Home > Atwater State Bank > Income and Expense
Atwater State Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 6,253 |
| Total interest expense | $336,000 | 5,818 |
| Net interest income | $1,502,000 | 6,279 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $106,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $45,000 | 5,926 |
| Total noninterest expense | $1,321,000 | 6,284 |
| Salaries and employee benefits | $854,000 | 5,987 |
| Premises and equipment expense | $103,000 | 6,503 |
| Additional noninterest expense | $364,000 | 6,444 |
| Pre-tax net operating income | $287,000 | 5,455 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $290,000 | 5,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $290,000 | 5,503 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $290,000 | 5,504 |
| Net charge-offs | $60,000 | 4,799 |
| Cash dividends | $95,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $287,000 | 5,317 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 6,336 |
| Total interest expense | $255,000 | 5,936 |
| Net interest income | $1,137,000 | 6,365 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $74,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $45,000 | 6,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $964,000 | 6,374 |
| Salaries and employee benefits | $618,000 | 6,078 |
| Premises and equipment expense | $76,000 | 6,590 |
| Additional noninterest expense | $270,000 | 6,531 |
| Pre-tax net operating income | $247,000 | 5,508 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $250,000 | 5,524 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $250,000 | 5,524 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $250,000 | 5,524 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $50,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $247,000 | 5,348 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $923,000 | 6,406 |
| Total interest expense | $173,000 | 6,013 |
| Net interest income | $750,000 | 6,416 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $52,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $28,000 | 6,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,030 |
| Total noninterest expense | $647,000 | 6,415 |
| Salaries and employee benefits | $418,000 | 6,096 |
| Premises and equipment expense | $51,000 | 6,624 |
| Additional noninterest expense | $178,000 | 6,585 |
| Pre-tax net operating income | $155,000 | 5,566 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $156,000 | 5,599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $156,000 | 5,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $156,000 | 5,598 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $155,000 | 5,417 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $459,000 | 6,472 |
| Total interest expense | $87,000 | 6,088 |
| Net interest income | $372,000 | 6,479 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $323,000 | 6,479 |
| Salaries and employee benefits | $212,000 | 6,117 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $85,000 | 6,682 |
| Pre-tax net operating income | $74,000 | 5,664 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $74,000 | 5,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $74,000 | 5,684 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $74,000 | 5,684 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $74,000 | 5,530 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 6,489 |
| Total interest expense | $410,000 | 6,167 |
| Net interest income | $1,529,000 | 6,501 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $72,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $65,000 | 6,070 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,000 | 6,582 |
| Total noninterest expense | $1,290,000 | 6,530 |
| Salaries and employee benefits | $818,000 | 6,243 |
| Premises and equipment expense | $116,000 | 6,707 |
| Additional noninterest expense | $356,000 | 6,686 |
| Pre-tax net operating income | $311,000 | 5,209 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $315,000 | 5,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $315,000 | 5,193 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $315,000 | 5,193 |
| Net charge-offs | $110,000 | 4,894 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $311,000 | 5,098 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 6,548 |
| Total interest expense | $318,000 | 6,224 |
| Net interest income | $1,142,000 | 6,563 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $66,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $49,000 | 6,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $17,000 | 6,460 |
| Total noninterest expense | $941,000 | 6,603 |
| Salaries and employee benefits | $592,000 | 6,308 |
| Premises and equipment expense | $89,000 | 6,713 |
| Additional noninterest expense | $260,000 | 6,754 |
| Pre-tax net operating income | $267,000 | 5,236 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $268,000 | 5,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 5,202 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $268,000 | 5,202 |
| Net charge-offs | $112,000 | 4,316 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $267,000 | 5,085 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 6,618 |
| Total interest expense | $223,000 | 6,267 |
| Net interest income | $740,000 | 6,647 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $36,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $626,000 | 6,676 |
| Salaries and employee benefits | $384,000 | 6,406 |
| Premises and equipment expense | $62,000 | 6,722 |
| Additional noninterest expense | $180,000 | 6,780 |
| Pre-tax net operating income | $150,000 | 5,399 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $151,000 | 5,354 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $151,000 | 5,353 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $151,000 | 5,354 |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $150,000 | 5,271 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 6,658 |
| Total interest expense | $118,000 | 6,260 |
| Net interest income | $368,000 | 6,682 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $12,000 | 7,062 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-4,000 | 7,146 |
| Total noninterest expense | $306,000 | 6,758 |
| Salaries and employee benefits | $187,000 | 6,496 |
| Premises and equipment expense | $31,000 | 6,774 |
| Additional noninterest expense | $88,000 | 6,877 |
| Pre-tax net operating income | $74,000 | 5,449 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $75,000 | 5,351 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $75,000 | 5,350 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $75,000 | 5,351 |
| Net charge-offs | $102,000 | 2,713 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $74,000 | 5,314 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 6,758 |
| Total interest expense | $544,000 | 6,403 |
| Net interest income | $1,393,000 | 6,815 |
| Provision for loan and lease losses | $70,000 | 6,273 |
| Total noninterest income | $125,000 | 6,478 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 6,093 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 5,867 |
| Total noninterest expense | $1,233,000 | 6,823 |
| Salaries and employee benefits | $718,000 | 6,642 |
| Premises and equipment expense | $108,000 | 6,992 |
| Additional noninterest expense | $407,000 | 6,776 |
| Pre-tax net operating income | $215,000 | 5,164 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $214,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 5,230 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $214,000 | 5,230 |
| Net charge-offs | $80,000 | 5,598 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $214,000 | 5,091 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 6,874 |
| Total interest expense | $419,000 | 6,507 |
| Net interest income | $1,029,000 | 6,930 |
| Provision for loan and lease losses | $70,000 | 6,010 |
| Total noninterest income | $76,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $44,000 | 6,182 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $32,000 | 6,375 |
| Total noninterest expense | $898,000 | 6,925 |
| Salaries and employee benefits | $520,000 | 6,745 |
| Premises and equipment expense | $84,000 | 7,043 |
| Additional noninterest expense | $294,000 | 6,881 |
| Pre-tax net operating income | $137,000 | 5,475 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $137,000 | 5,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $137,000 | 5,574 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $137,000 | 5,574 |
| Net charge-offs | $81,000 | 5,118 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $137,000 | 5,407 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 6,939 |
| Total interest expense | $285,000 | 6,575 |
| Net interest income | $669,000 | 6,995 |
| Provision for loan and lease losses | $23,000 | 6,362 |
| Total noninterest income | $52,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $32,000 | 6,127 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $585,000 | 7,015 |
| Salaries and employee benefits | $351,000 | 6,775 |
| Premises and equipment expense | $56,000 | 7,087 |
| Additional noninterest expense | $178,000 | 7,046 |
| Pre-tax net operating income | $113,000 | 5,422 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $113,000 | 5,463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $113,000 | 5,465 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $113,000 | 5,465 |
| Net charge-offs | $89,000 | 4,367 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $113,000 | 5,333 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,060 |
| Total interest expense | $145,000 | 6,670 |
| Net interest income | $322,000 | 7,119 |
| Provision for loan and lease losses | $22,000 | 5,692 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $269,000 | 7,198 |
| Salaries and employee benefits | $175,000 | 6,867 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $66,000 | 7,446 |
| Pre-tax net operating income | $59,000 | 5,555 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $59,000 | 5,560 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $59,000 | 5,561 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $59,000 | 5,460 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 7,108 |
| Total interest expense | $632,000 | 6,849 |
| Net interest income | $1,303,000 | 7,128 |
| Provision for loan and lease losses | $182,000 | 5,877 |
| Total noninterest income | $102,000 | 6,967 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $63,000 | 6,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $39,000 | 6,581 |
| Total noninterest expense | $1,149,000 | 7,225 |
| Salaries and employee benefits | $719,000 | 6,922 |
| Premises and equipment expense | $126,000 | 7,138 |
| Additional noninterest expense | $304,000 | 7,420 |
| Pre-tax net operating income | $74,000 | 5,175 |
| Securities gains (losses) | $-3,000 | 6,914 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $71,000 | 5,271 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $71,000 | 5,269 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $71,000 | 5,269 |
| Net charge-offs | $31,000 | 6,481 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $74,000 | 5,195 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 7,206 |
| Total interest expense | $478,000 | 6,955 |
| Net interest income | $946,000 | 7,233 |
| Provision for loan and lease losses | $97,000 | 6,015 |
| Total noninterest income | $78,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $49,000 | 6,293 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $837,000 | 7,312 |
| Salaries and employee benefits | $524,000 | 7,004 |
| Premises and equipment expense | $93,000 | 7,218 |
| Additional noninterest expense | $220,000 | 7,491 |
| Pre-tax net operating income | $90,000 | 5,329 |
| Securities gains (losses) | $-3,000 | 7,144 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $87,000 | 5,373 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $87,000 | 5,373 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $87,000 | 5,373 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $90,000 | 5,298 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,285 |
| Total interest expense | $318,000 | 7,062 |
| Net interest income | $628,000 | 7,273 |
| Provision for loan and lease losses | $31,000 | 6,418 |
| Total noninterest income | $57,000 | 7,037 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $23,000 | 6,676 |
| Total noninterest expense | $571,000 | 7,336 |
| Salaries and employee benefits | $359,000 | 7,035 |
| Premises and equipment expense | $65,000 | 7,214 |
| Additional noninterest expense | $147,000 | 7,548 |
| Pre-tax net operating income | $83,000 | 5,331 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $80,000 | 5,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 5,346 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $80,000 | 5,346 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $83,000 | 5,249 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,358 |
| Total interest expense | $160,000 | 7,143 |
| Net interest income | $304,000 | 7,346 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $281,000 | 7,361 |
| Salaries and employee benefits | $179,000 | 7,073 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $68,000 | 7,579 |
| Pre-tax net operating income | $27,000 | 5,932 |
| Securities gains (losses) | $-3,000 | 7,758 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $24,000 | 6,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $24,000 | 6,091 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $27,000 | 5,886 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 7,354 |
| Total interest expense | $777,000 | 7,176 |
| Net interest income | $1,196,000 | 7,371 |
| Provision for loan and lease losses | $68,000 | 6,355 |
| Total noninterest income | $74,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 6,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $1,074,000 | 7,449 |
| Salaries and employee benefits | $698,000 | 7,160 |
| Premises and equipment expense | $126,000 | 7,376 |
| Additional noninterest expense | $250,000 | 7,674 |
| Pre-tax net operating income | $128,000 | 5,946 |
| Securities gains (losses) | $18,000 | 2,241 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $146,000 | 5,688 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $146,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $128,000 | 5,915 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 7,454 |
| Total interest expense | $589,000 | 7,274 |
| Net interest income | $867,000 | 7,488 |
| Provision for loan and lease losses | $42,000 | 6,061 |
| Total noninterest income | $50,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $48,000 | 6,481 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $768,000 | 7,529 |
| Salaries and employee benefits | $489,000 | 7,294 |
| Premises and equipment expense | $97,000 | 7,388 |
| Additional noninterest expense | $182,000 | 7,729 |
| Pre-tax net operating income | $107,000 | 6,379 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $126,000 | 6,045 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $126,000 | 6,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $107,000 | 6,295 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 7,536 |
| Total interest expense | $393,000 | 7,394 |
| Net interest income | $562,000 | 7,548 |
| Provision for loan and lease losses | $42,000 | 5,347 |
| Total noninterest income | $53,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $546,000 | 7,494 |
| Salaries and employee benefits | $327,000 | 7,352 |
| Premises and equipment expense | $67,000 | 7,393 |
| Additional noninterest expense | $152,000 | 7,481 |
| Pre-tax net operating income | $27,000 | 6,801 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $46,000 | 6,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 6,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $27,000 | 6,788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $450,000 | 7,707 |
| Total interest expense | $201,000 | 7,482 |
| Net interest income | $249,000 | 7,745 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $253,000 | 7,631 |
| Salaries and employee benefits | $159,000 | 7,438 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $62,000 | 7,770 |
| Pre-tax net operating income | $11,000 | 7,047 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $21,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $11,000 | 7,044 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 7,762 |
| Total interest expense | $746,000 | 7,577 |
| Net interest income | $970,000 | 7,785 |
| Provision for loan and lease losses | $14,000 | 6,482 |
| Total noninterest income | $96,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $59,000 | 6,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $904,000 | 7,785 |
| Salaries and employee benefits | $561,000 | 7,640 |
| Premises and equipment expense | $104,000 | 7,710 |
| Additional noninterest expense | $239,000 | 7,834 |
| Pre-tax net operating income | $148,000 | 7,008 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $148,000 | 6,965 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $148,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $148,000 | 6,944 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 7,855 |
| Total interest expense | $536,000 | 7,674 |
| Net interest income | $703,000 | 7,868 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $72,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $622,000 | 7,873 |
| Salaries and employee benefits | $384,000 | 7,752 |
| Premises and equipment expense | $74,000 | 7,744 |
| Additional noninterest expense | $164,000 | 7,924 |
| Pre-tax net operating income | $153,000 | 7,130 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $153,000 | 7,023 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $153,000 | 7,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $153,000 | 7,010 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $787,000 | 7,965 |
| Total interest expense | $341,000 | 7,761 |
| Net interest income | $446,000 | 7,983 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $372,000 | 8,056 |
| Salaries and employee benefits | $236,000 | 7,909 |
| Premises and equipment expense | $43,000 | 7,927 |
| Additional noninterest expense | $93,000 | 8,119 |
| Pre-tax net operating income | $118,000 | 7,150 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $118,000 | 6,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $118,000 | 6,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $118,000 | 6,982 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 8,056 |
| Total interest expense | $167,000 | 7,813 |
| Net interest income | $210,000 | 8,111 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $175,000 | 8,142 |
| Salaries and employee benefits | $107,000 | 8,061 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $46,000 | 8,162 |
| Pre-tax net operating income | $64,000 | 7,123 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $64,000 | 6,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $64,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $64,000 | 6,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 7,985 |
| Total interest expense | $565,000 | 7,790 |
| Net interest income | $865,000 | 8,014 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $72,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $55,000 | 6,806 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 8,067 |
| Total noninterest expense | $721,000 | 8,135 |
| Salaries and employee benefits | $459,000 | 7,985 |
| Premises and equipment expense | $71,000 | 8,133 |
| Additional noninterest expense | $191,000 | 8,166 |
| Pre-tax net operating income | $186,000 | 7,452 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $186,000 | 7,328 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $186,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $130,000 | 5,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $186,000 | 7,324 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 8,103 |
| Total interest expense | $395,000 | 7,892 |
| Net interest income | $626,000 | 8,134 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $55,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $504,000 | 8,228 |
| Salaries and employee benefits | $322,000 | 8,074 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $130,000 | 8,281 |
| Pre-tax net operating income | $147,000 | 7,638 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $147,000 | 7,494 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $147,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $85,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $147,000 | 7,501 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 8,160 |
| Total interest expense | $240,000 | 7,983 |
| Net interest income | $416,000 | 8,181 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $35,000 | 8,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $332,000 | 8,270 |
| Salaries and employee benefits | $214,000 | 8,114 |
| Premises and equipment expense | $36,000 | 8,173 |
| Additional noninterest expense | $82,000 | 8,355 |
| Pre-tax net operating income | $114,000 | 7,604 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $114,000 | 7,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $114,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $85,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $114,000 | 7,443 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,198 |
| Total interest expense | $113,000 | 8,026 |
| Net interest income | $209,000 | 8,202 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $166,000 | 8,281 |
| Salaries and employee benefits | $109,000 | 8,103 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $39,000 | 8,408 |
| Pre-tax net operating income | $61,000 | 7,560 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $61,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $85,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $61,000 | 7,353 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 8,177 |
| Total interest expense | $372,000 | 7,983 |
| Net interest income | $835,000 | 8,171 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $77,000 | 8,170 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $53,000 | 7,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,000 | 8,023 |
| Total noninterest expense | $697,000 | 8,245 |
| Salaries and employee benefits | $455,000 | 8,034 |
| Premises and equipment expense | $71,000 | 8,219 |
| Additional noninterest expense | $171,000 | 8,390 |
| Pre-tax net operating income | $215,000 | 7,661 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $214,000 | 7,521 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $214,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $151,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $214,000 | 7,495 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $880,000 | 8,240 |
| Total interest expense | $262,000 | 8,041 |
| Net interest income | $618,000 | 8,226 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 7,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $485,000 | 8,311 |
| Salaries and employee benefits | $312,000 | 8,135 |
| Premises and equipment expense | $52,000 | 8,242 |
| Additional noninterest expense | $121,000 | 8,440 |
| Pre-tax net operating income | $188,000 | 7,681 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $187,000 | 7,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $187,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $139,000 | 4,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $187,000 | 7,491 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $567,000 | 8,280 |
| Total interest expense | $157,000 | 8,136 |
| Net interest income | $410,000 | 8,252 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $33,000 | 8,334 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $24,000 | 7,158 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $311,000 | 8,358 |
| Salaries and employee benefits | $203,000 | 8,173 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $73,000 | 8,513 |
| Pre-tax net operating income | $132,000 | 7,656 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $132,000 | 7,491 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $132,000 | 7,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $114,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $132,000 | 7,447 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,373 |
| Total interest expense | $71,000 | 8,251 |
| Net interest income | $203,000 | 8,331 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $155,000 | 8,446 |
| Salaries and employee benefits | $102,000 | 8,241 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $65,000 | 7,705 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $65,000 | 7,513 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $65,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $99,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $65,000 | 7,484 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 8,295 |
| Total interest expense | $272,000 | 8,208 |
| Net interest income | $848,000 | 8,239 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $68,000 | 8,420 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $50,000 | 7,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $670,000 | 8,370 |
| Salaries and employee benefits | $429,000 | 8,204 |
| Premises and equipment expense | $75,000 | 8,290 |
| Additional noninterest expense | $166,000 | 8,502 |
| Pre-tax net operating income | $246,000 | 7,625 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $246,000 | 7,443 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $246,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $222,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $246,000 | 7,388 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $833,000 | 8,345 |
| Total interest expense | $201,000 | 8,255 |
| Net interest income | $632,000 | 8,277 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $52,000 | 8,460 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $459,000 | 8,491 |
| Salaries and employee benefits | $293,000 | 8,315 |
| Premises and equipment expense | $54,000 | 8,340 |
| Additional noninterest expense | $112,000 | 8,606 |
| Pre-tax net operating income | $225,000 | 7,569 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $225,000 | 7,338 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $225,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $202,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $225,000 | 7,273 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 8,399 |
| Total interest expense | $135,000 | 8,311 |
| Net interest income | $416,000 | 8,344 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $36,000 | 8,481 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $24,000 | 7,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $303,000 | 8,552 |
| Salaries and employee benefits | $195,000 | 8,373 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $73,000 | 8,671 |
| Pre-tax net operating income | $149,000 | 7,551 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $149,000 | 7,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $104,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $149,000 | 7,273 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,497 |
| Total interest expense | $69,000 | 8,355 |
| Net interest income | $195,000 | 8,465 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $148,000 | 8,623 |
| Salaries and employee benefits | $98,000 | 8,410 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $34,000 | 8,768 |
| Pre-tax net operating income | $68,000 | 7,636 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $68,000 | 7,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 7,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $74,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $68,000 | 7,367 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 8,366 |
| Total interest expense | $359,000 | 8,252 |
| Net interest income | $870,000 | 8,305 |
| Provision for loan and lease losses | $43,000 | 6,469 |
| Total noninterest income | $61,000 | 8,696 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $668,000 | 8,511 |
| Salaries and employee benefits | $412,000 | 8,373 |
| Premises and equipment expense | $71,000 | 8,472 |
| Additional noninterest expense | $185,000 | 8,546 |
| Pre-tax net operating income | $220,000 | 7,756 |
| Securities gains (losses) | $23,000 | 3,134 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $243,000 | 7,559 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $243,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $165,000 | 5,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $220,000 | 7,535 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 8,441 |
| Total interest expense | $281,000 | 8,329 |
| Net interest income | $651,000 | 8,384 |
| Provision for loan and lease losses | $43,000 | 6,051 |
| Total noninterest income | $46,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $32,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,509 |
| Total noninterest expense | $444,000 | 8,678 |
| Salaries and employee benefits | $284,000 | 8,489 |
| Premises and equipment expense | $45,000 | 8,649 |
| Additional noninterest expense | $115,000 | 8,766 |
| Pre-tax net operating income | $210,000 | 7,669 |
| Securities gains (losses) | $23,000 | 2,888 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $233,000 | 7,380 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $233,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $210,000 | 7,373 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $616,000 | 8,505 |
| Total interest expense | $194,000 | 8,372 |
| Net interest income | $422,000 | 8,450 |
| Provision for loan and lease losses | $43,000 | 5,377 |
| Total noninterest income | $31,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $290,000 | 8,716 |
| Salaries and employee benefits | $187,000 | 8,539 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $73,000 | 8,827 |
| Pre-tax net operating income | $120,000 | 7,845 |
| Securities gains (losses) | $23,000 | 2,537 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $143,000 | 7,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $143,000 | 7,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $130,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $120,000 | 7,574 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $313,000 | 8,552 |
| Total interest expense | $101,000 | 8,419 |
| Net interest income | $212,000 | 8,491 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $147,000 | 8,755 |
| Salaries and employee benefits | $95,000 | 8,558 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $37,000 | 8,864 |
| Pre-tax net operating income | $60,000 | 7,837 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $90,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 8,532 |
| Total interest expense | $519,000 | 8,331 |
| Net interest income | $839,000 | 8,517 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $58,000 | 8,901 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $44,000 | 7,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $636,000 | 8,687 |
| Salaries and employee benefits | $380,000 | 8,583 |
| Premises and equipment expense | $67,000 | 8,642 |
| Additional noninterest expense | $189,000 | 8,631 |
| Pre-tax net operating income | $236,000 | 7,800 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $236,000 | 7,646 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $236,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $235,000 | 7,556 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 8,699 |
| Total interest expense | $737,000 | 8,559 |
| Net interest income | $795,000 | 8,677 |
| Provision for loan and lease losses | $241,000 | 3,696 |
| Total noninterest income | $62,000 | 9,022 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $49,000 | 7,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $626,000 | 8,864 |
| Salaries and employee benefits | $388,000 | 8,678 |
| Premises and equipment expense | $68,000 | 8,826 |
| Additional noninterest expense | $170,000 | 8,912 |
| Pre-tax net operating income | $-10,000 | 8,753 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-10,000 | 8,834 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-10,000 | 8,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,867 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-10,000 | 8,750 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 8,883 |
| Total interest expense | $757,000 | 8,737 |
| Net interest income | $806,000 | 8,885 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $73,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $594,000 | 9,112 |
| Salaries and employee benefits | $383,000 | 8,837 |
| Premises and equipment expense | $62,000 | 9,133 |
| Additional noninterest expense | $149,000 | 9,245 |
| Pre-tax net operating income | $250,000 | 8,130 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $29,000 | 7,645 |
| Income before extraordinary items | $220,000 | 7,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $220,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $145,000 | 5,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $220,880 | 7,956 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 9,228 |
| Total interest expense | $639,000 | 9,108 |
| Net interest income | $733,000 | 9,211 |
| Provision for loan and lease losses | $16,000 | 7,832 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $585,000 | 9,369 |
| Salaries and employee benefits | $366,000 | 9,088 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $143,000 | 9,577 |
| Pre-tax net operating income | $217,000 | 8,493 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $12,000 | 8,432 |
| Income before extraordinary items | $205,000 | 8,268 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $205,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $220,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $205,000 | 8,234 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 9,426 |
| Total interest expense | $609,000 | 9,452 |
| Net interest income | $784,000 | 9,301 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $133,000 | 8,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,301 |
| Total noninterest expense | $594,000 | 9,453 |
| Salaries and employee benefits | $368,000 | 9,173 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $168,000 | 9,485 |
| Pre-tax net operating income | $323,000 | 8,268 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $43,000 | 8,450 |
| Income before extraordinary items | $280,000 | 8,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $280,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $130,000 | 5,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $280,000 | 7,962 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 10,022 |
| Total interest expense | $563,000 | 9,935 |
| Net interest income | $669,000 | 10,019 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $146,000 | 8,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,039 |
| Total noninterest expense | $626,000 | 9,641 |
| Salaries and employee benefits | $406,000 | 9,227 |
| Premises and equipment expense | $62,000 | 9,902 |
| Additional noninterest expense | $158,000 | 9,908 |
| Pre-tax net operating income | $162,000 | 9,778 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $69,000 | 8,921 |
| Income before extraordinary items | $93,000 | 10,002 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $93,000 | 10,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $93,000 | 9,959 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 10,611 |
| Total interest expense | $528,000 | 10,503 |
| Net interest income | $610,000 | 10,634 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $223,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $607,000 | 10,147 |
| Salaries and employee benefits | $404,000 | 9,578 |
| Premises and equipment expense | $55,000 | 10,490 |
| Additional noninterest expense | $148,000 | 10,565 |
| Pre-tax net operating income | $226,000 | 9,621 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $75,000 | 9,249 |
| Income before extraordinary items | $151,000 | 9,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $151,000 | 9,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $45,000 | 7,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $151,000 | 9,727 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 11,145 |
| Total interest expense | $479,000 | 11,092 |
| Net interest income | $602,000 | 11,121 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $103,000 | 10,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,575 |
| Total noninterest expense | $551,000 | 10,794 |
| Salaries and employee benefits | $320,000 | 10,589 |
| Premises and equipment expense | $62,000 | 10,713 |
| Additional noninterest expense | $169,000 | 10,825 |
| Pre-tax net operating income | $122,000 | 10,961 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $32,000 | 10,549 |
| Income before extraordinary items | $90,000 | 11,016 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $90,000 | 11,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,914 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $90,000 | 10,993 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 11,723 |
| Total interest expense | $409,000 | 11,534 |
| Net interest income | $584,000 | 11,763 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $123,000 | 10,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $589,000 | 11,189 |
| Salaries and employee benefits | $310,000 | 11,114 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $181,000 | 11,392 |
| Pre-tax net operating income | $86,000 | 11,715 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $16,000 | 11,243 |
| Income before extraordinary items | $70,000 | 11,659 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $70,000 | 11,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $70,000 | 11,696 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 12,078 |
| Total interest expense | $402,000 | 12,212 |
| Net interest income | $703,000 | 11,866 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $583,000 | 11,732 |
| Salaries and employee benefits | $308,000 | 11,565 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $155,000 | 12,350 |
| Pre-tax net operating income | $149,000 | 11,480 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $91,000 | 11,888 |
| Extraordinary gains, net | $-75,000 | 12,848 |
| Net income | $16,000 | 12,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $91,000 | 11,698 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 12,690 |
| Total interest expense | $466,000 | 12,901 |
| Net interest income | $693,000 | 12,344 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $536,000 | 12,417 |
| Salaries and employee benefits | $291,000 | 12,113 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $174,000 | 12,615 |
| Pre-tax net operating income | $199,000 | 11,081 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $74,000 | 10,606 |
| Income before extraordinary items | $125,000 | 11,619 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $125,000 | 11,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $125,000 | 11,299 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.