Home > Arvest Bank > Income and Expense
Arvest Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 6,392 |
| Total interest expense | $2,086,000 | 5,966 |
| Net interest income | $1,863,000 | 6,678 |
| Provision for loan and lease losses | $590,000 | 1,932 |
| Total noninterest income | $1,064,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $795,000 | 1,912 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $269,000 | 4,345 |
| Total noninterest expense | $3,721,000 | 3,643 |
| Salaries and employee benefits | $2,004,000 | 3,585 |
| Premises and equipment expense | $511,000 | 3,798 |
| Additional noninterest expense | $1,206,000 | 3,483 |
| Pre-tax net operating income | $-1,384,000 | 9,438 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-549,000 | 9,511 |
| Income before extraordinary items | $-835,000 | 9,369 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-835,000 | 9,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,209 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-835,000 | 9,335 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 8,956 |
| Total interest expense | $811,000 | 8,619 |
| Net interest income | $694,000 | 9,134 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $253,000 | 6,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 5,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,272 |
| Total noninterest expense | $1,886,000 | 5,889 |
| Salaries and employee benefits | $975,000 | 6,028 |
| Premises and equipment expense | $377,000 | 4,697 |
| Additional noninterest expense | $534,000 | 6,175 |
| Pre-tax net operating income | $-1,029,000 | 9,725 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-405,000 | 9,778 |
| Income before extraordinary items | $-624,000 | 9,625 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-624,000 | 9,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $6,000,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-624,000 | 9,624 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 9,744 |
| Total interest expense | $313,000 | 9,787 |
| Net interest income | $528,000 | 9,639 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $53,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $444,000 | 9,766 |
| Salaries and employee benefits | $177,000 | 9,987 |
| Premises and equipment expense | $27,000 | 10,017 |
| Additional noninterest expense | $240,000 | 8,658 |
| Pre-tax net operating income | $-13,000 | 9,441 |
| Securities gains (losses) | $-29,000 | 9,649 |
| Applicable income taxes | $-5,000 | 9,635 |
| Income before extraordinary items | $-37,000 | 9,493 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-37,000 | 9,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $8,000,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-11,480 | 9,436 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 5,249 |
| Total interest expense | $2,677,000 | 5,128 |
| Net interest income | $2,905,000 | 5,254 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $339,000 | 6,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $1,527,000 | 6,606 |
| Salaries and employee benefits | $864,000 | 6,386 |
| Premises and equipment expense | $185,000 | 6,955 |
| Additional noninterest expense | $478,000 | 6,590 |
| Pre-tax net operating income | $1,617,000 | 3,956 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $547,000 | 3,626 |
| Income before extraordinary items | $1,070,000 | 4,273 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,070,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,772 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,070,000 | 4,174 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 5,377 |
| Total interest expense | $2,646,000 | 5,187 |
| Net interest income | $2,899,000 | 5,444 |
| Provision for loan and lease losses | $405,000 | 2,074 |
| Total noninterest income | $432,000 | 5,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,975 |
| Total noninterest expense | $1,451,000 | 6,912 |
| Salaries and employee benefits | $816,000 | 6,698 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $449,000 | 6,934 |
| Pre-tax net operating income | $1,475,000 | 4,555 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $500,000 | 4,210 |
| Income before extraordinary items | $975,000 | 4,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $975,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,932 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $975,000 | 4,727 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 5,530 |
| Total interest expense | $2,611,000 | 5,343 |
| Net interest income | $2,877,000 | 5,614 |
| Provision for loan and lease losses | $265,000 | 2,838 |
| Total noninterest income | $391,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $1,466,000 | 7,206 |
| Salaries and employee benefits | $787,000 | 7,044 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $467,000 | 7,329 |
| Pre-tax net operating income | $1,537,000 | 4,249 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $522,000 | 4,014 |
| Income before extraordinary items | $1,015,000 | 4,435 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,015,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,448 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,015,000 | 4,377 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,939 |
| Total interest expense | $2,550,000 | 5,478 |
| Net interest income | $2,510,000 | 6,297 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $353,000 | 6,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $1,467,000 | 7,370 |
| Salaries and employee benefits | $775,000 | 7,246 |
| Premises and equipment expense | $175,000 | 7,710 |
| Additional noninterest expense | $517,000 | 7,119 |
| Pre-tax net operating income | $1,296,000 | 4,979 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $436,000 | 4,637 |
| Income before extraordinary items | $856,000 | 5,190 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $856,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,677 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $858,640 | 5,162 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 6,842 |
| Total interest expense | $1,854,000 | 5,943 |
| Net interest income | $2,035,000 | 7,486 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $327,000 | 6,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,487,000 | 7,640 |
| Salaries and employee benefits | $744,000 | 7,565 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $544,000 | 7,479 |
| Pre-tax net operating income | $875,000 | 6,515 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $292,000 | 5,981 |
| Income before extraordinary items | $583,000 | 6,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $583,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $583,000 | 6,731 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 6,999 |
| Total interest expense | $1,764,000 | 6,436 |
| Net interest income | $2,127,000 | 7,370 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $332,000 | 7,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $1,483,000 | 7,892 |
| Salaries and employee benefits | $746,000 | 7,670 |
| Premises and equipment expense | $198,000 | 7,726 |
| Additional noninterest expense | $539,000 | 7,867 |
| Pre-tax net operating income | $976,000 | 5,992 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $320,000 | 5,836 |
| Income before extraordinary items | $656,000 | 6,389 |
| Extraordinary gains, net | $87,000 | 1,703 |
| Net income | $743,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 4,272 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $656,000 | 6,148 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 6,866 |
| Total interest expense | $2,222,000 | 6,573 |
| Net interest income | $2,307,000 | 6,990 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $339,000 | 7,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $1,491,000 | 7,945 |
| Salaries and employee benefits | $719,000 | 7,841 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $559,000 | 7,886 |
| Pre-tax net operating income | $1,060,000 | 5,396 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $354,000 | 5,302 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $706,000 | 5,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.