Home > Associated Bank > Income and Expense
Associated Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,355,000 | 1,403 |
| Total interest expense | $10,680,000 | 1,461 |
| Net interest income | $12,675,000 | 1,367 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $1,977,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,553,000 | 820 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $424,000 | 3,165 |
| Total noninterest expense | $9,027,000 | 1,453 |
| Salaries and employee benefits | $4,444,000 | 1,467 |
| Premises and equipment expense | $1,994,000 | 994 |
| Additional noninterest expense | $2,589,000 | 1,647 |
| Pre-tax net operating income | $5,425,000 | 1,435 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,809,000 | 1,449 |
| Income before extraordinary items | $3,616,000 | 1,494 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,616,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,593 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,616,000 | 1,459 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,771,000 | 1,614 |
| Total interest expense | $9,355,000 | 1,684 |
| Net interest income | $11,416,000 | 1,558 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $1,585,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,154,000 | 1,148 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $431,000 | 3,235 |
| Total noninterest expense | $7,618,000 | 1,859 |
| Salaries and employee benefits | $4,030,000 | 1,648 |
| Premises and equipment expense | $1,596,000 | 1,281 |
| Additional noninterest expense | $1,992,000 | 2,468 |
| Pre-tax net operating income | $5,143,000 | 1,405 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,643,000 | 1,467 |
| Income before extraordinary items | $3,500,000 | 1,417 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,500,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,137 |
| Cash dividends | $3,196,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $7,843,000 | 77 |
| Net operating income | $3,500,000 | 1,382 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,612,000 | 1,732 |
| Total interest expense | $9,294,000 | 1,712 |
| Net interest income | $10,318,000 | 1,734 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $1,390,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,034,000 | 1,310 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $356,000 | 3,566 |
| Total noninterest expense | $6,982,000 | 1,976 |
| Salaries and employee benefits | $3,779,000 | 1,756 |
| Premises and equipment expense | $1,443,000 | 1,429 |
| Additional noninterest expense | $1,760,000 | 2,676 |
| Pre-tax net operating income | $4,576,000 | 1,615 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,409,000 | 1,742 |
| Income before extraordinary items | $3,167,000 | 1,611 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,167,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $1,598,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,167,000 | 1,584 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,283,000 | 1,891 |
| Total interest expense | $6,410,000 | 1,946 |
| Net interest income | $9,873,000 | 1,831 |
| Provision for loan and lease losses | $290,000 | 2,346 |
| Total noninterest income | $1,790,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,112,000 | 1,197 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $678,000 | 2,387 |
| Total noninterest expense | $7,537,000 | 1,911 |
| Salaries and employee benefits | $4,011,000 | 1,667 |
| Premises and equipment expense | $1,458,000 | 1,436 |
| Additional noninterest expense | $2,068,000 | 2,503 |
| Pre-tax net operating income | $3,836,000 | 1,853 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,073,000 | 2,085 |
| Income before extraordinary items | $2,763,000 | 1,767 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,763,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $1,400,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,763,000 | 1,771 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,540,000 | 2,142 |
| Total interest expense | $4,871,000 | 2,632 |
| Net interest income | $9,669,000 | 1,864 |
| Provision for loan and lease losses | $350,000 | 2,706 |
| Total noninterest income | $2,087,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,239,000 | 1,076 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $848,000 | 2,300 |
| Total noninterest expense | $7,899,000 | 1,883 |
| Salaries and employee benefits | $4,204,000 | 1,602 |
| Premises and equipment expense | $1,343,000 | 1,570 |
| Additional noninterest expense | $2,352,000 | 2,372 |
| Pre-tax net operating income | $3,507,000 | 1,945 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $889,000 | 2,537 |
| Income before extraordinary items | $2,618,000 | 1,914 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,618,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $1,550,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,618,000 | 1,799 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,550,000 | 2,266 |
| Total interest expense | $5,930,000 | 2,807 |
| Net interest income | $9,620,000 | 1,903 |
| Provision for loan and lease losses | $660,000 | 2,467 |
| Total noninterest income | $1,982,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,264,000 | 1,032 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $718,000 | 2,484 |
| Total noninterest expense | $7,933,000 | 1,900 |
| Salaries and employee benefits | $3,889,000 | 1,713 |
| Premises and equipment expense | $1,670,000 | 1,311 |
| Additional noninterest expense | $2,374,000 | 2,419 |
| Pre-tax net operating income | $3,009,000 | 2,067 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $676,000 | 3,084 |
| Income before extraordinary items | $2,333,000 | 1,966 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,333,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 3,484 |
| Cash dividends | $1,375,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,333,000 | 1,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.