Home > Associated Card Services Bank > Assets and Liabilities
Associated Card Services Bank, Assets and Liabilities
| 2003-06-30 | Rank | |
| # of Employees: | 56 | 3,052 |
| Assets and Liabilities | ||
| Total Assets: | $26,671,000 | 8,368 |
| Cash and due from depository institutions | $9,717,000 | 3,052 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $6,446,000 | 2,439 |
| Net loans & leases | $0 | 9,203 |
| Loan loss allowance | $0 | 9,162 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $0 | 9,198 |
| Other real estate owned | $0 | 3,052 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $10,508,000 | 1,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,671,000 | 8,368 |
| Total liabilities | $16,541,000 | 8,789 |
| Total deposits | $727,000 | 9,217 |
| Interest-bearing deposits | $0 | 9,243 |
| Deposits held in domestic offices | $727,000 | 9,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $15,814,000 | 484 |
| Total equity capital | $10,130,000 | 4,808 |
| Total bank equity capital | $10,130,000 | 4,808 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $108,000 | 6,918 |
| Surplus | $6,892,000 | 2,600 |
| Undivided profits | $3,130,000 | 5,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $0 | 9,218 |
| Earning assets | $6,446,000 | 9,206 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $25,488,000 | 8,414 |
| Average Assets, quarterly | $26,723,500 | 8,353 |
| Volatile liabilities | $500,000 | 9,078 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $0 | 9,038 |
| Tier 1 (core) risk-based capital | $10,130,000 | 4,591 |
| Tier 2 risk-based capital | $0 | 9,170 |
| Total risk weighted assets | $13,531,000 | 8,544 |
| Total unused commitments | $0 | 9,038 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $26,776,000 | 8,383 |
| Cash and due from depository institutions | $8,418,000 | 2,861 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $10,732,000 | 1,591 |
| Net loans & leases | $0 | 9,245 |
| Loan loss allowance | $0 | 9,202 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $0 | 9,241 |
| Other real estate owned | $0 | 2,861 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,626,000 | 1,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,776,000 | 8,383 |
| Total liabilities | $17,753,000 | 8,738 |
| Total deposits | $500,000 | 9,283 |
| Interest-bearing deposits | $0 | 9,285 |
| Deposits held in domestic offices | $500,000 | 9,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $17,253,000 | 462 |
| Total equity capital | $9,023,000 | 5,113 |
| Total bank equity capital | $9,023,000 | 5,113 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $108,000 | 6,952 |
| Surplus | $6,892,000 | 2,555 |
| Undivided profits | $2,023,000 | 6,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,000 | 9,241 |
| Earning assets | $10,732,000 | 9,115 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $24,896,500 | 8,484 |
| Average Assets, quarterly | $24,896,500 | 8,484 |
| Volatile liabilities | $500,000 | 9,102 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $9,023,000 | 4,905 |
| Tier 2 risk-based capital | $0 | 9,210 |
| Total risk weighted assets | $11,246,000 | 8,739 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $23,017,000 | 8,635 |
| Cash and due from depository institutions | $14,815,000 | 2,783 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $4,730,000 | 2,938 |
| Net loans & leases | $0 | 9,284 |
| Loan loss allowance | $0 | 9,249 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $0 | 9,281 |
| Other real estate owned | $0 | 2,783 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,472,000 | 3,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,017,000 | 8,635 |
| Total liabilities | $14,827,000 | 8,930 |
| Total deposits | $500,000 | 9,324 |
| Interest-bearing deposits | $0 | 9,333 |
| Deposits held in domestic offices | $500,000 | 9,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $14,327,000 | 498 |
| Total equity capital | $8,190,000 | 5,412 |
| Total bank equity capital | $8,190,000 | 5,412 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $108,000 | 6,981 |
| Surplus | $6,892,000 | 2,513 |
| Undivided profits | $1,190,000 | 7,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $0 | 9,305 |
| Earning assets | $4,730,000 | 9,313 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $29,075,600 | 8,184 |
| Average Assets, quarterly | $28,964,000 | 8,243 |
| Volatile liabilities | $500,000 | 9,153 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $0 | 9,110 |
| Tier 1 (core) risk-based capital | $8,190,000 | 5,214 |
| Tier 2 risk-based capital | $0 | 9,257 |
| Total risk weighted assets | $7,171,000 | 9,089 |
| Total unused commitments | $0 | 9,111 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities | ||
| Total Assets: | $28,755,000 | 8,393 |
| Cash and due from depository institutions | $8,086,000 | 2,887 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $10,025,000 | 1,461 |
| Net loans & leases | $0 | 9,548 |
| Loan loss allowance | $0 | 9,505 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $0 | 9,537 |
| Other real estate owned | $0 | 2,887 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $10,644,000 | 1,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,755,000 | 8,393 |
| Total liabilities | $18,809,000 | 8,849 |
| Total deposits | $500,000 | 9,580 |
| Interest-bearing deposits | $0 | 9,585 |
| Deposits held in domestic offices | $500,000 | 9,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $18,309,000 | 420 |
| Total equity capital | $9,946,000 | 4,524 |
| Total bank equity capital | $9,946,000 | 4,524 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $108,000 | 7,155 |
| Surplus | $6,892,000 | 2,388 |
| Undivided profits | $2,946,000 | 5,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,000 | 9,527 |
| Earning assets | $10,025,000 | 9,401 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $28,665,800 | 8,258 |
| Average Assets, quarterly | $28,569,000 | 8,364 |
| Volatile liabilities | $500,000 | 9,396 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $9,946,000 | 4,371 |
| Tier 2 risk-based capital | $0 | 9,506 |
| Total risk weighted assets | $14,056,000 | 8,712 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 58 | 2,944 |
| Assets and Liabilities | ||
| Total Assets: | $25,242,000 | 8,694 |
| Cash and due from depository institutions | $7,146,000 | 2,944 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $172,000 | 9,729 |
| Federal funds sold & reverse repurchase agreements | $9,580,000 | 1,243 |
| Net loans & leases | $0 | 9,833 |
| Loan loss allowance | $0 | 9,795 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $0 | 9,830 |
| Other real estate owned | $0 | 2,944 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $8,344,000 | 1,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,242,000 | 8,694 |
| Total liabilities | $18,875,000 | 8,969 |
| Total deposits | $500,000 | 9,860 |
| Interest-bearing deposits | $0 | 9,861 |
| Deposits held in domestic offices | $500,000 | 9,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $18,375,000 | 429 |
| Total equity capital | $6,367,000 | 6,119 |
| Total bank equity capital | $6,367,000 | 6,119 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $108,000 | 7,390 |
| Surplus | $6,892,000 | 2,317 |
| Undivided profits | $-633,000 | 9,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $0 | 9,770 |
| Earning assets | $9,752,000 | 9,656 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $29,126,200 | 8,276 |
| Average Assets, quarterly | $27,015,500 | 8,519 |
| Volatile liabilities | $500,000 | 9,637 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $6,367,000 | 6,016 |
| Tier 2 risk-based capital | $0 | 9,799 |
| Total risk weighted assets | $11,861,200 | 9,069 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 66 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $44,212,000 | 7,339 |
| Cash and due from depository institutions | $4,931,000 | 2,691 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $210,000 | 10,046 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $0 | 10,173 |
| Loan loss allowance | $0 | 10,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $0 | 10,166 |
| Other real estate owned | $0 | 2,691 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $39,071,000 | 386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,212,000 | 7,339 |
| Total liabilities | $39,988,000 | 7,288 |
| Total deposits | $500,000 | 10,190 |
| Interest-bearing deposits | $0 | 10,180 |
| Deposits held in domestic offices | $500,000 | 10,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,155,000 | 686 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,333,000 | 564 |
| Total equity capital | $4,224,000 | 7,622 |
| Total bank equity capital | $4,224,000 | 7,622 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $108,000 | 7,658 |
| Surplus | $6,892,000 | 2,274 |
| Undivided profits | $-2,776,000 | 10,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $0 | 10,095 |
| Earning assets | $210,000 | 10,218 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $35,589,600 | 7,875 |
| Average Assets, quarterly | $36,572,000 | 7,904 |
| Volatile liabilities | $28,655,000 | 2,633 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $0 | 9,887 |
| Tier 1 (core) risk-based capital | $4,224,000 | 7,649 |
| Tier 2 risk-based capital | $0 | 10,113 |
| Total risk weighted assets | $40,057,200 | 5,996 |
| Total unused commitments | $0 | 9,888 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 61 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $27,149,000 | 8,896 |
| Cash and due from depository institutions | $4,244,000 | 2,921 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $810,000 | 10,106 |
| Federal funds sold & reverse repurchase agreements | $16,345,000 | 998 |
| Net loans & leases | $0 | 10,419 |
| Loan loss allowance | $0 | 10,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,000 | 10,403 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,748,000 | 1,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,149,000 | 8,896 |
| Total liabilities | $2,754,000 | 10,418 |
| Total deposits | $500,000 | 10,434 |
| Interest-bearing deposits | $0 | 10,420 |
| Deposits held in domestic offices | $500,000 | 10,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,254,000 | 1,789 |
| Total equity capital | $24,395,000 | 1,828 |
| Total bank equity capital | $24,395,000 | 1,828 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $108,000 | 7,815 |
| Surplus | $26,892,000 | 693 |
| Undivided profits | $-2,605,000 | 10,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $17,155,000 | 9,611 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $115,008,600 | 3,662 |
| Average Assets, quarterly | $71,674,000 | 5,541 |
| Volatile liabilities | $500,000 | 10,118 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $24,395,000 | 1,713 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $10,677,800 | 9,589 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $158,271,000 | 2,820 |
| Cash and due from depository institutions | $401,000 | 5,932 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $810,000 | 10,638 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $153,806,000 | 1,839 |
| Loan loss allowance | $11,259,000 | 449 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $0 | 10,865 |
| Other real estate owned | $0 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,254,000 | 2,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,271,000 | 2,820 |
| Total liabilities | $133,962,000 | 2,995 |
| Total deposits | $500,000 | 10,901 |
| Interest-bearing deposits | $0 | 10,879 |
| Deposits held in domestic offices | $500,000 | 10,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $133,145,000 | 328 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $317,000 | 7,592 |
| Total equity capital | $24,309,000 | 1,840 |
| Total bank equity capital | $24,309,000 | 1,840 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $108,000 | 8,168 |
| Surplus | $26,892,000 | 698 |
| Undivided profits | $-2,691,000 | 10,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,641,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $995,000 | 2,278 |
| Earning assets | $154,616,000 | 2,654 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $164,058,000 | 2,606 |
| Average Assets, quarterly | $158,803,000 | 2,768 |
| Volatile liabilities | $500,000 | 10,552 |
| Insider loans | $30,000 | 9,317 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $752,188,000 | 222 |
| Tier 1 (core) risk-based capital | $24,309,000 | 1,750 |
| Tier 2 risk-based capital | $2,104,990 | 1,468 |
| Total risk weighted assets | $159,245,190 | 1,766 |
| Total unused commitments | $752,188,000 | 222 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 27 | 6,239 |
| Assets and Liabilities | ||
| Total Assets: | $174,807,000 | 2,642 |
| Cash and due from depository institutions | $401,000 | 6,239 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $810,000 | 11,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $172,298,000 | 1,676 |
| Loan loss allowance | $6,783,000 | 695 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $0 | 11,397 |
| Other real estate owned | $0 | 6,239 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,298,000 | 5,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,807,000 | 2,642 |
| Total liabilities | $140,493,000 | 2,940 |
| Total deposits | $500,000 | 11,443 |
| Interest-bearing deposits | $0 | 11,412 |
| Deposits held in domestic offices | $500,000 | 11,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $139,687,000 | 315 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $306,000 | 7,798 |
| Total equity capital | $34,314,000 | 1,314 |
| Total bank equity capital | $34,314,000 | 1,314 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $108,000 | 8,598 |
| Surplus | $26,892,000 | 729 |
| Undivided profits | $7,314,000 | 3,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,076,000 | 847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,022,000 | 2,194 |
| Earning assets | $173,108,000 | 2,460 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $170,228,500 | 2,599 |
| Average Assets, quarterly | $170,228,500 | 2,679 |
| Volatile liabilities | $500,000 | 11,025 |
| Insider loans | $46,000 | 9,552 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $712,306,000 | 238 |
| Tier 1 (core) risk-based capital | $34,314,000 | 1,243 |
| Tier 2 risk-based capital | $2,255,740 | 1,419 |
| Total risk weighted assets | $175,931,940 | 1,638 |
| Total unused commitments | $712,306,000 | 238 |
| Derivatives | $0 | 549 |