Home > Atlantic Bank of New York > Assets and Liabilities
Atlantic Bank of New York, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 383 | 417 |
| Assets and Liabilities | ||
| Total Assets: | $2,651,495,000 | 294 |
| Cash and due from depository institutions | $37,524,000 | 417 |
| Interest-bearing balances | $348,000 | 3,600 |
| Securities | $1,159,310,000 | 162 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 873 |
| Net loans & leases | $1,238,754,000 | 383 |
| Loan loss allowance | $6,386,000 | 789 |
| Trading account assets | $19,322,000 | 74 |
| Bank premises and fixed assets | $28,686,000 | 313 |
| Other real estate owned | $0 | 417 |
| Goodwill and other intangibles | $46,346,000 | 247 |
| All other assets | $104,553,000 | 251 |
| Life insurance assets | $49,782,000 | 136 |
| Total liabilities and capital | $2,651,495,000 | 294 |
| Total liabilities | $2,375,179,000 | 293 |
| Total deposits | $1,836,593,000 | 282 |
| Interest-bearing deposits | $1,332,903,000 | 322 |
| Deposits held in domestic offices | $1,836,593,000 | 281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $411,798,000 | 149 |
| Trading liabilities | $957,000 | 64 |
| Other borrowed funds | $104,270,000 | 493 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $21,561,000 | 389 |
| Total equity capital | $276,316,000 | 293 |
| Total bank equity capital | $276,316,000 | 293 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,782,000 | 533 |
| Surplus | $67,323,000 | 460 |
| Undivided profits | $201,211,000 | 195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,834,000 | 1,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $13,231,000 | 278 |
| Earning assets | $2,434,719,000 | 287 |
| Long-term assets (5+ years) | $949,243,000 | 157 |
| Average Assets, year-to-date | $2,683,655,000 | 288 |
| Average Assets, quarterly | $2,683,655,000 | 288 |
| Volatile liabilities | $744,463,000 | 286 |
| Insider loans | $10,000 | 7,771 |
| FHLB advances | $104,270,000 | 439 |
| Loans and leases held for sale | $679,000 | 1,005 |
| Unused loan commitments | $144,848,000 | 770 |
| Tier 1 (core) risk-based capital | $254,972,000 | 272 |
| Tier 2 risk-based capital | $6,883,000 | 743 |
| Total risk weighted assets | $1,523,786,000 | 351 |
| Total unused commitments | $144,848,000 | 770 |
| Derivatives | $395,000,000 | 122 |
| 2005-12-31 | Rank | |
| # of Employees: | 380 | 417 |
| Assets and Liabilities | ||
| Total Assets: | $2,715,815,000 | 283 |
| Cash and due from depository institutions | $42,224,000 | 417 |
| Interest-bearing balances | $429,000 | 3,487 |
| Securities | $1,222,309,000 | 159 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,254,170,000 | 373 |
| Loan loss allowance | $6,910,000 | 706 |
| Trading account assets | $14,415,000 | 77 |
| Bank premises and fixed assets | $29,337,000 | 297 |
| Other real estate owned | $0 | 417 |
| Goodwill and other intangibles | $47,087,000 | 238 |
| All other assets | $106,273,000 | 246 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $2,715,815,000 | 283 |
| Total liabilities | $2,440,838,000 | 281 |
| Total deposits | $1,672,639,000 | 300 |
| Interest-bearing deposits | $1,196,881,000 | 344 |
| Deposits held in domestic offices | $1,672,639,000 | 299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $574,767,000 | 125 |
| Trading liabilities | $1,994,000 | 56 |
| Other borrowed funds | $168,577,000 | 364 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $22,861,000 | 382 |
| Total equity capital | $274,977,000 | 291 |
| Total bank equity capital | $274,977,000 | 291 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,782,000 | 521 |
| Surplus | $67,323,000 | 450 |
| Undivided profits | $199,872,000 | 187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,669,000 | 1,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $13,683,000 | 272 |
| Earning assets | $2,490,992,000 | 279 |
| Long-term assets (5+ years) | $1,011,013,000 | 151 |
| Average Assets, year-to-date | $2,977,111,000 | 254 |
| Average Assets, quarterly | $2,816,239,500 | 278 |
| Volatile liabilities | $962,900,000 | 237 |
| Insider loans | $10,000 | 7,797 |
| FHLB advances | $106,180,000 | 439 |
| Loans and leases held for sale | $198,000 | 1,461 |
| Unused loan commitments | $186,293,000 | 636 |
| Tier 1 (core) risk-based capital | $248,345,000 | 276 |
| Tier 2 risk-based capital | $7,494,000 | 678 |
| Total risk weighted assets | $1,543,983,000 | 346 |
| Total unused commitments | $186,293,000 | 636 |
| Derivatives | $416,960,000 | 115 |
| 2005-09-30 | Rank | |
| # of Employees: | 394 | 403 |
| Assets and Liabilities | ||
| Total Assets: | $2,916,664,000 | 267 |
| Cash and due from depository institutions | $48,697,000 | 403 |
| Interest-bearing balances | $829,000 | 2,901 |
| Securities | $1,334,621,000 | 148 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 822 |
| Net loans & leases | $1,314,754,000 | 348 |
| Loan loss allowance | $8,351,000 | 593 |
| Trading account assets | $20,399,000 | 66 |
| Bank premises and fixed assets | $29,933,000 | 281 |
| Other real estate owned | $0 | 403 |
| Goodwill and other intangibles | $48,542,000 | 230 |
| All other assets | $103,718,000 | 245 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $2,916,664,000 | 267 |
| Total liabilities | $2,642,449,000 | 265 |
| Total deposits | $1,823,931,000 | 278 |
| Interest-bearing deposits | $1,292,121,000 | 317 |
| Deposits held in domestic offices | $1,823,931,000 | 276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $623,295,000 | 119 |
| Trading liabilities | $2,414,000 | 46 |
| Other borrowed funds | $152,409,000 | 389 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $40,400,000 | 266 |
| Total equity capital | $274,215,000 | 290 |
| Total bank equity capital | $274,215,000 | 290 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,782,000 | 499 |
| Surplus | $67,323,000 | 433 |
| Undivided profits | $199,110,000 | 186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,109,000 | 1,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $13,657,000 | 259 |
| Earning assets | $2,686,221,000 | 263 |
| Long-term assets (5+ years) | $1,113,899,000 | 139 |
| Average Assets, year-to-date | $3,042,435,000 | 247 |
| Average Assets, quarterly | $2,958,292,000 | 259 |
| Volatile liabilities | $981,922,000 | 237 |
| Insider loans | $10,000 | 7,840 |
| FHLB advances | $148,289,000 | 344 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $162,811,000 | 690 |
| Tier 1 (core) risk-based capital | $242,243,000 | 275 |
| Tier 2 risk-based capital | $8,877,000 | 573 |
| Total risk weighted assets | $1,647,746,000 | 320 |
| Total unused commitments | $162,811,000 | 691 |
| Derivatives | $428,815,000 | 113 |
| 2005-06-30 | Rank | |
| # of Employees: | 405 | 388 |
| Assets and Liabilities | ||
| Total Assets: | $2,999,920,000 | 253 |
| Cash and due from depository institutions | $51,637,000 | 388 |
| Interest-bearing balances | $1,203,000 | 2,517 |
| Securities | $1,420,010,000 | 146 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,627 |
| Net loans & leases | $1,314,077,000 | 338 |
| Loan loss allowance | $10,183,000 | 482 |
| Trading account assets | $28,067,000 | 63 |
| Bank premises and fixed assets | $30,364,000 | 274 |
| Other real estate owned | $0 | 388 |
| Goodwill and other intangibles | $49,576,000 | 224 |
| All other assets | $99,189,000 | 247 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $2,999,920,000 | 253 |
| Total liabilities | $2,728,757,000 | 249 |
| Total deposits | $1,818,534,000 | 270 |
| Interest-bearing deposits | $1,291,074,000 | 305 |
| Deposits held in domestic offices | $1,818,534,000 | 268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $718,280,000 | 106 |
| Trading liabilities | $2,109,000 | 51 |
| Other borrowed funds | $149,864,000 | 403 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $39,970,000 | 258 |
| Total equity capital | $271,163,000 | 288 |
| Total bank equity capital | $271,163,000 | 288 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,782,000 | 478 |
| Surplus | $67,323,000 | 423 |
| Undivided profits | $196,058,000 | 190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,499,000 | 1,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $13,450,000 | 249 |
| Earning assets | $2,770,174,000 | 245 |
| Long-term assets (5+ years) | $1,213,837,000 | 130 |
| Average Assets, year-to-date | $3,084,358,670 | 241 |
| Average Assets, quarterly | $3,035,324,500 | 246 |
| Volatile liabilities | $1,055,633,000 | 222 |
| Insider loans | $10,000 | 7,853 |
| FHLB advances | $149,397,000 | 351 |
| Loans and leases held for sale | $264,000 | 1,452 |
| Unused loan commitments | $181,050,000 | 618 |
| Tier 1 (core) risk-based capital | $232,583,000 | 281 |
| Tier 2 risk-based capital | $10,779,000 | 480 |
| Total risk weighted assets | $1,657,281,000 | 311 |
| Total unused commitments | $181,050,000 | 618 |
| Derivatives | $408,271,000 | 112 |
| 2005-03-31 | Rank | |
| # of Employees: | 415 | 372 |
| Assets and Liabilities | ||
| Total Assets: | $3,070,729,000 | 245 |
| Cash and due from depository institutions | $60,492,000 | 372 |
| Interest-bearing balances | $15,537,000 | 355 |
| Securities | $1,506,689,000 | 140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $1,291,672,000 | 330 |
| Loan loss allowance | $11,628,000 | 431 |
| Trading account assets | $17,520,000 | 67 |
| Bank premises and fixed assets | $34,685,000 | 230 |
| Other real estate owned | $0 | 372 |
| Goodwill and other intangibles | $50,646,000 | 221 |
| All other assets | $109,025,000 | 229 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $3,070,729,000 | 245 |
| Total liabilities | $2,821,029,000 | 240 |
| Total deposits | $1,908,011,000 | 258 |
| Interest-bearing deposits | $1,368,441,000 | 292 |
| Deposits held in domestic offices | $1,908,011,000 | 255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $656,548,000 | 121 |
| Trading liabilities | $2,015,000 | 47 |
| Other borrowed funds | $205,703,000 | 309 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $48,752,000 | 237 |
| Total equity capital | $249,700,000 | 298 |
| Total bank equity capital | $249,700,000 | 298 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,782,000 | 457 |
| Surplus | $67,323,000 | 418 |
| Undivided profits | $174,595,000 | 198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,005,000 | 871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $13,469,000 | 237 |
| Earning assets | $2,831,234,000 | 241 |
| Long-term assets (5+ years) | $1,340,056,000 | 127 |
| Average Assets, year-to-date | $3,126,578,000 | 240 |
| Average Assets, quarterly | $3,126,578,000 | 240 |
| Volatile liabilities | $1,053,825,000 | 217 |
| Insider loans | $10,000 | 7,891 |
| FHLB advances | $160,703,000 | 321 |
| Loans and leases held for sale | $60,000 | 1,711 |
| Unused loan commitments | $198,329,000 | 557 |
| Tier 1 (core) risk-based capital | $221,977,000 | 288 |
| Tier 2 risk-based capital | $12,262,000 | 436 |
| Total risk weighted assets | $1,770,122,000 | 288 |
| Total unused commitments | $198,329,000 | 557 |
| Derivatives | $387,025,000 | 114 |
| 2004-12-31 | Rank | |
| # of Employees: | 424 | 367 |
| Assets and Liabilities | ||
| Total Assets: | $3,182,427,000 | 246 |
| Cash and due from depository institutions | $51,581,000 | 367 |
| Interest-bearing balances | $6,613,000 | 851 |
| Securities | $1,582,629,000 | 138 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 791 |
| Net loans & leases | $1,329,166,000 | 329 |
| Loan loss allowance | $13,494,000 | 388 |
| Trading account assets | $16,404,000 | 76 |
| Bank premises and fixed assets | $35,687,000 | 229 |
| Other real estate owned | $0 | 367 |
| Goodwill and other intangibles | $51,649,000 | 221 |
| All other assets | $100,311,000 | 237 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $3,182,427,000 | 246 |
| Total liabilities | $2,928,023,000 | 241 |
| Total deposits | $1,938,987,000 | 259 |
| Interest-bearing deposits | $1,367,468,000 | 299 |
| Deposits held in domestic offices | $1,938,987,000 | 258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $729,780,000 | 114 |
| Trading liabilities | $2,032,000 | 48 |
| Other borrowed funds | $221,809,000 | 297 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $35,415,000 | 267 |
| Total equity capital | $254,404,000 | 303 |
| Total bank equity capital | $254,404,000 | 303 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,782,000 | 445 |
| Surplus | $67,323,000 | 419 |
| Undivided profits | $179,299,000 | 200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,049,000 | 559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $13,450,000 | 242 |
| Earning assets | $2,949,030,000 | 245 |
| Long-term assets (5+ years) | $1,500,989,000 | 121 |
| Average Assets, year-to-date | $3,233,943,600 | 237 |
| Average Assets, quarterly | $3,230,886,500 | 243 |
| Volatile liabilities | $1,142,915,000 | 212 |
| Insider loans | $10,000 | 7,937 |
| FHLB advances | $176,809,000 | 297 |
| Loans and leases held for sale | $545,000 | 1,101 |
| Unused loan commitments | $175,321,000 | 604 |
| Tier 1 (core) risk-based capital | $212,858,000 | 297 |
| Tier 2 risk-based capital | $14,055,000 | 393 |
| Total risk weighted assets | $1,832,659,000 | 276 |
| Total unused commitments | $175,321,000 | 604 |
| Derivatives | $384,588,000 | 113 |
| 2004-09-30 | Rank | |
| # of Employees: | 427 | 370 |
| Assets and Liabilities | ||
| Total Assets: | $3,279,346,000 | 247 |
| Cash and due from depository institutions | $56,257,000 | 370 |
| Interest-bearing balances | $8,707,000 | 702 |
| Securities | $1,654,575,000 | 134 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 468 |
| Net loans & leases | $1,337,537,000 | 324 |
| Loan loss allowance | $16,521,000 | 330 |
| Trading account assets | $16,434,000 | 74 |
| Bank premises and fixed assets | $36,656,000 | 223 |
| Other real estate owned | $0 | 370 |
| Goodwill and other intangibles | $52,697,000 | 219 |
| All other assets | $101,190,000 | 241 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $3,279,346,000 | 247 |
| Total liabilities | $3,034,971,000 | 241 |
| Total deposits | $1,955,082,000 | 258 |
| Interest-bearing deposits | $1,425,328,000 | 285 |
| Deposits held in domestic offices | $1,955,082,000 | 256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $817,487,000 | 106 |
| Trading liabilities | $1,123,000 | 52 |
| Other borrowed funds | $221,912,000 | 305 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $39,367,000 | 258 |
| Total equity capital | $244,375,000 | 305 |
| Total bank equity capital | $244,375,000 | 305 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,782,000 | 444 |
| Surplus | $67,323,000 | 416 |
| Undivided profits | $169,270,000 | 207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,607,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $14,289,000 | 235 |
| Earning assets | $3,040,512,000 | 243 |
| Long-term assets (5+ years) | $1,642,715,000 | 116 |
| Average Assets, year-to-date | $3,246,822,750 | 240 |
| Average Assets, quarterly | $3,336,704,500 | 242 |
| Volatile liabilities | $1,229,687,000 | 195 |
| Insider loans | $10,000 | 7,961 |
| FHLB advances | $176,912,000 | 297 |
| Loans and leases held for sale | $150,000 | 1,581 |
| Unused loan commitments | $221,820,000 | 507 |
| Tier 1 (core) risk-based capital | $202,957,000 | 304 |
| Tier 2 risk-based capital | $17,196,000 | 336 |
| Total risk weighted assets | $1,841,232,000 | 275 |
| Total unused commitments | $221,820,000 | 507 |
| Derivatives | $406,000,000 | 114 |
| 2004-06-30 | Rank | |
| # of Employees: | 439 | 370 |
| Assets and Liabilities | ||
| Total Assets: | $3,394,063,000 | 239 |
| Cash and due from depository institutions | $63,034,000 | 370 |
| Interest-bearing balances | $7,598,000 | 807 |
| Securities | $1,779,429,000 | 133 |
| Federal funds sold & reverse repurchase agreements | $62,500,000 | 207 |
| Net loans & leases | $1,266,649,000 | 326 |
| Loan loss allowance | $17,301,000 | 316 |
| Trading account assets | $15,384,000 | 72 |
| Bank premises and fixed assets | $37,506,000 | 214 |
| Other real estate owned | $0 | 370 |
| Goodwill and other intangibles | $53,766,000 | 204 |
| All other assets | $115,795,000 | 225 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $3,394,063,000 | 239 |
| Total liabilities | $3,184,418,000 | 227 |
| Total deposits | $1,950,838,000 | 256 |
| Interest-bearing deposits | $1,417,799,000 | 280 |
| Deposits held in domestic offices | $1,950,838,000 | 255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $944,118,000 | 102 |
| Trading liabilities | $4,225,000 | 49 |
| Other borrowed funds | $222,015,000 | 304 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $63,222,000 | 196 |
| Total equity capital | $209,645,000 | 325 |
| Total bank equity capital | $209,645,000 | 325 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,782,000 | 437 |
| Surplus | $67,323,000 | 400 |
| Undivided profits | $134,540,000 | 247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,368,000 | 386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $13,455,000 | 238 |
| Earning assets | $3,130,920,000 | 232 |
| Long-term assets (5+ years) | $1,699,790,000 | 119 |
| Average Assets, year-to-date | $3,235,981,670 | 233 |
| Average Assets, quarterly | $3,304,438,000 | 237 |
| Volatile liabilities | $1,365,260,000 | 181 |
| Insider loans | $10,000 | 8,052 |
| FHLB advances | $177,015,000 | 298 |
| Loans and leases held for sale | $680,000 | 1,062 |
| Unused loan commitments | $177,306,000 | 574 |
| Tier 1 (core) risk-based capital | $189,988,000 | 314 |
| Tier 2 risk-based capital | $17,893,000 | 325 |
| Total risk weighted assets | $1,893,002,000 | 261 |
| Total unused commitments | $177,306,000 | 575 |
| Derivatives | $289,604,000 | 129 |
| 2004-03-31 | Rank | |
| # of Employees: | 434 | 376 |
| Assets and Liabilities | ||
| Total Assets: | $3,214,813,000 | 238 |
| Cash and due from depository institutions | $56,304,000 | 376 |
| Interest-bearing balances | $4,571,000 | 1,400 |
| Securities | $1,694,503,000 | 136 |
| Federal funds sold & reverse repurchase agreements | $26,500,000 | 516 |
| Net loans & leases | $1,248,204,000 | 326 |
| Loan loss allowance | $17,718,000 | 305 |
| Trading account assets | $4,649,000 | 87 |
| Bank premises and fixed assets | $37,715,000 | 211 |
| Other real estate owned | $0 | 376 |
| Goodwill and other intangibles | $54,728,000 | 191 |
| All other assets | $92,210,000 | 248 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $3,214,813,000 | 238 |
| Total liabilities | $2,979,634,000 | 229 |
| Total deposits | $1,879,234,000 | 258 |
| Interest-bearing deposits | $1,412,348,000 | 284 |
| Deposits held in domestic offices | $1,879,234,000 | 255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $844,580,000 | 105 |
| Trading liabilities | $2,311,000 | 50 |
| Other borrowed funds | $218,951,000 | 301 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $34,558,000 | 284 |
| Total equity capital | $235,179,000 | 300 |
| Total bank equity capital | $235,179,000 | 300 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,782,000 | 425 |
| Surplus | $67,323,000 | 395 |
| Undivided profits | $160,074,000 | 218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,293,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $12,097,000 | 244 |
| Earning assets | $2,977,842,000 | 235 |
| Long-term assets (5+ years) | $1,823,890,000 | 112 |
| Average Assets, year-to-date | $3,156,941,000 | 235 |
| Average Assets, quarterly | $3,156,941,000 | 235 |
| Volatile liabilities | $1,253,852,000 | 190 |
| Insider loans | $10,000 | 8,060 |
| FHLB advances | $177,116,000 | 288 |
| Loans and leases held for sale | $1,958,000 | 712 |
| Unused loan commitments | $165,276,000 | 598 |
| Tier 1 (core) risk-based capital | $182,270,000 | 318 |
| Tier 2 risk-based capital | $18,259,000 | 317 |
| Total risk weighted assets | $1,666,357,000 | 286 |
| Total unused commitments | $165,276,000 | 599 |
| Derivatives | $318,331,000 | 126 |
| 2003-12-31 | Rank | |
| # of Employees: | 434 | 382 |
| Assets and Liabilities | ||
| Total Assets: | $3,099,069,000 | 241 |
| Cash and due from depository institutions | $97,536,000 | 382 |
| Interest-bearing balances | $2,897,000 | 1,786 |
| Securities | $1,552,879,000 | 138 |
| Federal funds sold & reverse repurchase agreements | $27,402,000 | 411 |
| Net loans & leases | $1,212,823,000 | 332 |
| Loan loss allowance | $17,146,000 | 316 |
| Trading account assets | $8,775,000 | 80 |
| Bank premises and fixed assets | $37,629,000 | 221 |
| Other real estate owned | $0 | 382 |
| Goodwill and other intangibles | $55,760,000 | 189 |
| All other assets | $106,265,000 | 230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,099,069,000 | 241 |
| Total liabilities | $2,878,623,000 | 235 |
| Total deposits | $1,824,142,000 | 265 |
| Interest-bearing deposits | $1,343,903,000 | 294 |
| Deposits held in domestic offices | $1,824,142,000 | 263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $794,983,000 | 104 |
| Trading liabilities | $5,907,000 | 44 |
| Other borrowed funds | $217,216,000 | 303 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $36,375,000 | 270 |
| Total equity capital | $220,446,000 | 311 |
| Total bank equity capital | $220,446,000 | 311 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,782,000 | 427 |
| Surplus | $67,323,000 | 397 |
| Undivided profits | $145,341,000 | 224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,736,000 | 391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $11,293,000 | 259 |
| Earning assets | $2,804,776,000 | 240 |
| Long-term assets (5+ years) | $1,694,735,000 | 115 |
| Average Assets, year-to-date | $2,962,804,000 | 243 |
| Average Assets, quarterly | $2,993,913,000 | 245 |
| Volatile liabilities | $1,203,955,000 | 187 |
| Insider loans | $10,000 | 8,117 |
| FHLB advances | $177,216,000 | 295 |
| Loans and leases held for sale | $3,665,000 | 459 |
| Unused loan commitments | $185,956,000 | 544 |
| Tier 1 (core) risk-based capital | $172,710,000 | 328 |
| Tier 2 risk-based capital | $17,741,000 | 326 |
| Total risk weighted assets | $1,606,969,000 | 292 |
| Total unused commitments | $185,956,000 | 544 |
| Derivatives | $255,161,000 | 132 |
| 2003-09-30 | Rank | |
| # of Employees: | 420 | 401 |
| Assets and Liabilities | ||
| Total Assets: | $2,888,757,000 | 259 |
| Cash and due from depository institutions | $58,354,000 | 401 |
| Interest-bearing balances | $5,749,000 | 1,215 |
| Securities | $1,362,913,000 | 149 |
| Federal funds sold & reverse repurchase agreements | $77,454,000 | 213 |
| Net loans & leases | $1,194,171,000 | 340 |
| Loan loss allowance | $14,731,000 | 369 |
| Trading account assets | $20,203,000 | 68 |
| Bank premises and fixed assets | $36,617,000 | 235 |
| Other real estate owned | $0 | 401 |
| Goodwill and other intangibles | $42,165,000 | 223 |
| All other assets | $96,880,000 | 247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,888,757,000 | 259 |
| Total liabilities | $2,672,138,000 | 251 |
| Total deposits | $1,555,485,000 | 307 |
| Interest-bearing deposits | $1,150,265,000 | 346 |
| Deposits held in domestic offices | $1,555,485,000 | 305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $855,399,000 | 101 |
| Trading liabilities | $4,278,000 | 48 |
| Other borrowed funds | $221,315,000 | 295 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $35,661,000 | 284 |
| Total equity capital | $216,619,000 | 323 |
| Total bank equity capital | $216,619,000 | 323 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,782,000 | 426 |
| Surplus | $67,323,000 | 406 |
| Undivided profits | $141,514,000 | 240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,362,000 | 335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $10,419,000 | 287 |
| Earning assets | $2,658,620,000 | 254 |
| Long-term assets (5+ years) | $1,573,801,000 | 121 |
| Average Assets, year-to-date | $2,928,737,750 | 248 |
| Average Assets, quarterly | $2,981,261,000 | 250 |
| Volatile liabilities | $1,222,756,000 | 186 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $181,315,000 | 273 |
| Loans and leases held for sale | $7,549,000 | 401 |
| Unused loan commitments | $146,609,000 | 650 |
| Tier 1 (core) risk-based capital | $180,614,000 | 327 |
| Tier 2 risk-based capital | $15,204,000 | 368 |
| Total risk weighted assets | $1,493,544,000 | 308 |
| Total unused commitments | $146,609,000 | 652 |
| Derivatives | $202,470,000 | 150 |
| 2003-06-30 | Rank | |
| # of Employees: | 408 | 419 |
| Assets and Liabilities | ||
| Total Assets: | $3,073,765,000 | 242 |
| Cash and due from depository institutions | $80,898,000 | 419 |
| Interest-bearing balances | $6,283,000 | 1,238 |
| Securities | $1,580,734,000 | 137 |
| Federal funds sold & reverse repurchase agreements | $28,157,000 | 563 |
| Net loans & leases | $1,200,706,000 | 339 |
| Loan loss allowance | $14,478,000 | 364 |
| Trading account assets | $6,667,000 | 89 |
| Bank premises and fixed assets | $36,163,000 | 236 |
| Other real estate owned | $0 | 419 |
| Goodwill and other intangibles | $42,639,000 | 208 |
| All other assets | $97,801,000 | 248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,073,765,000 | 242 |
| Total liabilities | $2,858,426,000 | 235 |
| Total deposits | $1,647,677,000 | 295 |
| Interest-bearing deposits | $1,263,787,000 | 317 |
| Deposits held in domestic offices | $1,647,677,000 | 292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $931,606,000 | 92 |
| Trading liabilities | $5,530,000 | 46 |
| Other borrowed funds | $236,412,000 | 270 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $37,201,000 | 299 |
| Total equity capital | $215,339,000 | 320 |
| Total bank equity capital | $215,339,000 | 320 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,782,000 | 416 |
| Surplus | $67,323,000 | 397 |
| Undivided profits | $140,234,000 | 247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,132,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $12,202,000 | 252 |
| Earning assets | $2,822,547,000 | 240 |
| Long-term assets (5+ years) | $1,799,018,000 | 101 |
| Average Assets, year-to-date | $2,942,064,670 | 245 |
| Average Assets, quarterly | $3,034,867,500 | 243 |
| Volatile liabilities | $1,323,373,000 | 171 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $181,412,000 | 278 |
| Loans and leases held for sale | $13,926,000 | 372 |
| Unused loan commitments | $164,927,000 | 598 |
| Tier 1 (core) risk-based capital | $172,887,000 | 335 |
| Tier 2 risk-based capital | $15,055,000 | 355 |
| Total risk weighted assets | $1,525,342,000 | 306 |
| Total unused commitments | $164,927,000 | 601 |
| Derivatives | $280,710,000 | 139 |
| 2003-03-31 | Rank | |
| # of Employees: | 416 | 399 |
| Assets and Liabilities | ||
| Total Assets: | $2,995,970,000 | 246 |
| Cash and due from depository institutions | $58,456,000 | 399 |
| Interest-bearing balances | $2,033,000 | 2,481 |
| Securities | $1,449,486,000 | 144 |
| Federal funds sold & reverse repurchase agreements | $102,790,000 | 186 |
| Net loans & leases | $1,189,616,000 | 337 |
| Loan loss allowance | $14,135,000 | 367 |
| Trading account assets | $14,527,000 | 75 |
| Bank premises and fixed assets | $36,078,000 | 238 |
| Other real estate owned | $0 | 399 |
| Goodwill and other intangibles | $43,133,000 | 199 |
| All other assets | $101,884,000 | 244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,995,970,000 | 246 |
| Total liabilities | $2,789,956,000 | 240 |
| Total deposits | $1,569,274,000 | 301 |
| Interest-bearing deposits | $1,163,490,000 | 341 |
| Deposits held in domestic offices | $1,569,274,000 | 298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $999,998,000 | 90 |
| Trading liabilities | $1,767,000 | 61 |
| Other borrowed funds | $181,508,000 | 323 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $37,409,000 | 302 |
| Total equity capital | $206,014,000 | 324 |
| Total bank equity capital | $206,014,000 | 324 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,782,000 | 410 |
| Surplus | $67,323,000 | 395 |
| Undivided profits | $130,909,000 | 255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,407,000 | 167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $12,256,000 | 257 |
| Earning assets | $2,758,182,000 | 243 |
| Long-term assets (5+ years) | $1,642,727,000 | 112 |
| Average Assets, year-to-date | $2,876,214,500 | 249 |
| Average Assets, quarterly | $2,876,214,500 | 249 |
| Volatile liabilities | $1,336,367,000 | 172 |
| Insider loans | $6,000 | 8,291 |
| FHLB advances | $181,508,000 | 265 |
| Loans and leases held for sale | $8,134,000 | 463 |
| Unused loan commitments | $199,191,000 | 518 |
| Tier 1 (core) risk-based capital | $165,743,000 | 342 |
| Tier 2 risk-based capital | $14,943,000 | 354 |
| Total risk weighted assets | $1,512,316,000 | 304 |
| Total unused commitments | $199,191,000 | 519 |
| Derivatives | $212,500,000 | 145 |
| 2002-12-31 | Rank | |
| # of Employees: | 412 | 404 |
| Assets and Liabilities | ||
| Total Assets: | $2,756,459,000 | 258 |
| Cash and due from depository institutions | $67,016,000 | 404 |
| Interest-bearing balances | $2,387,000 | 2,198 |
| Securities | $1,305,760,000 | 151 |
| Federal funds sold & reverse repurchase agreements | $15,985,000 | 878 |
| Net loans & leases | $1,191,741,000 | 332 |
| Loan loss allowance | $24,349,000 | 268 |
| Trading account assets | $6,143,000 | 92 |
| Bank premises and fixed assets | $36,313,000 | 234 |
| Other real estate owned | $0 | 404 |
| Goodwill and other intangibles | $43,889,000 | 192 |
| All other assets | $89,612,000 | 262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,756,459,000 | 258 |
| Total liabilities | $2,552,910,000 | 252 |
| Total deposits | $1,650,911,000 | 291 |
| Interest-bearing deposits | $1,288,892,000 | 308 |
| Deposits held in domestic offices | $1,650,911,000 | 287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $678,921,000 | 111 |
| Trading liabilities | $11,240,000 | 45 |
| Other borrowed funds | $187,603,000 | 317 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $24,235,000 | 358 |
| Total equity capital | $203,549,000 | 325 |
| Total bank equity capital | $203,549,000 | 325 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,782,000 | 407 |
| Surplus | $67,323,000 | 390 |
| Undivided profits | $128,444,000 | 260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,550,000 | 133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $11,440,000 | 277 |
| Earning assets | $2,520,397,000 | 253 |
| Long-term assets (5+ years) | $1,504,748,000 | 113 |
| Average Assets, year-to-date | $2,416,919,600 | 282 |
| Average Assets, quarterly | $2,691,471,500 | 260 |
| Volatile liabilities | $1,031,043,000 | 199 |
| Insider loans | $6,000 | 8,330 |
| FHLB advances | $187,603,000 | 259 |
| Loans and leases held for sale | $8,465,000 | 504 |
| Unused loan commitments | $182,916,000 | 520 |
| Tier 1 (core) risk-based capital | $157,683,000 | 348 |
| Tier 2 risk-based capital | $18,185,000 | 315 |
| Total risk weighted assets | $1,447,577,000 | 311 |
| Total unused commitments | $182,916,000 | 520 |
| Derivatives | $192,000,000 | 144 |
| 2001-12-31 | Rank | |
| # of Employees: | 355 | 459 |
| Assets and Liabilities | ||
| Total Assets: | $1,985,825,000 | 319 |
| Cash and due from depository institutions | $71,882,000 | 459 |
| Interest-bearing balances | $4,142,000 | 1,449 |
| Securities | $809,430,000 | 191 |
| Federal funds sold & reverse repurchase agreements | $8,985,000 | 1,649 |
| Net loans & leases | $986,991,000 | 387 |
| Loan loss allowance | $20,811,000 | 283 |
| Trading account assets | $1,496,000 | 129 |
| Bank premises and fixed assets | $36,279,000 | 233 |
| Other real estate owned | $0 | 459 |
| Goodwill and other intangibles | $4,668,000 | 656 |
| All other assets | $66,094,000 | 318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,985,825,000 | 319 |
| Total liabilities | $1,814,362,000 | 319 |
| Total deposits | $1,372,056,000 | 325 |
| Interest-bearing deposits | $1,121,871,000 | 338 |
| Deposits held in domestic offices | $1,372,056,000 | 324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $380,451,000 | 153 |
| Trading liabilities | $2,870,000 | 52 |
| Other borrowed funds | $29,562,000 | 1,082 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $29,423,000 | 321 |
| Total equity capital | $171,463,000 | 346 |
| Total bank equity capital | $171,463,000 | 346 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,782,000 | 404 |
| Surplus | $67,323,000 | 379 |
| Undivided profits | $96,358,000 | 304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,933,000 | 127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $7,581,000 | 405 |
| Earning assets | $1,811,033,000 | 318 |
| Long-term assets (5+ years) | $762,461,000 | 183 |
| Average Assets, year-to-date | $1,998,963,200 | 313 |
| Average Assets, quarterly | $2,017,512,500 | 318 |
| Volatile liabilities | $754,346,000 | 240 |
| Insider loans | $173,000 | 7,130 |
| FHLB advances | $25,000,000 | 1,103 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $170,724,000 | 517 |
| Tier 1 (core) risk-based capital | $170,282,000 | 317 |
| Tier 2 risk-based capital | $16,076,000 | 330 |
| Total risk weighted assets | $1,280,290,000 | 335 |
| Total unused commitments | $170,724,000 | 517 |
| Derivatives | $151,500,000 | 148 |
| 2000-12-31 | Rank | |
| # of Employees: | 349 | 455 |
| Assets and Liabilities | ||
| Total Assets: | $1,933,699,000 | 323 |
| Cash and due from depository institutions | $54,932,000 | 455 |
| Interest-bearing balances | $656,000 | 2,778 |
| Securities | $753,946,000 | 195 |
| Federal funds sold & reverse repurchase agreements | $56,184,000 | 251 |
| Net loans & leases | $934,805,000 | 406 |
| Loan loss allowance | $15,190,000 | 336 |
| Trading account assets | $64,715,000 | 40 |
| Bank premises and fixed assets | $30,952,000 | 253 |
| Other real estate owned | $65,000 | 455 |
| Goodwill and other intangibles | $4,456,000 | 645 |
| All other assets | $33,644,000 | 410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,933,699,000 | 323 |
| Total liabilities | $1,781,145,000 | 316 |
| Total deposits | $1,220,386,000 | 348 |
| Interest-bearing deposits | $969,208,000 | 374 |
| Deposits held in domestic offices | $1,220,386,000 | 343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $508,057,000 | 128 |
| Trading liabilities | $108,000 | 73 |
| Other borrowed funds | $35,052,000 | 928 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $17,542,000 | 442 |
| Total equity capital | $152,554,000 | 371 |
| Total bank equity capital | $152,554,000 | 371 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,782,000 | 410 |
| Surplus | $67,323,000 | 366 |
| Undivided profits | $77,449,000 | 342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,511,000 | 188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,310,000 | 485 |
| Earning assets | $1,810,306,000 | 316 |
| Long-term assets (5+ years) | $719,252,000 | 187 |
| Average Assets, year-to-date | $1,927,926,600 | 316 |
| Average Assets, quarterly | $1,956,542,500 | 320 |
| Volatile liabilities | $962,468,000 | 215 |
| Insider loans | $26,000 | 8,561 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $782,000 | 803 |
| Unused loan commitments | $115,020,000 | 649 |
| Tier 1 (core) risk-based capital | $146,593,000 | 349 |
| Tier 2 risk-based capital | $15,120,190 | 344 |
| Total risk weighted assets | $1,204,948,190 | 347 |
| Total unused commitments | $115,020,000 | 649 |
| Derivatives | $178,125,000 | 150 |
| 1999-12-31 | Rank | |
| # of Employees: | 394 | 447 |
| Assets and Liabilities | ||
| Total Assets: | $1,798,622,000 | 341 |
| Cash and due from depository institutions | $60,702,000 | 447 |
| Interest-bearing balances | $733,000 | 2,748 |
| Securities | $864,468,000 | 192 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 514 |
| Net loans & leases | $777,916,000 | 464 |
| Loan loss allowance | $19,543,000 | 293 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,786,000 | 437 |
| Other real estate owned | $175,000 | 447 |
| Goodwill and other intangibles | $6,629,000 | 516 |
| All other assets | $50,946,000 | 320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,798,622,000 | 341 |
| Total liabilities | $1,678,276,000 | 335 |
| Total deposits | $1,186,742,000 | 349 |
| Interest-bearing deposits | $953,938,000 | 374 |
| Deposits held in domestic offices | $1,114,783,000 | 363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $412,178,000 | 155 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $59,269,000 | 668 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $20,087,000 | 385 |
| Total equity capital | $120,346,000 | 429 |
| Total bank equity capital | $120,346,000 | 429 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,782,000 | 442 |
| Surplus | $67,323,000 | 369 |
| Undivided profits | $45,241,000 | 558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,014,000 | 205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,532,000 | 615 |
| Earning assets | $1,663,117,000 | 339 |
| Long-term assets (5+ years) | $618,896,000 | 208 |
| Average Assets, year-to-date | $1,676,196,800 | 346 |
| Average Assets, quarterly | $1,817,437,500 | 333 |
| Volatile liabilities | $837,853,000 | 229 |
| Insider loans | $226,000 | 7,007 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $804,000 | 767 |
| Unused loan commitments | $95,342,000 | 761 |
| Tier 1 (core) risk-based capital | $130,607,000 | 384 |
| Tier 2 risk-based capital | $12,825,370 | 391 |
| Total risk weighted assets | $1,009,281,170 | 398 |
| Total unused commitments | $95,342,000 | 761 |
| Derivatives | $117,383,000 | 174 |
| 1998-12-31 | Rank | |
| # of Employees: | 322 | 541 |
| Assets and Liabilities | ||
| Total Assets: | $1,407,080,000 | 404 |
| Cash and due from depository institutions | $32,998,000 | 541 |
| Interest-bearing balances | $736,000 | 3,137 |
| Securities | $763,615,000 | 197 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $578,482,000 | 553 |
| Loan loss allowance | $13,770,000 | 368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,888,000 | 668 |
| Other real estate owned | $465,000 | 541 |
| Goodwill and other intangibles | $3,163,000 | 783 |
| All other assets | $17,469,000 | 582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,407,080,000 | 404 |
| Total liabilities | $1,290,342,000 | 400 |
| Total deposits | $1,028,000,000 | 393 |
| Interest-bearing deposits | $834,355,000 | 411 |
| Deposits held in domestic offices | $922,363,000 | 431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $242,162,000 | 184 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,994,000 | 2,335 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $15,186,000 | 486 |
| Total equity capital | $116,738,000 | 437 |
| Total bank equity capital | $116,738,000 | 437 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,147,000 | 488 |
| Surplus | $56,453,000 | 404 |
| Undivided profits | $53,138,000 | 488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,453,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,763,000 | 735 |
| Earning assets | $1,342,833,000 | 384 |
| Long-term assets (5+ years) | $466,175,000 | 246 |
| Average Assets, year-to-date | $1,307,366,800 | 404 |
| Average Assets, quarterly | $1,358,780,500 | 407 |
| Volatile liabilities | $561,059,000 | 261 |
| Insider loans | $128,000 | 7,795 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,082,000 | 466 |
| Unused loan commitments | $111,551,000 | 646 |
| Tier 1 (core) risk-based capital | $115,022,000 | 406 |
| Tier 2 risk-based capital | $9,950,640 | 449 |
| Total risk weighted assets | $780,276,340 | 451 |
| Total unused commitments | $111,551,000 | 651 |
| Derivatives | $57,138,000 | 245 |
| 1997-12-31 | Rank | |
| # of Employees: | 306 | 575 |
| Assets and Liabilities | ||
| Total Assets: | $1,172,768,000 | 463 |
| Cash and due from depository institutions | $49,567,000 | 575 |
| Interest-bearing balances | $3,150,000 | 1,306 |
| Securities | $527,626,000 | 269 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 655 |
| Net loans & leases | $540,496,000 | 602 |
| Loan loss allowance | $12,598,000 | 401 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,024,000 | 655 |
| Other real estate owned | $448,000 | 575 |
| Goodwill and other intangibles | $3,375,000 | 716 |
| All other assets | $20,232,000 | 516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,172,768,000 | 463 |
| Total liabilities | $1,068,464,000 | 459 |
| Total deposits | $882,075,000 | 446 |
| Interest-bearing deposits | $707,637,000 | 478 |
| Deposits held in domestic offices | $858,070,000 | 453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,031,000 | 271 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $27,777,000 | 806 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $12,581,000 | 536 |
| Total equity capital | $104,304,000 | 477 |
| Total bank equity capital | $104,304,000 | 477 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,147,000 | 498 |
| Surplus | $56,453,000 | 395 |
| Undivided profits | $40,704,000 | 607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,853,000 | 455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,393,000 | 658 |
| Earning assets | $1,091,272,000 | 456 |
| Long-term assets (5+ years) | $346,702,000 | 265 |
| Average Assets, year-to-date | $1,068,683,800 | 478 |
| Average Assets, quarterly | $1,163,327,000 | 459 |
| Volatile liabilities | $392,698,000 | 342 |
| Insider loans | $89,000 | 8,569 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $6,082,000 | 319 |
| Unused loan commitments | $143,365,000 | 508 |
| Tier 1 (core) risk-based capital | $99,868,000 | 454 |
| Tier 2 risk-based capital | $8,416,380 | 474 |
| Total risk weighted assets | $669,045,980 | 501 |
| Total unused commitments | $143,365,000 | 509 |
| Derivatives | $107,007,000 | 201 |
| 1996-12-31 | Rank | |
| # of Employees: | 312 | 602 |
| Assets and Liabilities | ||
| Total Assets: | $967,893,000 | 574 |
| Cash and due from depository institutions | $37,163,000 | 602 |
| Interest-bearing balances | $696,000 | 2,733 |
| Securities | $308,131,000 | 453 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 529 |
| Net loans & leases | $567,022,000 | 616 |
| Loan loss allowance | $11,769,000 | 468 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,616,000 | 645 |
| Other real estate owned | $79,000 | 602 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $18,882,000 | 563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $967,893,000 | 574 |
| Total liabilities | $878,715,000 | 581 |
| Total deposits | $788,760,000 | 540 |
| Interest-bearing deposits | $627,982,000 | 570 |
| Deposits held in domestic offices | $767,630,000 | 546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,871,000 | 488 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,690,000 | 899 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $10,394,000 | 615 |
| Total equity capital | $89,178,000 | 557 |
| Total bank equity capital | $89,178,000 | 557 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,147,000 | 525 |
| Surplus | $56,453,000 | 397 |
| Undivided profits | $25,578,000 | 1,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,299,000 | 325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,955,000 | 751 |
| Earning assets | $900,849,000 | 571 |
| Long-term assets (5+ years) | $194,286,000 | 432 |
| Average Assets, year-to-date | $960,594,400 | 559 |
| Average Assets, quarterly | $944,646,000 | 577 |
| Volatile liabilities | $244,899,000 | 492 |
| Insider loans | $309,000 | 6,763 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $5,042,000 | 328 |
| Unused loan commitments | $83,184,000 | 749 |
| Tier 1 (core) risk-based capital | $90,581,000 | 521 |
| Tier 2 risk-based capital | $8,158,300 | 527 |
| Total risk weighted assets | $649,053,400 | 548 |
| Total unused commitments | $83,184,000 | 755 |
| Derivatives | $20,500,000 | 374 |
| 1995-12-31 | Rank | |
| # of Employees: | 299 | 646 |
| Assets and Liabilities | ||
| Total Assets: | $980,540,000 | 598 |
| Cash and due from depository institutions | $38,410,000 | 646 |
| Interest-bearing balances | $446,000 | 3,439 |
| Securities | $303,242,000 | 472 |
| Federal funds sold & reverse repurchase agreements | $80,000,000 | 242 |
| Net loans & leases | $528,734,000 | 649 |
| Loan loss allowance | $12,670,000 | 464 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $12,257,000 | 610 |
| Other real estate owned | $151,000 | 646 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $17,746,000 | 629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $980,540,000 | 598 |
| Total liabilities | $906,976,000 | 594 |
| Total deposits | $877,124,000 | 512 |
| Interest-bearing deposits | $722,936,000 | 532 |
| Deposits held in domestic offices | $745,064,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,023,000 | 810 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $45,000 | 4,698 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $9,784,000 | 682 |
| Total equity capital | $73,564,000 | 680 |
| Total bank equity capital | $73,564,000 | 680 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,147,000 | 531 |
| Surplus | $56,453,000 | 418 |
| Undivided profits | $9,964,000 | 2,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,932,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,468,000 | 678 |
| Earning assets | $912,422,000 | 583 |
| Long-term assets (5+ years) | $162,446,000 | 451 |
| Average Assets, year-to-date | $947,761,400 | 581 |
| Average Assets, quarterly | $955,484,500 | 595 |
| Volatile liabilities | $267,271,000 | 462 |
| Insider loans | $2,763,000 | 1,572 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $6,168,000 | 310 |
| Unused loan commitments | $51,486,000 | 1,009 |
| Tier 1 (core) risk-based capital | $73,730,000 | 644 |
| Tier 2 risk-based capital | $7,584,880 | 561 |
| Total risk weighted assets | $601,704,880 | 597 |
| Total unused commitments | $51,486,000 | 1,015 |
| Derivatives | $11,999,000 | 489 |
| 1994-12-31 | Rank | |
| # of Employees: | 310 | 650 |
| Assets and Liabilities | ||
| Total Assets: | $935,097,000 | 591 |
| Cash and due from depository institutions | $55,175,000 | 650 |
| Interest-bearing balances | $388,000 | 3,698 |
| Securities | $354,572,000 | 438 |
| Federal funds sold & reverse repurchase agreements | $64,000,000 | 240 |
| Net loans & leases | $424,123,000 | 752 |
| Loan loss allowance | $17,391,000 | 387 |
| Trading account assets | $2,500,000 | 174 |
| Bank premises and fixed assets | $12,688,000 | 577 |
| Other real estate owned | $4,454,000 | 650 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $17,585,000 | 650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $935,097,000 | 591 |
| Total liabilities | $875,422,000 | 585 |
| Total deposits | $862,761,000 | 502 |
| Interest-bearing deposits | $729,899,000 | 512 |
| Deposits held in domestic offices | $750,722,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $12,661,000 | 522 |
| Total equity capital | $59,675,000 | 756 |
| Total bank equity capital | $59,675,000 | 756 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,147,000 | 527 |
| Surplus | $56,453,000 | 395 |
| Undivided profits | $-3,925,000 | 12,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,416,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,165,000 | 659 |
| Earning assets | $845,583,000 | 591 |
| Long-term assets (5+ years) | $113,756,000 | 610 |
| Average Assets, year-to-date | $920,760,600 | 587 |
| Average Assets, quarterly | $937,947,500 | 587 |
| Volatile liabilities | $217,344,000 | 516 |
| Insider loans | $3,215,000 | 1,304 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $130,000 | 1,185 |
| Unused loan commitments | $102,666,000 | 633 |
| Tier 1 (core) risk-based capital | $61,437,000 | 716 |
| Tier 2 risk-based capital | $6,389,330 | 622 |
| Total risk weighted assets | $500,145,030 | 657 |
| Total unused commitments | $102,666,000 | 637 |
| Derivatives | $7,102,000 | 542 |
| 1993-12-31 | Rank | |
| # of Employees: | 338 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $910,416,000 | 614 |
| Cash and due from depository institutions | $28,965,000 | 630 |
| Interest-bearing balances | $180,000 | 5,859 |
| Securities | $220,272,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $73,000,000 | 239 |
| Net loans & leases | $546,536,000 | 592 |
| Loan loss allowance | $17,792,000 | 410 |
| Trading account assets | $10,498,000 | 119 |
| Bank premises and fixed assets | $11,500,000 | 622 |
| Other real estate owned | $8,363,000 | 630 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $11,282,000 | 876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $910,416,000 | 614 |
| Total liabilities | $854,890,000 | 602 |
| Total deposits | $832,176,000 | 543 |
| Interest-bearing deposits | $696,481,000 | 552 |
| Deposits held in domestic offices | $713,808,000 | 599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000 | 5,015 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $22,713,000 | 383 |
| Total equity capital | $55,526,000 | 775 |
| Total bank equity capital | $55,526,000 | 775 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,147,000 | 519 |
| Surplus | $56,453,000 | 375 |
| Undivided profits | $-8,074,000 | 13,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,780,000 | 250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,129,000 | 603 |
| Earning assets | $850,486,000 | 596 |
| Long-term assets (5+ years) | $154,399,000 | 457 |
| Average Assets, year-to-date | $830,522,600 | 635 |
| Average Assets, quarterly | $854,561,500 | 641 |
| Volatile liabilities | $223,360,000 | 469 |
| Insider loans | $3,459,000 | 1,200 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,953,000 | 450 |
| Unused loan commitments | $54,720,000 | 931 |
| Tier 1 (core) risk-based capital | $55,422,000 | 746 |
| Tier 2 risk-based capital | $6,528,570 | 608 |
| Total risk weighted assets | $511,021,870 | 645 |
| Total unused commitments | $54,720,000 | 950 |
| Derivatives | $37,000 | 705 |
| 1992-12-31 | Rank | |
| # of Employees: | 391 | 578 |
| Assets and Liabilities | ||
| Total Assets: | $801,802,000 | 692 |
| Cash and due from depository institutions | $43,418,000 | 578 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $167,156,000 | 823 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 652 |
| Net loans & leases | $514,556,000 | 631 |
| Loan loss allowance | $20,701,000 | 377 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,379,000 | 864 |
| Other real estate owned | $23,270,000 | 578 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $17,023,000 | 690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $801,802,000 | 692 |
| Total liabilities | $748,258,000 | 680 |
| Total deposits | $727,065,000 | 634 |
| Interest-bearing deposits | $607,905,000 | 659 |
| Deposits held in domestic offices | $704,359,000 | 644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $22,000 | 4,830 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $21,171,000 | 402 |
| Total equity capital | $53,544,000 | 767 |
| Total bank equity capital | $53,544,000 | 767 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,147,000 | 525 |
| Surplus | $56,453,000 | 362 |
| Undivided profits | $-10,056,000 | 13,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,682,000 | 198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,719,000 | 490 |
| Earning assets | $709,712,000 | 698 |
| Long-term assets (5+ years) | $172,604,000 | 409 |
| Average Assets, year-to-date | $861,318,000 | 645 |
| Average Assets, quarterly | $820,074,000 | 668 |
| Volatile liabilities | $114,282,000 | 682 |
| Insider loans | $2,390,000 | 263 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $10,353,000 | 230 |
| Unused loan commitments | $65,883,000 | 788 |
| Tier 1 (core) risk-based capital | $53,544,000 | 737 |
| Tier 2 risk-based capital | $6,603,960 | 608 |
| Total risk weighted assets | $514,219,860 | 646 |
| Total unused commitments | $65,883,000 | 801 |
| Derivatives | $10,000,000 | 462 |