Home > Ashville Savings Bank > Assets and Liabilities
Ashville Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $147,013,000 | 3,019 |
| Cash and due from depository institutions | $3,809,000 | 2,648 |
| Interest-bearing balances | $32,000 | 5,614 |
| Securities | $24,708,000 | 4,241 |
| Federal funds sold & reverse repurchase agreements | $5,075,000 | 2,664 |
| Net loans & leases | $108,850,000 | 2,546 |
| Loan loss allowance | $532,000 | 5,459 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,523,000 | 2,233 |
| Other real estate owned | $0 | 2,648 |
| Goodwill and other intangibles | $32,000 | 3,132 |
| All other assets | $1,016,000 | 5,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,013,000 | 3,019 |
| Total liabilities | $134,398,000 | 2,983 |
| Total deposits | $133,322,000 | 2,798 |
| Interest-bearing deposits | $117,268,000 | 2,731 |
| Deposits held in domestic offices | $133,322,000 | 2,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $85,000 | 4,816 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $991,000 | 3,599 |
| Total equity capital | $12,615,000 | 3,508 |
| Total bank equity capital | $12,615,000 | 3,508 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $21,000 | 9,548 |
| Surplus | $1,029,000 | 7,275 |
| Undivided profits | $11,565,000 | 2,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $543,000 | 4,366 |
| Earning assets | $138,665,000 | 2,964 |
| Long-term assets (5+ years) | $68,779,000 | 1,056 |
| Average Assets, year-to-date | $141,717,000 | 2,981 |
| Average Assets, quarterly | $145,745,000 | 3,002 |
| Volatile liabilities | $22,418,000 | 2,722 |
| Insider loans | $561,000 | 5,105 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $12,477,000 | 3,396 |
| Tier 2 risk-based capital | $532,000 | 4,940 |
| Total risk weighted assets | $84,170,000 | 3,246 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $134,435,000 | 3,357 |
| Cash and due from depository institutions | $3,717,000 | 2,544 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $28,192,000 | 4,105 |
| Federal funds sold & reverse repurchase agreements | $3,225,000 | 3,655 |
| Net loans & leases | $95,281,000 | 2,898 |
| Loan loss allowance | $498,000 | 5,953 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,029,000 | 2,578 |
| Other real estate owned | $0 | 2,544 |
| Goodwill and other intangibles | $49,000 | 2,827 |
| All other assets | $942,000 | 6,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,435,000 | 3,357 |
| Total liabilities | $123,613,000 | 3,296 |
| Total deposits | $122,578,000 | 3,109 |
| Interest-bearing deposits | $108,466,000 | 3,031 |
| Deposits held in domestic offices | $122,578,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $127,000 | 4,741 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $908,000 | 3,796 |
| Total equity capital | $10,822,000 | 4,056 |
| Total bank equity capital | $10,822,000 | 4,056 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $21,000 | 10,014 |
| Surplus | $1,029,000 | 7,509 |
| Undivided profits | $9,772,000 | 2,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $459,000 | 5,051 |
| Earning assets | $126,698,000 | 3,277 |
| Long-term assets (5+ years) | $36,134,000 | 1,692 |
| Average Assets, year-to-date | $129,743,000 | 3,335 |
| Average Assets, quarterly | $134,207,000 | 3,323 |
| Volatile liabilities | $20,586,000 | 2,852 |
| Insider loans | $823,000 | 4,127 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,463,000 | 8,164 |
| Tier 1 (core) risk-based capital | $10,785,000 | 3,964 |
| Tier 2 risk-based capital | $498,000 | 5,285 |
| Total risk weighted assets | $73,282,900 | 3,708 |
| Total unused commitments | $1,463,000 | 8,172 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 66 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $122,520,000 | 3,656 |
| Cash and due from depository institutions | $3,720,000 | 2,941 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,640,000 | 4,488 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,175 |
| Net loans & leases | $86,460,000 | 3,101 |
| Loan loss allowance | $451,000 | 6,475 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,998,000 | 2,552 |
| Other real estate owned | $50,000 | 2,941 |
| Goodwill and other intangibles | $65,000 | 2,549 |
| All other assets | $987,000 | 6,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,520,000 | 3,656 |
| Total liabilities | $112,522,000 | 3,597 |
| Total deposits | $111,545,000 | 3,439 |
| Interest-bearing deposits | $98,007,000 | 3,346 |
| Deposits held in domestic offices | $111,545,000 | 3,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $170,000 | 4,115 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $807,000 | 4,356 |
| Total equity capital | $9,998,000 | 4,336 |
| Total bank equity capital | $9,998,000 | 4,336 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $21,000 | 10,481 |
| Surplus | $1,029,000 | 7,679 |
| Undivided profits | $8,948,000 | 2,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $427,000 | 5,471 |
| Earning assets | $114,700,000 | 3,584 |
| Long-term assets (5+ years) | $46,830,000 | 1,257 |
| Average Assets, year-to-date | $116,053,200 | 3,702 |
| Average Assets, quarterly | $120,935,000 | 3,672 |
| Volatile liabilities | $17,076,000 | 3,004 |
| Insider loans | $984,000 | 3,765 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,453,000 | 8,202 |
| Tier 1 (core) risk-based capital | $9,898,000 | 4,258 |
| Tier 2 risk-based capital | $451,000 | 5,717 |
| Total risk weighted assets | $67,333,600 | 3,908 |
| Total unused commitments | $1,453,000 | 8,215 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $109,855,000 | 4,016 |
| Cash and due from depository institutions | $4,388,000 | 3,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $26,640,000 | 4,731 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,379 |
| Net loans & leases | $74,603,000 | 3,465 |
| Loan loss allowance | $366,000 | 7,537 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,762,000 | 2,672 |
| Other real estate owned | $75,000 | 3,167 |
| Goodwill and other intangibles | $81,000 | 2,353 |
| All other assets | $1,006,000 | 6,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,855,000 | 4,016 |
| Total liabilities | $100,848,000 | 3,970 |
| Total deposits | $99,978,000 | 3,785 |
| Interest-bearing deposits | $88,755,000 | 3,650 |
| Deposits held in domestic offices | $99,978,000 | 3,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $212,000 | 4,366 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $658,000 | 4,248 |
| Total equity capital | $9,007,000 | 4,469 |
| Total bank equity capital | $9,007,000 | 4,469 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $21,000 | 11,056 |
| Surplus | $1,029,000 | 7,850 |
| Undivided profits | $7,957,000 | 2,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $363,000 | 5,639 |
| Earning assets | $101,543,000 | 3,980 |
| Long-term assets (5+ years) | $27,729,000 | 1,949 |
| Average Assets, year-to-date | $103,819,600 | 4,127 |
| Average Assets, quarterly | $108,764,500 | 4,014 |
| Volatile liabilities | $13,912,000 | 3,403 |
| Insider loans | $991,000 | 3,738 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $738,000 | 9,729 |
| Tier 1 (core) risk-based capital | $8,967,000 | 4,528 |
| Tier 2 risk-based capital | $366,000 | 6,628 |
| Total risk weighted assets | $59,114,000 | 4,285 |
| Total unused commitments | $738,000 | 9,734 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 64 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $97,477,000 | 4,555 |
| Cash and due from depository institutions | $4,015,000 | 3,290 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $23,295,000 | 5,501 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $64,383,000 | 3,889 |
| Loan loss allowance | $332,000 | 8,248 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,463,000 | 2,960 |
| Other real estate owned | $0 | 3,290 |
| Goodwill and other intangibles | $97,000 | 2,204 |
| All other assets | $824,000 | 7,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,477,000 | 4,555 |
| Total liabilities | $89,374,000 | 4,507 |
| Total deposits | $88,655,000 | 4,354 |
| Interest-bearing deposits | $78,830,000 | 4,259 |
| Deposits held in domestic offices | $88,655,000 | 4,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $255,000 | 3,876 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $464,000 | 5,639 |
| Total equity capital | $8,103,000 | 4,957 |
| Total bank equity capital | $8,103,000 | 4,957 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $21,000 | 11,597 |
| Surplus | $1,029,000 | 7,978 |
| Undivided profits | $7,053,000 | 3,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $296,000 | 6,159 |
| Earning assets | $90,078,000 | 4,535 |
| Long-term assets (5+ years) | $19,873,000 | 2,679 |
| Average Assets, year-to-date | $91,908,200 | 4,699 |
| Average Assets, quarterly | $96,008,000 | 4,585 |
| Volatile liabilities | $12,471,000 | 3,475 |
| Insider loans | $813,000 | 4,295 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $219,000 | 11,406 |
| Tier 1 (core) risk-based capital | $8,006,000 | 4,920 |
| Tier 2 risk-based capital | $332,000 | 7,115 |
| Total risk weighted assets | $51,761,500 | 4,743 |
| Total unused commitments | $219,000 | 11,413 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $87,197,000 | 5,102 |
| Cash and due from depository institutions | $3,326,000 | 3,724 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,889,000 | 6,126 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $59,169,000 | 4,218 |
| Loan loss allowance | $284,000 | 9,072 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,218,000 | 3,280 |
| Other real estate owned | $0 | 3,724 |
| Goodwill and other intangibles | $113,000 | 2,147 |
| All other assets | $782,000 | 7,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,197,000 | 5,102 |
| Total liabilities | $80,039,000 | 5,078 |
| Total deposits | $79,375,000 | 4,934 |
| Interest-bearing deposits | $70,889,000 | 4,832 |
| Deposits held in domestic offices | $79,375,000 | 4,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $664,000 | 4,614 |
| Total equity capital | $7,158,000 | 5,285 |
| Total bank equity capital | $7,158,000 | 5,285 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $21,000 | 12,139 |
| Surplus | $1,029,000 | 7,976 |
| Undivided profits | $6,108,000 | 3,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 9,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $299,000 | 6,520 |
| Earning assets | $80,758,000 | 5,041 |
| Long-term assets (5+ years) | $12,194,000 | 3,788 |
| Average Assets, year-to-date | $83,253,400 | 5,180 |
| Average Assets, quarterly | $85,803,500 | 5,130 |
| Volatile liabilities | $11,809,000 | 3,638 |
| Insider loans | $383,000 | 2,369 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $186,000 | 11,754 |
| Tier 1 (core) risk-based capital | $7,045,000 | 5,287 |
| Tier 2 risk-based capital | $284,000 | 7,885 |
| Total risk weighted assets | $47,490,400 | 5,159 |
| Total unused commitments | $186,000 | 11,770 |
| Derivatives | $0 | 651 |