Home > Atlantic Community Bankers Bank > Income and Expense

Atlantic Community Bankers Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$12,244,0001,087
Total interest expense$5,999,000853
Net interest income$6,245,0001,300
Provision for loan and lease losses$26,0002,258
Total noninterest income$4,566,000519
Gross Fiduciary activities income$0918
Service charges on deposit accounts$04,263
Trading account gains and fees$0116
Additional Noninterest Income$4,566,000376
Total noninterest expense$7,552,000926
Salaries and employee benefits$4,274,000915
Premises and equipment expense$284,0001,941
Additional noninterest expense$4,566,000376
Pre-tax net operating income$3,233,0001,004
Securities gains (losses)$0665
Applicable income taxes$696,000819
Income before extraordinary items$2,537,0001,057
Extraordinary gains, net$047
Net income$2,391,0001,127
Minority interest net income$146,00039
Net income of bank and minority interests.$2,537,0001,057
Net charge-offs$-22,0004,192
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,537,0001,071
2024-12-31 (YTD Data)Rank
Total interest income$50,536,0001,042
Total interest expense$26,845,000815
Net interest income$23,691,0001,291
Provision for loan and lease losses$1,314,000783
Total noninterest income$13,840,000627
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$04,329
Trading account gains and fees$0138
Additional Noninterest Income$13,840,000452
Total noninterest expense$26,872,000986
Salaries and employee benefits$14,061,0001,036
Premises and equipment expense$970,0002,084
Additional noninterest expense$13,840,000452
Pre-tax net operating income$9,345,0001,214
Securities gains (losses)$0940
Applicable income taxes$1,805,0001,022
Income before extraordinary items$7,540,0001,265
Extraordinary gains, net$053
Net income$6,846,0001,386
Minority interest net income$694,00043
Net income of bank and minority interests.$7,540,0001,265
Net charge-offs$-91,0004,296
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$7,540,0001,280
2024-09-30 (YTD Data)Rank
Total interest income$38,110,0001,026
Total interest expense$20,565,000795
Net interest income$17,545,0001,286
Provision for loan and lease losses$106,0002,135
Total noninterest income$9,318,000660
Gross Fiduciary activities income$0972
Service charges on deposit accounts$04,347
Trading account gains and fees$0139
Additional Noninterest Income$9,318,000483
Total noninterest expense$19,590,000991
Salaries and employee benefits$9,978,0001,085
Premises and equipment expense$723,0002,086
Additional noninterest expense$9,318,000483
Pre-tax net operating income$7,167,0001,184
Securities gains (losses)$0930
Applicable income taxes$1,386,000998
Income before extraordinary items$5,781,0001,226
Extraordinary gains, net$051
Net income$5,258,0001,334
Minority interest net income$523,00034
Net income of bank and minority interests.$5,781,0001,228
Net charge-offs$-58,0004,275
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,781,0001,230
2024-06-30 (YTD Data)Rank
Total interest income$24,995,0001,034
Total interest expense$13,296,000806
Net interest income$11,699,0001,284
Provision for loan and lease losses$-129,0004,380
Total noninterest income$5,512,000704
Gross Fiduciary activities income$0962
Service charges on deposit accounts$04,363
Trading account gains and fees$0145
Additional Noninterest Income$5,512,000513
Total noninterest expense$11,910,0001,068
Salaries and employee benefits$6,014,0001,187
Premises and equipment expense$475,0002,098
Additional noninterest expense$5,512,000513
Pre-tax net operating income$5,430,0001,068
Securities gains (losses)$0628
Applicable income taxes$1,081,000903
Income before extraordinary items$4,349,0001,113
Extraordinary gains, net$052
Net income$4,015,0001,192
Minority interest net income$334,00040
Net income of bank and minority interests.$4,349,0001,115
Net charge-offs$-49,0004,310
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,349,0001,109
2024-03-31 (YTD Data)Rank
Total interest income$12,304,0001,036
Total interest expense$6,393,000824
Net interest income$5,911,0001,269
Provision for loan and lease losses$9,0002,355
Total noninterest income$2,701,000708
Gross Fiduciary activities income$0895
Service charges on deposit accounts$04,363
Trading account gains and fees$0121
Additional Noninterest Income$2,701,000521
Total noninterest expense$6,022,0001,069
Salaries and employee benefits$3,148,0001,141
Premises and equipment expense$240,0002,091
Additional noninterest expense$2,701,000521
Pre-tax net operating income$2,581,0001,093
Securities gains (losses)$0689
Applicable income taxes$518,000923
Income before extraordinary items$2,063,0001,146
Extraordinary gains, net$051
Net income$1,901,0001,223
Minority interest net income$162,00038
Net income of bank and minority interests.$2,063,0001,146
Net charge-offs$-34,0004,343
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,063,0001,143
2023-12-31 (YTD Data)Rank
Total interest income$42,413,0001,072
Total interest expense$21,449,000748
Net interest income$20,964,0001,382
Provision for loan and lease losses$1,122,000778
Total noninterest income$10,128,000730
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and fees$0123
Additional Noninterest Income$10,128,000535
Total noninterest expense$22,436,0001,097
Salaries and employee benefits$11,152,0001,241
Premises and equipment expense$865,0002,193
Additional noninterest expense$10,128,000535
Pre-tax net operating income$7,534,0001,461
Securities gains (losses)$0988
Applicable income taxes$1,448,0001,210
Income before extraordinary items$6,086,0001,507
Extraordinary gains, net$054
Net income$5,621,0001,609
Minority interest net income$465,00034
Net income of bank and minority interests.$6,086,0001,510
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,086,0001,533
2023-09-30 (YTD Data)Rank
Total interest income$30,502,0001,091
Total interest expense$15,326,000734
Net interest income$15,176,0001,436
Provision for loan and lease losses$682,000840
Total noninterest income$7,615,000730
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and fees$0125
Additional Noninterest Income$7,615,000541
Total noninterest expense$16,673,0001,101
Salaries and employee benefits$8,218,0001,256
Premises and equipment expense$647,0002,203
Additional noninterest expense$7,615,000541
Pre-tax net operating income$5,436,0001,559
Securities gains (losses)$0849
Applicable income taxes$1,035,0001,263
Income before extraordinary items$4,401,0001,599
Extraordinary gains, net$052
Net income$4,065,0001,711
Minority interest net income$336,00035
Net income of bank and minority interests.$4,401,0001,599
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,401,0001,616
2023-06-30 (YTD Data)Rank
Total interest income$19,704,0001,094
Total interest expense$9,907,000686
Net interest income$9,797,0001,490
Provision for loan and lease losses$383,000907
Total noninterest income$5,121,000712
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$5,121,000528
Total noninterest expense$11,420,0001,073
Salaries and employee benefits$5,576,0001,228
Premises and equipment expense$447,0002,154
Additional noninterest expense$5,121,000528
Pre-tax net operating income$3,115,0001,716
Securities gains (losses)$0938
Applicable income taxes$573,0001,394
Income before extraordinary items$2,542,0001,764
Extraordinary gains, net$051
Net income$2,325,0001,889
Minority interest net income$217,00034
Net income of bank and minority interests.$2,542,0001,764
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,542,0001,771
2023-03-31 (YTD Data)Rank
Total interest income$9,296,0001,125
Total interest expense$4,755,000636
Net interest income$4,541,0001,596
Provision for loan and lease losses$251,000766
Total noninterest income$2,806,000684
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and fees$097
Additional Noninterest Income$2,806,000487
Total noninterest expense$5,746,0001,089
Salaries and employee benefits$2,861,0001,226
Premises and equipment expense$216,0002,244
Additional noninterest expense$2,806,000487
Pre-tax net operating income$1,350,0001,910
Securities gains (losses)$0950
Applicable income taxes$251,0001,526
Income before extraordinary items$1,099,0001,981
Extraordinary gains, net$04
Net income$996,0002,095
Minority interest net income$103,00022
Net income of bank and minority interests.$1,099,0001,981
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,099,0002,001
2022-12-31 (YTD Data)Rank
Total interest income$22,893,0001,413
Total interest expense$6,896,000608
Net interest income$15,997,0001,705
Provision for loan and lease losses$-850,0004,590
Total noninterest income$12,032,000685
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and fees$0116
Additional Noninterest Income$12,032,000488
Total noninterest expense$21,963,0001,100
Salaries and employee benefits$10,343,0001,288
Premises and equipment expense$748,0002,411
Additional noninterest expense$12,032,000488
Pre-tax net operating income$6,916,0001,660
Securities gains (losses)$0691
Applicable income taxes$1,394,0001,317
Income before extraordinary items$5,522,0001,704
Extraordinary gains, net$05
Net income$5,221,0001,760
Minority interest net income$301,00025
Net income of bank and minority interests.$5,522,0001,703
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,522,0001,732
2022-09-30 (YTD Data)Rank
Total interest income$15,154,0001,504
Total interest expense$3,681,000615
Net interest income$11,473,0001,740
Provision for loan and lease losses$-850,0004,638
Total noninterest income$9,240,000684
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and fees$0111
Additional Noninterest Income$9,240,000498
Total noninterest expense$16,376,0001,111
Salaries and employee benefits$7,557,0001,305
Premises and equipment expense$549,0002,443
Additional noninterest expense$9,240,000498
Pre-tax net operating income$5,187,0001,651
Securities gains (losses)$0740
Applicable income taxes$1,055,0001,311
Income before extraordinary items$4,132,0001,680
Extraordinary gains, net$04
Net income$3,958,0001,740
Minority interest net income$174,00026
Net income of bank and minority interests.$4,132,0001,679
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,132,0001,716
2022-06-30 (YTD Data)Rank
Total interest income$9,181,0001,584
Total interest expense$1,815,000653
Net interest income$7,366,0001,764
Provision for loan and lease losses$-850,0004,657
Total noninterest income$6,482,000656
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and fees$0108
Additional Noninterest Income$6,482,000493
Total noninterest expense$11,085,0001,080
Salaries and employee benefits$4,962,0001,319
Premises and equipment expense$361,0002,472
Additional noninterest expense$5,762,000684
Pre-tax net operating income$3,613,0001,514
Securities gains (losses)$0687
Applicable income taxes$748,0001,196
Income before extraordinary items$2,865,0001,560
Extraordinary gains, net$04
Net income$2,763,0001,602
Minority interest net income$102,00028
Net income of bank and minority interests.$2,865,0001,560
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,865,0001,591
2022-03-31 (YTD Data)Rank
Total interest income$4,334,0001,616
Total interest expense$771,000712
Net interest income$3,563,0001,768
Provision for loan and lease losses$-400,0004,614
Total noninterest income$2,816,000721
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and fees$0103
Additional Noninterest Income$2,816,000562
Total noninterest expense$5,423,0001,103
Salaries and employee benefits$2,583,0001,280
Premises and equipment expense$175,0002,511
Additional noninterest expense$2,665,000729
Pre-tax net operating income$1,356,0001,770
Securities gains (losses)$0623
Applicable income taxes$272,0001,393
Income before extraordinary items$1,084,0001,820
Extraordinary gains, net$04
Net income$1,047,0001,861
Minority interest net income$37,00033
Net income of bank and minority interests.$1,084,0001,820
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,084,0001,843
2021-12-31 (YTD Data)Rank
Total interest income$17,144,0001,680
Total interest expense$4,334,000621
Net interest income$12,810,0001,949
Provision for loan and lease losses$-645,0004,469
Total noninterest income$42,060,000314
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and fees$0132
Additional Noninterest Income$42,060,000246
Total noninterest expense$30,060,000845
Salaries and employee benefits$14,599,000956
Premises and equipment expense$1,366,0001,639
Additional noninterest expense$14,095,000579
Pre-tax net operating income$25,455,000619
Securities gains (losses)$02,062
Applicable income taxes$5,803,000564
Income before extraordinary items$19,652,000650
Extraordinary gains, net$010
Net income$19,400,000658
Minority interest net income$252,00029
Net income of bank and minority interests.$19,652,000651
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,652,000641
2021-09-30 (YTD Data)Rank
Total interest income$12,919,0001,700
Total interest expense$3,541,000599
Net interest income$9,378,0002,005
Provision for loan and lease losses$-345,0004,501
Total noninterest income$38,420,000274
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and fees$0132
Additional Noninterest Income$38,420,000217
Total noninterest expense$24,129,000799
Salaries and employee benefits$12,136,000886
Premises and equipment expense$1,191,0001,476
Additional noninterest expense$10,802,000570
Pre-tax net operating income$24,014,000539
Securities gains (losses)$02,015
Applicable income taxes$5,526,000495
Income before extraordinary items$18,488,000567
Extraordinary gains, net$08
Net income$18,285,000572
Minority interest net income$203,00031
Net income of bank and minority interests.$18,488,000567
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,488,000565
2021-06-30 (YTD Data)Rank
Total interest income$8,565,0001,703
Total interest expense$2,418,000613
Net interest income$6,147,0002,015
Provision for loan and lease losses$-105,0004,497
Total noninterest income$11,970,000470
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and fees$0133
Additional Noninterest Income$11,970,000384
Total noninterest expense$15,643,000809
Salaries and employee benefits$8,812,000832
Premises and equipment expense$964,0001,256
Additional noninterest expense$5,867,000656
Pre-tax net operating income$2,579,0002,076
Securities gains (losses)$01,818
Applicable income taxes$583,0001,553
Income before extraordinary items$1,996,0002,226
Extraordinary gains, net$06
Net income$1,903,0002,293
Minority interest net income$93,00033
Net income of bank and minority interests.$1,996,0002,226
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,996,0002,197
2021-03-31 (YTD Data)Rank
Total interest income$4,230,0001,723
Total interest expense$1,234,000644
Net interest income$2,996,0002,034
Provision for loan and lease losses$02,741
Total noninterest income$6,180,000464
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and fees$0127
Additional Noninterest Income$6,180,000388
Total noninterest expense$7,644,000827
Salaries and employee benefits$4,301,000843
Premises and equipment expense$478,0001,275
Additional noninterest expense$2,865,000661
Pre-tax net operating income$1,532,0001,849
Securities gains (losses)$01,392
Applicable income taxes$362,0001,386
Income before extraordinary items$1,170,0002,025
Extraordinary gains, net$03
Net income$1,109,0002,084
Minority interest net income$61,00033
Net income of bank and minority interests.$1,170,0002,025
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,170,0001,987
2020-12-31 (YTD Data)Rank
Total interest income$19,972,0001,502
Total interest expense$5,935,000806
Net interest income$14,037,0001,741
Provision for loan and lease losses$1,922,0001,074
Total noninterest income$22,335,000464
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and fees$0133
Additional Noninterest Income$22,335,000376
Total noninterest expense$30,828,000796
Salaries and employee benefits$16,810,000825
Premises and equipment expense$2,095,0001,131
Additional noninterest expense$11,923,000631
Pre-tax net operating income$3,622,0002,178
Securities gains (losses)$02,675
Applicable income taxes$1,389,0001,192
Income before extraordinary items$2,233,0002,684
Extraordinary gains, net$04
Net income$2,268,0002,665
Minority interest net income$-35,0004,991
Net income of bank and minority interests.$2,233,0002,684
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,233,0002,641
2020-09-30 (YTD Data)Rank
Total interest income$15,458,0001,461
Total interest expense$4,643,000830
Net interest income$10,815,0001,702
Provision for loan and lease losses$1,922,000909
Total noninterest income$16,602,000449
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and fees$0125
Additional Noninterest Income$16,602,000365
Total noninterest expense$23,207,000783
Salaries and employee benefits$12,800,000805
Premises and equipment expense$1,589,0001,115
Additional noninterest expense$8,818,000623
Pre-tax net operating income$2,288,0002,399
Securities gains (losses)$02,494
Applicable income taxes$1,304,000985
Income before extraordinary items$984,0003,373
Extraordinary gains, net$04
Net income$1,099,0003,233
Minority interest net income$-115,0005,029
Net income of bank and minority interests.$984,0003,373
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$984,0003,321
2020-06-30 (YTD Data)Rank
Total interest income$10,644,0001,441
Total interest expense$3,320,000834
Net interest income$7,324,0001,676
Provision for loan and lease losses$1,922,000740
Total noninterest income$10,749,000424
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and fees$0123
Additional Noninterest Income$10,749,000339
Total noninterest expense$15,957,000763
Salaries and employee benefits$9,147,000761
Premises and equipment expense$1,061,0001,110
Additional noninterest expense$5,749,000627
Pre-tax net operating income$194,0004,352
Securities gains (losses)$02,249
Applicable income taxes$797,000986
Income before extraordinary items$-603,0004,942
Extraordinary gains, net$04
Net income$-484,0004,924
Minority interest net income$-119,0005,061
Net income of bank and minority interests.$-603,0004,942
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-603,0004,947
2020-03-31 (YTD Data)Rank
Total interest income$5,812,0001,318
Total interest expense$1,937,000810
Net interest income$3,875,0001,544
Provision for loan and lease losses$1,067,000584
Total noninterest income$5,528,000395
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and fees$0106
Additional Noninterest Income$5,528,000292
Total noninterest expense$7,943,000764
Salaries and employee benefits$4,349,000788
Premises and equipment expense$536,0001,118
Additional noninterest expense$3,058,000599
Pre-tax net operating income$393,0003,094
Securities gains (losses)$01,705
Applicable income taxes$24,0002,802
Income before extraordinary items$369,0003,027
Extraordinary gains, net$04
Net income$274,0003,389
Minority interest net income$95,00024
Net income of bank and minority interests.$369,0003,028
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$369,0003,006
2019-12-31 (YTD Data)Rank
Total interest income$25,717,0001,226
Total interest expense$9,331,000727
Net interest income$16,386,0001,476
Provision for loan and lease losses$03,973
Total noninterest income$20,599,000418
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and fees$0135
Additional Noninterest Income$20,599,000320
Total noninterest expense$34,079,000691
Salaries and employee benefits$14,949,000864
Premises and equipment expense$2,141,0001,109
Additional noninterest expense$16,989,000433
Pre-tax net operating income$2,906,0002,509
Securities gains (losses)$02,379
Applicable income taxes$461,0002,056
Income before extraordinary items$2,445,0002,603
Extraordinary gains, net$011
Net income$2,214,0002,754
Minority interest net income$231,00034
Net income of bank and minority interests.$2,445,0002,605
Net charge-offs$-433,0005,098
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,445,0002,570
2019-09-30 (YTD Data)Rank
Total interest income$19,481,0001,224
Total interest expense$7,114,000721
Net interest income$12,367,0001,478
Provision for loan and lease losses$03,836
Total noninterest income$15,255,000420
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and fees$0129
Additional Noninterest Income$15,255,000322
Total noninterest expense$23,615,000747
Salaries and employee benefits$11,974,000817
Premises and equipment expense$1,497,0001,186
Additional noninterest expense$10,144,000531
Pre-tax net operating income$4,007,0001,730
Securities gains (losses)$02,167
Applicable income taxes$770,0001,455
Income before extraordinary items$3,237,0001,826
Extraordinary gains, net$011
Net income$3,077,0001,901
Minority interest net income$160,00037
Net income of bank and minority interests.$3,237,0001,827
Net charge-offs$-434,0005,180
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,237,0001,795
2019-06-30 (YTD Data)Rank
Total interest income$12,820,0001,232
Total interest expense$4,603,000731
Net interest income$8,217,0001,481
Provision for loan and lease losses$03,685
Total noninterest income$10,254,000406
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and fees$0131
Additional Noninterest Income$10,254,000307
Total noninterest expense$14,596,000781
Salaries and employee benefits$7,966,000818
Premises and equipment expense$1,091,0001,101
Additional noninterest expense$5,539,000638
Pre-tax net operating income$3,875,0001,269
Securities gains (losses)$01,702
Applicable income taxes$802,0001,052
Income before extraordinary items$3,073,0001,363
Extraordinary gains, net$011
Net income$2,968,0001,400
Minority interest net income$105,00037
Net income of bank and minority interests.$3,073,0001,363
Net charge-offs$-462,0005,250
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,073,0001,339
2019-03-31 (YTD Data)Rank
Total interest income$6,103,0001,286
Total interest expense$2,108,000771
Net interest income$3,995,0001,531
Provision for loan and lease losses$03,406
Total noninterest income$5,088,000397
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and fees$0126
Additional Noninterest Income$5,088,000294
Total noninterest expense$7,062,000797
Salaries and employee benefits$3,968,000814
Premises and equipment expense$509,0001,175
Additional noninterest expense$2,585,000670
Pre-tax net operating income$2,021,0001,200
Securities gains (losses)$01,087
Applicable income taxes$422,0001,003
Income before extraordinary items$1,599,0001,298
Extraordinary gains, net$05
Net income$1,566,0001,313
Minority interest net income$33,00037
Net income of bank and minority interests.$1,599,0001,297
Net charge-offs$-462,0005,326
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,599,0001,277
2018-12-31 (YTD Data)Rank
Total interest income$21,879,0001,333
Total interest expense$6,113,000786
Net interest income$15,766,0001,520
Provision for loan and lease losses$-350,0005,267
Total noninterest income$20,315,000412
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$20,315,000313
Total noninterest expense$28,792,000779
Salaries and employee benefits$14,555,000858
Premises and equipment expense$2,062,0001,141
Additional noninterest expense$12,175,000574
Pre-tax net operating income$7,639,0001,263
Securities gains (losses)$01,125
Applicable income taxes$1,513,0001,043
Income before extraordinary items$6,126,0001,337
Extraordinary gains, net$06
Net income$6,001,0001,356
Minority interest net income$125,00038
Net income of bank and minority interests.$6,126,0001,336
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,126,0001,329
2018-09-30 (YTD Data)Rank
Total interest income$16,204,0001,331
Total interest expense$4,292,000780
Net interest income$11,912,0001,512
Provision for loan and lease losses$-350,0005,360
Total noninterest income$15,257,000414
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$15,257,000315
Total noninterest expense$21,098,000786
Salaries and employee benefits$10,915,000861
Premises and equipment expense$1,554,0001,139
Additional noninterest expense$8,629,000594
Pre-tax net operating income$6,421,0001,172
Securities gains (losses)$01,118
Applicable income taxes$1,254,0001,010
Income before extraordinary items$5,167,0001,237
Extraordinary gains, net$05
Net income$5,002,0001,272
Minority interest net income$165,00035
Net income of bank and minority interests.$5,167,0001,236
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,167,0001,236
2018-06-30 (YTD Data)Rank
Total interest income$10,789,0001,323
Total interest expense$2,681,000785
Net interest income$8,108,0001,478
Provision for loan and lease losses$-350,0005,443
Total noninterest income$9,989,000420
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$9,989,000318
Total noninterest expense$13,874,000800
Salaries and employee benefits$7,136,000877
Premises and equipment expense$1,036,0001,140
Additional noninterest expense$5,702,000603
Pre-tax net operating income$4,573,0001,097
Securities gains (losses)$0961
Applicable income taxes$855,000977
Income before extraordinary items$3,718,0001,134
Extraordinary gains, net$06
Net income$3,506,0001,177
Minority interest net income$212,00028
Net income of bank and minority interests.$3,718,0001,133
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,718,0001,129
2018-03-31 (YTD Data)Rank
Total interest income$5,457,0001,299
Total interest expense$1,266,000786
Net interest income$4,191,0001,439
Provision for loan and lease losses$03,508
Total noninterest income$5,168,000404
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$5,168,000303
Total noninterest expense$6,572,000844
Salaries and employee benefits$3,517,000894
Premises and equipment expense$546,0001,101
Additional noninterest expense$2,509,000673
Pre-tax net operating income$2,787,000921
Securities gains (losses)$0735
Applicable income taxes$502,000869
Income before extraordinary items$2,285,000958
Extraordinary gains, net$07
Net income$2,179,000994
Minority interest net income$106,00028
Net income of bank and minority interests.$2,285,000958
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,285,000946
2017-12-31 (YTD Data)Rank
Total interest income$16,115,0001,646
Total interest expense$4,316,000788
Net interest income$11,799,0001,941
Provision for loan and lease losses$04,227
Total noninterest income$12,739,000588
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$12,739,000432
Total noninterest expense$18,205,0001,144
Salaries and employee benefits$11,031,0001,073
Premises and equipment expense$1,413,0001,599
Additional noninterest expense$5,761,0001,113
Pre-tax net operating income$6,333,0001,409
Securities gains (losses)$02,243
Applicable income taxes$3,506,000857
Income before extraordinary items$2,827,0002,153
Extraordinary gains, net$09
Net income$2,732,0002,198
Minority interest net income$95,00042
Net income of bank and minority interests.$2,827,0002,153
Net charge-offs$418,0001,218
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,827,0002,135
2017-09-30 (YTD Data)Rank
Total interest income$11,806,0001,681
Total interest expense$3,103,000798
Net interest income$8,703,0001,976
Provision for loan and lease losses$04,088
Total noninterest income$10,317,000561
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$10,317,000411
Total noninterest expense$13,578,0001,150
Salaries and employee benefits$8,333,0001,082
Premises and equipment expense$999,0001,697
Additional noninterest expense$4,246,0001,133
Pre-tax net operating income$5,442,0001,290
Securities gains (losses)$02,274
Applicable income taxes$1,514,0001,116
Income before extraordinary items$3,928,0001,400
Extraordinary gains, net$09
Net income$3,445,0001,536
Minority interest net income$483,00027
Net income of bank and minority interests.$3,928,0001,400
Net charge-offs$440,000885
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,928,0001,374
2017-06-30 (YTD Data)Rank
Total interest income$7,685,0001,700
Total interest expense$1,941,000818
Net interest income$5,744,0001,981
Provision for loan and lease losses$03,871
Total noninterest income$7,324,000528
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$7,324,000393
Total noninterest expense$9,241,0001,136
Salaries and employee benefits$5,601,0001,072
Premises and equipment expense$815,0001,414
Additional noninterest expense$2,825,0001,133
Pre-tax net operating income$3,827,0001,234
Securities gains (losses)$01,906
Applicable income taxes$1,009,0001,098
Income before extraordinary items$2,818,0001,307
Extraordinary gains, net$011
Net income$2,319,0001,510
Minority interest net income$499,00026
Net income of bank and minority interests.$2,818,0001,307
Net charge-offs$-23,0005,053
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,818,0001,288
2017-03-31 (YTD Data)Rank
Total interest income$3,731,0001,743
Total interest expense$861,000888
Net interest income$2,870,0001,973
Provision for loan and lease losses$03,537
Total noninterest income$4,040,000492
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$4,040,000359
Total noninterest expense$4,632,0001,143
Salaries and employee benefits$2,838,0001,066
Premises and equipment expense$401,0001,449
Additional noninterest expense$1,393,0001,147
Pre-tax net operating income$2,278,0001,048
Securities gains (losses)$01,153
Applicable income taxes$585,000972
Income before extraordinary items$1,693,0001,105
Extraordinary gains, net$08
Net income$1,280,0001,386
Minority interest net income$413,00021
Net income of bank and minority interests.$1,693,0001,105
Net charge-offs$-22,0005,287
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,693,0001,080
2016-12-31 (YTD Data)Rank
Total interest income$13,404,0001,887
Total interest expense$2,653,0001,084
Net interest income$10,751,0002,051
Provision for loan and lease losses$-90,0005,576
Total noninterest income$12,929,000576
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$12,929,000426
Total noninterest expense$18,021,0001,146
Salaries and employee benefits$10,214,0001,130
Premises and equipment expense$1,813,0001,288
Additional noninterest expense$5,994,0001,102
Pre-tax net operating income$5,749,0001,446
Securities gains (losses)$03,212
Applicable income taxes$1,676,0001,194
Income before extraordinary items$4,073,0001,628
Extraordinary gains, net$05
Net income$3,951,0001,667
Minority interest net income$122,00047
Net income of bank and minority interests.$4,073,0001,627
Net charge-offs$159,0002,165
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,073,0001,597
2016-09-30 (YTD Data)Rank
Total interest income$9,941,0001,908
Total interest expense$1,919,0001,122
Net interest income$8,022,0002,060
Provision for loan and lease losses$-90,0005,727
Total noninterest income$10,147,000558
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$10,147,000413
Total noninterest expense$13,263,0001,170
Salaries and employee benefits$7,605,0001,135
Premises and equipment expense$1,334,0001,312
Additional noninterest expense$4,324,0001,136
Pre-tax net operating income$4,996,0001,321
Securities gains (losses)$03,160
Applicable income taxes$1,406,0001,128
Income before extraordinary items$3,590,0001,461
Extraordinary gains, net$05
Net income$3,224,0001,581
Minority interest net income$366,00030
Net income of bank and minority interests.$3,590,0001,461
Net charge-offs$164,0001,617
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,590,0001,418
2016-06-30 (YTD Data)Rank
Total interest income$6,682,0001,893
Total interest expense$1,244,0001,153
Net interest income$5,438,0002,045
Provision for loan and lease losses$-395,0005,947
Total noninterest income$6,983,000542
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$6,983,000397
Total noninterest expense$8,878,0001,165
Salaries and employee benefits$5,107,0001,134
Premises and equipment expense$881,0001,321
Additional noninterest expense$2,890,0001,133
Pre-tax net operating income$3,938,0001,118
Securities gains (losses)$02,835
Applicable income taxes$1,124,000995
Income before extraordinary items$2,814,0001,271
Extraordinary gains, net$016
Net income$2,469,0001,411
Minority interest net income$345,00027
Net income of bank and minority interests.$2,814,0001,272
Net charge-offs$-11,0005,003
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,814,0001,228
2016-03-31 (YTD Data)Rank
Total interest income$3,367,0001,880
Total interest expense$595,0001,194
Net interest income$2,772,0002,013
Provision for loan and lease losses$03,656
Total noninterest income$3,431,000524
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$3,431,000383
Total noninterest expense$4,379,0001,176
Salaries and employee benefits$2,620,0001,115
Premises and equipment expense$445,0001,319
Additional noninterest expense$1,314,0001,215
Pre-tax net operating income$1,824,0001,177
Securities gains (losses)$02,077
Applicable income taxes$508,0001,043
Income before extraordinary items$1,316,0001,311
Extraordinary gains, net$012
Net income$1,130,0001,473
Minority interest net income$186,00028
Net income of bank and minority interests.$1,316,0001,312
Net charge-offs$-24,0005,522
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,316,0001,276
2015-12-31 (YTD Data)Rank
Total interest income$12,105,0002,017
Total interest expense$2,021,0001,375
Net interest income$10,084,0002,115
Provision for loan and lease losses$-410,0005,921
Total noninterest income$12,705,000571
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$12,705,000419
Total noninterest expense$18,110,0001,120
Salaries and employee benefits$10,083,0001,116
Premises and equipment expense$1,738,0001,338
Additional noninterest expense$6,289,0001,041
Pre-tax net operating income$5,089,0001,554
Securities gains (losses)$03,216
Applicable income taxes$1,432,0001,275
Income before extraordinary items$3,657,0001,732
Extraordinary gains, net$023
Net income$3,469,0001,812
Minority interest net income$188,00043
Net income of bank and minority interests.$3,657,0001,733
Net charge-offs$701,000893
Cash dividends$264,0003,513
Sale, conversion, retirement of capital stock, net$540,000301
Net operating income$3,657,0001,692
2015-09-30 (YTD Data)Rank
Total interest income$8,826,0002,079
Total interest expense$1,457,0001,438
Net interest income$7,369,0002,187
Provision for loan and lease losses$-410,0006,062
Total noninterest income$9,548,000575
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$9,548,000420
Total noninterest expense$13,385,0001,137
Salaries and employee benefits$7,622,0001,107
Premises and equipment expense$1,258,0001,391
Additional noninterest expense$4,505,0001,081
Pre-tax net operating income$3,942,0001,544
Securities gains (losses)$03,031
Applicable income taxes$1,133,0001,254
Income before extraordinary items$2,809,0001,723
Extraordinary gains, net$021
Net income$2,654,0001,808
Minority interest net income$155,00042
Net income of bank and minority interests.$2,809,0001,726
Net charge-offs$631,000732
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$380,000281
Net operating income$2,809,0001,677
2015-06-30 (YTD Data)Rank
Total interest income$5,816,0002,098
Total interest expense$965,0001,450
Net interest income$4,851,0002,207
Provision for loan and lease losses$-410,0006,182
Total noninterest income$6,222,000589
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$6,222,000435
Total noninterest expense$8,868,0001,143
Salaries and employee benefits$5,116,0001,104
Premises and equipment expense$837,0001,412
Additional noninterest expense$2,915,0001,114
Pre-tax net operating income$2,615,0001,526
Securities gains (losses)$02,636
Applicable income taxes$769,0001,257
Income before extraordinary items$1,846,0001,726
Extraordinary gains, net$022
Net income$1,786,0001,785
Minority interest net income$60,00050
Net income of bank and minority interests.$1,846,0001,730
Net charge-offs$627,000528
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$300,000249
Net operating income$1,846,0001,680
2015-03-31 (YTD Data)Rank
Total interest income$2,854,0002,120
Total interest expense$474,0001,467
Net interest income$2,380,0002,244
Provision for loan and lease losses$-410,0006,310
Total noninterest income$3,191,000557
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$3,191,000406
Total noninterest expense$4,479,0001,139
Salaries and employee benefits$2,624,0001,083
Premises and equipment expense$407,0001,462
Additional noninterest expense$1,448,0001,109
Pre-tax net operating income$1,502,0001,336
Securities gains (losses)$02,027
Applicable income taxes$437,0001,113
Income before extraordinary items$1,065,0001,499
Extraordinary gains, net$013
Net income$982,0001,634
Minority interest net income$83,00034
Net income of bank and minority interests.$1,065,0001,501
Net charge-offs$39,0001,740
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$220,000177
Net operating income$1,065,0001,453
2014-12-31 (YTD Data)Rank
Total interest income$11,790,0002,068
Total interest expense$1,875,0001,574
Net interest income$9,915,0002,145
Provision for loan and lease losses$-395,0006,219
Total noninterest income$13,354,000519
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$13,354,000371
Total noninterest expense$17,708,0001,141
Salaries and employee benefits$9,344,0001,165
Premises and equipment expense$1,647,0001,448
Additional noninterest expense$6,717,000974
Pre-tax net operating income$5,956,0001,321
Securities gains (losses)$95,0001,289
Applicable income taxes$1,438,0001,233
Income before extraordinary items$4,613,0001,399
Extraordinary gains, net$017
Net income$4,130,0001,542
Minority interest net income$483,00036
Net income of bank and minority interests.$4,613,0001,398
Net charge-offs$424,0001,652
Cash dividends$365,0003,210
Sale, conversion, retirement of capital stock, net$490,000309
Net operating income$4,540,8001,396
2014-09-30 (YTD Data)Rank
Total interest income$8,809,0002,092
Total interest expense$1,412,0001,584
Net interest income$7,397,0002,166
Provision for loan and lease losses$-395,0006,355
Total noninterest income$10,360,000508
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$10,360,000350
Total noninterest expense$12,973,0001,168
Salaries and employee benefits$7,100,0001,151
Premises and equipment expense$1,223,0001,465
Additional noninterest expense$4,650,0001,055
Pre-tax net operating income$5,179,0001,178
Securities gains (losses)$95,0001,031
Applicable income taxes$1,468,0001,017
Income before extraordinary items$3,806,0001,273
Extraordinary gains, net$015
Net income$3,230,0001,472
Minority interest net income$576,00029
Net income of bank and minority interests.$3,806,0001,272
Net charge-offs$414,0001,318
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$280,000307
Net operating income$3,737,6001,278
2014-06-30 (YTD Data)Rank
Total interest income$5,860,0002,082
Total interest expense$938,0001,593
Net interest income$4,922,0002,155
Provision for loan and lease losses$-395,0006,474
Total noninterest income$6,860,000512
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$6,860,000347
Total noninterest expense$8,563,0001,174
Salaries and employee benefits$4,639,0001,169
Premises and equipment expense$806,0001,479
Additional noninterest expense$3,118,0001,041
Pre-tax net operating income$3,614,0001,107
Securities gains (losses)$95,000817
Applicable income taxes$1,051,000932
Income before extraordinary items$2,658,0001,194
Extraordinary gains, net$020
Net income$2,258,0001,383
Minority interest net income$400,00026
Net income of bank and minority interests.$2,658,0001,195
Net charge-offs$363,0001,119
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$70,000432
Net operating income$2,589,6001,198
2014-03-31 (YTD Data)Rank
Total interest income$2,912,0002,097
Total interest expense$457,0001,658
Net interest income$2,455,0002,153
Provision for loan and lease losses$-250,0006,587
Total noninterest income$3,419,000496
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$3,419,000341
Total noninterest expense$4,129,0001,227
Salaries and employee benefits$2,314,0001,182
Premises and equipment expense$385,0001,571
Additional noninterest expense$1,430,0001,123
Pre-tax net operating income$1,995,000977
Securities gains (losses)$1,0001,605
Applicable income taxes$651,000767
Income before extraordinary items$1,345,0001,148
Extraordinary gains, net$016
Net income$1,345,0001,149
Minority interest net income$066
Net income of bank and minority interests.$1,345,0001,149
Net charge-offs$163,0001,069
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,344,3301,131
2013-12-31 (YTD Data)Rank
Total interest income$12,201,0002,026
Total interest expense$1,566,0002,089
Net interest income$10,635,0001,987
Provision for loan and lease losses$-978,0006,668
Total noninterest income$11,166,000611
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$11,166,000441
Total noninterest expense$18,344,0001,113
Salaries and employee benefits$9,890,0001,099
Premises and equipment expense$1,573,0001,516
Additional noninterest expense$6,881,000986
Pre-tax net operating income$4,435,0001,571
Securities gains (losses)$295,000699
Applicable income taxes$1,489,0001,132
Income before extraordinary items$3,241,0001,778
Extraordinary gains, net$029
Net income$3,498,0001,681
Minority interest net income$-257,0006,805
Net income of bank and minority interests.$3,241,0001,781
Net charge-offs$727,0001,599
Cash dividends$232,0003,488
Sale, conversion, retirement of capital stock, net$490,000290
Net operating income$3,037,4501,846
2013-09-30 (YTD Data)Rank
Total interest income$9,190,0002,021
Total interest expense$1,169,0002,151
Net interest income$8,021,0001,977
Provision for loan and lease losses$04,941
Total noninterest income$8,416,000626
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$8,416,000458
Total noninterest expense$13,657,0001,119
Salaries and employee benefits$7,833,0001,034
Premises and equipment expense$1,256,0001,427
Additional noninterest expense$4,568,0001,110
Pre-tax net operating income$2,780,0001,870
Securities gains (losses)$295,000643
Applicable income taxes$965,0001,287
Income before extraordinary items$2,110,0002,039
Extraordinary gains, net$025
Net income$2,335,0001,884
Minority interest net income$-225,0006,886
Net income of bank and minority interests.$2,110,0002,045
Net charge-offs$600,0001,427
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$140,000412
Net operating income$1,906,4502,149
2013-06-30 (YTD Data)Rank
Total interest income$5,993,0002,057
Total interest expense$780,0002,190
Net interest income$5,213,0002,013
Provision for loan and lease losses$04,788
Total noninterest income$5,720,000617
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$5,720,000460
Total noninterest expense$9,500,0001,076
Salaries and employee benefits$5,631,000955
Premises and equipment expense$837,0001,442
Additional noninterest expense$3,032,0001,112
Pre-tax net operating income$1,433,0002,277
Securities gains (losses)$295,000568
Applicable income taxes$627,0001,301
Income before extraordinary items$1,101,0002,435
Extraordinary gains, net$022
Net income$1,527,0001,906
Minority interest net income$-426,0006,936
Net income of bank and minority interests.$1,101,0002,441
Net charge-offs$546,0001,189
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$70,000424
Net operating income$912,2002,724
2013-03-31 (YTD Data)Rank
Total interest income$2,953,0002,106
Total interest expense$391,0002,247
Net interest income$2,562,0002,050
Provision for loan and lease losses$04,409
Total noninterest income$2,878,000620
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$2,878,000466
Total noninterest expense$5,291,000969
Salaries and employee benefits$3,416,000803
Premises and equipment expense$436,0001,401
Additional noninterest expense$1,439,0001,150
Pre-tax net operating income$149,0004,861
Securities gains (losses)$295,000329
Applicable income taxes$264,0001,462
Income before extraordinary items$180,0004,446
Extraordinary gains, net$010
Net income$672,0002,057
Minority interest net income$-492,0007,017
Net income of bank and minority interests.$180,0004,448
Net charge-offs$56,0002,345
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$70,000282
Net operating income$-8,8006,403
2012-12-31 (YTD Data)Rank
Total interest income$13,416,0001,960
Total interest expense$1,786,0002,361
Net interest income$11,630,0001,885
Provision for loan and lease losses$683,0002,299
Total noninterest income$10,736,000648
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$10,736,000470
Total noninterest expense$17,440,0001,158
Salaries and employee benefits$9,585,0001,099
Premises and equipment expense$1,442,0001,630
Additional noninterest expense$6,413,0001,074
Pre-tax net operating income$4,243,0001,582
Securities gains (losses)$361,0001,203
Applicable income taxes$1,372,0001,168
Income before extraordinary items$3,232,0001,734
Extraordinary gains, net$029
Net income$3,232,0001,736
Minority interest net income$093
Net income of bank and minority interests.$3,232,0001,735
Net charge-offs$1,286,0001,556
Cash dividends$204,0003,592
Sale, conversion, retirement of capital stock, net$770,000250
Net operating income$2,979,3001,772
2012-09-30 (YTD Data)Rank
Total interest income$10,332,0001,945
Total interest expense$1,371,0002,399
Net interest income$8,961,0001,852
Provision for loan and lease losses$683,0001,883
Total noninterest income$8,187,000640
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$8,187,000454
Total noninterest expense$12,801,0001,184
Salaries and employee benefits$6,924,0001,137
Premises and equipment expense$1,212,0001,479
Additional noninterest expense$4,665,0001,100
Pre-tax net operating income$3,664,0001,442
Securities gains (losses)$361,000962
Applicable income taxes$1,240,0001,039
Income before extraordinary items$2,785,0001,580
Extraordinary gains, net$020
Net income$2,785,0001,580
Minority interest net income$086
Net income of bank and minority interests.$2,785,0001,581
Net charge-offs$1,315,0001,228
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$560,000224
Net operating income$2,535,9101,621
2012-06-30 (YTD Data)Rank
Total interest income$6,711,0002,004
Total interest expense$911,0002,488
Net interest income$5,800,0001,909
Provision for loan and lease losses$453,0001,908
Total noninterest income$5,227,000660
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$5,227,000460
Total noninterest expense$8,197,0001,228
Salaries and employee benefits$4,348,0001,204
Premises and equipment expense$801,0001,482
Additional noninterest expense$3,048,0001,131
Pre-tax net operating income$2,377,0001,466
Securities gains (losses)$361,000740
Applicable income taxes$864,0001,005
Income before extraordinary items$1,874,0001,566
Extraordinary gains, net$019
Net income$1,874,0001,565
Minority interest net income$084
Net income of bank and minority interests.$1,874,0001,566
Net charge-offs$1,116,0001,051
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$280,000232
Net operating income$1,628,5201,681
2012-03-31 (YTD Data)Rank
Total interest income$3,341,0002,018
Total interest expense$438,0002,666
Net interest income$2,903,0001,913
Provision for loan and lease losses$225,0001,839
Total noninterest income$2,667,000648
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$2,667,000453
Total noninterest expense$4,204,0001,187
Salaries and employee benefits$2,294,0001,137
Premises and equipment expense$425,0001,405
Additional noninterest expense$1,485,0001,149
Pre-tax net operating income$1,141,0001,507
Securities gains (losses)$266,000491
Applicable income taxes$450,000971
Income before extraordinary items$957,0001,526
Extraordinary gains, net$019
Net income$957,0001,527
Minority interest net income$078
Net income of bank and minority interests.$957,0001,527
Net charge-offs$440,0001,184
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$140,000192
Net operating income$776,1201,746
2011-12-31 (YTD Data)Rank
Total interest income$15,269,0001,844
Total interest expense$1,885,0002,892
Net interest income$13,384,0001,668
Provision for loan and lease losses$2,120,0001,509
Total noninterest income$10,332,000596
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$10,332,000417
Total noninterest expense$17,646,0001,115
Salaries and employee benefits$8,160,0001,220
Premises and equipment expense$1,489,0001,668
Additional noninterest expense$7,997,000896
Pre-tax net operating income$3,950,0001,448
Securities gains (losses)$-33,0006,970
Applicable income taxes$1,240,0001,149
Income before extraordinary items$2,677,0001,771
Extraordinary gains, net$029
Net income$2,677,0001,773
Minority interest net income$096
Net income of bank and minority interests.$2,677,0001,773
Net charge-offs$3,362,0001,103
Cash dividends$175,0003,454
Sale, conversion, retirement of capital stock, net$955,000331
Net operating income$2,699,4401,686
2011-09-30 (YTD Data)Rank
Total interest income$11,777,0001,816
Total interest expense$1,444,0002,942
Net interest income$10,333,0001,625
Provision for loan and lease losses$1,815,0001,324
Total noninterest income$7,456,000618
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$7,456,000427
Total noninterest expense$12,516,0001,179
Salaries and employee benefits$5,832,0001,274
Premises and equipment expense$1,148,0001,634
Additional noninterest expense$5,536,000956
Pre-tax net operating income$3,458,0001,303
Securities gains (losses)$-33,0007,111
Applicable income taxes$1,120,0001,000
Income before extraordinary items$2,305,0001,638
Extraordinary gains, net$021
Net income$2,305,0001,639
Minority interest net income$087
Net income of bank and minority interests.$2,305,0001,639
Net charge-offs$2,962,000960
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$535,000336
Net operating income$2,327,1101,552
2011-06-30 (YTD Data)Rank
Total interest income$7,978,0001,797
Total interest expense$979,0002,992
Net interest income$6,999,0001,610
Provision for loan and lease losses$1,355,0001,223
Total noninterest income$5,147,000608
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$5,147,000419
Total noninterest expense$8,350,0001,190
Salaries and employee benefits$3,899,0001,278
Premises and equipment expense$744,0001,702
Additional noninterest expense$3,707,000979
Pre-tax net operating income$2,441,0001,220
Securities gains (losses)$-33,0007,188
Applicable income taxes$801,000916
Income before extraordinary items$1,607,0001,530
Extraordinary gains, net$015
Net income$1,607,0001,530
Minority interest net income$089
Net income of bank and minority interests.$1,607,0001,530
Net charge-offs$1,064,0001,417
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$535,000216
Net operating income$1,629,1101,440
2011-03-31 (YTD Data)Rank
Total interest income$4,078,0001,771
Total interest expense$512,0002,979
Net interest income$3,566,0001,565
Provision for loan and lease losses$900,000933
Total noninterest income$2,623,000597
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$2,623,000420
Total noninterest expense$4,049,0001,234
Salaries and employee benefits$1,837,0001,379
Premises and equipment expense$363,0001,779
Additional noninterest expense$1,849,000966
Pre-tax net operating income$1,240,0001,182
Securities gains (losses)$01,772
Applicable income taxes$422,000846
Income before extraordinary items$818,0001,459
Extraordinary gains, net$09
Net income$818,0001,459
Minority interest net income$086
Net income of bank and minority interests.$818,0001,459
Net charge-offs$374,0001,571
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$465,000144
Net operating income$818,0001,413
2010-12-31 (YTD Data)Rank
Total interest income$17,748,0001,704
Total interest expense$2,217,0003,288
Net interest income$15,531,0001,440
Provision for loan and lease losses$5,013,0001,146
Total noninterest income$8,319,000725
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$8,319,000520
Total noninterest expense$15,640,0001,281
Salaries and employee benefits$6,425,0001,531
Premises and equipment expense$1,474,0001,736
Additional noninterest expense$7,741,000955
Pre-tax net operating income$3,197,0001,535
Securities gains (losses)$145,0001,857
Applicable income taxes$1,049,0001,175
Income before extraordinary items$2,293,0001,795
Extraordinary gains, net$029
Net income$2,293,0001,796
Minority interest net income$0111
Net income of bank and minority interests.$2,293,0001,797
Net charge-offs$4,955,0001,025
Cash dividends$134,0003,562
Sale, conversion, retirement of capital stock, net$1,040,000360
Net operating income$2,192,9501,791
2010-09-30 (YTD Data)Rank
Total interest income$13,537,0001,712
Total interest expense$1,670,0003,401
Net interest income$11,867,0001,439
Provision for loan and lease losses$4,093,0001,027
Total noninterest income$5,937,000738
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$5,937,000519
Total noninterest expense$11,378,0001,301
Salaries and employee benefits$4,709,0001,565
Premises and equipment expense$1,095,0001,772
Additional noninterest expense$5,574,000960
Pre-tax net operating income$2,333,0001,690
Securities gains (losses)$145,0001,630
Applicable income taxes$753,0001,264
Income before extraordinary items$1,725,0001,913
Extraordinary gains, net$023
Net income$1,725,0001,914
Minority interest net income$0110
Net income of bank and minority interests.$1,725,0001,915
Net charge-offs$4,145,000895
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$585,000352
Net operating income$1,623,5001,916
2010-06-30 (YTD Data)Rank
Total interest income$9,055,0001,730
Total interest expense$1,078,0003,598
Net interest income$7,977,0001,424
Provision for loan and lease losses$3,010,000939
Total noninterest income$3,920,000740
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$3,920,000498
Total noninterest expense$7,425,0001,334
Salaries and employee benefits$3,141,0001,580
Premises and equipment expense$734,0001,778
Additional noninterest expense$3,550,0001,001
Pre-tax net operating income$1,462,0001,753
Securities gains (losses)$145,0001,156
Applicable income taxes$485,0001,245
Income before extraordinary items$1,122,0001,913
Extraordinary gains, net$019
Net income$1,122,0001,913
Minority interest net income$0105
Net income of bank and minority interests.$1,122,0001,913
Net charge-offs$3,192,000779
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$455,000281
Net operating income$1,020,5001,997
2010-03-31 (YTD Data)Rank
Total interest income$4,497,0001,787
Total interest expense$512,0003,869
Net interest income$3,985,0001,437
Provision for loan and lease losses$1,623,000850
Total noninterest income$2,031,000703
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$2,031,000479
Total noninterest expense$3,729,0001,346
Salaries and employee benefits$1,628,0001,531
Premises and equipment expense$376,0001,803
Additional noninterest expense$1,725,0001,015
Pre-tax net operating income$664,0001,920
Securities gains (losses)$145,000637
Applicable income taxes$245,0001,228
Income before extraordinary items$564,0001,933
Extraordinary gains, net$016
Net income$564,0001,931
Minority interest net income$091
Net income of bank and minority interests.$564,0001,933
Net charge-offs$2,466,000561
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$462,5002,197
2009-12-31 (YTD Data)Rank
Total interest income$19,918,0001,714
Total interest expense$1,684,0004,886
Net interest income$18,234,0001,227
Provision for loan and lease losses$9,791,000888
Total noninterest income$7,993,000769
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$7,993,000521
Total noninterest expense$14,826,0001,379
Salaries and employee benefits$5,774,0001,718
Premises and equipment expense$1,728,0001,561
Additional noninterest expense$7,324,0001,060
Pre-tax net operating income$1,610,0002,254
Securities gains (losses)$831,000582
Applicable income taxes$748,0001,189
Income before extraordinary items$1,693,0001,919
Extraordinary gains, net$034
Net income$1,693,0001,916
Minority interest net income$0115
Net income of bank and minority interests.$1,693,0001,918
Net charge-offs$5,110,0001,128
Cash dividends$119,0004,039
Sale, conversion, retirement of capital stock, net$1,134,000412
Net operating income$1,119,6102,540
2009-09-30 (YTD Data)Rank
Total interest income$15,014,0001,729
Total interest expense$1,202,0005,144
Net interest income$13,812,0001,213
Provision for loan and lease losses$7,767,000764
Total noninterest income$5,895,000769
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$5,895,000526
Total noninterest expense$10,753,0001,420
Salaries and employee benefits$4,236,0001,774
Premises and equipment expense$1,359,0001,502
Additional noninterest expense$5,158,0001,096
Pre-tax net operating income$1,187,0002,457
Securities gains (losses)$500,000701
Applicable income taxes$555,0001,315
Income before extraordinary items$1,132,0002,269
Extraordinary gains, net$027
Net income$1,132,0002,266
Minority interest net income$0118
Net income of bank and minority interests.$1,132,0002,269
Net charge-offs$3,588,0001,058
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,004,000350
Net operating income$797,0002,813
2009-06-30 (YTD Data)Rank
Total interest income$10,187,0001,735
Total interest expense$807,0005,256
Net interest income$9,380,0001,188
Provision for loan and lease losses$4,853,000753
Total noninterest income$3,868,000792
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$3,868,000531
Total noninterest expense$7,035,0001,474
Salaries and employee benefits$2,866,0001,774
Premises and equipment expense$873,0001,593
Additional noninterest expense$3,296,0001,164
Pre-tax net operating income$1,360,0001,667
Securities gains (losses)$255,000870
Applicable income taxes$537,0001,022
Income before extraordinary items$1,078,0001,730
Extraordinary gains, net$021
Net income$1,078,0001,727
Minority interest net income$0112
Net income of bank and minority interests.$1,078,0001,729
Net charge-offs$3,026,000853
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$744,000312
Net operating income$907,1501,945
2009-03-31 (YTD Data)Rank
Total interest income$5,283,0001,697
Total interest expense$423,0005,252
Net interest income$4,860,0001,127
Provision for loan and lease losses$2,120,000722
Total noninterest income$1,663,000856
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$1,663,000576
Total noninterest expense$3,535,0001,405
Salaries and employee benefits$1,471,0001,769
Premises and equipment expense$426,0001,662
Additional noninterest expense$1,638,0001,027
Pre-tax net operating income$868,0001,487
Securities gains (losses)$02,434
Applicable income taxes$289,0001,089
Income before extraordinary items$579,0001,859
Extraordinary gains, net$015
Net income$579,0001,861
Minority interest net income$0102
Net income of bank and minority interests.$579,0001,861
Net charge-offs$937,000991
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$264,000246
Net operating income$579,0001,750
2008-12-31 (YTD Data)Rank
Total interest income$23,525,0001,645
Total interest expense$7,561,0002,069
Net interest income$15,964,0001,393
Provision for loan and lease losses$5,569,000945
Total noninterest income$6,071,000907
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$6,071,000553
Total noninterest expense$13,446,0001,449
Salaries and employee benefits$5,316,0001,900
Premises and equipment expense$1,660,0001,661
Additional noninterest expense$6,470,000992
Pre-tax net operating income$3,020,0001,785
Securities gains (losses)$18,0002,241
Applicable income taxes$1,030,0001,180
Income before extraordinary items$2,008,0001,988
Extraordinary gains, net$039
Net income$2,008,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,733,0001,067
Cash dividends$497,0003,398
Sale, conversion, retirement of capital stock, net$637,000499
Net operating income$1,996,1202,119
2008-09-30 (YTD Data)Rank
Total interest income$17,735,0001,674
Total interest expense$6,557,0001,884
Net interest income$11,178,0001,516
Provision for loan and lease losses$2,785,000947
Total noninterest income$4,225,000998
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$4,225,000626
Total noninterest expense$8,921,0001,633
Salaries and employee benefits$3,984,0001,938
Premises and equipment expense$1,231,0001,686
Additional noninterest expense$3,706,0001,234
Pre-tax net operating income$3,697,0001,328
Securities gains (losses)$18,0002,081
Applicable income taxes$1,206,0001,002
Income before extraordinary items$2,509,0001,455
Extraordinary gains, net$031
Net income$2,509,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,909,000853
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$398,000437
Net operating income$2,496,7601,541
2008-06-30 (YTD Data)Rank
Total interest income$11,754,0001,711
Total interest expense$4,678,0001,854
Net interest income$7,076,0001,592
Provision for loan and lease losses$1,541,000935
Total noninterest income$2,621,0001,068
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$2,621,000680
Total noninterest expense$5,804,0001,674
Salaries and employee benefits$2,642,0001,971
Premises and equipment expense$839,0001,655
Additional noninterest expense$2,323,0001,285
Pre-tax net operating income$2,352,0001,464
Securities gains (losses)$18,0002,122
Applicable income taxes$785,0001,130
Income before extraordinary items$1,585,0001,708
Extraordinary gains, net$021
Net income$1,585,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,244,000752
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$-83,0008,403
Net operating income$1,572,9401,687
2008-03-31 (YTD Data)Rank
Total interest income$6,083,0001,697
Total interest expense$2,818,0001,669
Net interest income$3,265,0001,697
Provision for loan and lease losses$604,000891
Total noninterest income$1,362,0001,039
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$1,362,000658
Total noninterest expense$2,863,0001,690
Salaries and employee benefits$1,320,0001,992
Premises and equipment expense$401,0001,722
Additional noninterest expense$1,142,0001,258
Pre-tax net operating income$1,160,0001,569
Securities gains (losses)$18,0001,652
Applicable income taxes$368,0001,265
Income before extraordinary items$810,0001,791
Extraordinary gains, net$015
Net income$810,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,028
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-262,0008,467
Net operating income$797,5801,756
2007-12-31 (YTD Data)Rank
Total interest income$27,108,0001,588
Total interest expense$16,663,0001,194
Net interest income$10,445,0002,168
Provision for loan and lease losses$1,990,000852
Total noninterest income$4,446,0001,199
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$4,446,000761
Total noninterest expense$10,735,0001,727
Salaries and employee benefits$4,778,0002,111
Premises and equipment expense$1,452,0001,815
Additional noninterest expense$4,505,0001,247
Pre-tax net operating income$2,166,0003,155
Securities gains (losses)$02,146
Applicable income taxes$643,0002,418
Income before extraordinary items$1,523,0003,410
Extraordinary gains, net$039
Net income$1,523,0003,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,010,0001,014
Cash dividends$493,0003,760
Sale, conversion, retirement of capital stock, net$397,000585
Net operating income$1,523,0003,390
2007-09-30 (YTD Data)Rank
Total interest income$20,342,0001,592
Total interest expense$12,587,0001,182
Net interest income$7,755,0002,200
Provision for loan and lease losses$06,528
Total noninterest income$3,048,0001,285
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$3,048,000818
Total noninterest expense$8,225,0001,673
Salaries and employee benefits$3,688,0002,039
Premises and equipment expense$1,046,0001,862
Additional noninterest expense$3,491,0001,180
Pre-tax net operating income$2,578,0002,380
Securities gains (losses)$01,655
Applicable income taxes$800,0001,908
Income before extraordinary items$1,778,0002,614
Extraordinary gains, net$033
Net income$1,778,0002,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,554
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$773,000352
Net operating income$1,778,0002,590
2007-06-30 (YTD Data)Rank
Total interest income$13,625,0001,597
Total interest expense$8,464,0001,176
Net interest income$5,161,0002,229
Provision for loan and lease losses$06,209
Total noninterest income$1,750,0001,481
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$1,750,000946
Total noninterest expense$5,278,0001,748
Salaries and employee benefits$2,489,0002,054
Premises and equipment expense$653,0001,989
Additional noninterest expense$2,136,0001,297
Pre-tax net operating income$1,633,0002,535
Securities gains (losses)$01,444
Applicable income taxes$506,0002,050
Income before extraordinary items$1,127,0002,781
Extraordinary gains, net$029
Net income$1,127,0002,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$713,000270
Net operating income$1,127,0002,761
2007-03-31 (YTD Data)Rank
Total interest income$6,891,0001,585
Total interest expense$4,317,0001,130
Net interest income$2,574,0002,230
Provision for loan and lease losses$05,779
Total noninterest income$899,0001,420
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$899,000915
Total noninterest expense$2,532,0001,822
Salaries and employee benefits$1,195,0002,149
Premises and equipment expense$312,0002,089
Additional noninterest expense$1,025,0001,308
Pre-tax net operating income$941,0002,272
Securities gains (losses)$01,187
Applicable income taxes$302,0001,844
Income before extraordinary items$639,0002,506
Extraordinary gains, net$022
Net income$639,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$502,000169
Net operating income$639,0002,480
2006-12-31 (YTD Data)Rank
Total interest income$26,950,0001,482
Total interest expense$15,524,0001,079
Net interest income$11,426,0002,032
Provision for loan and lease losses$18,0006,359
Total noninterest income$3,449,0001,445
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$3,449,000908
Total noninterest expense$9,642,0001,853
Salaries and employee benefits$4,388,0002,224
Premises and equipment expense$889,0002,740
Additional noninterest expense$4,365,0001,224
Pre-tax net operating income$5,215,0001,816
Securities gains (losses)$01,687
Applicable income taxes$1,509,0001,656
Income before extraordinary items$3,706,0001,914
Extraordinary gains, net$051
Net income$3,706,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,196
Cash dividends$483,0003,790
Sale, conversion, retirement of capital stock, net$140,000832
Net operating income$3,706,0001,902
2006-09-30 (YTD Data)Rank
Total interest income$20,139,0001,475
Total interest expense$11,430,0001,069
Net interest income$8,709,0002,014
Provision for loan and lease losses$18,0006,058
Total noninterest income$2,185,0001,689
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$2,185,0001,030
Total noninterest expense$6,897,0001,918
Salaries and employee benefits$2,286,0003,073
Premises and equipment expense$472,0003,632
Additional noninterest expense$4,139,000961
Pre-tax net operating income$3,979,0001,851
Securities gains (losses)$01,388
Applicable income taxes$1,261,0001,593
Income before extraordinary items$2,718,0002,001
Extraordinary gains, net$045
Net income$2,718,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,157
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$850,000388
Net operating income$2,718,0001,995
2006-06-30 (YTD Data)Rank
Total interest income$13,053,0001,485
Total interest expense$7,258,0001,059
Net interest income$5,795,0002,022
Provision for loan and lease losses$30,0004,987
Total noninterest income$1,498,0001,639
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$1,498,0001,015
Total noninterest expense$4,491,0001,970
Salaries and employee benefits$1,513,0003,092
Premises and equipment expense$272,0004,060
Additional noninterest expense$2,706,000996
Pre-tax net operating income$2,772,0001,797
Securities gains (losses)$01,185
Applicable income taxes$875,0001,547
Income before extraordinary items$1,897,0001,924
Extraordinary gains, net$039
Net income$1,897,0001,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,940
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$700,000294
Net operating income$1,897,0001,906
2006-03-31 (YTD Data)Rank
Total interest income$6,387,0001,482
Total interest expense$3,393,0001,074
Net interest income$2,994,0001,934
Provision for loan and lease losses$30,0003,822
Total noninterest income$578,0001,985
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$578,0001,206
Total noninterest expense$2,136,0002,067
Salaries and employee benefits$764,0003,091
Premises and equipment expense$130,0004,188
Additional noninterest expense$1,242,0001,076
Pre-tax net operating income$1,406,0001,720
Securities gains (losses)$0955
Applicable income taxes$434,0001,557
Income before extraordinary items$972,0001,844
Extraordinary gains, net$021
Net income$972,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,005
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$450,000192
Net operating income$972,0001,825
2005-12-31 (YTD Data)Rank
Total interest income$21,677,0001,542
Total interest expense$9,404,0001,197
Net interest income$12,273,0001,781
Provision for loan and lease losses$713,0001,393
Total noninterest income$3,815,0001,331
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$3,815,000835
Total noninterest expense$8,896,0001,893
Salaries and employee benefits$3,260,0002,756
Premises and equipment expense$734,0003,119
Additional noninterest expense$4,902,0001,054
Pre-tax net operating income$6,479,0001,474
Securities gains (losses)$02,296
Applicable income taxes$1,612,0001,625
Income before extraordinary items$4,867,0001,451
Extraordinary gains, net$046
Net income$4,867,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,288
Cash dividends$466,0003,773
Sale, conversion, retirement of capital stock, net$750,000508
Net operating income$4,867,0001,433
2005-09-30 (YTD Data)Rank
Total interest income$15,558,0001,582
Total interest expense$6,366,0001,259
Net interest income$9,192,0001,778
Provision for loan and lease losses$273,0002,368
Total noninterest income$3,275,0001,208
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$3,275,000752
Total noninterest expense$6,255,0001,980
Salaries and employee benefits$2,387,0002,779
Premises and equipment expense$608,0002,855
Additional noninterest expense$3,260,0001,162
Pre-tax net operating income$5,939,0001,202
Securities gains (losses)$02,317
Applicable income taxes$1,449,0001,421
Income before extraordinary items$4,490,0001,205
Extraordinary gains, net$035
Net income$4,490,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,742
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$500,000400
Net operating income$4,490,0001,176
2005-06-30 (YTD Data)Rank
Total interest income$9,881,0001,621
Total interest expense$3,754,0001,342
Net interest income$6,127,0001,757
Provision for loan and lease losses$213,0002,041
Total noninterest income$2,725,0001,012
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$2,725,000635
Total noninterest expense$4,181,0001,970
Salaries and employee benefits$1,665,0002,666
Premises and equipment expense$433,0002,646
Additional noninterest expense$2,083,0001,205
Pre-tax net operating income$4,458,0001,065
Securities gains (losses)$02,146
Applicable income taxes$956,0001,419
Income before extraordinary items$3,502,000995
Extraordinary gains, net$030
Net income$3,502,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$400,000313
Net operating income$3,502,000977
2005-03-31 (YTD Data)Rank
Total interest income$4,604,0001,702
Total interest expense$1,646,0001,450
Net interest income$2,958,0001,807
Provision for loan and lease losses$83,0002,367
Total noninterest income$587,0001,913
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$587,0001,188
Total noninterest expense$1,637,0002,503
Salaries and employee benefits$722,0003,045
Premises and equipment expense$127,0004,141
Additional noninterest expense$788,0001,581
Pre-tax net operating income$1,825,0001,252
Securities gains (losses)$01,685
Applicable income taxes$594,0001,163
Income before extraordinary items$1,231,0001,388
Extraordinary gains, net$024
Net income$1,231,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$150,000235
Net operating income$1,231,0001,360
2004-12-31 (YTD Data)Rank
Total interest income$14,842,0001,918
Total interest expense$3,375,0002,378
Net interest income$11,467,0001,762
Provision for loan and lease losses$188,0003,814
Total noninterest income$2,452,0001,897
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$2,452,0001,144
Total noninterest expense$6,951,0002,296
Salaries and employee benefits$2,763,0003,071
Premises and equipment expense$476,0004,252
Additional noninterest expense$3,712,0001,339
Pre-tax net operating income$6,780,0001,273
Securities gains (losses)$03,819
Applicable income taxes$2,230,0001,156
Income before extraordinary items$4,550,0001,417
Extraordinary gains, net$034
Net income$4,550,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-577,0008,945
Cash dividends$399,0003,929
Sale, conversion, retirement of capital stock, net$761,000423
Net operating income$4,550,0001,379
2004-09-30 (YTD Data)Rank
Total interest income$10,567,0001,987
Total interest expense$2,027,0002,800
Net interest income$8,540,0001,765
Provision for loan and lease losses$143,0003,635
Total noninterest income$1,868,0001,879
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$1,868,0001,136
Total noninterest expense$4,846,0002,454
Salaries and employee benefits$2,026,0003,088
Premises and equipment expense$391,0003,943
Additional noninterest expense$2,429,0001,512
Pre-tax net operating income$5,419,0001,212
Securities gains (losses)$03,710
Applicable income taxes$1,788,0001,117
Income before extraordinary items$3,631,0001,356
Extraordinary gains, net$026
Net income$3,631,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-577,0008,994
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$611,000341
Net operating income$3,631,0001,307
2004-06-30 (YTD Data)Rank
Total interest income$6,603,0002,120
Total interest expense$1,171,0003,147
Net interest income$5,432,0001,837
Provision for loan and lease losses$144,0002,858
Total noninterest income$1,237,0001,876
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$1,237,0001,147
Total noninterest expense$3,133,0002,525
Salaries and employee benefits$1,343,0003,130
Premises and equipment expense$235,0004,268
Additional noninterest expense$1,555,0001,557
Pre-tax net operating income$3,392,0001,258
Securities gains (losses)$03,413
Applicable income taxes$1,125,0001,162
Income before extraordinary items$2,267,0001,426
Extraordinary gains, net$021
Net income$2,267,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,001
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$455,000269
Net operating income$2,267,0001,372
2004-03-31 (YTD Data)Rank
Total interest income$3,262,0002,144
Total interest expense$563,0003,279
Net interest income$2,699,0001,846
Provision for loan and lease losses$136,0001,658
Total noninterest income$598,0001,894
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$598,0001,150
Total noninterest expense$1,469,0002,681
Salaries and employee benefits$644,0003,253
Premises and equipment expense$111,0004,485
Additional noninterest expense$714,0001,664
Pre-tax net operating income$1,692,0001,251
Securities gains (losses)$02,934
Applicable income taxes$561,0001,197
Income before extraordinary items$1,131,0001,421
Extraordinary gains, net$016
Net income$1,131,0001,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,000538
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$135,000234
Net operating income$1,131,0001,347
2003-12-31 (YTD Data)Rank
Total interest income$13,007,0002,194
Total interest expense$2,244,0003,640
Net interest income$10,763,0001,815
Provision for loan and lease losses$362,0002,766
Total noninterest income$2,314,0002,079
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$2,314,0001,313
Total noninterest expense$6,116,0002,557
Salaries and employee benefits$2,331,0003,460
Premises and equipment expense$441,0004,425
Additional noninterest expense$3,344,0001,479
Pre-tax net operating income$6,599,0001,261
Securities gains (losses)$-157,0009,055
Applicable income taxes$2,186,0001,205
Income before extraordinary items$4,256,0001,472
Extraordinary gains, net$054
Net income$4,256,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$734,0001,176
Cash dividends$731,0002,873
Sale, conversion, retirement of capital stock, net$605,000469
Net operating income$4,359,6201,384
2003-09-30 (YTD Data)Rank
Total interest income$9,824,0002,212
Total interest expense$1,762,0003,617
Net interest income$8,062,0001,833
Provision for loan and lease losses$362,0002,182
Total noninterest income$1,741,0002,117
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$1,741,0001,377
Total noninterest expense$4,243,0002,747
Salaries and employee benefits$1,742,0003,464
Premises and equipment expense$353,0004,239
Additional noninterest expense$2,148,0001,687
Pre-tax net operating income$5,198,0001,244
Securities gains (losses)$04,204
Applicable income taxes$1,721,0001,196
Income before extraordinary items$3,477,0001,427
Extraordinary gains, net$040
Net income$3,477,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,344
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$470,000378
Net operating income$3,477,0001,347
2003-06-30 (YTD Data)Rank
Total interest income$6,481,0002,255
Total interest expense$1,274,0003,495
Net interest income$5,207,0001,880
Provision for loan and lease losses$362,0001,530
Total noninterest income$1,181,0002,083
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$1,181,0001,350
Total noninterest expense$2,746,0002,819
Salaries and employee benefits$1,132,0003,524
Premises and equipment expense$232,0004,282
Additional noninterest expense$1,382,0001,740
Pre-tax net operating income$3,280,0001,305
Securities gains (losses)$03,782
Applicable income taxes$1,082,0001,288
Income before extraordinary items$2,198,0001,494
Extraordinary gains, net$030
Net income$2,198,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0001,550
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$200,000331
Net operating income$2,198,0001,398
2003-03-31 (YTD Data)Rank
Total interest income$3,199,0002,311
Total interest expense$612,0003,685
Net interest income$2,587,0001,888
Provision for loan and lease losses$180,0001,475
Total noninterest income$343,0002,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$343,0001,926
Total noninterest expense$1,099,0003,389
Salaries and employee benefits$567,0003,524
Premises and equipment expense$107,0004,503
Additional noninterest expense$425,0002,708
Pre-tax net operating income$1,651,0001,298
Securities gains (losses)$02,891
Applicable income taxes$542,0001,278
Income before extraordinary items$1,109,0001,474
Extraordinary gains, net$021
Net income$1,109,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,799
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$120,000214
Net operating income$1,109,0001,379
2002-12-31 (YTD Data)Rank
Total interest income$13,973,0002,203
Total interest expense$3,476,0003,122
Net interest income$10,497,0001,858
Provision for loan and lease losses$1,641,000875
Total noninterest income$673,0004,431
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$673,0002,762
Total noninterest expense$4,076,0003,519
Salaries and employee benefits$2,252,0003,393
Premises and equipment expense$429,0004,403
Additional noninterest expense$1,395,0003,141
Pre-tax net operating income$5,453,0001,505
Securities gains (losses)$-120,0009,148
Applicable income taxes$1,873,0001,360
Income before extraordinary items$3,460,0001,734
Extraordinary gains, net$070
Net income$3,460,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,125,000856
Cash dividends$345,0004,100
Sale, conversion, retirement of capital stock, net$290,000543
Net operating income$3,538,0001,638
2001-12-31 (YTD Data)Rank
Total interest income$18,973,0001,798
Total interest expense$9,210,0001,765
Net interest income$9,763,0001,824
Provision for loan and lease losses$2,185,000656
Total noninterest income$526,0004,934
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$526,0003,042
Total noninterest expense$3,568,0003,767
Salaries and employee benefits$1,928,0003,704
Premises and equipment expense$370,0004,847
Additional noninterest expense$1,270,0003,321
Pre-tax net operating income$4,536,0001,584
Securities gains (losses)$-139,0009,523
Applicable income taxes$1,538,0001,470
Income before extraordinary items$2,859,0001,837
Extraordinary gains, net$0105
Net income$2,859,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,652,000657
Cash dividends$320,0004,273
Sale, conversion, retirement of capital stock, net$688,000462
Net operating income$2,949,3501,713
2000-12-31 (YTD Data)Rank
Total interest income$17,590,0002,004
Total interest expense$10,122,0001,697
Net interest income$7,468,0002,377
Provision for loan and lease losses$802,0001,276
Total noninterest income$259,0006,679
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$259,0004,220
Total noninterest expense$3,115,0004,106
Salaries and employee benefits$1,833,0003,717
Premises and equipment expense$353,0004,905
Additional noninterest expense$929,0004,238
Pre-tax net operating income$3,810,0001,916
Securities gains (losses)$01,956
Applicable income taxes$1,281,0001,722
Income before extraordinary items$2,529,0002,066
Extraordinary gains, net$038
Net income$2,529,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0009,459
Cash dividends$288,0004,592
Sale, conversion, retirement of capital stock, net$433,000557
Net operating income$2,529,0002,064
1999-12-31 (YTD Data)Rank
Total interest income$12,508,0002,604
Total interest expense$5,991,0002,465
Net interest income$6,517,0002,698
Provision for loan and lease losses$662,0001,380
Total noninterest income$533,0004,774
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$533,0002,843
Total noninterest expense$2,874,0004,359
Salaries and employee benefits$1,726,0003,876
Premises and equipment expense$280,0005,681
Additional noninterest expense$868,0004,497
Pre-tax net operating income$3,514,0002,087
Securities gains (losses)$03,155
Applicable income taxes$1,158,0001,979
Income before extraordinary items$2,356,0002,223
Extraordinary gains, net$035
Net income$2,356,0002,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,525
Cash dividends$276,0004,699
Sale, conversion, retirement of capital stock, net$308,000673
Net operating income$2,356,0002,194
1998-12-31 (YTD Data)Rank
Total interest income$11,179,0002,887
Total interest expense$5,495,0002,750
Net interest income$5,684,0003,030
Provision for loan and lease losses$619,0001,451
Total noninterest income$795,0003,643
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$795,0002,180
Total noninterest expense$2,686,0004,522
Salaries and employee benefits$1,330,0004,677
Premises and equipment expense$199,0006,731
Additional noninterest expense$1,157,0003,477
Pre-tax net operating income$3,174,0002,254
Securities gains (losses)$04,449
Applicable income taxes$1,069,0002,185
Income before extraordinary items$2,105,0002,442
Extraordinary gains, net$032
Net income$2,105,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$648,0001,022
Cash dividends$255,0004,899
Sale, conversion, retirement of capital stock, net$522,000552
Net operating income$2,105,0002,362
1997-12-31 (YTD Data)Rank
Total interest income$8,960,0003,592
Total interest expense$3,953,0003,721
Net interest income$5,007,0003,481
Provision for loan and lease losses$411,0002,055
Total noninterest income$514,0004,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$514,0002,773
Total noninterest expense$2,249,0005,210
Salaries and employee benefits$954,0006,033
Premises and equipment expense$142,0007,983
Additional noninterest expense$1,153,0003,460
Pre-tax net operating income$2,861,0002,588
Securities gains (losses)$03,944
Applicable income taxes$942,0002,562
Income before extraordinary items$1,919,0002,681
Extraordinary gains, net$044
Net income$1,919,0002,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$229,0005,115
Sale, conversion, retirement of capital stock, net$800,000475
Net operating income$1,919,0002,633
1996-12-31 (YTD Data)Rank
Total interest income$7,346,0004,379
Total interest expense$3,038,0004,736
Net interest income$4,308,0004,026
Provision for loan and lease losses$348,0002,332
Total noninterest income$507,0005,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,886
Total noninterest expense$2,048,0005,850
Salaries and employee benefits$777,0007,104
Premises and equipment expense$143,0008,222
Additional noninterest expense$1,128,0003,980
Pre-tax net operating income$2,419,0002,859
Securities gains (losses)$04,148
Applicable income taxes$804,0002,826
Income before extraordinary items$1,615,0002,977
Extraordinary gains, net$053
Net income$1,615,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$175,0005,723
Sale, conversion, retirement of capital stock, net$591,000442
Net operating income$1,615,0002,939
1995-12-31 (YTD Data)Rank
Total interest income$6,334,0004,963
Total interest expense$2,653,0005,306
Net interest income$3,681,0004,657
Provision for loan and lease losses$169,0003,409
Total noninterest income$427,0005,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$427,0003,182
Total noninterest expense$1,869,0006,305
Salaries and employee benefits$657,0008,010
Premises and equipment expense$105,0009,481
Additional noninterest expense$1,107,0004,009
Pre-tax net operating income$2,070,0003,374
Securities gains (losses)$-36,00010,960
Applicable income taxes$681,0003,314
Income before extraordinary items$1,353,0003,549
Extraordinary gains, net$065
Net income$1,353,0003,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$124,0006,440
Sale, conversion, retirement of capital stock, net$174,000500
Net operating income$1,377,1203,494
1994-12-31 (YTD Data)Rank
Total interest income$4,790,0005,865
Total interest expense$1,571,0006,684
Net interest income$3,219,0005,295
Provision for loan and lease losses$198,0003,053
Total noninterest income$267,0007,700
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$267,0004,408
Total noninterest expense$1,690,0007,025
Salaries and employee benefits$623,0008,462
Premises and equipment expense$90,00010,345
Additional noninterest expense$977,0004,804
Pre-tax net operating income$1,598,0004,176
Securities gains (losses)$03,600
Applicable income taxes$532,0003,867
Income before extraordinary items$1,066,0004,289
Extraordinary gains, net$0249
Net income$1,066,0004,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$97,0007,018
Sale, conversion, retirement of capital stock, net$311,000622
Net operating income$1,066,0004,338
1993-12-31 (YTD Data)Rank
Total interest income$3,809,0007,106
Total interest expense$1,167,0008,411
Net interest income$2,642,0006,269
Provision for loan and lease losses$276,0003,190
Total noninterest income$302,0007,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$302,0004,444
Total noninterest expense$1,493,0007,864
Salaries and employee benefits$495,0009,722
Premises and equipment expense$85,00010,978
Additional noninterest expense$913,0005,309
Pre-tax net operating income$1,175,0005,260
Securities gains (losses)$07,477
Applicable income taxes$384,0005,152
Income before extraordinary items$791,0005,616
Extraordinary gains, net$03,149
Net income$791,0005,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-177,00013,086
Cash dividends$76,0007,382
Sale, conversion, retirement of capital stock, net$509,000591
Net operating income$791,0005,381
1992-12-31 (YTD Data)Rank
Total interest income$3,692,0007,924
Total interest expense$1,732,0007,814
Net interest income$1,960,0007,871
Provision for loan and lease losses$254,0004,549
Total noninterest income$1,828,0002,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$1,828,0001,319
Total noninterest expense$2,574,0005,173
Salaries and employee benefits$1,256,0004,959
Premises and equipment expense$164,0008,734
Additional noninterest expense$1,154,0004,498
Pre-tax net operating income$960,0005,808
Securities gains (losses)$08,369
Applicable income taxes$326,0005,617
Income before extraordinary items$634,0006,342
Extraordinary gains, net$01,422
Net income$634,0006,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0006,201
Cash dividends$55,0007,563
Sale, conversion, retirement of capital stock, net$165,000760
Net operating income$634,0005,991

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.