Home > Arkansas State Bank > Income and Expense
Arkansas State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,783,000 | 2,568 |
| Total interest expense | $6,198,000 | 2,423 |
| Net interest income | $6,585,000 | 2,638 |
| Provision for loan and lease losses | $1,146,000 | 887 |
| Total noninterest income | $1,119,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $775,000 | 1,672 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $344,000 | 3,623 |
| Total noninterest expense | $4,318,000 | 2,945 |
| Salaries and employee benefits | $2,284,000 | 2,899 |
| Premises and equipment expense | $520,000 | 3,580 |
| Additional noninterest expense | $1,514,000 | 2,716 |
| Pre-tax net operating income | $2,240,000 | 3,203 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $693,000 | 3,263 |
| Income before extraordinary items | $1,547,000 | 3,278 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,547,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,184 |
| Cash dividends | $2,750,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,547,000 | 3,199 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,161,000 | 2,538 |
| Total interest expense | $6,686,000 | 2,304 |
| Net interest income | $6,475,000 | 2,740 |
| Provision for loan and lease losses | $614,000 | 1,474 |
| Total noninterest income | $1,109,000 | 2,861 |
| Gross Fiduciary activities income | $27,000 | 1,320 |
| Service charges on deposit accounts | $605,000 | 2,235 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $477,000 | 3,025 |
| Total noninterest expense | $4,072,000 | 3,299 |
| Salaries and employee benefits | $2,136,000 | 3,132 |
| Premises and equipment expense | $563,000 | 3,409 |
| Additional noninterest expense | $1,373,000 | 3,366 |
| Pre-tax net operating income | $2,898,000 | 2,442 |
| Securities gains (losses) | $235,000 | 637 |
| Applicable income taxes | $845,000 | 2,711 |
| Income before extraordinary items | $2,288,000 | 2,165 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,288,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,793 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,116,450 | 2,272 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,719,000 | 2,843 |
| Total interest expense | $6,390,000 | 2,418 |
| Net interest income | $5,329,000 | 3,327 |
| Provision for loan and lease losses | $750,000 | 1,161 |
| Total noninterest income | $1,052,000 | 2,985 |
| Gross Fiduciary activities income | $8,000 | 1,484 |
| Service charges on deposit accounts | $681,000 | 1,981 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $363,000 | 3,524 |
| Total noninterest expense | $3,962,000 | 3,352 |
| Salaries and employee benefits | $1,859,000 | 3,545 |
| Premises and equipment expense | $465,000 | 3,996 |
| Additional noninterest expense | $1,638,000 | 2,838 |
| Pre-tax net operating income | $1,669,000 | 4,081 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $560,000 | 3,844 |
| Income before extraordinary items | $1,124,000 | 4,174 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,124,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,113,950 | 4,187 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 3,514 |
| Total interest expense | $3,781,000 | 3,233 |
| Net interest income | $4,738,000 | 3,741 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $868,000 | 3,457 |
| Gross Fiduciary activities income | $13,000 | 1,457 |
| Service charges on deposit accounts | $575,000 | 2,362 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $280,000 | 4,293 |
| Total noninterest expense | $2,996,000 | 4,411 |
| Salaries and employee benefits | $1,581,000 | 4,088 |
| Premises and equipment expense | $372,000 | 4,874 |
| Additional noninterest expense | $1,043,000 | 4,551 |
| Pre-tax net operating income | $2,410,000 | 2,923 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $666,000 | 3,208 |
| Income before extraordinary items | $1,739,000 | 2,782 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,739,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $963,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,742,600 | 2,794 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,152,000 | 3,753 |
| Total interest expense | $3,445,000 | 3,643 |
| Net interest income | $4,707,000 | 3,778 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $861,000 | 3,759 |
| Gross Fiduciary activities income | $16,000 | 1,465 |
| Service charges on deposit accounts | $553,000 | 2,505 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $292,000 | 4,540 |
| Total noninterest expense | $2,836,000 | 4,737 |
| Salaries and employee benefits | $1,447,000 | 4,412 |
| Premises and equipment expense | $366,000 | 5,057 |
| Additional noninterest expense | $1,023,000 | 4,822 |
| Pre-tax net operating income | $2,462,000 | 2,745 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $748,000 | 2,914 |
| Income before extraordinary items | $1,779,000 | 2,791 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,779,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,733,500 | 2,696 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 4,109 |
| Total interest expense | $3,958,000 | 4,118 |
| Net interest income | $4,460,000 | 4,035 |
| Provision for loan and lease losses | $305,000 | 4,063 |
| Total noninterest income | $838,000 | 3,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 4,234 |
| Total noninterest expense | $2,710,000 | 4,956 |
| Salaries and employee benefits | $1,328,000 | 4,728 |
| Premises and equipment expense | $315,000 | 5,769 |
| Additional noninterest expense | $1,067,000 | 4,790 |
| Pre-tax net operating income | $2,283,000 | 2,736 |
| Securities gains (losses) | $436,000 | 1,202 |
| Applicable income taxes | $835,000 | 2,495 |
| Income before extraordinary items | $1,884,000 | 2,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,884,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 5,216 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,583,160 | 2,684 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.