Home > Atlantic Southern Bank > Income and Expense
Atlantic Southern Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 1,044 |
| Total interest expense | $3,445,000 | 465 |
| Net interest income | $3,465,000 | 1,611 |
| Provision for loan and lease losses | $270,000 | 2,101 |
| Total noninterest income | $-389,000 | 7,505 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $323,000 | 1,122 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-712,000 | 7,529 |
| Total noninterest expense | $5,330,000 | 940 |
| Salaries and employee benefits | $1,953,000 | 1,288 |
| Premises and equipment expense | $698,000 | 949 |
| Additional noninterest expense | $2,679,000 | 677 |
| Pre-tax net operating income | $-2,524,000 | 7,432 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,524,000 | 7,433 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,524,000 | 7,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,524,000 | 7,433 |
| Net charge-offs | $5,281,000 | 262 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 722 |
| Net operating income | $-2,524,000 | 7,435 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $34,716,000 | 875 |
| Total interest expense | $19,070,000 | 411 |
| Net interest income | $15,646,000 | 1,430 |
| Provision for loan and lease losses | $14,514,000 | 491 |
| Total noninterest income | $-4,590,000 | 7,638 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,601,000 | 948 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,191,000 | 7,640 |
| Total noninterest expense | $23,265,000 | 863 |
| Salaries and employee benefits | $7,947,000 | 1,241 |
| Premises and equipment expense | $2,765,000 | 923 |
| Additional noninterest expense | $12,553,000 | 606 |
| Pre-tax net operating income | $-26,723,000 | 7,559 |
| Securities gains (losses) | $658,000 | 704 |
| Applicable income taxes | $151,000 | 2,925 |
| Income before extraordinary items | $-26,216,000 | 7,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-26,216,000 | 7,544 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-26,216,000 | 7,544 |
| Net charge-offs | $13,744,000 | 468 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 987 |
| Net operating income | $-26,874,000 | 7,549 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $27,323,000 | 840 |
| Total interest expense | $15,004,000 | 408 |
| Net interest income | $12,319,000 | 1,375 |
| Provision for loan and lease losses | $5,514,000 | 808 |
| Total noninterest income | $709,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,179,000 | 994 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-470,000 | 7,571 |
| Total noninterest expense | $17,099,000 | 866 |
| Salaries and employee benefits | $6,590,000 | 1,116 |
| Premises and equipment expense | $2,088,000 | 928 |
| Additional noninterest expense | $8,421,000 | 650 |
| Pre-tax net operating income | $-9,585,000 | 7,549 |
| Securities gains (losses) | $600,000 | 631 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-8,985,000 | 7,564 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,985,000 | 7,564 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,985,000 | 7,564 |
| Net charge-offs | $8,340,000 | 528 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 931 |
| Net operating income | $-9,585,000 | 7,564 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,730,000 | 827 |
| Total interest expense | $10,417,000 | 407 |
| Net interest income | $8,313,000 | 1,362 |
| Provision for loan and lease losses | $3,336,000 | 878 |
| Total noninterest income | $1,235,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $792,000 | 995 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $443,000 | 2,266 |
| Total noninterest expense | $11,684,000 | 848 |
| Salaries and employee benefits | $4,546,000 | 1,081 |
| Premises and equipment expense | $1,388,000 | 941 |
| Additional noninterest expense | $5,750,000 | 634 |
| Pre-tax net operating income | $-5,472,000 | 7,575 |
| Securities gains (losses) | $43,000 | 1,985 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,429,000 | 7,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,429,000 | 7,608 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,429,000 | 7,608 |
| Net charge-offs | $5,492,000 | 534 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 882 |
| Net operating income | $-5,472,000 | 7,599 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,781,000 | 804 |
| Total interest expense | $5,312,000 | 418 |
| Net interest income | $4,469,000 | 1,294 |
| Provision for loan and lease losses | $1,302,000 | 977 |
| Total noninterest income | $721,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $384,000 | 1,032 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $337,000 | 1,705 |
| Total noninterest expense | $5,428,000 | 918 |
| Salaries and employee benefits | $2,325,000 | 1,057 |
| Premises and equipment expense | $688,000 | 984 |
| Additional noninterest expense | $2,415,000 | 756 |
| Pre-tax net operating income | $-1,540,000 | 7,529 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,540,000 | 7,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,540,000 | 7,579 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,540,000 | 7,579 |
| Net charge-offs | $1,632,000 | 743 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 885 |
| Net operating income | $-1,540,000 | 7,576 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $45,204,000 | 735 |
| Total interest expense | $28,068,000 | 400 |
| Net interest income | $17,136,000 | 1,303 |
| Provision for loan and lease losses | $43,126,000 | 279 |
| Total noninterest income | $651,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,760,000 | 984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,109,000 | 7,883 |
| Total noninterest expense | $42,599,000 | 509 |
| Salaries and employee benefits | $10,250,000 | 956 |
| Premises and equipment expense | $2,905,000 | 940 |
| Additional noninterest expense | $29,444,000 | 320 |
| Pre-tax net operating income | $-67,938,000 | 7,899 |
| Securities gains (losses) | $1,315,000 | 392 |
| Applicable income taxes | $-8,100,000 | 7,843 |
| Income before extraordinary items | $-58,523,000 | 7,884 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-58,523,000 | 7,883 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-58,523,000 | 7,883 |
| Net charge-offs | $33,319,000 | 267 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,180 |
| Net operating income | $-59,680,200 | 7,890 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $35,497,000 | 718 |
| Total interest expense | $21,325,000 | 425 |
| Net interest income | $14,172,000 | 1,171 |
| Provision for loan and lease losses | $17,420,000 | 431 |
| Total noninterest income | $1,057,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,304,000 | 992 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-247,000 | 7,896 |
| Total noninterest expense | $36,743,000 | 440 |
| Salaries and employee benefits | $7,839,000 | 954 |
| Premises and equipment expense | $2,184,000 | 942 |
| Additional noninterest expense | $26,720,000 | 285 |
| Pre-tax net operating income | $-38,934,000 | 7,954 |
| Securities gains (losses) | $1,331,000 | 298 |
| Applicable income taxes | $-6,568,000 | 7,931 |
| Income before extraordinary items | $-31,035,000 | 7,953 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-31,035,000 | 7,952 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-31,035,000 | 7,952 |
| Net charge-offs | $14,489,000 | 389 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,098 |
| Net operating income | $-32,139,730 | 7,953 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,244,000 | 712 |
| Total interest expense | $14,171,000 | 451 |
| Net interest income | $10,073,000 | 1,088 |
| Provision for loan and lease losses | $6,068,000 | 649 |
| Total noninterest income | $449,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $840,000 | 1,013 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-391,000 | 8,066 |
| Total noninterest expense | $30,783,000 | 381 |
| Salaries and employee benefits | $5,416,000 | 943 |
| Premises and equipment expense | $1,432,000 | 982 |
| Additional noninterest expense | $23,935,000 | 230 |
| Pre-tax net operating income | $-26,329,000 | 8,047 |
| Securities gains (losses) | $1,316,000 | 225 |
| Applicable income taxes | $-2,208,000 | 7,914 |
| Income before extraordinary items | $-22,805,000 | 8,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,805,000 | 8,049 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-22,805,000 | 8,049 |
| Net charge-offs | $2,829,000 | 896 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $-24,002,560 | 8,046 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,544,000 | 688 |
| Total interest expense | $7,048,000 | 467 |
| Net interest income | $5,496,000 | 981 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $969,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $422,000 | 976 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $547,000 | 1,318 |
| Total noninterest expense | $5,152,000 | 979 |
| Salaries and employee benefits | $2,777,000 | 921 |
| Premises and equipment expense | $712,000 | 1,005 |
| Additional noninterest expense | $1,663,000 | 1,016 |
| Pre-tax net operating income | $963,000 | 1,335 |
| Securities gains (losses) | $220,000 | 627 |
| Applicable income taxes | $325,000 | 996 |
| Income before extraordinary items | $858,000 | 1,281 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $858,000 | 1,281 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $858,000 | 1,282 |
| Net charge-offs | $529,000 | 1,329 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $697,400 | 1,479 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,698,000 | 683 |
| Total interest expense | $30,414,000 | 524 |
| Net interest income | $24,284,000 | 881 |
| Provision for loan and lease losses | $7,443,000 | 756 |
| Total noninterest income | $3,948,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,754,000 | 1,020 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,194,000 | 1,213 |
| Total noninterest expense | $21,207,000 | 941 |
| Salaries and employee benefits | $11,449,000 | 869 |
| Premises and equipment expense | $2,898,000 | 954 |
| Additional noninterest expense | $6,860,000 | 936 |
| Pre-tax net operating income | $-418,000 | 6,719 |
| Securities gains (losses) | $-1,076,000 | 7,764 |
| Applicable income taxes | $-1,357,000 | 7,810 |
| Income before extraordinary items | $-137,000 | 6,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-137,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,650,000 | 736 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,188 |
| Net operating income | $551,640 | 4,448 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,617,000 | 698 |
| Total interest expense | $22,938,000 | 549 |
| Net interest income | $18,679,000 | 872 |
| Provision for loan and lease losses | $2,255,000 | 1,095 |
| Total noninterest income | $3,094,000 | 1,277 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,313,000 | 1,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,781,000 | 1,207 |
| Total noninterest expense | $15,908,000 | 930 |
| Salaries and employee benefits | $8,716,000 | 885 |
| Premises and equipment expense | $2,152,000 | 966 |
| Additional noninterest expense | $5,040,000 | 904 |
| Pre-tax net operating income | $3,610,000 | 1,366 |
| Securities gains (losses) | $-1,121,000 | 7,955 |
| Applicable income taxes | $545,000 | 1,798 |
| Income before extraordinary items | $1,944,000 | 1,824 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,944,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 1,467 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 986 |
| Net operating income | $2,818,380 | 1,390 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $27,895,000 | 696 |
| Total interest expense | $15,358,000 | 559 |
| Net interest income | $12,537,000 | 864 |
| Provision for loan and lease losses | $1,348,000 | 1,018 |
| Total noninterest income | $2,115,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $857,000 | 1,028 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,258,000 | 1,200 |
| Total noninterest expense | $10,295,000 | 961 |
| Salaries and employee benefits | $5,688,000 | 903 |
| Premises and equipment expense | $1,392,000 | 995 |
| Additional noninterest expense | $3,215,000 | 926 |
| Pre-tax net operating income | $3,009,000 | 1,185 |
| Securities gains (losses) | $40,000 | 1,598 |
| Applicable income taxes | $875,000 | 1,042 |
| Income before extraordinary items | $2,174,000 | 1,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,174,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,328 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,002 |
| Net operating income | $2,145,600 | 1,260 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,420,000 | 691 |
| Total interest expense | $7,973,000 | 586 |
| Net interest income | $6,447,000 | 840 |
| Provision for loan and lease losses | $402,000 | 1,142 |
| Total noninterest income | $929,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $417,000 | 1,037 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $512,000 | 1,397 |
| Total noninterest expense | $5,087,000 | 957 |
| Salaries and employee benefits | $2,864,000 | 908 |
| Premises and equipment expense | $684,000 | 1,017 |
| Additional noninterest expense | $1,539,000 | 935 |
| Pre-tax net operating income | $1,887,000 | 1,006 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $585,000 | 887 |
| Income before extraordinary items | $1,334,000 | 1,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,334,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,627 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 877 |
| Net operating income | $1,311,600 | 1,115 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $59,282,000 | 702 |
| Total interest expense | $30,732,000 | 642 |
| Net interest income | $28,550,000 | 774 |
| Provision for loan and lease losses | $665,000 | 1,911 |
| Total noninterest income | $3,274,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,415,000 | 1,257 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,859,000 | 1,427 |
| Total noninterest expense | $18,231,000 | 1,022 |
| Salaries and employee benefits | $9,763,000 | 1,032 |
| Premises and equipment expense | $2,212,000 | 1,194 |
| Additional noninterest expense | $6,256,000 | 902 |
| Pre-tax net operating income | $12,928,000 | 665 |
| Securities gains (losses) | $-43,000 | 7,979 |
| Applicable income taxes | $4,544,000 | 588 |
| Income before extraordinary items | $8,341,000 | 778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,341,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 1,356 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,160 |
| Net operating income | $8,368,950 | 762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,954,000 | 700 |
| Total interest expense | $22,532,000 | 656 |
| Net interest income | $21,422,000 | 775 |
| Provision for loan and lease losses | $640,000 | 1,287 |
| Total noninterest income | $2,451,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $991,000 | 1,327 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,460,000 | 1,402 |
| Total noninterest expense | $13,264,000 | 1,046 |
| Salaries and employee benefits | $7,365,000 | 1,016 |
| Premises and equipment expense | $1,582,000 | 1,252 |
| Additional noninterest expense | $4,317,000 | 949 |
| Pre-tax net operating income | $9,969,000 | 703 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $3,498,000 | 615 |
| Income before extraordinary items | $6,474,000 | 810 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,474,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,336 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,036 |
| Net operating income | $6,472,050 | 799 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $28,660,000 | 726 |
| Total interest expense | $14,569,000 | 685 |
| Net interest income | $14,091,000 | 803 |
| Provision for loan and lease losses | $592,000 | 902 |
| Total noninterest income | $1,535,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $587,000 | 1,500 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $948,000 | 1,451 |
| Total noninterest expense | $8,466,000 | 1,114 |
| Salaries and employee benefits | $4,744,000 | 1,075 |
| Premises and equipment expense | $994,000 | 1,340 |
| Additional noninterest expense | $2,728,000 | 1,024 |
| Pre-tax net operating income | $6,568,000 | 745 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,306,000 | 651 |
| Income before extraordinary items | $4,262,000 | 854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,262,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 973 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 950 |
| Net operating income | $4,262,000 | 845 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,860,000 | 742 |
| Total interest expense | $7,021,000 | 695 |
| Net interest income | $6,839,000 | 821 |
| Provision for loan and lease losses | $444,000 | 583 |
| Total noninterest income | $657,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $281,000 | 1,525 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $376,000 | 1,664 |
| Total noninterest expense | $3,922,000 | 1,196 |
| Salaries and employee benefits | $2,234,000 | 1,158 |
| Premises and equipment expense | $465,000 | 1,438 |
| Additional noninterest expense | $1,223,000 | 1,117 |
| Pre-tax net operating income | $3,130,000 | 770 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,103,000 | 669 |
| Income before extraordinary items | $2,027,000 | 878 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,027,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 401 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,027,000 | 867 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,851,000 | 1,043 |
| Total interest expense | $17,707,000 | 944 |
| Net interest income | $20,144,000 | 1,100 |
| Provision for loan and lease losses | $1,671,000 | 657 |
| Total noninterest income | $1,693,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $494,000 | 3,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,199,000 | 1,969 |
| Total noninterest expense | $10,437,000 | 1,704 |
| Salaries and employee benefits | $5,319,000 | 1,834 |
| Premises and equipment expense | $1,192,000 | 2,090 |
| Additional noninterest expense | $3,926,000 | 1,354 |
| Pre-tax net operating income | $9,729,000 | 1,001 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $3,362,000 | 854 |
| Income before extraordinary items | $6,357,000 | 1,159 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,357,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,483 |
| Cash dividends | $7,800,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,363,500 | 1,147 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,582,000 | 1,117 |
| Total interest expense | $12,066,000 | 1,010 |
| Net interest income | $14,516,000 | 1,168 |
| Provision for loan and lease losses | $1,389,000 | 563 |
| Total noninterest income | $1,198,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $351,000 | 3,215 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $847,000 | 2,046 |
| Total noninterest expense | $7,321,000 | 1,822 |
| Salaries and employee benefits | $3,776,000 | 1,925 |
| Premises and equipment expense | $897,000 | 2,093 |
| Additional noninterest expense | $2,648,000 | 1,492 |
| Pre-tax net operating income | $7,004,000 | 1,093 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $2,504,000 | 907 |
| Income before extraordinary items | $4,490,000 | 1,262 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,490,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,470 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,496,400 | 1,241 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,365,000 | 1,186 |
| Total interest expense | $7,282,000 | 1,053 |
| Net interest income | $9,083,000 | 1,261 |
| Provision for loan and lease losses | $921,000 | 557 |
| Total noninterest income | $836,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $224,000 | 3,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $612,000 | 1,929 |
| Total noninterest expense | $4,791,000 | 1,854 |
| Salaries and employee benefits | $2,448,000 | 1,989 |
| Premises and equipment expense | $598,000 | 2,088 |
| Additional noninterest expense | $1,745,000 | 1,523 |
| Pre-tax net operating income | $4,207,000 | 1,198 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $1,522,000 | 980 |
| Income before extraordinary items | $2,675,000 | 1,401 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,675,000 | 1,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,500 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,681,400 | 1,392 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 1,260 |
| Total interest expense | $3,299,000 | 1,103 |
| Net interest income | $4,251,000 | 1,349 |
| Provision for loan and lease losses | $438,000 | 571 |
| Total noninterest income | $381,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 3,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $270,000 | 2,094 |
| Total noninterest expense | $2,300,000 | 1,935 |
| Salaries and employee benefits | $1,136,000 | 2,171 |
| Premises and equipment expense | $282,000 | 2,212 |
| Additional noninterest expense | $882,000 | 1,494 |
| Pre-tax net operating income | $1,894,000 | 1,308 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $691,000 | 1,065 |
| Income before extraordinary items | $1,193,000 | 1,520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,193,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,977 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,199,400 | 1,496 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,567,000 | 1,558 |
| Total interest expense | $8,227,000 | 1,378 |
| Net interest income | $13,340,000 | 1,639 |
| Provision for loan and lease losses | $1,493,000 | 722 |
| Total noninterest income | $1,231,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $400,000 | 3,551 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $831,000 | 2,478 |
| Total noninterest expense | $6,569,000 | 2,528 |
| Salaries and employee benefits | $3,462,000 | 2,625 |
| Premises and equipment expense | $694,000 | 3,259 |
| Additional noninterest expense | $2,413,000 | 2,083 |
| Pre-tax net operating income | $6,509,000 | 1,462 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,305,000 | 1,213 |
| Income before extraordinary items | $4,204,000 | 1,675 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,204,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,800 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,204,000 | 1,647 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,924,000 | 1,659 |
| Total interest expense | $5,493,000 | 1,456 |
| Net interest income | $9,431,000 | 1,728 |
| Provision for loan and lease losses | $1,087,000 | 709 |
| Total noninterest income | $795,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $292,000 | 3,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $503,000 | 2,873 |
| Total noninterest expense | $4,678,000 | 2,620 |
| Salaries and employee benefits | $2,449,000 | 2,722 |
| Premises and equipment expense | $484,000 | 3,429 |
| Additional noninterest expense | $1,745,000 | 2,124 |
| Pre-tax net operating income | $4,461,000 | 1,602 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,636,000 | 1,279 |
| Income before extraordinary items | $2,825,000 | 1,858 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,825,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,825,000 | 1,819 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 1,752 |
| Total interest expense | $3,245,000 | 1,547 |
| Net interest income | $5,847,000 | 1,857 |
| Provision for loan and lease losses | $840,000 | 604 |
| Total noninterest income | $427,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $185,000 | 3,688 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $242,000 | 3,417 |
| Total noninterest expense | $2,952,000 | 2,738 |
| Salaries and employee benefits | $1,541,000 | 2,854 |
| Premises and equipment expense | $303,000 | 3,595 |
| Additional noninterest expense | $1,108,000 | 2,211 |
| Pre-tax net operating income | $2,482,000 | 1,857 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $903,000 | 1,478 |
| Income before extraordinary items | $1,579,000 | 2,136 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,579,000 | 2,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,579,000 | 2,103 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 1,883 |
| Total interest expense | $1,415,000 | 1,692 |
| Net interest income | $2,703,000 | 1,993 |
| Provision for loan and lease losses | $495,000 | 482 |
| Total noninterest income | $183,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $85,000 | 3,795 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,767 |
| Total noninterest expense | $1,410,000 | 2,869 |
| Salaries and employee benefits | $754,000 | 2,914 |
| Premises and equipment expense | $135,000 | 3,965 |
| Additional noninterest expense | $521,000 | 2,336 |
| Pre-tax net operating income | $981,000 | 2,198 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $358,000 | 1,739 |
| Income before extraordinary items | $623,000 | 2,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $623,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $623,000 | 2,500 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,607,000 | 2,670 |
| Total interest expense | $3,241,000 | 2,451 |
| Net interest income | $7,366,000 | 2,751 |
| Provision for loan and lease losses | $1,377,000 | 787 |
| Total noninterest income | $371,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $240,000 | 4,827 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,952 |
| Total noninterest expense | $3,760,000 | 3,936 |
| Salaries and employee benefits | $1,978,000 | 4,031 |
| Premises and equipment expense | $398,000 | 4,779 |
| Additional noninterest expense | $1,384,000 | 3,338 |
| Pre-tax net operating income | $2,600,000 | 2,901 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $938,000 | 2,266 |
| Income before extraordinary items | $1,662,000 | 3,372 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,662,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,234 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,980,000 | 201 |
| Net operating income | $1,662,000 | 3,307 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 2,928 |
| Total interest expense | $2,144,000 | 2,701 |
| Net interest income | $4,997,000 | 3,004 |
| Provision for loan and lease losses | $892,000 | 882 |
| Total noninterest income | $230,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $172,000 | 4,967 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $2,646,000 | 4,119 |
| Salaries and employee benefits | $1,371,000 | 4,263 |
| Premises and equipment expense | $298,000 | 4,774 |
| Additional noninterest expense | $977,000 | 3,495 |
| Pre-tax net operating income | $1,689,000 | 3,310 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $622,000 | 2,506 |
| Income before extraordinary items | $1,067,000 | 3,856 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,067,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,698 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,980,000 | 147 |
| Net operating income | $1,067,000 | 3,776 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 3,159 |
| Total interest expense | $1,332,000 | 2,829 |
| Net interest income | $3,009,000 | 3,270 |
| Provision for loan and lease losses | $359,000 | 1,356 |
| Total noninterest income | $144,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $110,000 | 5,057 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $1,729,000 | 4,199 |
| Salaries and employee benefits | $874,000 | 4,420 |
| Premises and equipment expense | $202,000 | 4,728 |
| Additional noninterest expense | $653,000 | 3,490 |
| Pre-tax net operating income | $1,065,000 | 3,389 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $394,000 | 2,596 |
| Income before extraordinary items | $671,000 | 3,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $671,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $4,862,000 | 112 |
| Net operating income | $671,000 | 3,873 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 3,249 |
| Total interest expense | $667,000 | 2,861 |
| Net interest income | $1,433,000 | 3,381 |
| Provision for loan and lease losses | $172,000 | 1,306 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $806,000 | 4,448 |
| Salaries and employee benefits | $430,000 | 4,476 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $514,000 | 3,446 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $324,000 | 4,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $324,000 | 3,925 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 4,283 |
| Total interest expense | $2,150,000 | 3,798 |
| Net interest income | $3,926,000 | 4,419 |
| Provision for loan and lease losses | $808,000 | 1,437 |
| Total noninterest income | $188,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $136,000 | 6,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $2,438,000 | 5,306 |
| Salaries and employee benefits | $1,275,000 | 5,418 |
| Premises and equipment expense | $315,000 | 5,520 |
| Additional noninterest expense | $848,000 | 4,858 |
| Pre-tax net operating income | $868,000 | 5,496 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $-16,000 | 8,792 |
| Income before extraordinary items | $908,000 | 4,914 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $908,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $6,747,000 | 155 |
| Net operating income | $884,000 | 4,811 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 4,529 |
| Total interest expense | $1,533,000 | 4,073 |
| Net interest income | $2,715,000 | 4,710 |
| Provision for loan and lease losses | $601,000 | 1,401 |
| Total noninterest income | $131,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $98,000 | 6,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 7,758 |
| Total noninterest expense | $1,738,000 | 5,467 |
| Salaries and employee benefits | $900,000 | 5,600 |
| Premises and equipment expense | $242,000 | 5,429 |
| Additional noninterest expense | $596,000 | 5,024 |
| Pre-tax net operating income | $507,000 | 6,250 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $-18,000 | 8,953 |
| Income before extraordinary items | $549,000 | 5,615 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $549,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $6,747,000 | 101 |
| Net operating income | $525,000 | 5,535 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 4,867 |
| Total interest expense | $965,000 | 4,365 |
| Net interest income | $1,626,000 | 5,053 |
| Provision for loan and lease losses | $380,000 | 1,463 |
| Total noninterest income | $86,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $64,000 | 6,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $1,128,000 | 5,554 |
| Salaries and employee benefits | $589,000 | 5,674 |
| Premises and equipment expense | $158,000 | 5,480 |
| Additional noninterest expense | $381,000 | 5,183 |
| Pre-tax net operating income | $204,000 | 7,185 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $-7,000 | 8,971 |
| Income before extraordinary items | $224,000 | 6,752 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $224,000 | 6,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $6,424,000 | 66 |
| Net operating income | $211,000 | 6,673 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,196 |
| Total interest expense | $456,000 | 4,625 |
| Net interest income | $733,000 | 5,394 |
| Provision for loan and lease losses | $168,000 | 1,559 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $537,000 | 5,735 |
| Salaries and employee benefits | $292,000 | 5,706 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $169,000 | 5,559 |
| Pre-tax net operating income | $68,000 | 7,700 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $2,654,000 | 65 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 7,233 |
| Total interest expense | $1,067,000 | 6,755 |
| Net interest income | $1,555,000 | 7,347 |
| Provision for loan and lease losses | $725,000 | 1,764 |
| Total noninterest income | $58,000 | 8,901 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $42,000 | 7,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $1,629,000 | 6,606 |
| Salaries and employee benefits | $881,000 | 6,581 |
| Premises and equipment expense | $173,000 | 7,122 |
| Additional noninterest expense | $575,000 | 6,079 |
| Pre-tax net operating income | $-741,000 | 9,067 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $-745,000 | 9,123 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-745,000 | 9,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-745,000 | 9,080 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $59,000 | 9,587 |
| Total interest expense | $4,000 | 9,578 |
| Net interest income | $55,000 | 9,576 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $502,000 | 9,172 |
| Salaries and employee benefits | $210,000 | 9,374 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $244,000 | 8,270 |
| Pre-tax net operating income | $-472,000 | 9,153 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-472,000 | 9,224 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-472,000 | 9,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 96 |
| Net operating income | $-472,000 | 9,184 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.