Home > Arvest State Bank > Income and Expense
Arvest State Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $43,625,000 | 777 |
| Total interest expense | $15,155,000 | 1,065 |
| Net interest income | $28,470,000 | 633 |
| Provision for loan and lease losses | $2,065,000 | 681 |
| Total noninterest income | $20,673,000 | 382 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $13,937,000 | 146 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,736,000 | 528 |
| Total noninterest expense | $33,799,000 | 498 |
| Salaries and employee benefits | $13,786,000 | 575 |
| Premises and equipment expense | $3,845,000 | 577 |
| Additional noninterest expense | $16,168,000 | 408 |
| Pre-tax net operating income | $13,279,000 | 594 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,600,000 | 579 |
| Income before extraordinary items | $8,679,000 | 645 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,679,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,136,000 | 856 |
| Cash dividends | $5,250,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,679,000 | 619 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $45,651,000 | 778 |
| Total interest expense | $19,445,000 | 918 |
| Net interest income | $26,206,000 | 683 |
| Provision for loan and lease losses | $1,860,000 | 650 |
| Total noninterest income | $16,659,000 | 425 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $11,562,000 | 154 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,097,000 | 627 |
| Total noninterest expense | $30,456,000 | 530 |
| Salaries and employee benefits | $12,125,000 | 594 |
| Premises and equipment expense | $3,072,000 | 682 |
| Additional noninterest expense | $15,259,000 | 429 |
| Pre-tax net operating income | $10,549,000 | 748 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $3,553,000 | 713 |
| Income before extraordinary items | $6,992,000 | 778 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,992,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,196,000 | 659 |
| Cash dividends | $7,500,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,994,640 | 772 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,441,000 | 862 |
| Total interest expense | $16,227,000 | 960 |
| Net interest income | $23,214,000 | 765 |
| Provision for loan and lease losses | $1,243,000 | 816 |
| Total noninterest income | $15,199,000 | 476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $15,199,000 | 359 |
| Total noninterest expense | $28,339,000 | 567 |
| Salaries and employee benefits | $11,736,000 | 611 |
| Premises and equipment expense | $3,103,000 | 677 |
| Additional noninterest expense | $13,500,000 | 478 |
| Pre-tax net operating income | $8,831,000 | 923 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,804,000 | 928 |
| Income before extraordinary items | $6,027,000 | 933 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,027,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,072 |
| Cash dividends | $4,000,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,027,000 | 915 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $37,763,000 | 890 |
| Total interest expense | $16,124,000 | 988 |
| Net interest income | $21,639,000 | 789 |
| Provision for loan and lease losses | $667,000 | 1,372 |
| Total noninterest income | $13,008,000 | 510 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $6,348,000 | 229 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $6,660,000 | 548 |
| Total noninterest expense | $25,423,000 | 609 |
| Salaries and employee benefits | $10,570,000 | 661 |
| Premises and equipment expense | $2,784,000 | 723 |
| Additional noninterest expense | $12,069,000 | 517 |
| Pre-tax net operating income | $8,557,000 | 919 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $2,747,000 | 937 |
| Income before extraordinary items | $5,809,000 | 934 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,809,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,242 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,809,680 | 902 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,581,000 | 1,019 |
| Total interest expense | $14,541,000 | 1,115 |
| Net interest income | $19,040,000 | 941 |
| Provision for loan and lease losses | $891,000 | 1,095 |
| Total noninterest income | $10,407,000 | 555 |
| Gross Fiduciary activities income | $199,000 | 893 |
| Service charges on deposit accounts | $7,538,000 | 205 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,670,000 | 913 |
| Total noninterest expense | $21,438,000 | 700 |
| Salaries and employee benefits | $9,184,000 | 748 |
| Premises and equipment expense | $2,517,000 | 804 |
| Additional noninterest expense | $9,737,000 | 602 |
| Pre-tax net operating income | $7,118,000 | 1,124 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $2,236,000 | 1,206 |
| Income before extraordinary items | $4,880,000 | 1,142 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,880,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 1,001 |
| Cash dividends | $5,200,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,881,380 | 1,112 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,822,000 | 1,120 |
| Total interest expense | $14,630,000 | 1,117 |
| Net interest income | $16,192,000 | 1,124 |
| Provision for loan and lease losses | $656,000 | 1,397 |
| Total noninterest income | $8,896,000 | 634 |
| Gross Fiduciary activities income | $159,000 | 1,027 |
| Service charges on deposit accounts | $6,676,000 | 259 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,061,000 | 1,136 |
| Total noninterest expense | $20,712,000 | 766 |
| Salaries and employee benefits | $8,320,000 | 824 |
| Premises and equipment expense | $2,526,000 | 866 |
| Additional noninterest expense | $9,866,000 | 685 |
| Pre-tax net operating income | $3,720,000 | 1,952 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $1,065,000 | 2,215 |
| Income before extraordinary items | $2,664,000 | 1,855 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,664,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 1,152 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,657,610 | 1,826 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,207,000 | 1,215 |
| Total interest expense | $13,569,000 | 1,222 |
| Net interest income | $14,638,000 | 1,232 |
| Provision for loan and lease losses | $332,000 | 2,131 |
| Total noninterest income | $6,621,000 | 792 |
| Gross Fiduciary activities income | $91,000 | 1,181 |
| Service charges on deposit accounts | $5,301,000 | 319 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,229,000 | 1,574 |
| Total noninterest expense | $16,939,000 | 907 |
| Salaries and employee benefits | $7,492,000 | 912 |
| Premises and equipment expense | $2,559,000 | 863 |
| Additional noninterest expense | $6,888,000 | 872 |
| Pre-tax net operating income | $3,988,000 | 1,858 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $1,429,000 | 1,716 |
| Income before extraordinary items | $2,578,000 | 1,945 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,578,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,464 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,565,840 | 1,938 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,714,000 | 1,425 |
| Total interest expense | $9,965,000 | 1,319 |
| Net interest income | $11,749,000 | 1,532 |
| Provision for loan and lease losses | $794,000 | 1,107 |
| Total noninterest income | $4,774,000 | 951 |
| Gross Fiduciary activities income | $71,000 | 1,247 |
| Service charges on deposit accounts | $3,812,000 | 408 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $891,000 | 1,990 |
| Total noninterest expense | $14,237,000 | 1,056 |
| Salaries and employee benefits | $6,199,000 | 1,092 |
| Premises and equipment expense | $1,806,000 | 1,169 |
| Additional noninterest expense | $6,232,000 | 986 |
| Pre-tax net operating income | $1,492,000 | 4,426 |
| Securities gains (losses) | $-131,000 | 11,712 |
| Applicable income taxes | $449,000 | 4,398 |
| Income before extraordinary items | $912,000 | 4,856 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $912,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,747 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $999,770 | 4,590 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,367,000 | 1,702 |
| Total interest expense | $8,592,000 | 1,557 |
| Net interest income | $9,775,000 | 1,841 |
| Provision for loan and lease losses | $684,000 | 1,692 |
| Total noninterest income | $3,130,000 | 1,415 |
| Gross Fiduciary activities income | $42,000 | 1,372 |
| Service charges on deposit accounts | $2,256,000 | 598 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $832,000 | 2,331 |
| Total noninterest expense | $10,683,000 | 1,437 |
| Salaries and employee benefits | $4,656,000 | 1,455 |
| Premises and equipment expense | $1,268,000 | 1,647 |
| Additional noninterest expense | $4,759,000 | 1,323 |
| Pre-tax net operating income | $1,538,000 | 4,226 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $597,000 | 3,617 |
| Income before extraordinary items | $1,012,000 | 4,659 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,012,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,141 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $966,560 | 4,570 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,422,000 | 1,830 |
| Total interest expense | $9,754,000 | 1,749 |
| Net interest income | $9,668,000 | 1,895 |
| Provision for loan and lease losses | $645,000 | 2,503 |
| Total noninterest income | $1,602,000 | 2,279 |
| Gross Fiduciary activities income | $2,000 | 1,625 |
| Service charges on deposit accounts | $1,011,000 | 1,315 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $589,000 | 2,857 |
| Total noninterest expense | $8,682,000 | 1,750 |
| Salaries and employee benefits | $3,706,000 | 1,795 |
| Premises and equipment expense | $1,240,000 | 1,710 |
| Additional noninterest expense | $3,736,000 | 1,672 |
| Pre-tax net operating income | $1,943,000 | 3,180 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $752,000 | 2,766 |
| Income before extraordinary items | $1,239,000 | 3,698 |
| Extraordinary gains, net | $293,000 | 313 |
| Net income | $1,532,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,208,280 | 3,498 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.