Home > Athol-Clinton Co-operative Bank > Income and Expense
Athol-Clinton Co-operative Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 5,365 |
| Total interest expense | $245,000 | 4,799 |
| Net interest income | $717,000 | 5,447 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-53,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-70,000 | 7,328 |
| Total noninterest expense | $1,176,000 | 3,755 |
| Salaries and employee benefits | $432,000 | 4,637 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $645,000 | 2,571 |
| Pre-tax net operating income | $-512,000 | 7,084 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-512,000 | 7,130 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-512,000 | 7,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-512,000 | 7,131 |
| Net charge-offs | $465,000 | 1,392 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-512,000 | 7,124 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 5,140 |
| Total interest expense | $1,409,000 | 4,414 |
| Net interest income | $3,030,000 | 5,334 |
| Provision for loan and lease losses | $1,193,000 | 2,795 |
| Total noninterest income | $-138,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 5,823 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-215,000 | 7,285 |
| Total noninterest expense | $3,505,000 | 4,593 |
| Salaries and employee benefits | $1,121,000 | 5,815 |
| Premises and equipment expense | $359,000 | 5,007 |
| Additional noninterest expense | $2,025,000 | 3,221 |
| Pre-tax net operating income | $-1,806,000 | 6,726 |
| Securities gains (losses) | $190,000 | 1,627 |
| Applicable income taxes | $-327,000 | 7,075 |
| Income before extraordinary items | $-1,289,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,289,000 | 6,686 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,289,000 | 6,687 |
| Net charge-offs | $1,937,000 | 1,895 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,441,000 | 6,700 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 5,176 |
| Total interest expense | $1,116,000 | 4,428 |
| Net interest income | $2,293,000 | 5,370 |
| Provision for loan and lease losses | $1,193,000 | 2,281 |
| Total noninterest income | $-156,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $58,000 | 5,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-214,000 | 7,472 |
| Total noninterest expense | $2,738,000 | 4,489 |
| Salaries and employee benefits | $836,000 | 5,861 |
| Premises and equipment expense | $257,000 | 5,172 |
| Additional noninterest expense | $1,645,000 | 2,958 |
| Pre-tax net operating income | $-1,794,000 | 7,025 |
| Securities gains (losses) | $190,000 | 1,410 |
| Applicable income taxes | $-327,000 | 7,289 |
| Income before extraordinary items | $-1,277,000 | 6,987 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,277,000 | 6,986 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,277,000 | 6,987 |
| Net charge-offs | $1,689,000 | 1,673 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,429,000 | 6,992 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 5,128 |
| Total interest expense | $775,000 | 4,432 |
| Net interest income | $1,566,000 | 5,325 |
| Provision for loan and lease losses | $491,000 | 2,888 |
| Total noninterest income | $91,000 | 6,216 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 5,562 |
| Total noninterest expense | $1,753,000 | 4,615 |
| Salaries and employee benefits | $553,000 | 5,925 |
| Premises and equipment expense | $199,000 | 4,885 |
| Additional noninterest expense | $1,001,000 | 3,207 |
| Pre-tax net operating income | $-587,000 | 6,807 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-327,000 | 7,413 |
| Income before extraordinary items | $-260,000 | 6,637 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-260,000 | 6,639 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-260,000 | 6,638 |
| Net charge-offs | $1,324,000 | 1,480 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-260,000 | 6,585 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,309 |
| Total interest expense | $412,000 | 4,399 |
| Net interest income | $713,000 | 5,604 |
| Provision for loan and lease losses | $265,000 | 2,597 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 4,938 |
| Total noninterest expense | $797,000 | 4,935 |
| Salaries and employee benefits | $272,000 | 6,028 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $397,000 | 3,814 |
| Pre-tax net operating income | $-289,000 | 6,953 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $84,000 | 2,292 |
| Income before extraordinary items | $-373,000 | 7,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-373,000 | 7,158 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-373,000 | 7,157 |
| Net charge-offs | $912,000 | 1,100 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-373,000 | 7,128 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 5,188 |
| Total interest expense | $2,492,000 | 3,896 |
| Net interest income | $2,394,000 | 5,935 |
| Provision for loan and lease losses | $1,927,000 | 2,526 |
| Total noninterest income | $324,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $83,000 | 5,989 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $241,000 | 4,333 |
| Total noninterest expense | $2,654,000 | 5,525 |
| Salaries and employee benefits | $1,212,000 | 5,821 |
| Premises and equipment expense | $418,000 | 4,872 |
| Additional noninterest expense | $1,024,000 | 5,175 |
| Pre-tax net operating income | $-1,863,000 | 6,586 |
| Securities gains (losses) | $-179,000 | 7,401 |
| Applicable income taxes | $-587,000 | 7,097 |
| Income before extraordinary items | $-1,455,000 | 6,548 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,455,000 | 6,548 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,455,000 | 6,548 |
| Net charge-offs | $155,000 | 5,294 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,327,910 | 6,507 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 5,171 |
| Total interest expense | $1,959,000 | 3,899 |
| Net interest income | $1,818,000 | 5,930 |
| Provision for loan and lease losses | $1,944,000 | 1,943 |
| Total noninterest income | $228,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $62,000 | 6,042 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $166,000 | 4,600 |
| Total noninterest expense | $1,870,000 | 5,703 |
| Salaries and employee benefits | $886,000 | 5,898 |
| Premises and equipment expense | $266,000 | 5,325 |
| Additional noninterest expense | $718,000 | 5,335 |
| Pre-tax net operating income | $-1,768,000 | 6,963 |
| Securities gains (losses) | $-179,000 | 7,571 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $-1,958,000 | 7,156 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,958,000 | 7,156 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,958,000 | 7,155 |
| Net charge-offs | $1,116,000 | 2,083 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,779,000 | 7,089 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 5,200 |
| Total interest expense | $1,345,000 | 3,938 |
| Net interest income | $1,183,000 | 6,005 |
| Provision for loan and lease losses | $1,869,000 | 1,458 |
| Total noninterest income | $172,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $130,000 | 4,354 |
| Total noninterest expense | $1,223,000 | 5,807 |
| Salaries and employee benefits | $582,000 | 6,000 |
| Premises and equipment expense | $166,000 | 5,529 |
| Additional noninterest expense | $475,000 | 5,381 |
| Pre-tax net operating income | $-1,737,000 | 7,315 |
| Securities gains (losses) | $-179,000 | 7,777 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $-1,923,000 | 7,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,923,000 | 7,460 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,923,000 | 7,459 |
| Net charge-offs | $1,147,000 | 1,540 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,744,000 | 7,405 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 5,179 |
| Total interest expense | $658,000 | 4,112 |
| Net interest income | $639,000 | 5,836 |
| Provision for loan and lease losses | $194,000 | 2,912 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $47,000 | 4,942 |
| Total noninterest expense | $627,000 | 5,681 |
| Salaries and employee benefits | $290,000 | 6,056 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $-115,000 | 6,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $33,000 | 3,219 |
| Income before extraordinary items | $-148,000 | 6,928 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-148,000 | 6,929 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-148,000 | 6,929 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-148,000 | 6,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 5,174 |
| Total interest expense | $2,753,000 | 4,497 |
| Net interest income | $2,770,000 | 5,636 |
| Provision for loan and lease losses | $187,000 | 5,288 |
| Total noninterest income | $188,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 6,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $100,000 | 5,923 |
| Total noninterest expense | $2,275,000 | 5,880 |
| Salaries and employee benefits | $1,254,000 | 5,844 |
| Premises and equipment expense | $339,000 | 5,504 |
| Additional noninterest expense | $682,000 | 5,890 |
| Pre-tax net operating income | $496,000 | 4,877 |
| Securities gains (losses) | $-184,000 | 7,331 |
| Applicable income taxes | $182,000 | 2,900 |
| Income before extraordinary items | $130,000 | 5,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $130,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,882 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $247,760 | 5,468 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,158,000 | 5,240 |
| Total interest expense | $2,104,000 | 4,560 |
| Net interest income | $2,054,000 | 5,711 |
| Provision for loan and lease losses | $92,000 | 5,243 |
| Total noninterest income | $147,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $65,000 | 6,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 5,922 |
| Total noninterest expense | $1,656,000 | 5,963 |
| Salaries and employee benefits | $922,000 | 5,917 |
| Premises and equipment expense | $252,000 | 5,559 |
| Additional noninterest expense | $482,000 | 6,004 |
| Pre-tax net operating income | $453,000 | 5,088 |
| Securities gains (losses) | $-184,000 | 7,591 |
| Applicable income taxes | $131,000 | 3,347 |
| Income before extraordinary items | $138,000 | 5,995 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $138,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,875 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $255,760 | 5,598 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 5,290 |
| Total interest expense | $1,444,000 | 4,614 |
| Net interest income | $1,351,000 | 5,778 |
| Provision for loan and lease losses | $52,000 | 5,140 |
| Total noninterest income | $109,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $44,000 | 6,115 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $65,000 | 5,754 |
| Total noninterest expense | $1,191,000 | 5,816 |
| Salaries and employee benefits | $611,000 | 5,994 |
| Premises and equipment expense | $177,000 | 5,467 |
| Additional noninterest expense | $403,000 | 5,397 |
| Pre-tax net operating income | $217,000 | 5,702 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $95,000 | 3,503 |
| Income before extraordinary items | $122,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,958 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $122,000 | 6,126 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 5,356 |
| Total interest expense | $751,000 | 4,687 |
| Net interest income | $664,000 | 5,827 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $606,000 | 5,785 |
| Salaries and employee benefits | $301,000 | 6,068 |
| Premises and equipment expense | $94,000 | 5,338 |
| Additional noninterest expense | $211,000 | 5,213 |
| Pre-tax net operating income | $97,000 | 6,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $62,000 | 6,393 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 6,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $62,000 | 6,290 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,658,000 | 5,397 |
| Total interest expense | $3,141,000 | 4,658 |
| Net interest income | $2,517,000 | 5,958 |
| Provision for loan and lease losses | $38,000 | 5,914 |
| Total noninterest income | $299,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $107,000 | 5,945 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $192,000 | 5,146 |
| Total noninterest expense | $2,351,000 | 5,782 |
| Salaries and employee benefits | $1,194,000 | 5,996 |
| Premises and equipment expense | $322,000 | 5,615 |
| Additional noninterest expense | $835,000 | 5,207 |
| Pre-tax net operating income | $427,000 | 6,200 |
| Securities gains (losses) | $97,000 | 615 |
| Applicable income taxes | $182,000 | 3,948 |
| Income before extraordinary items | $342,000 | 6,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $342,000 | 6,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $278,950 | 6,494 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 5,421 |
| Total interest expense | $2,327,000 | 4,707 |
| Net interest income | $1,891,000 | 5,970 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $238,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,959 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $157,000 | 4,997 |
| Total noninterest expense | $1,756,000 | 5,762 |
| Salaries and employee benefits | $893,000 | 5,992 |
| Premises and equipment expense | $243,000 | 5,578 |
| Additional noninterest expense | $620,000 | 5,181 |
| Pre-tax net operating income | $343,000 | 6,391 |
| Securities gains (losses) | $97,000 | 500 |
| Applicable income taxes | $98,000 | 4,459 |
| Income before extraordinary items | $342,000 | 6,090 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $342,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $266,340 | 6,482 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 5,459 |
| Total interest expense | $1,533,000 | 4,733 |
| Net interest income | $1,275,000 | 5,997 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $111,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $1,188,000 | 5,760 |
| Salaries and employee benefits | $600,000 | 6,014 |
| Premises and equipment expense | $171,000 | 5,493 |
| Additional noninterest expense | $417,000 | 5,158 |
| Pre-tax net operating income | $168,000 | 6,835 |
| Securities gains (losses) | $97,000 | 412 |
| Applicable income taxes | $96,000 | 4,166 |
| Income before extraordinary items | $169,000 | 6,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $169,000 | 6,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $106,920 | 7,065 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 5,464 |
| Total interest expense | $754,000 | 4,768 |
| Net interest income | $649,000 | 5,958 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $587,000 | 5,818 |
| Salaries and employee benefits | $301,000 | 6,043 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $200,000 | 5,262 |
| Pre-tax net operating income | $106,000 | 6,584 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $38,000 | 4,407 |
| Income before extraordinary items | $68,000 | 6,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $68,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $68,000 | 6,880 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 5,430 |
| Total interest expense | $2,605,000 | 4,710 |
| Net interest income | $2,620,000 | 5,888 |
| Provision for loan and lease losses | $136,000 | 4,204 |
| Total noninterest income | $203,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $93,000 | 6,245 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $110,000 | 6,170 |
| Total noninterest expense | $2,293,000 | 5,750 |
| Salaries and employee benefits | $1,197,000 | 5,922 |
| Premises and equipment expense | $317,000 | 5,601 |
| Additional noninterest expense | $779,000 | 5,312 |
| Pre-tax net operating income | $394,000 | 6,799 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $160,000 | 4,528 |
| Income before extraordinary items | $234,000 | 7,152 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $234,000 | 7,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $234,000 | 7,147 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 5,466 |
| Total interest expense | $1,843,000 | 4,779 |
| Net interest income | $2,020,000 | 5,868 |
| Provision for loan and lease losses | $123,000 | 3,795 |
| Total noninterest income | $147,000 | 6,992 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $67,000 | 6,374 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,734,000 | 5,710 |
| Salaries and employee benefits | $907,000 | 5,860 |
| Premises and equipment expense | $237,000 | 5,629 |
| Additional noninterest expense | $590,000 | 5,275 |
| Pre-tax net operating income | $310,000 | 6,961 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $145,000 | 4,505 |
| Income before extraordinary items | $165,000 | 7,403 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $165,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $165,000 | 7,403 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 5,589 |
| Total interest expense | $1,142,000 | 4,878 |
| Net interest income | $1,309,000 | 5,986 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $103,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $1,168,000 | 5,698 |
| Salaries and employee benefits | $618,000 | 5,803 |
| Premises and equipment expense | $161,000 | 5,586 |
| Additional noninterest expense | $389,000 | 5,300 |
| Pre-tax net operating income | $219,000 | 6,949 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $76,000 | 4,830 |
| Income before extraordinary items | $143,000 | 7,210 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $143,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $143,000 | 7,226 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 5,562 |
| Total interest expense | $535,000 | 4,928 |
| Net interest income | $686,000 | 5,862 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $577,000 | 5,743 |
| Salaries and employee benefits | $308,000 | 5,853 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $144,000 | 6,498 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $54,000 | 4,401 |
| Income before extraordinary items | $90,000 | 6,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $90,000 | 6,884 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 5,492 |
| Total interest expense | $1,604,000 | 5,066 |
| Net interest income | $2,893,000 | 5,622 |
| Provision for loan and lease losses | $-32,000 | 8,546 |
| Total noninterest income | $205,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $57,000 | 6,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $148,000 | 5,756 |
| Total noninterest expense | $2,292,000 | 5,652 |
| Salaries and employee benefits | $1,188,000 | 5,831 |
| Premises and equipment expense | $295,000 | 5,779 |
| Additional noninterest expense | $809,000 | 5,131 |
| Pre-tax net operating income | $838,000 | 5,774 |
| Securities gains (losses) | $90,000 | 733 |
| Applicable income taxes | $417,000 | 3,643 |
| Income before extraordinary items | $511,000 | 6,325 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $511,000 | 6,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $453,400 | 6,540 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 5,544 |
| Total interest expense | $1,129,000 | 5,108 |
| Net interest income | $2,142,000 | 5,669 |
| Provision for loan and lease losses | $-40,000 | 8,650 |
| Total noninterest income | $145,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 7,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,851 |
| Total noninterest expense | $1,709,000 | 5,639 |
| Salaries and employee benefits | $887,000 | 5,814 |
| Premises and equipment expense | $216,000 | 5,843 |
| Additional noninterest expense | $606,000 | 5,090 |
| Pre-tax net operating income | $618,000 | 5,930 |
| Securities gains (losses) | $90,000 | 689 |
| Applicable income taxes | $334,000 | 3,614 |
| Income before extraordinary items | $374,000 | 6,522 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $374,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $316,400 | 6,791 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 5,544 |
| Total interest expense | $716,000 | 5,073 |
| Net interest income | $1,424,000 | 5,654 |
| Provision for loan and lease losses | $-40,000 | 8,689 |
| Total noninterest income | $99,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $73,000 | 5,795 |
| Total noninterest expense | $1,162,000 | 5,576 |
| Salaries and employee benefits | $597,000 | 5,763 |
| Premises and equipment expense | $151,000 | 5,689 |
| Additional noninterest expense | $414,000 | 4,975 |
| Pre-tax net operating income | $401,000 | 5,971 |
| Securities gains (losses) | $90,000 | 607 |
| Applicable income taxes | $170,000 | 4,062 |
| Income before extraordinary items | $321,000 | 5,970 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $321,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $262,500 | 6,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,632 |
| Total interest expense | $350,000 | 5,060 |
| Net interest income | $683,000 | 5,806 |
| Provision for loan and lease losses | $-30,000 | 8,769 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $592,000 | 5,553 |
| Salaries and employee benefits | $304,000 | 5,746 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $208,000 | 4,944 |
| Pre-tax net operating income | $160,000 | 6,433 |
| Securities gains (losses) | $90,000 | 396 |
| Applicable income taxes | $83,000 | 4,062 |
| Income before extraordinary items | $167,000 | 5,857 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $167,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,700 | 6,746 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 5,378 |
| Total interest expense | $1,310,000 | 4,871 |
| Net interest income | $2,932,000 | 5,484 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $237,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $63,000 | 7,070 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,397 |
| Total noninterest expense | $2,304,000 | 5,552 |
| Salaries and employee benefits | $1,208,000 | 5,674 |
| Premises and equipment expense | $279,000 | 5,889 |
| Additional noninterest expense | $817,000 | 5,017 |
| Pre-tax net operating income | $865,000 | 5,599 |
| Securities gains (losses) | $-11,000 | 8,257 |
| Applicable income taxes | $391,000 | 3,756 |
| Income before extraordinary items | $463,000 | 6,499 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $463,000 | 6,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $470,040 | 6,407 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 5,369 |
| Total interest expense | $973,000 | 4,858 |
| Net interest income | $2,195,000 | 5,485 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $191,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $49,000 | 7,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $1,715,000 | 5,556 |
| Salaries and employee benefits | $886,000 | 5,703 |
| Premises and equipment expense | $201,000 | 5,968 |
| Additional noninterest expense | $628,000 | 4,904 |
| Pre-tax net operating income | $661,000 | 5,646 |
| Securities gains (losses) | $-11,000 | 8,532 |
| Applicable income taxes | $319,000 | 3,685 |
| Income before extraordinary items | $331,000 | 6,718 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $331,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $338,040 | 6,607 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 5,399 |
| Total interest expense | $655,000 | 4,852 |
| Net interest income | $1,438,000 | 5,532 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $127,000 | 6,797 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 5,284 |
| Total noninterest expense | $1,153,000 | 5,562 |
| Salaries and employee benefits | $590,000 | 5,746 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $428,000 | 4,837 |
| Pre-tax net operating income | $402,000 | 5,843 |
| Securities gains (losses) | $-11,000 | 8,702 |
| Applicable income taxes | $150,000 | 4,252 |
| Income before extraordinary items | $241,000 | 6,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $248,040 | 6,371 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 5,441 |
| Total interest expense | $333,000 | 4,860 |
| Net interest income | $709,000 | 5,586 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $555,000 | 5,690 |
| Salaries and employee benefits | $285,000 | 5,888 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $197,000 | 5,125 |
| Pre-tax net operating income | $184,000 | 6,011 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $112,000 | 6,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 5,337 |
| Total interest expense | $1,539,000 | 4,799 |
| Net interest income | $2,838,000 | 5,481 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $394,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $63,000 | 7,221 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $331,000 | 4,309 |
| Total noninterest expense | $2,358,000 | 5,431 |
| Salaries and employee benefits | $1,148,000 | 5,786 |
| Premises and equipment expense | $278,000 | 5,890 |
| Additional noninterest expense | $932,000 | 4,503 |
| Pre-tax net operating income | $774,000 | 5,776 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $349,000 | 4,042 |
| Income before extraordinary items | $425,000 | 6,689 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $425,000 | 6,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,963 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $425,000 | 6,528 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 5,334 |
| Total interest expense | $1,198,000 | 4,828 |
| Net interest income | $2,149,000 | 5,482 |
| Provision for loan and lease losses | $85,000 | 5,045 |
| Total noninterest income | $329,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $48,000 | 7,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 4,146 |
| Total noninterest expense | $1,770,000 | 5,398 |
| Salaries and employee benefits | $835,000 | 5,869 |
| Premises and equipment expense | $207,000 | 5,905 |
| Additional noninterest expense | $728,000 | 4,347 |
| Pre-tax net operating income | $623,000 | 5,782 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $289,000 | 3,986 |
| Income before extraordinary items | $334,000 | 6,752 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $334,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,983 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $334,000 | 6,575 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 5,275 |
| Total interest expense | $825,000 | 4,843 |
| Net interest income | $1,475,000 | 5,381 |
| Provision for loan and lease losses | $55,000 | 5,021 |
| Total noninterest income | $228,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $197,000 | 4,070 |
| Total noninterest expense | $1,229,000 | 5,244 |
| Salaries and employee benefits | $554,000 | 5,884 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $527,000 | 4,075 |
| Pre-tax net operating income | $419,000 | 5,748 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $180,000 | 4,173 |
| Income before extraordinary items | $239,000 | 6,621 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $239,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 9,062 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $239,000 | 6,408 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 4,996 |
| Total interest expense | $429,000 | 4,816 |
| Net interest income | $826,000 | 4,976 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $38,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $623,000 | 5,215 |
| Salaries and employee benefits | $281,000 | 5,836 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $266,000 | 4,024 |
| Pre-tax net operating income | $216,000 | 5,658 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 1,006 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,254,000 | 5,006 |
| Total interest expense | $2,066,000 | 4,682 |
| Net interest income | $3,188,000 | 5,093 |
| Provision for loan and lease losses | $65,000 | 6,382 |
| Total noninterest income | $160,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $68,000 | 7,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $2,330,000 | 5,331 |
| Salaries and employee benefits | $1,252,000 | 5,334 |
| Premises and equipment expense | $254,000 | 6,082 |
| Additional noninterest expense | $824,000 | 4,829 |
| Pre-tax net operating income | $953,000 | 5,331 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $346,000 | 4,181 |
| Income before extraordinary items | $607,000 | 5,935 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $607,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $607,000 | 5,796 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 5,303 |
| Total interest expense | $2,700,000 | 5,123 |
| Net interest income | $2,779,000 | 5,339 |
| Provision for loan and lease losses | $65,000 | 6,279 |
| Total noninterest income | $197,000 | 7,335 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $71,000 | 7,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $126,000 | 5,899 |
| Total noninterest expense | $1,940,000 | 5,856 |
| Salaries and employee benefits | $1,038,000 | 5,859 |
| Premises and equipment expense | $211,000 | 6,642 |
| Additional noninterest expense | $691,000 | 5,344 |
| Pre-tax net operating income | $971,000 | 4,975 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $331,000 | 4,080 |
| Income before extraordinary items | $651,000 | 5,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $651,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,024 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $643,740 | 5,312 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 5,642 |
| Total interest expense | $2,460,000 | 5,608 |
| Net interest income | $2,684,000 | 5,561 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $190,000 | 7,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $1,797,000 | 6,060 |
| Salaries and employee benefits | $930,000 | 6,203 |
| Premises and equipment expense | $219,000 | 6,471 |
| Additional noninterest expense | $648,000 | 5,484 |
| Pre-tax net operating income | $1,047,000 | 5,143 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $407,000 | 3,954 |
| Income before extraordinary items | $652,000 | 5,610 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $652,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $644,320 | 5,659 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 5,643 |
| Total interest expense | $2,413,000 | 5,318 |
| Net interest income | $2,496,000 | 5,804 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,493 |
| Total noninterest expense | $1,815,000 | 6,054 |
| Salaries and employee benefits | $986,000 | 5,953 |
| Premises and equipment expense | $180,000 | 7,132 |
| Additional noninterest expense | $649,000 | 5,527 |
| Pre-tax net operating income | $815,000 | 5,869 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $302,000 | 4,813 |
| Income before extraordinary items | $511,000 | 6,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $511,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $512,280 | 6,337 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 5,949 |
| Total interest expense | $2,185,000 | 5,860 |
| Net interest income | $2,465,000 | 5,902 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $277,000 | 6,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,877 |
| Total noninterest expense | $1,781,000 | 6,036 |
| Salaries and employee benefits | $918,000 | 6,127 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $707,000 | 5,125 |
| Pre-tax net operating income | $801,000 | 6,093 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $149,000 | 6,849 |
| Income before extraordinary items | $661,000 | 5,763 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $661,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $653,620 | 5,694 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 6,221 |
| Total interest expense | $2,150,000 | 5,988 |
| Net interest income | $2,359,000 | 6,274 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $181,000 | 8,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $1,737,000 | 6,207 |
| Salaries and employee benefits | $920,000 | 6,191 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $648,000 | 5,514 |
| Pre-tax net operating income | $658,000 | 7,170 |
| Securities gains (losses) | $35,000 | 1,545 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $333,000 | 8,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $333,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $310,600 | 8,258 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 6,394 |
| Total interest expense | $2,222,000 | 6,005 |
| Net interest income | $2,285,000 | 6,583 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $178,000 | 8,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $1,695,000 | 6,617 |
| Salaries and employee benefits | $884,000 | 6,534 |
| Premises and equipment expense | $154,000 | 7,965 |
| Additional noninterest expense | $657,000 | 5,990 |
| Pre-tax net operating income | $673,000 | 7,056 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $231,000 | 6,694 |
| Income before extraordinary items | $438,000 | 7,325 |
| Extraordinary gains, net | $-157,000 | 11,438 |
| Net income | $281,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,285 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $440,600 | 7,259 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 6,828 |
| Total interest expense | $2,135,000 | 6,198 |
| Net interest income | $2,030,000 | 7,230 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $156,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,606,000 | 6,964 |
| Salaries and employee benefits | $844,000 | 6,862 |
| Premises and equipment expense | $149,000 | 8,299 |
| Additional noninterest expense | $613,000 | 6,457 |
| Pre-tax net operating income | $485,000 | 8,515 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $126,000 | 8,697 |
| Income before extraordinary items | $363,000 | 8,362 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $363,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,078 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $360,040 | 8,371 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 6,897 |
| Total interest expense | $1,699,000 | 6,330 |
| Net interest income | $2,140,000 | 7,228 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $158,000 | 9,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $1,639,000 | 7,171 |
| Salaries and employee benefits | $755,000 | 7,486 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $730,000 | 6,128 |
| Pre-tax net operating income | $639,000 | 7,772 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $182,000 | 7,671 |
| Income before extraordinary items | $458,000 | 7,630 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $458,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $457,280 | 7,696 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 6,642 |
| Total interest expense | $1,830,000 | 6,267 |
| Net interest income | $2,367,000 | 6,798 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,045 |
| Total noninterest expense | $1,462,000 | 7,953 |
| Salaries and employee benefits | $682,000 | 8,117 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $628,000 | 7,097 |
| Pre-tax net operating income | $813,000 | 6,743 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $509,000 | 4,123 |
| Income before extraordinary items | $336,000 | 9,075 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $336,000 | 9,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,128 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $315,520 | 9,042 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 6,803 |
| Total interest expense | $2,434,000 | 6,116 |
| Net interest income | $2,139,000 | 7,396 |
| Provision for loan and lease losses | $302,000 | 4,094 |
| Total noninterest income | $157,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,380,000 | 8,372 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $602,000 | 7,489 |
| Pre-tax net operating income | $614,000 | 7,608 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $328,000 | 5,597 |
| Income before extraordinary items | $288,000 | 9,463 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $288,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $286,720 | 9,091 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.