Home > Atlantic Union Bank > Net charge- offs to loans
Atlantic Union Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0476% | 4,393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2260% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0451% | 4,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0566% | 4,432 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1861% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1861% | 1,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 230 |
| Percentage Net Loans Charged-off:Construction & development | -0.0514% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1139% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0548% | 4,457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1384% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1384% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 130 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1951% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0427% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0865% | 4,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1515% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1384% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1384% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 4,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0861% | 4,536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1798% | 1,694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 3,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1041% | 4,584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 4,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1855% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 4,115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0509% | 4,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1290% | 3,423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 3,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2016% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2016% | 1,354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0001% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 4,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0756% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1835% | 3,466 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0330% | 4,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1545% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1545% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0785% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,129 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 3,896 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0767% | 4,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0423% | 3,334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0897% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3580% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3580% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0449% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 4,292 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 3,944 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0712% | 4,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0176% | 3,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0913% | 4,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3891% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3891% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0256% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 4,252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 3,961 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0581% | 4,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0778% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0508% | 4,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4241% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4241% | 764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 4,495 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0159% | 3,974 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0780% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 3,424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0996% | 4,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5828% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5828% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0046% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1005% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0407% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0859% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0859% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0064% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1700% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1700% | 449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 943 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1819% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1087% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3619% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3619% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1565% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0201% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1970% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2071% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5315% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5315% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.2846% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0140% | 4,115 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0009% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1046% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0503% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0503% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1869% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.4017% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 4,178 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0316% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0316% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.1113% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0293% | 4,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0274% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1354% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8464% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8464% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.2237% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0597% | 4,289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0803% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0381% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6731% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6731% | 377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.1338% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0940% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1089% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1089% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0349% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 4,678 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 3,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0373% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9850% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9850% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0379% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,294 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0671% | 3,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8366% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8366% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0801% | 4,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0626% | 5,094 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1302% | 3,986 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 4,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6574% | 1,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.2413% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0411% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1324% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3133% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6139% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6139% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.3241% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0599% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1558% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1872% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5213% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0538% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1400% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5298% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5298% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0804% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4058% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4058% | 1,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0593% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1916% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2970% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3221% | 2,183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.1223% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2678% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2510% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3213% | 2,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2725% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0852% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.1994% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0655% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2580% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4110% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3494% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2727% | 1,927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0388% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1354% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2522% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 5,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3412% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6927% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5188% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1544% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0639% | 4,792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1552% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3414% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3138% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1885% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2089% | 2,492 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 5,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1210% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.0356% | 4,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1972% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1322% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4297% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3043% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0249% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1805% | 2,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 1,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0837% | 5,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3058% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0549% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7319% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3124% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5908% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1448% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0390% | 5,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4330% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5858% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3277% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6658% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1567% | 1,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.1474% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 1,940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,890 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1652% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 2,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3375% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2311% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8004% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1126% | 3,186 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0016% | 5,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0965% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 5,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0532% | 6,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1533% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4844% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1636% | 2,667 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 5,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 5,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0003% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0734% | 6,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1599% | 6,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1918% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5313% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0900% | 2,776 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 5,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0897% | 6,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1397% | 6,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 5,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4484% | 6,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1543% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7762% | 6,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0971% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2563% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4936% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1387% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3486% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2844% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.6297% | 1,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0982% | 2,093 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0628% | 5,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3863% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6703% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2468% | 1,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2513% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3995% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4332% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3019% | 2,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0280% | 1,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2524% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2864% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.8083% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0719% | 1,944 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0789% | 5,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3323% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5800% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2132% | 1,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 5,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1884% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2685% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0872% | 3,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0034% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2326% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2739% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.7941% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 2,037 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0661% | 5,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3829% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7540% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2096% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2446% | 6,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5865% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0488% | 3,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0052% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3264% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3912% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 1.4788% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3561% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4556% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3101% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4461% | 6,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2564% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5195% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1360% | 2,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0104% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5574% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5336% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.8077% | 1,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1479% | 2,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8226% | 486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7827% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2492% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0464% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7036% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7408% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8801% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5549% | 2,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3803% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3504% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.4163% | 1,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1956% | 2,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1515% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3616% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1688% | 1,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4592% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5937% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5572% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2255% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3329% | 2,478 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3389% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3279% | 2,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.1113% | 1,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1528% | 1,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8474% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3911% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0725% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5549% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 5,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7042% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5278% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3900% | 2,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3797% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3319% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 5,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5020% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5093% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7401% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1144% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9491% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7243% | 1,306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4969% | 2,650 |
| Percentage Net Loans Charged-off:Construction & development | 1.3405% | 1,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1495% | 2,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5012% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4882% | 1,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5081% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0550% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6748% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6996% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4120% | 2,817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5295% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4413% | 2,596 |
| Percentage Net Loans Charged-off:Construction & development | 1.5272% | 1,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 2,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3483% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4534% | 1,133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2918% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4800% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7692% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9355% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4789% | 2,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6596% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6512% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | 2.3212% | 1,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 2,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4326% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5357% | 961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3769% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6443% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7970% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1437% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4736% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5952% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4953% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 2.0246% | 980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1101% | 1,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1377% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0233% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2255% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2376% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7254% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6306% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5655% | 2,793 |
| Percentage Net Loans Charged-off:Construction & development | 1.4421% | 2,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3048% | 2,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0043% | 699 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2891% | 3,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4553% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1956% | 3,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9650% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9360% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0903% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2014% | 1,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4055% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | 1.1180% | 2,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0719% | 2,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3034% | 746 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3233% | 2,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5169% | 1,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1860% | 3,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4046% | 3,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9383% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6493% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3226% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5259% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4829% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 1.3119% | 1,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 2,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4842% | 558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4398% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6641% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2710% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4517% | 2,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8665% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5941% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4859% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3402% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1545% | 3,103 |
| Percentage Net Loans Charged-off:Construction & development | -0.2119% | 7,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 1,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0400% | 442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6574% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7568% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5735% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6502% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1957% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 17.0400% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0806% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6826% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6586% | 2,515 |
| Percentage Net Loans Charged-off:Construction & development | 1.3941% | 2,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 3,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6824% | 635 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5695% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3029% | 1,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9417% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9686% | 2,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6160% | 3,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5916% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5550% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | 1.1319% | 2,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 2,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9400% | 429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4468% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2175% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7630% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7960% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6150% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6000% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5009% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 1.2380% | 1,695 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0806% | 7,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3954% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8494% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2921% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5749% | 3,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5973% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3881% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.7607% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4390% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1296% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8481% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9357% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5982% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2531% | 3,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0628% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1017% | 1,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1837% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2857% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 2,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7492% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4204% | 4,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1829% | 3,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1156% | 2,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1381% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2442% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4114% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 2,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3100% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3216% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 2,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3514% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6468% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4937% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2931% | 3,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3876% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7897% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6165% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3302% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 3,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1780% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0317% | 7,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4612% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2522% | 4,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0178% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 7,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3356% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2032% | 4,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 7,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 7,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 8,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1750% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1295% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 3,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 7,910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0322% | 7,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1814% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 3,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 7,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0637% | 5,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0348% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 7,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 6,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0838% | 4,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 4,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 6,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0426% | 4,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0316% | 7,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0639% | 7,144 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1103% | 7,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 8,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 3,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2545% | 4,809 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1877% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 7,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 8,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0338% | 3,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2771% | 4,180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3171% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 7,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 8,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1255% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 3,490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5220% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2640% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4768% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0630% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0010% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1968% | 3,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2361% | 5,236 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1740% | 1,615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2684% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2551% | 4,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2023% | 1,489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4081% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2308% | 4,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2939% | 1,325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2617% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2695% | 3,686 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5607% | 1,037 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 4,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1493% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2767% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3054% | 5,282 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1796% | 1,461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 4,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4041% | 4,270 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3255% | 1,336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1223% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 2,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 3,907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0674% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3701% | 3,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 3,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0541% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3258% | 5,259 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0850% | 2,868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 4,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 1,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0598% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4359% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1666% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2947% | 5,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3040% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1269% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3410% | 926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1572% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2034% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0903% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5961% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 7,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1087% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |