Home > Arvest Bank > Income and Expense
Arvest Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 3,912 |
| Total interest expense | $3,376,000 | 4,326 |
| Net interest income | $4,878,000 | 3,500 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $2,610,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,290,000 | 1,145 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,320,000 | 1,689 |
| Total noninterest expense | $5,858,000 | 2,433 |
| Salaries and employee benefits | $2,124,000 | 3,418 |
| Premises and equipment expense | $688,000 | 2,991 |
| Additional noninterest expense | $3,046,000 | 1,527 |
| Pre-tax net operating income | $1,555,000 | 3,761 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $855,000 | 2,320 |
| Income before extraordinary items | $700,000 | 5,230 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $700,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $700,000 | 5,117 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,494,000 | 3,558 |
| Total interest expense | $4,786,000 | 3,451 |
| Net interest income | $4,708,000 | 3,657 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $1,776,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $915,000 | 1,498 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $861,000 | 2,059 |
| Total noninterest expense | $6,074,000 | 2,257 |
| Salaries and employee benefits | $2,132,000 | 3,286 |
| Premises and equipment expense | $683,000 | 2,926 |
| Additional noninterest expense | $3,259,000 | 1,378 |
| Pre-tax net operating income | $407,000 | 7,437 |
| Securities gains (losses) | $359,000 | 312 |
| Applicable income taxes | $522,000 | 3,395 |
| Income before extraordinary items | $244,000 | 7,818 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $244,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,664 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $14,240 | 9,078 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,272,000 | 3,784 |
| Total interest expense | $3,617,000 | 3,930 |
| Net interest income | $4,655,000 | 3,678 |
| Provision for loan and lease losses | $128,000 | 4,622 |
| Total noninterest income | $1,414,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $610,000 | 2,184 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $804,000 | 2,154 |
| Total noninterest expense | $5,919,000 | 2,305 |
| Salaries and employee benefits | $2,254,000 | 3,087 |
| Premises and equipment expense | $726,000 | 2,783 |
| Additional noninterest expense | $2,939,000 | 1,535 |
| Pre-tax net operating income | $22,000 | 9,327 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $377,000 | 4,310 |
| Income before extraordinary items | $-348,000 | 9,807 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-348,000 | 9,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,266 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-352,480 | 9,789 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 7,662 |
| Total interest expense | $1,169,000 | 7,982 |
| Net interest income | $1,713,000 | 7,267 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $355,000 | 5,961 |
| Gross Fiduciary activities income | $84,000 | 1,040 |
| Service charges on deposit accounts | $171,000 | 5,591 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $100,000 | 6,633 |
| Total noninterest expense | $1,711,000 | 6,208 |
| Salaries and employee benefits | $773,000 | 6,801 |
| Premises and equipment expense | $197,000 | 6,767 |
| Additional noninterest expense | $741,000 | 4,935 |
| Pre-tax net operating income | $317,000 | 8,297 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $96,000 | 7,595 |
| Income before extraordinary items | $225,000 | 8,432 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $225,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,732 |
| Cash dividends | $2,237,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $222,200 | 8,383 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 3,617 |
| Total interest expense | $3,906,000 | 3,763 |
| Net interest income | $4,974,000 | 3,511 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,179,000 | 2,669 |
| Gross Fiduciary activities income | $121,000 | 1,009 |
| Service charges on deposit accounts | $510,000 | 2,571 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $548,000 | 2,661 |
| Total noninterest expense | $4,172,000 | 3,063 |
| Salaries and employee benefits | $1,999,000 | 3,316 |
| Premises and equipment expense | $797,000 | 2,434 |
| Additional noninterest expense | $1,376,000 | 2,961 |
| Pre-tax net operating income | $1,861,000 | 3,756 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,856,000 | 2,758 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,856,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $1,550,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,861,000 | 2,702 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,537,000 | 3,796 |
| Total interest expense | $3,816,000 | 3,880 |
| Net interest income | $4,721,000 | 3,740 |
| Provision for loan and lease losses | $175,000 | 3,759 |
| Total noninterest income | $1,314,000 | 2,520 |
| Gross Fiduciary activities income | $110,000 | 1,085 |
| Service charges on deposit accounts | $499,000 | 2,727 |
| Trading account gains and fees | $3,000 | 253 |
| Additional Noninterest Income | $702,000 | 2,296 |
| Total noninterest expense | $4,160,000 | 3,233 |
| Salaries and employee benefits | $2,016,000 | 3,315 |
| Premises and equipment expense | $753,000 | 2,593 |
| Additional noninterest expense | $1,391,000 | 3,325 |
| Pre-tax net operating income | $1,700,000 | 3,924 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $9,000 | 10,382 |
| Income before extraordinary items | $1,691,000 | 2,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,691,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,045 |
| Cash dividends | $1,150,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,691,000 | 2,822 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,118,000 | 3,959 |
| Total interest expense | $3,563,000 | 4,090 |
| Net interest income | $4,555,000 | 3,863 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,223,000 | 2,671 |
| Gross Fiduciary activities income | $108,000 | 1,149 |
| Service charges on deposit accounts | $527,000 | 2,562 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $588,000 | 2,571 |
| Total noninterest expense | $3,743,000 | 3,525 |
| Salaries and employee benefits | $2,123,000 | 3,123 |
| Premises and equipment expense | $687,000 | 2,864 |
| Additional noninterest expense | $933,000 | 4,616 |
| Pre-tax net operating income | $2,035,000 | 3,438 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $2,020,000 | 2,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,020,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $2,190,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,020,000 | 2,472 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 4,175 |
| Total interest expense | $2,543,000 | 4,584 |
| Net interest income | $4,550,000 | 3,886 |
| Provision for loan and lease losses | $-500,000 | 12,457 |
| Total noninterest income | $1,519,000 | 2,271 |
| Gross Fiduciary activities income | $114,000 | 1,154 |
| Service charges on deposit accounts | $538,000 | 2,540 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $867,000 | 2,029 |
| Total noninterest expense | $4,361,000 | 3,158 |
| Salaries and employee benefits | $2,051,000 | 3,210 |
| Premises and equipment expense | $644,000 | 3,056 |
| Additional noninterest expense | $1,666,000 | 3,021 |
| Pre-tax net operating income | $2,208,000 | 3,170 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $-268,000 | 12,421 |
| Income before extraordinary items | $2,469,000 | 1,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,469,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-227,000 | 12,430 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,476,000 | 1,975 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 4,272 |
| Total interest expense | $2,444,000 | 4,927 |
| Net interest income | $4,631,000 | 3,824 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,270,000 | 2,788 |
| Gross Fiduciary activities income | $116,000 | 1,180 |
| Service charges on deposit accounts | $520,000 | 2,678 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $634,000 | 2,784 |
| Total noninterest expense | $5,375,000 | 2,660 |
| Salaries and employee benefits | $1,770,000 | 3,666 |
| Premises and equipment expense | $613,000 | 3,261 |
| Additional noninterest expense | $2,992,000 | 1,916 |
| Pre-tax net operating income | $526,000 | 8,479 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $17,000 | 11,667 |
| Income before extraordinary items | $509,000 | 7,470 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $509,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,449 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $509,000 | 7,229 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,314,000 | 4,643 |
| Total interest expense | $3,162,000 | 4,936 |
| Net interest income | $4,152,000 | 4,298 |
| Provision for loan and lease losses | $775,000 | 2,197 |
| Total noninterest income | $1,463,000 | 2,437 |
| Gross Fiduciary activities income | $120,000 | 1,210 |
| Service charges on deposit accounts | $570,000 | 2,426 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $773,000 | 2,353 |
| Total noninterest expense | $5,834,000 | 2,484 |
| Salaries and employee benefits | $1,782,000 | 3,589 |
| Premises and equipment expense | $606,000 | 3,325 |
| Additional noninterest expense | $3,446,000 | 1,773 |
| Pre-tax net operating income | $-994,000 | 13,477 |
| Securities gains (losses) | $-27,000 | 13,553 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,021,000 | 13,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,021,000 | 13,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 1,606 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-994,000 | 13,478 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.