |
| Salaries and employee benefits | $2,508,000 | 3,541 |
| Premises and equipment expense | $855,000 | 2,574 |
| Additional noninterest expense | $2,133,000 | 2,835 |
| Pre-tax net operating income | $-502,000 | 6,471 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-261,000 | 6,586 |
| Income before extraordinary items | $-241,000 | 6,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-241,000 | 6,412 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-241,000 | 6,413 |
| Net charge-offs | $43,000 | 4,454 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-241,000 | 6,401 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 3,180 |
| Total interest expense | $2,107,000 | 1,247 |
| Net interest income | $3,358,000 | 4,007 |
| Provision for loan and lease losses | $75,000 | 3,636 |
| Total noninterest income | $426,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $64,000 | 5,510 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $362,000 | 3,467 |
| Total noninterest expense | $3,815,000 | 3,377 |
| Salaries and employee benefits | $1,876,000 | 3,567 |
| Premises and equipment expense | $616,000 | 2,672 |
| Additional noninterest expense | $1,323,000 | 3,264 |
| Pre-tax net operating income | $-106,000 | 6,416 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-86,000 | 6,675 |
| Income before extraordinary items | $-20,000 | 6,373 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-20,000 | 6,375 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-20,000 | 6,374 |
| Net charge-offs | $31,000 | 4,166 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-20,000 | 6,335 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 3,173 |
| Total interest expense | $1,417,000 | 1,257 |
| Net interest income | $2,243,000 | 3,997 |
| Provision for loan and lease losses | $56,000 | 3,534 |
| Total noninterest income | $324,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,281 |
| Total noninterest expense | $2,559,000 | 3,365 |
| Salaries and employee benefits | $1,216,000 | 3,646 |
| Premises and equipment expense | $424,000 | 2,624 |
| Additional noninterest expense | $919,000 | 3,161 |
| Pre-tax net operating income | $-48,000 | 6,401 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-46,000 | 6,693 |
| Income before extraordinary items | $-2,000 | 6,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,000 | 6,371 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,000 | 6,371 |
| Net charge-offs | $31,000 | 3,734 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-2,000 | 6,307 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,171 |
| Total interest expense | $724,000 | 1,271 |
| Net interest income | $1,129,000 | 3,995 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $164,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $146,000 | 3,212 |
| Total noninterest expense | $1,372,000 | 3,215 |
| Salaries and employee benefits | $665,000 | 3,447 |
| Premises and equipment expense | $216,000 | 2,612 |
| Additional noninterest expense | $491,000 | 3,031 |
| Pre-tax net operating income | $-104,000 | 6,626 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-52,000 | 6,874 |
| Income before extraordinary items | $-52,000 | 6,593 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-52,000 | 6,594 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-52,000 | 6,594 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-52,000 | 6,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,091,000 | 3,077 |
| Total interest expense | $3,146,000 | 1,415 |
| Net interest income | $4,945,000 | 3,847 |
| Provision for loan and lease losses | $813,000 | 2,049 |
| Total noninterest income | $552,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $86,000 | 5,638 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $466,000 | 3,434 |
| Total noninterest expense | $4,884,000 | 3,530 |
| Salaries and employee benefits | $2,187,000 | 3,913 |
| Premises and equipment expense | $754,000 | 2,867 |
| Additional noninterest expense | $1,943,000 | 3,162 |
| Pre-tax net operating income | $-200,000 | 6,354 |
| Securities gains (losses) | $40,000 | 2,851 |
| Applicable income taxes | $-133,000 | 6,736 |
| Income before extraordinary items | $-27,000 | 6,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-27,000 | 6,343 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-27,000 | 6,345 |
| Net charge-offs | $486,000 | 2,693 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-52,600 | 6,251 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 3,067 |
| Total interest expense | $2,379,000 | 1,468 |
| Net interest income | $3,862,000 | 3,798 |
| Provision for loan and lease losses | $749,000 | 1,793 |
| Total noninterest income | $383,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $62,000 | 5,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $321,000 | 3,592 |
| Total noninterest expense | $3,540,000 | 3,644 |
| Salaries and employee benefits | $1,556,000 | 4,057 |
| Premises and equipment expense | $568,000 | 2,886 |
| Additional noninterest expense | $1,416,000 | 3,257 |
| Pre-tax net operating income | $-44,000 | 6,357 |
| Securities gains (losses) | $40,000 | 2,560 |
| Applicable income taxes | $-49,000 | 6,847 |
| Income before extraordinary items | $45,000 | 6,288 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $45,000 | 6,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $45,000 | 6,287 |
| Net charge-offs | $486,000 | 2,226 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $19,400 | 6,224 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 3,022 |
| Total interest expense | $1,620,000 | 1,495 |
| Net interest income | $2,660,000 | 3,730 |
| Provision for loan and lease losses | $517,000 | 1,770 |
| Total noninterest income | $290,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $40,000 | 5,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 3,341 |
| Total noninterest expense | $2,360,000 | 3,668 |
| Salaries and employee benefits | $1,019,000 | 4,125 |
| Premises and equipment expense | $370,000 | 2,944 |
| Additional noninterest expense | $971,000 | 3,204 |
| Pre-tax net operating income | $73,000 | 5,996 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-2,000 | 6,772 |
| Income before extraordinary items | $75,000 | 6,096 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $75,000 | 6,096 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $75,000 | 6,096 |
| Net charge-offs | $280,000 | 2,391 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $75,000 | 5,946 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 3,035 |
| Total interest expense | $839,000 | 1,503 |
| Net interest income | $1,307,000 | 3,790 |
| Provision for loan and lease losses | $112,000 | 2,747 |
| Total noninterest income | $101,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 3,982 |
| Total noninterest expense | $1,355,000 | 3,322 |
| Salaries and employee benefits | $650,000 | 3,535 |
| Premises and equipment expense | $179,000 | 3,046 |
| Additional noninterest expense | $526,000 | 2,970 |
| Pre-tax net operating income | $-59,000 | 6,639 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-39,000 | 7,091 |
| Income before extraordinary items | $-20,000 | 6,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-20,000 | 6,628 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-20,000 | 6,628 |
| Net charge-offs | $280,000 | 1,551 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-20,000 | 6,536 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,594,000 | 2,858 |
| Total interest expense | $3,874,000 | 1,573 |
| Net interest income | $5,720,000 | 3,590 |
| Provision for loan and lease losses | $431,000 | 3,651 |
| Total noninterest income | $450,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $58,000 | 6,200 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $392,000 | 3,470 |
| Total noninterest expense | $5,594,000 | 3,230 |
| Salaries and employee benefits | $2,778,000 | 3,295 |
| Premises and equipment expense | $846,000 | 2,791 |
| Additional noninterest expense | $1,970,000 | 3,187 |
| Pre-tax net operating income | $145,000 | 5,623 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-3,000 | 6,532 |
| Income before extraordinary items | $148,000 | 5,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $148,000 | 5,717 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $148,000 | 5,717 |
| Net charge-offs | $395,000 | 3,465 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $148,000 | 5,584 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,306,000 | 2,853 |
| Total interest expense | $2,983,000 | 1,588 |
| Net interest income | $4,323,000 | 3,580 |
| Provision for loan and lease losses | $371,000 | 3,331 |
| Total noninterest income | $319,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $43,000 | 6,245 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $276,000 | 3,589 |
| Total noninterest expense | $4,310,000 | 3,174 |
| Salaries and employee benefits | $2,088,000 | 3,292 |
| Premises and equipment expense | $655,000 | 2,740 |
| Additional noninterest expense | $1,567,000 | 3,029 |
| Pre-tax net operating income | $-39,000 | 6,202 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-62,000 | 6,951 |
| Income before extraordinary items | $23,000 | 6,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 6,177 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $23,000 | 6,177 |
| Net charge-offs | $373,000 | 2,995 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $23,000 | 6,077 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 2,851 |
| Total interest expense | $2,019,000 | 1,619 |
| Net interest income | $2,901,000 | 3,571 |
| Provision for loan and lease losses | $310,000 | 2,904 |
| Total noninterest income | $203,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $30,000 | 6,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 3,729 |
| Total noninterest expense | $2,974,000 | 3,117 |
| Salaries and employee benefits | $1,376,000 | 3,349 |
| Premises and equipment expense | $452,000 | 2,660 |
| Additional noninterest expense | $1,146,000 | 2,839 |
| Pre-tax net operating income | $-180,000 | 6,532 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-102,000 | 7,113 |
| Income before extraordinary items | $-78,000 | 6,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-78,000 | 6,479 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-78,000 | 6,479 |
| Net charge-offs | $366,000 | 2,461 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-78,000 | 6,431 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 2,827 |
| Total interest expense | $1,019,000 | 1,663 |
| Net interest income | $1,480,000 | 3,503 |
| Provision for loan and lease losses | $18,000 | 5,065 |
| Total noninterest income | $98,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,718 |
| Total noninterest expense | $1,377,000 | 3,333 |
| Salaries and employee benefits | $751,000 | 3,152 |
| Premises and equipment expense | $245,000 | 2,534 |
| Additional noninterest expense | $381,000 | 3,853 |
| Pre-tax net operating income | $183,000 | 4,373 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $58,000 | 2,718 |
| Income before extraordinary items | $125,000 | 4,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $125,000 | 4,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $125,000 | 4,715 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $125,000 | 4,653 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,908,000 | 2,979 |
| Total interest expense | $4,810,000 | 1,700 |
| Net interest income | $5,098,000 | 3,905 |
| Provision for loan and lease losses | $188,000 | 5,420 |
| Total noninterest income | $321,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $249,000 | 4,255 |
| Total noninterest expense | $4,877,000 | 3,688 |
| Salaries and employee benefits | $2,730,000 | 3,366 |
| Premises and equipment expense | $672,000 | 3,405 |
| Additional noninterest expense | $1,475,000 | 4,052 |
| Pre-tax net operating income | $354,000 | 4,752 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $81,000 | 3,381 |
| Income before extraordinary items | $273,000 | 5,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $273,000 | 5,037 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $273,000 | 5,037 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $273,000 | 4,891 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 3,039 |
| Total interest expense | $3,696,000 | 1,725 |
| Net interest income | $3,740,000 | 4,017 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $237,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $53,000 | 5,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $184,000 | 4,316 |
| Total noninterest expense | $3,707,000 | 3,653 |
| Salaries and employee benefits | $1,992,000 | 3,448 |
| Premises and equipment expense | $603,000 | 3,020 |
| Additional noninterest expense | $1,112,000 | 4,015 |
| Pre-tax net operating income | $225,000 | 5,157 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $45,000 | 3,623 |
| Income before extraordinary items | $180,000 | 5,387 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $180,000 | 5,389 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $180,000 | 5,390 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $180,000 | 5,228 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 3,045 |
| Total interest expense | $2,527,000 | 1,756 |
| Net interest income | $2,475,000 | 4,042 |
| Provision for loan and lease losses | $27,000 | 6,268 |
| Total noninterest income | $150,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 4,352 |
| Total noninterest expense | $2,454,000 | 3,675 |
| Salaries and employee benefits | $1,310,000 | 3,510 |
| Premises and equipment expense | $400,000 | 3,055 |
| Additional noninterest expense | $744,000 | 3,980 |
| Pre-tax net operating income | $144,000 | 5,245 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $28,000 | 3,609 |
| Income before extraordinary items | $116,000 | 5,443 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $116,000 | 5,445 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $116,000 | 5,445 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $116,000 | 5,307 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 3,106 |
| Total interest expense | $1,279,000 | 1,815 |
| Net interest income | $1,221,000 | 4,108 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $71,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $1,208,000 | 3,741 |
| Salaries and employee benefits | $650,000 | 3,584 |
| Premises and equipment expense | $204,000 | 3,069 |
| Additional noninterest expense | $354,000 | 4,124 |
| Pre-tax net operating income | $75,000 | 5,352 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $60,000 | 5,539 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 5,541 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $60,000 | 5,540 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $60,000 | 5,442 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,738,000 | 3,296 |
| Total interest expense | $5,536,000 | 2,057 |
| Net interest income | $4,202,000 | 4,432 |
| Provision for loan and lease losses | $9,000 | 7,331 |
| Total noninterest income | $295,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $234,000 | 4,385 |
| Total noninterest expense | $4,186,000 | 4,218 |
| Salaries and employee benefits | $2,407,000 | 3,799 |
| Premises and equipment expense | $511,000 | 4,320 |
| Additional noninterest expense | $1,268,000 | 4,580 |
| Pre-tax net operating income | $302,000 | 4,499 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $62,000 | 3,154 |
| Income before extraordinary items | $240,000 | 4,677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $240,000 | 4,676 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $240,000 | 4,677 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $240,000 | 4,606 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 3,372 |
| Total interest expense | $4,171,000 | 2,137 |
| Net interest income | $3,055,000 | 4,533 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $221,000 | 5,703 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $48,000 | 6,312 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $173,000 | 4,528 |
| Total noninterest expense | $3,027,000 | 4,325 |
| Salaries and employee benefits | $1,766,000 | 3,911 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $920,000 | 4,659 |
| Pre-tax net operating income | $249,000 | 4,731 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $56,000 | 3,257 |
| Income before extraordinary items | $193,000 | 4,885 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $193,000 | 4,884 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $193,000 | 4,885 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $193,000 | 4,824 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 3,387 |
| Total interest expense | $2,813,000 | 2,205 |
| Net interest income | $2,028,000 | 4,539 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $144,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $113,000 | 4,585 |
| Total noninterest expense | $2,088,000 | 4,273 |
| Salaries and employee benefits | $1,224,000 | 3,830 |
| Premises and equipment expense | $231,000 | 4,681 |
| Additional noninterest expense | $633,000 | 4,566 |
| Pre-tax net operating income | $84,000 | 5,324 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $78,000 | 5,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 5,361 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $78,000 | 5,361 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $78,000 | 5,281 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 3,397 |
| Total interest expense | $1,414,000 | 2,260 |
| Net interest income | $1,037,000 | 4,473 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $69,000 | 5,846 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $957,000 | 4,442 |
| Salaries and employee benefits | $572,000 | 4,037 |
| Premises and equipment expense | $118,000 | 4,670 |
| Additional noninterest expense | $267,000 | 4,771 |
| Pre-tax net operating income | $149,000 | 4,520 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $104,000 | 4,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $104,000 | 4,905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $104,000 | 4,904 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $104,000 | 4,735 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,720,000 | 3,610 |
| Total interest expense | $5,882,000 | 2,562 |
| Net interest income | $3,838,000 | 4,706 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $283,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 6,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $218,000 | 4,700 |
| Total noninterest expense | $3,615,000 | 4,532 |
| Salaries and employee benefits | $2,199,000 | 4,142 |
| Premises and equipment expense | $414,000 | 4,992 |
| Additional noninterest expense | $1,002,000 | 4,821 |
| Pre-tax net operating income | $506,000 | 4,851 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $154,000 | 3,039 |
| Income before extraordinary items | $352,000 | 4,907 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $352,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,132 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $352,000 | 5,073 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 3,687 |
| Total interest expense | $4,459,000 | 2,625 |
| Net interest income | $2,767,000 | 4,849 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $212,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $49,000 | 6,461 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 4,815 |
| Total noninterest expense | $2,693,000 | 4,544 |
| Salaries and employee benefits | $1,649,000 | 4,180 |
| Premises and equipment expense | $305,000 | 5,061 |
| Additional noninterest expense | $739,000 | 4,796 |
| Pre-tax net operating income | $286,000 | 5,692 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $78,000 | 3,804 |
| Income before extraordinary items | $208,000 | 5,660 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $208,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,128 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $208,000 | 5,829 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 3,789 |
| Total interest expense | $2,959,000 | 2,744 |
| Net interest income | $1,763,000 | 4,998 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $139,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $32,000 | 6,500 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $107,000 | 4,934 |
| Total noninterest expense | $1,748,000 | 4,661 |
| Salaries and employee benefits | $1,071,000 | 4,291 |
| Premises and equipment expense | $196,000 | 5,207 |
| Additional noninterest expense | $481,000 | 4,857 |
| Pre-tax net operating income | $154,000 | 6,095 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $38,000 | 4,270 |
| Income before extraordinary items | $116,000 | 6,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $116,000 | 6,171 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 3,967 |
| Total interest expense | $1,473,000 | 2,924 |
| Net interest income | $805,000 | 5,294 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $69,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $872,000 | 4,681 |
| Salaries and employee benefits | $525,000 | 4,384 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $246,000 | 4,747 |
| Pre-tax net operating income | $2,000 | 7,144 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-11,000 | 7,849 |
| Income before extraordinary items | $13,000 | 7,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,000 | 7,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $13,000 | 7,022 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,266,000 | 3,967 |
| Total interest expense | $6,038,000 | 2,992 |
| Net interest income | $3,228,000 | 5,294 |
| Provision for loan and lease losses | $583,000 | 2,099 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $67,000 | 6,488 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $214,000 | 4,928 |
| Total noninterest expense | $3,879,000 | 4,218 |
| Salaries and employee benefits | $2,047,000 | 4,318 |
| Premises and equipment expense | $401,000 | 5,019 |
| Additional noninterest expense | $1,431,000 | 3,556 |
| Pre-tax net operating income | $-953,000 | 8,034 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-428,000 | 8,281 |
| Income before extraordinary items | $-525,000 | 7,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-525,000 | 7,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 1,522 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-525,000 | 7,885 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,940,000 | 3,985 |
| Total interest expense | $4,529,000 | 2,981 |
| Net interest income | $2,411,000 | 5,339 |
| Provision for loan and lease losses | $583,000 | 1,375 |
| Total noninterest income | $210,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $2,986,000 | 4,112 |
| Salaries and employee benefits | $1,528,000 | 4,318 |
| Premises and equipment expense | $299,000 | 5,031 |
| Additional noninterest expense | $1,159,000 | 3,285 |
| Pre-tax net operating income | $-948,000 | 8,279 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-414,000 | 8,414 |
| Income before extraordinary items | $-534,000 | 8,150 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-534,000 | 8,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 969 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-534,000 | 8,136 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 4,016 |
| Total interest expense | $3,036,000 | 2,980 |
| Net interest income | $1,566,000 | 5,448 |
| Provision for loan and lease losses | $583,000 | 913 |
| Total noninterest income | $137,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $32,000 | 6,601 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $105,000 | 5,037 |
| Total noninterest expense | $2,160,000 | 3,892 |
| Salaries and employee benefits | $1,044,000 | 4,276 |
| Premises and equipment expense | $196,000 | 5,097 |
| Additional noninterest expense | $920,000 | 2,818 |
| Pre-tax net operating income | $-1,040,000 | 8,465 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-438,000 | 8,530 |
| Income before extraordinary items | $-602,000 | 8,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-602,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 649 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-602,000 | 8,368 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 4,048 |
| Total interest expense | $1,516,000 | 2,967 |
| Net interest income | $754,000 | 5,574 |
| Provision for loan and lease losses | $580,000 | 478 |
| Total noninterest income | $66,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $1,360,000 | 3,228 |
| Salaries and employee benefits | $571,000 | 4,020 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $689,000 | 1,928 |
| Pre-tax net operating income | $-1,120,000 | 8,598 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-459,000 | 8,609 |
| Income before extraordinary items | $-661,000 | 8,567 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-661,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 367 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-661,000 | 8,560 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 3,880 |
| Total interest expense | $5,608,000 | 2,747 |
| Net interest income | $3,348,000 | 5,197 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $292,000 | 6,227 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $75,000 | 6,508 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $217,000 | 4,957 |
| Total noninterest expense | $3,232,000 | 4,647 |
| Salaries and employee benefits | $1,974,000 | 4,317 |
| Premises and equipment expense | $352,000 | 5,310 |
| Additional noninterest expense | $906,000 | 4,834 |
| Pre-tax net operating income | $338,000 | 6,991 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $79,000 | 5,155 |
| Income before extraordinary items | $259,000 | 7,066 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $259,000 | 7,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $259,000 | 7,065 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 3,883 |
| Total interest expense | $4,063,000 | 2,738 |
| Net interest income | $2,568,000 | 5,167 |
| Provision for loan and lease losses | $34,000 | 5,569 |
| Total noninterest income | $217,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $55,000 | 6,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,975 |
| Total noninterest expense | $2,479,000 | 4,570 |
| Salaries and employee benefits | $1,508,000 | 4,216 |
| Premises and equipment expense | $262,000 | 5,333 |
| Additional noninterest expense | $709,000 | 4,658 |
| Pre-tax net operating income | $272,000 | 7,134 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $74,000 | 5,180 |
| Income before extraordinary items | $198,000 | 7,231 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $198,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $198,000 | 7,229 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 3,888 |
| Total interest expense | $2,572,000 | 2,746 |
| Net interest income | $1,781,000 | 5,064 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $144,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $1,665,000 | 4,555 |
| Salaries and employee benefits | $1,004,000 | 4,244 |
| Premises and equipment expense | $172,000 | 5,374 |
| Additional noninterest expense | $489,000 | 4,560 |
| Pre-tax net operating income | $235,000 | 6,855 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $70,000 | 4,919 |
| Income before extraordinary items | $165,000 | 7,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $165,000 | 7,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $165,000 | 7,054 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 3,844 |
| Total interest expense | $1,236,000 | 2,731 |
| Net interest income | $931,000 | 4,915 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $828,000 | 4,588 |
| Salaries and employee benefits | $502,000 | 4,272 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $236,000 | 4,637 |
| Pre-tax net operating income | $158,000 | 6,308 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $55,000 | 4,377 |
| Income before extraordinary items | $103,000 | 6,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $103,000 | 6,688 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,265,000 | 3,666 |
| Total interest expense | $4,387,000 | 2,461 |
| Net interest income | $3,878,000 | 4,715 |
| Provision for loan and lease losses | $32,000 | 6,156 |
| Total noninterest income | $478,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $69,000 | 6,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,750 |
| Total noninterest expense | $3,007,000 | 4,758 |
| Salaries and employee benefits | $1,757,000 | 4,556 |
| Premises and equipment expense | $371,000 | 5,092 |
| Additional noninterest expense | $879,000 | 4,855 |
| Pre-tax net operating income | $1,317,000 | 4,691 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $536,000 | 3,252 |
| Income before extraordinary items | $781,000 | 5,397 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $781,000 | 5,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $781,000 | 5,377 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,152,000 | 3,627 |
| Total interest expense | $3,201,000 | 2,416 |
| Net interest income | $2,951,000 | 4,695 |
| Provision for loan and lease losses | $23,000 | 6,069 |
| Total noninterest income | $435,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 6,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $385,000 | 3,346 |
| Total noninterest expense | $2,234,000 | 4,754 |
| Salaries and employee benefits | $1,303,000 | 4,567 |
| Premises and equipment expense | $288,000 | 4,976 |
| Additional noninterest expense | $643,000 | 4,885 |
| Pre-tax net operating income | $1,129,000 | 4,471 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $460,000 | 3,088 |
| Income before extraordinary items | $669,000 | 5,197 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $669,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $669,000 | 5,160 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 3,604 |
| Total interest expense | $2,043,000 | 2,387 |
| Net interest income | $1,991,000 | 4,632 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $387,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $354,000 | 2,747 |
| Total noninterest expense | $1,484,000 | 4,759 |
| Salaries and employee benefits | $857,000 | 4,581 |
| Premises and equipment expense | $201,000 | 4,806 |
| Additional noninterest expense | $426,000 | 4,889 |
| Pre-tax net operating income | $882,000 | 4,044 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $352,000 | 2,814 |
| Income before extraordinary items | $530,000 | 4,745 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $530,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $530,000 | 4,692 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 3,599 |
| Total interest expense | $982,000 | 2,375 |
| Net interest income | $1,017,000 | 4,569 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $738,000 | 4,799 |
| Salaries and employee benefits | $422,000 | 4,654 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $216,000 | 4,823 |
| Pre-tax net operating income | $306,000 | 4,935 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $122,000 | 3,441 |
| Income before extraordinary items | $184,000 | 5,630 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $184,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $184,000 | 5,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 3,632 |
| Total interest expense | $3,559,000 | 2,275 |
| Net interest income | $3,863,000 | 4,594 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $111,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $65,000 | 7,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $2,652,000 | 5,086 |
| Salaries and employee benefits | $1,568,000 | 4,777 |
| Premises and equipment expense | $359,000 | 5,122 |
| Additional noninterest expense | $725,000 | 5,405 |
| Pre-tax net operating income | $1,322,000 | 4,552 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $528,000 | 3,259 |
| Income before extraordinary items | $794,000 | 5,281 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $794,000 | 5,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $794,000 | 5,205 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 3,648 |
| Total interest expense | $2,622,000 | 2,254 |
| Net interest income | $2,873,000 | 4,614 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $1,977,000 | 5,074 |
| Salaries and employee benefits | $1,177,000 | 4,738 |
| Premises and equipment expense | $261,000 | 5,203 |
| Additional noninterest expense | $539,000 | 5,404 |
| Pre-tax net operating income | $977,000 | 4,662 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $390,000 | 3,349 |
| Income before extraordinary items | $587,000 | 5,418 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $587,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $587,000 | 5,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 3,679 |
| Total interest expense | $1,709,000 | 2,279 |
| Net interest income | $1,906,000 | 4,632 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $51,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $1,311,000 | 5,108 |
| Salaries and employee benefits | $784,000 | 4,785 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $355,000 | 5,465 |
| Pre-tax net operating income | $646,000 | 4,650 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $258,000 | 3,336 |
| Income before extraordinary items | $388,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $388,000 | 5,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,731 |
| Total interest expense | $855,000 | 2,300 |
| Net interest income | $927,000 | 4,721 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $671,000 | 5,053 |
| Salaries and employee benefits | $407,000 | 4,672 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $175,000 | 5,515 |
| Pre-tax net operating income | $280,000 | 4,987 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $168,000 | 5,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $168,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $168,000 | 5,623 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 3,794 |
| Total interest expense | $3,800,000 | 2,330 |
| Net interest income | $3,260,000 | 5,041 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $113,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $58,000 | 7,304 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $55,000 | 7,433 |
| Total noninterest expense | $2,600,000 | 5,081 |
| Salaries and employee benefits | $1,579,000 | 4,686 |
| Premises and equipment expense | $352,000 | 5,142 |
| Additional noninterest expense | $669,000 | 5,638 |
| Pre-tax net operating income | $773,000 | 5,779 |
| Securities gains (losses) | $46,000 | 2,589 |
| Applicable income taxes | $319,000 | 4,191 |
| Income before extraordinary items | $500,000 | 6,335 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $500,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $470,560 | 6,316 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 3,842 |
| Total interest expense | $2,904,000 | 2,370 |
| Net interest income | $2,402,000 | 5,112 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $87,000 | 8,199 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $43,000 | 7,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,400 |
| Total noninterest expense | $1,934,000 | 5,098 |
| Salaries and employee benefits | $1,172,000 | 4,703 |
| Premises and equipment expense | $266,000 | 5,120 |
| Additional noninterest expense | $496,000 | 5,665 |
| Pre-tax net operating income | $555,000 | 6,048 |
| Securities gains (losses) | $46,000 | 2,381 |
| Applicable income taxes | $231,000 | 4,419 |
| Income before extraordinary items | $370,000 | 6,531 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $370,000 | 6,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $340,560 | 6,534 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,825 |
| Total interest expense | $1,974,000 | 2,399 |
| Net interest income | $1,600,000 | 5,120 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $61,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $33,000 | 7,207 |
| Total noninterest expense | $1,291,000 | 5,086 |
| Salaries and employee benefits | $769,000 | 4,759 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $340,000 | 5,569 |
| Pre-tax net operating income | $370,000 | 6,044 |
| Securities gains (losses) | $46,000 | 2,078 |
| Applicable income taxes | $160,000 | 4,394 |
| Income before extraordinary items | $256,000 | 6,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $226,560 | 6,532 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,782 |
| Total interest expense | $1,015,000 | 2,407 |
| Net interest income | $809,000 | 5,060 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $641,000 | 5,116 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $173,000 | 5,493 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $121,000 | 6,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $121,000 | 6,364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 3,918 |
| Total interest expense | $4,332,000 | 2,567 |
| Net interest income | $2,953,000 | 5,335 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $100,000 | 8,404 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $44,000 | 7,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $2,463,000 | 5,128 |
| Salaries and employee benefits | $1,472,000 | 4,760 |
| Premises and equipment expense | $355,000 | 5,049 |
| Additional noninterest expense | $636,000 | 5,723 |
| Pre-tax net operating income | $590,000 | 6,457 |
| Securities gains (losses) | $114,000 | 1,616 |
| Applicable income taxes | $254,000 | 4,735 |
| Income before extraordinary items | $450,000 | 6,606 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $450,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $377,040 | 6,822 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,067,000 | 4,404 |
| Total interest expense | $4,746,000 | 3,304 |
| Net interest income | $2,321,000 | 5,971 |
| Provision for loan and lease losses | $21,000 | 7,535 |
| Total noninterest income | $61,000 | 9,039 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $29,000 | 7,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $32,000 | 8,285 |
| Total noninterest expense | $2,029,000 | 5,673 |
| Salaries and employee benefits | $1,173,000 | 5,412 |
| Premises and equipment expense | $303,000 | 5,484 |
| Additional noninterest expense | $553,000 | 6,147 |
| Pre-tax net operating income | $332,000 | 7,265 |
| Securities gains (losses) | $210,000 | 1,157 |
| Applicable income taxes | $201,000 | 5,026 |
| Income before extraordinary items | $341,000 | 6,879 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $341,000 | 6,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $206,600 | 7,566 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 4,496 |
| Total interest expense | $4,852,000 | 3,411 |
| Net interest income | $2,312,000 | 6,092 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $49,000 | 9,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $1,828,000 | 6,008 |
| Salaries and employee benefits | $1,090,000 | 5,594 |
| Premises and equipment expense | $287,000 | 5,563 |
| Additional noninterest expense | $451,000 | 6,765 |
| Pre-tax net operating income | $531,000 | 6,858 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $190,000 | 5,486 |
| Income before extraordinary items | $341,000 | 7,214 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $341,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $341,000 | 7,204 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 5,267 |
| Total interest expense | $3,358,000 | 4,187 |
| Net interest income | $2,095,000 | 6,466 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $38,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $1,451,000 | 6,902 |
| Salaries and employee benefits | $896,000 | 6,330 |
| Premises and equipment expense | $168,000 | 7,352 |
| Additional noninterest expense | $387,000 | 7,379 |
| Pre-tax net operating income | $646,000 | 6,539 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $239,000 | 5,318 |
| Income before extraordinary items | $407,000 | 6,950 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $407,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $407,000 | 6,921 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 5,780 |
| Total interest expense | $2,978,000 | 4,759 |
| Net interest income | $1,901,000 | 6,853 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $27,000 | 10,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,972 |
| Total noninterest expense | $1,268,000 | 7,358 |
| Salaries and employee benefits | $769,000 | 6,820 |
| Premises and equipment expense | $140,000 | 7,876 |
| Additional noninterest expense | $359,000 | 7,584 |
| Pre-tax net operating income | $606,000 | 6,878 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $235,000 | 5,782 |
| Income before extraordinary items | $384,000 | 7,314 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $384,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $375,680 | 7,291 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 5,562 |
| Total interest expense | $3,273,000 | 4,369 |
| Net interest income | $2,029,000 | 6,857 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $25,000 | 10,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 9,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $1,158,000 | 7,823 |
| Salaries and employee benefits | $732,000 | 7,133 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $319,000 | 8,128 |
| Pre-tax net operating income | $842,000 | 6,357 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $316,000 | 5,575 |
| Income before extraordinary items | $526,000 | 6,822 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $526,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $526,000 | 6,766 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 5,675 |
| Total interest expense | $3,281,000 | 4,426 |
| Net interest income | $2,015,000 | 7,113 |
| Provision for loan and lease losses | $-1,000 | 11,037 |
| Total noninterest income | $26,000 | 11,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 9,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $1,605,000 | 6,829 |
| Salaries and employee benefits | $709,000 | 7,469 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $756,000 | 5,426 |
| Pre-tax net operating income | $437,000 | 8,290 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $154,000 | 7,820 |
| Income before extraordinary items | $283,000 | 8,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $283,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $283,000 | 8,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 5,847 |
| Total interest expense | $3,109,000 | 4,604 |
| Net interest income | $2,057,000 | 7,178 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $20,000 | 11,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $1,275,000 | 7,935 |
| Salaries and employee benefits | $678,000 | 7,877 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $451,000 | 7,696 |
| Pre-tax net operating income | $794,000 | 6,854 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $275,000 | 6,302 |
| Income before extraordinary items | $519,000 | 7,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $519,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $519,000 | 7,089 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,865 |
| Total interest expense | $2,671,000 | 4,376 |
| Net interest income | $2,119,000 | 7,269 |
| Provision for loan and lease losses | $56,000 | 5,901 |
| Total noninterest income | $20,000 | 12,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $1,174,000 | 8,710 |
| Salaries and employee benefits | $645,000 | 8,307 |
| Premises and equipment expense | $131,000 | 9,070 |
| Additional noninterest expense | $398,000 | 8,846 |
| Pre-tax net operating income | $909,000 | 6,346 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $589,000 | 6,625 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $589,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $589,000 | 6,683 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,949,000 | 5,836 |
| Total interest expense | $2,895,000 | 4,250 |
| Net interest income | $2,054,000 | 7,525 |
| Provision for loan and lease losses | $104,000 | 5,665 |
| Total noninterest income | $80,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,089,000 | 9,364 |
| Salaries and employee benefits | $656,000 | 8,335 |
| Premises and equipment expense | $168,000 | 8,425 |
| Additional noninterest expense | $265,000 | 10,891 |
| Pre-tax net operating income | $941,000 | 6,160 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $353,000 | 5,462 |
| Income before extraordinary items | $588,000 | 6,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $588,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $588,000 | 6,626 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 5,926 |
| Total interest expense | $3,474,000 | 4,569 |
| Net interest income | $1,999,000 | 7,773 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $79,000 | 12,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,017,000 | 9,895 |
| Salaries and employee benefits | $608,000 | 8,743 |
| Premises and equipment expense | $145,000 | 9,267 |
| Additional noninterest expense | $264,000 | 11,361 |
| Pre-tax net operating income | $985,000 | 5,691 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $367,000 | 5,132 |
| Income before extraordinary items | $694,000 | 5,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $694,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $644,600 | 5,915 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.