Home > Asia-Europe-Americas Bank > Income and Expense
Asia-Europe-Americas Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 5,133 |
| Total interest expense | $840,000 | 5,882 |
| Net interest income | $2,889,000 | 4,753 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $599,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,605 |
| Total noninterest expense | $2,824,000 | 4,015 |
| Salaries and employee benefits | $1,119,000 | 5,046 |
| Premises and equipment expense | $296,000 | 4,886 |
| Additional noninterest expense | $1,409,000 | 2,609 |
| Pre-tax net operating income | $664,000 | 5,757 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $227,000 | 4,235 |
| Income before extraordinary items | $437,000 | 6,185 |
| Extraordinary gains, net | $-205,000 | 8,851 |
| Net income | $232,000 | 7,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,458,000 | 383 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $437,000 | 6,150 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 5,070 |
| Total interest expense | $603,000 | 5,547 |
| Net interest income | $1,890,000 | 4,778 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $370,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $355,000 | 2,742 |
| Total noninterest expense | $1,981,000 | 3,836 |
| Salaries and employee benefits | $779,000 | 4,896 |
| Premises and equipment expense | $197,000 | 4,869 |
| Additional noninterest expense | $1,005,000 | 2,417 |
| Pre-tax net operating income | $279,000 | 6,715 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $96,000 | 4,867 |
| Income before extraordinary items | $183,000 | 7,061 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $183,000 | 7,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $846,000 | 407 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $183,000 | 7,025 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,908 |
| Total interest expense | $327,000 | 5,249 |
| Net interest income | $979,000 | 4,692 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $168,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $1,007,000 | 3,827 |
| Salaries and employee benefits | $377,000 | 5,027 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $533,000 | 2,287 |
| Pre-tax net operating income | $140,000 | 6,689 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $43,000 | 4,951 |
| Income before extraordinary items | $97,000 | 6,948 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $97,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 400 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $97,000 | 6,923 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,579,000 | 3,558 |
| Total interest expense | $1,781,000 | 4,000 |
| Net interest income | $5,798,000 | 3,384 |
| Provision for loan and lease losses | $6,140,000 | 213 |
| Total noninterest income | $657,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $122,000 | 6,146 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $535,000 | 3,194 |
| Total noninterest expense | $4,922,000 | 3,166 |
| Salaries and employee benefits | $1,975,000 | 4,036 |
| Premises and equipment expense | $465,000 | 4,311 |
| Additional noninterest expense | $2,482,000 | 1,961 |
| Pre-tax net operating income | $-4,607,000 | 8,953 |
| Securities gains (losses) | $38,000 | 1,945 |
| Applicable income taxes | $-1,679,000 | 8,956 |
| Income before extraordinary items | $-2,890,000 | 8,943 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,890,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,423,000 | 305 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-2,914,320 | 8,932 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 3,280 |
| Total interest expense | $1,397,000 | 3,817 |
| Net interest income | $4,852,000 | 3,081 |
| Provision for loan and lease losses | $2,050,000 | 408 |
| Total noninterest income | $547,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $109,000 | 5,894 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $438,000 | 3,033 |
| Total noninterest expense | $3,815,000 | 3,036 |
| Salaries and employee benefits | $1,577,000 | 3,805 |
| Premises and equipment expense | $331,000 | 4,460 |
| Additional noninterest expense | $1,907,000 | 1,880 |
| Pre-tax net operating income | $-466,000 | 8,761 |
| Securities gains (losses) | $38,000 | 1,863 |
| Applicable income taxes | $-46,000 | 8,808 |
| Income before extraordinary items | $-382,000 | 8,770 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-382,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,507,000 | 425 |
| Cash dividends | $40,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-415,820 | 8,756 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 3,068 |
| Total interest expense | $976,000 | 3,678 |
| Net interest income | $3,500,000 | 2,852 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $326,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 3,417 |
| Total noninterest expense | $2,718,000 | 2,874 |
| Salaries and employee benefits | $1,176,000 | 3,515 |
| Premises and equipment expense | $222,000 | 4,451 |
| Additional noninterest expense | $1,320,000 | 1,810 |
| Pre-tax net operating income | $858,000 | 3,927 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $292,000 | 3,124 |
| Income before extraordinary items | $566,000 | 4,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 604 |
| Cash dividends | $40,000 | 4,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $566,000 | 4,310 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 2,943 |
| Total interest expense | $498,000 | 3,655 |
| Net interest income | $1,874,000 | 2,640 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $178,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $1,304,000 | 2,980 |
| Salaries and employee benefits | $630,000 | 3,328 |
| Premises and equipment expense | $106,000 | 4,616 |
| Additional noninterest expense | $568,000 | 2,085 |
| Pre-tax net operating income | $598,000 | 3,086 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $203,000 | 2,559 |
| Income before extraordinary items | $395,000 | 3,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $395,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $395,000 | 3,436 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,864,000 | 2,860 |
| Total interest expense | $2,129,000 | 3,836 |
| Net interest income | $7,735,000 | 2,493 |
| Provision for loan and lease losses | $4,807,000 | 339 |
| Total noninterest income | $580,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $193,000 | 5,333 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $387,000 | 4,040 |
| Total noninterest expense | $4,674,000 | 3,242 |
| Salaries and employee benefits | $2,173,000 | 3,661 |
| Premises and equipment expense | $478,000 | 4,208 |
| Additional noninterest expense | $2,023,000 | 2,378 |
| Pre-tax net operating income | $-1,166,000 | 9,003 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-219,000 | 9,020 |
| Income before extraordinary items | $-947,000 | 9,027 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-947,000 | 9,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,365,000 | 494 |
| Cash dividends | $192,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-947,000 | 8,978 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 3,005 |
| Total interest expense | $1,634,000 | 3,874 |
| Net interest income | $5,522,000 | 2,641 |
| Provision for loan and lease losses | $1,050,000 | 855 |
| Total noninterest income | $532,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $142,000 | 5,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $390,000 | 3,577 |
| Total noninterest expense | $3,619,000 | 3,143 |
| Salaries and employee benefits | $1,737,000 | 3,470 |
| Premises and equipment expense | $384,000 | 3,978 |
| Additional noninterest expense | $1,498,000 | 2,401 |
| Pre-tax net operating income | $1,385,000 | 3,691 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $471,000 | 3,133 |
| Income before extraordinary items | $914,000 | 4,245 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $914,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,375,000 | 565 |
| Cash dividends | $90,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $914,000 | 4,064 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 3,047 |
| Total interest expense | $1,140,000 | 3,833 |
| Net interest income | $3,588,000 | 2,711 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $391,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $102,000 | 5,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $289,000 | 3,370 |
| Total noninterest expense | $2,637,000 | 2,928 |
| Salaries and employee benefits | $1,335,000 | 3,087 |
| Premises and equipment expense | $252,000 | 4,016 |
| Additional noninterest expense | $1,050,000 | 2,262 |
| Pre-tax net operating income | $942,000 | 3,653 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $318,000 | 3,132 |
| Income before extraordinary items | $624,000 | 4,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $624,000 | 4,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,080 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $624,000 | 3,979 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,981 |
| Total interest expense | $582,000 | 3,847 |
| Net interest income | $1,855,000 | 2,613 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $204,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $143,000 | 3,308 |
| Total noninterest expense | $1,364,000 | 2,817 |
| Salaries and employee benefits | $723,000 | 2,868 |
| Premises and equipment expense | $135,000 | 3,814 |
| Additional noninterest expense | $506,000 | 2,311 |
| Pre-tax net operating income | $595,000 | 3,101 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $202,000 | 2,679 |
| Income before extraordinary items | $393,000 | 3,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $393,000 | 3,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 3,012 |
| Total interest expense | $3,021,000 | 3,522 |
| Net interest income | $7,012,000 | 2,728 |
| Provision for loan and lease losses | $1,912,000 | 771 |
| Total noninterest income | $866,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $383,000 | 3,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $483,000 | 3,347 |
| Total noninterest expense | $4,392,000 | 3,289 |
| Salaries and employee benefits | $2,023,000 | 3,702 |
| Premises and equipment expense | $407,000 | 4,587 |
| Additional noninterest expense | $1,962,000 | 2,341 |
| Pre-tax net operating income | $1,574,000 | 3,985 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $543,000 | 3,298 |
| Income before extraordinary items | $1,031,000 | 4,512 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,031,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 1,027 |
| Cash dividends | $192,000 | 4,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,031,000 | 4,390 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 2,996 |
| Total interest expense | $4,538,000 | 3,426 |
| Net interest income | $6,785,000 | 2,640 |
| Provision for loan and lease losses | $835,000 | 1,454 |
| Total noninterest income | $733,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $456,000 | 3,062 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $277,000 | 4,284 |
| Total noninterest expense | $3,807,000 | 3,579 |
| Salaries and employee benefits | $2,213,000 | 3,308 |
| Premises and equipment expense | $380,000 | 4,764 |
| Additional noninterest expense | $1,214,000 | 3,459 |
| Pre-tax net operating income | $2,876,000 | 2,357 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $999,000 | 2,070 |
| Income before extraordinary items | $1,877,000 | 2,685 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,877,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,309 |
| Cash dividends | $192,000 | 5,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,877,000 | 2,599 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,897,000 | 3,163 |
| Total interest expense | $4,220,000 | 3,812 |
| Net interest income | $6,677,000 | 2,662 |
| Provision for loan and lease losses | $1,191,000 | 927 |
| Total noninterest income | $544,000 | 4,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,482 |
| Total noninterest expense | $3,502,000 | 3,698 |
| Salaries and employee benefits | $1,999,000 | 3,468 |
| Premises and equipment expense | $266,000 | 5,824 |
| Additional noninterest expense | $1,238,000 | 3,331 |
| Pre-tax net operating income | $2,527,000 | 2,744 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $958,000 | 2,199 |
| Income before extraordinary items | $1,569,000 | 3,141 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,569,000 | 3,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,516 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,569,000 | 3,135 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 4,307 |
| Total interest expense | $2,658,000 | 5,028 |
| Net interest income | $4,519,000 | 3,772 |
| Provision for loan and lease losses | $619,000 | 1,461 |
| Total noninterest income | $208,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,314 |
| Total noninterest expense | $2,757,000 | 4,522 |
| Salaries and employee benefits | $1,442,000 | 4,480 |
| Premises and equipment expense | $459,000 | 4,062 |
| Additional noninterest expense | $856,000 | 4,563 |
| Pre-tax net operating income | $1,351,000 | 4,405 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $446,000 | 3,880 |
| Income before extraordinary items | $905,000 | 4,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $905,000 | 4,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,806 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 865 |
| Net operating income | $905,000 | 4,689 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,162 |
| Total interest expense | $1,686,000 | 6,788 |
| Net interest income | $2,688,000 | 5,567 |
| Provision for loan and lease losses | $189,000 | 3,640 |
| Total noninterest income | $154,000 | 8,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,363 |
| Total noninterest expense | $2,069,000 | 5,468 |
| Salaries and employee benefits | $1,148,000 | 5,241 |
| Premises and equipment expense | $201,000 | 6,704 |
| Additional noninterest expense | $720,000 | 5,060 |
| Pre-tax net operating income | $584,000 | 7,001 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $584,000 | 6,129 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $584,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 828 |
| Net operating income | $584,000 | 6,026 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 7,925 |
| Total interest expense | $1,009,000 | 8,669 |
| Net interest income | $1,854,000 | 7,204 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $81,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,432 |
| Total noninterest expense | $1,496,000 | 6,794 |
| Salaries and employee benefits | $872,000 | 6,426 |
| Premises and equipment expense | $189,000 | 7,042 |
| Additional noninterest expense | $435,000 | 7,058 |
| Pre-tax net operating income | $269,000 | 9,186 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $269,000 | 8,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $269,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 764 |
| Net operating income | $269,000 | 8,569 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 10,354 |
| Total interest expense | $356,000 | 10,973 |
| Net interest income | $967,000 | 9,643 |
| Provision for loan and lease losses | $191,000 | 3,529 |
| Total noninterest income | $35,000 | 11,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $1,182,000 | 8,032 |
| Salaries and employee benefits | $696,000 | 7,563 |
| Premises and equipment expense | $184,000 | 7,341 |
| Additional noninterest expense | $302,000 | 8,862 |
| Pre-tax net operating income | $-371,000 | 11,178 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-371,000 | 11,222 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-371,000 | 11,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 810 |
| Net operating income | $-371,000 | 11,193 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $158,000 | 11,926 |
| Total interest expense | $3,000 | 11,947 |
| Net interest income | $155,000 | 11,898 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $439,000 | 11,296 |
| Salaries and employee benefits | $291,000 | 10,826 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $80,000 | 11,767 |
| Pre-tax net operating income | $-284,000 | 11,721 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-284,000 | 11,726 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-284,000 | 11,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $7,130,000 | 71 |
| Net operating income | $-284,000 | 11,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.