Home > Atlantic Community Bank > Net charge- offs to loans
Atlantic Community Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0932% | 5,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 4,911 |
| Percentage Net Loans Charged-off:Construction & development | -0.1825% | 4,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 4,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1942% | 5,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0496% | 5,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 5,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.3098% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 4,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3815% | 5,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0866% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0866% | 3,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0544% | 5,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.3621% | 5,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4550% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0990% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0990% | 2,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0553% | 5,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.3490% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.9455% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1266% | 2,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1266% | 2,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0418% | 5,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0384% | 5,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.3468% | 5,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4458% | 5,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2040% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2040% | 1,895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2657% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1537% | 5,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.5041% | 5,221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 5,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1648% | 5,606 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9560% | 4,382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1138% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.7299% | 34 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7053% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7053% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4235% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4344% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 5,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.6010% | 5,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 3,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.1595% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1616% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4684% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1031% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.5576% | 5,321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 5,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 5,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 4,072 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.6332% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7344% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1224% | 5,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.5945% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0563% | 5,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0300% | 5,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 4,173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 5,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.8453% | 14 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7057% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7565% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 1.8711% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1091% | 5,663 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0731% | 4,802 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0940% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0221% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1194% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2160% | 5,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6234% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6234% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8504% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9150% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 2.6536% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0967% | 4,859 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0890% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4646% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2350% | 5,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4338% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4338% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5891% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6293% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 2.8587% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4171% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5588% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2056% | 5,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0785% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0785% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2528% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2566% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 1.6990% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2670% | 5,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0047% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0047% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1339% | 246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7145% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.3124% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4168% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3723% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3154% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0111% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4541% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 38.7627% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 38.7627% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9948% | 310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5984% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 0.5525% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4631% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0561% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4806% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2797% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 4,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 50.4761% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 50.4761% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5974% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6151% | 481 |
| Percentage Net Loans Charged-off:Construction & development | -0.5041% | 5,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7505% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4392% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7201% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7223% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0577% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3729% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3729% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2407% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3151% | 175 |
| Percentage Net Loans Charged-off:Construction & development | -0.6026% | 5,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1903% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9809% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4336% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6156% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1098% | 5,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3956% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3956% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9001% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8350% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.8427% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6916% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8756% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9279% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8441% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 3,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1716% | 5,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.6721% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.6721% | 14 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6695% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7308% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 2.0870% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8512% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3914% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 2,485 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6048% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5512% | 6,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1890% | 5,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8363% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8363% | 1,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6273% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6919% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 3.4165% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3508% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1345% | 2,332 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3705% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9523% | 6,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2190% | 5,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3797% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4252% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 3.8679% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4975% | 6,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7520% | 6,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2242% | 6,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6853% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5851% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 8.8672% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1597% | 2,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6720% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2317% | 6,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3474% | 6,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5755% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.2321% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.2321% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0397% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0419% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 11.8357% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1957% | 6,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0156% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 6,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 6,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2122% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4724% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3796% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 8.8735% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3277% | 6,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 6,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0691% | 6,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2030% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0469% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8416% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 15.1583% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8007% | 7,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2074% | 7,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8105% | 7,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7889% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1162% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9508% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 3.6844% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4607% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8693% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7061% | 1,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9581% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0353% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1816% | 4,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1755% | 3,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0260% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1240% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 4.2745% | 986 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2233% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1315% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9110% | 803 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2544% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7161% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2343% | 3,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2243% | 3,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3863% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5537% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 3.8147% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1184% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6758% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3079% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8837% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3407% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3215% | 2,657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5074% | 2,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5372% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 1,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6227% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 3,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 2,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6144% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0023% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1417% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 4.5721% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8436% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3480% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 6.9338% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8462% | 2,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6258% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6326% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6793% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 3.4374% | 1,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4791% | 1,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6647% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6616% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1256% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8505% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8113% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | -0.2766% | 7,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2268% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5946% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6899% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1314% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0320% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.4993% | 7,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9328% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6966% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1181% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9150% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1193% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 1.9056% | 2,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 47.8044% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7062% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0584% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5301% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5120% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8271% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0512% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 1.6795% | 1,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 47.9534% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5749% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7362% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6269% | 3,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7641% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9049% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 1.3657% | 1,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 60.5119% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4512% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1108% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6709% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3893% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5886% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 114.9805% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6609% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3876% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8502% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3393% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3619% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.1296% | 2,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8771% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0144% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3587% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9020% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4201% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4510% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.1734% | 1,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1048% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7738% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3377% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9107% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1877% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2021% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.2608% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3574% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5296% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3692% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2590% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7311% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0881% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 6,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8278% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4635% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8692% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0558% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 6,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4768% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |