Home > Ashburton Federal Savings and Loan Association, Inc. > Income and Expense
Ashburton Federal Savings and Loan Association, Inc., Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 9,132 |
| Total interest expense | $413,000 | 8,621 |
| Net interest income | $160,000 | 9,262 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $23,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,435 |
| Total noninterest expense | $185,000 | 9,307 |
| Salaries and employee benefits | $89,000 | 9,299 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $44,000 | 9,308 |
| Pre-tax net operating income | $-2,000 | 8,642 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-2,000 | 8,730 |
| Extraordinary gains, net | $-3,000 | 9,304 |
| Net income | $-5,000 | 8,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,000 | 8,649 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 9,368 |
| Total interest expense | $485,000 | 9,034 |
| Net interest income | $141,000 | 9,528 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $25,000 | 9,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $193,000 | 9,562 |
| Salaries and employee benefits | $98,000 | 9,554 |
| Premises and equipment expense | $46,000 | 9,195 |
| Additional noninterest expense | $49,000 | 9,553 |
| Pre-tax net operating income | $-27,000 | 8,778 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-27,000 | 8,869 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-27,000 | 8,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-27,000 | 8,791 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 9,617 |
| Total interest expense | $442,000 | 9,353 |
| Net interest income | $196,000 | 9,777 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $17,000 | 9,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $218,000 | 9,828 |
| Salaries and employee benefits | $118,000 | 9,815 |
| Premises and equipment expense | $51,000 | 9,346 |
| Additional noninterest expense | $49,000 | 9,837 |
| Pre-tax net operating income | $-5,000 | 9,145 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-5,000 | 9,166 |
| Extraordinary gains, net | $-4,000 | 9,871 |
| Net income | $-9,000 | 9,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-5,000 | 9,152 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 9,870 |
| Total interest expense | $476,000 | 9,491 |
| Net interest income | $189,000 | 10,067 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $30,000 | 9,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $216,000 | 10,134 |
| Salaries and employee benefits | $116,000 | 10,117 |
| Premises and equipment expense | $50,000 | 9,632 |
| Additional noninterest expense | $50,000 | 10,154 |
| Pre-tax net operating income | $3,000 | 9,395 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $3,000 | 9,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,000 | 9,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,000 | 9,405 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 10,134 |
| Total interest expense | $455,000 | 9,791 |
| Net interest income | $183,000 | 10,314 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $22,000 | 10,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $220,000 | 10,361 |
| Salaries and employee benefits | $117,000 | 10,338 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $47,000 | 10,395 |
| Pre-tax net operating income | $-15,000 | 9,826 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-15,000 | 9,865 |
| Extraordinary gains, net | $-5,000 | 10,396 |
| Net income | $-20,000 | 9,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-15,000 | 9,823 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 10,618 |
| Total interest expense | $434,000 | 10,255 |
| Net interest income | $213,000 | 10,767 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $26,000 | 10,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $203,000 | 10,822 |
| Salaries and employee benefits | $113,000 | 10,795 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $47,000 | 10,836 |
| Pre-tax net operating income | $36,000 | 10,281 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,000 | 9,998 |
| Income before extraordinary items | $33,000 | 10,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $33,000 | 10,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $33,000 | 10,276 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 11,143 |
| Total interest expense | $444,000 | 10,759 |
| Net interest income | $220,000 | 11,313 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $23,000 | 11,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $23,000 | 10,237 |
| Total noninterest expense | $262,000 | 11,294 |
| Salaries and employee benefits | $110,000 | 11,341 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $83,000 | 11,224 |
| Pre-tax net operating income | $-22,000 | 10,848 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-4,000 | 10,909 |
| Income before extraordinary items | $-18,000 | 10,867 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-18,000 | 10,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-18,000 | 10,821 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 11,682 |
| Total interest expense | $400,000 | 11,326 |
| Net interest income | $241,000 | 11,823 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $39,000 | 11,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $226,000 | 11,846 |
| Salaries and employee benefits | $113,000 | 11,838 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $53,000 | 11,886 |
| Pre-tax net operating income | $53,000 | 11,289 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $53,000 | 11,274 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $53,000 | 11,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $53,000 | 11,244 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 12,302 |
| Total interest expense | $318,000 | 11,966 |
| Net interest income | $289,000 | 12,412 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $34,000 | 12,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $212,000 | 12,501 |
| Salaries and employee benefits | $107,000 | 12,497 |
| Premises and equipment expense | $56,000 | 11,432 |
| Additional noninterest expense | $49,000 | 12,550 |
| Pre-tax net operating income | $102,000 | 11,617 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $94,000 | 11,442 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $94,000 | 11,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $94,000 | 11,483 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 12,803 |
| Total interest expense | $376,000 | 12,326 |
| Net interest income | $330,000 | 12,955 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $32,000 | 12,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $204,000 | 13,173 |
| Salaries and employee benefits | $99,000 | 13,176 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $36,000 | 13,249 |
| Pre-tax net operating income | $146,000 | 11,506 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $146,000 | 11,254 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $146,000 | 11,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $146,000 | 11,045 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 13,459 |
| Total interest expense | $473,000 | 12,869 |
| Net interest income | $251,000 | 13,704 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $34,000 | 13,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $195,000 | 13,804 |
| Salaries and employee benefits | $92,000 | 13,805 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $44,000 | 13,856 |
| Pre-tax net operating income | $78,000 | 12,220 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $78,000 | 12,251 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $78,000 | 12,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $78,000 | 11,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.