Home > Atlantic Community Bank > Income and Expense
Atlantic Community Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 4,432 |
| Total interest expense | $28,000 | 5,253 |
| Net interest income | $820,000 | 4,286 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $93,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,834 |
| Total noninterest expense | $675,000 | 4,261 |
| Salaries and employee benefits | $360,000 | 4,341 |
| Premises and equipment expense | $102,000 | 3,611 |
| Additional noninterest expense | $213,000 | 4,232 |
| Pre-tax net operating income | $238,000 | 4,154 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $59,000 | 2,564 |
| Income before extraordinary items | $179,000 | 4,302 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $179,000 | 4,301 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $179,000 | 4,302 |
| Net charge-offs | $-15,000 | 4,895 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $179,000 | 4,308 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,385 |
| Total interest expense | $132,000 | 5,169 |
| Net interest income | $3,351,000 | 4,248 |
| Provision for loan and lease losses | $25,000 | 3,849 |
| Total noninterest income | $433,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $99,000 | 4,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,661 |
| Total noninterest expense | $2,949,000 | 4,143 |
| Salaries and employee benefits | $1,506,000 | 4,283 |
| Premises and equipment expense | $409,000 | 3,611 |
| Additional noninterest expense | $1,034,000 | 3,961 |
| Pre-tax net operating income | $810,000 | 4,312 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,079,000 | 1,807 |
| Income before extraordinary items | $-269,000 | 5,476 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-269,000 | 5,476 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-269,000 | 5,476 |
| Net charge-offs | $-32,000 | 5,040 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-269,000 | 5,476 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 4,433 |
| Total interest expense | $103,000 | 5,201 |
| Net interest income | $2,494,000 | 4,294 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $339,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $71,000 | 4,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 3,615 |
| Total noninterest expense | $2,208,000 | 4,178 |
| Salaries and employee benefits | $1,111,000 | 4,328 |
| Premises and equipment expense | $307,000 | 3,646 |
| Additional noninterest expense | $790,000 | 3,940 |
| Pre-tax net operating income | $600,000 | 4,406 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $219,000 | 2,705 |
| Income before extraordinary items | $381,000 | 4,698 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $381,000 | 4,698 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $381,000 | 4,698 |
| Net charge-offs | $56,000 | 2,382 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $381,000 | 4,691 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 4,451 |
| Total interest expense | $70,000 | 5,215 |
| Net interest income | $1,652,000 | 4,318 |
| Provision for loan and lease losses | $25,000 | 3,303 |
| Total noninterest income | $235,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $48,000 | 4,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 3,570 |
| Total noninterest expense | $1,484,000 | 4,180 |
| Salaries and employee benefits | $728,000 | 4,391 |
| Premises and equipment expense | $203,000 | 3,685 |
| Additional noninterest expense | $553,000 | 3,869 |
| Pre-tax net operating income | $378,000 | 4,445 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $140,000 | 2,716 |
| Income before extraordinary items | $238,000 | 4,737 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $238,000 | 4,736 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $238,000 | 4,737 |
| Net charge-offs | $77,000 | 1,706 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $238,000 | 4,725 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 4,463 |
| Total interest expense | $38,000 | 5,176 |
| Net interest income | $828,000 | 4,333 |
| Provision for loan and lease losses | $25,000 | 2,651 |
| Total noninterest income | $102,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,824 |
| Total noninterest expense | $718,000 | 4,287 |
| Salaries and employee benefits | $353,000 | 4,511 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $265,000 | 3,967 |
| Pre-tax net operating income | $187,000 | 4,416 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $68,000 | 2,699 |
| Income before extraordinary items | $119,000 | 4,719 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $119,000 | 4,719 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $119,000 | 4,719 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $119,000 | 4,705 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 4,536 |
| Total interest expense | $182,000 | 5,067 |
| Net interest income | $3,185,000 | 4,404 |
| Provision for loan and lease losses | $285,000 | 2,064 |
| Total noninterest income | $709,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $96,000 | 4,546 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $613,000 | 2,994 |
| Total noninterest expense | $2,900,000 | 4,302 |
| Salaries and employee benefits | $1,434,000 | 4,477 |
| Premises and equipment expense | $437,000 | 3,631 |
| Additional noninterest expense | $1,029,000 | 4,114 |
| Pre-tax net operating income | $709,000 | 4,492 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $262,000 | 2,748 |
| Income before extraordinary items | $447,000 | 4,823 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $447,000 | 4,822 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $447,000 | 4,822 |
| Net charge-offs | $171,000 | 2,098 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $447,000 | 4,790 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 4,583 |
| Total interest expense | $146,000 | 5,045 |
| Net interest income | $2,366,000 | 4,462 |
| Provision for loan and lease losses | $285,000 | 1,681 |
| Total noninterest income | $600,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $70,000 | 4,621 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $530,000 | 2,826 |
| Total noninterest expense | $2,171,000 | 4,326 |
| Salaries and employee benefits | $1,060,000 | 4,519 |
| Premises and equipment expense | $336,000 | 3,590 |
| Additional noninterest expense | $775,000 | 4,140 |
| Pre-tax net operating income | $510,000 | 4,616 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $190,000 | 2,838 |
| Income before extraordinary items | $320,000 | 4,936 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $320,000 | 4,936 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $320,000 | 4,936 |
| Net charge-offs | $208,000 | 1,425 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $320,000 | 4,884 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 4,635 |
| Total interest expense | $101,000 | 5,055 |
| Net interest income | $1,554,000 | 4,532 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $484,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $46,000 | 4,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $438,000 | 2,544 |
| Total noninterest expense | $1,448,000 | 4,358 |
| Salaries and employee benefits | $697,000 | 4,586 |
| Premises and equipment expense | $228,000 | 3,594 |
| Additional noninterest expense | $523,000 | 4,143 |
| Pre-tax net operating income | $340,000 | 4,642 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $127,000 | 2,842 |
| Income before extraordinary items | $213,000 | 4,959 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $213,000 | 4,959 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $213,000 | 4,959 |
| Net charge-offs | $148,000 | 1,335 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $213,000 | 4,908 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 4,724 |
| Total interest expense | $54,000 | 5,022 |
| Net interest income | $751,000 | 4,629 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $368,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $342,000 | 1,935 |
| Total noninterest expense | $712,000 | 4,412 |
| Salaries and employee benefits | $339,000 | 4,657 |
| Premises and equipment expense | $113,000 | 3,632 |
| Additional noninterest expense | $260,000 | 4,181 |
| Pre-tax net operating income | $157,000 | 4,701 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $58,000 | 2,869 |
| Income before extraordinary items | $99,000 | 5,023 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $99,000 | 5,023 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $99,000 | 5,023 |
| Net charge-offs | $114,000 | 938 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $99,000 | 4,965 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 4,781 |
| Total interest expense | $230,000 | 4,994 |
| Net interest income | $2,904,000 | 4,701 |
| Provision for loan and lease losses | $304,000 | 1,881 |
| Total noninterest income | $603,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $134,000 | 4,305 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $469,000 | 3,376 |
| Total noninterest expense | $2,743,000 | 4,514 |
| Salaries and employee benefits | $1,354,000 | 4,689 |
| Premises and equipment expense | $382,000 | 3,998 |
| Additional noninterest expense | $1,007,000 | 4,285 |
| Pre-tax net operating income | $460,000 | 5,002 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-1,169,000 | 6,107 |
| Income before extraordinary items | $1,629,000 | 3,085 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,629,000 | 3,086 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,629,000 | 3,087 |
| Net charge-offs | $423,000 | 1,313 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,629,000 | 3,043 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 4,834 |
| Total interest expense | $176,000 | 5,038 |
| Net interest income | $2,175,000 | 4,751 |
| Provision for loan and lease losses | $284,000 | 1,566 |
| Total noninterest income | $473,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $103,000 | 4,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $370,000 | 3,329 |
| Total noninterest expense | $2,013,000 | 4,596 |
| Salaries and employee benefits | $992,000 | 4,760 |
| Premises and equipment expense | $285,000 | 4,059 |
| Additional noninterest expense | $736,000 | 4,347 |
| Pre-tax net operating income | $351,000 | 5,104 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-1,214,000 | 6,237 |
| Income before extraordinary items | $1,565,000 | 2,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,565,000 | 2,692 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,565,000 | 2,693 |
| Net charge-offs | $383,000 | 1,045 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,565,000 | 2,635 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,873 |
| Total interest expense | $120,000 | 5,061 |
| Net interest income | $1,443,000 | 4,793 |
| Provision for loan and lease losses | $194,000 | 1,550 |
| Total noninterest income | $337,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $70,000 | 4,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,210 |
| Total noninterest expense | $1,339,000 | 4,640 |
| Salaries and employee benefits | $662,000 | 4,808 |
| Premises and equipment expense | $189,000 | 4,091 |
| Additional noninterest expense | $488,000 | 4,397 |
| Pre-tax net operating income | $247,000 | 5,058 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-1,283,000 | 6,323 |
| Income before extraordinary items | $1,530,000 | 2,014 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,530,000 | 2,017 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,530,000 | 2,016 |
| Net charge-offs | $177,000 | 1,273 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,530,000 | 1,969 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 4,947 |
| Total interest expense | $65,000 | 4,996 |
| Net interest income | $695,000 | 4,890 |
| Provision for loan and lease losses | $62,000 | 1,881 |
| Total noninterest income | $107,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 4,060 |
| Total noninterest expense | $635,000 | 4,781 |
| Salaries and employee benefits | $321,000 | 4,910 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $219,000 | 4,628 |
| Pre-tax net operating income | $105,000 | 5,171 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $101,000 | 5,115 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $101,000 | 5,117 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $101,000 | 5,119 |
| Net charge-offs | $38,000 | 1,762 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $101,000 | 5,048 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 4,967 |
| Total interest expense | $276,000 | 5,082 |
| Net interest income | $2,877,000 | 4,894 |
| Provision for loan and lease losses | $269,000 | 2,127 |
| Total noninterest income | $123,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $155,000 | 4,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-32,000 | 6,347 |
| Total noninterest expense | $2,661,000 | 4,765 |
| Salaries and employee benefits | $1,247,000 | 5,007 |
| Premises and equipment expense | $384,000 | 4,186 |
| Additional noninterest expense | $1,030,000 | 4,390 |
| Pre-tax net operating income | $70,000 | 5,935 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-971,000 | 6,426 |
| Income before extraordinary items | $1,041,000 | 3,895 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,041,000 | 3,895 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,041,000 | 3,896 |
| Net charge-offs | $675,000 | 1,196 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,041,000 | 3,839 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 4,991 |
| Total interest expense | $211,000 | 5,127 |
| Net interest income | $2,199,000 | 4,905 |
| Provision for loan and lease losses | $189,000 | 2,147 |
| Total noninterest income | $-15,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $116,000 | 4,387 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-131,000 | 6,503 |
| Total noninterest expense | $1,981,000 | 4,822 |
| Salaries and employee benefits | $930,000 | 5,042 |
| Premises and equipment expense | $289,000 | 4,221 |
| Additional noninterest expense | $762,000 | 4,443 |
| Pre-tax net operating income | $14,000 | 6,107 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-989,000 | 6,543 |
| Income before extraordinary items | $1,003,000 | 3,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,003,000 | 3,498 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,003,000 | 3,499 |
| Net charge-offs | $448,000 | 1,251 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,003,000 | 3,437 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 4,998 |
| Total interest expense | $142,000 | 5,154 |
| Net interest income | $1,475,000 | 4,914 |
| Provision for loan and lease losses | $124,000 | 2,119 |
| Total noninterest income | $-134,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $73,000 | 4,480 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-207,000 | 6,616 |
| Total noninterest expense | $1,327,000 | 4,834 |
| Salaries and employee benefits | $616,000 | 5,099 |
| Premises and equipment expense | $213,000 | 4,047 |
| Additional noninterest expense | $498,000 | 4,492 |
| Pre-tax net operating income | $-110,000 | 6,343 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-989,000 | 6,624 |
| Income before extraordinary items | $879,000 | 2,902 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $879,000 | 2,908 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $879,000 | 2,908 |
| Net charge-offs | $181,000 | 1,677 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $879,000 | 2,844 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 5,058 |
| Total interest expense | $76,000 | 5,122 |
| Net interest income | $728,000 | 4,974 |
| Provision for loan and lease losses | $87,000 | 1,728 |
| Total noninterest income | $99,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $58,000 | 4,359 |
| Total noninterest expense | $663,000 | 4,881 |
| Salaries and employee benefits | $308,000 | 5,168 |
| Premises and equipment expense | $105,000 | 4,105 |
| Additional noninterest expense | $250,000 | 4,510 |
| Pre-tax net operating income | $77,000 | 5,495 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $68,000 | 5,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,508 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $68,000 | 5,508 |
| Net charge-offs | $187,000 | 990 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $68,000 | 5,470 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 5,083 |
| Total interest expense | $995,000 | 2,950 |
| Net interest income | $2,242,000 | 5,457 |
| Provision for loan and lease losses | $409,000 | 2,091 |
| Total noninterest income | $352,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $181,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $171,000 | 4,810 |
| Total noninterest expense | $2,445,000 | 5,089 |
| Salaries and employee benefits | $1,089,000 | 5,408 |
| Premises and equipment expense | $450,000 | 3,967 |
| Additional noninterest expense | $906,000 | 4,801 |
| Pre-tax net operating income | $-260,000 | 6,391 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-494,000 | 6,633 |
| Income before extraordinary items | $234,000 | 5,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $234,000 | 5,616 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $234,000 | 5,616 |
| Net charge-offs | $534,000 | 1,948 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $234,000 | 5,560 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 5,132 |
| Total interest expense | $412,000 | 4,347 |
| Net interest income | $2,019,000 | 5,203 |
| Provision for loan and lease losses | $291,000 | 2,117 |
| Total noninterest income | $266,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $143,000 | 4,212 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 4,940 |
| Total noninterest expense | $1,788,000 | 5,166 |
| Salaries and employee benefits | $800,000 | 5,462 |
| Premises and equipment expense | $344,000 | 3,972 |
| Additional noninterest expense | $644,000 | 4,927 |
| Pre-tax net operating income | $206,000 | 5,657 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $203,000 | 5,627 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $203,000 | 5,628 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $203,000 | 5,628 |
| Net charge-offs | $296,000 | 2,133 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $203,000 | 5,558 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 5,156 |
| Total interest expense | $279,000 | 4,375 |
| Net interest income | $1,339,000 | 5,220 |
| Provision for loan and lease losses | $156,000 | 2,396 |
| Total noninterest income | $153,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $100,000 | 4,106 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,445 |
| Total noninterest expense | $1,194,000 | 5,179 |
| Salaries and employee benefits | $510,000 | 5,558 |
| Premises and equipment expense | $233,000 | 3,940 |
| Additional noninterest expense | $451,000 | 4,848 |
| Pre-tax net operating income | $142,000 | 5,627 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $142,000 | 5,596 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $142,000 | 5,599 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $142,000 | 5,599 |
| Net charge-offs | $185,000 | 2,178 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $142,000 | 5,497 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 5,157 |
| Total interest expense | $145,000 | 4,388 |
| Net interest income | $682,000 | 5,213 |
| Provision for loan and lease losses | $93,000 | 2,151 |
| Total noninterest income | $56,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $53,000 | 3,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $575,000 | 5,293 |
| Salaries and employee benefits | $250,000 | 5,632 |
| Premises and equipment expense | $116,000 | 3,975 |
| Additional noninterest expense | $209,000 | 5,062 |
| Pre-tax net operating income | $70,000 | 5,620 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $70,000 | 5,606 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $70,000 | 5,608 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $70,000 | 5,608 |
| Net charge-offs | $56,000 | 2,345 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $70,000 | 5,509 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 5,046 |
| Total interest expense | $690,000 | 4,443 |
| Net interest income | $3,040,000 | 5,069 |
| Provision for loan and lease losses | $1,078,000 | 1,694 |
| Total noninterest income | $-157,000 | 6,922 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $201,000 | 4,254 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-358,000 | 6,885 |
| Total noninterest expense | $2,564,000 | 5,120 |
| Salaries and employee benefits | $1,114,000 | 5,521 |
| Premises and equipment expense | $469,000 | 3,967 |
| Additional noninterest expense | $981,000 | 4,841 |
| Pre-tax net operating income | $-759,000 | 6,580 |
| Securities gains (losses) | $397,000 | 1,120 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-362,000 | 6,539 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-362,000 | 6,535 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-362,000 | 6,537 |
| Net charge-offs | $1,046,000 | 1,771 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-759,000 | 6,605 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 5,071 |
| Total interest expense | $539,000 | 4,468 |
| Net interest income | $2,323,000 | 5,103 |
| Provision for loan and lease losses | $1,048,000 | 1,402 |
| Total noninterest income | $-201,000 | 7,054 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $151,000 | 4,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-352,000 | 7,036 |
| Total noninterest expense | $1,926,000 | 5,153 |
| Salaries and employee benefits | $863,000 | 5,512 |
| Premises and equipment expense | $351,000 | 4,032 |
| Additional noninterest expense | $712,000 | 4,958 |
| Pre-tax net operating income | $-852,000 | 6,784 |
| Securities gains (losses) | $397,000 | 897 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-455,000 | 6,742 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-455,000 | 6,740 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-455,000 | 6,740 |
| Net charge-offs | $957,000 | 1,510 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-852,000 | 6,804 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 5,043 |
| Total interest expense | $372,000 | 4,494 |
| Net interest income | $1,598,000 | 5,073 |
| Provision for loan and lease losses | $484,000 | 1,857 |
| Total noninterest income | $-269,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $102,000 | 4,265 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-371,000 | 7,143 |
| Total noninterest expense | $1,305,000 | 5,152 |
| Salaries and employee benefits | $593,000 | 5,490 |
| Premises and equipment expense | $235,000 | 4,031 |
| Additional noninterest expense | $477,000 | 4,981 |
| Pre-tax net operating income | $-460,000 | 6,798 |
| Securities gains (losses) | $397,000 | 695 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-63,000 | 6,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-63,000 | 6,591 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-63,000 | 6,591 |
| Net charge-offs | $465,000 | 1,853 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-460,000 | 6,817 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,008 |
| Total interest expense | $198,000 | 4,474 |
| Net interest income | $814,000 | 5,058 |
| Provision for loan and lease losses | $365,000 | 1,332 |
| Total noninterest income | $63,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,722 |
| Total noninterest expense | $661,000 | 5,142 |
| Salaries and employee benefits | $322,000 | 5,330 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $217,000 | 5,171 |
| Pre-tax net operating income | $-149,000 | 6,803 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-149,000 | 6,862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-149,000 | 6,863 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-149,000 | 6,863 |
| Net charge-offs | $328,000 | 1,405 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-149,000 | 6,814 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 4,894 |
| Total interest expense | $1,081,000 | 4,226 |
| Net interest income | $3,346,000 | 5,020 |
| Provision for loan and lease losses | $1,864,000 | 1,649 |
| Total noninterest income | $232,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $134,000 | 5,077 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $98,000 | 5,329 |
| Total noninterest expense | $2,907,000 | 4,962 |
| Salaries and employee benefits | $1,354,000 | 5,222 |
| Premises and equipment expense | $470,000 | 4,204 |
| Additional noninterest expense | $1,083,000 | 4,725 |
| Pre-tax net operating income | $-1,193,000 | 6,635 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,193,000 | 6,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,193,000 | 6,697 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,193,000 | 6,697 |
| Net charge-offs | $1,454,000 | 1,921 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,193,000 | 6,663 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 4,886 |
| Total interest expense | $860,000 | 4,192 |
| Net interest income | $2,521,000 | 5,036 |
| Provision for loan and lease losses | $1,575,000 | 1,457 |
| Total noninterest income | $155,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $101,000 | 5,101 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $54,000 | 5,722 |
| Total noninterest expense | $2,205,000 | 4,941 |
| Salaries and employee benefits | $1,035,000 | 5,179 |
| Premises and equipment expense | $351,000 | 4,245 |
| Additional noninterest expense | $819,000 | 4,723 |
| Pre-tax net operating income | $-1,104,000 | 6,822 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,104,000 | 6,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,104,000 | 6,889 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,104,000 | 6,888 |
| Net charge-offs | $1,056,000 | 1,831 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,104,000 | 6,853 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 4,901 |
| Total interest expense | $593,000 | 4,220 |
| Net interest income | $1,695,000 | 5,022 |
| Provision for loan and lease losses | $1,300,000 | 1,266 |
| Total noninterest income | $106,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $68,000 | 5,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,729 |
| Total noninterest expense | $1,523,000 | 4,905 |
| Salaries and employee benefits | $694,000 | 5,201 |
| Premises and equipment expense | $230,000 | 4,327 |
| Additional noninterest expense | $599,000 | 4,530 |
| Pre-tax net operating income | $-1,022,000 | 6,988 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,022,000 | 7,043 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,022,000 | 7,042 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,022,000 | 7,043 |
| Net charge-offs | $838,000 | 1,621 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,022,000 | 7,019 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 4,906 |
| Total interest expense | $315,000 | 4,182 |
| Net interest income | $833,000 | 5,057 |
| Provision for loan and lease losses | $459,000 | 1,498 |
| Total noninterest income | $0 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-36,000 | 7,267 |
| Total noninterest expense | $723,000 | 5,070 |
| Salaries and employee benefits | $354,000 | 5,194 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $253,000 | 4,982 |
| Pre-tax net operating income | $-349,000 | 6,987 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-349,000 | 7,036 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-349,000 | 7,036 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-349,000 | 7,036 |
| Net charge-offs | $90,000 | 2,839 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-349,000 | 7,021 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 4,934 |
| Total interest expense | $1,397,000 | 4,444 |
| Net interest income | $3,409,000 | 5,018 |
| Provision for loan and lease losses | $2,113,000 | 2,000 |
| Total noninterest income | $131,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $134,000 | 5,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,000 | 7,007 |
| Total noninterest expense | $2,893,000 | 5,114 |
| Salaries and employee benefits | $1,418,000 | 5,205 |
| Premises and equipment expense | $525,000 | 4,046 |
| Additional noninterest expense | $950,000 | 5,224 |
| Pre-tax net operating income | $-1,466,000 | 6,647 |
| Securities gains (losses) | $164,000 | 1,759 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,302,000 | 6,692 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,302,000 | 6,692 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,302,000 | 6,693 |
| Net charge-offs | $2,159,000 | 1,777 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,466,000 | 6,710 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 5,014 |
| Total interest expense | $1,066,000 | 4,546 |
| Net interest income | $2,546,000 | 5,092 |
| Provision for loan and lease losses | $908,000 | 2,647 |
| Total noninterest income | $137,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $101,000 | 5,165 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $36,000 | 6,283 |
| Total noninterest expense | $2,160,000 | 5,152 |
| Salaries and employee benefits | $1,062,000 | 5,256 |
| Premises and equipment expense | $400,000 | 4,097 |
| Additional noninterest expense | $698,000 | 5,276 |
| Pre-tax net operating income | $-385,000 | 6,461 |
| Securities gains (losses) | $164,000 | 1,528 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-221,000 | 6,460 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-221,000 | 6,461 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-221,000 | 6,460 |
| Net charge-offs | $885,000 | 2,333 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-385,000 | 6,518 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 5,010 |
| Total interest expense | $725,000 | 4,587 |
| Net interest income | $1,722,000 | 5,057 |
| Provision for loan and lease losses | $338,000 | 3,446 |
| Total noninterest income | $128,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 5,402 |
| Total noninterest expense | $1,436,000 | 5,185 |
| Salaries and employee benefits | $708,000 | 5,275 |
| Premises and equipment expense | $262,000 | 4,159 |
| Additional noninterest expense | $466,000 | 5,282 |
| Pre-tax net operating income | $76,000 | 5,655 |
| Securities gains (losses) | $109,000 | 1,357 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $185,000 | 4,988 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $185,000 | 4,989 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $185,000 | 4,988 |
| Net charge-offs | $306,000 | 3,019 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $76,000 | 5,591 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,043 |
| Total interest expense | $372,000 | 4,663 |
| Net interest income | $866,000 | 5,089 |
| Provision for loan and lease losses | $183,000 | 3,118 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $748,000 | 5,122 |
| Salaries and employee benefits | $358,000 | 5,283 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $253,000 | 5,084 |
| Pre-tax net operating income | $-7,000 | 6,309 |
| Securities gains (losses) | $109,000 | 752 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $102,000 | 4,942 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 4,943 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $102,000 | 4,942 |
| Net charge-offs | $205,000 | 2,409 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-7,000 | 6,334 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 4,994 |
| Total interest expense | $1,980,000 | 4,483 |
| Net interest income | $3,257,000 | 5,163 |
| Provision for loan and lease losses | $1,958,000 | 2,507 |
| Total noninterest income | $237,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $142,000 | 5,244 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $95,000 | 5,706 |
| Total noninterest expense | $3,017,000 | 5,161 |
| Salaries and employee benefits | $1,472,000 | 5,257 |
| Premises and equipment expense | $570,000 | 4,018 |
| Additional noninterest expense | $975,000 | 5,304 |
| Pre-tax net operating income | $-1,481,000 | 6,430 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,227,000 | 838 |
| Income before extraordinary items | $-2,708,000 | 6,932 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,708,000 | 6,932 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,708,000 | 6,932 |
| Net charge-offs | $2,169,000 | 1,939 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,050,000 | 419 |
| Net operating income | $-2,708,000 | 6,944 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 5,057 |
| Total interest expense | $1,566,000 | 4,470 |
| Net interest income | $2,379,000 | 5,253 |
| Provision for loan and lease losses | $1,304,000 | 2,400 |
| Total noninterest income | $155,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $103,000 | 5,320 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $52,000 | 6,183 |
| Total noninterest expense | $2,301,000 | 5,134 |
| Salaries and employee benefits | $1,112,000 | 5,271 |
| Premises and equipment expense | $423,000 | 4,094 |
| Additional noninterest expense | $766,000 | 5,179 |
| Pre-tax net operating income | $-1,071,000 | 6,687 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,227,000 | 722 |
| Income before extraordinary items | $-2,298,000 | 7,247 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,298,000 | 7,246 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,298,000 | 7,247 |
| Net charge-offs | $1,584,000 | 1,717 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 413 |
| Net operating income | $-2,298,000 | 7,240 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 5,081 |
| Total interest expense | $1,075,000 | 4,520 |
| Net interest income | $1,562,000 | 5,297 |
| Provision for loan and lease losses | $468,000 | 3,057 |
| Total noninterest income | $130,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $64,000 | 5,483 |
| Total noninterest expense | $1,553,000 | 5,143 |
| Salaries and employee benefits | $740,000 | 5,332 |
| Premises and equipment expense | $287,000 | 4,060 |
| Additional noninterest expense | $526,000 | 5,101 |
| Pre-tax net operating income | $-329,000 | 6,466 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-112,000 | 7,175 |
| Income before extraordinary items | $-217,000 | 6,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-217,000 | 6,407 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-217,000 | 6,407 |
| Net charge-offs | $662,000 | 2,036 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-217,000 | 6,396 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 5,118 |
| Total interest expense | $559,000 | 4,527 |
| Net interest income | $763,000 | 5,360 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $763,000 | 5,122 |
| Salaries and employee benefits | $379,000 | 5,312 |
| Premises and equipment expense | $143,000 | 4,121 |
| Additional noninterest expense | $241,000 | 5,051 |
| Pre-tax net operating income | $-167,000 | 6,825 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-57,000 | 7,448 |
| Income before extraordinary items | $-110,000 | 6,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-110,000 | 6,832 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-110,000 | 6,832 |
| Net charge-offs | $451,000 | 1,435 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-110,000 | 6,741 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 5,024 |
| Total interest expense | $2,793,000 | 4,453 |
| Net interest income | $3,018,000 | 5,398 |
| Provision for loan and lease losses | $637,000 | 3,398 |
| Total noninterest income | $187,000 | 6,582 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $83,000 | 6,176 |
| Total noninterest expense | $3,151,000 | 4,961 |
| Salaries and employee benefits | $1,571,000 | 5,197 |
| Premises and equipment expense | $558,000 | 4,166 |
| Additional noninterest expense | $1,022,000 | 4,752 |
| Pre-tax net operating income | $-583,000 | 6,814 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-198,000 | 7,217 |
| Income before extraordinary items | $-385,000 | 6,635 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-385,000 | 6,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 3,856 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-385,000 | 6,776 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 5,075 |
| Total interest expense | $2,153,000 | 4,495 |
| Net interest income | $2,239,000 | 5,467 |
| Provision for loan and lease losses | $524,000 | 2,668 |
| Total noninterest income | $133,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $72,000 | 5,984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 6,335 |
| Total noninterest expense | $2,360,000 | 4,945 |
| Salaries and employee benefits | $1,192,000 | 5,187 |
| Premises and equipment expense | $400,000 | 4,313 |
| Additional noninterest expense | $768,000 | 4,668 |
| Pre-tax net operating income | $-512,000 | 7,275 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-174,000 | 7,633 |
| Income before extraordinary items | $-338,000 | 7,058 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-338,000 | 7,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,942 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-338,000 | 7,204 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 5,136 |
| Total interest expense | $1,479,000 | 4,541 |
| Net interest income | $1,455,000 | 5,547 |
| Provision for loan and lease losses | $428,000 | 2,077 |
| Total noninterest income | $106,000 | 6,575 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $1,498,000 | 5,128 |
| Salaries and employee benefits | $783,000 | 5,287 |
| Premises and equipment expense | $231,000 | 4,726 |
| Additional noninterest expense | $484,000 | 4,838 |
| Pre-tax net operating income | $-365,000 | 7,497 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-124,000 | 7,895 |
| Income before extraordinary items | $-241,000 | 7,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-241,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,549 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-241,000 | 7,441 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 5,206 |
| Total interest expense | $772,000 | 4,607 |
| Net interest income | $709,000 | 5,651 |
| Provision for loan and lease losses | $226,000 | 1,690 |
| Total noninterest income | $61,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $738,000 | 5,186 |
| Salaries and employee benefits | $392,000 | 5,306 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $237,000 | 4,843 |
| Pre-tax net operating income | $-194,000 | 7,751 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-66,000 | 8,072 |
| Income before extraordinary items | $-128,000 | 7,717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-128,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-128,000 | 7,678 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 5,868 |
| Total interest expense | $2,335,000 | 5,451 |
| Net interest income | $2,373,000 | 6,104 |
| Provision for loan and lease losses | $292,000 | 3,255 |
| Total noninterest income | $290,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $74,000 | 6,383 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $216,000 | 4,906 |
| Total noninterest expense | $3,058,000 | 4,955 |
| Salaries and employee benefits | $1,587,000 | 5,120 |
| Premises and equipment expense | $386,000 | 5,136 |
| Additional noninterest expense | $1,085,000 | 4,378 |
| Pre-tax net operating income | $-687,000 | 7,917 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-248,000 | 8,163 |
| Income before extraordinary items | $-439,000 | 7,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-439,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-439,000 | 7,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 6,051 |
| Total interest expense | $1,600,000 | 5,704 |
| Net interest income | $1,718,000 | 6,221 |
| Provision for loan and lease losses | $212,000 | 2,907 |
| Total noninterest income | $242,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $192,000 | 4,557 |
| Total noninterest expense | $2,283,000 | 4,933 |
| Salaries and employee benefits | $1,206,000 | 5,080 |
| Premises and equipment expense | $279,000 | 5,223 |
| Additional noninterest expense | $798,000 | 4,370 |
| Pre-tax net operating income | $-535,000 | 8,099 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-197,000 | 8,311 |
| Income before extraordinary items | $-338,000 | 8,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-338,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-338,000 | 8,015 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 6,224 |
| Total interest expense | $971,000 | 5,945 |
| Net interest income | $1,102,000 | 6,374 |
| Provision for loan and lease losses | $156,000 | 2,532 |
| Total noninterest income | $176,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $28,000 | 6,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $148,000 | 4,332 |
| Total noninterest expense | $1,472,000 | 5,074 |
| Salaries and employee benefits | $763,000 | 5,281 |
| Premises and equipment expense | $179,000 | 5,354 |
| Additional noninterest expense | $530,000 | 4,410 |
| Pre-tax net operating income | $-350,000 | 8,190 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-134,000 | 8,416 |
| Income before extraordinary items | $-216,000 | 8,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-216,000 | 8,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-216,000 | 8,124 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 6,386 |
| Total interest expense | $440,000 | 6,168 |
| Net interest income | $528,000 | 6,492 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $70,000 | 4,459 |
| Total noninterest expense | $726,000 | 5,127 |
| Salaries and employee benefits | $375,000 | 5,373 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $259,000 | 4,422 |
| Pre-tax net operating income | $-195,000 | 8,297 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-81,000 | 8,487 |
| Income before extraordinary items | $-114,000 | 8,202 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-114,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-114,000 | 8,189 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 7,414 |
| Total interest expense | $980,000 | 6,976 |
| Net interest income | $1,182,000 | 7,605 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $188,000 | 7,018 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $26,000 | 7,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 5,483 |
| Total noninterest expense | $3,276,000 | 4,597 |
| Salaries and employee benefits | $1,670,000 | 4,865 |
| Premises and equipment expense | $404,000 | 4,886 |
| Additional noninterest expense | $1,202,000 | 3,926 |
| Pre-tax net operating income | $-2,296,000 | 8,602 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-780,000 | 8,615 |
| Income before extraordinary items | $-1,516,000 | 8,552 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,516,000 | 8,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $11,467,000 | 189 |
| Net operating income | $-1,516,000 | 8,544 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 7,766 |
| Total interest expense | $630,000 | 7,247 |
| Net interest income | $706,000 | 7,992 |
| Provision for loan and lease losses | $300,000 | 2,139 |
| Total noninterest income | $124,000 | 7,242 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,662 |
| Total noninterest expense | $2,573,000 | 4,453 |
| Salaries and employee benefits | $1,296,000 | 4,720 |
| Premises and equipment expense | $314,000 | 4,778 |
| Additional noninterest expense | $963,000 | 3,716 |
| Pre-tax net operating income | $-2,043,000 | 8,699 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-695,000 | 8,706 |
| Income before extraordinary items | $-1,348,000 | 8,659 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,348,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $10,258,000 | 149 |
| Net operating income | $-1,348,000 | 8,653 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,184 |
| Total interest expense | $306,000 | 7,676 |
| Net interest income | $336,000 | 8,365 |
| Provision for loan and lease losses | $168,000 | 2,424 |
| Total noninterest income | $62,000 | 7,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,112 |
| Total noninterest expense | $1,873,000 | 4,182 |
| Salaries and employee benefits | $920,000 | 4,540 |
| Premises and equipment expense | $226,000 | 4,557 |
| Additional noninterest expense | $727,000 | 3,367 |
| Pre-tax net operating income | $-1,643,000 | 8,744 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-559,000 | 8,753 |
| Income before extraordinary items | $-1,084,000 | 8,717 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,084,000 | 8,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $10,258,000 | 94 |
| Net operating income | $-1,084,000 | 8,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $159,000 | 8,616 |
| Total interest expense | $56,000 | 8,493 |
| Net interest income | $103,000 | 8,630 |
| Provision for loan and lease losses | $57,000 | 2,978 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $1,203,000 | 3,464 |
| Salaries and employee benefits | $604,000 | 3,749 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $425,000 | 2,953 |
| Pre-tax net operating income | $-1,135,000 | 8,763 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-391,000 | 8,763 |
| Income before extraordinary items | $-744,000 | 8,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-744,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $10,258,000 | 43 |
| Net operating income | $-744,000 | 8,734 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.