Home > Arvest Bank > Income and Expense
Arvest Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,501,000 | 3,813 |
| Total interest expense | $4,224,000 | 3,639 |
| Net interest income | $4,277,000 | 3,918 |
| Provision for loan and lease losses | $1,415,000 | 954 |
| Total noninterest income | $1,879,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,340,000 | 1,107 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $539,000 | 3,001 |
| Total noninterest expense | $7,025,000 | 2,047 |
| Salaries and employee benefits | $2,897,000 | 2,587 |
| Premises and equipment expense | $960,000 | 2,229 |
| Additional noninterest expense | $3,168,000 | 1,469 |
| Pre-tax net operating income | $-2,284,000 | 9,505 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-728,000 | 9,529 |
| Income before extraordinary items | $-1,556,000 | 9,493 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,556,000 | 9,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $793,000 | 1,107 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,556,000 | 9,463 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 4,200 |
| Total interest expense | $3,824,000 | 4,123 |
| Net interest income | $4,022,000 | 4,167 |
| Provision for loan and lease losses | $521,000 | 1,811 |
| Total noninterest income | $1,082,000 | 2,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $760,000 | 1,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,772 |
| Total noninterest expense | $5,187,000 | 2,628 |
| Salaries and employee benefits | $2,075,000 | 3,364 |
| Premises and equipment expense | $661,000 | 3,021 |
| Additional noninterest expense | $2,451,000 | 1,809 |
| Pre-tax net operating income | $-604,000 | 9,591 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-60,000 | 9,512 |
| Income before extraordinary items | $-544,000 | 9,591 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-544,000 | 9,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,037 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-544,000 | 9,588 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,025,000 | 4,939 |
| Total interest expense | $2,519,000 | 5,174 |
| Net interest income | $3,506,000 | 4,653 |
| Provision for loan and lease losses | $293,000 | 2,737 |
| Total noninterest income | $837,000 | 3,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,365 |
| Total noninterest expense | $4,033,000 | 3,289 |
| Salaries and employee benefits | $1,762,000 | 3,809 |
| Premises and equipment expense | $425,000 | 4,321 |
| Additional noninterest expense | $1,846,000 | 2,360 |
| Pre-tax net operating income | $17,000 | 9,344 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $194,000 | 5,775 |
| Income before extraordinary items | $-177,000 | 9,654 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-177,000 | 9,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,603 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-177,000 | 9,631 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,575,000 | 5,253 |
| Total interest expense | $2,228,000 | 5,789 |
| Net interest income | $3,347,000 | 4,756 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $640,000 | 4,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $2,787,000 | 4,391 |
| Salaries and employee benefits | $1,450,000 | 4,346 |
| Premises and equipment expense | $340,000 | 4,977 |
| Additional noninterest expense | $997,000 | 3,976 |
| Pre-tax net operating income | $1,180,000 | 4,940 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $462,000 | 4,055 |
| Income before extraordinary items | $712,000 | 5,557 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $712,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $2,530,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $715,840 | 5,435 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,933 |
| Total interest expense | $1,922,000 | 6,417 |
| Net interest income | $2,912,000 | 5,430 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $581,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $458,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,211 |
| Total noninterest expense | $2,381,000 | 4,983 |
| Salaries and employee benefits | $1,211,000 | 5,063 |
| Premises and equipment expense | $271,000 | 5,790 |
| Additional noninterest expense | $899,000 | 4,317 |
| Pre-tax net operating income | $1,112,000 | 5,492 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $441,000 | 4,590 |
| Income before extraordinary items | $671,000 | 6,023 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $671,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $671,000 | 5,976 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,071,000 | 5,874 |
| Total interest expense | $2,125,000 | 6,173 |
| Net interest income | $2,946,000 | 5,510 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $658,000 | 4,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 2,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,174 |
| Total noninterest expense | $2,710,000 | 4,691 |
| Salaries and employee benefits | $1,497,000 | 4,309 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $912,000 | 4,708 |
| Pre-tax net operating income | $894,000 | 6,114 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $347,000 | 5,357 |
| Income before extraordinary items | $547,000 | 6,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $547,000 | 6,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 713 |
| Net operating income | $547,000 | 6,510 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 6,196 |
| Total interest expense | $1,977,000 | 6,520 |
| Net interest income | $2,781,000 | 5,839 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $518,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $380,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $2,292,000 | 5,371 |
| Salaries and employee benefits | $1,208,000 | 5,189 |
| Premises and equipment expense | $290,000 | 5,781 |
| Additional noninterest expense | $794,000 | 5,279 |
| Pre-tax net operating income | $1,007,000 | 5,973 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $185,000 | 7,690 |
| Income before extraordinary items | $825,000 | 5,329 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $825,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $822,540 | 5,316 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 6,679 |
| Total interest expense | $1,524,000 | 6,828 |
| Net interest income | $2,491,000 | 6,502 |
| Provision for loan and lease losses | $-45,000 | 11,970 |
| Total noninterest income | $451,000 | 5,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,901 |
| Total noninterest expense | $2,265,000 | 5,602 |
| Salaries and employee benefits | $1,188,000 | 5,285 |
| Premises and equipment expense | $282,000 | 5,977 |
| Additional noninterest expense | $795,000 | 5,726 |
| Pre-tax net operating income | $722,000 | 7,275 |
| Securities gains (losses) | $-38,000 | 10,837 |
| Applicable income taxes | $-82,000 | 12,272 |
| Income before extraordinary items | $766,000 | 5,525 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $766,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 11,981 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $804,000 | 5,403 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 7,552 |
| Total interest expense | $1,362,000 | 7,666 |
| Net interest income | $2,124,000 | 7,376 |
| Provision for loan and lease losses | $-91,000 | 12,876 |
| Total noninterest income | $378,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $2,024,000 | 6,268 |
| Salaries and employee benefits | $1,035,000 | 5,947 |
| Premises and equipment expense | $238,000 | 6,929 |
| Additional noninterest expense | $751,000 | 6,236 |
| Pre-tax net operating income | $569,000 | 8,174 |
| Securities gains (losses) | $-23,000 | 12,945 |
| Applicable income taxes | $-96,000 | 12,951 |
| Income before extraordinary items | $642,000 | 6,482 |
| Extraordinary gains, net | $143,000 | 1,275 |
| Net income | $785,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $665,000 | 6,087 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 8,509 |
| Total interest expense | $1,576,000 | 8,283 |
| Net interest income | $1,701,000 | 8,645 |
| Provision for loan and lease losses | $-163,000 | 13,788 |
| Total noninterest income | $360,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $1,828,000 | 6,859 |
| Salaries and employee benefits | $925,000 | 6,478 |
| Premises and equipment expense | $310,000 | 5,827 |
| Additional noninterest expense | $593,000 | 7,576 |
| Pre-tax net operating income | $396,000 | 9,277 |
| Securities gains (losses) | $221,000 | 1,870 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $415,000 | 8,060 |
| Extraordinary gains, net | $197,000 | 436 |
| Net income | $612,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 13,779 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 914 |
| Net operating income | $266,930 | 9,345 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.