Home > Atlantic Stewardship Bank > Income and Expense
Atlantic Stewardship Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $29,004,000 | 879 |
| Total interest expense | $6,456,000 | 781 |
| Net interest income | $22,548,000 | 905 |
| Provision for loan and lease losses | $335,000 | 1,512 |
| Total noninterest income | $2,776,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $947,000 | 928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,829,000 | 1,354 |
| Total noninterest expense | $16,690,000 | 995 |
| Salaries and employee benefits | $9,354,000 | 1,001 |
| Premises and equipment expense | $1,973,000 | 948 |
| Additional noninterest expense | $5,363,000 | 941 |
| Pre-tax net operating income | $8,299,000 | 999 |
| Securities gains (losses) | $68,000 | 951 |
| Applicable income taxes | $2,157,000 | 740 |
| Income before extraordinary items | $6,210,000 | 1,106 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,210,000 | 1,107 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,210,000 | 1,107 |
| Net charge-offs | $-95,000 | 4,955 |
| Cash dividends | $1,475,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 344 |
| Net operating income | $6,156,280 | 1,090 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $19,158,000 | 883 |
| Total interest expense | $4,239,000 | 777 |
| Net interest income | $14,919,000 | 904 |
| Provision for loan and lease losses | $395,000 | 1,022 |
| Total noninterest income | $1,754,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $623,000 | 934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,131,000 | 1,379 |
| Total noninterest expense | $10,946,000 | 1,003 |
| Salaries and employee benefits | $6,239,000 | 994 |
| Premises and equipment expense | $1,305,000 | 959 |
| Additional noninterest expense | $3,402,000 | 989 |
| Pre-tax net operating income | $5,332,000 | 993 |
| Securities gains (losses) | $49,000 | 753 |
| Applicable income taxes | $1,366,000 | 734 |
| Income before extraordinary items | $4,015,000 | 1,109 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,015,000 | 1,109 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,015,000 | 1,109 |
| Net charge-offs | $-83,000 | 5,022 |
| Cash dividends | $1,475,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 329 |
| Net operating income | $3,976,290 | 1,096 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 895 |
| Total interest expense | $2,024,000 | 790 |
| Net interest income | $7,375,000 | 918 |
| Provision for loan and lease losses | $65,000 | 1,834 |
| Total noninterest income | $858,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $323,000 | 897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 1,381 |
| Total noninterest expense | $5,503,000 | 1,001 |
| Salaries and employee benefits | $3,137,000 | 997 |
| Premises and equipment expense | $653,000 | 952 |
| Additional noninterest expense | $1,713,000 | 965 |
| Pre-tax net operating income | $2,665,000 | 962 |
| Securities gains (losses) | $24,000 | 533 |
| Applicable income taxes | $684,000 | 717 |
| Income before extraordinary items | $2,005,000 | 1,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,005,000 | 1,084 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,005,000 | 1,084 |
| Net charge-offs | $-27,000 | 4,943 |
| Cash dividends | $740,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 304 |
| Net operating income | $1,986,040 | 1,077 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $35,944,000 | 877 |
| Total interest expense | $6,261,000 | 772 |
| Net interest income | $29,683,000 | 894 |
| Provision for loan and lease losses | $-1,615,000 | 5,362 |
| Total noninterest income | $3,472,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,240,000 | 967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,232,000 | 1,394 |
| Total noninterest expense | $21,795,000 | 996 |
| Salaries and employee benefits | $12,636,000 | 967 |
| Premises and equipment expense | $2,448,000 | 996 |
| Additional noninterest expense | $6,711,000 | 998 |
| Pre-tax net operating income | $12,975,000 | 842 |
| Securities gains (losses) | $-105,000 | 5,028 |
| Applicable income taxes | $3,401,000 | 609 |
| Income before extraordinary items | $9,469,000 | 956 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,469,000 | 955 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,469,000 | 955 |
| Net charge-offs | $-779,000 | 5,346 |
| Cash dividends | $2,700,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 388 |
| Net operating income | $9,551,950 | 943 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,576,000 | 875 |
| Total interest expense | $4,409,000 | 769 |
| Net interest income | $22,167,000 | 884 |
| Provision for loan and lease losses | $-1,605,000 | 5,438 |
| Total noninterest income | $2,519,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $905,000 | 983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,614,000 | 1,452 |
| Total noninterest expense | $16,226,000 | 992 |
| Salaries and employee benefits | $9,436,000 | 976 |
| Premises and equipment expense | $1,827,000 | 992 |
| Additional noninterest expense | $4,963,000 | 1,000 |
| Pre-tax net operating income | $10,065,000 | 820 |
| Securities gains (losses) | $-130,000 | 5,289 |
| Applicable income taxes | $2,587,000 | 611 |
| Income before extraordinary items | $7,348,000 | 941 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,348,000 | 939 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,348,000 | 940 |
| Net charge-offs | $-747,000 | 5,417 |
| Cash dividends | $2,200,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 366 |
| Net operating income | $7,450,700 | 920 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,380,000 | 878 |
| Total interest expense | $2,791,000 | 758 |
| Net interest income | $14,589,000 | 894 |
| Provision for loan and lease losses | $-1,115,000 | 5,498 |
| Total noninterest income | $1,655,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $590,000 | 1,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,065,000 | 1,459 |
| Total noninterest expense | $10,754,000 | 997 |
| Salaries and employee benefits | $6,238,000 | 985 |
| Premises and equipment expense | $1,214,000 | 995 |
| Additional noninterest expense | $3,302,000 | 998 |
| Pre-tax net operating income | $6,605,000 | 815 |
| Securities gains (losses) | $-96,000 | 5,340 |
| Applicable income taxes | $1,679,000 | 616 |
| Income before extraordinary items | $4,830,000 | 938 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,830,000 | 936 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,830,000 | 937 |
| Net charge-offs | $-706,000 | 5,488 |
| Cash dividends | $1,355,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 363 |
| Net operating income | $4,905,840 | 919 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 885 |
| Total interest expense | $1,324,000 | 756 |
| Net interest income | $7,203,000 | 906 |
| Provision for loan and lease losses | $-335,000 | 5,546 |
| Total noninterest income | $778,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $296,000 | 1,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 1,527 |
| Total noninterest expense | $5,343,000 | 1,014 |
| Salaries and employee benefits | $3,109,000 | 993 |
| Premises and equipment expense | $623,000 | 986 |
| Additional noninterest expense | $1,611,000 | 1,002 |
| Pre-tax net operating income | $2,973,000 | 879 |
| Securities gains (losses) | $-67,000 | 5,436 |
| Applicable income taxes | $740,000 | 656 |
| Income before extraordinary items | $2,166,000 | 1,003 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,166,000 | 1,002 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,166,000 | 1,003 |
| Net charge-offs | $-18,000 | 4,945 |
| Cash dividends | $1,251,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 338 |
| Net operating income | $2,218,930 | 980 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $32,214,000 | 895 |
| Total interest expense | $4,366,000 | 779 |
| Net interest income | $27,848,000 | 903 |
| Provision for loan and lease losses | $655,000 | 1,204 |
| Total noninterest income | $3,237,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,197,000 | 1,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,040,000 | 1,517 |
| Total noninterest expense | $19,947,000 | 1,052 |
| Salaries and employee benefits | $11,455,000 | 1,042 |
| Premises and equipment expense | $2,303,000 | 1,029 |
| Additional noninterest expense | $6,189,000 | 1,044 |
| Pre-tax net operating income | $10,483,000 | 953 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $5,373,000 | 635 |
| Income before extraordinary items | $5,110,000 | 1,318 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,110,000 | 1,318 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,110,000 | 1,318 |
| Net charge-offs | $-202,000 | 5,439 |
| Cash dividends | $2,218,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $17,045,000 | 38 |
| Net operating income | $5,110,000 | 1,305 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $23,757,000 | 903 |
| Total interest expense | $3,117,000 | 794 |
| Net interest income | $20,640,000 | 917 |
| Provision for loan and lease losses | $580,000 | 1,042 |
| Total noninterest income | $2,408,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $897,000 | 1,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,511,000 | 1,547 |
| Total noninterest expense | $14,972,000 | 1,058 |
| Salaries and employee benefits | $8,567,000 | 1,050 |
| Premises and equipment expense | $1,713,000 | 1,048 |
| Additional noninterest expense | $4,692,000 | 1,032 |
| Pre-tax net operating income | $7,496,000 | 1,010 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,728,000 | 741 |
| Income before extraordinary items | $4,768,000 | 1,207 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,768,000 | 1,207 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,768,000 | 1,207 |
| Net charge-offs | $-129,000 | 5,407 |
| Cash dividends | $1,968,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $17,000,000 | 27 |
| Net operating income | $4,768,000 | 1,186 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,364,000 | 928 |
| Total interest expense | $1,914,000 | 824 |
| Net interest income | $13,450,000 | 935 |
| Provision for loan and lease losses | $560,000 | 783 |
| Total noninterest income | $1,582,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $602,000 | 1,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $980,000 | 1,563 |
| Total noninterest expense | $10,017,000 | 1,064 |
| Salaries and employee benefits | $5,725,000 | 1,049 |
| Premises and equipment expense | $1,125,000 | 1,061 |
| Additional noninterest expense | $3,167,000 | 1,023 |
| Pre-tax net operating income | $4,455,000 | 1,088 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,610,000 | 789 |
| Income before extraordinary items | $2,845,000 | 1,298 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,845,000 | 1,298 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,845,000 | 1,298 |
| Net charge-offs | $-85,000 | 5,404 |
| Cash dividends | $1,218,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $16,942,000 | 19 |
| Net operating income | $2,845,000 | 1,280 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,429,000 | 952 |
| Total interest expense | $876,000 | 869 |
| Net interest income | $6,553,000 | 954 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $783,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $302,000 | 993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 1,560 |
| Total noninterest expense | $5,038,000 | 1,067 |
| Salaries and employee benefits | $2,844,000 | 1,062 |
| Premises and equipment expense | $571,000 | 1,052 |
| Additional noninterest expense | $1,623,000 | 991 |
| Pre-tax net operating income | $1,998,000 | 1,174 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $721,000 | 831 |
| Income before extraordinary items | $1,277,000 | 1,388 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,277,000 | 1,388 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,277,000 | 1,388 |
| Net charge-offs | $-41,000 | 5,441 |
| Cash dividends | $985,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 258 |
| Net operating income | $1,277,000 | 1,371 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $27,161,000 | 999 |
| Total interest expense | $3,008,000 | 972 |
| Net interest income | $24,153,000 | 1,004 |
| Provision for loan and lease losses | $-1,350,000 | 5,852 |
| Total noninterest income | $3,245,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,248,000 | 984 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,997,000 | 1,602 |
| Total noninterest expense | $19,621,000 | 1,074 |
| Salaries and employee benefits | $10,980,000 | 1,063 |
| Premises and equipment expense | $2,207,000 | 1,078 |
| Additional noninterest expense | $6,434,000 | 1,022 |
| Pre-tax net operating income | $9,127,000 | 1,000 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $3,292,000 | 730 |
| Income before extraordinary items | $5,898,000 | 1,219 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,898,000 | 1,218 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,898,000 | 1,218 |
| Net charge-offs | $-432,000 | 5,774 |
| Cash dividends | $1,905,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 395 |
| Net operating income | $5,857,680 | 1,198 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $20,142,000 | 1,011 |
| Total interest expense | $2,272,000 | 959 |
| Net interest income | $17,870,000 | 1,016 |
| Provision for loan and lease losses | $-1,050,000 | 5,923 |
| Total noninterest income | $2,331,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $936,000 | 982 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,395,000 | 1,659 |
| Total noninterest expense | $14,689,000 | 1,066 |
| Salaries and employee benefits | $8,245,000 | 1,059 |
| Premises and equipment expense | $1,655,000 | 1,073 |
| Additional noninterest expense | $4,789,000 | 1,032 |
| Pre-tax net operating income | $6,562,000 | 1,039 |
| Securities gains (losses) | $61,000 | 1,624 |
| Applicable income taxes | $2,360,000 | 782 |
| Income before extraordinary items | $4,263,000 | 1,268 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,263,000 | 1,268 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,263,000 | 1,268 |
| Net charge-offs | $-377,000 | 5,827 |
| Cash dividends | $1,805,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 368 |
| Net operating income | $4,223,960 | 1,238 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,466,000 | 1,010 |
| Total interest expense | $1,522,000 | 948 |
| Net interest income | $11,944,000 | 1,017 |
| Provision for loan and lease losses | $-800,000 | 6,001 |
| Total noninterest income | $1,543,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $632,000 | 958 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $911,000 | 1,661 |
| Total noninterest expense | $9,762,000 | 1,071 |
| Salaries and employee benefits | $5,457,000 | 1,074 |
| Premises and equipment expense | $1,101,000 | 1,074 |
| Additional noninterest expense | $3,204,000 | 1,021 |
| Pre-tax net operating income | $4,525,000 | 1,001 |
| Securities gains (losses) | $56,000 | 1,346 |
| Applicable income taxes | $1,633,000 | 743 |
| Income before extraordinary items | $2,948,000 | 1,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,948,000 | 1,219 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,948,000 | 1,219 |
| Net charge-offs | $-365,000 | 5,941 |
| Cash dividends | $1,255,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 345 |
| Net operating income | $2,912,160 | 1,187 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 1,042 |
| Total interest expense | $761,000 | 951 |
| Net interest income | $5,707,000 | 1,048 |
| Provision for loan and lease losses | $-350,000 | 6,054 |
| Total noninterest income | $771,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $319,000 | 956 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $452,000 | 1,620 |
| Total noninterest expense | $4,852,000 | 1,086 |
| Salaries and employee benefits | $2,715,000 | 1,087 |
| Premises and equipment expense | $548,000 | 1,084 |
| Additional noninterest expense | $1,589,000 | 1,030 |
| Pre-tax net operating income | $1,976,000 | 1,099 |
| Securities gains (losses) | $24,000 | 1,160 |
| Applicable income taxes | $707,000 | 813 |
| Income before extraordinary items | $1,293,000 | 1,332 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,293,000 | 1,331 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,293,000 | 1,333 |
| Net charge-offs | $-67,000 | 5,807 |
| Cash dividends | $797,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 343 |
| Net operating income | $1,277,400 | 1,305 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $25,711,000 | 1,011 |
| Total interest expense | $2,917,000 | 972 |
| Net interest income | $22,794,000 | 1,017 |
| Provision for loan and lease losses | $-1,375,000 | 6,072 |
| Total noninterest income | $3,212,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,308,000 | 957 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,904,000 | 1,581 |
| Total noninterest expense | $19,873,000 | 1,035 |
| Salaries and employee benefits | $10,900,000 | 1,039 |
| Premises and equipment expense | $2,394,000 | 1,002 |
| Additional noninterest expense | $6,579,000 | 1,004 |
| Pre-tax net operating income | $7,508,000 | 1,134 |
| Securities gains (losses) | $168,000 | 843 |
| Applicable income taxes | $2,680,000 | 817 |
| Income before extraordinary items | $4,996,000 | 1,361 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,996,000 | 1,360 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,996,000 | 1,361 |
| Net charge-offs | $-596,000 | 6,029 |
| Cash dividends | $1,713,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 424 |
| Net operating income | $4,886,800 | 1,360 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $19,036,000 | 1,030 |
| Total interest expense | $2,143,000 | 998 |
| Net interest income | $16,893,000 | 1,029 |
| Provision for loan and lease losses | $-1,100,000 | 6,164 |
| Total noninterest income | $2,406,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $967,000 | 975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,439,000 | 1,576 |
| Total noninterest expense | $15,048,000 | 1,040 |
| Salaries and employee benefits | $8,180,000 | 1,048 |
| Premises and equipment expense | $1,814,000 | 1,008 |
| Additional noninterest expense | $5,054,000 | 973 |
| Pre-tax net operating income | $5,351,000 | 1,189 |
| Securities gains (losses) | $152,000 | 791 |
| Applicable income taxes | $1,897,000 | 880 |
| Income before extraordinary items | $3,606,000 | 1,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,606,000 | 1,411 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,606,000 | 1,411 |
| Net charge-offs | $-303,000 | 6,036 |
| Cash dividends | $1,313,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 415 |
| Net operating income | $3,505,680 | 1,412 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,601,000 | 1,034 |
| Total interest expense | $1,386,000 | 1,030 |
| Net interest income | $11,215,000 | 1,032 |
| Provision for loan and lease losses | $-700,000 | 6,228 |
| Total noninterest income | $1,598,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $633,000 | 977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $965,000 | 1,596 |
| Total noninterest expense | $9,989,000 | 1,043 |
| Salaries and employee benefits | $5,396,000 | 1,056 |
| Premises and equipment expense | $1,212,000 | 1,010 |
| Additional noninterest expense | $3,381,000 | 971 |
| Pre-tax net operating income | $3,524,000 | 1,195 |
| Securities gains (losses) | $152,000 | 643 |
| Applicable income taxes | $1,265,000 | 863 |
| Income before extraordinary items | $2,411,000 | 1,384 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,411,000 | 1,386 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,411,000 | 1,385 |
| Net charge-offs | $-397,000 | 6,183 |
| Cash dividends | $913,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 408 |
| Net operating income | $2,310,680 | 1,398 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 1,045 |
| Total interest expense | $669,000 | 1,077 |
| Net interest income | $5,542,000 | 1,039 |
| Provision for loan and lease losses | $-100,000 | 6,203 |
| Total noninterest income | $749,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $294,000 | 1,018 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $455,000 | 1,619 |
| Total noninterest expense | $4,976,000 | 1,046 |
| Salaries and employee benefits | $2,708,000 | 1,056 |
| Premises and equipment expense | $622,000 | 985 |
| Additional noninterest expense | $1,646,000 | 976 |
| Pre-tax net operating income | $1,415,000 | 1,412 |
| Securities gains (losses) | $152,000 | 441 |
| Applicable income taxes | $519,000 | 989 |
| Income before extraordinary items | $1,048,000 | 1,529 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,048,000 | 1,530 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,048,000 | 1,531 |
| Net charge-offs | $-98,000 | 6,120 |
| Cash dividends | $754,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 391 |
| Net operating income | $946,160 | 1,620 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $25,025,000 | 1,025 |
| Total interest expense | $2,703,000 | 1,100 |
| Net interest income | $22,322,000 | 1,009 |
| Provision for loan and lease losses | $-50,000 | 5,961 |
| Total noninterest income | $2,701,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,194,000 | 1,109 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,507,000 | 1,767 |
| Total noninterest expense | $19,945,000 | 1,017 |
| Salaries and employee benefits | $10,597,000 | 1,025 |
| Premises and equipment expense | $2,621,000 | 928 |
| Additional noninterest expense | $6,727,000 | 972 |
| Pre-tax net operating income | $5,128,000 | 1,482 |
| Securities gains (losses) | $165,000 | 912 |
| Applicable income taxes | $1,686,000 | 1,114 |
| Income before extraordinary items | $3,607,000 | 1,717 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,607,000 | 1,718 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,607,000 | 1,716 |
| Net charge-offs | $263,000 | 2,166 |
| Cash dividends | $1,610,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 589 |
| Net operating income | $3,494,800 | 1,736 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $18,449,000 | 1,047 |
| Total interest expense | $2,063,000 | 1,092 |
| Net interest income | $16,386,000 | 1,041 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $1,915,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $849,000 | 1,175 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,066,000 | 1,856 |
| Total noninterest expense | $14,964,000 | 1,023 |
| Salaries and employee benefits | $7,859,000 | 1,038 |
| Premises and equipment expense | $2,043,000 | 898 |
| Additional noninterest expense | $5,062,000 | 956 |
| Pre-tax net operating income | $3,087,000 | 1,803 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $908,000 | 1,395 |
| Income before extraordinary items | $2,179,000 | 2,077 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,179,000 | 2,076 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,179,000 | 2,075 |
| Net charge-offs | $71,000 | 2,995 |
| Cash dividends | $1,100,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 570 |
| Net operating income | $2,179,000 | 2,031 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,355,000 | 1,034 |
| Total interest expense | $1,400,000 | 1,077 |
| Net interest income | $10,955,000 | 1,026 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,177,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $533,000 | 1,214 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $644,000 | 1,953 |
| Total noninterest expense | $10,044,000 | 1,012 |
| Salaries and employee benefits | $5,235,000 | 1,037 |
| Premises and equipment expense | $1,438,000 | 860 |
| Additional noninterest expense | $3,371,000 | 955 |
| Pre-tax net operating income | $2,088,000 | 1,757 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $591,000 | 1,384 |
| Income before extraordinary items | $1,497,000 | 1,983 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,497,000 | 1,987 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,497,000 | 1,986 |
| Net charge-offs | $90,000 | 2,285 |
| Cash dividends | $800,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 552 |
| Net operating income | $1,497,000 | 1,929 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 1,038 |
| Total interest expense | $715,000 | 1,064 |
| Net interest income | $5,442,000 | 1,030 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $383,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $249,000 | 1,276 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $134,000 | 3,131 |
| Total noninterest expense | $5,022,000 | 1,023 |
| Salaries and employee benefits | $2,678,000 | 1,021 |
| Premises and equipment expense | $742,000 | 855 |
| Additional noninterest expense | $1,602,000 | 1,009 |
| Pre-tax net operating income | $803,000 | 2,089 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $170,000 | 1,880 |
| Income before extraordinary items | $633,000 | 2,185 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $633,000 | 2,187 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $633,000 | 2,187 |
| Net charge-offs | $123,000 | 1,245 |
| Cash dividends | $649,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $633,000 | 2,138 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $26,655,000 | 949 |
| Total interest expense | $3,308,000 | 1,020 |
| Net interest income | $23,347,000 | 921 |
| Provision for loan and lease losses | $3,775,000 | 347 |
| Total noninterest income | $3,705,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,059,000 | 1,289 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,646,000 | 1,248 |
| Total noninterest expense | $19,517,000 | 1,052 |
| Salaries and employee benefits | $10,501,000 | 1,031 |
| Premises and equipment expense | $2,840,000 | 847 |
| Additional noninterest expense | $6,176,000 | 1,096 |
| Pre-tax net operating income | $3,760,000 | 1,803 |
| Securities gains (losses) | $153,000 | 1,055 |
| Applicable income taxes | $912,000 | 1,557 |
| Income before extraordinary items | $3,001,000 | 1,901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,001,000 | 1,904 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,001,000 | 1,903 |
| Net charge-offs | $4,501,000 | 371 |
| Cash dividends | $1,475,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,883,190 | 1,918 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,099,000 | 949 |
| Total interest expense | $2,525,000 | 1,036 |
| Net interest income | $17,574,000 | 920 |
| Provision for loan and lease losses | $3,350,000 | 299 |
| Total noninterest income | $3,365,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $805,000 | 1,269 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,560,000 | 1,085 |
| Total noninterest expense | $14,696,000 | 1,045 |
| Salaries and employee benefits | $7,977,000 | 1,010 |
| Premises and equipment expense | $2,119,000 | 863 |
| Additional noninterest expense | $4,600,000 | 1,097 |
| Pre-tax net operating income | $2,893,000 | 1,797 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $692,000 | 1,586 |
| Income before extraordinary items | $2,203,000 | 1,969 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,203,000 | 1,976 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,203,000 | 1,975 |
| Net charge-offs | $3,287,000 | 391 |
| Cash dividends | $1,125,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,201,480 | 1,911 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,542,000 | 935 |
| Total interest expense | $1,712,000 | 1,040 |
| Net interest income | $11,830,000 | 902 |
| Provision for loan and lease losses | $2,450,000 | 305 |
| Total noninterest income | $2,419,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $548,000 | 1,223 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,871,000 | 1,034 |
| Total noninterest expense | $9,884,000 | 1,028 |
| Salaries and employee benefits | $5,407,000 | 1,002 |
| Premises and equipment expense | $1,403,000 | 871 |
| Additional noninterest expense | $3,074,000 | 1,096 |
| Pre-tax net operating income | $1,915,000 | 1,794 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $358,000 | 1,852 |
| Income before extraordinary items | $1,559,000 | 1,862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,559,000 | 1,867 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,559,000 | 1,868 |
| Net charge-offs | $2,304,000 | 399 |
| Cash dividends | $550,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,557,380 | 1,793 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 917 |
| Total interest expense | $879,000 | 1,049 |
| Net interest income | $6,016,000 | 893 |
| Provision for loan and lease losses | $1,600,000 | 250 |
| Total noninterest income | $1,440,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $272,000 | 1,227 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,168,000 | 880 |
| Total noninterest expense | $4,847,000 | 1,061 |
| Salaries and employee benefits | $2,696,000 | 1,012 |
| Premises and equipment expense | $702,000 | 887 |
| Additional noninterest expense | $1,449,000 | 1,144 |
| Pre-tax net operating income | $1,009,000 | 1,690 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $54,000 | 2,940 |
| Income before extraordinary items | $957,000 | 1,550 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $957,000 | 1,553 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $957,000 | 1,552 |
| Net charge-offs | $729,000 | 590 |
| Cash dividends | $350,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $955,100 | 1,495 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $28,753,000 | 911 |
| Total interest expense | $4,669,000 | 966 |
| Net interest income | $24,084,000 | 899 |
| Provision for loan and lease losses | $9,995,000 | 273 |
| Total noninterest income | $4,006,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,165,000 | 1,218 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,841,000 | 1,204 |
| Total noninterest expense | $19,370,000 | 1,032 |
| Salaries and employee benefits | $9,470,000 | 1,111 |
| Premises and equipment expense | $2,938,000 | 825 |
| Additional noninterest expense | $6,962,000 | 1,003 |
| Pre-tax net operating income | $-1,275,000 | 6,712 |
| Securities gains (losses) | $2,333,000 | 226 |
| Applicable income taxes | $19,000 | 4,232 |
| Income before extraordinary items | $1,039,000 | 3,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,039,000 | 3,833 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,039,000 | 3,835 |
| Net charge-offs | $10,958,000 | 290 |
| Cash dividends | $675,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,247,340 | 6,725 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $21,983,000 | 909 |
| Total interest expense | $3,703,000 | 954 |
| Net interest income | $18,280,000 | 895 |
| Provision for loan and lease losses | $6,665,000 | 319 |
| Total noninterest income | $3,254,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $888,000 | 1,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,366,000 | 1,118 |
| Total noninterest expense | $14,652,000 | 1,019 |
| Salaries and employee benefits | $7,038,000 | 1,113 |
| Premises and equipment expense | $2,182,000 | 829 |
| Additional noninterest expense | $5,432,000 | 961 |
| Pre-tax net operating income | $217,000 | 5,621 |
| Securities gains (losses) | $1,329,000 | 304 |
| Applicable income taxes | $387,000 | 2,206 |
| Income before extraordinary items | $1,159,000 | 3,148 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,159,000 | 3,147 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,159,000 | 3,146 |
| Net charge-offs | $5,671,000 | 415 |
| Cash dividends | $175,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $162,250 | 5,716 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,849,000 | 897 |
| Total interest expense | $2,570,000 | 954 |
| Net interest income | $12,279,000 | 889 |
| Provision for loan and lease losses | $4,665,000 | 319 |
| Total noninterest income | $2,481,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $602,000 | 1,173 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,879,000 | 964 |
| Total noninterest expense | $9,548,000 | 1,042 |
| Salaries and employee benefits | $4,643,000 | 1,127 |
| Premises and equipment expense | $1,449,000 | 834 |
| Additional noninterest expense | $3,456,000 | 1,012 |
| Pre-tax net operating income | $547,000 | 3,978 |
| Securities gains (losses) | $438,000 | 634 |
| Applicable income taxes | $279,000 | 2,133 |
| Income before extraordinary items | $706,000 | 3,307 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $706,000 | 3,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $706,000 | 3,308 |
| Net charge-offs | $4,335,000 | 370 |
| Cash dividends | $175,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $390,640 | 4,217 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 895 |
| Total interest expense | $1,339,000 | 948 |
| Net interest income | $6,176,000 | 882 |
| Provision for loan and lease losses | $1,765,000 | 406 |
| Total noninterest income | $1,222,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $297,000 | 1,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $925,000 | 967 |
| Total noninterest expense | $4,786,000 | 1,040 |
| Salaries and employee benefits | $2,386,000 | 1,092 |
| Premises and equipment expense | $735,000 | 825 |
| Additional noninterest expense | $1,665,000 | 1,030 |
| Pre-tax net operating income | $847,000 | 1,942 |
| Securities gains (losses) | $433,000 | 316 |
| Applicable income taxes | $373,000 | 1,123 |
| Income before extraordinary items | $907,000 | 1,606 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $907,000 | 1,607 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $907,000 | 1,607 |
| Net charge-offs | $272,000 | 1,576 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $599,570 | 2,146 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $31,564,000 | 883 |
| Total interest expense | $6,460,000 | 946 |
| Net interest income | $25,104,000 | 868 |
| Provision for loan and lease losses | $10,845,000 | 391 |
| Total noninterest income | $3,935,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,219,000 | 1,208 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,716,000 | 1,096 |
| Total noninterest expense | $18,361,000 | 1,070 |
| Salaries and employee benefits | $8,983,000 | 1,092 |
| Premises and equipment expense | $2,993,000 | 834 |
| Additional noninterest expense | $6,385,000 | 1,103 |
| Pre-tax net operating income | $-167,000 | 6,205 |
| Securities gains (losses) | $1,142,000 | 387 |
| Applicable income taxes | $-176,000 | 6,902 |
| Income before extraordinary items | $1,151,000 | 3,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,151,000 | 3,270 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,151,000 | 3,270 |
| Net charge-offs | $7,731,000 | 580 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 951 |
| Net operating income | $9,000 | 6,008 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $23,809,000 | 893 |
| Total interest expense | $4,993,000 | 956 |
| Net interest income | $18,816,000 | 881 |
| Provision for loan and lease losses | $5,920,000 | 538 |
| Total noninterest income | $2,861,000 | 1,264 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $922,000 | 1,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,939,000 | 1,138 |
| Total noninterest expense | $13,617,000 | 1,084 |
| Salaries and employee benefits | $6,877,000 | 1,077 |
| Premises and equipment expense | $2,267,000 | 839 |
| Additional noninterest expense | $4,473,000 | 1,162 |
| Pre-tax net operating income | $2,140,000 | 1,977 |
| Securities gains (losses) | $475,000 | 672 |
| Applicable income taxes | $614,000 | 1,553 |
| Income before extraordinary items | $2,001,000 | 1,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,001,000 | 1,834 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,001,000 | 1,834 |
| Net charge-offs | $2,021,000 | 1,216 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 858 |
| Net operating income | $1,635,250 | 2,072 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,803,000 | 909 |
| Total interest expense | $3,388,000 | 981 |
| Net interest income | $12,415,000 | 893 |
| Provision for loan and lease losses | $3,590,000 | 591 |
| Total noninterest income | $1,975,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $612,000 | 1,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,363,000 | 1,089 |
| Total noninterest expense | $9,081,000 | 1,101 |
| Salaries and employee benefits | $4,497,000 | 1,113 |
| Premises and equipment expense | $1,516,000 | 848 |
| Additional noninterest expense | $3,068,000 | 1,156 |
| Pre-tax net operating income | $1,719,000 | 1,652 |
| Securities gains (losses) | $21,000 | 2,069 |
| Applicable income taxes | $438,000 | 1,448 |
| Income before extraordinary items | $1,302,000 | 1,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,302,000 | 1,823 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,302,000 | 1,823 |
| Net charge-offs | $850,000 | 1,610 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 725 |
| Net operating income | $1,286,250 | 1,774 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 938 |
| Total interest expense | $1,702,000 | 1,003 |
| Net interest income | $6,064,000 | 915 |
| Provision for loan and lease losses | $1,675,000 | 592 |
| Total noninterest income | $1,080,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $301,000 | 1,187 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $779,000 | 993 |
| Total noninterest expense | $4,635,000 | 1,080 |
| Salaries and employee benefits | $2,237,000 | 1,137 |
| Premises and equipment expense | $803,000 | 818 |
| Additional noninterest expense | $1,595,000 | 1,123 |
| Pre-tax net operating income | $834,000 | 1,716 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $245,000 | 1,297 |
| Income before extraordinary items | $589,000 | 1,942 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $589,000 | 1,941 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $589,000 | 1,942 |
| Net charge-offs | $291,000 | 1,785 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $589,000 | 1,891 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $32,886,000 | 933 |
| Total interest expense | $8,330,000 | 1,005 |
| Net interest income | $24,556,000 | 900 |
| Provision for loan and lease losses | $9,575,000 | 686 |
| Total noninterest income | $3,214,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,251,000 | 1,200 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,963,000 | 1,424 |
| Total noninterest expense | $17,572,000 | 1,143 |
| Salaries and employee benefits | $8,330,000 | 1,183 |
| Premises and equipment expense | $3,083,000 | 835 |
| Additional noninterest expense | $6,159,000 | 1,199 |
| Pre-tax net operating income | $623,000 | 4,098 |
| Securities gains (losses) | $1,102,000 | 450 |
| Applicable income taxes | $57,000 | 3,566 |
| Income before extraordinary items | $1,668,000 | 2,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,668,000 | 2,332 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,668,000 | 2,335 |
| Net charge-offs | $8,005,000 | 715 |
| Cash dividends | $1,750,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 940 |
| Net operating income | $599,060 | 3,937 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $24,711,000 | 944 |
| Total interest expense | $6,418,000 | 1,011 |
| Net interest income | $18,293,000 | 904 |
| Provision for loan and lease losses | $7,755,000 | 617 |
| Total noninterest income | $2,176,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $946,000 | 1,224 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,230,000 | 1,568 |
| Total noninterest expense | $12,937,000 | 1,155 |
| Salaries and employee benefits | $6,151,000 | 1,193 |
| Premises and equipment expense | $2,342,000 | 829 |
| Additional noninterest expense | $4,444,000 | 1,214 |
| Pre-tax net operating income | $-223,000 | 6,312 |
| Securities gains (losses) | $802,000 | 498 |
| Applicable income taxes | $123,000 | 2,960 |
| Income before extraordinary items | $456,000 | 4,280 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $456,000 | 4,281 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $456,000 | 4,281 |
| Net charge-offs | $5,348,000 | 743 |
| Cash dividends | $1,750,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 884 |
| Net operating income | $-177,580 | 6,321 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,632,000 | 940 |
| Total interest expense | $4,400,000 | 1,021 |
| Net interest income | $12,232,000 | 901 |
| Provision for loan and lease losses | $6,255,000 | 523 |
| Total noninterest income | $1,435,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $629,000 | 1,242 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $806,000 | 1,511 |
| Total noninterest expense | $8,393,000 | 1,189 |
| Salaries and employee benefits | $4,074,000 | 1,201 |
| Premises and equipment expense | $1,557,000 | 836 |
| Additional noninterest expense | $2,762,000 | 1,298 |
| Pre-tax net operating income | $-981,000 | 7,003 |
| Securities gains (losses) | $802,000 | 318 |
| Applicable income taxes | $-191,000 | 7,319 |
| Income before extraordinary items | $12,000 | 6,119 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,000 | 6,121 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $12,000 | 6,120 |
| Net charge-offs | $4,430,000 | 624 |
| Cash dividends | $1,400,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 817 |
| Net operating income | $-501,280 | 6,818 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,464,000 | 944 |
| Total interest expense | $2,248,000 | 1,046 |
| Net interest income | $6,216,000 | 900 |
| Provision for loan and lease losses | $1,550,000 | 875 |
| Total noninterest income | $670,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $395,000 | 996 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $275,000 | 1,944 |
| Total noninterest expense | $4,346,000 | 1,157 |
| Salaries and employee benefits | $2,126,000 | 1,168 |
| Premises and equipment expense | $798,000 | 843 |
| Additional noninterest expense | $1,422,000 | 1,241 |
| Pre-tax net operating income | $990,000 | 1,320 |
| Securities gains (losses) | $328,000 | 359 |
| Applicable income taxes | $379,000 | 878 |
| Income before extraordinary items | $939,000 | 1,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $939,000 | 1,169 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $939,000 | 1,169 |
| Net charge-offs | $296,000 | 2,039 |
| Cash dividends | $700,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 755 |
| Net operating income | $706,120 | 1,487 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,036,000 | 997 |
| Total interest expense | $10,526,000 | 1,127 |
| Net interest income | $23,510,000 | 918 |
| Provision for loan and lease losses | $3,575,000 | 1,774 |
| Total noninterest income | $2,777,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,522,000 | 1,136 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,255,000 | 1,863 |
| Total noninterest expense | $17,471,000 | 1,188 |
| Salaries and employee benefits | $8,264,000 | 1,189 |
| Premises and equipment expense | $2,945,000 | 915 |
| Additional noninterest expense | $6,262,000 | 1,225 |
| Pre-tax net operating income | $5,241,000 | 807 |
| Securities gains (losses) | $245,000 | 1,396 |
| Applicable income taxes | $1,604,000 | 666 |
| Income before extraordinary items | $3,882,000 | 889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,882,000 | 888 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,882,000 | 888 |
| Net charge-offs | $1,821,000 | 2,143 |
| Cash dividends | $3,000,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,072 |
| Net operating income | $3,708,050 | 919 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,527,000 | 1,011 |
| Total interest expense | $8,006,000 | 1,171 |
| Net interest income | $17,521,000 | 931 |
| Provision for loan and lease losses | $2,375,000 | 1,718 |
| Total noninterest income | $2,148,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,104,000 | 1,169 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,044,000 | 1,772 |
| Total noninterest expense | $13,197,000 | 1,163 |
| Salaries and employee benefits | $6,264,000 | 1,185 |
| Premises and equipment expense | $2,192,000 | 936 |
| Additional noninterest expense | $4,741,000 | 1,191 |
| Pre-tax net operating income | $4,097,000 | 822 |
| Securities gains (losses) | $241,000 | 1,164 |
| Applicable income taxes | $1,292,000 | 683 |
| Income before extraordinary items | $3,046,000 | 892 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,046,000 | 892 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,046,000 | 893 |
| Net charge-offs | $292,000 | 3,741 |
| Cash dividends | $2,400,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 990 |
| Net operating income | $2,877,300 | 926 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,946,000 | 1,038 |
| Total interest expense | $5,436,000 | 1,207 |
| Net interest income | $11,510,000 | 938 |
| Provision for loan and lease losses | $1,175,000 | 1,888 |
| Total noninterest income | $1,352,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $700,000 | 1,213 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $652,000 | 1,879 |
| Total noninterest expense | $8,912,000 | 1,171 |
| Salaries and employee benefits | $4,136,000 | 1,222 |
| Premises and equipment expense | $1,463,000 | 961 |
| Additional noninterest expense | $3,313,000 | 1,156 |
| Pre-tax net operating income | $2,775,000 | 830 |
| Securities gains (losses) | $241,000 | 903 |
| Applicable income taxes | $910,000 | 675 |
| Income before extraordinary items | $2,106,000 | 895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,106,000 | 895 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,106,000 | 895 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $1,600,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 963 |
| Net operating income | $1,937,300 | 949 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,436,000 | 1,050 |
| Total interest expense | $2,791,000 | 1,226 |
| Net interest income | $5,645,000 | 954 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $643,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $321,000 | 1,283 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $322,000 | 1,862 |
| Total noninterest expense | $4,347,000 | 1,151 |
| Salaries and employee benefits | $2,059,000 | 1,247 |
| Premises and equipment expense | $737,000 | 971 |
| Additional noninterest expense | $1,551,000 | 1,082 |
| Pre-tax net operating income | $1,791,000 | 696 |
| Securities gains (losses) | $39,000 | 1,402 |
| Applicable income taxes | $588,000 | 564 |
| Income before extraordinary items | $1,242,000 | 852 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,242,000 | 853 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,242,000 | 854 |
| Net charge-offs | $-8,000 | 7,815 |
| Cash dividends | $800,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 859 |
| Net operating income | $1,215,480 | 804 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $34,820,000 | 1,093 |
| Total interest expense | $12,305,000 | 1,323 |
| Net interest income | $22,515,000 | 948 |
| Provision for loan and lease losses | $3,585,000 | 1,244 |
| Total noninterest income | $4,114,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,180,000 | 1,511 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,934,000 | 989 |
| Total noninterest expense | $17,769,000 | 1,107 |
| Salaries and employee benefits | $8,129,000 | 1,232 |
| Premises and equipment expense | $2,929,000 | 945 |
| Additional noninterest expense | $6,711,000 | 953 |
| Pre-tax net operating income | $5,275,000 | 1,055 |
| Securities gains (losses) | $103,000 | 1,107 |
| Applicable income taxes | $1,593,000 | 828 |
| Income before extraordinary items | $3,785,000 | 1,094 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,785,000 | 1,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,876,000 | 1,031 |
| Cash dividends | $2,100,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 1,132 |
| Net operating income | $3,712,900 | 1,183 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,146,000 | 1,119 |
| Total interest expense | $9,386,000 | 1,358 |
| Net interest income | $16,760,000 | 968 |
| Provision for loan and lease losses | $1,535,000 | 1,404 |
| Total noninterest income | $2,768,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $870,000 | 1,552 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,898,000 | 1,151 |
| Total noninterest expense | $13,269,000 | 1,104 |
| Salaries and employee benefits | $6,078,000 | 1,261 |
| Premises and equipment expense | $2,196,000 | 945 |
| Additional noninterest expense | $4,995,000 | 912 |
| Pre-tax net operating income | $4,724,000 | 1,072 |
| Securities gains (losses) | $61,000 | 1,293 |
| Applicable income taxes | $1,502,000 | 836 |
| Income before extraordinary items | $3,283,000 | 1,118 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,283,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,457 |
| Cash dividends | $1,800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,002 |
| Net operating income | $3,240,910 | 1,212 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,283,000 | 1,143 |
| Total interest expense | $6,404,000 | 1,377 |
| Net interest income | $10,879,000 | 994 |
| Provision for loan and lease losses | $360,000 | 2,284 |
| Total noninterest income | $1,894,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $574,000 | 1,543 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,320,000 | 1,159 |
| Total noninterest expense | $8,943,000 | 1,089 |
| Salaries and employee benefits | $4,110,000 | 1,253 |
| Premises and equipment expense | $1,443,000 | 956 |
| Additional noninterest expense | $3,390,000 | 877 |
| Pre-tax net operating income | $3,470,000 | 1,031 |
| Securities gains (losses) | $57,000 | 1,350 |
| Applicable income taxes | $1,143,000 | 840 |
| Income before extraordinary items | $2,384,000 | 1,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,384,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $1,100,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 909 |
| Net operating income | $2,345,240 | 1,158 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,611,000 | 1,177 |
| Total interest expense | $3,371,000 | 1,400 |
| Net interest income | $5,240,000 | 1,030 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $919,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $259,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $660,000 | 1,168 |
| Total noninterest expense | $4,436,000 | 1,092 |
| Salaries and employee benefits | $2,016,000 | 1,299 |
| Premises and equipment expense | $722,000 | 957 |
| Additional noninterest expense | $1,698,000 | 845 |
| Pre-tax net operating income | $1,623,000 | 1,168 |
| Securities gains (losses) | $41,000 | 1,188 |
| Applicable income taxes | $534,000 | 960 |
| Income before extraordinary items | $1,130,000 | 1,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,130,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,036 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 800 |
| Net operating income | $1,102,120 | 1,332 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,132,000 | 1,277 |
| Total interest expense | $13,393,000 | 1,496 |
| Net interest income | $19,739,000 | 1,121 |
| Provision for loan and lease losses | $530,000 | 2,245 |
| Total noninterest income | $4,334,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,275,000 | 1,403 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,059,000 | 1,000 |
| Total noninterest expense | $16,409,000 | 1,139 |
| Salaries and employee benefits | $7,353,000 | 1,382 |
| Premises and equipment expense | $2,496,000 | 1,066 |
| Additional noninterest expense | $6,560,000 | 861 |
| Pre-tax net operating income | $7,134,000 | 1,184 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $2,231,000 | 1,036 |
| Income before extraordinary items | $4,907,000 | 1,308 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,907,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,028 |
| Cash dividends | $2,450,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,053 |
| Net operating income | $4,904,240 | 1,295 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,416,000 | 1,303 |
| Total interest expense | $9,822,000 | 1,530 |
| Net interest income | $14,594,000 | 1,148 |
| Provision for loan and lease losses | $280,000 | 2,407 |
| Total noninterest income | $3,393,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $984,000 | 1,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,409,000 | 958 |
| Total noninterest expense | $11,881,000 | 1,174 |
| Salaries and employee benefits | $5,425,000 | 1,401 |
| Premises and equipment expense | $1,819,000 | 1,086 |
| Additional noninterest expense | $4,637,000 | 880 |
| Pre-tax net operating income | $5,826,000 | 1,172 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,825,000 | 1,033 |
| Income before extraordinary items | $4,001,000 | 1,288 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,001,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,478 |
| Cash dividends | $1,950,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 933 |
| Net operating income | $4,001,000 | 1,279 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,941,000 | 1,346 |
| Total interest expense | $6,330,000 | 1,597 |
| Net interest income | $9,611,000 | 1,186 |
| Provision for loan and lease losses | $190,000 | 2,246 |
| Total noninterest income | $2,482,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $683,000 | 1,294 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,799,000 | 926 |
| Total noninterest expense | $8,035,000 | 1,173 |
| Salaries and employee benefits | $3,644,000 | 1,412 |
| Premises and equipment expense | $1,173,000 | 1,144 |
| Additional noninterest expense | $3,218,000 | 875 |
| Pre-tax net operating income | $3,868,000 | 1,222 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,158,000 | 1,144 |
| Income before extraordinary items | $2,710,000 | 1,321 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,710,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,957 |
| Cash dividends | $1,450,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 849 |
| Net operating income | $2,710,000 | 1,299 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,878,000 | 1,354 |
| Total interest expense | $3,137,000 | 1,590 |
| Net interest income | $4,741,000 | 1,195 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $985,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $331,000 | 1,305 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $654,000 | 1,126 |
| Total noninterest expense | $3,910,000 | 1,201 |
| Salaries and employee benefits | $1,794,000 | 1,445 |
| Premises and equipment expense | $552,000 | 1,214 |
| Additional noninterest expense | $1,564,000 | 879 |
| Pre-tax net operating income | $1,806,000 | 1,292 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $626,000 | 1,076 |
| Income before extraordinary items | $1,180,000 | 1,467 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,180,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $850,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 721 |
| Net operating income | $1,180,000 | 1,458 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,861,000 | 1,330 |
| Total interest expense | $10,430,000 | 1,614 |
| Net interest income | $19,431,000 | 1,146 |
| Provision for loan and lease losses | $264,000 | 3,004 |
| Total noninterest income | $4,572,000 | 1,180 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,364,000 | 1,307 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,208,000 | 946 |
| Total noninterest expense | $15,456,000 | 1,164 |
| Salaries and employee benefits | $6,792,000 | 1,457 |
| Premises and equipment expense | $2,205,000 | 1,159 |
| Additional noninterest expense | $6,459,000 | 831 |
| Pre-tax net operating income | $8,283,000 | 1,191 |
| Securities gains (losses) | $-344,000 | 8,466 |
| Applicable income taxes | $2,817,000 | 993 |
| Income before extraordinary items | $5,122,000 | 1,425 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,122,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $1,853,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 745 |
| Net operating income | $5,345,600 | 1,358 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,005,000 | 1,347 |
| Total interest expense | $7,442,000 | 1,643 |
| Net interest income | $14,563,000 | 1,163 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $2,851,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,022,000 | 1,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,829,000 | 1,173 |
| Total noninterest expense | $11,370,000 | 1,202 |
| Salaries and employee benefits | $5,045,000 | 1,474 |
| Premises and equipment expense | $1,672,000 | 1,154 |
| Additional noninterest expense | $4,653,000 | 868 |
| Pre-tax net operating income | $5,794,000 | 1,312 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,053,000 | 1,079 |
| Income before extraordinary items | $3,741,000 | 1,495 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,741,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $1,003,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $212,000 | 582 |
| Net operating income | $3,741,000 | 1,478 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,247,000 | 1,347 |
| Total interest expense | $4,635,000 | 1,681 |
| Net interest income | $9,612,000 | 1,179 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $1,879,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $683,000 | 1,298 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,196,000 | 1,193 |
| Total noninterest expense | $7,537,000 | 1,214 |
| Salaries and employee benefits | $3,332,000 | 1,490 |
| Premises and equipment expense | $1,096,000 | 1,175 |
| Additional noninterest expense | $3,109,000 | 862 |
| Pre-tax net operating income | $3,794,000 | 1,337 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,351,000 | 1,092 |
| Income before extraordinary items | $2,443,000 | 1,519 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,443,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $253,000 | 3,354 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 436 |
| Net operating income | $2,443,000 | 1,499 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 1,358 |
| Total interest expense | $2,185,000 | 1,687 |
| Net interest income | $4,765,000 | 1,185 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $857,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $310,000 | 1,386 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $547,000 | 1,252 |
| Total noninterest expense | $3,734,000 | 1,219 |
| Salaries and employee benefits | $1,621,000 | 1,539 |
| Premises and equipment expense | $555,000 | 1,160 |
| Additional noninterest expense | $1,558,000 | 855 |
| Pre-tax net operating income | $1,838,000 | 1,340 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $651,000 | 1,109 |
| Income before extraordinary items | $1,187,000 | 1,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,187,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,215 |
| Cash dividends | $253,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 514 |
| Net operating income | $1,187,000 | 1,508 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,744,000 | 1,346 |
| Total interest expense | $6,202,000 | 1,828 |
| Net interest income | $18,542,000 | 1,158 |
| Provision for loan and lease losses | $600,000 | 1,622 |
| Total noninterest income | $3,207,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,162,000 | 1,508 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,045,000 | 1,347 |
| Total noninterest expense | $13,740,000 | 1,252 |
| Salaries and employee benefits | $6,083,000 | 1,543 |
| Premises and equipment expense | $1,736,000 | 1,408 |
| Additional noninterest expense | $5,921,000 | 867 |
| Pre-tax net operating income | $7,409,000 | 1,292 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,648,000 | 1,073 |
| Income before extraordinary items | $4,761,000 | 1,481 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,761,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,238 |
| Cash dividends | $1,386,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 766 |
| Net operating income | $4,761,000 | 1,465 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,059,000 | 1,351 |
| Total interest expense | $4,315,000 | 1,850 |
| Net interest income | $13,744,000 | 1,161 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $2,374,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $881,000 | 1,474 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,493,000 | 1,373 |
| Total noninterest expense | $10,225,000 | 1,255 |
| Salaries and employee benefits | $4,565,000 | 1,528 |
| Premises and equipment expense | $1,289,000 | 1,410 |
| Additional noninterest expense | $4,371,000 | 871 |
| Pre-tax net operating income | $5,443,000 | 1,316 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,932,000 | 1,104 |
| Income before extraordinary items | $3,511,000 | 1,510 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,511,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,945 |
| Cash dividends | $875,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 599 |
| Net operating income | $3,511,000 | 1,485 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,639,000 | 1,361 |
| Total interest expense | $2,591,000 | 1,930 |
| Net interest income | $9,048,000 | 1,168 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,528,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $583,000 | 1,451 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $945,000 | 1,407 |
| Total noninterest expense | $6,705,000 | 1,264 |
| Salaries and employee benefits | $2,978,000 | 1,554 |
| Premises and equipment expense | $867,000 | 1,395 |
| Additional noninterest expense | $2,860,000 | 881 |
| Pre-tax net operating income | $3,571,000 | 1,315 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,289,000 | 1,083 |
| Income before extraordinary items | $2,282,000 | 1,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,282,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $575,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 466 |
| Net operating income | $2,282,000 | 1,486 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 1,366 |
| Total interest expense | $1,165,000 | 2,021 |
| Net interest income | $4,485,000 | 1,169 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $640,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $281,000 | 1,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $359,000 | 1,675 |
| Total noninterest expense | $3,280,000 | 1,298 |
| Salaries and employee benefits | $1,438,000 | 1,603 |
| Premises and equipment expense | $444,000 | 1,366 |
| Additional noninterest expense | $1,398,000 | 897 |
| Pre-tax net operating income | $1,695,000 | 1,356 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $619,000 | 1,116 |
| Income before extraordinary items | $1,076,000 | 1,565 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,076,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,076,000 | 1,541 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,015,000 | 1,353 |
| Total interest expense | $4,298,000 | 1,895 |
| Net interest income | $16,717,000 | 1,203 |
| Provision for loan and lease losses | $540,000 | 1,846 |
| Total noninterest income | $2,687,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,130,000 | 1,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,557,000 | 1,597 |
| Total noninterest expense | $12,355,000 | 1,329 |
| Salaries and employee benefits | $5,639,000 | 1,575 |
| Premises and equipment expense | $1,705,000 | 1,360 |
| Additional noninterest expense | $5,011,000 | 1,007 |
| Pre-tax net operating income | $6,509,000 | 1,327 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,359,000 | 1,102 |
| Income before extraordinary items | $4,150,000 | 1,553 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,150,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,277 |
| Cash dividends | $325,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 608 |
| Net operating income | $4,150,000 | 1,510 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,540,000 | 1,351 |
| Total interest expense | $3,214,000 | 1,868 |
| Net interest income | $12,326,000 | 1,209 |
| Provision for loan and lease losses | $390,000 | 1,816 |
| Total noninterest income | $2,004,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $846,000 | 1,561 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,158,000 | 1,598 |
| Total noninterest expense | $9,174,000 | 1,333 |
| Salaries and employee benefits | $4,160,000 | 1,598 |
| Premises and equipment expense | $1,347,000 | 1,277 |
| Additional noninterest expense | $3,667,000 | 1,005 |
| Pre-tax net operating income | $4,766,000 | 1,361 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,720,000 | 1,143 |
| Income before extraordinary items | $3,046,000 | 1,592 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,046,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,513 |
| Cash dividends | $325,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,046,000 | 1,544 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,268,000 | 1,352 |
| Total interest expense | $2,197,000 | 1,806 |
| Net interest income | $8,071,000 | 1,226 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $1,339,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $563,000 | 1,557 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $776,000 | 1,578 |
| Total noninterest expense | $6,105,000 | 1,335 |
| Salaries and employee benefits | $2,736,000 | 1,613 |
| Premises and equipment expense | $931,000 | 1,235 |
| Additional noninterest expense | $2,438,000 | 1,023 |
| Pre-tax net operating income | $3,065,000 | 1,390 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,100,000 | 1,189 |
| Income before extraordinary items | $1,965,000 | 1,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,965,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,094 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,965,000 | 1,568 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,134,000 | 1,361 |
| Total interest expense | $1,137,000 | 1,771 |
| Net interest income | $3,997,000 | 1,244 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $589,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $268,000 | 1,596 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $321,000 | 1,798 |
| Total noninterest expense | $2,998,000 | 1,371 |
| Salaries and employee benefits | $1,366,000 | 1,634 |
| Premises and equipment expense | $478,000 | 1,224 |
| Additional noninterest expense | $1,154,000 | 1,061 |
| Pre-tax net operating income | $1,468,000 | 1,414 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $523,000 | 1,255 |
| Income before extraordinary items | $945,000 | 1,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $945,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $945,000 | 1,588 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,883,000 | 1,522 |
| Total interest expense | $4,451,000 | 2,008 |
| Net interest income | $14,432,000 | 1,358 |
| Provision for loan and lease losses | $425,000 | 2,459 |
| Total noninterest income | $2,809,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,086,000 | 1,576 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,723,000 | 1,629 |
| Total noninterest expense | $11,287,000 | 1,428 |
| Salaries and employee benefits | $5,376,000 | 1,608 |
| Premises and equipment expense | $1,438,000 | 1,589 |
| Additional noninterest expense | $4,473,000 | 1,133 |
| Pre-tax net operating income | $5,529,000 | 1,496 |
| Securities gains (losses) | $49,000 | 2,531 |
| Applicable income taxes | $1,969,000 | 1,304 |
| Income before extraordinary items | $3,609,000 | 1,725 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,609,000 | 1,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,683 |
| Cash dividends | $275,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $3,038,000 | 270 |
| Net operating income | $3,577,150 | 1,657 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,941,000 | 1,568 |
| Total interest expense | $3,406,000 | 2,046 |
| Net interest income | $10,535,000 | 1,402 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $2,182,000 | 1,770 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $820,000 | 1,580 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,362,000 | 1,644 |
| Total noninterest expense | $8,364,000 | 1,448 |
| Salaries and employee benefits | $3,990,000 | 1,625 |
| Premises and equipment expense | $1,081,000 | 1,584 |
| Additional noninterest expense | $3,293,000 | 1,150 |
| Pre-tax net operating income | $4,038,000 | 1,570 |
| Securities gains (losses) | $49,000 | 2,325 |
| Applicable income taxes | $1,439,000 | 1,399 |
| Income before extraordinary items | $2,648,000 | 1,829 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,648,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,125 |
| Cash dividends | $275,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 184 |
| Net operating income | $2,616,150 | 1,745 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 1,588 |
| Total interest expense | $2,355,000 | 2,035 |
| Net interest income | $6,883,000 | 1,419 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $1,435,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $556,000 | 1,532 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $879,000 | 1,661 |
| Total noninterest expense | $5,447,000 | 1,473 |
| Salaries and employee benefits | $2,597,000 | 1,648 |
| Premises and equipment expense | $721,000 | 1,588 |
| Additional noninterest expense | $2,129,000 | 1,186 |
| Pre-tax net operating income | $2,646,000 | 1,586 |
| Securities gains (losses) | $27,000 | 2,433 |
| Applicable income taxes | $937,000 | 1,436 |
| Income before extraordinary items | $1,736,000 | 1,856 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,736,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $125,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,718,450 | 1,754 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 1,613 |
| Total interest expense | $1,180,000 | 2,080 |
| Net interest income | $3,426,000 | 1,428 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $665,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $261,000 | 1,577 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $404,000 | 1,727 |
| Total noninterest expense | $2,687,000 | 1,478 |
| Salaries and employee benefits | $1,286,000 | 1,656 |
| Premises and equipment expense | $362,000 | 1,594 |
| Additional noninterest expense | $1,039,000 | 1,176 |
| Pre-tax net operating income | $1,289,000 | 1,630 |
| Securities gains (losses) | $27,000 | 1,749 |
| Applicable income taxes | $460,000 | 1,470 |
| Income before extraordinary items | $856,000 | 1,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $838,450 | 1,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,782,000 | 1,728 |
| Total interest expense | $5,271,000 | 2,137 |
| Net interest income | $12,511,000 | 1,547 |
| Provision for loan and lease losses | $160,000 | 4,794 |
| Total noninterest income | $2,227,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $979,000 | 1,652 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,248,000 | 1,890 |
| Total noninterest expense | $9,742,000 | 1,576 |
| Salaries and employee benefits | $4,651,000 | 1,719 |
| Premises and equipment expense | $1,297,000 | 1,695 |
| Additional noninterest expense | $3,794,000 | 1,269 |
| Pre-tax net operating income | $4,836,000 | 1,684 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $1,662,000 | 1,510 |
| Income before extraordinary items | $3,170,000 | 1,898 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,170,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,694 |
| Cash dividends | $575,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,172,640 | 1,836 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,592,000 | 1,945 |
| Total interest expense | $6,729,000 | 2,380 |
| Net interest income | $10,863,000 | 1,643 |
| Provision for loan and lease losses | $420,000 | 2,511 |
| Total noninterest income | $1,670,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $829,000 | 1,844 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $841,000 | 2,313 |
| Total noninterest expense | $8,249,000 | 1,765 |
| Salaries and employee benefits | $4,061,000 | 1,839 |
| Premises and equipment expense | $1,109,000 | 1,936 |
| Additional noninterest expense | $3,079,000 | 1,512 |
| Pre-tax net operating income | $3,864,000 | 1,821 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $1,304,000 | 1,694 |
| Income before extraordinary items | $2,563,000 | 2,038 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,563,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $475,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,561,020 | 1,965 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,276,000 | 2,163 |
| Total interest expense | $5,924,000 | 2,822 |
| Net interest income | $10,352,000 | 1,702 |
| Provision for loan and lease losses | $410,000 | 2,238 |
| Total noninterest income | $1,257,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $598,000 | 2,297 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $659,000 | 2,477 |
| Total noninterest expense | $7,552,000 | 1,845 |
| Salaries and employee benefits | $3,574,000 | 1,995 |
| Premises and equipment expense | $968,000 | 2,129 |
| Additional noninterest expense | $3,010,000 | 1,496 |
| Pre-tax net operating income | $3,647,000 | 2,003 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,235,000 | 1,784 |
| Income before extraordinary items | $2,412,000 | 2,148 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,412,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,432 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,412,000 | 2,149 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,602,000 | 2,408 |
| Total interest expense | $4,707,000 | 3,097 |
| Net interest income | $8,895,000 | 1,977 |
| Provision for loan and lease losses | $340,000 | 2,413 |
| Total noninterest income | $1,069,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $459,000 | 2,839 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $610,000 | 2,597 |
| Total noninterest expense | $6,593,000 | 2,063 |
| Salaries and employee benefits | $3,215,000 | 2,182 |
| Premises and equipment expense | $904,000 | 2,253 |
| Additional noninterest expense | $2,474,000 | 1,789 |
| Pre-tax net operating income | $3,031,000 | 2,399 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $1,000,000 | 2,220 |
| Income before extraordinary items | $2,035,000 | 2,553 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,035,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,032,320 | 2,521 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,340,000 | 2,641 |
| Total interest expense | $4,826,000 | 3,106 |
| Net interest income | $7,514,000 | 2,275 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $987,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $396,000 | 3,162 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $591,000 | 2,666 |
| Total noninterest expense | $5,825,000 | 2,247 |
| Salaries and employee benefits | $2,828,000 | 2,389 |
| Premises and equipment expense | $812,000 | 2,419 |
| Additional noninterest expense | $2,185,000 | 1,936 |
| Pre-tax net operating income | $2,476,000 | 2,816 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $816,000 | 2,697 |
| Income before extraordinary items | $1,682,000 | 2,956 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,682,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,330 |
| Cash dividends | $35,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,667,260 | 2,891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 3,164 |
| Total interest expense | $3,804,000 | 3,865 |
| Net interest income | $6,466,000 | 2,689 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $755,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $305,000 | 4,013 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $450,000 | 3,041 |
| Total noninterest expense | $4,943,000 | 2,594 |
| Salaries and employee benefits | $2,485,000 | 2,664 |
| Premises and equipment expense | $704,000 | 2,719 |
| Additional noninterest expense | $1,754,000 | 2,362 |
| Pre-tax net operating income | $2,158,000 | 3,298 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $618,000 | 3,582 |
| Income before extraordinary items | $1,540,000 | 3,289 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,540,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $83,000 | 6,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,540,000 | 3,212 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,067,000 | 3,587 |
| Total interest expense | $3,350,000 | 4,352 |
| Net interest income | $5,717,000 | 3,096 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $654,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $350,000 | 3,696 |
| Total noninterest expense | $4,324,000 | 3,122 |
| Salaries and employee benefits | $2,108,000 | 3,174 |
| Premises and equipment expense | $521,000 | 3,653 |
| Additional noninterest expense | $1,695,000 | 2,823 |
| Pre-tax net operating income | $1,892,000 | 3,558 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $569,000 | 3,742 |
| Income before extraordinary items | $1,319,000 | 3,586 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,319,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $202,000 | 5,374 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 639 |
| Net operating income | $1,321,800 | 3,527 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 4,029 |
| Total interest expense | $2,771,000 | 5,095 |
| Net interest income | $5,208,000 | 3,399 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $3,904,000 | 3,408 |
| Salaries and employee benefits | $1,909,000 | 3,445 |
| Premises and equipment expense | $435,000 | 4,227 |
| Additional noninterest expense | $1,560,000 | 2,993 |
| Pre-tax net operating income | $1,625,000 | 4,174 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $471,000 | 4,379 |
| Income before extraordinary items | $1,144,000 | 4,107 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,144,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $162,000 | 5,917 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 574 |
| Net operating income | $1,151,100 | 4,076 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 4,584 |
| Total interest expense | $1,799,000 | 6,079 |
| Net interest income | $4,601,000 | 3,833 |
| Provision for loan and lease losses | $295,000 | 2,325 |
| Total noninterest income | $387,000 | 6,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,508 |
| Total noninterest expense | $3,187,000 | 4,188 |
| Salaries and employee benefits | $1,617,000 | 3,991 |
| Premises and equipment expense | $300,000 | 5,716 |
| Additional noninterest expense | $1,270,000 | 3,857 |
| Pre-tax net operating income | $1,506,000 | 4,399 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $448,000 | 4,403 |
| Income before extraordinary items | $1,037,000 | 4,396 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,037,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,490 |
| Cash dividends | $132,000 | 6,359 |
| Sale, conversion, retirement of capital stock, net | $375,000 | 589 |
| Net operating income | $1,051,700 | 4,404 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 5,099 |
| Total interest expense | $1,805,000 | 6,322 |
| Net interest income | $4,005,000 | 4,397 |
| Provision for loan and lease losses | $398,000 | 2,482 |
| Total noninterest income | $349,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 5,030 |
| Total noninterest expense | $2,714,000 | 4,905 |
| Salaries and employee benefits | $1,400,000 | 4,556 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $1,066,000 | 4,666 |
| Pre-tax net operating income | $1,242,000 | 5,053 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $405,000 | 4,955 |
| Income before extraordinary items | $866,000 | 5,234 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $866,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $77,000 | 7,369 |
| Sale, conversion, retirement of capital stock, net | $682,000 | 543 |
| Net operating income | $846,280 | 5,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 6,161 |
| Total interest expense | $2,116,000 | 6,826 |
| Net interest income | $3,114,000 | 5,550 |
| Provision for loan and lease losses | $275,000 | 4,347 |
| Total noninterest income | $235,000 | 8,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,528 |
| Total noninterest expense | $2,287,000 | 5,714 |
| Salaries and employee benefits | $1,149,000 | 5,378 |
| Premises and equipment expense | $201,000 | 7,807 |
| Additional noninterest expense | $937,000 | 5,336 |
| Pre-tax net operating income | $787,000 | 6,624 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $276,000 | 6,273 |
| Income before extraordinary items | $528,000 | 7,101 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $528,000 | 7,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $53,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $917,000 | 436 |
| Net operating income | $516,780 | 6,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.