Home > Assumption Bank and Trust Company > Income and Expense
Assumption Bank and Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 4,074 |
| Total interest expense | $3,211,000 | 4,502 |
| Net interest income | $4,725,000 | 3,735 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $581,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $443,000 | 3,058 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $3,722,000 | 3,567 |
| Salaries and employee benefits | $1,835,000 | 3,607 |
| Premises and equipment expense | $595,000 | 3,237 |
| Additional noninterest expense | $1,292,000 | 3,549 |
| Pre-tax net operating income | $1,548,000 | 4,223 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $420,000 | 4,735 |
| Income before extraordinary items | $1,135,000 | 4,055 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,135,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $417,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,129,890 | 4,015 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,499,000 | 4,268 |
| Total interest expense | $3,125,000 | 4,574 |
| Net interest income | $4,374,000 | 4,003 |
| Provision for loan and lease losses | $136,000 | 3,832 |
| Total noninterest income | $647,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $423,000 | 3,181 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $224,000 | 4,795 |
| Total noninterest expense | $3,582,000 | 3,659 |
| Salaries and employee benefits | $1,797,000 | 3,649 |
| Premises and equipment expense | $584,000 | 3,282 |
| Additional noninterest expense | $1,201,000 | 3,737 |
| Pre-tax net operating income | $1,303,000 | 4,961 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $216,000 | 7,161 |
| Income before extraordinary items | $1,078,000 | 4,320 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,078,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $416,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,085,470 | 4,285 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 4,184 |
| Total interest expense | $2,569,000 | 4,536 |
| Net interest income | $4,508,000 | 3,914 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $535,000 | 5,040 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $383,000 | 3,530 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $3,537,000 | 3,809 |
| Salaries and employee benefits | $1,710,000 | 3,806 |
| Premises and equipment expense | $517,000 | 3,690 |
| Additional noninterest expense | $1,310,000 | 3,750 |
| Pre-tax net operating income | $1,446,000 | 4,547 |
| Securities gains (losses) | $-49,000 | 11,013 |
| Applicable income taxes | $229,000 | 6,867 |
| Income before extraordinary items | $1,168,000 | 3,958 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,168,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $364,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,209,160 | 3,855 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,341,000 | 4,126 |
| Total interest expense | $2,832,000 | 4,331 |
| Net interest income | $4,509,000 | 3,927 |
| Provision for loan and lease losses | $321,000 | 2,854 |
| Total noninterest income | $578,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $377,000 | 3,635 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $3,239,000 | 4,212 |
| Salaries and employee benefits | $1,523,000 | 4,217 |
| Premises and equipment expense | $426,000 | 4,464 |
| Additional noninterest expense | $1,290,000 | 3,958 |
| Pre-tax net operating income | $1,527,000 | 4,248 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $476,000 | 4,365 |
| Income before extraordinary items | $1,134,000 | 4,219 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $1,168,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,075,900 | 4,183 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 4,195 |
| Total interest expense | $3,601,000 | 4,444 |
| Net interest income | $4,626,000 | 3,898 |
| Provision for loan and lease losses | $446,000 | 3,241 |
| Total noninterest income | $528,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 4,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $3,122,000 | 4,361 |
| Salaries and employee benefits | $1,423,000 | 4,432 |
| Premises and equipment expense | $413,000 | 4,686 |
| Additional noninterest expense | $1,286,000 | 4,077 |
| Pre-tax net operating income | $1,586,000 | 3,846 |
| Securities gains (losses) | $-223,000 | 13,848 |
| Applicable income taxes | $385,000 | 4,942 |
| Income before extraordinary items | $978,000 | 4,592 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $978,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 4,039 |
| Cash dividends | $283,000 | 4,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,138,560 | 3,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.