Home > Arvest United Bank, A State Savings Bank > Income and Expense
Arvest United Bank, A State Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,661,000 | 3,029 |
| Total interest expense | $4,490,000 | 3,245 |
| Net interest income | $6,171,000 | 2,845 |
| Provision for loan and lease losses | $849,000 | 1,129 |
| Total noninterest income | $2,307,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $518,000 | 2,545 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,789,000 | 1,242 |
| Total noninterest expense | $10,558,000 | 1,311 |
| Salaries and employee benefits | $4,966,000 | 1,391 |
| Premises and equipment expense | $1,665,000 | 1,211 |
| Additional noninterest expense | $3,927,000 | 1,179 |
| Pre-tax net operating income | $-2,929,000 | 10,180 |
| Securities gains (losses) | $-18,000 | 9,513 |
| Applicable income taxes | $-1,063,000 | 10,172 |
| Income before extraordinary items | $-1,884,000 | 10,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,884,000 | 10,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,470 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,872,480 | 10,146 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 7,664 |
| Total interest expense | $1,085,000 | 8,190 |
| Net interest income | $1,796,000 | 7,064 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $354,000 | 5,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $2,319,000 | 5,028 |
| Salaries and employee benefits | $754,000 | 6,895 |
| Premises and equipment expense | $292,000 | 5,468 |
| Additional noninterest expense | $1,273,000 | 3,205 |
| Pre-tax net operating income | $-229,000 | 10,019 |
| Securities gains (losses) | $-54,000 | 10,373 |
| Applicable income taxes | $-45,000 | 10,130 |
| Income before extraordinary items | $-238,000 | 10,071 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-238,000 | 10,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,641 |
| Cash dividends | $4,092,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-192,640 | 10,011 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 4,358 |
| Total interest expense | $2,814,000 | 4,972 |
| Net interest income | $4,468,000 | 3,837 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $1,127,000 | 2,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $780,000 | 1,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,600 |
| Total noninterest expense | $3,492,000 | 3,616 |
| Salaries and employee benefits | $2,051,000 | 3,231 |
| Premises and equipment expense | $348,000 | 4,919 |
| Additional noninterest expense | $1,093,000 | 3,614 |
| Pre-tax net operating income | $1,803,000 | 3,857 |
| Securities gains (losses) | $-102,000 | 10,766 |
| Applicable income taxes | $555,000 | 3,910 |
| Income before extraordinary items | $1,146,000 | 4,212 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,146,000 | 4,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,214,340 | 3,941 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 4,894 |
| Total interest expense | $2,430,000 | 5,627 |
| Net interest income | $4,024,000 | 4,301 |
| Provision for loan and lease losses | $511,000 | 1,703 |
| Total noninterest income | $1,109,000 | 2,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $815,000 | 1,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 4,126 |
| Total noninterest expense | $3,160,000 | 4,130 |
| Salaries and employee benefits | $2,020,000 | 3,306 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $873,000 | 4,862 |
| Pre-tax net operating income | $1,462,000 | 4,433 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $422,000 | 4,719 |
| Income before extraordinary items | $1,040,000 | 4,336 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,040,000 | 4,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,285 |
| Cash dividends | $64,000 | 7,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,040,000 | 4,283 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 5,196 |
| Total interest expense | $2,571,000 | 5,438 |
| Net interest income | $3,444,000 | 4,930 |
| Provision for loan and lease losses | $279,000 | 2,392 |
| Total noninterest income | $955,000 | 3,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $790,000 | 1,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $3,135,000 | 4,119 |
| Salaries and employee benefits | $1,882,000 | 3,507 |
| Premises and equipment expense | $266,000 | 6,114 |
| Additional noninterest expense | $987,000 | 4,399 |
| Pre-tax net operating income | $985,000 | 6,056 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $246,000 | 6,705 |
| Income before extraordinary items | $763,000 | 5,632 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $763,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,943 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $744,760 | 5,724 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 5,524 |
| Total interest expense | $1,795,000 | 6,087 |
| Net interest income | $3,365,000 | 5,108 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $920,000 | 3,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $748,000 | 1,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $3,188,000 | 4,186 |
| Salaries and employee benefits | $1,712,000 | 3,802 |
| Premises and equipment expense | $281,000 | 5,988 |
| Additional noninterest expense | $1,195,000 | 4,066 |
| Pre-tax net operating income | $1,007,000 | 5,927 |
| Securities gains (losses) | $104,000 | 759 |
| Applicable income taxes | $271,000 | 6,237 |
| Income before extraordinary items | $840,000 | 5,168 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $840,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $275,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $760,960 | 5,627 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 5,550 |
| Total interest expense | $1,813,000 | 6,304 |
| Net interest income | $3,422,000 | 5,048 |
| Provision for loan and lease losses | $236,000 | 3,570 |
| Total noninterest income | $849,000 | 3,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $675,000 | 2,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,088 |
| Total noninterest expense | $3,008,000 | 4,497 |
| Salaries and employee benefits | $1,545,000 | 4,166 |
| Premises and equipment expense | $315,000 | 5,622 |
| Additional noninterest expense | $1,148,000 | 4,368 |
| Pre-tax net operating income | $1,027,000 | 5,793 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $306,000 | 5,999 |
| Income before extraordinary items | $721,000 | 5,978 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $721,000 | 6,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,633 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $721,000 | 5,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 5,957 |
| Total interest expense | $2,244,000 | 6,524 |
| Net interest income | $3,201,000 | 5,400 |
| Provision for loan and lease losses | $137,000 | 6,359 |
| Total noninterest income | $810,000 | 3,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $602,000 | 2,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $2,809,000 | 4,798 |
| Salaries and employee benefits | $1,466,000 | 4,317 |
| Premises and equipment expense | $294,000 | 6,065 |
| Additional noninterest expense | $1,048,000 | 4,867 |
| Pre-tax net operating income | $1,066,000 | 5,373 |
| Securities gains (losses) | $95,000 | 3,090 |
| Applicable income taxes | $426,000 | 4,563 |
| Income before extraordinary items | $735,000 | 5,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $735,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $674,200 | 5,733 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.