Home > Arvest Bank > Income and Expense
Arvest Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,609,000 | 2,511 |
| Total interest expense | $6,991,000 | 2,296 |
| Net interest income | $6,618,000 | 2,697 |
| Provision for loan and lease losses | $3,373,000 | 476 |
| Total noninterest income | $4,072,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,691,000 | 567 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,381,000 | 1,641 |
| Total noninterest expense | $10,845,000 | 1,352 |
| Salaries and employee benefits | $4,984,000 | 1,512 |
| Premises and equipment expense | $1,481,000 | 1,457 |
| Additional noninterest expense | $4,380,000 | 1,085 |
| Pre-tax net operating income | $-3,528,000 | 9,546 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-1,226,000 | 9,560 |
| Income before extraordinary items | $-2,302,000 | 9,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-2,302,000 | 9,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,244,000 | 802 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-2,302,000 | 9,516 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,329,000 | 3,046 |
| Total interest expense | $6,624,000 | 2,529 |
| Net interest income | $4,705,000 | 3,658 |
| Provision for loan and lease losses | $966,000 | 1,102 |
| Total noninterest income | $2,758,000 | 1,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,848,000 | 737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $910,000 | 1,975 |
| Total noninterest expense | $8,997,000 | 1,558 |
| Salaries and employee benefits | $4,176,000 | 1,719 |
| Premises and equipment expense | $1,451,000 | 1,434 |
| Additional noninterest expense | $3,370,000 | 1,342 |
| Pre-tax net operating income | $-2,500,000 | 9,838 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-868,000 | 9,837 |
| Income before extraordinary items | $-1,632,000 | 9,808 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,632,000 | 9,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,594 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,632,000 | 9,808 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,285,000 | 4,801 |
| Total interest expense | $3,699,000 | 3,840 |
| Net interest income | $2,586,000 | 5,684 |
| Provision for loan and lease losses | $806,000 | 1,180 |
| Total noninterest income | $1,870,000 | 1,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,870,000 | 1,207 |
| Total noninterest expense | $7,121,000 | 1,926 |
| Salaries and employee benefits | $3,277,000 | 2,144 |
| Premises and equipment expense | $1,067,000 | 1,923 |
| Additional noninterest expense | $2,777,000 | 1,605 |
| Pre-tax net operating income | $-3,471,000 | 10,189 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-1,222,000 | 10,180 |
| Income before extraordinary items | $-2,249,000 | 10,164 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,249,000 | 10,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,249,000 | 10,159 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 7,784 |
| Total interest expense | $1,847,000 | 6,463 |
| Net interest income | $929,000 | 8,960 |
| Provision for loan and lease losses | $551,000 | 1,596 |
| Total noninterest income | $773,000 | 3,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $773,000 | 2,225 |
| Total noninterest expense | $3,635,000 | 3,498 |
| Salaries and employee benefits | $1,723,000 | 3,792 |
| Premises and equipment expense | $568,000 | 3,333 |
| Additional noninterest expense | $1,344,000 | 3,048 |
| Pre-tax net operating income | $-2,484,000 | 10,424 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-971,000 | 10,422 |
| Income before extraordinary items | $-1,513,000 | 10,404 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,513,000 | 10,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,513,000 | 10,390 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 10,750 |
| Total interest expense | $239,000 | 10,610 |
| Net interest income | $170,000 | 10,805 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $120,000 | 9,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $1,138,000 | 7,881 |
| Salaries and employee benefits | $613,000 | 7,832 |
| Premises and equipment expense | $179,000 | 7,216 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $-899,000 | 10,834 |
| Securities gains (losses) | $-27,000 | 10,475 |
| Applicable income taxes | $-331,000 | 10,834 |
| Income before extraordinary items | $-595,000 | 10,780 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-595,000 | 10,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-577,720 | 10,764 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 11,354 |
| Total interest expense | $150,000 | 11,284 |
| Net interest income | $134,000 | 11,371 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $30,000 | 11,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $235,000 | 11,329 |
| Salaries and employee benefits | $135,000 | 11,279 |
| Premises and equipment expense | $14,000 | 11,350 |
| Additional noninterest expense | $86,000 | 11,199 |
| Pre-tax net operating income | $-71,000 | 10,919 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-25,000 | 11,009 |
| Income before extraordinary items | $-46,000 | 10,919 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-46,000 | 10,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-46,000 | 10,879 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 11,917 |
| Total interest expense | $43,000 | 11,906 |
| Net interest income | $124,000 | 11,911 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $7,000 | 11,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $126,000 | 11,943 |
| Salaries and employee benefits | $79,000 | 11,909 |
| Premises and equipment expense | $9,000 | 11,907 |
| Additional noninterest expense | $38,000 | 11,931 |
| Pre-tax net operating income | $5,000 | 11,447 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $5,000 | 11,477 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,000 | 11,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $5,000 | 11,444 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.