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Associated Bank Minnesota, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$48,038,000723
Total interest expense$16,065,0001,010
Net interest income$31,973,000575
Provision for loan and lease losses$2,321,000621
Total noninterest income$3,345,0001,358
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,603,000922
Trading account gains and fees$0177
Additional Noninterest Income$1,742,0001,367
Total noninterest expense$19,227,000785
Salaries and employee benefits$9,282,000792
Premises and equipment expense$2,213,000943
Additional noninterest expense$7,732,000687
Pre-tax net operating income$13,770,000578
Securities gains (losses)$04,612
Applicable income taxes$7,151,000427
Income before extraordinary items$6,619,000842
Extraordinary gains, net$0105
Net income$6,619,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,019,000570
Cash dividends$5,600,000559
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,619,000802
2000-12-31 (YTD Data)Rank
Total interest income$53,192,000686
Total interest expense$18,712,000959
Net interest income$34,480,000546
Provision for loan and lease losses$1,466,000782
Total noninterest income$2,509,0001,583
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,189,0001,143
Trading account gains and fees$0180
Additional Noninterest Income$1,320,0001,534
Total noninterest expense$19,346,000776
Salaries and employee benefits$9,397,000748
Premises and equipment expense$2,358,000846
Additional noninterest expense$7,591,000702
Pre-tax net operating income$16,177,000529
Securities gains (losses)$01,956
Applicable income taxes$8,158,000387
Income before extraordinary items$8,019,000685
Extraordinary gains, net$038
Net income$8,019,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$808,000872
Cash dividends$9,150,000404
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,019,000683
1999-12-31 (YTD Data)Rank
Total interest income$10,330,0003,124
Total interest expense$2,931,0004,688
Net interest income$7,399,0002,383
Provision for loan and lease losses$23,0007,570
Total noninterest income$757,0003,759
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$336,0003,669
Trading account gains and fees$0173
Additional Noninterest Income$421,0003,296
Total noninterest expense$4,710,0002,869
Salaries and employee benefits$2,255,0003,084
Premises and equipment expense$652,0003,055
Additional noninterest expense$1,803,0002,419
Pre-tax net operating income$3,423,0002,148
Securities gains (losses)$03,155
Applicable income taxes$1,827,0001,341
Income before extraordinary items$1,596,0003,090
Extraordinary gains, net$035
Net income$1,596,0003,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,778
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,596,0003,060
1998-12-31 (YTD Data)Rank
Total interest income$25,831,0001,253
Total interest expense$7,912,0001,936
Net interest income$17,919,000942
Provision for loan and lease losses$974,000999
Total noninterest income$2,554,0001,519
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,047,0001,198
Trading account gains and fees$0224
Additional Noninterest Income$1,507,0001,399
Total noninterest expense$9,479,0001,388
Salaries and employee benefits$5,781,0001,131
Premises and equipment expense$1,731,0001,119
Additional noninterest expense$1,967,0002,138
Pre-tax net operating income$10,020,000777
Securities gains (losses)$04,449
Applicable income taxes$3,948,000695
Income before extraordinary items$6,072,000897
Extraordinary gains, net$032
Net income$6,072,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,272
Cash dividends$900,0002,389
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,072,000860
1997-12-31 (YTD Data)Rank
Total interest income$22,270,0001,475
Total interest expense$6,894,0002,193
Net interest income$15,376,0001,145
Provision for loan and lease losses$1,425,000755
Total noninterest income$2,214,0001,635
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,029,0001,239
Trading account gains and fees$0239
Additional Noninterest Income$1,185,0001,570
Total noninterest expense$7,801,0001,678
Salaries and employee benefits$4,777,0001,378
Premises and equipment expense$1,458,0001,344
Additional noninterest expense$1,566,0002,619
Pre-tax net operating income$8,364,000981
Securities gains (losses)$03,944
Applicable income taxes$3,245,000866
Income before extraordinary items$5,119,0001,077
Extraordinary gains, net$044
Net income$5,119,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,759
Cash dividends$1,013,0002,132
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,119,0001,048
1996-12-31 (YTD Data)Rank
Total interest income$16,980,0001,989
Total interest expense$4,570,0003,276
Net interest income$12,410,0001,446
Provision for loan and lease losses$991,0001,037
Total noninterest income$2,002,0001,836
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$964,0001,398
Trading account gains and fees$0262
Additional Noninterest Income$1,038,0001,777
Total noninterest expense$6,986,0002,004
Salaries and employee benefits$4,138,0001,614
Premises and equipment expense$1,345,0001,506
Additional noninterest expense$1,503,0003,111
Pre-tax net operating income$6,435,0001,142
Securities gains (losses)$-7,00010,114
Applicable income taxes$2,496,0001,012
Income before extraordinary items$3,932,0001,269
Extraordinary gains, net$053
Net income$3,932,0001,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,0001,447
Cash dividends$1,252,0001,802
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,936,4801,245
1995-12-31 (YTD Data)Rank
Total interest income$14,564,0002,313
Total interest expense$3,729,0003,928
Net interest income$10,835,0001,648
Provision for loan and lease losses$723,0001,195
Total noninterest income$1,757,0002,040
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$949,0001,441
Trading account gains and fees$0522
Additional Noninterest Income$808,0002,087
Total noninterest expense$5,955,0002,286
Salaries and employee benefits$3,483,0001,902
Premises and equipment expense$1,035,0001,963
Additional noninterest expense$1,437,0003,199
Pre-tax net operating income$5,914,0001,292
Securities gains (losses)$03,831
Applicable income taxes$2,226,0001,151
Income before extraordinary items$3,688,0001,404
Extraordinary gains, net$065
Net income$3,688,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,534
Cash dividends$900,0002,217
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,688,0001,391
1994-12-31 (YTD Data)Rank
Total interest income$10,821,0002,812
Total interest expense$2,038,0005,531
Net interest income$8,783,0002,054
Provision for loan and lease losses$341,0002,064
Total noninterest income$1,795,0001,985
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$998,0001,344
Trading account gains and fees$0475
Additional Noninterest Income$797,0002,144
Total noninterest expense$5,391,0002,583
Salaries and employee benefits$2,927,0002,283
Premises and equipment expense$950,0002,130
Additional noninterest expense$1,514,0003,263
Pre-tax net operating income$4,846,0001,510
Securities gains (losses)$-241,00012,020
Applicable income taxes$1,842,0001,291
Income before extraordinary items$2,763,0001,767
Extraordinary gains, net$0249
Net income$2,763,0001,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,491
Cash dividends$1,005,0001,872
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,917,2401,684
1993-12-31 (YTD Data)Rank
Total interest income$8,818,0003,481
Total interest expense$1,756,0006,464
Net interest income$7,062,0002,539
Provision for loan and lease losses$243,0003,454
Total noninterest income$1,559,0002,372
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,036,0001,305
Trading account gains and feesNANA
Additional Noninterest Income$523,0003,172
Total noninterest expense$4,980,0002,868
Salaries and employee benefits$2,582,0002,564
Premises and equipment expense$976,0002,099
Additional noninterest expense$1,422,0003,662
Pre-tax net operating income$3,398,0002,005
Securities gains (losses)$2,0006,773
Applicable income taxes$1,328,0001,756
Income before extraordinary items$2,072,0002,419
Extraordinary gains, net$03,149
Net income$2,072,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$345,0004,044
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,070,7202,268
1992-12-31 (YTD Data)Rank
Total interest income$7,939,0004,314
Total interest expense$2,069,0006,949
Net interest income$5,870,0003,119
Provision for loan and lease losses$375,0003,592
Total noninterest income$1,240,0002,793
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$815,0001,672
Trading account gains and feesNANA
Additional Noninterest Income$425,0003,555
Total noninterest expense$4,402,0003,222
Salaries and employee benefits$2,154,0002,986
Premises and equipment expense$916,0002,269
Additional noninterest expense$1,332,0003,951
Pre-tax net operating income$2,333,0002,671
Securities gains (losses)$22,0005,460
Applicable income taxes$942,0002,222
Income before extraordinary items$1,413,0003,248
Extraordinary gains, net$01,422
Net income$1,413,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0004,373
Cash dividends$301,0003,974
Sale, conversion, retirement of capital stock, net$1,000,000408
Net operating income$1,398,9203,042

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.