Home > Arthur State Bank > Income and Expense

Arthur State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,408,0001,465
Total interest expense$2,800,0002,703
Net interest income$25,608,0001,175
Provision for loan and lease losses$400,0001,437
Total noninterest income$5,604,0001,106
Gross Fiduciary activities income$2,049,000396
Service charges on deposit accounts$1,760,000632
Trading account gains and fees$0123
Additional Noninterest Income$1,795,0001,708
Total noninterest expense$23,542,0001,069
Salaries and employee benefits$12,943,0001,095
Premises and equipment expense$4,407,000621
Additional noninterest expense$1,795,0001,708
Pre-tax net operating income$7,270,0001,499
Securities gains (losses)$0988
Applicable income taxes$1,529,0001,168
Income before extraordinary items$5,741,0001,570
Extraordinary gains, net$054
Net income$5,741,0001,586
Minority interest net income$088
Net income of bank and minority interests.$5,741,0001,573
Net charge-offs$-259,0004,480
Cash dividends$4,175,000923
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,741,0001,600
2023-09-30 (YTD Data)Rank
Total interest income$23,288,0001,327
Total interest expense$1,637,0002,852
Net interest income$21,651,0001,090
Provision for loan and lease losses$400,0001,142
Total noninterest income$4,105,0001,133
Gross Fiduciary activities income$1,441,000409
Service charges on deposit accounts$1,307,000631
Trading account gains and fees$0125
Additional Noninterest Income$1,357,0001,703
Total noninterest expense$17,225,0001,081
Salaries and employee benefits$9,345,0001,121
Premises and equipment expense$3,170,000645
Additional noninterest expense$1,357,0001,703
Pre-tax net operating income$8,131,0001,129
Securities gains (losses)$0849
Applicable income taxes$1,925,000848
Income before extraordinary items$6,206,0001,213
Extraordinary gains, net$052
Net income$6,206,0001,222
Minority interest net income$081
Net income of bank and minority interests.$6,206,0001,213
Net charge-offs$-79,0004,319
Cash dividends$2,175,0001,115
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,206,0001,236
2023-06-30 (YTD Data)Rank
Total interest income$15,184,0001,322
Total interest expense$771,0003,072
Net interest income$14,413,0001,095
Provision for loan and lease losses$200,0001,332
Total noninterest income$2,766,0001,065
Gross Fiduciary activities income$948,000406
Service charges on deposit accounts$842,000649
Trading account gains and fees$0112
Additional Noninterest Income$976,0001,562
Total noninterest expense$11,331,0001,077
Salaries and employee benefits$6,374,0001,095
Premises and equipment expense$2,004,000666
Additional noninterest expense$976,0001,560
Pre-tax net operating income$5,648,0001,104
Securities gains (losses)$0938
Applicable income taxes$1,332,000838
Income before extraordinary items$4,316,0001,179
Extraordinary gains, net$051
Net income$4,316,0001,189
Minority interest net income$081
Net income of bank and minority interests.$4,316,0001,179
Net charge-offs$-192,0004,533
Cash dividends$925,0001,453
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,316,0001,186
2023-03-31 (YTD Data)Rank
Total interest income$7,329,0001,335
Total interest expense$236,0003,403
Net interest income$7,093,0001,105
Provision for loan and lease losses$200,000881
Total noninterest income$1,321,0001,104
Gross Fiduciary activities income$487,000412
Service charges on deposit accounts$415,000665
Trading account gains and fees$097
Additional Noninterest Income$419,0001,673
Total noninterest expense$5,474,0001,129
Salaries and employee benefits$3,030,0001,162
Premises and equipment expense$1,017,000679
Additional noninterest expense$419,0001,673
Pre-tax net operating income$2,740,0001,152
Securities gains (losses)$0950
Applicable income taxes$648,000884
Income before extraordinary items$2,092,0001,235
Extraordinary gains, net$04
Net income$2,092,0001,235
Minority interest net income$048
Net income of bank and minority interests.$2,092,0001,235
Net charge-offs$-214,0004,606
Cash dividends$350,0001,482
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,092,0001,263
2022-12-31 (YTD Data)Rank
Total interest income$24,631,0001,329
Total interest expense$434,0003,388
Net interest income$24,197,0001,236
Provision for loan and lease losses$03,012
Total noninterest income$5,784,0001,092
Gross Fiduciary activities income$2,094,000410
Service charges on deposit accounts$1,681,000671
Trading account gains and fees$0116
Additional Noninterest Income$2,009,0001,619
Total noninterest expense$20,720,0001,154
Salaries and employee benefits$11,933,0001,148
Premises and equipment expense$3,918,000676
Additional noninterest expense$2,009,0001,619
Pre-tax net operating income$9,261,0001,351
Securities gains (losses)$0691
Applicable income taxes$2,192,0001,005
Income before extraordinary items$7,069,0001,438
Extraordinary gains, net$05
Net income$7,069,0001,437
Minority interest net income$063
Net income of bank and minority interests.$7,069,0001,438
Net charge-offs$-48,0004,078
Cash dividends$2,750,0001,225
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,069,0001,460
2022-09-30 (YTD Data)Rank
Total interest income$17,967,0001,310
Total interest expense$321,0003,209
Net interest income$17,646,0001,237
Provision for loan and lease losses$02,835
Total noninterest income$4,319,0001,114
Gross Fiduciary activities income$1,495,000419
Service charges on deposit accounts$1,232,000688
Trading account gains and fees$0111
Additional Noninterest Income$1,592,0001,582
Total noninterest expense$15,247,0001,175
Salaries and employee benefits$8,808,0001,156
Premises and equipment expense$2,920,000683
Additional noninterest expense$1,592,0001,582
Pre-tax net operating income$6,718,0001,356
Securities gains (losses)$0740
Applicable income taxes$1,594,0001,024
Income before extraordinary items$5,124,0001,458
Extraordinary gains, net$04
Net income$5,124,0001,458
Minority interest net income$057
Net income of bank and minority interests.$5,124,0001,458
Net charge-offs$-54,0004,131
Cash dividends$2,000,0001,122
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,124,0001,488
2022-06-30 (YTD Data)Rank
Total interest income$11,525,0001,314
Total interest expense$213,0003,133
Net interest income$11,312,0001,242
Provision for loan and lease losses$02,599
Total noninterest income$2,989,0001,076
Gross Fiduciary activities income$1,006,000373
Service charges on deposit accounts$798,000711
Trading account gains and fees$0108
Additional Noninterest Income$1,185,0001,509
Total noninterest expense$9,921,0001,186
Salaries and employee benefits$5,694,0001,184
Premises and equipment expense$1,870,000699
Additional noninterest expense$2,357,0001,423
Pre-tax net operating income$4,380,0001,318
Securities gains (losses)$0687
Applicable income taxes$1,048,000985
Income before extraordinary items$3,332,0001,406
Extraordinary gains, net$04
Net income$3,332,0001,405
Minority interest net income$060
Net income of bank and minority interests.$3,332,0001,406
Net charge-offs$-10,0003,663
Cash dividends$1,250,0001,173
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,332,0001,444
2022-03-31 (YTD Data)Rank
Total interest income$5,508,0001,321
Total interest expense$105,0003,117
Net interest income$5,403,0001,255
Provision for loan and lease losses$02,285
Total noninterest income$1,594,0001,029
Gross Fiduciary activities income$475,000382
Service charges on deposit accounts$409,000683
Trading account gains and fees$0103
Additional Noninterest Income$710,0001,367
Total noninterest expense$4,831,0001,198
Salaries and employee benefits$2,798,0001,200
Premises and equipment expense$910,000717
Additional noninterest expense$1,123,0001,451
Pre-tax net operating income$2,166,0001,283
Securities gains (losses)$0623
Applicable income taxes$505,000964
Income before extraordinary items$1,661,0001,358
Extraordinary gains, net$04
Net income$1,661,0001,358
Minority interest net income$050
Net income of bank and minority interests.$1,661,0001,358
Net charge-offs$-5,0003,667
Cash dividends$500,0001,160
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,661,0001,373
2021-12-31 (YTD Data)Rank
Total interest income$20,317,0001,466
Total interest expense$458,0003,289
Net interest income$19,859,0001,374
Provision for loan and lease losses$03,064
Total noninterest income$6,082,0001,159
Gross Fiduciary activities income$1,985,000372
Service charges on deposit accounts$1,670,000623
Trading account gains and fees$0132
Additional Noninterest Income$2,427,0001,712
Total noninterest expense$19,261,0001,198
Salaries and employee benefits$10,941,0001,213
Premises and equipment expense$3,544,000740
Additional noninterest expense$4,776,0001,384
Pre-tax net operating income$6,680,0001,691
Securities gains (losses)$235,000555
Applicable income taxes$1,650,0001,237
Income before extraordinary items$5,265,0001,822
Extraordinary gains, net$010
Net income$5,265,0001,822
Minority interest net income$074
Net income of bank and minority interests.$5,265,0001,823
Net charge-offs$49,0001,672
Cash dividends$1,650,0001,708
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,079,3501,845
2021-09-30 (YTD Data)Rank
Total interest income$14,753,0001,533
Total interest expense$351,0003,348
Net interest income$14,402,0001,436
Provision for loan and lease losses$02,963
Total noninterest income$4,788,0001,142
Gross Fiduciary activities income$1,488,000371
Service charges on deposit accounts$1,218,000630
Trading account gains and fees$0132
Additional Noninterest Income$2,082,0001,626
Total noninterest expense$14,448,0001,202
Salaries and employee benefits$8,203,0001,217
Premises and equipment expense$2,594,000767
Additional noninterest expense$3,651,0001,362
Pre-tax net operating income$4,742,0001,840
Securities gains (losses)$235,000514
Applicable income taxes$1,184,0001,342
Income before extraordinary items$3,793,0001,946
Extraordinary gains, net$08
Net income$3,793,0001,945
Minority interest net income$069
Net income of bank and minority interests.$3,793,0001,946
Net charge-offs$8,0002,039
Cash dividends$1,100,0001,651
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,607,3501,984
2021-06-30 (YTD Data)Rank
Total interest income$10,009,0001,504
Total interest expense$246,0003,365
Net interest income$9,763,0001,405
Provision for loan and lease losses$02,862
Total noninterest income$3,317,0001,116
Gross Fiduciary activities income$976,000372
Service charges on deposit accounts$779,000628
Trading account gains and fees$0133
Additional Noninterest Income$1,562,0001,477
Total noninterest expense$9,583,0001,194
Salaries and employee benefits$5,466,0001,216
Premises and equipment expense$1,666,000796
Additional noninterest expense$2,451,0001,336
Pre-tax net operating income$3,497,0001,676
Securities gains (losses)$235,000432
Applicable income taxes$879,0001,249
Income before extraordinary items$2,853,0001,763
Extraordinary gains, net$06
Net income$2,853,0001,763
Minority interest net income$067
Net income of bank and minority interests.$2,853,0001,763
Net charge-offs$18,0001,542
Cash dividends$750,0001,610
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,667,3501,816
2021-03-31 (YTD Data)Rank
Total interest income$4,862,0001,547
Total interest expense$127,0003,389
Net interest income$4,735,0001,428
Provision for loan and lease losses$02,741
Total noninterest income$1,667,0001,119
Gross Fiduciary activities income$521,000357
Service charges on deposit accounts$390,000616
Trading account gains and fees$0127
Additional Noninterest Income$756,0001,520
Total noninterest expense$4,778,0001,177
Salaries and employee benefits$2,666,0001,219
Premises and equipment expense$915,000744
Additional noninterest expense$1,197,0001,331
Pre-tax net operating income$1,624,0001,778
Securities gains (losses)$39,000720
Applicable income taxes$385,0001,348
Income before extraordinary items$1,278,0001,924
Extraordinary gains, net$03
Net income$1,278,0001,923
Minority interest net income$055
Net income of bank and minority interests.$1,278,0001,924
Net charge-offs$-11,0004,101
Cash dividends$750,000919
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,247,1901,914
2020-12-31 (YTD Data)Rank
Total interest income$21,980,0001,364
Total interest expense$517,0003,805
Net interest income$21,463,0001,208
Provision for loan and lease losses$500,0002,227
Total noninterest income$6,092,0001,111
Gross Fiduciary activities income$1,727,000375
Service charges on deposit accounts$1,827,000565
Trading account gains and fees$0133
Additional Noninterest Income$2,538,0001,575
Total noninterest expense$18,102,0001,197
Salaries and employee benefits$10,737,0001,180
Premises and equipment expense$2,975,000868
Additional noninterest expense$4,390,0001,426
Pre-tax net operating income$8,953,0001,159
Securities gains (losses)$02,675
Applicable income taxes$2,080,000918
Income before extraordinary items$6,873,0001,281
Extraordinary gains, net$04
Net income$6,873,0001,282
Minority interest net income$072
Net income of bank and minority interests.$6,873,0001,282
Net charge-offs$1,0003,386
Cash dividends$4,500,000825
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,873,0001,240
2020-09-30 (YTD Data)Rank
Total interest income$16,825,0001,354
Total interest expense$391,0003,875
Net interest income$16,434,0001,179
Provision for loan and lease losses$500,0001,950
Total noninterest income$4,464,0001,101
Gross Fiduciary activities income$1,205,000383
Service charges on deposit accounts$1,349,000566
Trading account gains and fees$0125
Additional Noninterest Income$1,910,0001,535
Total noninterest expense$13,630,0001,176
Salaries and employee benefits$8,122,0001,158
Premises and equipment expense$2,237,000856
Additional noninterest expense$3,271,0001,414
Pre-tax net operating income$6,768,0001,114
Securities gains (losses)$02,494
Applicable income taxes$1,589,000860
Income before extraordinary items$5,179,0001,231
Extraordinary gains, net$04
Net income$5,179,0001,231
Minority interest net income$065
Net income of bank and minority interests.$5,179,0001,231
Net charge-offs$3,0003,032
Cash dividends$2,250,0001,007
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,179,0001,195
2020-06-30 (YTD Data)Rank
Total interest income$11,223,0001,377
Total interest expense$260,0003,958
Net interest income$10,963,0001,176
Provision for loan and lease losses$500,0001,591
Total noninterest income$2,793,0001,091
Gross Fiduciary activities income$781,000386
Service charges on deposit accounts$900,000564
Trading account gains and fees$0123
Additional Noninterest Income$1,112,0001,568
Total noninterest expense$8,905,0001,185
Salaries and employee benefits$5,369,0001,161
Premises and equipment expense$1,461,000874
Additional noninterest expense$2,075,0001,456
Pre-tax net operating income$4,351,0001,092
Securities gains (losses)$10,0001,872
Applicable income taxes$1,117,000755
Income before extraordinary items$3,244,0001,229
Extraordinary gains, net$04
Net income$3,244,0001,229
Minority interest net income$065
Net income of bank and minority interests.$3,244,0001,229
Net charge-offs$25,0002,088
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,236,1001,199
2020-03-31 (YTD Data)Rank
Total interest income$5,085,0001,494
Total interest expense$134,0004,037
Net interest income$4,951,0001,274
Provision for loan and lease losses$03,711
Total noninterest income$1,202,0001,142
Gross Fiduciary activities income$412,000381
Service charges on deposit accounts$535,000568
Trading account gains and fees$0106
Additional Noninterest Income$255,0002,171
Total noninterest expense$4,568,0001,175
Salaries and employee benefits$2,859,0001,109
Premises and equipment expense$761,000840
Additional noninterest expense$948,0001,588
Pre-tax net operating income$1,585,0001,267
Securities gains (losses)$01,705
Applicable income taxes$422,000840
Income before extraordinary items$1,163,0001,469
Extraordinary gains, net$04
Net income$1,163,0001,467
Minority interest net income$056
Net income of bank and minority interests.$1,163,0001,469
Net charge-offs$33,0001,390
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,163,0001,447
2019-12-31 (YTD Data)Rank
Total interest income$20,368,0001,501
Total interest expense$544,0004,065
Net interest income$19,824,0001,268
Provision for loan and lease losses$03,973
Total noninterest income$4,170,0001,272
Gross Fiduciary activities income$1,699,000375
Service charges on deposit accounts$2,229,000563
Trading account gains and fees$0135
Additional Noninterest Income$242,0003,784
Total noninterest expense$17,461,0001,198
Salaries and employee benefits$9,873,0001,217
Premises and equipment expense$3,558,000713
Additional noninterest expense$4,030,0001,495
Pre-tax net operating income$6,533,0001,437
Securities gains (losses)$02,379
Applicable income taxes$1,538,0001,095
Income before extraordinary items$4,995,0001,607
Extraordinary gains, net$011
Net income$4,995,0001,609
Minority interest net income$076
Net income of bank and minority interests.$4,995,0001,609
Net charge-offs$117,0002,103
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,995,0001,566
2019-09-30 (YTD Data)Rank
Total interest income$15,204,0001,518
Total interest expense$409,0004,112
Net interest income$14,795,0001,283
Provision for loan and lease losses$03,836
Total noninterest income$3,626,0001,150
Gross Fiduciary activities income$1,290,000375
Service charges on deposit accounts$1,658,000566
Trading account gains and fees$0129
Additional Noninterest Income$678,0002,359
Total noninterest expense$12,646,0001,235
Salaries and employee benefits$7,547,0001,200
Premises and equipment expense$2,128,000899
Additional noninterest expense$2,971,0001,512
Pre-tax net operating income$5,775,0001,296
Securities gains (losses)$02,167
Applicable income taxes$1,348,0001,005
Income before extraordinary items$4,427,0001,430
Extraordinary gains, net$011
Net income$4,427,0001,430
Minority interest net income$072
Net income of bank and minority interests.$4,427,0001,432
Net charge-offs$123,0001,632
Cash dividends$1,750,0001,314
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,427,0001,399
2019-06-30 (YTD Data)Rank
Total interest income$10,041,0001,527
Total interest expense$274,0004,107
Net interest income$9,767,0001,295
Provision for loan and lease losses$03,685
Total noninterest income$2,374,0001,133
Gross Fiduciary activities income$745,000393
Service charges on deposit accounts$1,096,000567
Trading account gains and fees$0131
Additional Noninterest Income$533,0002,138
Total noninterest expense$8,302,0001,256
Salaries and employee benefits$4,963,0001,213
Premises and equipment expense$1,356,000926
Additional noninterest expense$1,983,0001,521
Pre-tax net operating income$3,839,0001,278
Securities gains (losses)$01,702
Applicable income taxes$888,000980
Income before extraordinary items$2,951,0001,406
Extraordinary gains, net$011
Net income$2,951,0001,406
Minority interest net income$069
Net income of bank and minority interests.$2,951,0001,406
Net charge-offs$169,0001,096
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,951,0001,382
2019-03-31 (YTD Data)Rank
Total interest income$4,971,0001,530
Total interest expense$137,0004,108
Net interest income$4,834,0001,305
Provision for loan and lease losses$03,406
Total noninterest income$1,214,0001,084
Gross Fiduciary activities income$334,000411
Service charges on deposit accounts$538,000570
Trading account gains and fees$0126
Additional Noninterest Income$342,0001,831
Total noninterest expense$4,301,0001,215
Salaries and employee benefits$2,662,0001,150
Premises and equipment expense$693,000911
Additional noninterest expense$946,0001,579
Pre-tax net operating income$1,747,0001,347
Securities gains (losses)$01,087
Applicable income taxes$391,0001,068
Income before extraordinary items$1,356,0001,472
Extraordinary gains, net$05
Net income$1,356,0001,471
Minority interest net income$052
Net income of bank and minority interests.$1,356,0001,471
Net charge-offs$-30,0004,969
Cash dividends$250,0001,856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,356,0001,447
2018-12-31 (YTD Data)Rank
Total interest income$19,257,0001,489
Total interest expense$570,0003,755
Net interest income$18,687,0001,310
Provision for loan and lease losses$100,0003,044
Total noninterest income$3,571,0001,372
Gross Fiduciary activities income$1,402,000408
Service charges on deposit accounts$2,305,000552
Trading account gains and fees$0126
Additional Noninterest Income$-136,0005,371
Total noninterest expense$15,993,0001,271
Salaries and employee benefits$9,470,0001,217
Premises and equipment expense$2,890,000863
Additional noninterest expense$3,633,0001,626
Pre-tax net operating income$6,165,0001,477
Securities gains (losses)$01,125
Applicable income taxes$1,463,0001,068
Income before extraordinary items$4,702,0001,662
Extraordinary gains, net$06
Net income$4,702,0001,661
Minority interest net income$072
Net income of bank and minority interests.$4,702,0001,661
Net charge-offs$465,000999
Cash dividends$2,350,0001,313
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,702,0001,657
2018-09-30 (YTD Data)Rank
Total interest income$14,203,0001,496
Total interest expense$429,0003,702
Net interest income$13,774,0001,331
Provision for loan and lease losses$03,948
Total noninterest income$3,377,0001,175
Gross Fiduciary activities income$1,054,000406
Service charges on deposit accounts$1,688,000564
Trading account gains and fees$0138
Additional Noninterest Income$635,0002,452
Total noninterest expense$12,223,0001,250
Salaries and employee benefits$7,292,0001,194
Premises and equipment expense$2,199,000852
Additional noninterest expense$2,732,0001,621
Pre-tax net operating income$4,928,0001,441
Securities gains (losses)$01,118
Applicable income taxes$1,168,0001,050
Income before extraordinary items$3,760,0001,597
Extraordinary gains, net$05
Net income$3,760,0001,596
Minority interest net income$066
Net income of bank and minority interests.$3,760,0001,596
Net charge-offs$266,0001,065
Cash dividends$1,550,0001,271
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,760,0001,585
2018-06-30 (YTD Data)Rank
Total interest income$9,320,0001,503
Total interest expense$290,0003,616
Net interest income$9,030,0001,341
Provision for loan and lease losses$03,782
Total noninterest income$2,265,0001,169
Gross Fiduciary activities income$694,000412
Service charges on deposit accounts$1,115,000570
Trading account gains and fees$0130
Additional Noninterest Income$456,0002,353
Total noninterest expense$8,034,0001,258
Salaries and employee benefits$4,773,0001,214
Premises and equipment expense$1,421,000879
Additional noninterest expense$1,840,0001,617
Pre-tax net operating income$3,261,0001,432
Securities gains (losses)$0961
Applicable income taxes$772,0001,040
Income before extraordinary items$2,489,0001,579
Extraordinary gains, net$06
Net income$2,489,0001,578
Minority interest net income$065
Net income of bank and minority interests.$2,489,0001,578
Net charge-offs$205,000925
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,489,0001,561
2018-03-31 (YTD Data)Rank
Total interest income$4,485,0001,542
Total interest expense$147,0003,556
Net interest income$4,338,0001,390
Provision for loan and lease losses$03,508
Total noninterest income$1,099,0001,194
Gross Fiduciary activities income$332,000419
Service charges on deposit accounts$512,000620
Trading account gains and fees$0123
Additional Noninterest Income$255,0002,207
Total noninterest expense$3,956,0001,282
Salaries and employee benefits$2,479,0001,188
Premises and equipment expense$642,000961
Additional noninterest expense$835,0001,745
Pre-tax net operating income$1,481,0001,500
Securities gains (losses)$0735
Applicable income taxes$347,0001,104
Income before extraordinary items$1,134,0001,658
Extraordinary gains, net$07
Net income$1,134,0001,658
Minority interest net income$052
Net income of bank and minority interests.$1,134,0001,658
Net charge-offs$182,000610
Cash dividends$800,000845
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,134,0001,644
2017-12-31 (YTD Data)Rank
Total interest income$17,673,0001,509
Total interest expense$629,0003,312
Net interest income$17,044,0001,380
Provision for loan and lease losses$-2,200,0005,639
Total noninterest income$4,151,0001,251
Gross Fiduciary activities income$1,165,000429
Service charges on deposit accounts$2,150,000591
Trading account gains and fees$0151
Additional Noninterest Income$836,0002,515
Total noninterest expense$15,859,0001,258
Salaries and employee benefits$8,867,0001,276
Premises and equipment expense$2,817,000868
Additional noninterest expense$4,175,0001,460
Pre-tax net operating income$7,536,0001,232
Securities gains (losses)$02,243
Applicable income taxes$3,463,000865
Income before extraordinary items$4,073,0001,596
Extraordinary gains, net$09
Net income$4,073,0001,596
Minority interest net income$076
Net income of bank and minority interests.$4,073,0001,596
Net charge-offs$-561,0005,580
Cash dividends$1,600,0001,643
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,073,0001,576
2017-09-30 (YTD Data)Rank
Total interest income$13,189,0001,514
Total interest expense$482,0003,274
Net interest income$12,707,0001,394
Provision for loan and lease losses$-1,000,0005,671
Total noninterest income$2,945,0001,318
Gross Fiduciary activities income$785,000454
Service charges on deposit accounts$1,602,000598
Trading account gains and fees$0145
Additional Noninterest Income$558,0002,679
Total noninterest expense$11,930,0001,268
Salaries and employee benefits$6,717,0001,274
Premises and equipment expense$2,217,000836
Additional noninterest expense$2,996,0001,510
Pre-tax net operating income$4,722,0001,430
Securities gains (losses)$02,274
Applicable income taxes$1,641,0001,047
Income before extraordinary items$3,081,0001,704
Extraordinary gains, net$09
Net income$3,081,0001,705
Minority interest net income$071
Net income of bank and minority interests.$3,081,0001,705
Net charge-offs$-288,0005,564
Cash dividends$700,0002,066
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,081,0001,684
2017-06-30 (YTD Data)Rank
Total interest income$8,620,0001,529
Total interest expense$323,0003,236
Net interest income$8,297,0001,412
Provision for loan and lease losses$-1,000,0005,738
Total noninterest income$2,008,0001,301
Gross Fiduciary activities income$502,000458
Service charges on deposit accounts$1,045,000598
Trading account gains and fees$0139
Additional Noninterest Income$461,0002,424
Total noninterest expense$8,051,0001,258
Salaries and employee benefits$4,566,0001,255
Premises and equipment expense$1,470,000848
Additional noninterest expense$2,015,0001,502
Pre-tax net operating income$3,254,0001,377
Securities gains (losses)$01,906
Applicable income taxes$1,150,0001,007
Income before extraordinary items$2,104,0001,631
Extraordinary gains, net$011
Net income$2,104,0001,631
Minority interest net income$071
Net income of bank and minority interests.$2,104,0001,631
Net charge-offs$-319,0005,674
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,104,0001,612
2017-03-31 (YTD Data)Rank
Total interest income$4,261,0001,530
Total interest expense$164,0003,197
Net interest income$4,097,0001,419
Provision for loan and lease losses$03,537
Total noninterest income$1,068,0001,258
Gross Fiduciary activities income$241,000472
Service charges on deposit accounts$519,000605
Trading account gains and fees$0142
Additional Noninterest Income$308,0002,063
Total noninterest expense$4,039,0001,269
Salaries and employee benefits$2,248,0001,285
Premises and equipment expense$755,000841
Additional noninterest expense$1,036,0001,449
Pre-tax net operating income$1,126,0001,800
Securities gains (losses)$01,153
Applicable income taxes$381,0001,290
Income before extraordinary items$745,0002,104
Extraordinary gains, net$08
Net income$745,0002,105
Minority interest net income$055
Net income of bank and minority interests.$745,0002,105
Net charge-offs$119,000831
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$745,0002,072
2016-12-31 (YTD Data)Rank
Total interest income$17,133,0001,482
Total interest expense$771,0002,874
Net interest income$16,362,0001,383
Provision for loan and lease losses$04,332
Total noninterest income$3,290,0001,547
Gross Fiduciary activities income$1,097,000440
Service charges on deposit accounts$2,271,000574
Trading account gains and fees$0170
Additional Noninterest Income$-78,0005,871
Total noninterest expense$14,861,0001,333
Salaries and employee benefits$7,935,0001,380
Premises and equipment expense$3,000,000824
Additional noninterest expense$3,926,0001,562
Pre-tax net operating income$4,791,0001,677
Securities gains (losses)$03,212
Applicable income taxes$1,736,0001,164
Income before extraordinary items$3,055,0002,079
Extraordinary gains, net$05
Net income$3,055,0002,077
Minority interest net income$082
Net income of bank and minority interests.$3,055,0002,078
Net charge-offs$169,0002,113
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,055,0002,022
2016-09-30 (YTD Data)Rank
Total interest income$12,792,0001,490
Total interest expense$607,0002,796
Net interest income$12,185,0001,398
Provision for loan and lease losses$04,186
Total noninterest income$2,680,0001,447
Gross Fiduciary activities income$841,000436
Service charges on deposit accounts$1,684,000581
Trading account gains and fees$0169
Additional Noninterest Income$155,0004,369
Total noninterest expense$11,493,0001,307
Salaries and employee benefits$6,109,0001,351
Premises and equipment expense$2,404,000780
Additional noninterest expense$2,980,0001,548
Pre-tax net operating income$3,372,0001,794
Securities gains (losses)$03,160
Applicable income taxes$1,215,0001,248
Income before extraordinary items$2,157,0002,217
Extraordinary gains, net$05
Net income$2,157,0002,216
Minority interest net income$071
Net income of bank and minority interests.$2,157,0002,217
Net charge-offs$62,0002,437
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,157,0002,149
2016-06-30 (YTD Data)Rank
Total interest income$8,532,0001,495
Total interest expense$420,0002,746
Net interest income$8,112,0001,405
Provision for loan and lease losses$04,017
Total noninterest income$1,831,0001,411
Gross Fiduciary activities income$585,000434
Service charges on deposit accounts$1,094,000585
Trading account gains and fees$0157
Additional Noninterest Income$152,0003,957
Total noninterest expense$7,493,0001,331
Salaries and employee benefits$4,182,0001,329
Premises and equipment expense$1,511,000828
Additional noninterest expense$1,800,0001,689
Pre-tax net operating income$2,450,0001,656
Securities gains (losses)$02,835
Applicable income taxes$898,0001,169
Income before extraordinary items$1,552,0002,063
Extraordinary gains, net$016
Net income$1,552,0002,063
Minority interest net income$071
Net income of bank and minority interests.$1,552,0002,063
Net charge-offs$-76,0005,626
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,552,0002,000
2016-03-31 (YTD Data)Rank
Total interest income$4,243,0001,496
Total interest expense$211,0002,738
Net interest income$4,032,0001,410
Provision for loan and lease losses$03,656
Total noninterest income$1,119,0001,202
Gross Fiduciary activities income$233,000474
Service charges on deposit accounts$549,000580
Trading account gains and fees$0142
Additional Noninterest Income$337,0001,953
Total noninterest expense$3,851,0001,304
Salaries and employee benefits$2,155,0001,299
Premises and equipment expense$738,000855
Additional noninterest expense$958,0001,583
Pre-tax net operating income$1,300,0001,555
Securities gains (losses)$02,077
Applicable income taxes$476,0001,094
Income before extraordinary items$824,0001,941
Extraordinary gains, net$012
Net income$824,0001,941
Minority interest net income$062
Net income of bank and minority interests.$824,0001,941
Net charge-offs$-208,0005,993
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$824,0001,890
2015-12-31 (YTD Data)Rank
Total interest income$17,914,0001,392
Total interest expense$2,922,000971
Net interest income$14,992,0001,477
Provision for loan and lease losses$100,0003,023
Total noninterest income$5,891,0001,011
Gross Fiduciary activities income$1,095,000445
Service charges on deposit accounts$2,490,000534
Trading account gains and fees$0159
Additional Noninterest Income$2,306,0001,371
Total noninterest expense$16,525,0001,213
Salaries and employee benefits$8,182,0001,322
Premises and equipment expense$3,131,000785
Additional noninterest expense$5,212,0001,228
Pre-tax net operating income$4,258,0001,784
Securities gains (losses)$79,0001,306
Applicable income taxes$-1,763,0006,130
Income before extraordinary items$6,100,0001,147
Extraordinary gains, net$023
Net income$6,100,0001,147
Minority interest net income$081
Net income of bank and minority interests.$6,100,0001,147
Net charge-offs$421,0001,321
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,021,0001,145
2015-09-30 (YTD Data)Rank
Total interest income$13,524,0001,398
Total interest expense$2,695,000786
Net interest income$10,829,0001,540
Provision for loan and lease losses$100,0002,641
Total noninterest income$3,320,0001,227
Gross Fiduciary activities income$836,000444
Service charges on deposit accounts$1,876,000536
Trading account gains and fees$0153
Additional Noninterest Income$608,0002,651
Total noninterest expense$12,381,0001,220
Salaries and employee benefits$6,100,0001,340
Premises and equipment expense$2,386,000787
Additional noninterest expense$3,895,0001,237
Pre-tax net operating income$1,668,0002,891
Securities gains (losses)$79,0001,171
Applicable income taxes$-2,378,0006,247
Income before extraordinary items$4,125,0001,264
Extraordinary gains, net$021
Net income$4,125,0001,264
Minority interest net income$078
Net income of bank and minority interests.$4,125,0001,264
Net charge-offs$342,0001,113
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,046,0001,249
2015-06-30 (YTD Data)Rank
Total interest income$9,057,0001,399
Total interest expense$1,781,000790
Net interest income$7,276,0001,531
Provision for loan and lease losses$100,0002,201
Total noninterest income$2,398,0001,178
Gross Fiduciary activities income$549,000450
Service charges on deposit accounts$1,233,000539
Trading account gains and fees$0157
Additional Noninterest Income$616,0002,139
Total noninterest expense$8,137,0001,244
Salaries and employee benefits$4,085,0001,342
Premises and equipment expense$1,578,000803
Additional noninterest expense$2,474,0001,282
Pre-tax net operating income$1,437,0002,420
Securities gains (losses)$76,000976
Applicable income taxes$-667,0006,313
Income before extraordinary items$2,180,0001,517
Extraordinary gains, net$022
Net income$2,180,0001,519
Minority interest net income$075
Net income of bank and minority interests.$2,180,0001,519
Net charge-offs$359,000817
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,104,0001,512
2015-03-31 (YTD Data)Rank
Total interest income$4,488,0001,405
Total interest expense$428,0001,620
Net interest income$4,060,0001,387
Provision for loan and lease losses$50,0002,062
Total noninterest income$1,205,0001,135
Gross Fiduciary activities income$259,000469
Service charges on deposit accounts$605,000536
Trading account gains and fees$0152
Additional Noninterest Income$341,0001,951
Total noninterest expense$3,940,0001,274
Salaries and employee benefits$1,884,0001,431
Premises and equipment expense$783,000816
Additional noninterest expense$1,273,0001,236
Pre-tax net operating income$1,275,0001,527
Securities gains (losses)$02,027
Applicable income taxes$-787,0006,403
Income before extraordinary items$2,062,000849
Extraordinary gains, net$013
Net income$2,062,000848
Minority interest net income$064
Net income of bank and minority interests.$2,062,000849
Net charge-offs$83,0001,230
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,062,000821
2014-12-31 (YTD Data)Rank
Total interest income$18,527,0001,371
Total interest expense$2,171,0001,347
Net interest income$16,356,0001,366
Provision for loan and lease losses$700,0001,131
Total noninterest income$3,447,0001,415
Gross Fiduciary activities income$981,000468
Service charges on deposit accounts$2,724,000506
Trading account gains and fees$0180
Additional Noninterest Income$-258,0006,436
Total noninterest expense$17,530,0001,151
Salaries and employee benefits$8,128,0001,306
Premises and equipment expense$3,136,000794
Additional noninterest expense$6,266,0001,059
Pre-tax net operating income$1,573,0003,394
Securities gains (losses)$235,000731
Applicable income taxes$-3,261,0006,469
Income before extraordinary items$5,069,0001,289
Extraordinary gains, net$017
Net income$5,069,0001,288
Minority interest net income$084
Net income of bank and minority interests.$5,069,0001,288
Net charge-offs$2,728,000380
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,834,0001,313
2014-09-30 (YTD Data)Rank
Total interest income$13,826,0001,381
Total interest expense$1,589,0001,401
Net interest income$12,237,0001,363
Provision for loan and lease losses$520,0001,105
Total noninterest income$2,859,0001,334
Gross Fiduciary activities income$692,000476
Service charges on deposit accounts$2,036,000508
Trading account gains and fees$0174
Additional Noninterest Income$131,0004,738
Total noninterest expense$13,710,0001,110
Salaries and employee benefits$6,032,0001,321
Premises and equipment expense$2,629,000703
Additional noninterest expense$5,049,000959
Pre-tax net operating income$866,0004,000
Securities gains (losses)$235,000575
Applicable income taxes$43,0003,723
Income before extraordinary items$1,058,0003,385
Extraordinary gains, net$015
Net income$1,058,0003,386
Minority interest net income$081
Net income of bank and minority interests.$1,058,0003,386
Net charge-offs$1,534,000482
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$832,4003,790
2014-06-30 (YTD Data)Rank
Total interest income$9,240,0001,372
Total interest expense$1,024,0001,457
Net interest income$8,216,0001,353
Provision for loan and lease losses$520,000821
Total noninterest income$1,803,0001,365
Gross Fiduciary activities income$445,000488
Service charges on deposit accounts$1,344,000504
Trading account gains and fees$0172
Additional Noninterest Income$14,0006,086
Total noninterest expense$9,106,0001,107
Salaries and employee benefits$4,106,0001,295
Premises and equipment expense$1,762,000708
Additional noninterest expense$3,238,0001,002
Pre-tax net operating income$393,0004,560
Securities gains (losses)$159,000564
Applicable income taxes$04,568
Income before extraordinary items$552,0003,776
Extraordinary gains, net$020
Net income$552,0003,781
Minority interest net income$080
Net income of bank and minority interests.$552,0003,782
Net charge-offs$956,000517
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$393,0004,303
2014-03-31 (YTD Data)Rank
Total interest income$4,624,0001,372
Total interest expense$500,0001,525
Net interest income$4,124,0001,339
Provision for loan and lease losses$390,000556
Total noninterest income$1,188,0001,101
Gross Fiduciary activities income$209,000507
Service charges on deposit accounts$652,000509
Trading account gains and fees$0147
Additional Noninterest Income$327,0001,892
Total noninterest expense$4,604,0001,107
Salaries and employee benefits$1,903,0001,408
Premises and equipment expense$781,000821
Additional noninterest expense$1,920,000834
Pre-tax net operating income$318,0003,720
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$318,0003,448
Extraordinary gains, net$016
Net income$318,0003,451
Minority interest net income$066
Net income of bank and minority interests.$318,0003,451
Net charge-offs$626,000415
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$318,0003,405
2013-12-31 (YTD Data)Rank
Total interest income$19,784,0001,286
Total interest expense$2,566,0001,321
Net interest income$17,218,0001,277
Provision for loan and lease losses$550,0001,724
Total noninterest income$2,147,0002,057
Gross Fiduciary activities income$805,000501
Service charges on deposit accounts$2,649,000522
Trading account gains and fees$0184
Additional Noninterest Income$-1,307,0006,789
Total noninterest expense$17,709,0001,155
Salaries and employee benefits$7,578,0001,386
Premises and equipment expense$3,608,000683
Additional noninterest expense$6,523,0001,036
Pre-tax net operating income$1,106,0003,918
Securities gains (losses)$36,0002,016
Applicable income taxes$51,0003,742
Income before extraordinary items$1,091,0003,727
Extraordinary gains, net$029
Net income$1,091,0003,731
Minority interest net income$090
Net income of bank and minority interests.$1,091,0003,732
Net charge-offs$2,395,000655
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,056,4403,739
2013-09-30 (YTD Data)Rank
Total interest income$14,997,0001,269
Total interest expense$1,836,0001,438
Net interest income$13,161,0001,252
Provision for loan and lease losses$100,0003,343
Total noninterest income$1,507,0002,203
Gross Fiduciary activities income$592,000506
Service charges on deposit accounts$1,911,000540
Trading account gains and fees$0180
Additional Noninterest Income$-996,0006,868
Total noninterest expense$13,427,0001,136
Salaries and employee benefits$5,556,0001,423
Premises and equipment expense$2,943,000635
Additional noninterest expense$4,928,0001,033
Pre-tax net operating income$1,141,0003,452
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,141,0003,166
Extraordinary gains, net$025
Net income$1,141,0003,169
Minority interest net income$084
Net income of bank and minority interests.$1,141,0003,170
Net charge-offs$1,423,000775
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,141,0003,097
2013-06-30 (YTD Data)Rank
Total interest income$10,021,0001,263
Total interest expense$1,239,0001,443
Net interest income$8,782,0001,242
Provision for loan and lease losses$04,788
Total noninterest income$678,0002,820
Gross Fiduciary activities income$387,000513
Service charges on deposit accounts$1,249,000538
Trading account gains and fees$0157
Additional Noninterest Income$-958,0006,920
Total noninterest expense$9,051,0001,128
Salaries and employee benefits$3,784,0001,391
Premises and equipment expense$1,976,000630
Additional noninterest expense$3,291,0001,018
Pre-tax net operating income$409,0004,452
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$409,0004,282
Extraordinary gains, net$022
Net income$409,0004,284
Minority interest net income$082
Net income of bank and minority interests.$409,0004,285
Net charge-offs$607,0001,089
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$409,0004,169
2013-03-31 (YTD Data)Rank
Total interest income$4,906,0001,298
Total interest expense$666,0001,390
Net interest income$4,240,0001,278
Provision for loan and lease losses$04,409
Total noninterest income$1,026,0001,344
Gross Fiduciary activities income$178,000544
Service charges on deposit accounts$621,000538
Trading account gains and fees$0148
Additional Noninterest Income$227,0002,594
Total noninterest expense$5,967,000856
Salaries and employee benefits$1,845,0001,438
Premises and equipment expense$1,161,000534
Additional noninterest expense$2,961,000593
Pre-tax net operating income$-701,0006,906
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-701,0006,911
Extraordinary gains, net$010
Net income$-701,0006,912
Minority interest net income$076
Net income of bank and minority interests.$-701,0006,912
Net charge-offs$480,000791
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-701,0006,901
2012-12-31 (YTD Data)Rank
Total interest income$21,940,0001,212
Total interest expense$4,005,0001,111
Net interest income$17,935,0001,234
Provision for loan and lease losses$650,0002,345
Total noninterest income$2,247,0002,021
Gross Fiduciary activities income$630,000549
Service charges on deposit accounts$2,839,000507
Trading account gains and fees$0166
Additional Noninterest Income$-1,222,0007,010
Total noninterest expense$18,646,0001,075
Salaries and employee benefits$7,698,0001,340
Premises and equipment expense$4,464,000543
Additional noninterest expense$6,484,0001,066
Pre-tax net operating income$886,0004,191
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$886,0004,119
Extraordinary gains, net$029
Net income$886,0004,119
Minority interest net income$093
Net income of bank and minority interests.$886,0004,121
Net charge-offs$3,367,000790
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$886,0003,938
2012-09-30 (YTD Data)Rank
Total interest income$17,035,0001,200
Total interest expense$3,050,0001,155
Net interest income$13,985,0001,196
Provision for loan and lease losses$550,0002,153
Total noninterest income$2,973,0001,343
Gross Fiduciary activities income$467,000557
Service charges on deposit accounts$2,119,000518
Trading account gains and fees$0157
Additional Noninterest Income$387,0003,315
Total noninterest expense$15,963,000942
Salaries and employee benefits$5,889,0001,313
Premises and equipment expense$3,297,000547
Additional noninterest expense$6,777,000770
Pre-tax net operating income$445,0004,856
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$445,0004,811
Extraordinary gains, net$020
Net income$445,0004,811
Minority interest net income$086
Net income of bank and minority interests.$445,0004,811
Net charge-offs$2,403,000802
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$445,0004,640
2012-06-30 (YTD Data)Rank
Total interest income$11,719,0001,167
Total interest expense$2,081,0001,179
Net interest income$9,638,0001,157
Provision for loan and lease losses$550,0001,699
Total noninterest income$1,723,0001,460
Gross Fiduciary activities income$301,000574
Service charges on deposit accounts$1,410,000515
Trading account gains and fees$0153
Additional Noninterest Income$12,0006,397
Total noninterest expense$10,328,000969
Salaries and employee benefits$4,071,0001,280
Premises and equipment expense$2,325,000519
Additional noninterest expense$3,932,000874
Pre-tax net operating income$483,0004,161
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$483,0004,047
Extraordinary gains, net$019
Net income$483,0004,050
Minority interest net income$084
Net income of bank and minority interests.$483,0004,051
Net charge-offs$1,519,000851
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$483,0003,854
2012-03-31 (YTD Data)Rank
Total interest income$5,843,0001,183
Total interest expense$1,086,0001,173
Net interest income$4,757,0001,170
Provision for loan and lease losses$250,0001,742
Total noninterest income$1,037,0001,296
Gross Fiduciary activities income$150,000573
Service charges on deposit accounts$709,000513
Trading account gains and fees$0148
Additional Noninterest Income$178,0002,819
Total noninterest expense$5,039,000987
Salaries and employee benefits$1,956,0001,321
Premises and equipment expense$1,290,000464
Additional noninterest expense$1,793,000944
Pre-tax net operating income$505,0002,866
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$505,0002,591
Extraordinary gains, net$019
Net income$505,0002,593
Minority interest net income$078
Net income of bank and minority interests.$505,0002,594
Net charge-offs$819,000770
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$505,0002,464
2011-12-31 (YTD Data)Rank
Total interest income$25,414,0001,113
Total interest expense$6,392,000950
Net interest income$19,022,0001,174
Provision for loan and lease losses$9,800,000427
Total noninterest income$4,405,0001,152
Gross Fiduciary activities income$612,000520
Service charges on deposit accounts$3,120,000483
Trading account gains and fees$0146
Additional Noninterest Income$673,0002,695
Total noninterest expense$25,432,000779
Salaries and employee benefits$9,892,000995
Premises and equipment expense$4,567,000548
Additional noninterest expense$10,973,000660
Pre-tax net operating income$-11,805,0007,235
Securities gains (losses)$03,838
Applicable income taxes$3,792,000488
Income before extraordinary items$-15,597,0007,271
Extraordinary gains, net$029
Net income$-15,597,0007,271
Minority interest net income$096
Net income of bank and minority interests.$-15,597,0007,271
Net charge-offs$8,879,000519
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-15,597,0007,263
2011-09-30 (YTD Data)Rank
Total interest income$19,254,0001,124
Total interest expense$5,172,000919
Net interest income$14,082,0001,192
Provision for loan and lease losses$6,950,000454
Total noninterest income$3,551,0001,091
Gross Fiduciary activities income$465,000517
Service charges on deposit accounts$2,348,000489
Trading account gains and fees$0145
Additional Noninterest Income$738,0002,158
Total noninterest expense$18,353,000803
Salaries and employee benefits$7,586,000973
Premises and equipment expense$2,934,000645
Additional noninterest expense$7,833,000681
Pre-tax net operating income$-7,670,0007,298
Securities gains (losses)$03,555
Applicable income taxes$3,792,000401
Income before extraordinary items$-11,462,0007,352
Extraordinary gains, net$021
Net income$-11,462,0007,352
Minority interest net income$087
Net income of bank and minority interests.$-11,462,0007,352
Net charge-offs$7,196,000463
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-11,462,0007,347
2011-06-30 (YTD Data)Rank
Total interest income$12,989,0001,117
Total interest expense$3,626,000900
Net interest income$9,363,0001,198
Provision for loan and lease losses$3,200,000643
Total noninterest income$2,598,0001,014
Gross Fiduciary activities income$321,000514
Service charges on deposit accounts$1,565,000489
Trading account gains and fees$0153
Additional Noninterest Income$712,0001,701
Total noninterest expense$11,834,000846
Salaries and employee benefits$5,074,000971
Premises and equipment expense$1,843,000689
Additional noninterest expense$4,917,000734
Pre-tax net operating income$-3,073,0007,272
Securities gains (losses)$02,914
Applicable income taxes$3,792,000302
Income before extraordinary items$-6,865,0007,410
Extraordinary gains, net$015
Net income$-6,865,0007,410
Minority interest net income$089
Net income of bank and minority interests.$-6,865,0007,410
Net charge-offs$2,598,000767
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-6,865,0007,409
2011-03-31 (YTD Data)Rank
Total interest income$6,508,0001,120
Total interest expense$1,910,000886
Net interest income$4,598,0001,210
Provision for loan and lease losses$700,0001,128
Total noninterest income$1,616,000857
Gross Fiduciary activities income$166,000501
Service charges on deposit accounts$767,000487
Trading account gains and fees$0158
Additional Noninterest Income$683,0001,076
Total noninterest expense$5,138,000976
Salaries and employee benefits$2,552,000975
Premises and equipment expense$1,073,000620
Additional noninterest expense$1,513,0001,180
Pre-tax net operating income$376,0003,094
Securities gains (losses)$01,772
Applicable income taxes$100,0002,179
Income before extraordinary items$276,0003,392
Extraordinary gains, net$09
Net income$276,0003,389
Minority interest net income$086
Net income of bank and minority interests.$276,0003,390
Net charge-offs$1,068,000825
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$276,0003,339
2010-12-31 (YTD Data)Rank
Total interest income$29,085,0001,056
Total interest expense$8,876,000937
Net interest income$20,209,0001,105
Provision for loan and lease losses$15,802,000462
Total noninterest income$5,186,0001,068
Gross Fiduciary activities income$452,000575
Service charges on deposit accounts$3,468,000444
Trading account gains and fees$0175
Additional Noninterest Income$1,266,0001,894
Total noninterest expense$22,489,000898
Salaries and employee benefits$10,465,000934
Premises and equipment expense$4,380,000587
Additional noninterest expense$7,644,000968
Pre-tax net operating income$-12,896,0007,421
Securities gains (losses)$03,793
Applicable income taxes$-4,396,0007,576
Income before extraordinary items$-8,500,0007,340
Extraordinary gains, net$029
Net income$-8,500,0007,340
Minority interest net income$0111
Net income of bank and minority interests.$-8,500,0007,340
Net charge-offs$11,884,000528
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-8,500,0007,324
2010-09-30 (YTD Data)Rank
Total interest income$22,034,0001,061
Total interest expense$6,818,000949
Net interest income$15,216,0001,108
Provision for loan and lease losses$9,200,000533
Total noninterest income$3,974,0001,005
Gross Fiduciary activities income$328,000579
Service charges on deposit accounts$2,606,000440
Trading account gains and fees$0165
Additional Noninterest Income$1,040,0001,755
Total noninterest expense$15,535,000950
Salaries and employee benefits$8,056,000906
Premises and equipment expense$2,980,000643
Additional noninterest expense$4,499,0001,198
Pre-tax net operating income$-5,545,0007,400
Securities gains (losses)$03,651
Applicable income taxes$-1,350,0007,549
Income before extraordinary items$-4,195,0007,372
Extraordinary gains, net$023
Net income$-4,195,0007,373
Minority interest net income$0110
Net income of bank and minority interests.$-4,195,0007,373
Net charge-offs$8,015,000549
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-4,195,0007,350
2010-06-30 (YTD Data)Rank
Total interest income$14,869,0001,058
Total interest expense$4,728,000943
Net interest income$10,141,0001,104
Provision for loan and lease losses$4,100,000751
Total noninterest income$2,651,000987
Gross Fiduciary activities income$213,000589
Service charges on deposit accounts$1,711,000444
Trading account gains and fees$0152
Additional Noninterest Income$727,0001,632
Total noninterest expense$10,052,000978
Salaries and employee benefits$5,541,000879
Premises and equipment expense$1,959,000666
Additional noninterest expense$2,552,0001,393
Pre-tax net operating income$-1,360,0007,131
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,360,0007,206
Extraordinary gains, net$019
Net income$-1,360,0007,204
Minority interest net income$0105
Net income of bank and minority interests.$-1,360,0007,206
Net charge-offs$3,277,000768
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,360,0007,194
2010-03-31 (YTD Data)Rank
Total interest income$7,501,0001,064
Total interest expense$2,424,000969
Net interest income$5,077,0001,111
Provision for loan and lease losses$700,0001,467
Total noninterest income$1,318,000971
Gross Fiduciary activities income$103,000611
Service charges on deposit accounts$827,000458
Trading account gains and fees$0175
Additional Noninterest Income$388,0001,542
Total noninterest expense$4,889,0001,014
Salaries and employee benefits$2,673,000915
Premises and equipment expense$1,002,000671
Additional noninterest expense$1,214,0001,454
Pre-tax net operating income$806,0001,604
Securities gains (losses)$02,284
Applicable income taxes$160,0001,668
Income before extraordinary items$646,0001,697
Extraordinary gains, net$016
Net income$646,0001,698
Minority interest net income$091
Net income of bank and minority interests.$646,0001,699
Net charge-offs$536,0001,526
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$646,0001,628
2009-12-31 (YTD Data)Rank
Total interest income$31,748,0001,084
Total interest expense$10,506,0001,129
Net interest income$21,242,0001,030
Provision for loan and lease losses$7,000,0001,123
Total noninterest income$5,317,0001,043
Gross Fiduciary activities income$351,000630
Service charges on deposit accounts$3,867,000429
Trading account gains and fees$0211
Additional Noninterest Income$1,099,0002,038
Total noninterest expense$20,018,0001,048
Salaries and employee benefits$10,808,000913
Premises and equipment expense$3,641,000738
Additional noninterest expense$5,569,0001,350
Pre-tax net operating income$-459,0005,954
Securities gains (losses)$03,754
Applicable income taxes$-91,0006,550
Income before extraordinary items$-368,0005,990
Extraordinary gains, net$034
Net income$-368,0005,988
Minority interest net income$0115
Net income of bank and minority interests.$-368,0005,988
Net charge-offs$5,542,0001,058
Cash dividends$2,560,000694
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-368,0005,987
2009-09-30 (YTD Data)Rank
Total interest income$23,984,0001,096
Total interest expense$7,943,0001,182
Net interest income$16,041,0001,023
Provision for loan and lease losses$1,650,0002,115
Total noninterest income$4,015,0001,042
Gross Fiduciary activities income$256,000634
Service charges on deposit accounts$2,845,000438
Trading account gains and fees$0212
Additional Noninterest Income$914,0001,945
Total noninterest expense$14,464,0001,067
Salaries and employee benefits$8,019,000936
Premises and equipment expense$2,752,000744
Additional noninterest expense$3,693,0001,464
Pre-tax net operating income$3,942,000857
Securities gains (losses)$03,497
Applicable income taxes$1,252,000705
Income before extraordinary items$2,690,0001,005
Extraordinary gains, net$027
Net income$2,690,0001,004
Minority interest net income$0118
Net income of bank and minority interests.$2,690,0001,005
Net charge-offs$2,078,0001,474
Cash dividends$2,560,000486
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,690,000994
2009-06-30 (YTD Data)Rank
Total interest income$15,944,0001,123
Total interest expense$5,202,0001,269
Net interest income$10,742,0001,014
Provision for loan and lease losses$500,0002,961
Total noninterest income$2,551,0001,089
Gross Fiduciary activities income$160,000655
Service charges on deposit accounts$1,871,000441
Trading account gains and fees$0193
Additional Noninterest Income$520,0002,167
Total noninterest expense$9,563,0001,106
Salaries and employee benefits$5,390,000948
Premises and equipment expense$1,836,000766
Additional noninterest expense$2,337,0001,566
Pre-tax net operating income$3,230,000715
Securities gains (losses)$03,136
Applicable income taxes$930,000660
Income before extraordinary items$2,300,000810
Extraordinary gains, net$021
Net income$2,300,000808
Minority interest net income$0112
Net income of bank and minority interests.$2,300,000810
Net charge-offs$537,0002,269
Cash dividends$1,960,000466
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,300,000781
2009-03-31 (YTD Data)Rank
Total interest income$8,141,0001,100
Total interest expense$2,671,0001,288
Net interest income$5,470,000988
Provision for loan and lease losses$225,0002,683
Total noninterest income$1,327,0001,023
Gross Fiduciary activities income$78,000668
Service charges on deposit accounts$925,000438
Trading account gains and fees$0171
Additional Noninterest Income$324,0001,854
Total noninterest expense$4,671,0001,076
Salaries and employee benefits$2,719,000942
Premises and equipment expense$894,000791
Additional noninterest expense$1,058,0001,526
Pre-tax net operating income$1,901,000647
Securities gains (losses)$02,434
Applicable income taxes$515,000656
Income before extraordinary items$1,386,000746
Extraordinary gains, net$015
Net income$1,386,000746
Minority interest net income$0102
Net income of bank and minority interests.$1,386,000748
Net charge-offs$119,0002,680
Cash dividends$1,150,000381
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,386,000694
2008-12-31 (YTD Data)Rank
Total interest income$35,284,0001,076
Total interest expense$13,233,0001,228
Net interest income$22,051,000973
Provision for loan and lease losses$1,050,0002,631
Total noninterest income$6,414,000863
Gross Fiduciary activities income$336,000653
Service charges on deposit accounts$4,379,000400
Trading account gains and fees$0154
Additional Noninterest Income$1,699,0001,469
Total noninterest expense$19,377,0001,023
Salaries and employee benefits$10,785,000930
Premises and equipment expense$3,636,000766
Additional noninterest expense$4,956,0001,277
Pre-tax net operating income$8,038,000695
Securities gains (losses)$03,220
Applicable income taxes$2,757,000504
Income before extraordinary items$5,281,000768
Extraordinary gains, net$039
Net income$5,281,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$487,0002,833
Cash dividends$3,750,000744
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,281,000827
2008-09-30 (YTD Data)Rank
Total interest income$26,718,0001,089
Total interest expense$10,167,0001,243
Net interest income$16,551,000984
Provision for loan and lease losses$650,0002,355
Total noninterest income$4,337,000980
Gross Fiduciary activities income$253,000659
Service charges on deposit accounts$3,305,000405
Trading account gains and fees$0148
Additional Noninterest Income$779,0002,154
Total noninterest expense$14,480,0001,020
Salaries and employee benefits$8,080,000954
Premises and equipment expense$2,729,000769
Additional noninterest expense$3,671,0001,250
Pre-tax net operating income$5,758,000885
Securities gains (losses)$03,106
Applicable income taxes$1,403,000894
Income before extraordinary items$4,355,000841
Extraordinary gains, net$031
Net income$4,355,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0002,321
Cash dividends$3,750,000598
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,355,000897
2008-06-30 (YTD Data)Rank
Total interest income$17,990,0001,099
Total interest expense$6,962,0001,254
Net interest income$11,028,000978
Provision for loan and lease losses$450,0002,016
Total noninterest income$2,880,000994
Gross Fiduciary activities income$162,000678
Service charges on deposit accounts$2,175,000401
Trading account gains and fees$0149
Additional Noninterest Income$543,0002,116
Total noninterest expense$9,362,0001,048
Salaries and employee benefits$5,327,000975
Premises and equipment expense$1,786,000776
Additional noninterest expense$2,249,0001,318
Pre-tax net operating income$4,096,000862
Securities gains (losses)$03,233
Applicable income taxes$1,000,000941
Income before extraordinary items$3,096,000878
Extraordinary gains, net$021
Net income$3,096,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,673
Cash dividends$2,600,000623
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,096,000861
2008-03-31 (YTD Data)Rank
Total interest income$9,351,0001,079
Total interest expense$3,796,0001,234
Net interest income$5,555,000965
Provision for loan and lease losses$250,0001,575
Total noninterest income$1,425,0001,005
Gross Fiduciary activities income$75,000716
Service charges on deposit accounts$1,078,000399
Trading account gains and fees$0158
Additional Noninterest Income$272,0002,085
Total noninterest expense$4,616,0001,059
Salaries and employee benefits$2,723,000960
Premises and equipment expense$896,000781
Additional noninterest expense$997,0001,439
Pre-tax net operating income$2,114,000890
Securities gains (losses)$02,688
Applicable income taxes$550,000926
Income before extraordinary items$1,564,000963
Extraordinary gains, net$015
Net income$1,564,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,828
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,564,000923
2007-12-31 (YTD Data)Rank
Total interest income$41,004,0001,026
Total interest expense$16,561,0001,199
Net interest income$24,443,000908
Provision for loan and lease losses$1,615,000997
Total noninterest income$5,740,000984
Gross Fiduciary activities income$283,000721
Service charges on deposit accounts$4,429,000391
Trading account gains and fees$0178
Additional Noninterest Income$1,028,0002,191
Total noninterest expense$17,432,0001,075
Salaries and employee benefits$9,938,0001,014
Premises and equipment expense$3,105,000849
Additional noninterest expense$4,389,0001,279
Pre-tax net operating income$11,136,000762
Securities gains (losses)$02,146
Applicable income taxes$3,852,000659
Income before extraordinary items$7,284,000884
Extraordinary gains, net$039
Net income$7,284,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,528,000742
Cash dividends$5,278,000707
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,284,000869
2007-09-30 (YTD Data)Rank
Total interest income$30,653,0001,034
Total interest expense$12,289,0001,219
Net interest income$18,364,000902
Provision for loan and lease losses$800,0001,092
Total noninterest income$4,340,000980
Gross Fiduciary activities income$212,000717
Service charges on deposit accounts$3,289,000389
Trading account gains and fees$0184
Additional Noninterest Income$839,0002,066
Total noninterest expense$13,242,0001,049
Salaries and employee benefits$7,654,000975
Premises and equipment expense$2,316,000852
Additional noninterest expense$3,272,0001,255
Pre-tax net operating income$8,662,000798
Securities gains (losses)$01,655
Applicable income taxes$3,075,000683
Income before extraordinary items$5,587,000927
Extraordinary gains, net$033
Net income$5,587,000925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$889,000701
Cash dividends$4,175,000658
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,587,000913
2007-06-30 (YTD Data)Rank
Total interest income$20,141,0001,063
Total interest expense$7,839,0001,281
Net interest income$12,302,000914
Provision for loan and lease losses$500,0001,024
Total noninterest income$2,888,000990
Gross Fiduciary activities income$130,000747
Service charges on deposit accounts$2,175,000403
Trading account gains and fees$0168
Additional Noninterest Income$583,0002,022
Total noninterest expense$8,656,0001,091
Salaries and employee benefits$5,116,000985
Premises and equipment expense$1,532,000871
Additional noninterest expense$2,008,0001,362
Pre-tax net operating income$6,034,000801
Securities gains (losses)$01,444
Applicable income taxes$2,175,000685
Income before extraordinary items$3,859,000938
Extraordinary gains, net$029
Net income$3,859,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,000831
Cash dividends$2,675,000708
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,859,000925
2007-03-31 (YTD Data)Rank
Total interest income$9,860,0001,082
Total interest expense$3,793,0001,307
Net interest income$6,067,000923
Provision for loan and lease losses$200,0001,154
Total noninterest income$1,433,000990
Gross Fiduciary activities income$66,000758
Service charges on deposit accounts$1,029,000411
Trading account gains and fees$0195
Additional Noninterest Income$338,0001,797
Total noninterest expense$4,301,0001,092
Salaries and employee benefits$2,522,0001,006
Premises and equipment expense$738,000901
Additional noninterest expense$1,041,0001,291
Pre-tax net operating income$2,999,000795
Securities gains (losses)$01,187
Applicable income taxes$1,025,000719
Income before extraordinary items$1,974,000899
Extraordinary gains, net$022
Net income$1,974,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,797
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,974,000887
2006-12-31 (YTD Data)Rank
Total interest income$37,368,0001,052
Total interest expense$13,350,0001,260
Net interest income$24,018,000921
Provision for loan and lease losses$900,0001,140
Total noninterest income$5,915,000954
Gross Fiduciary activities income$172,000833
Service charges on deposit accounts$4,634,000368
Trading account gains and fees$0130
Additional Noninterest Income$1,109,0002,071
Total noninterest expense$17,023,0001,051
Salaries and employee benefits$9,799,000982
Premises and equipment expense$2,829,000898
Additional noninterest expense$4,395,0001,214
Pre-tax net operating income$12,010,000827
Securities gains (losses)$01,687
Applicable income taxes$4,269,000714
Income before extraordinary items$7,741,000963
Extraordinary gains, net$051
Net income$7,741,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,276
Cash dividends$4,075,000855
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,741,000949
2006-09-30 (YTD Data)Rank
Total interest income$27,585,0001,070
Total interest expense$9,641,0001,280
Net interest income$17,944,000952
Provision for loan and lease losses$450,0001,514
Total noninterest income$4,425,000966
Gross Fiduciary activities income$122,000834
Service charges on deposit accounts$3,447,000374
Trading account gains and fees$0126
Additional Noninterest Income$856,0002,032
Total noninterest expense$12,264,0001,104
Salaries and employee benefits$7,071,0001,030
Premises and equipment expense$2,142,000888
Additional noninterest expense$3,051,0001,312
Pre-tax net operating income$9,655,000803
Securities gains (losses)$01,388
Applicable income taxes$3,675,000677
Income before extraordinary items$5,980,000965
Extraordinary gains, net$045
Net income$5,980,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,033
Cash dividends$3,325,000755
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,980,000951
2006-06-30 (YTD Data)Rank
Total interest income$17,716,0001,089
Total interest expense$6,119,0001,280
Net interest income$11,597,000974
Provision for loan and lease losses$200,0002,096
Total noninterest income$2,937,000961
Gross Fiduciary activities income$74,000875
Service charges on deposit accounts$2,294,000376
Trading account gains and fees$0126
Additional Noninterest Income$569,0002,032
Total noninterest expense$8,151,0001,117
Salaries and employee benefits$4,643,0001,054
Premises and equipment expense$1,388,000912
Additional noninterest expense$2,120,0001,274
Pre-tax net operating income$6,183,000840
Securities gains (losses)$01,185
Applicable income taxes$2,325,000712
Income before extraordinary items$3,858,0001,003
Extraordinary gains, net$039
Net income$3,858,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,492
Cash dividends$1,575,0001,001
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,858,000987
2006-03-31 (YTD Data)Rank
Total interest income$8,529,0001,103
Total interest expense$2,954,0001,264
Net interest income$5,575,0001,018
Provision for loan and lease losses$150,0001,421
Total noninterest income$1,477,000948
Gross Fiduciary activities income$41,000854
Service charges on deposit accounts$1,104,000377
Trading account gains and fees$0115
Additional Noninterest Income$332,0001,793
Total noninterest expense$3,986,0001,139
Salaries and employee benefits$2,286,0001,076
Premises and equipment expense$689,000919
Additional noninterest expense$1,011,0001,306
Pre-tax net operating income$2,916,000871
Securities gains (losses)$0955
Applicable income taxes$1,025,000771
Income before extraordinary items$1,891,0001,011
Extraordinary gains, net$021
Net income$1,891,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,649
Cash dividends$825,000879
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,891,000991
2005-12-31 (YTD Data)Rank
Total interest income$27,613,0001,210
Total interest expense$7,856,0001,439
Net interest income$19,757,0001,094
Provision for loan and lease losses$800,0001,260
Total noninterest income$5,622,000995
Gross Fiduciary activities income$90,000962
Service charges on deposit accounts$4,589,000369
Trading account gains and fees$0138
Additional Noninterest Income$943,0002,299
Total noninterest expense$14,799,0001,175
Salaries and employee benefits$8,425,0001,100
Premises and equipment expense$2,685,000887
Additional noninterest expense$3,689,0001,388
Pre-tax net operating income$9,780,0001,000
Securities gains (losses)$02,296
Applicable income taxes$3,175,000924
Income before extraordinary items$6,605,0001,100
Extraordinary gains, net$046
Net income$6,605,0001,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,766
Cash dividends$3,200,000974
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,605,0001,081
2005-09-30 (YTD Data)Rank
Total interest income$19,665,0001,235
Total interest expense$5,252,0001,529
Net interest income$14,413,0001,117
Provision for loan and lease losses$450,0001,533
Total noninterest income$4,141,0001,018
Gross Fiduciary activities income$65,000962
Service charges on deposit accounts$3,365,000375
Trading account gains and fees$0126
Additional Noninterest Income$711,0002,297
Total noninterest expense$10,747,0001,201
Salaries and employee benefits$6,110,0001,125
Premises and equipment expense$1,977,000890
Additional noninterest expense$2,660,0001,428
Pre-tax net operating income$7,357,000997
Securities gains (losses)$02,317
Applicable income taxes$2,500,000902
Income before extraordinary items$4,857,0001,110
Extraordinary gains, net$035
Net income$4,857,0001,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$2,950,000767
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,857,0001,086
2005-06-30 (YTD Data)Rank
Total interest income$12,443,0001,265
Total interest expense$3,128,0001,619
Net interest income$9,315,0001,135
Provision for loan and lease losses$300,0001,505
Total noninterest income$2,709,0001,017
Gross Fiduciary activities income$44,000953
Service charges on deposit accounts$2,181,000379
Trading account gains and fees$0116
Additional Noninterest Income$484,0002,235
Total noninterest expense$7,016,0001,207
Salaries and employee benefits$4,028,0001,129
Premises and equipment expense$1,289,000902
Additional noninterest expense$1,699,0001,470
Pre-tax net operating income$4,708,0001,008
Securities gains (losses)$02,146
Applicable income taxes$1,500,000956
Income before extraordinary items$3,208,0001,094
Extraordinary gains, net$030
Net income$3,208,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,208
Cash dividends$1,500,000927
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,208,0001,076
2005-03-31 (YTD Data)Rank
Total interest income$5,863,0001,312
Total interest expense$1,340,0001,780
Net interest income$4,523,0001,163
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,348,000993
Gross Fiduciary activities income$23,000961
Service charges on deposit accounts$1,026,000393
Trading account gains and fees$0115
Additional Noninterest Income$299,0001,896
Total noninterest expense$3,423,0001,240
Salaries and employee benefits$1,942,0001,180
Premises and equipment expense$659,000896
Additional noninterest expense$822,0001,515
Pre-tax net operating income$2,298,0001,016
Securities gains (losses)$01,685
Applicable income taxes$725,000979
Income before extraordinary items$1,573,0001,096
Extraordinary gains, net$024
Net income$1,573,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,632
Cash dividends$750,000848
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,573,0001,070
2004-12-31 (YTD Data)Rank
Total interest income$19,868,0001,448
Total interest expense$3,862,0002,104
Net interest income$16,006,0001,264
Provision for loan and lease losses$770,0001,325
Total noninterest income$5,616,000984
Gross Fiduciary activities income$79,000982
Service charges on deposit accounts$4,709,000367
Trading account gains and fees$0138
Additional Noninterest Income$828,0002,443
Total noninterest expense$12,685,0001,299
Salaries and employee benefits$6,965,0001,262
Premises and equipment expense$2,219,0001,040
Additional noninterest expense$3,501,0001,415
Pre-tax net operating income$8,167,0001,079
Securities gains (losses)$03,819
Applicable income taxes$2,535,0001,036
Income before extraordinary items$5,632,0001,162
Extraordinary gains, net$034
Net income$5,632,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,710
Cash dividends$4,234,000719
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,632,0001,132
2004-09-30 (YTD Data)Rank
Total interest income$14,440,0001,487
Total interest expense$2,699,0002,207
Net interest income$11,741,0001,278
Provision for loan and lease losses$450,0001,575
Total noninterest income$4,291,000974
Gross Fiduciary activities income$53,0001,005
Service charges on deposit accounts$3,555,000368
Trading account gains and fees$0134
Additional Noninterest Income$683,0002,305
Total noninterest expense$9,310,0001,322
Salaries and employee benefits$5,079,0001,298
Premises and equipment expense$1,634,0001,058
Additional noninterest expense$2,597,0001,423
Pre-tax net operating income$6,272,0001,049
Securities gains (losses)$03,710
Applicable income taxes$1,800,0001,111
Income before extraordinary items$4,472,0001,100
Extraordinary gains, net$026
Net income$4,472,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,613
Cash dividends$3,484,000625
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,472,0001,072
2004-06-30 (YTD Data)Rank
Total interest income$9,440,0001,503
Total interest expense$1,741,0002,249
Net interest income$7,699,0001,289
Provision for loan and lease losses$180,0002,366
Total noninterest income$2,838,000974
Gross Fiduciary activities income$36,0001,011
Service charges on deposit accounts$2,314,000369
Trading account gains and fees$0130
Additional Noninterest Income$488,0002,225
Total noninterest expense$6,119,0001,333
Salaries and employee benefits$3,323,0001,311
Premises and equipment expense$1,043,0001,113
Additional noninterest expense$1,753,0001,381
Pre-tax net operating income$4,238,0001,024
Securities gains (losses)$03,413
Applicable income taxes$1,050,0001,232
Income before extraordinary items$3,188,0001,035
Extraordinary gains, net$021
Net income$3,188,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,968
Cash dividends$1,669,000806
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,188,000994
2004-03-31 (YTD Data)Rank
Total interest income$4,694,0001,508
Total interest expense$829,0002,360
Net interest income$3,865,0001,290
Provision for loan and lease losses$100,0002,105
Total noninterest income$1,596,000861
Gross Fiduciary activities income$21,000992
Service charges on deposit accounts$1,250,000338
Trading account gains and fees$0121
Additional Noninterest Income$325,0001,780
Total noninterest expense$2,997,0001,372
Salaries and employee benefits$1,607,0001,378
Premises and equipment expense$510,0001,156
Additional noninterest expense$880,0001,377
Pre-tax net operating income$2,364,000911
Securities gains (losses)$02,934
Applicable income taxes$750,000942
Income before extraordinary items$1,614,0001,014
Extraordinary gains, net$016
Net income$1,614,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,164
Cash dividends$734,000882
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,614,000958
2003-12-31 (YTD Data)Rank
Total interest income$19,704,0001,453
Total interest expense$3,869,0002,285
Net interest income$15,835,0001,221
Provision for loan and lease losses$640,0001,760
Total noninterest income$5,319,0001,073
Gross Fiduciary activities income$67,0001,035
Service charges on deposit accounts$4,395,000393
Trading account gains and fees$0160
Additional Noninterest Income$857,0002,623
Total noninterest expense$12,149,0001,330
Salaries and employee benefits$6,395,0001,346
Premises and equipment expense$1,809,0001,255
Additional noninterest expense$3,945,0001,255
Pre-tax net operating income$8,365,0001,000
Securities gains (losses)$04,500
Applicable income taxes$2,843,000966
Income before extraordinary items$5,522,0001,160
Extraordinary gains, net$054
Net income$5,522,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$717,0001,203
Cash dividends$3,500,000867
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,522,0001,102
2003-09-30 (YTD Data)Rank
Total interest income$12,303,0001,762
Total interest expense$2,689,0002,533
Net interest income$9,614,0001,530
Provision for loan and lease losses$220,0003,174
Total noninterest income$3,123,0001,336
Gross Fiduciary activities income$53,0001,024
Service charges on deposit accounts$2,377,000554
Trading account gains and fees$0153
Additional Noninterest Income$693,0002,578
Total noninterest expense$7,289,0001,661
Salaries and employee benefits$3,943,0001,647
Premises and equipment expense$1,038,0001,651
Additional noninterest expense$2,308,0001,593
Pre-tax net operating income$5,228,0001,235
Securities gains (losses)$04,204
Applicable income taxes$1,765,0001,165
Income before extraordinary items$3,463,0001,428
Extraordinary gains, net$040
Net income$3,463,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,304
Cash dividends$2,646,000808
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,463,0001,353
2003-06-30 (YTD Data)Rank
Total interest income$6,125,0002,394
Total interest expense$1,383,0003,286
Net interest income$4,742,0002,068
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,816,0001,472
Gross Fiduciary activities income$14,0001,176
Service charges on deposit accounts$1,289,000663
Trading account gains and fees$0150
Additional Noninterest Income$513,0002,413
Total noninterest expense$3,664,0002,145
Salaries and employee benefits$2,061,0002,058
Premises and equipment expense$470,0002,382
Additional noninterest expense$1,133,0002,110
Pre-tax net operating income$2,834,0001,490
Securities gains (losses)$03,782
Applicable income taxes$969,0001,406
Income before extraordinary items$1,865,0001,733
Extraordinary gains, net$030
Net income$1,865,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,788
Cash dividends$900,0001,425
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,865,0001,624
2003-03-31 (YTD Data)Rank
Total interest income$3,038,0002,419
Total interest expense$710,0003,275
Net interest income$2,328,0002,100
Provision for loan and lease losses$30,0004,429
Total noninterest income$961,0001,374
Gross Fiduciary activities income$6,0001,199
Service charges on deposit accounts$609,000681
Trading account gains and fees$0134
Additional Noninterest Income$346,0001,919
Total noninterest expense$1,739,0002,248
Salaries and employee benefits$1,000,0002,111
Premises and equipment expense$221,0002,528
Additional noninterest expense$518,0002,263
Pre-tax net operating income$1,520,0001,414
Securities gains (losses)$02,891
Applicable income taxes$518,0001,335
Income before extraordinary items$1,002,0001,605
Extraordinary gains, net$021
Net income$1,002,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,227
Cash dividends$450,0001,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,002,0001,506
2002-12-31 (YTD Data)Rank
Total interest income$12,021,0002,557
Total interest expense$2,867,0003,657
Net interest income$9,154,0002,114
Provision for loan and lease losses$260,0003,766
Total noninterest income$3,041,0001,542
Gross Fiduciary activities income$20,0001,286
Service charges on deposit accounts$2,223,000722
Trading account gains and fees$0153
Additional Noninterest Income$798,0002,506
Total noninterest expense$6,702,0002,229
Salaries and employee benefits$3,674,0002,182
Premises and equipment expense$905,0002,395
Additional noninterest expense$2,123,0002,188
Pre-tax net operating income$5,233,0001,565
Securities gains (losses)$04,537
Applicable income taxes$1,809,0001,405
Income before extraordinary items$3,424,0001,746
Extraordinary gains, net$070
Net income$3,424,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,640
Cash dividends$2,272,0001,184
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,424,0001,693
2001-12-31 (YTD Data)Rank
Total interest income$11,683,0002,898
Total interest expense$3,896,0003,886
Net interest income$7,787,0002,293
Provision for loan and lease losses$240,0003,705
Total noninterest income$2,285,0001,811
Gross Fiduciary activities income$11,0001,408
Service charges on deposit accounts$1,569,000945
Trading account gains and fees$0177
Additional Noninterest Income$705,0002,565
Total noninterest expense$5,715,0002,484
Salaries and employee benefits$3,206,0002,342
Premises and equipment expense$791,0002,663
Additional noninterest expense$1,718,0002,572
Pre-tax net operating income$4,117,0001,729
Securities gains (losses)$15,0003,362
Applicable income taxes$1,399,0001,602
Income before extraordinary items$2,733,0001,918
Extraordinary gains, net$0105
Net income$2,733,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,067
Cash dividends$2,300,0001,167
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,723,1001,848
2000-12-31 (YTD Data)Rank
Total interest income$10,631,0003,236
Total interest expense$3,889,0004,060
Net interest income$6,742,0002,643
Provision for loan and lease losses$220,0003,525
Total noninterest income$1,882,0001,962
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,299,0001,038
Trading account gains and fees$0180
Additional Noninterest Income$583,0002,677
Total noninterest expense$4,815,0002,811
Salaries and employee benefits$2,636,0002,703
Premises and equipment expense$726,0002,790
Additional noninterest expense$1,453,0002,895
Pre-tax net operating income$3,589,0002,028
Securities gains (losses)$-18,0008,681
Applicable income taxes$1,270,0001,734
Income before extraordinary items$2,301,0002,243
Extraordinary gains, net$038
Net income$2,301,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,935
Cash dividends$718,0002,869
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,312,5202,238
1999-12-31 (YTD Data)Rank
Total interest income$9,462,0003,389
Total interest expense$3,108,0004,471
Net interest income$6,354,0002,770
Provision for loan and lease losses$550,0001,631
Total noninterest income$1,488,0002,322
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$938,0001,387
Trading account gains and fees$0173
Additional Noninterest Income$550,0002,779
Total noninterest expense$4,526,0002,970
Salaries and employee benefits$2,473,0002,837
Premises and equipment expense$758,0002,681
Additional noninterest expense$1,295,0003,221
Pre-tax net operating income$2,766,0002,573
Securities gains (losses)$03,155
Applicable income taxes$702,0002,894
Income before extraordinary items$2,064,0002,510
Extraordinary gains, net$035
Net income$2,064,0002,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,139
Cash dividends$655,0002,999
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,064,0002,468
1998-12-31 (YTD Data)Rank
Total interest income$8,899,0003,570
Total interest expense$3,058,0004,655
Net interest income$5,841,0002,957
Provision for loan and lease losses$345,0002,334
Total noninterest income$927,0003,254
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$376,0003,301
Trading account gains and fees$0224
Additional Noninterest Income$551,0002,805
Total noninterest expense$3,942,0003,241
Salaries and employee benefits$2,180,0003,075
Premises and equipment expense$674,0002,857
Additional noninterest expense$1,088,0003,661
Pre-tax net operating income$2,481,0002,810
Securities gains (losses)$04,449
Applicable income taxes$923,0002,450
Income before extraordinary items$1,558,0003,161
Extraordinary gains, net$032
Net income$1,558,0003,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,365
Cash dividends$656,0002,961
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,558,0003,074
1997-12-31 (YTD Data)Rank
Total interest income$7,826,0004,050
Total interest expense$2,670,0005,148
Net interest income$5,156,0003,386
Provision for loan and lease losses$247,0002,978
Total noninterest income$735,0003,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$353,0003,591
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,384
Total noninterest expense$3,504,0003,606
Salaries and employee benefits$2,072,0003,200
Premises and equipment expense$625,0003,032
Additional noninterest expense$807,0004,693
Pre-tax net operating income$2,140,0003,326
Securities gains (losses)$48,0001,362
Applicable income taxes$809,0002,900
Income before extraordinary items$1,379,0003,614
Extraordinary gains, net$044
Net income$1,379,0003,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,872
Cash dividends$520,0003,387
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,348,2803,608
1996-12-31 (YTD Data)Rank
Total interest income$6,712,0004,739
Total interest expense$2,322,0005,811
Net interest income$4,390,0003,968
Provision for loan and lease losses$295,0002,626
Total noninterest income$503,0005,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$262,0004,660
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,634
Total noninterest expense$3,228,0004,067
Salaries and employee benefits$2,037,0003,283
Premises and equipment expense$485,0003,871
Additional noninterest expense$706,0005,712
Pre-tax net operating income$1,370,0004,654
Securities gains (losses)$14,0002,256
Applicable income taxes$417,0004,765
Income before extraordinary items$967,0004,620
Extraordinary gains, net$053
Net income$967,0004,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,068
Cash dividends$409,0003,828
Sale, conversion, retirement of capital stock, net$0953
Net operating income$957,2004,599
1995-12-31 (YTD Data)Rank
Total interest income$6,097,0005,135
Total interest expense$2,241,0005,995
Net interest income$3,856,0004,443
Provision for loan and lease losses$232,0002,745
Total noninterest income$539,0004,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$247,0004,995
Trading account gains and feesNANA
Additional Noninterest Income$292,0004,063
Total noninterest expense$2,987,0004,303
Salaries and employee benefits$1,830,0003,592
Premises and equipment expense$442,0004,167
Additional noninterest expense$715,0005,744
Pre-tax net operating income$1,176,0005,321
Securities gains (losses)$-28,00010,792
Applicable income taxes$431,0004,679
Income before extraordinary items$717,0005,880
Extraordinary gains, net$065
Net income$717,0005,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,053
Cash dividends$399,0003,936
Sale, conversion, retirement of capital stock, net$0809
Net operating income$734,9205,767
1994-12-31 (YTD Data)Rank
Total interest income$6,296,0004,655
Total interest expense$2,065,0005,474
Net interest income$4,231,0004,163
Provision for loan and lease losses$86,0004,893
Total noninterest income$415,0006,003
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0005,375
Trading account gains and feesNANA
Additional Noninterest Income$187,0005,489
Total noninterest expense$2,958,0004,475
Salaries and employee benefits$1,809,0003,599
Premises and equipment expense$431,0004,316
Additional noninterest expense$718,0006,197
Pre-tax net operating income$1,602,0004,164
Securities gains (losses)$-18,00010,260
Applicable income taxes$550,0003,767
Income before extraordinary items$1,034,0004,410
Extraordinary gains, net$0249
Net income$1,034,0004,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,944
Cash dividends$404,0003,674
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,045,7004,425
1993-12-31 (YTD Data)Rank
Total interest income$6,795,0004,430
Total interest expense$2,183,0005,416
Net interest income$4,612,0003,832
Provision for loan and lease losses$133,0004,955
Total noninterest income$396,0006,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0005,437
Trading account gains and feesNANA
Additional Noninterest Income$167,0006,217
Total noninterest expense$2,754,0004,839
Salaries and employee benefits$1,679,0003,862
Premises and equipment expense$356,0005,161
Additional noninterest expense$719,0006,425
Pre-tax net operating income$2,121,0003,132
Securities gains (losses)$305,0001,284
Applicable income taxes$819,0002,707
Income before extraordinary items$1,607,0003,040
Extraordinary gains, net$03,149
Net income$1,607,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0004,211
Cash dividends$475,0003,246
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,405,7003,256
1992-12-31 (YTD Data)Rank
Total interest income$7,361,0004,617
Total interest expense$2,761,0005,527
Net interest income$4,600,0003,925
Provision for loan and lease losses$228,0004,876
Total noninterest income$354,0007,059
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0005,457
Trading account gains and feesNANA
Additional Noninterest Income$126,0007,283
Total noninterest expense$2,998,0004,542
Salaries and employee benefits$1,606,0003,980
Premises and equipment expense$478,0004,132
Additional noninterest expense$914,0005,447
Pre-tax net operating income$1,728,0003,557
Securities gains (losses)$58,0003,883
Applicable income taxes$515,0003,907
Income before extraordinary items$1,271,0003,613
Extraordinary gains, net$01,422
Net income$1,271,0003,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0003,809
Cash dividends$413,0003,229
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,229,8203,449

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.