Home > Ascencia Bank > Income and Expense
Ascencia Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,642,000 | 1,633 |
| Total interest expense | $9,707,000 | 1,160 |
| Net interest income | $10,935,000 | 2,024 |
| Provision for loan and lease losses | $712,000 | 1,396 |
| Total noninterest income | $927,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $15,000 | 7,536 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $912,000 | 2,345 |
| Total noninterest expense | $4,602,000 | 3,457 |
| Salaries and employee benefits | $2,719,000 | 3,244 |
| Premises and equipment expense | $576,000 | 3,776 |
| Additional noninterest expense | $1,307,000 | 3,601 |
| Pre-tax net operating income | $6,548,000 | 1,457 |
| Securities gains (losses) | $22,000 | 1,227 |
| Applicable income taxes | $2,113,000 | 1,297 |
| Income before extraordinary items | $4,457,000 | 1,577 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,457,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,118 |
| Cash dividends | $2,450,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,442,040 | 1,558 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,730,000 | 1,676 |
| Total interest expense | $6,808,000 | 1,164 |
| Net interest income | $7,922,000 | 2,087 |
| Provision for loan and lease losses | $461,000 | 1,507 |
| Total noninterest income | $791,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $780,000 | 2,162 |
| Total noninterest expense | $3,367,000 | 3,508 |
| Salaries and employee benefits | $1,950,000 | 3,343 |
| Premises and equipment expense | $518,000 | 3,267 |
| Additional noninterest expense | $899,000 | 3,808 |
| Pre-tax net operating income | $4,885,000 | 1,467 |
| Securities gains (losses) | $22,000 | 1,196 |
| Applicable income taxes | $1,584,000 | 1,332 |
| Income before extraordinary items | $3,323,000 | 1,584 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,323,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-210,000 | 8,752 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,308,040 | 1,559 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 1,702 |
| Total interest expense | $4,276,000 | 1,163 |
| Net interest income | $5,119,000 | 2,115 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $607,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $8,000 | 7,585 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $599,000 | 1,931 |
| Total noninterest expense | $2,243,000 | 3,490 |
| Salaries and employee benefits | $1,246,000 | 3,448 |
| Premises and equipment expense | $388,000 | 2,931 |
| Additional noninterest expense | $609,000 | 3,755 |
| Pre-tax net operating income | $3,273,000 | 1,430 |
| Securities gains (losses) | $22,000 | 1,077 |
| Applicable income taxes | $1,053,000 | 1,315 |
| Income before extraordinary items | $2,242,000 | 1,539 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,242,000 | 1,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-210,000 | 8,769 |
| Cash dividends | $280,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,227,040 | 1,520 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 1,732 |
| Total interest expense | $1,969,000 | 1,194 |
| Net interest income | $2,542,000 | 2,123 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $423,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $419,000 | 1,503 |
| Total noninterest expense | $1,111,000 | 3,538 |
| Salaries and employee benefits | $612,000 | 3,508 |
| Premises and equipment expense | $197,000 | 2,917 |
| Additional noninterest expense | $302,000 | 3,788 |
| Pre-tax net operating income | $1,749,000 | 1,316 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $565,000 | 1,210 |
| Income before extraordinary items | $1,184,000 | 1,433 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,184,000 | 1,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $130,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,184,000 | 1,411 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,714,000 | 1,824 |
| Total interest expense | $7,192,000 | 1,123 |
| Net interest income | $8,522,000 | 2,397 |
| Provision for loan and lease losses | $720,000 | 1,420 |
| Total noninterest income | $533,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $20,000 | 7,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $513,000 | 3,261 |
| Total noninterest expense | $4,071,000 | 3,687 |
| Salaries and employee benefits | $2,239,000 | 3,649 |
| Premises and equipment expense | $738,000 | 2,989 |
| Additional noninterest expense | $1,094,000 | 4,035 |
| Pre-tax net operating income | $4,264,000 | 1,939 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $1,362,000 | 1,736 |
| Income before extraordinary items | $2,946,000 | 2,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,946,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,916,080 | 2,082 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,345,000 | 1,871 |
| Total interest expense | $5,253,000 | 1,136 |
| Net interest income | $6,092,000 | 2,489 |
| Provision for loan and lease losses | $540,000 | 1,362 |
| Total noninterest income | $377,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $15,000 | 7,705 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $362,000 | 3,376 |
| Total noninterest expense | $3,138,000 | 3,570 |
| Salaries and employee benefits | $1,692,000 | 3,612 |
| Premises and equipment expense | $628,000 | 2,673 |
| Additional noninterest expense | $818,000 | 4,024 |
| Pre-tax net operating income | $2,791,000 | 2,196 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $892,000 | 1,954 |
| Income before extraordinary items | $1,943,000 | 2,386 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,943,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $320,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,912,640 | 2,361 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,231,000 | 1,936 |
| Total interest expense | $3,432,000 | 1,152 |
| Net interest income | $3,799,000 | 2,609 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $241,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $10,000 | 7,758 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $231,000 | 3,461 |
| Total noninterest expense | $2,120,000 | 3,573 |
| Salaries and employee benefits | $1,142,000 | 3,587 |
| Premises and equipment expense | $421,000 | 2,668 |
| Additional noninterest expense | $557,000 | 3,974 |
| Pre-tax net operating income | $1,560,000 | 2,501 |
| Securities gains (losses) | $44,000 | 1,536 |
| Applicable income taxes | $506,000 | 2,186 |
| Income before extraordinary items | $1,098,000 | 2,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,068,080 | 2,704 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 1,943 |
| Total interest expense | $1,715,000 | 1,165 |
| Net interest income | $1,888,000 | 2,628 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $131,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $126,000 | 3,249 |
| Total noninterest expense | $1,090,000 | 3,513 |
| Salaries and employee benefits | $587,000 | 3,540 |
| Premises and equipment expense | $216,000 | 2,624 |
| Additional noninterest expense | $287,000 | 3,877 |
| Pre-tax net operating income | $749,000 | 2,567 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $236,000 | 2,279 |
| Income before extraordinary items | $513,000 | 2,882 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $513,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $90,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $513,000 | 2,785 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,824,000 | 1,912 |
| Total interest expense | $7,375,000 | 1,205 |
| Net interest income | $7,449,000 | 2,595 |
| Provision for loan and lease losses | $850,000 | 1,382 |
| Total noninterest income | $655,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $21,000 | 7,832 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $634,000 | 3,148 |
| Total noninterest expense | $3,964,000 | 3,741 |
| Salaries and employee benefits | $2,108,000 | 3,764 |
| Premises and equipment expense | $786,000 | 2,809 |
| Additional noninterest expense | $1,070,000 | 4,056 |
| Pre-tax net operating income | $3,290,000 | 2,319 |
| Securities gains (losses) | $66,000 | 2,265 |
| Applicable income taxes | $1,109,000 | 2,044 |
| Income before extraordinary items | $2,247,000 | 2,615 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,247,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,418 |
| Cash dividends | $870,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,202,780 | 2,532 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,077,000 | 1,951 |
| Total interest expense | $5,557,000 | 1,253 |
| Net interest income | $5,520,000 | 2,643 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $484,000 | 4,833 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $17,000 | 7,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 3,253 |
| Total noninterest expense | $2,925,000 | 3,766 |
| Salaries and employee benefits | $1,555,000 | 3,795 |
| Premises and equipment expense | $551,000 | 2,967 |
| Additional noninterest expense | $819,000 | 3,994 |
| Pre-tax net operating income | $2,404,000 | 2,465 |
| Securities gains (losses) | $66,000 | 2,089 |
| Applicable income taxes | $825,000 | 2,161 |
| Income before extraordinary items | $1,645,000 | 2,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,645,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,103 |
| Cash dividends | $270,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,600,780 | 2,679 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,545,000 | 1,925 |
| Total interest expense | $3,805,000 | 1,258 |
| Net interest income | $3,740,000 | 2,594 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $389,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $377,000 | 2,883 |
| Total noninterest expense | $1,908,000 | 3,829 |
| Salaries and employee benefits | $1,024,000 | 3,839 |
| Premises and equipment expense | $345,000 | 3,115 |
| Additional noninterest expense | $539,000 | 4,015 |
| Pre-tax net operating income | $1,771,000 | 2,271 |
| Securities gains (losses) | $66,000 | 1,831 |
| Applicable income taxes | $625,000 | 1,984 |
| Income before extraordinary items | $1,212,000 | 2,550 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,212,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $180,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,168,440 | 2,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 1,901 |
| Total interest expense | $1,952,000 | 1,250 |
| Net interest income | $1,912,000 | 2,537 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 3,778 |
| Total noninterest expense | $989,000 | 3,699 |
| Salaries and employee benefits | $510,000 | 3,843 |
| Premises and equipment expense | $170,000 | 3,154 |
| Additional noninterest expense | $309,000 | 3,577 |
| Pre-tax net operating income | $814,000 | 2,433 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $276,000 | 2,164 |
| Income before extraordinary items | $538,000 | 2,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $90,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $538,000 | 2,649 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,440,000 | 2,001 |
| Total interest expense | $8,502,000 | 1,317 |
| Net interest income | $6,938,000 | 2,763 |
| Provision for loan and lease losses | $1,233,000 | 1,104 |
| Total noninterest income | $679,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $32,000 | 7,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $647,000 | 2,841 |
| Total noninterest expense | $3,659,000 | 3,812 |
| Salaries and employee benefits | $1,843,000 | 4,003 |
| Premises and equipment expense | $763,000 | 2,782 |
| Additional noninterest expense | $1,053,000 | 4,005 |
| Pre-tax net operating income | $2,725,000 | 2,704 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $939,000 | 2,317 |
| Income before extraordinary items | $1,822,000 | 2,994 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,822,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $792,000 | 1,171 |
| Cash dividends | $870,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 829 |
| Net operating income | $1,798,240 | 2,946 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,596,000 | 1,844 |
| Total interest expense | $12,063,000 | 1,352 |
| Net interest income | $6,533,000 | 2,731 |
| Provision for loan and lease losses | $614,000 | 1,865 |
| Total noninterest income | $242,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $161,000 | 5,656 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $81,000 | 6,856 |
| Total noninterest expense | $4,296,000 | 3,213 |
| Salaries and employee benefits | $2,092,000 | 3,468 |
| Premises and equipment expense | $1,003,000 | 2,118 |
| Additional noninterest expense | $1,201,000 | 3,500 |
| Pre-tax net operating income | $1,865,000 | 3,343 |
| Securities gains (losses) | $264,000 | 975 |
| Applicable income taxes | $781,000 | 2,478 |
| Income before extraordinary items | $1,348,000 | 3,500 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,348,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,895 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 705 |
| Net operating income | $1,179,040 | 3,730 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,025,000 | 1,641 |
| Total interest expense | $12,694,000 | 1,369 |
| Net interest income | $8,331,000 | 2,125 |
| Provision for loan and lease losses | $850,000 | 1,213 |
| Total noninterest income | $315,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $263,000 | 4,399 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $4,909,000 | 2,765 |
| Salaries and employee benefits | $2,287,000 | 3,074 |
| Premises and equipment expense | $1,050,000 | 1,978 |
| Additional noninterest expense | $1,572,000 | 2,694 |
| Pre-tax net operating income | $2,887,000 | 2,464 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $735,000 | 2,680 |
| Income before extraordinary items | $2,152,000 | 2,378 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,152,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,226 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,407,000 | 152 |
| Net operating income | $2,152,000 | 2,384 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,667,000 | 2,394 |
| Total interest expense | $7,963,000 | 1,881 |
| Net interest income | $5,704,000 | 3,055 |
| Provision for loan and lease losses | $651,000 | 1,395 |
| Total noninterest income | $332,000 | 6,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,696 |
| Total noninterest expense | $4,917,000 | 2,749 |
| Salaries and employee benefits | $2,251,000 | 3,090 |
| Premises and equipment expense | $838,000 | 2,414 |
| Additional noninterest expense | $1,828,000 | 2,385 |
| Pre-tax net operating income | $468,000 | 7,285 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $465,000 | 6,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $465,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,585,000 | 107 |
| Net operating income | $468,000 | 6,584 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 4,358 |
| Total interest expense | $4,079,000 | 3,623 |
| Net interest income | $3,009,000 | 5,123 |
| Provision for loan and lease losses | $358,000 | 2,281 |
| Total noninterest income | $448,000 | 5,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,530 |
| Total noninterest expense | $2,151,000 | 5,310 |
| Salaries and employee benefits | $1,157,000 | 5,216 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $753,000 | 4,882 |
| Pre-tax net operating income | $948,000 | 5,583 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $491,000 | 3,883 |
| Income before extraordinary items | $457,000 | 6,868 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $457,000 | 6,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $675,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $457,000 | 6,765 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 5,331 |
| Total interest expense | $3,132,000 | 4,546 |
| Net interest income | $2,470,000 | 6,099 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $259,000 | 7,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,291,000 | 7,371 |
| Salaries and employee benefits | $660,000 | 7,553 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $496,000 | 6,530 |
| Pre-tax net operating income | $1,426,000 | 4,666 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $442,000 | 4,586 |
| Income before extraordinary items | $987,000 | 4,752 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $987,000 | 4,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $984,930 | 4,695 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 5,901 |
| Total interest expense | $2,881,000 | 4,961 |
| Net interest income | $2,152,000 | 6,855 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $279,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,149,000 | 8,165 |
| Salaries and employee benefits | $601,000 | 8,117 |
| Premises and equipment expense | $120,000 | 8,791 |
| Additional noninterest expense | $428,000 | 7,646 |
| Pre-tax net operating income | $1,258,000 | 4,959 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $324,000 | 5,572 |
| Income before extraordinary items | $934,000 | 4,748 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $934,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $934,000 | 4,696 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 5,965 |
| Total interest expense | $2,688,000 | 5,250 |
| Net interest income | $2,331,000 | 6,617 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $234,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $1,094,000 | 8,599 |
| Salaries and employee benefits | $578,000 | 8,505 |
| Premises and equipment expense | $101,000 | 9,601 |
| Additional noninterest expense | $415,000 | 8,043 |
| Pre-tax net operating income | $1,441,000 | 4,599 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $444,000 | 4,565 |
| Income before extraordinary items | $1,000,000 | 4,633 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,000,000 | 4,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $997,930 | 4,611 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 6,086 |
| Total interest expense | $2,092,000 | 5,412 |
| Net interest income | $2,464,000 | 6,548 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $202,000 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,152,000 | 8,804 |
| Salaries and employee benefits | $557,000 | 8,909 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $495,000 | 7,892 |
| Pre-tax net operating income | $1,464,000 | 4,502 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $450,000 | 4,384 |
| Income before extraordinary items | $1,014,000 | 4,494 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,014,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,014,000 | 4,537 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 6,773 |
| Total interest expense | $1,943,000 | 5,977 |
| Net interest income | $2,144,000 | 7,317 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $203,000 | 9,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $1,062,000 | 9,475 |
| Salaries and employee benefits | $490,000 | 9,769 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $1,225,000 | 5,110 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $418,000 | 4,848 |
| Income before extraordinary items | $851,000 | 5,301 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $851,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $821,520 | 5,218 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 7,539 |
| Total interest expense | $2,140,000 | 6,779 |
| Net interest income | $1,837,000 | 8,228 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $974,000 | 10,095 |
| Salaries and employee benefits | $425,000 | 10,584 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $431,000 | 9,194 |
| Pre-tax net operating income | $1,021,000 | 5,541 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $326,000 | 5,617 |
| Income before extraordinary items | $702,000 | 5,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $702,000 | 5,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $697,240 | 5,602 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.