Home > Ascencia Bank > Assets and Liabilities
Ascencia Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $367,191,000 | 1,741 |
| Cash and due from depository institutions | $4,640,000 | 4,539 |
| Interest-bearing balances | $317,000 | 3,749 |
| Securities | $45,793,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $25,475,000 | 503 |
| Net loans & leases | $270,739,000 | 1,596 |
| Loan loss allowance | $4,178,000 | 1,190 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,430,000 | 2,516 |
| Other real estate owned | $39,000 | 4,539 |
| Goodwill and other intangibles | $8,148,000 | 645 |
| All other assets | $7,927,000 | 2,039 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $367,191,000 | 1,741 |
| Total liabilities | $328,069,000 | 1,751 |
| Total deposits | $313,996,000 | 1,598 |
| Interest-bearing deposits | $306,152,000 | 1,369 |
| Deposits held in domestic offices | $313,996,000 | 1,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,629,000 | 2,315 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,444,000 | 2,678 |
| Total equity capital | $39,122,000 | 1,572 |
| Total bank equity capital | $39,122,000 | 1,572 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $33,495,000 | 809 |
| Undivided profits | $5,127,000 | 4,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,320,000 | 1,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,854,000 | 1,906 |
| Earning assets | $342,324,000 | 1,704 |
| Long-term assets (5+ years) | $36,137,000 | 2,232 |
| Average Assets, year-to-date | $331,037,600 | 1,799 |
| Average Assets, quarterly | $353,897,000 | 1,768 |
| Volatile liabilities | $36,100,000 | 3,080 |
| Insider loans | $870,000 | 4,474 |
| FHLB advances | $12,629,000 | 2,195 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $58,726,000 | 1,558 |
| Tier 1 (core) risk-based capital | $31,191,000 | 1,931 |
| Tier 2 risk-based capital | $3,550,000 | 1,379 |
| Total risk weighted assets | $283,347,000 | 1,619 |
| Total unused commitments | $58,726,000 | 1,558 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $340,603,000 | 1,812 |
| Cash and due from depository institutions | $7,751,000 | 4,520 |
| Interest-bearing balances | $6,227,000 | 910 |
| Securities | $49,516,000 | 2,369 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 5,227 |
| Net loans & leases | $270,865,000 | 1,566 |
| Loan loss allowance | $4,364,000 | 1,113 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,440,000 | 2,454 |
| Other real estate owned | $41,000 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,540,000 | 2,056 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $340,603,000 | 1,812 |
| Total liabilities | $308,468,000 | 1,801 |
| Total deposits | $293,976,000 | 1,672 |
| Interest-bearing deposits | $287,841,000 | 1,434 |
| Deposits held in domestic offices | $293,976,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,774,000 | 2,328 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,718,000 | 2,342 |
| Total equity capital | $32,135,000 | 1,911 |
| Total bank equity capital | $32,135,000 | 1,911 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $25,314,000 | 1,015 |
| Undivided profits | $6,321,000 | 4,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,685,000 | 1,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,660,000 | 2,062 |
| Earning assets | $327,058,000 | 1,743 |
| Long-term assets (5+ years) | $37,327,000 | 2,186 |
| Average Assets, year-to-date | $321,999,250 | 1,821 |
| Average Assets, quarterly | $333,523,000 | 1,819 |
| Volatile liabilities | $20,931,000 | 4,296 |
| Insider loans | $1,085,000 | 4,004 |
| FHLB advances | $12,774,000 | 2,196 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $50,614,000 | 1,746 |
| Tier 1 (core) risk-based capital | $32,024,000 | 1,823 |
| Tier 2 risk-based capital | $3,490,000 | 1,382 |
| Total risk weighted assets | $278,361,000 | 1,601 |
| Total unused commitments | $50,614,000 | 1,747 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 34 | 4,533 |
| Assets and Liabilities | ||
| Total Assets: | $326,443,000 | 1,837 |
| Cash and due from depository institutions | $4,306,000 | 4,533 |
| Interest-bearing balances | $3,438,000 | 1,392 |
| Securities | $51,000,000 | 2,321 |
| Federal funds sold & reverse repurchase agreements | $9,075,000 | 1,295 |
| Net loans & leases | $250,458,000 | 1,641 |
| Loan loss allowance | $4,113,000 | 1,162 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,270,000 | 2,483 |
| Other real estate owned | $41,000 | 4,533 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,293,000 | 2,045 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $326,443,000 | 1,837 |
| Total liabilities | $295,206,000 | 1,825 |
| Total deposits | $287,066,000 | 1,674 |
| Interest-bearing deposits | $278,989,000 | 1,453 |
| Deposits held in domestic offices | $287,066,000 | 1,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,774,000 | 3,216 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,366,000 | 2,598 |
| Total equity capital | $31,237,000 | 1,925 |
| Total bank equity capital | $31,237,000 | 1,925 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $25,314,000 | 992 |
| Undivided profits | $5,423,000 | 4,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 1,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,508,000 | 2,080 |
| Earning assets | $313,971,000 | 1,758 |
| Long-term assets (5+ years) | $36,722,000 | 2,229 |
| Average Assets, year-to-date | $315,798,000 | 1,850 |
| Average Assets, quarterly | $316,429,000 | 1,858 |
| Volatile liabilities | $9,315,000 | 6,107 |
| Insider loans | $890,000 | 4,387 |
| FHLB advances | $6,774,000 | 3,075 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $51,205,000 | 1,658 |
| Tier 1 (core) risk-based capital | $31,113,000 | 1,829 |
| Tier 2 risk-based capital | $3,254,000 | 1,442 |
| Total risk weighted assets | $259,468,000 | 1,662 |
| Total unused commitments | $51,205,000 | 1,659 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 34 | 4,508 |
| Assets and Liabilities | ||
| Total Assets: | $306,415,000 | 1,928 |
| Cash and due from depository institutions | $1,258,000 | 4,508 |
| Interest-bearing balances | $256,000 | 4,106 |
| Securities | $43,541,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $250,083,000 | 1,606 |
| Loan loss allowance | $3,812,000 | 1,256 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,371,000 | 2,407 |
| Other real estate owned | $44,000 | 4,508 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,118,000 | 2,055 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $306,415,000 | 1,928 |
| Total liabilities | $276,268,000 | 1,922 |
| Total deposits | $249,172,000 | 1,905 |
| Interest-bearing deposits | $240,147,000 | 1,684 |
| Deposits held in domestic offices | $249,172,000 | 1,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,925,000 | 1,167 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,953,000 | 1,883 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,218,000 | 2,793 |
| Total equity capital | $30,147,000 | 1,928 |
| Total bank equity capital | $30,147,000 | 1,928 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $25,314,000 | 965 |
| Undivided profits | $4,333,000 | 4,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,796,000 | 1,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,477,000 | 2,063 |
| Earning assets | $293,880,000 | 1,847 |
| Long-term assets (5+ years) | $43,790,000 | 2,013 |
| Average Assets, year-to-date | $310,475,500 | 1,879 |
| Average Assets, quarterly | $310,475,500 | 1,879 |
| Volatile liabilities | $31,005,000 | 3,132 |
| Insider loans | $943,000 | 4,271 |
| FHLB advances | $16,953,000 | 1,785 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,982,000 | 1,562 |
| Tier 1 (core) risk-based capital | $30,205,000 | 1,845 |
| Tier 2 risk-based capital | $3,222,000 | 1,455 |
| Total risk weighted assets | $257,163,000 | 1,649 |
| Total unused commitments | $52,982,000 | 1,562 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $314,536,000 | 1,870 |
| Cash and due from depository institutions | $8,386,000 | 4,620 |
| Interest-bearing balances | $350,000 | 3,814 |
| Securities | $38,934,000 | 2,970 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $253,683,000 | 1,550 |
| Loan loss allowance | $3,693,000 | 1,270 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,678,000 | 1,542 |
| Other real estate owned | $44,000 | 4,620 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,811,000 | 2,090 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $314,536,000 | 1,870 |
| Total liabilities | $285,106,000 | 1,851 |
| Total deposits | $254,880,000 | 1,844 |
| Interest-bearing deposits | $245,897,000 | 1,621 |
| Deposits held in domestic offices | $254,880,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,225,000 | 1,029 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,131,000 | 1,894 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $870,000 | 3,422 |
| Total equity capital | $29,430,000 | 1,976 |
| Total bank equity capital | $29,430,000 | 1,976 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $25,314,000 | 947 |
| Undivided profits | $3,616,000 | 5,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,482,000 | 1,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,402,000 | 2,146 |
| Earning assets | $292,967,000 | 1,846 |
| Long-term assets (5+ years) | $38,143,000 | 2,253 |
| Average Assets, year-to-date | $287,528,600 | 1,947 |
| Average Assets, quarterly | $305,641,500 | 1,901 |
| Volatile liabilities | $37,382,000 | 2,701 |
| Insider loans | $948,000 | 4,250 |
| FHLB advances | $17,131,000 | 1,787 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $51,065,000 | 1,550 |
| Tier 1 (core) risk-based capital | $29,151,000 | 1,890 |
| Tier 2 risk-based capital | $3,263,000 | 1,414 |
| Total risk weighted assets | $260,613,000 | 1,596 |
| Total unused commitments | $51,065,000 | 1,550 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 31 | 4,850 |
| Assets and Liabilities | ||
| Total Assets: | $296,747,000 | 1,959 |
| Cash and due from depository institutions | $2,187,000 | 4,850 |
| Interest-bearing balances | $431,000 | 3,657 |
| Securities | $42,646,000 | 2,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $238,656,000 | 1,618 |
| Loan loss allowance | $3,511,000 | 1,345 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,625,000 | 1,523 |
| Other real estate owned | $48,000 | 4,850 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,585,000 | 2,113 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $296,747,000 | 1,959 |
| Total liabilities | $267,495,000 | 1,950 |
| Total deposits | $241,530,000 | 1,908 |
| Interest-bearing deposits | $234,613,000 | 1,681 |
| Deposits held in domestic offices | $241,530,000 | 1,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,650,000 | 1,322 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,307,000 | 1,873 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,008,000 | 3,177 |
| Total equity capital | $29,252,000 | 1,963 |
| Total bank equity capital | $29,252,000 | 1,963 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $25,314,000 | 914 |
| Undivided profits | $3,438,000 | 5,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,178,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,016 |
| Income earned, not collected on loans | $1,349,000 | 2,298 |
| Earning assets | $281,733,000 | 1,893 |
| Long-term assets (5+ years) | $46,113,000 | 2,002 |
| Average Assets, year-to-date | $280,776,750 | 1,982 |
| Average Assets, quarterly | $289,144,500 | 1,975 |
| Volatile liabilities | $26,156,000 | 3,401 |
| Insider loans | $771,000 | 4,609 |
| FHLB advances | $17,307,000 | 1,756 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $40,447,000 | 1,857 |
| Tier 1 (core) risk-based capital | $28,827,000 | 1,886 |
| Tier 2 risk-based capital | $3,057,000 | 1,478 |
| Total risk weighted assets | $244,094,000 | 1,658 |
| Total unused commitments | $40,447,000 | 1,860 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $281,542,000 | 2,014 |
| Cash and due from depository institutions | $1,023,000 | 4,693 |
| Interest-bearing balances | $387,000 | 3,864 |
| Securities | $43,725,000 | 2,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $226,100,000 | 1,666 |
| Loan loss allowance | $3,350,000 | 1,397 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,692,000 | 1,482 |
| Other real estate owned | $0 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,002,000 | 3,075 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $281,542,000 | 2,014 |
| Total liabilities | $253,607,000 | 2,026 |
| Total deposits | $232,203,000 | 1,977 |
| Interest-bearing deposits | $224,557,000 | 1,725 |
| Deposits held in domestic offices | $232,203,000 | 1,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,666 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,353,000 | 1,739 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $751,000 | 3,585 |
| Total equity capital | $27,935,000 | 1,968 |
| Total bank equity capital | $27,935,000 | 1,968 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $25,314,000 | 895 |
| Undivided profits | $2,121,000 | 6,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,884,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $130,000 | 759 |
| Income earned, not collected on loans | $1,192,000 | 2,475 |
| Earning assets | $270,212,000 | 1,935 |
| Long-term assets (5+ years) | $47,998,000 | 1,978 |
| Average Assets, year-to-date | $275,453,330 | 2,021 |
| Average Assets, quarterly | $277,277,500 | 2,024 |
| Volatile liabilities | $13,995,000 | 4,938 |
| Insider loans | $1,147,000 | 3,779 |
| FHLB advances | $19,353,000 | 1,634 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $41,459,000 | 1,798 |
| Tier 1 (core) risk-based capital | $28,103,000 | 1,885 |
| Tier 2 risk-based capital | $2,851,000 | 1,541 |
| Total risk weighted assets | $227,556,000 | 1,726 |
| Total unused commitments | $41,459,000 | 1,803 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $273,013,000 | 2,067 |
| Cash and due from depository institutions | $3,147,000 | 4,566 |
| Interest-bearing balances | $410,000 | 3,934 |
| Securities | $43,102,000 | 2,774 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $216,511,000 | 1,694 |
| Loan loss allowance | $3,170,000 | 1,458 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,776,000 | 1,434 |
| Other real estate owned | $0 | 4,566 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,477,000 | 3,251 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $273,013,000 | 2,067 |
| Total liabilities | $244,736,000 | 2,068 |
| Total deposits | $218,031,000 | 2,078 |
| Interest-bearing deposits | $210,711,000 | 1,839 |
| Deposits held in domestic offices | $218,031,000 | 2,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,550,000 | 1,324 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $19,571,000 | 1,652 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $584,000 | 4,494 |
| Total equity capital | $28,277,000 | 1,978 |
| Total bank equity capital | $28,277,000 | 1,978 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $25,314,000 | 883 |
| Undivided profits | $2,463,000 | 6,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,198,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,205,000 | 2,373 |
| Earning assets | $260,023,000 | 1,999 |
| Long-term assets (5+ years) | $46,240,000 | 1,998 |
| Average Assets, year-to-date | $272,409,000 | 2,048 |
| Average Assets, quarterly | $272,409,000 | 2,048 |
| Volatile liabilities | $19,351,000 | 4,002 |
| Insider loans | $685,000 | 4,825 |
| FHLB advances | $19,571,000 | 1,552 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $40,491,000 | 1,777 |
| Tier 1 (core) risk-based capital | $27,628,000 | 1,890 |
| Tier 2 risk-based capital | $2,741,000 | 1,589 |
| Total risk weighted assets | $218,826,000 | 1,759 |
| Total unused commitments | $40,491,000 | 1,784 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $271,805,000 | 2,063 |
| Cash and due from depository institutions | $1,054,000 | 4,579 |
| Interest-bearing balances | $433,000 | 3,804 |
| Securities | $40,457,000 | 2,944 |
| Federal funds sold & reverse repurchase agreements | $6,425,000 | 1,856 |
| Net loans & leases | $213,250,000 | 1,695 |
| Loan loss allowance | $3,004,000 | 1,528 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,880,000 | 1,407 |
| Other real estate owned | $0 | 4,579 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,739,000 | 3,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,805,000 | 2,063 |
| Total liabilities | $244,185,000 | 2,067 |
| Total deposits | $223,666,000 | 2,031 |
| Interest-bearing deposits | $219,461,000 | 1,761 |
| Deposits held in domestic offices | $223,666,000 | 2,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,786,000 | 1,645 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $733,000 | 3,794 |
| Total equity capital | $27,620,000 | 1,986 |
| Total bank equity capital | $27,620,000 | 1,986 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $25,314,000 | 872 |
| Undivided profits | $1,806,000 | 6,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,138,000 | 2,642 |
| Earning assets | $260,565,000 | 1,977 |
| Long-term assets (5+ years) | $47,634,000 | 1,990 |
| Average Assets, year-to-date | $256,324,400 | 2,103 |
| Average Assets, quarterly | $265,084,500 | 2,084 |
| Volatile liabilities | $5,210,000 | 7,117 |
| Insider loans | $560,000 | 5,229 |
| FHLB advances | $19,786,000 | 1,538 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,332,000 | 2,242 |
| Tier 1 (core) risk-based capital | $27,205,000 | 1,910 |
| Tier 2 risk-based capital | $2,722,000 | 1,585 |
| Total risk weighted assets | $217,452,000 | 1,750 |
| Total unused commitments | $28,332,000 | 2,245 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $258,364,000 | 2,166 |
| Cash and due from depository institutions | $1,593,000 | 4,698 |
| Interest-bearing balances | $456,000 | 3,916 |
| Securities | $38,059,000 | 3,053 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 6,424 |
| Net loans & leases | $208,313,000 | 1,705 |
| Loan loss allowance | $2,879,000 | 1,601 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,803,000 | 1,401 |
| Other real estate owned | $0 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,471,000 | 3,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,364,000 | 2,166 |
| Total liabilities | $230,797,000 | 2,178 |
| Total deposits | $209,920,000 | 2,168 |
| Interest-bearing deposits | $206,963,000 | 1,875 |
| Deposits held in domestic offices | $209,920,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,582 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $877,000 | 3,524 |
| Total equity capital | $27,567,000 | 1,991 |
| Total bank equity capital | $27,567,000 | 1,991 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $25,314,000 | 874 |
| Undivided profits | $1,753,000 | 6,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,082,000 | 2,923 |
| Earning assets | $246,953,000 | 2,074 |
| Long-term assets (5+ years) | $45,264,000 | 2,039 |
| Average Assets, year-to-date | $252,454,250 | 2,148 |
| Average Assets, quarterly | $252,193,500 | 2,205 |
| Volatile liabilities | $5,338,000 | 7,110 |
| Insider loans | $356,000 | 6,066 |
| FHLB advances | $20,000,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $28,334,000 | 2,246 |
| Tier 1 (core) risk-based capital | $27,203,000 | 1,903 |
| Tier 2 risk-based capital | $2,655,000 | 1,615 |
| Total risk weighted assets | $212,177,000 | 1,776 |
| Total unused commitments | $28,334,000 | 2,250 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $246,023,000 | 2,252 |
| Cash and due from depository institutions | $3,542,000 | 4,723 |
| Interest-bearing balances | $224,000 | 4,659 |
| Securities | $41,259,000 | 2,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $192,863,000 | 1,804 |
| Loan loss allowance | $2,844,000 | 1,598 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,015,000 | 3,080 |
| Other real estate owned | $2,221,000 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,123,000 | 3,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,023,000 | 2,252 |
| Total liabilities | $218,410,000 | 2,297 |
| Total deposits | $215,591,000 | 2,080 |
| Interest-bearing deposits | $212,549,000 | 1,798 |
| Deposits held in domestic offices | $215,591,000 | 2,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,064 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $719,000 | 4,122 |
| Total equity capital | $27,613,000 | 1,969 |
| Total bank equity capital | $27,613,000 | 1,969 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $25,314,000 | 856 |
| Undivided profits | $1,799,000 | 6,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,073,000 | 2,841 |
| Earning assets | $234,346,000 | 2,159 |
| Long-term assets (5+ years) | $44,579,000 | 1,960 |
| Average Assets, year-to-date | $250,484,330 | 2,159 |
| Average Assets, quarterly | $250,939,500 | 2,175 |
| Volatile liabilities | $7,321,000 | 6,507 |
| Insider loans | $541,000 | 5,292 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $22,781,000 | 2,584 |
| Tier 1 (core) risk-based capital | $26,860,000 | 1,880 |
| Tier 2 risk-based capital | $2,464,000 | 1,692 |
| Total risk weighted assets | $196,688,000 | 1,873 |
| Total unused commitments | $22,781,000 | 2,591 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $255,856,000 | 2,124 |
| Cash and due from depository institutions | $799,000 | 5,020 |
| Interest-bearing balances | $128,000 | 5,021 |
| Securities | $43,543,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $203,077,000 | 1,699 |
| Loan loss allowance | $2,637,000 | 1,683 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,034,000 | 3,023 |
| Other real estate owned | $2,421,000 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,982,000 | 3,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,856,000 | 2,124 |
| Total liabilities | $228,852,000 | 2,144 |
| Total deposits | $225,827,000 | 1,951 |
| Interest-bearing deposits | $222,861,000 | 1,696 |
| Deposits held in domestic offices | $225,827,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,125,000 | 1,926 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $900,000 | 3,569 |
| Total equity capital | $27,004,000 | 1,976 |
| Total bank equity capital | $27,004,000 | 1,976 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $25,314,000 | 844 |
| Undivided profits | $1,190,000 | 7,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $94,000 | 944 |
| Income earned, not collected on loans | $1,178,000 | 2,588 |
| Earning assets | $246,748,000 | 2,030 |
| Long-term assets (5+ years) | $36,674,000 | 2,205 |
| Average Assets, year-to-date | $252,715,000 | 2,122 |
| Average Assets, quarterly | $252,715,000 | 2,122 |
| Volatile liabilities | $7,228,000 | 6,511 |
| Insider loans | $538,000 | 5,268 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,413,000 | 3,230 |
| Tier 1 (core) risk-based capital | $26,276,000 | 1,895 |
| Tier 2 risk-based capital | $2,566,000 | 1,598 |
| Total risk weighted assets | $205,244,000 | 1,761 |
| Total unused commitments | $15,413,000 | 3,239 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $249,574,000 | 2,146 |
| Cash and due from depository institutions | $1,226,000 | 4,904 |
| Interest-bearing balances | $142,000 | 4,854 |
| Securities | $41,201,000 | 2,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $198,487,000 | 1,728 |
| Loan loss allowance | $2,421,000 | 1,778 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,104,000 | 2,952 |
| Other real estate owned | $2,536,000 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,020,000 | 3,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,574,000 | 2,146 |
| Total liabilities | $222,794,000 | 2,153 |
| Total deposits | $215,732,000 | 2,000 |
| Interest-bearing deposits | $211,995,000 | 1,754 |
| Deposits held in domestic offices | $215,732,000 | 1,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,175,000 | 2,368 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $887,000 | 3,681 |
| Total equity capital | $26,780,000 | 1,955 |
| Total bank equity capital | $26,780,000 | 1,955 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $25,314,000 | 821 |
| Undivided profits | $966,000 | 7,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,165,000 | 2,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,309,000 | 2,456 |
| Earning assets | $239,830,000 | 2,053 |
| Long-term assets (5+ years) | $35,146,000 | 2,250 |
| Average Assets, year-to-date | $240,219,600 | 2,128 |
| Average Assets, quarterly | $255,134,500 | 2,074 |
| Volatile liabilities | $7,320,000 | 6,485 |
| Insider loans | $654,000 | 4,882 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,582,000 | 2,984 |
| Tier 1 (core) risk-based capital | $25,828,000 | 1,886 |
| Tier 2 risk-based capital | $2,421,000 | 1,643 |
| Total risk weighted assets | $205,071,000 | 1,749 |
| Total unused commitments | $16,582,000 | 2,989 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $216,592,000 | 2,344 |
| Cash and due from depository institutions | $2,047,000 | 5,260 |
| Interest-bearing balances | $83,000 | 5,401 |
| Securities | $41,285,000 | 2,591 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 2,201 |
| Net loans & leases | $162,477,000 | 2,005 |
| Loan loss allowance | $1,980,000 | 2,026 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,092,000 | 5,689 |
| Other real estate owned | $35,000 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,106,000 | 3,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,592,000 | 2,344 |
| Total liabilities | $191,354,000 | 2,417 |
| Total deposits | $190,837,000 | 2,167 |
| Interest-bearing deposits | $187,699,000 | 1,881 |
| Deposits held in domestic offices | $190,837,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $517,000 | 5,325 |
| Total equity capital | $25,238,000 | 1,951 |
| Total bank equity capital | $25,238,000 | 1,951 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $25,308,000 | 795 |
| Undivided profits | $-570,000 | 9,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,133,000 | 967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,226,000 | 2,832 |
| Earning assets | $210,395,000 | 2,221 |
| Long-term assets (5+ years) | $52,025,000 | 1,663 |
| Average Assets, year-to-date | $250,645,200 | 1,945 |
| Average Assets, quarterly | $213,000,000 | 2,371 |
| Volatile liabilities | $8,166,000 | 6,160 |
| Insider loans | $457,000 | 5,614 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,706,000 | 2,835 |
| Tier 1 (core) risk-based capital | $24,870,000 | 1,852 |
| Tier 2 risk-based capital | $1,980,000 | 1,875 |
| Total risk weighted assets | $171,028,000 | 1,971 |
| Total unused commitments | $16,706,000 | 2,845 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $269,523,000 | 1,785 |
| Cash and due from depository institutions | $3,231,000 | 3,688 |
| Interest-bearing balances | $185,000 | 4,015 |
| Securities | $49,043,000 | 2,218 |
| Federal funds sold & reverse repurchase agreements | $21,975,000 | 566 |
| Net loans & leases | $189,317,000 | 1,681 |
| Loan loss allowance | $2,185,000 | 1,760 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,776,000 | 3,108 |
| Other real estate owned | $0 | 3,688 |
| Goodwill and other intangibles | $10,000 | 3,046 |
| All other assets | $3,171,000 | 2,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,523,000 | 1,785 |
| Total liabilities | $240,146,000 | 1,811 |
| Total deposits | $233,953,000 | 1,642 |
| Interest-bearing deposits | $227,779,000 | 1,448 |
| Deposits held in domestic offices | $233,953,000 | 1,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,573 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,193,000 | 3,119 |
| Total equity capital | $29,377,000 | 1,580 |
| Total bank equity capital | $29,377,000 | 1,580 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $25,032,000 | 771 |
| Undivided profits | $3,845,000 | 5,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,232,000 | 1,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,070,000 | 1,198 |
| Earning assets | $260,520,000 | 1,702 |
| Long-term assets (5+ years) | $57,634,000 | 1,461 |
| Average Assets, year-to-date | $241,462,000 | 1,901 |
| Average Assets, quarterly | $264,812,000 | 1,796 |
| Volatile liabilities | $29,213,000 | 2,722 |
| Insider loans | $599,000 | 5,032 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,490,000 | 2,961 |
| Tier 1 (core) risk-based capital | $29,299,000 | 1,506 |
| Tier 2 risk-based capital | $2,185,000 | 1,645 |
| Total risk weighted assets | $202,884,900 | 1,602 |
| Total unused commitments | $14,490,000 | 2,962 |
| Derivatives | $5,000,000 | 370 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $202,701,000 | 2,318 |
| Cash and due from depository institutions | $3,428,000 | 4,376 |
| Interest-bearing balances | $81,000 | 5,107 |
| Securities | $29,266,000 | 3,661 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,408 |
| Net loans & leases | $161,224,000 | 1,871 |
| Loan loss allowance | $1,458,000 | 2,446 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,961,000 | 2,878 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $20,000 | 3,056 |
| All other assets | $2,002,000 | 3,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,701,000 | 2,318 |
| Total liabilities | $183,316,000 | 2,332 |
| Total deposits | $179,390,000 | 2,120 |
| Interest-bearing deposits | $174,585,000 | 1,874 |
| Deposits held in domestic offices | $179,390,000 | 2,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,021,000 | 3,459 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $905,000 | 3,511 |
| Total equity capital | $19,385,000 | 2,271 |
| Total bank equity capital | $19,385,000 | 2,271 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $18,625,000 | 1,000 |
| Undivided profits | $260,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 2,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $378,000 | 357 |
| Income earned, not collected on loans | $1,511,000 | 1,420 |
| Earning assets | $194,371,000 | 2,217 |
| Long-term assets (5+ years) | $46,140,000 | 1,832 |
| Average Assets, year-to-date | $164,610,000 | 2,738 |
| Average Assets, quarterly | $194,988,500 | 2,386 |
| Volatile liabilities | $38,834,000 | 2,043 |
| Insider loans | $634,000 | 4,788 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $23,937,000 | 2,064 |
| Tier 1 (core) risk-based capital | $20,730,000 | 2,146 |
| Tier 2 risk-based capital | $1,458,000 | 2,235 |
| Total risk weighted assets | $163,120,100 | 1,880 |
| Total unused commitments | $23,937,000 | 2,068 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $110,792,000 | 3,972 |
| Cash and due from depository institutions | $2,381,000 | 4,171 |
| Interest-bearing balances | $285,000 | 4,037 |
| Securities | $17,889,000 | 5,208 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,571 |
| Net loans & leases | $85,031,000 | 3,191 |
| Loan loss allowance | $811,000 | 3,959 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,062,000 | 3,823 |
| Other real estate owned | $262,000 | 4,171 |
| Goodwill and other intangibles | $30,000 | 3,068 |
| All other assets | $1,787,000 | 3,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,792,000 | 3,972 |
| Total liabilities | $102,228,000 | 3,871 |
| Total deposits | $94,675,000 | 3,923 |
| Interest-bearing deposits | $90,200,000 | 3,540 |
| Deposits held in domestic offices | $94,675,000 | 3,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,018,000 | 1,887 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $535,000 | 5,530 |
| Total equity capital | $8,564,000 | 4,935 |
| Total bank equity capital | $8,564,000 | 4,935 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $7,040,000 | 2,145 |
| Undivided profits | $1,024,000 | 8,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 3,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 763 |
| Income earned, not collected on loans | $1,068,000 | 2,070 |
| Earning assets | $104,555,000 | 3,894 |
| Long-term assets (5+ years) | $32,275,000 | 2,247 |
| Average Assets, year-to-date | $88,286,800 | 4,608 |
| Average Assets, quarterly | $104,159,000 | 4,135 |
| Volatile liabilities | $14,479,000 | 3,875 |
| Insider loans | $596,000 | 4,835 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,025,000 | 3,610 |
| Tier 1 (core) risk-based capital | $8,670,000 | 4,703 |
| Tier 2 risk-based capital | $811,000 | 3,632 |
| Total risk weighted assets | $86,280,100 | 3,229 |
| Total unused commitments | $10,025,000 | 3,615 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $73,653,000 | 5,503 |
| Cash and due from depository institutions | $1,725,000 | 7,112 |
| Interest-bearing balances | $354,000 | 3,436 |
| Securities | $17,830,000 | 5,343 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,012 |
| Net loans & leases | $46,836,000 | 5,232 |
| Loan loss allowance | $450,000 | 6,095 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,329,000 | 5,098 |
| Other real estate owned | $3,000 | 7,112 |
| Goodwill and other intangibles | $38,000 | 3,068 |
| All other assets | $1,492,000 | 4,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,653,000 | 5,503 |
| Total liabilities | $68,792,000 | 5,337 |
| Total deposits | $61,175,000 | 5,572 |
| Interest-bearing deposits | $56,343,000 | 5,295 |
| Deposits held in domestic offices | $61,175,000 | 5,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,181,000 | 1,655 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $436,000 | 6,443 |
| Total equity capital | $4,861,000 | 7,285 |
| Total bank equity capital | $4,861,000 | 7,285 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $3,040,000 | 4,117 |
| Undivided profits | $1,321,000 | 8,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $932,000 | 2,445 |
| Earning assets | $69,420,000 | 5,413 |
| Long-term assets (5+ years) | $20,927,000 | 2,710 |
| Average Assets, year-to-date | $69,284,600 | 5,584 |
| Average Assets, quarterly | $71,628,500 | 5,569 |
| Volatile liabilities | $7,154,000 | 6,059 |
| Insider loans | $522,000 | 5,303 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,880,000 | 7,558 |
| Tier 1 (core) risk-based capital | $4,880,000 | 7,115 |
| Tier 2 risk-based capital | $450,000 | 5,547 |
| Total risk weighted assets | $48,953,300 | 5,120 |
| Total unused commitments | $1,880,000 | 7,566 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $65,851,000 | 6,141 |
| Cash and due from depository institutions | $1,434,000 | 8,098 |
| Interest-bearing balances | $136,000 | 4,331 |
| Securities | $19,332,000 | 5,427 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,690 |
| Net loans & leases | $37,695,000 | 6,087 |
| Loan loss allowance | $448,000 | 6,363 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,106,000 | 5,666 |
| Other real estate owned | $4,000 | 8,098 |
| Goodwill and other intangibles | $48,000 | 2,839 |
| All other assets | $1,432,000 | 4,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,851,000 | 6,141 |
| Total liabilities | $61,117,000 | 5,994 |
| Total deposits | $52,994,000 | 6,376 |
| Interest-bearing deposits | $49,223,000 | 6,036 |
| Deposits held in domestic offices | $52,994,000 | 6,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,717,000 | 1,518 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $406,000 | 6,743 |
| Total equity capital | $4,734,000 | 7,469 |
| Total bank equity capital | $4,734,000 | 7,469 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $3,040,000 | 4,175 |
| Undivided profits | $1,194,000 | 8,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 4,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $777,000 | 2,930 |
| Earning assets | $61,963,000 | 6,028 |
| Long-term assets (5+ years) | $19,012,000 | 2,767 |
| Average Assets, year-to-date | $62,369,000 | 6,185 |
| Average Assets, quarterly | $64,664,000 | 6,160 |
| Volatile liabilities | $5,221,000 | 6,966 |
| Insider loans | $497,000 | 5,540 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,223,000 | 7,232 |
| Tier 1 (core) risk-based capital | $4,783,000 | 7,324 |
| Tier 2 risk-based capital | $448,000 | 5,697 |
| Total risk weighted assets | $40,268,000 | 5,960 |
| Total unused commitments | $2,223,000 | 7,246 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $60,923,000 | 6,573 |
| Cash and due from depository institutions | $1,364,000 | 8,427 |
| Interest-bearing balances | $252,000 | 4,037 |
| Securities | $16,689,000 | 6,275 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,737 |
| Net loans & leases | $36,794,000 | 6,162 |
| Loan loss allowance | $419,000 | 6,769 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,031,000 | 5,957 |
| Other real estate owned | $6,000 | 8,427 |
| Goodwill and other intangibles | $61,000 | 2,577 |
| All other assets | $1,278,000 | 5,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,923,000 | 6,573 |
| Total liabilities | $56,288,000 | 6,428 |
| Total deposits | $48,313,000 | 6,934 |
| Interest-bearing deposits | $44,829,000 | 6,550 |
| Deposits held in domestic offices | $48,313,000 | 6,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,650,000 | 1,356 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $325,000 | 7,984 |
| Total equity capital | $4,635,000 | 7,693 |
| Total bank equity capital | $4,635,000 | 7,693 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,040,000 | 4,139 |
| Undivided profits | $1,095,000 | 9,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $858,000 | 2,718 |
| Earning assets | $57,435,000 | 6,439 |
| Long-term assets (5+ years) | $18,188,000 | 2,676 |
| Average Assets, year-to-date | $59,670,600 | 6,464 |
| Average Assets, quarterly | $60,163,000 | 6,566 |
| Volatile liabilities | $4,303,000 | 7,438 |
| Insider loans | $585,000 | 5,206 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,729,000 | 7,788 |
| Tier 1 (core) risk-based capital | $4,636,000 | 7,564 |
| Tier 2 risk-based capital | $419,000 | 5,981 |
| Total risk weighted assets | $38,155,000 | 6,171 |
| Total unused commitments | $1,729,000 | 7,802 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $57,988,000 | 6,820 |
| Cash and due from depository institutions | $1,320,000 | 8,823 |
| Interest-bearing balances | $134,000 | 4,881 |
| Securities | $16,604,000 | 6,649 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
| Net loans & leases | $37,900,000 | 6,002 |
| Loan loss allowance | $379,000 | 7,380 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $454,000 | 8,782 |
| Other real estate owned | $234,000 | 8,823 |
| Goodwill and other intangibles | $76,000 | 2,391 |
| All other assets | $1,150,000 | 6,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,988,000 | 6,820 |
| Total liabilities | $53,426,000 | 6,722 |
| Total deposits | $45,261,000 | 7,283 |
| Interest-bearing deposits | $41,365,000 | 6,942 |
| Deposits held in domestic offices | $45,261,000 | 7,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,868,000 | 1,412 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $297,000 | 7,371 |
| Total equity capital | $4,562,000 | 7,577 |
| Total bank equity capital | $4,562,000 | 7,577 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,540,000 | 4,674 |
| Undivided profits | $1,522,000 | 7,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 5,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $809,000 | 2,510 |
| Earning assets | $54,888,000 | 6,652 |
| Long-term assets (5+ years) | $17,742,000 | 2,785 |
| Average Assets, year-to-date | $57,540,600 | 6,736 |
| Average Assets, quarterly | $57,747,500 | 6,796 |
| Volatile liabilities | $4,533,000 | 7,089 |
| Insider loans | $518,000 | 5,577 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $608,000 | 10,045 |
| Tier 1 (core) risk-based capital | $4,421,000 | 7,805 |
| Tier 2 risk-based capital | $379,000 | 6,477 |
| Total risk weighted assets | $38,189,300 | 6,100 |
| Total unused commitments | $608,000 | 10,051 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $57,298,000 | 7,076 |
| Cash and due from depository institutions | $2,647,000 | 9,438 |
| Interest-bearing balances | $1,264,000 | 3,073 |
| Securities | $13,687,000 | 7,814 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $36,800,000 | 6,075 |
| Loan loss allowance | $329,000 | 8,287 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $429,000 | 9,209 |
| Other real estate owned | $254,000 | 9,438 |
| Goodwill and other intangibles | $96,000 | 2,209 |
| All other assets | $985,000 | 6,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,298,000 | 7,076 |
| Total liabilities | $53,031,000 | 6,965 |
| Total deposits | $44,471,000 | 7,652 |
| Interest-bearing deposits | $40,946,000 | 7,290 |
| Deposits held in domestic offices | $44,471,000 | 7,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,166,000 | 1,191 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $394,000 | 6,348 |
| Total equity capital | $4,267,000 | 8,046 |
| Total bank equity capital | $4,267,000 | 8,046 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,540,000 | 4,638 |
| Undivided profits | $1,227,000 | 8,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 5,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $661,000 | 2,728 |
| Earning assets | $54,151,000 | 6,916 |
| Long-term assets (5+ years) | $16,095,000 | 3,133 |
| Average Assets, year-to-date | $54,111,000 | 7,194 |
| Average Assets, quarterly | $55,842,000 | 7,144 |
| Volatile liabilities | $11,928,000 | 3,613 |
| Insider loans | $540,000 | 5,483 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $420,000 | 10,796 |
| Tier 1 (core) risk-based capital | $3,999,000 | 8,303 |
| Tier 2 risk-based capital | $329,000 | 7,160 |
| Total risk weighted assets | $36,881,400 | 6,280 |
| Total unused commitments | $420,000 | 10,808 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $52,007,000 | 7,658 |
| Cash and due from depository institutions | $1,477,000 | 10,021 |
| Interest-bearing balances | $382,000 | 5,415 |
| Securities | $13,369,000 | 7,863 |
| Federal funds sold & reverse repurchase agreements | $3,455,000 | 4,521 |
| Net loans & leases | $31,944,000 | 6,738 |
| Loan loss allowance | $290,000 | 8,975 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $448,000 | 9,283 |
| Other real estate owned | $44,000 | 10,021 |
| Goodwill and other intangibles | $121,000 | 2,116 |
| All other assets | $1,149,000 | 5,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,007,000 | 7,658 |
| Total liabilities | $48,263,000 | 7,573 |
| Total deposits | $43,967,000 | 7,870 |
| Interest-bearing deposits | $39,978,000 | 7,625 |
| Deposits held in domestic offices | $43,967,000 | 7,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,994,000 | 1,478 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $302,000 | 8,208 |
| Total equity capital | $3,744,000 | 8,600 |
| Total bank equity capital | $3,744,000 | 8,600 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,540,000 | 4,565 |
| Undivided profits | $704,000 | 10,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 8,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $677,000 | 2,945 |
| Earning assets | $49,150,000 | 7,473 |
| Long-term assets (5+ years) | $13,186,000 | 3,581 |
| Average Assets, year-to-date | $48,973,000 | 7,804 |
| Average Assets, quarterly | $50,657,000 | 7,728 |
| Volatile liabilities | $6,921,000 | 5,339 |
| Insider loans | $535,000 | 1,687 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,050,000 | 9,047 |
| Tier 1 (core) risk-based capital | $3,623,000 | 8,684 |
| Tier 2 risk-based capital | $290,000 | 7,775 |
| Total risk weighted assets | $34,177,600 | 6,686 |
| Total unused commitments | $1,050,000 | 9,074 |
| Derivatives | $0 | 651 |