Home > Atlantic Liberty Savings, F.A. > Income and Expense
Atlantic Liberty Savings, F.A., Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 3,391 |
| Total interest expense | $968,000 | 3,337 |
| Net interest income | $1,582,000 | 3,391 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $129,000 | 5,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $1,135,000 | 3,632 |
| Salaries and employee benefits | $794,000 | 2,987 |
| Premises and equipment expense | $156,000 | 3,660 |
| Additional noninterest expense | $185,000 | 5,419 |
| Pre-tax net operating income | $576,000 | 3,403 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $252,000 | 2,264 |
| Income before extraordinary items | $324,000 | 4,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $324,000 | 4,207 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,950,000 | 3,165 |
| Total interest expense | $3,235,000 | 3,126 |
| Net interest income | $6,715,000 | 3,144 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $687,000 | 4,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $687,000 | 2,810 |
| Total noninterest expense | $5,988,000 | 2,754 |
| Salaries and employee benefits | $4,527,000 | 2,032 |
| Premises and equipment expense | $648,000 | 3,433 |
| Additional noninterest expense | $813,000 | 5,113 |
| Pre-tax net operating income | $1,414,000 | 4,520 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $639,000 | 2,973 |
| Income before extraordinary items | $775,000 | 5,414 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $775,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,204 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $775,000 | 5,394 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,433,000 | 3,128 |
| Total interest expense | $2,334,000 | 3,094 |
| Net interest income | $5,099,000 | 3,098 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $538,000 | 4,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $538,000 | 2,739 |
| Total noninterest expense | $3,504,000 | 3,393 |
| Salaries and employee benefits | $2,401,000 | 2,769 |
| Premises and equipment expense | $492,000 | 3,399 |
| Additional noninterest expense | $611,000 | 5,060 |
| Pre-tax net operating income | $2,133,000 | 2,913 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $923,000 | 1,993 |
| Income before extraordinary items | $1,210,000 | 3,640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,210,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,099 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,210,000 | 3,611 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 3,070 |
| Total interest expense | $1,512,000 | 3,020 |
| Net interest income | $3,431,000 | 3,050 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $347,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $2,357,000 | 3,351 |
| Salaries and employee benefits | $1,609,000 | 2,747 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $417,000 | 4,952 |
| Pre-tax net operating income | $1,421,000 | 2,876 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $608,000 | 1,987 |
| Income before extraordinary items | $813,000 | 3,605 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $813,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $813,000 | 3,559 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 3,053 |
| Total interest expense | $728,000 | 3,020 |
| Net interest income | $1,714,000 | 3,041 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $189,000 | 4,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $189,000 | 2,570 |
| Total noninterest expense | $1,234,000 | 3,237 |
| Salaries and employee benefits | $864,000 | 2,596 |
| Premises and equipment expense | $169,000 | 3,324 |
| Additional noninterest expense | $201,000 | 5,048 |
| Pre-tax net operating income | $669,000 | 2,962 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $292,000 | 2,012 |
| Income before extraordinary items | $377,000 | 3,769 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $377,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $377,000 | 3,731 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 2,997 |
| Total interest expense | $2,727,000 | 2,834 |
| Net interest income | $6,668,000 | 3,022 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $1,584,000 | 2,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,584,000 | 1,578 |
| Total noninterest expense | $4,799,000 | 3,239 |
| Salaries and employee benefits | $3,084,000 | 2,779 |
| Premises and equipment expense | $645,000 | 3,340 |
| Additional noninterest expense | $1,070,000 | 4,110 |
| Pre-tax net operating income | $3,328,000 | 2,369 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,394,000 | 1,698 |
| Income before extraordinary items | $1,934,000 | 3,002 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,934,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,553 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,934,000 | 2,944 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 3,009 |
| Total interest expense | $1,985,000 | 2,858 |
| Net interest income | $4,930,000 | 3,040 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $1,330,000 | 2,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,330,000 | 1,452 |
| Total noninterest expense | $3,624,000 | 3,195 |
| Salaries and employee benefits | $2,314,000 | 2,750 |
| Premises and equipment expense | $474,000 | 3,406 |
| Additional noninterest expense | $836,000 | 3,949 |
| Pre-tax net operating income | $2,511,000 | 2,381 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,062,000 | 1,683 |
| Income before extraordinary items | $1,449,000 | 3,038 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,449,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,509 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,449,000 | 2,967 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 3,051 |
| Total interest expense | $1,252,000 | 2,985 |
| Net interest income | $3,247,000 | 3,066 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $336,000 | 4,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $336,000 | 2,804 |
| Total noninterest expense | $2,376,000 | 3,244 |
| Salaries and employee benefits | $1,548,000 | 2,754 |
| Premises and equipment expense | $313,000 | 3,429 |
| Additional noninterest expense | $515,000 | 4,219 |
| Pre-tax net operating income | $1,207,000 | 3,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $513,000 | 2,157 |
| Income before extraordinary items | $694,000 | 3,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $694,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,564 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $694,000 | 3,778 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 3,172 |
| Total interest expense | $576,000 | 3,218 |
| Net interest income | $1,587,000 | 3,115 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $146,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $146,000 | 2,993 |
| Total noninterest expense | $1,199,000 | 3,226 |
| Salaries and employee benefits | $813,000 | 2,644 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $226,000 | 4,638 |
| Pre-tax net operating income | $534,000 | 3,359 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $228,000 | 2,352 |
| Income before extraordinary items | $306,000 | 4,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $306,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $306,000 | 4,096 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,103,000 | 3,407 |
| Total interest expense | $2,142,000 | 3,806 |
| Net interest income | $5,961,000 | 3,213 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $668,000 | 4,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $668,000 | 3,055 |
| Total noninterest expense | $4,178,000 | 3,584 |
| Salaries and employee benefits | $2,693,000 | 3,059 |
| Premises and equipment expense | $610,000 | 3,467 |
| Additional noninterest expense | $875,000 | 4,734 |
| Pre-tax net operating income | $2,451,000 | 2,931 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,022,000 | 2,147 |
| Income before extraordinary items | $1,429,000 | 3,675 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,429,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 9,035 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,268,000 | 396 |
| Net operating income | $1,429,000 | 3,518 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 3,515 |
| Total interest expense | $1,548,000 | 4,033 |
| Net interest income | $4,415,000 | 3,255 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $510,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $510,000 | 3,106 |
| Total noninterest expense | $3,122,000 | 3,583 |
| Salaries and employee benefits | $2,008,000 | 3,079 |
| Premises and equipment expense | $446,000 | 3,549 |
| Additional noninterest expense | $668,000 | 4,629 |
| Pre-tax net operating income | $1,803,000 | 3,073 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $748,000 | 2,295 |
| Income before extraordinary items | $1,055,000 | 3,858 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,055,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 9,082 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,268,000 | 287 |
| Net operating income | $1,055,000 | 3,695 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 3,547 |
| Total interest expense | $1,013,000 | 4,209 |
| Net interest income | $2,950,000 | 3,236 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $361,000 | 4,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $361,000 | 2,960 |
| Total noninterest expense | $2,167,000 | 3,444 |
| Salaries and employee benefits | $1,411,000 | 2,940 |
| Premises and equipment expense | $299,000 | 3,503 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $1,144,000 | 3,202 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $467,000 | 2,417 |
| Income before extraordinary items | $677,000 | 3,957 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $677,000 | 3,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,268,000 | 187 |
| Net operating income | $677,000 | 3,777 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 3,519 |
| Total interest expense | $519,000 | 4,218 |
| Net interest income | $1,485,000 | 3,194 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $174,000 | 4,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $174,000 | 2,958 |
| Total noninterest expense | $1,169,000 | 3,232 |
| Salaries and employee benefits | $775,000 | 2,685 |
| Premises and equipment expense | $166,000 | 3,209 |
| Additional noninterest expense | $228,000 | 4,528 |
| Pre-tax net operating income | $490,000 | 3,554 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $203,000 | 2,671 |
| Income before extraordinary items | $287,000 | 4,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,268,000 | 91 |
| Net operating income | $287,000 | 4,176 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,094,000 | 3,612 |
| Total interest expense | $2,744,000 | 3,809 |
| Net interest income | $5,350,000 | 3,462 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $566,000 | 4,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $566,000 | 3,065 |
| Total noninterest expense | $3,802,000 | 3,702 |
| Salaries and employee benefits | $2,293,000 | 3,356 |
| Premises and equipment expense | $747,000 | 2,840 |
| Additional noninterest expense | $762,000 | 5,107 |
| Pre-tax net operating income | $1,984,000 | 3,450 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $858,000 | 2,474 |
| Income before extraordinary items | $1,126,000 | 4,260 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,126,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,804 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $8,152,000 | 79 |
| Net operating income | $1,126,000 | 4,153 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,986,000 | 4,030 |
| Total interest expense | $4,200,000 | 3,654 |
| Net interest income | $3,786,000 | 4,308 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,160,000 | 3,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,160,000 | 1,840 |
| Total noninterest expense | $2,991,000 | 4,342 |
| Salaries and employee benefits | $1,785,000 | 3,943 |
| Premises and equipment expense | $477,000 | 4,050 |
| Additional noninterest expense | $729,000 | 5,126 |
| Pre-tax net operating income | $1,955,000 | 3,222 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $828,000 | 2,366 |
| Income before extraordinary items | $1,127,000 | 3,969 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,127,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,127,000 | 3,842 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 4,186 |
| Total interest expense | $4,364,000 | 3,716 |
| Net interest income | $3,508,000 | 4,600 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $634,000 | 4,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $634,000 | 2,550 |
| Total noninterest expense | $2,717,000 | 4,571 |
| Salaries and employee benefits | $1,450,000 | 4,481 |
| Premises and equipment expense | $536,000 | 3,588 |
| Additional noninterest expense | $731,000 | 5,025 |
| Pre-tax net operating income | $1,425,000 | 4,208 |
| Securities gains (losses) | $-56,000 | 9,241 |
| Applicable income taxes | $502,000 | 3,478 |
| Income before extraordinary items | $867,000 | 4,798 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $867,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,120 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $902,840 | 4,675 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,499,000 | 4,152 |
| Total interest expense | $4,137,000 | 3,488 |
| Net interest income | $3,362,000 | 4,769 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $1,603,000 | 2,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,603,000 | 1,335 |
| Total noninterest expense | $3,252,000 | 3,935 |
| Salaries and employee benefits | $1,392,000 | 4,612 |
| Premises and equipment expense | $607,000 | 3,215 |
| Additional noninterest expense | $1,253,000 | 3,299 |
| Pre-tax net operating income | $1,658,000 | 3,831 |
| Securities gains (losses) | $-66,000 | 9,862 |
| Applicable income taxes | $849,000 | 2,508 |
| Income before extraordinary items | $743,000 | 5,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $743,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,677 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $785,240 | 5,112 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 3,892 |
| Total interest expense | $4,544,000 | 3,265 |
| Net interest income | $3,562,000 | 4,530 |
| Provision for loan and lease losses | $-154,000 | 10,360 |
| Total noninterest income | $563,000 | 4,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $563,000 | 2,764 |
| Total noninterest expense | $7,508,000 | 1,744 |
| Salaries and employee benefits | $1,626,000 | 3,984 |
| Premises and equipment expense | $564,000 | 3,362 |
| Additional noninterest expense | $5,318,000 | 914 |
| Pre-tax net operating income | $-3,229,000 | 10,430 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-1,506,000 | 10,437 |
| Income before extraordinary items | $-1,723,000 | 10,410 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,723,000 | 10,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 10,319 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,723,000 | 10,394 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 4,071 |
| Total interest expense | $4,589,000 | 3,232 |
| Net interest income | $3,184,000 | 5,077 |
| Provision for loan and lease losses | $790,000 | 1,204 |
| Total noninterest income | $577,000 | 4,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $577,000 | 2,557 |
| Total noninterest expense | $2,819,000 | 4,311 |
| Salaries and employee benefits | $1,638,000 | 3,951 |
| Premises and equipment expense | $544,000 | 3,440 |
| Additional noninterest expense | $637,000 | 5,577 |
| Pre-tax net operating income | $152,000 | 9,833 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $235,000 | 6,427 |
| Income before extraordinary items | $-83,000 | 10,504 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-83,000 | 10,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 1,061 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-83,000 | 10,472 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 4,490 |
| Total interest expense | $4,360,000 | 3,418 |
| Net interest income | $2,790,000 | 5,746 |
| Provision for loan and lease losses | $248,000 | 2,957 |
| Total noninterest income | $1,503,000 | 2,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,503,000 | 1,389 |
| Total noninterest expense | $3,723,000 | 3,565 |
| Salaries and employee benefits | $1,722,000 | 3,817 |
| Premises and equipment expense | $538,000 | 3,553 |
| Additional noninterest expense | $1,463,000 | 3,188 |
| Pre-tax net operating income | $322,000 | 8,976 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $165,000 | 9,650 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $165,000 | 9,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 1,411 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $165,000 | 9,589 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 4,554 |
| Total interest expense | $3,867,000 | 3,781 |
| Net interest income | $3,134,000 | 5,311 |
| Provision for loan and lease losses | $291,000 | 2,343 |
| Total noninterest income | $564,000 | 4,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $564,000 | 2,653 |
| Total noninterest expense | $2,787,000 | 4,545 |
| Salaries and employee benefits | $1,458,000 | 4,395 |
| Premises and equipment expense | $496,000 | 3,788 |
| Additional noninterest expense | $833,000 | 5,090 |
| Pre-tax net operating income | $620,000 | 7,774 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $278,000 | 9,158 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $278,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,081 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $278,000 | 9,126 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 4,517 |
| Total interest expense | $2,939,000 | 4,038 |
| Net interest income | $3,572,000 | 4,856 |
| Provision for loan and lease losses | $550,000 | 1,428 |
| Total noninterest income | $695,000 | 4,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $695,000 | 2,346 |
| Total noninterest expense | $2,685,000 | 4,851 |
| Salaries and employee benefits | $1,410,000 | 4,526 |
| Premises and equipment expense | $506,000 | 3,764 |
| Additional noninterest expense | $769,000 | 5,885 |
| Pre-tax net operating income | $1,032,000 | 5,827 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $332,000 | 5,489 |
| Income before extraordinary items | $700,000 | 5,916 |
| Extraordinary gains, net | $244,000 | 60 |
| Net income | $944,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,887 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $700,000 | 5,979 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,041,000 | 4,290 |
| Total interest expense | $3,265,000 | 3,829 |
| Net interest income | $3,776,000 | 4,641 |
| Provision for loan and lease losses | $887,000 | 1,421 |
| Total noninterest income | $524,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $524,000 | 3,168 |
| Total noninterest expense | $2,693,000 | 4,940 |
| Salaries and employee benefits | $1,295,000 | 4,901 |
| Premises and equipment expense | $578,000 | 3,441 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $720,000 | 7,257 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $437,000 | 4,693 |
| Income before extraordinary items | $283,000 | 9,657 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $283,000 | 9,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $774,000 | 1,347 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $283,000 | 9,400 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 4,368 |
| Total interest expense | $4,472,000 | 3,666 |
| Net interest income | $3,353,000 | 5,207 |
| Provision for loan and lease losses | $366,000 | 3,645 |
| Total noninterest income | $568,000 | 5,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $568,000 | 2,938 |
| Total noninterest expense | $2,594,000 | 5,138 |
| Salaries and employee benefits | $1,193,000 | 5,196 |
| Premises and equipment expense | $543,000 | 3,691 |
| Additional noninterest expense | $858,000 | 5,745 |
| Pre-tax net operating income | $961,000 | 5,803 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $624,000 | 3,320 |
| Income before extraordinary items | $337,000 | 8,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $337,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $337,000 | 8,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.