Home > Atlantic Bank > Loan Charge- Offs and Recoveries
Atlantic Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $961,000 | 1,131 |
| Loans secured by real estate, total | $374,000 | 747 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $374,000 | 747 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $374,000 | 399 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $7,000 | 6,128 |
| Loans to individuals | $555,000 | 821 |
| Credit card loan charge offs | $336,000 | 425 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $219,000 | 1,229 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $25,000 | 235 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $175,000 | 1,645 |
| Loans secured by real estate, total | $22,000 | 1,912 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $22,000 | 1,912 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,322 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $6,000 | 4,991 |
| Loans to individuals | $147,000 | 804 |
| Credit card loan recoveries | $77,000 | 361 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $70,000 | 1,169 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $786,000 | 1,032 |
| Loans secured by real estate, total | $352,000 | 599 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $352,000 | 598 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $357,000 | 346 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-5,000 | 10,574 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,000 | 5,626 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $408,000 | 836 |
| Credit card loan net charge offs | $259,000 | 451 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $149,000 | 1,265 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $25,000 | 212 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,171,000 | 1,026 |
| Loans secured by real estate, total | $136,000 | 1,491 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $136,000 | 1,489 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $136,000 | 890 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $5,000 | 6,469 |
| Loans to individuals | $1,030,000 | 545 |
| Credit card loan charge offs | $906,000 | 298 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $124,000 | 1,707 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $21,000 | 6,154 |
| Loans secured by real estate, total | $2,000 | 4,243 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,000 | 4,242 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,043 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $19,000 | 3,364 |
| Credit card loan recoveries | $19,000 | 681 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,150,000 | 803 |
| Loans secured by real estate, total | $134,000 | 1,199 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $134,000 | 1,197 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $134,000 | 743 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $5,000 | 4,859 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,011,000 | 444 |
| Credit card loan net charge offs | $887,000 | 274 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $124,000 | 1,268 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,000 | 8,991 |
| Loans secured by real estate, total | $0 | 6,101 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 6,096 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $17,000 | 5,946 |
| Credit card loan charge offs | $17,000 | 1,568 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,793 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $0 | 11,020 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $0 | 9,566 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,313 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Loans secured by real estate, total | $0 | 4,935 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $0 | 4,935 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $17,000 | 4,528 |
| Credit card loan net charge offs | $17,000 | 1,387 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,947 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,899,000 | 576 |
| Loans secured by real estate, total | $1,904,000 | 472 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,904,000 | 471 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,758,000 | 165 |
| Secured by multifamily residential properties | $80,000 | 436 |
| Secured by nonfarm nonresidential properties | $66,000 | 1,526 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $1,995,000 | 361 |
| Credit card loan charge offs | $1,926,000 | 198 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $69,000 | 2,785 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $451,000 | 975 |
| Loans secured by real estate, total | $62,000 | 1,414 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $62,000 | 1,414 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $62,000 | 645 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $69,000 | 2,081 |
| Loans to individuals | $320,000 | 547 |
| Credit card loan recoveries | $288,000 | 224 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,500 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,448,000 | 516 |
| Loans secured by real estate, total | $1,842,000 | 420 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,842,000 | 419 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,696,000 | 157 |
| Secured by multifamily residential properties | $80,000 | 409 |
| Secured by nonfarm nonresidential properties | $66,000 | 1,337 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-69,000 | 12,733 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,675,000 | 305 |
| Credit card loan net charge offs | $1,638,000 | 194 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $37,000 | 2,952 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,038,000 | 681 |
| Loans secured by real estate, total | $1,475,000 | 671 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,475,000 | 671 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,381,000 | 209 |
| Secured by multifamily residential properties | $94,000 | 482 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $20,000 | 7,380 |
| Loans to individuals | $2,543,000 | 374 |
| Credit card loan charge offs | $2,457,000 | 199 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $86,000 | 2,969 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $314,000 | 1,333 |
| Loans secured by real estate, total | $17,000 | 2,833 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $17,000 | 2,832 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $54,000 | 2,651 |
| Loans to individuals | $243,000 | 679 |
| Credit card loan recoveries | $209,000 | 266 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $34,000 | 2,524 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,724,000 | 637 |
| Loans secured by real estate, total | $1,458,000 | 616 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,458,000 | 616 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,364,000 | 190 |
| Secured by multifamily residential properties | $94,000 | 468 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-34,000 | 13,207 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,300,000 | 322 |
| Credit card loan net charge offs | $2,248,000 | 188 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $52,000 | 3,123 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.