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Associated Bank Minnesota, Income and Expense

2005-06-30 (YTD Data)Rank
Total interest income$45,199,000378
Total interest expense$12,111,000439
Net interest income$33,088,000358
Provision for loan and lease losses$570,000870
Total noninterest income$5,552,000576
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,583,000233
Trading account gains and fees$0116
Additional Noninterest Income$1,969,000816
Total noninterest expense$19,938,000466
Salaries and employee benefits$8,644,000524
Premises and equipment expense$1,918,000627
Additional noninterest expense$9,376,000348
Pre-tax net operating income$18,132,000345
Securities gains (losses)$02,146
Applicable income taxes$6,257,000342
Income before extraordinary items$11,875,000364
Extraordinary gains, net$030
Net income$11,875,000364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,236,000313
Cash dividends$8,000,000240
Sale, conversion, retirement of capital stock, net$0643
Net operating income$11,875,000355
2005-03-31 (YTD Data)Rank
Total interest income$22,010,000373
Total interest expense$5,568,000450
Net interest income$16,442,000355
Provision for loan and lease losses$06,226
Total noninterest income$2,641,000590
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,762,000224
Trading account gains and fees$0115
Additional Noninterest Income$879,000872
Total noninterest expense$9,941,000455
Salaries and employee benefits$4,437,000509
Premises and equipment expense$961,000617
Additional noninterest expense$4,543,000352
Pre-tax net operating income$9,142,000337
Securities gains (losses)$01,685
Applicable income taxes$3,164,000335
Income before extraordinary items$5,978,000353
Extraordinary gains, net$024
Net income$5,978,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$481,000362
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,978,000345
2004-12-31 (YTD Data)Rank
Total interest income$80,816,000373
Total interest expense$17,984,000472
Net interest income$62,832,000357
Provision for loan and lease losses$894,0001,162
Total noninterest income$12,858,000512
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$8,473,000213
Trading account gains and fees$0138
Additional Noninterest Income$4,385,000736
Total noninterest expense$40,318,000448
Salaries and employee benefits$17,204,000512
Premises and equipment expense$3,708,000628
Additional noninterest expense$19,406,000333
Pre-tax net operating income$34,478,000337
Securities gains (losses)$-2,339,0008,926
Applicable income taxes$10,961,000346
Income before extraordinary items$21,178,000374
Extraordinary gains, net$034
Net income$21,178,000376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,168,000691
Cash dividends$18,500,000230
Sale, conversion, retirement of capital stock, net$0872
Net operating income$22,721,740341
2004-09-30 (YTD Data)Rank
Total interest income$59,488,000379
Total interest expense$13,173,000468
Net interest income$46,315,000360
Provision for loan and lease losses$1,327,000596
Total noninterest income$9,248,000534
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$6,429,000215
Trading account gains and fees$0134
Additional Noninterest Income$2,819,000843
Total noninterest expense$30,404,000449
Salaries and employee benefits$13,081,000513
Premises and equipment expense$2,823,000618
Additional noninterest expense$14,500,000332
Pre-tax net operating income$23,832,000352
Securities gains (losses)$-94,0008,885
Applicable income taxes$8,090,000349
Income before extraordinary items$15,648,000376
Extraordinary gains, net$026
Net income$15,648,000377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$717,000727
Cash dividends$12,000,000239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$15,710,040360
2004-06-30 (YTD Data)Rank
Total interest income$38,964,000380
Total interest expense$8,583,000470
Net interest income$30,381,000362
Provision for loan and lease losses$1,311,000425
Total noninterest income$6,179,000537
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$4,216,000212
Trading account gains and fees$0130
Additional Noninterest Income$1,963,000809
Total noninterest expense$20,408,000444
Salaries and employee benefits$8,679,000515
Premises and equipment expense$1,922,000599
Additional noninterest expense$9,807,000330
Pre-tax net operating income$14,841,000373
Securities gains (losses)$-94,0008,967
Applicable income taxes$4,951,000378
Income before extraordinary items$9,796,000391
Extraordinary gains, net$021
Net income$9,796,000391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,000793
Cash dividends$8,000,000226
Sale, conversion, retirement of capital stock, net$0638
Net operating income$9,858,040376
2004-03-31 (YTD Data)Rank
Total interest income$19,626,000388
Total interest expense$4,380,000477
Net interest income$15,246,000369
Provision for loan and lease losses$244,000987
Total noninterest income$2,991,000543
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,055,000214
Trading account gains and fees$0121
Additional Noninterest Income$936,000823
Total noninterest expense$9,927,000460
Salaries and employee benefits$4,268,000526
Premises and equipment expense$1,042,000558
Additional noninterest expense$4,617,000338
Pre-tax net operating income$8,066,000344
Securities gains (losses)$02,934
Applicable income taxes$2,744,000353
Income before extraordinary items$5,322,000363
Extraordinary gains, net$016
Net income$5,322,000363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,000768
Cash dividends$3,000,000261
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,322,000345
2003-12-31 (YTD Data)Rank
Total interest income$80,376,000378
Total interest expense$18,212,000506
Net interest income$62,164,000346
Provision for loan and lease losses$8,800,000217
Total noninterest income$15,152,000489
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$8,567,000212
Trading account gains and fees$0160
Additional Noninterest Income$6,585,000609
Total noninterest expense$45,107,000408
Salaries and employee benefits$20,076,000448
Premises and equipment expense$4,945,000480
Additional noninterest expense$20,086,000335
Pre-tax net operating income$23,409,000425
Securities gains (losses)$-6,0008,711
Applicable income taxes$7,848,000439
Income before extraordinary items$15,555,000464
Extraordinary gains, net$054
Net income$15,555,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,015,000552
Cash dividends$16,000,000277
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,558,960431
2003-09-30 (YTD Data)Rank
Total interest income$60,651,000392
Total interest expense$13,671,000523
Net interest income$46,980,000353
Provision for loan and lease losses$7,045,000214
Total noninterest income$11,681,000501
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$6,498,000216
Trading account gains and fees$0153
Additional Noninterest Income$5,183,000618
Total noninterest expense$33,318,000419
Salaries and employee benefits$14,671,000472
Premises and equipment expense$3,735,000480
Additional noninterest expense$14,912,000349
Pre-tax net operating income$18,298,000417
Securities gains (losses)$-6,0008,888
Applicable income taxes$6,263,000425
Income before extraordinary items$12,029,000466
Extraordinary gains, net$040
Net income$12,029,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,443,000377
Cash dividends$12,000,000268
Sale, conversion, retirement of capital stock, net$0722
Net operating income$12,032,960434
2003-06-30 (YTD Data)Rank
Total interest income$41,209,000385
Total interest expense$9,376,000531
Net interest income$31,833,000352
Provision for loan and lease losses$5,290,000200
Total noninterest income$7,604,000498
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$4,244,000220
Trading account gains and fees$0150
Additional Noninterest Income$3,360,000626
Total noninterest expense$21,967,000426
Salaries and employee benefits$9,631,000478
Premises and equipment expense$2,499,000478
Additional noninterest expense$9,837,000348
Pre-tax net operating income$12,180,000423
Securities gains (losses)$-6,0009,006
Applicable income taxes$4,159,000438
Income before extraordinary items$8,015,000473
Extraordinary gains, net$030
Net income$8,015,000473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,822,000354
Cash dividends$8,000,000239
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,018,960434
2003-03-31 (YTD Data)Rank
Total interest income$20,743,000388
Total interest expense$4,731,000541
Net interest income$16,012,000352
Provision for loan and lease losses$3,340,000180
Total noninterest income$4,042,000489
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,108,000221
Trading account gains and fees$0134
Additional Noninterest Income$1,934,000553
Total noninterest expense$11,067,000424
Salaries and employee benefits$4,996,000460
Premises and equipment expense$1,278,000471
Additional noninterest expense$4,793,000348
Pre-tax net operating income$5,647,000441
Securities gains (losses)$-8,0009,142
Applicable income taxes$1,897,000472
Income before extraordinary items$3,742,000486
Extraordinary gains, net$021
Net income$3,742,000485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,777,000235
Cash dividends$3,000,000276
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,747,280457
2002-12-31 (YTD Data)Rank
Total interest income$82,706,000406
Total interest expense$19,890,000582
Net interest income$62,816,000360
Provision for loan and lease losses$9,812,000247
Total noninterest income$17,991,000428
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$7,956,000225
Trading account gains and fees$0153
Additional Noninterest Income$10,035,000438
Total noninterest expense$44,731,000410
Salaries and employee benefits$21,677,000401
Premises and equipment expense$5,440,000440
Additional noninterest expense$17,614,000385
Pre-tax net operating income$26,264,000378
Securities gains (losses)$93,0001,818
Applicable income taxes$9,256,000377
Income before extraordinary items$17,101,000413
Extraordinary gains, net$070
Net income$17,101,000414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,142,000240
Cash dividends$13,500,000291
Sale, conversion, retirement of capital stock, net$0862
Net operating income$17,040,550395
2001-12-31 (YTD Data)Rank
Total interest income$49,876,000704
Total interest expense$19,428,000842
Net interest income$30,448,000601
Provision for loan and lease losses$2,603,000567
Total noninterest income$9,959,000605
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,010,000378
Trading account gains and fees$0177
Additional Noninterest Income$5,949,000582
Total noninterest expense$23,915,000663
Salaries and employee benefits$11,064,000684
Premises and equipment expense$3,813,000581
Additional noninterest expense$9,038,000621
Pre-tax net operating income$13,889,000576
Securities gains (losses)$341,000820
Applicable income taxes$4,927,000551
Income before extraordinary items$9,303,000604
Extraordinary gains, net$0105
Net income$9,303,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,424,000730
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,081,350590
2000-12-31 (YTD Data)Rank
Total interest income$48,894,000733
Total interest expense$21,275,000846
Net interest income$27,619,000650
Provision for loan and lease losses$1,700,000690
Total noninterest income$9,125,000622
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,298,000408
Trading account gains and fees$0180
Additional Noninterest Income$5,827,000578
Total noninterest expense$23,875,000659
Salaries and employee benefits$10,404,000684
Premises and equipment expense$3,544,000610
Additional noninterest expense$9,927,000582
Pre-tax net operating income$11,169,000706
Securities gains (losses)$01,956
Applicable income taxes$4,108,000629
Income before extraordinary items$7,061,000765
Extraordinary gains, net$038
Net income$7,061,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,224,000650
Cash dividends$2,250,0001,227
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,061,000765
1999-12-31 (YTD Data)Rank
Total interest income$23,395,0001,397
Total interest expense$8,803,0001,698
Net interest income$14,592,0001,211
Provision for loan and lease losses$422,0002,010
Total noninterest income$2,985,0001,358
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,391,000951
Trading account gains and fees$0173
Additional Noninterest Income$1,594,0001,341
Total noninterest expense$10,418,0001,334
Salaries and employee benefits$4,896,0001,410
Premises and equipment expense$1,407,0001,461
Additional noninterest expense$4,115,0001,139
Pre-tax net operating income$6,737,0001,144
Securities gains (losses)$97,000745
Applicable income taxes$2,402,0001,050
Income before extraordinary items$4,432,0001,235
Extraordinary gains, net$035
Net income$4,432,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0009,745
Cash dividends$3,500,000850
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,368,9501,228
1998-12-31 (YTD Data)Rank
Total interest income$22,129,0001,459
Total interest expense$8,140,0001,876
Net interest income$13,989,0001,209
Provision for loan and lease losses$258,0002,938
Total noninterest income$3,679,0001,148
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,272,000972
Trading account gains and fees$0224
Additional Noninterest Income$2,407,0001,036
Total noninterest expense$10,480,0001,269
Salaries and employee benefits$5,686,0001,150
Premises and equipment expense$1,359,0001,440
Additional noninterest expense$3,435,0001,290
Pre-tax net operating income$6,930,0001,093
Securities gains (losses)$04,449
Applicable income taxes$2,503,0001,018
Income before extraordinary items$4,427,0001,205
Extraordinary gains, net$032
Net income$4,427,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,601
Cash dividends$2,250,0001,214
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,427,0001,169
1997-12-31 (YTD Data)Rank
Total interest income$19,842,0001,661
Total interest expense$7,471,0002,050
Net interest income$12,371,0001,396
Provision for loan and lease losses$200,0003,424
Total noninterest income$2,936,0001,315
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,164,0001,083
Trading account gains and fees$0239
Additional Noninterest Income$1,772,0001,186
Total noninterest expense$8,858,0001,484
Salaries and employee benefits$4,692,0001,397
Premises and equipment expense$1,257,0001,546
Additional noninterest expense$2,909,0001,479
Pre-tax net operating income$6,249,0001,249
Securities gains (losses)$03,944
Applicable income taxes$2,353,0001,152
Income before extraordinary items$3,896,0001,409
Extraordinary gains, net$044
Net income$3,896,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0009,915
Cash dividends$3,000,000929
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,896,0001,368
1996-12-31 (YTD Data)Rank
Total interest income$17,661,0001,916
Total interest expense$6,744,0002,287
Net interest income$10,917,0001,622
Provision for loan and lease losses$200,0003,395
Total noninterest income$2,926,0001,381
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,178,0001,118
Trading account gains and fees$0262
Additional Noninterest Income$1,748,0001,269
Total noninterest expense$7,849,0001,805
Salaries and employee benefits$4,017,0001,653
Premises and equipment expense$1,223,0001,660
Additional noninterest expense$2,609,0001,947
Pre-tax net operating income$5,794,0001,241
Securities gains (losses)$04,148
Applicable income taxes$2,157,0001,150
Income before extraordinary items$3,637,0001,363
Extraordinary gains, net$053
Net income$3,637,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0006,098
Cash dividends$1,300,0001,758
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,637,0001,327
1995-12-31 (YTD Data)Rank
Total interest income$16,274,0002,070
Total interest expense$6,203,0002,480
Net interest income$10,071,0001,774
Provision for loan and lease losses$08,958
Total noninterest income$2,270,0001,654
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,077,0001,244
Trading account gains and fees$0522
Additional Noninterest Income$1,193,0001,605
Total noninterest expense$7,661,0001,837
Salaries and employee benefits$3,924,0001,689
Premises and equipment expense$1,072,0001,893
Additional noninterest expense$2,665,0001,878
Pre-tax net operating income$4,680,0001,584
Securities gains (losses)$-1,0009,017
Applicable income taxes$1,743,0001,437
Income before extraordinary items$2,936,0001,718
Extraordinary gains, net$065
Net income$2,936,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$1,100,0001,865
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,936,6401,694
1994-12-31 (YTD Data)Rank
Total interest income$13,038,0002,337
Total interest expense$4,023,0003,038
Net interest income$9,015,0002,013
Provision for loan and lease losses$09,146
Total noninterest income$1,984,0001,842
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,116,0001,187
Trading account gains and fees$0475
Additional Noninterest Income$868,0002,026
Total noninterest expense$7,516,0001,917
Salaries and employee benefits$3,645,0001,836
Premises and equipment expense$1,033,0001,965
Additional noninterest expense$2,838,0001,906
Pre-tax net operating income$3,483,0002,048
Securities gains (losses)$86,000841
Applicable income taxes$1,316,0001,744
Income before extraordinary items$2,253,0002,177
Extraordinary gains, net$0249
Net income$2,253,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00012,132
Cash dividends$850,0002,174
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,197,9602,246
1993-12-31 (YTD Data)Rank
Total interest income$11,651,0002,658
Total interest expense$3,636,0003,450
Net interest income$8,015,0002,238
Provision for loan and lease losses$300,0002,975
Total noninterest income$1,759,0002,157
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,092,0001,232
Trading account gains and fees$0532
Additional Noninterest Income$667,0002,678
Total noninterest expense$7,114,0002,067
Salaries and employee benefits$3,662,0001,833
Premises and equipment expense$1,113,0001,879
Additional noninterest expense$2,339,0002,387
Pre-tax net operating income$2,360,0002,853
Securities gains (losses)$75,0002,875
Applicable income taxes$826,0002,687
Income before extraordinary items$1,609,0003,031
Extraordinary gains, net$106,0001,513
Net income$1,715,0002,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,851
Cash dividends$800,0002,140
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,559,5002,949
1992-12-31 (YTD Data)Rank
Total interest income$11,264,0003,118
Total interest expense$4,245,0003,860
Net interest income$7,019,0002,582
Provision for loan and lease losses$488,0003,063
Total noninterest income$1,955,0001,962
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,127,0001,178
Trading account gains and fees$0504
Additional Noninterest Income$828,0002,264
Total noninterest expense$6,470,0002,262
Salaries and employee benefits$3,265,0002,012
Premises and equipment expense$1,049,0002,010
Additional noninterest expense$2,156,0002,633
Pre-tax net operating income$2,016,0003,086
Securities gains (losses)$475,0001,131
Applicable income taxes$831,0002,509
Income before extraordinary items$1,660,0002,777
Extraordinary gains, net$01,422
Net income$1,660,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,246,0001,365
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,341,7503,174

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.