Associates National Bank (Delaware), Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$29,843,0001,134
Total interest expense$6,969,0002,301
Net interest income$22,874,000773
Provision for loan and lease losses$7,092,000288
Total noninterest income$107,861,000147
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$107,861,000119
Total noninterest expense$102,002,000218
Salaries and employee benefits$6,820,0001,091
Premises and equipment expense$1,205,0001,795
Additional noninterest expense$93,977,000140
Pre-tax net operating income$21,641,000398
Securities gains (losses)$04,612
Applicable income taxes$8,092,000386
Income before extraordinary items$13,549,000447
Extraordinary gains, net$0105
Net income$13,549,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,892,000252
Cash dividends$5,167,000596
Sale, conversion, retirement of capital stock, net$0922
Net operating income$13,549,000424
2000-12-31 (YTD Data)Rank
Total interest income$45,173,000788
Total interest expense$17,598,0001,009
Net interest income$27,575,000652
Provision for loan and lease losses$-13,722,0009,902
Total noninterest income$72,683,000180
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$72,683,000145
Total noninterest expense$67,157,000271
Salaries and employee benefits$6,683,0001,052
Premises and equipment expense$1,065,0001,958
Additional noninterest expense$59,409,000187
Pre-tax net operating income$46,823,000248
Securities gains (losses)$01,956
Applicable income taxes$18,029,000229
Income before extraordinary items$28,794,000260
Extraordinary gains, net$038
Net income$28,794,000260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,649,000193
Cash dividends$12,210,000323
Sale, conversion, retirement of capital stock, net$0969
Net operating income$28,794,000257
1999-12-31 (YTD Data)Rank
Total interest income$80,085,000477
Total interest expense$17,989,000879
Net interest income$62,096,000360
Provision for loan and lease losses$30,210,000111
Total noninterest income$6,062,000815
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$6,062,000583
Total noninterest expense$26,573,000607
Salaries and employee benefits$6,860,0001,006
Premises and equipment expense$425,0004,321
Additional noninterest expense$19,288,000371
Pre-tax net operating income$11,375,000738
Securities gains (losses)$03,155
Applicable income taxes$4,318,000664
Income before extraordinary items$7,057,000817
Extraordinary gains, net$035
Net income$7,057,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,920,000110
Cash dividends$2,994,000990
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,057,000802
1998-12-31 (YTD Data)Rank
Total interest income$79,842,000481
Total interest expense$20,394,000797
Net interest income$59,448,000354
Provision for loan and lease losses$29,291,000107
Total noninterest income$89,527,000175
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$89,527,000138
Total noninterest expense$111,620,000213
Salaries and employee benefits$62,578,000153
Premises and equipment expense$4,904,000451
Additional noninterest expense$44,138,000235
Pre-tax net operating income$8,064,000968
Securities gains (losses)$04,449
Applicable income taxes$3,355,000793
Income before extraordinary items$4,709,0001,145
Extraordinary gains, net$032
Net income$4,709,0001,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,217,000102
Cash dividends$1,912,0001,389
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,709,0001,111
1997-12-31 (YTD Data)Rank
Total interest income$74,985,000505
Total interest expense$19,912,000836
Net interest income$55,073,000378
Provision for loan and lease losses$27,021,000116
Total noninterest income$370,892,00051
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$09,486
Trading account gains and fees$0239
Additional Noninterest Income$370,892,00038
Total noninterest expense$389,390,00074
Salaries and employee benefits$102,073,000103
Premises and equipment expense$10,556,000232
Additional noninterest expense$276,761,00050
Pre-tax net operating income$9,554,000845
Securities gains (losses)$03,944
Applicable income taxes$3,646,000786
Income before extraordinary items$5,908,000935
Extraordinary gains, net$044
Net income$5,908,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,363,000106
Cash dividends$2,544,0001,075
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,908,000909
1996-12-31 (YTD Data)Rank
Total interest income$56,302,000670
Total interest expense$12,481,0001,297
Net interest income$43,821,000480
Provision for loan and lease losses$21,541,000128
Total noninterest income$258,726,00071
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$09,915
Trading account gains and fees$0262
Additional Noninterest Income$258,726,00042
Total noninterest expense$272,448,000113
Salaries and employee benefits$66,804,000154
Premises and equipment expense$5,941,000409
Additional noninterest expense$199,703,00073
Pre-tax net operating income$8,558,000899
Securities gains (losses)$04,148
Applicable income taxes$2,867,000904
Income before extraordinary items$5,691,000931
Extraordinary gains, net$053
Net income$5,691,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,417,000135
Cash dividends$3,035,000941
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,691,000911
1995-12-31 (YTD Data)Rank
Total interest income$43,463,000846
Total interest expense$9,636,0001,649
Net interest income$33,827,000604
Provision for loan and lease losses$13,064,000155
Total noninterest income$242,687,00067
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$010,339
Trading account gains and fees$0522
Additional Noninterest Income$242,687,00039
Total noninterest expense$254,631,000123
Salaries and employee benefits$50,434,000194
Premises and equipment expense$9,172,000313
Additional noninterest expense$195,025,00071
Pre-tax net operating income$8,819,000915
Securities gains (losses)$03,831
Applicable income taxes$3,353,000832
Income before extraordinary items$5,466,000973
Extraordinary gains, net$065
Net income$5,466,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,246,000191
Cash dividends$2,441,0001,085
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,466,000964
1994-12-31 (YTD Data)Rank
Total interest income$31,163,0001,016
Total interest expense$6,277,0001,994
Net interest income$24,886,000773
Provision for loan and lease losses$8,700,000210
Total noninterest income$186,118,00076
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$186,118,00042
Total noninterest expense$193,570,000149
Salaries and employee benefits$33,913,000272
Premises and equipment expense$4,489,000526
Additional noninterest expense$155,168,00088
Pre-tax net operating income$8,734,000891
Securities gains (losses)$03,600
Applicable income taxes$3,306,000800
Income before extraordinary items$5,428,000950
Extraordinary gains, net$0249
Net income$5,428,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,557,000235
Cash dividends$2,526,000916
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,428,000957
1993-12-31 (YTD Data)Rank
Total interest income$27,330,0001,168
Total interest expense$4,608,0002,800
Net interest income$22,722,000826
Provision for loan and lease losses$6,036,000381
Total noninterest income$140,368,00094
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$011,351
Trading account gains and fees$0532
Additional Noninterest Income$140,368,00056
Total noninterest expense$148,088,000175
Salaries and employee benefits$27,594,000310
Premises and equipment expense$3,072,000752
Additional noninterest expense$117,422,000107
Pre-tax net operating income$8,966,000823
Securities gains (losses)$07,477
Applicable income taxes$3,422,000752
Income before extraordinary items$5,544,000936
Extraordinary gains, net$03,149
Net income$5,544,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,240,000348
Cash dividends$2,678,000788
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,544,000884
1992-12-31 (YTD Data)Rank
Total interest income$24,832,0001,470
Total interest expense$4,073,0004,010
Net interest income$20,759,000909
Provision for loan and lease losses$7,647,000448
Total noninterest income$2,059,0001,899
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$011,764
Trading account gains and fees$0504
Additional Noninterest Income$2,059,0001,218
Total noninterest expense$8,320,0001,825
Salaries and employee benefits$1,845,0003,462
Premises and equipment expense$231,0007,148
Additional noninterest expense$6,244,0001,108
Pre-tax net operating income$6,851,000946
Securities gains (losses)$08,369
Applicable income taxes$2,550,000907
Income before extraordinary items$4,301,0001,095
Extraordinary gains, net$01,422
Net income$4,301,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,665,000397
Cash dividends$1,597,0001,036
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,301,0001,006

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.