Home > Arrowhead Community Bank > Income and Expense
Arrowhead Community Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 6,076 |
| Total interest expense | $904,000 | 5,798 |
| Net interest income | $1,726,000 | 6,063 |
| Provision for loan and lease losses | $7,141,000 | 805 |
| Total noninterest income | $466,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $64,000 | 6,008 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $402,000 | 3,177 |
| Total noninterest expense | $2,668,000 | 4,676 |
| Salaries and employee benefits | $1,000,000 | 5,581 |
| Premises and equipment expense | $276,000 | 5,231 |
| Additional noninterest expense | $1,392,000 | 3,467 |
| Pre-tax net operating income | $-7,617,000 | 7,656 |
| Securities gains (losses) | $-215,000 | 7,600 |
| Applicable income taxes | $583,000 | 1,275 |
| Income before extraordinary items | $-8,415,000 | 7,738 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,415,000 | 7,737 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,415,000 | 7,737 |
| Net charge-offs | $4,955,000 | 823 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,200,000 | 7,737 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 6,050 |
| Total interest expense | $618,000 | 5,855 |
| Net interest income | $1,208,000 | 5,948 |
| Provision for loan and lease losses | $5,943,000 | 664 |
| Total noninterest income | $-309,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-347,000 | 8,056 |
| Total noninterest expense | $1,769,000 | 4,740 |
| Salaries and employee benefits | $702,000 | 5,486 |
| Premises and equipment expense | $189,000 | 5,225 |
| Additional noninterest expense | $878,000 | 3,618 |
| Pre-tax net operating income | $-6,813,000 | 7,828 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,627,000 | 7,951 |
| Income before extraordinary items | $-4,186,000 | 7,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,186,000 | 7,748 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,186,000 | 7,748 |
| Net charge-offs | $3,997,000 | 681 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,186,000 | 7,758 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 5,991 |
| Total interest expense | $299,000 | 6,023 |
| Net interest income | $656,000 | 5,756 |
| Provision for loan and lease losses | $4,097,000 | 464 |
| Total noninterest income | $184,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $162,000 | 2,846 |
| Total noninterest expense | $928,000 | 4,528 |
| Salaries and employee benefits | $403,000 | 5,130 |
| Premises and equipment expense | $96,000 | 5,219 |
| Additional noninterest expense | $429,000 | 3,388 |
| Pre-tax net operating income | $-4,185,000 | 7,992 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,516,000 | 8,056 |
| Income before extraordinary items | $-2,669,000 | 7,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,669,000 | 7,959 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,669,000 | 7,959 |
| Net charge-offs | $2,415,000 | 528 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,669,000 | 7,961 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 5,230 |
| Total interest expense | $1,779,000 | 5,594 |
| Net interest income | $3,656,000 | 4,852 |
| Provision for loan and lease losses | $4,554,000 | 1,066 |
| Total noninterest income | $483,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 5,787 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $375,000 | 3,695 |
| Total noninterest expense | $3,523,000 | 4,621 |
| Salaries and employee benefits | $1,915,000 | 4,609 |
| Premises and equipment expense | $375,000 | 5,266 |
| Additional noninterest expense | $1,233,000 | 4,207 |
| Pre-tax net operating income | $-3,938,000 | 7,712 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,510,000 | 7,843 |
| Income before extraordinary items | $-2,428,000 | 7,495 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,428,000 | 7,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,997,000 | 999 |
| Cash dividends | $170,000 | 4,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,428,000 | 7,580 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 5,108 |
| Total interest expense | $1,450,000 | 5,520 |
| Net interest income | $2,898,000 | 4,717 |
| Provision for loan and lease losses | $1,789,000 | 1,271 |
| Total noninterest income | $436,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $353,000 | 3,394 |
| Total noninterest expense | $2,705,000 | 4,525 |
| Salaries and employee benefits | $1,532,000 | 4,402 |
| Premises and equipment expense | $280,000 | 5,284 |
| Additional noninterest expense | $893,000 | 4,233 |
| Pre-tax net operating income | $-1,160,000 | 7,608 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-440,000 | 7,847 |
| Income before extraordinary items | $-720,000 | 7,352 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-720,000 | 7,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,102,000 | 1,223 |
| Cash dividends | $170,000 | 4,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-720,000 | 7,478 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 5,074 |
| Total interest expense | $1,044,000 | 5,469 |
| Net interest income | $1,963,000 | 4,676 |
| Provision for loan and lease losses | $800,000 | 1,417 |
| Total noninterest income | $297,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $53,000 | 5,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $244,000 | 3,391 |
| Total noninterest expense | $1,813,000 | 4,546 |
| Salaries and employee benefits | $1,030,000 | 4,425 |
| Premises and equipment expense | $185,000 | 5,348 |
| Additional noninterest expense | $598,000 | 4,202 |
| Pre-tax net operating income | $-353,000 | 7,485 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-131,000 | 7,905 |
| Income before extraordinary items | $-222,000 | 7,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-222,000 | 7,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,037 |
| Cash dividends | $170,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-222,000 | 7,416 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 5,012 |
| Total interest expense | $595,000 | 5,318 |
| Net interest income | $982,000 | 4,682 |
| Provision for loan and lease losses | $166,000 | 2,017 |
| Total noninterest income | $156,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,281 |
| Total noninterest expense | $920,000 | 4,508 |
| Salaries and employee benefits | $528,000 | 4,359 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $300,000 | 4,119 |
| Pre-tax net operating income | $52,000 | 6,588 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $29,000 | 6,889 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,743 |
| Cash dividends | $170,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $29,000 | 6,796 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 4,673 |
| Total interest expense | $2,439,000 | 5,329 |
| Net interest income | $4,751,000 | 4,147 |
| Provision for loan and lease losses | $375,000 | 2,799 |
| Total noninterest income | $971,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $97,000 | 6,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $874,000 | 2,424 |
| Total noninterest expense | $4,081,000 | 4,053 |
| Salaries and employee benefits | $2,433,000 | 3,806 |
| Premises and equipment expense | $396,000 | 5,057 |
| Additional noninterest expense | $1,252,000 | 3,956 |
| Pre-tax net operating income | $1,266,000 | 4,251 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $504,000 | 2,728 |
| Income before extraordinary items | $762,000 | 4,886 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $762,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,404 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $762,000 | 4,862 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 4,684 |
| Total interest expense | $1,792,000 | 5,398 |
| Net interest income | $3,612,000 | 4,122 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $826,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 6,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $754,000 | 2,200 |
| Total noninterest expense | $3,076,000 | 4,024 |
| Salaries and employee benefits | $1,858,000 | 3,744 |
| Premises and equipment expense | $302,000 | 5,000 |
| Additional noninterest expense | $916,000 | 3,964 |
| Pre-tax net operating income | $1,277,000 | 3,805 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $503,000 | 2,526 |
| Income before extraordinary items | $774,000 | 4,420 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $774,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,557 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $774,000 | 4,409 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 4,658 |
| Total interest expense | $1,168,000 | 5,460 |
| Net interest income | $2,461,000 | 4,080 |
| Provision for loan and lease losses | $11,000 | 5,714 |
| Total noninterest income | $638,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $590,000 | 2,011 |
| Total noninterest expense | $2,021,000 | 4,101 |
| Salaries and employee benefits | $1,228,000 | 3,812 |
| Premises and equipment expense | $205,000 | 4,959 |
| Additional noninterest expense | $588,000 | 4,073 |
| Pre-tax net operating income | $1,067,000 | 3,384 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $419,000 | 2,314 |
| Income before extraordinary items | $648,000 | 3,996 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $648,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $1,250,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $648,000 | 3,988 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,724 |
| Total interest expense | $580,000 | 5,467 |
| Net interest income | $1,199,000 | 4,161 |
| Provision for loan and lease losses | $-40,000 | 8,496 |
| Total noninterest income | $285,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $260,000 | 2,163 |
| Total noninterest expense | $1,007,000 | 4,119 |
| Salaries and employee benefits | $611,000 | 3,843 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $296,000 | 4,021 |
| Pre-tax net operating income | $517,000 | 3,451 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $203,000 | 2,380 |
| Income before extraordinary items | $314,000 | 4,066 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $314,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $314,000 | 4,041 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 4,547 |
| Total interest expense | $2,308,000 | 5,034 |
| Net interest income | $4,735,000 | 4,179 |
| Provision for loan and lease losses | $69,000 | 5,198 |
| Total noninterest income | $1,033,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $68,000 | 6,610 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $965,000 | 2,289 |
| Total noninterest expense | $3,618,000 | 4,293 |
| Salaries and employee benefits | $2,186,000 | 3,999 |
| Premises and equipment expense | $322,000 | 5,562 |
| Additional noninterest expense | $1,110,000 | 4,179 |
| Pre-tax net operating income | $2,081,000 | 3,552 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $788,000 | 2,497 |
| Income before extraordinary items | $1,293,000 | 4,116 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,293,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,293,000 | 4,085 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 4,532 |
| Total interest expense | $1,745,000 | 4,934 |
| Net interest income | $3,561,000 | 4,192 |
| Provision for loan and lease losses | $101,000 | 4,060 |
| Total noninterest income | $751,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $701,000 | 2,321 |
| Total noninterest expense | $2,692,000 | 4,296 |
| Salaries and employee benefits | $1,632,000 | 3,999 |
| Premises and equipment expense | $233,000 | 5,683 |
| Additional noninterest expense | $827,000 | 4,174 |
| Pre-tax net operating income | $1,519,000 | 3,751 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $602,000 | 2,592 |
| Income before extraordinary items | $917,000 | 4,367 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $917,000 | 4,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $225,000 | 4,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $917,000 | 4,359 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 4,575 |
| Total interest expense | $1,105,000 | 4,960 |
| Net interest income | $2,326,000 | 4,267 |
| Provision for loan and lease losses | $109,000 | 3,215 |
| Total noninterest income | $440,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $408,000 | 2,534 |
| Total noninterest expense | $1,752,000 | 4,391 |
| Salaries and employee benefits | $1,044,000 | 4,146 |
| Premises and equipment expense | $154,000 | 5,708 |
| Additional noninterest expense | $554,000 | 4,160 |
| Pre-tax net operating income | $905,000 | 4,035 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $361,000 | 2,778 |
| Income before extraordinary items | $544,000 | 4,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $544,000 | 4,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $544,000 | 4,670 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,579 |
| Total interest expense | $539,000 | 4,906 |
| Net interest income | $1,143,000 | 4,306 |
| Provision for loan and lease losses | $82,000 | 2,309 |
| Total noninterest income | $187,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $171,000 | 2,748 |
| Total noninterest expense | $866,000 | 4,444 |
| Salaries and employee benefits | $513,000 | 4,209 |
| Premises and equipment expense | $80,000 | 5,635 |
| Additional noninterest expense | $273,000 | 4,200 |
| Pre-tax net operating income | $382,000 | 4,378 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $156,000 | 2,978 |
| Income before extraordinary items | $226,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $226,000 | 5,062 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 4,639 |
| Total interest expense | $1,545,000 | 5,155 |
| Net interest income | $4,360,000 | 4,356 |
| Provision for loan and lease losses | $41,000 | 5,955 |
| Total noninterest income | $1,137,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $53,000 | 7,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,084,000 | 2,100 |
| Total noninterest expense | $3,381,000 | 4,411 |
| Salaries and employee benefits | $2,018,000 | 4,099 |
| Premises and equipment expense | $314,000 | 5,597 |
| Additional noninterest expense | $1,049,000 | 4,257 |
| Pre-tax net operating income | $2,075,000 | 3,600 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $820,000 | 2,570 |
| Income before extraordinary items | $1,255,000 | 4,237 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,255,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,255,000 | 4,213 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 4,715 |
| Total interest expense | $1,128,000 | 5,110 |
| Net interest income | $3,150,000 | 4,484 |
| Provision for loan and lease losses | $94,000 | 4,264 |
| Total noninterest income | $881,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 7,165 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $845,000 | 2,051 |
| Total noninterest expense | $2,518,000 | 4,396 |
| Salaries and employee benefits | $1,522,000 | 4,044 |
| Premises and equipment expense | $231,000 | 5,653 |
| Additional noninterest expense | $765,000 | 4,330 |
| Pre-tax net operating income | $1,419,000 | 3,909 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $562,000 | 2,748 |
| Income before extraordinary items | $857,000 | 4,575 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $857,000 | 4,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $125,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $857,000 | 4,535 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 4,823 |
| Total interest expense | $718,000 | 5,065 |
| Net interest income | $1,983,000 | 4,647 |
| Provision for loan and lease losses | $89,000 | 3,629 |
| Total noninterest income | $469,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $449,000 | 2,353 |
| Total noninterest expense | $1,598,000 | 4,536 |
| Salaries and employee benefits | $933,000 | 4,294 |
| Premises and equipment expense | $149,000 | 5,729 |
| Additional noninterest expense | $516,000 | 4,265 |
| Pre-tax net operating income | $765,000 | 4,390 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $307,000 | 3,063 |
| Income before extraordinary items | $458,000 | 5,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $458,000 | 5,057 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 4,978 |
| Total interest expense | $326,000 | 5,259 |
| Net interest income | $950,000 | 4,789 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $229,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $220,000 | 2,340 |
| Total noninterest expense | $807,000 | 4,536 |
| Salaries and employee benefits | $468,000 | 4,301 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $268,000 | 4,145 |
| Pre-tax net operating income | $342,000 | 4,652 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $204,000 | 5,370 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $204,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 5,292 |
| Total interest expense | $1,023,000 | 5,583 |
| Net interest income | $3,335,000 | 5,071 |
| Provision for loan and lease losses | $82,000 | 5,293 |
| Total noninterest income | $855,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $37,000 | 7,473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $818,000 | 2,460 |
| Total noninterest expense | $2,852,000 | 4,837 |
| Salaries and employee benefits | $1,736,000 | 4,451 |
| Premises and equipment expense | $261,000 | 6,073 |
| Additional noninterest expense | $855,000 | 4,871 |
| Pre-tax net operating income | $1,256,000 | 4,688 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $497,000 | 3,366 |
| Income before extraordinary items | $759,000 | 5,389 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $759,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,310 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $759,000 | 5,313 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 5,384 |
| Total interest expense | $757,000 | 5,598 |
| Net interest income | $2,389,000 | 5,213 |
| Provision for loan and lease losses | $61,000 | 5,112 |
| Total noninterest income | $603,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $27,000 | 7,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $576,000 | 2,568 |
| Total noninterest expense | $2,095,000 | 4,857 |
| Salaries and employee benefits | $1,272,000 | 4,485 |
| Premises and equipment expense | $193,000 | 6,105 |
| Additional noninterest expense | $630,000 | 4,889 |
| Pre-tax net operating income | $836,000 | 5,069 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $331,000 | 3,615 |
| Income before extraordinary items | $505,000 | 5,790 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $505,000 | 5,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,219 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $505,000 | 5,717 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 5,577 |
| Total interest expense | $497,000 | 5,668 |
| Net interest income | $1,486,000 | 5,442 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $356,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 2,787 |
| Total noninterest expense | $1,357,000 | 4,991 |
| Salaries and employee benefits | $815,000 | 4,653 |
| Premises and equipment expense | $126,000 | 6,189 |
| Additional noninterest expense | $416,000 | 4,929 |
| Pre-tax net operating income | $455,000 | 5,539 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $185,000 | 3,914 |
| Income before extraordinary items | $270,000 | 6,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $270,000 | 6,187 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 5,671 |
| Total interest expense | $247,000 | 5,741 |
| Net interest income | $723,000 | 5,506 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $142,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $132,000 | 3,164 |
| Total noninterest expense | $652,000 | 5,151 |
| Salaries and employee benefits | $382,000 | 4,895 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $209,000 | 4,912 |
| Pre-tax net operating income | $203,000 | 5,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $82,000 | 4,103 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $121,000 | 6,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 6,258 |
| Total interest expense | $1,042,000 | 5,997 |
| Net interest income | $2,209,000 | 6,301 |
| Provision for loan and lease losses | $-18,000 | 8,923 |
| Total noninterest income | $883,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $34,000 | 7,662 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $849,000 | 2,641 |
| Total noninterest expense | $2,420,000 | 5,334 |
| Salaries and employee benefits | $1,474,000 | 4,897 |
| Premises and equipment expense | $228,000 | 6,454 |
| Additional noninterest expense | $718,000 | 5,422 |
| Pre-tax net operating income | $690,000 | 6,044 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $250,000 | 4,585 |
| Income before extraordinary items | $441,000 | 6,613 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $441,000 | 6,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $440,360 | 6,449 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 6,478 |
| Total interest expense | $789,000 | 6,115 |
| Net interest income | $1,543,000 | 6,550 |
| Provision for loan and lease losses | $-17,000 | 9,045 |
| Total noninterest income | $721,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $695,000 | 2,571 |
| Total noninterest expense | $1,776,000 | 5,383 |
| Salaries and employee benefits | $1,100,000 | 4,910 |
| Premises and equipment expense | $165,000 | 6,542 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $505,000 | 6,258 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $179,000 | 4,831 |
| Income before extraordinary items | $327,000 | 6,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $327,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $326,350 | 6,621 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 6,673 |
| Total interest expense | $531,000 | 6,202 |
| Net interest income | $961,000 | 6,762 |
| Provision for loan and lease losses | $-17,000 | 9,114 |
| Total noninterest income | $458,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $16,000 | 7,783 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $442,000 | 2,639 |
| Total noninterest expense | $1,138,000 | 5,525 |
| Salaries and employee benefits | $692,000 | 5,123 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $344,000 | 5,522 |
| Pre-tax net operating income | $298,000 | 6,512 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $106,000 | 5,052 |
| Income before extraordinary items | $193,000 | 7,034 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $193,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $192,350 | 6,851 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,793 |
| Total interest expense | $260,000 | 6,376 |
| Net interest income | $468,000 | 6,843 |
| Provision for loan and lease losses | $-18,000 | 9,204 |
| Total noninterest income | $188,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $181,000 | 2,891 |
| Total noninterest expense | $548,000 | 5,648 |
| Salaries and employee benefits | $323,000 | 5,379 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $166,000 | 5,612 |
| Pre-tax net operating income | $126,000 | 6,812 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $82,000 | 7,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,350 | 7,108 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 6,962 |
| Total interest expense | $1,101,000 | 6,681 |
| Net interest income | $1,796,000 | 6,965 |
| Provision for loan and lease losses | $222,000 | 4,145 |
| Total noninterest income | $621,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $22,000 | 7,955 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $599,000 | 2,963 |
| Total noninterest expense | $1,993,000 | 5,876 |
| Salaries and employee benefits | $1,131,000 | 5,709 |
| Premises and equipment expense | $227,000 | 6,428 |
| Additional noninterest expense | $635,000 | 5,726 |
| Pre-tax net operating income | $202,000 | 7,914 |
| Securities gains (losses) | $-19,000 | 8,987 |
| Applicable income taxes | $66,000 | 6,332 |
| Income before extraordinary items | $117,000 | 8,246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $117,000 | 8,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,681 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $129,160 | 8,096 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 8,446 |
| Total interest expense | $621,000 | 8,786 |
| Net interest income | $1,158,000 | 7,970 |
| Provision for loan and lease losses | $386,000 | 2,699 |
| Total noninterest income | $25,000 | 9,386 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,000 | 8,300 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $1,379,000 | 7,056 |
| Salaries and employee benefits | $664,000 | 7,362 |
| Premises and equipment expense | $211,000 | 6,642 |
| Additional noninterest expense | $504,000 | 6,407 |
| Pre-tax net operating income | $-582,000 | 9,201 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-196,000 | 9,373 |
| Income before extraordinary items | $-386,000 | 9,176 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-386,000 | 9,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-386,000 | 9,132 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $153,000 | 9,843 |
| Total interest expense | $17,000 | 9,835 |
| Net interest income | $136,000 | 9,825 |
| Provision for loan and lease losses | $71,000 | 5,956 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $699,000 | 8,824 |
| Salaries and employee benefits | $173,000 | 9,692 |
| Premises and equipment expense | $46,000 | 9,436 |
| Additional noninterest expense | $480,000 | 6,578 |
| Pre-tax net operating income | $-634,000 | 9,605 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-634,000 | 9,632 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-634,000 | 9,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 207 |
| Net operating income | $-634,000 | 9,630 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.