Home > Associated Bank Reedsburg > Income and Expense
Associated Bank Reedsburg, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,766,000 | 3,017 |
| Total interest expense | $6,484,000 | 2,316 |
| Net interest income | $4,282,000 | 3,995 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $314,000 | 6,500 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $167,000 | 5,407 |
| Total noninterest expense | $2,289,000 | 5,120 |
| Salaries and employee benefits | $1,211,000 | 5,063 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $901,000 | 4,307 |
| Pre-tax net operating income | $2,250,000 | 3,191 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $610,000 | 3,617 |
| Income before extraordinary items | $1,640,000 | 3,093 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,640,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,272 |
| Cash dividends | $1,025,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,640,000 | 3,031 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,769,000 | 3,049 |
| Total interest expense | $6,416,000 | 2,408 |
| Net interest income | $4,353,000 | 3,995 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $333,000 | 6,587 |
| Gross Fiduciary activities income | $16,000 | 1,366 |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $167,000 | 5,663 |
| Total noninterest expense | $2,241,000 | 5,463 |
| Salaries and employee benefits | $1,287,000 | 4,892 |
| Premises and equipment expense | $189,000 | 7,240 |
| Additional noninterest expense | $765,000 | 5,382 |
| Pre-tax net operating income | $2,445,000 | 2,829 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $680,000 | 3,243 |
| Income before extraordinary items | $1,765,000 | 2,748 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,765,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $569,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,765,000 | 2,707 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,417,000 | 3,186 |
| Total interest expense | $6,251,000 | 2,462 |
| Net interest income | $4,166,000 | 4,168 |
| Provision for loan and lease losses | $1,685,000 | 654 |
| Total noninterest income | $349,000 | 6,495 |
| Gross Fiduciary activities income | $39,000 | 1,328 |
| Service charges on deposit accounts | $153,000 | 6,605 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $2,958,000 | 4,339 |
| Salaries and employee benefits | $1,626,000 | 3,987 |
| Premises and equipment expense | $429,000 | 4,271 |
| Additional noninterest expense | $903,000 | 4,751 |
| Pre-tax net operating income | $-128,000 | 11,616 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $-249,000 | 11,814 |
| Income before extraordinary items | $131,000 | 10,651 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $131,000 | 10,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $124,600 | 10,687 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,123,000 | 3,290 |
| Total interest expense | $4,999,000 | 2,462 |
| Net interest income | $4,124,000 | 4,263 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $365,000 | 6,482 |
| Gross Fiduciary activities income | $27,000 | 1,394 |
| Service charges on deposit accounts | $152,000 | 6,839 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $186,000 | 5,508 |
| Total noninterest expense | $2,751,000 | 4,763 |
| Salaries and employee benefits | $1,714,000 | 3,799 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $860,000 | 5,382 |
| Pre-tax net operating income | $1,692,000 | 3,976 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $378,000 | 4,964 |
| Income before extraordinary items | $1,307,000 | 3,569 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,307,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,312,460 | 3,601 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,953,000 | 3,437 |
| Total interest expense | $4,742,000 | 2,716 |
| Net interest income | $4,211,000 | 4,198 |
| Provision for loan and lease losses | $87,000 | 6,144 |
| Total noninterest income | $359,000 | 6,919 |
| Gross Fiduciary activities income | $22,000 | 1,437 |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $2,605,000 | 5,092 |
| Salaries and employee benefits | $1,659,000 | 3,905 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $771,000 | 6,100 |
| Pre-tax net operating income | $1,878,000 | 3,531 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $437,000 | 4,693 |
| Income before extraordinary items | $1,482,000 | 3,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,482,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,450,430 | 3,159 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,865,000 | 3,912 |
| Total interest expense | $4,854,000 | 3,402 |
| Net interest income | $4,011,000 | 4,433 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $360,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,582 |
| Total noninterest expense | $2,460,000 | 5,389 |
| Salaries and employee benefits | $1,490,000 | 4,256 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $768,000 | 6,294 |
| Pre-tax net operating income | $1,756,000 | 3,511 |
| Securities gains (losses) | $295,000 | 1,551 |
| Applicable income taxes | $551,000 | 3,683 |
| Income before extraordinary items | $1,500,000 | 3,084 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,500,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,284,650 | 3,311 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.