Home > Arkansas Diamond Bank > Income and Expense
Arkansas Diamond Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 4,328 |
| Total interest expense | $3,395,000 | 4,002 |
| Net interest income | $4,245,000 | 4,487 |
| Provision for loan and lease losses | $65,000 | 5,245 |
| Total noninterest income | $1,219,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $881,000 | 1,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 4,066 |
| Total noninterest expense | $3,779,000 | 4,145 |
| Salaries and employee benefits | $2,239,000 | 3,928 |
| Premises and equipment expense | $473,000 | 4,428 |
| Additional noninterest expense | $1,067,000 | 4,309 |
| Pre-tax net operating income | $1,620,000 | 4,133 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,620,000 | 3,597 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,620,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,037 |
| Cash dividends | $1,005,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,620,000 | 3,582 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 4,365 |
| Total interest expense | $2,454,000 | 4,007 |
| Net interest income | $3,158,000 | 4,548 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $877,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $638,000 | 2,009 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $239,000 | 4,172 |
| Total noninterest expense | $2,626,000 | 4,381 |
| Salaries and employee benefits | $1,478,000 | 4,287 |
| Premises and equipment expense | $369,000 | 4,322 |
| Additional noninterest expense | $779,000 | 4,358 |
| Pre-tax net operating income | $1,344,000 | 4,030 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,344,000 | 3,444 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,344,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $857,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,344,000 | 3,436 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 4,366 |
| Total interest expense | $1,548,000 | 4,028 |
| Net interest income | $2,116,000 | 4,544 |
| Provision for loan and lease losses | $55,000 | 4,340 |
| Total noninterest income | $597,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 1,992 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $172,000 | 4,045 |
| Total noninterest expense | $1,718,000 | 4,462 |
| Salaries and employee benefits | $973,000 | 4,351 |
| Premises and equipment expense | $238,000 | 4,408 |
| Additional noninterest expense | $507,000 | 4,450 |
| Pre-tax net operating income | $940,000 | 3,942 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $940,000 | 3,350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $940,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $519,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $940,000 | 3,341 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,413 |
| Total interest expense | $720,000 | 4,105 |
| Net interest income | $1,059,000 | 4,546 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $288,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $200,000 | 2,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,956 |
| Total noninterest expense | $801,000 | 4,685 |
| Salaries and employee benefits | $464,000 | 4,523 |
| Premises and equipment expense | $114,000 | 4,571 |
| Additional noninterest expense | $223,000 | 4,845 |
| Pre-tax net operating income | $501,000 | 3,725 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $501,000 | 3,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $253,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $501,000 | 3,133 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 4,362 |
| Total interest expense | $2,158,000 | 4,219 |
| Net interest income | $4,371,000 | 4,347 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $1,105,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $816,000 | 2,074 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $289,000 | 4,419 |
| Total noninterest expense | $3,440,000 | 4,346 |
| Salaries and employee benefits | $2,031,000 | 4,083 |
| Premises and equipment expense | $489,000 | 4,255 |
| Additional noninterest expense | $920,000 | 4,689 |
| Pre-tax net operating income | $1,976,000 | 3,710 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,976,000 | 3,120 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,976,000 | 3,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,863 |
| Cash dividends | $1,141,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,976,000 | 3,085 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 4,391 |
| Total interest expense | $1,535,000 | 4,217 |
| Net interest income | $3,252,000 | 4,389 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $810,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $591,000 | 2,127 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $219,000 | 4,406 |
| Total noninterest expense | $2,502,000 | 4,422 |
| Salaries and employee benefits | $1,389,000 | 4,344 |
| Premises and equipment expense | $362,000 | 4,270 |
| Additional noninterest expense | $751,000 | 4,399 |
| Pre-tax net operating income | $1,500,000 | 3,754 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,500,000 | 3,130 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,500,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,193 |
| Cash dividends | $906,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,500,000 | 3,092 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 4,398 |
| Total interest expense | $986,000 | 4,176 |
| Net interest income | $2,124,000 | 4,422 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $526,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $378,000 | 2,175 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $1,643,000 | 4,454 |
| Salaries and employee benefits | $928,000 | 4,313 |
| Premises and equipment expense | $236,000 | 4,311 |
| Additional noninterest expense | $479,000 | 4,524 |
| Pre-tax net operating income | $957,000 | 3,823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $957,000 | 3,192 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $957,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,811 |
| Cash dividends | $565,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $957,000 | 3,142 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 4,445 |
| Total interest expense | $475,000 | 4,167 |
| Net interest income | $1,046,000 | 4,476 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $248,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $182,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $805,000 | 4,548 |
| Salaries and employee benefits | $454,000 | 4,413 |
| Premises and equipment expense | $115,000 | 4,423 |
| Additional noninterest expense | $236,000 | 4,552 |
| Pre-tax net operating income | $439,000 | 4,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $439,000 | 3,377 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $439,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,274 |
| Cash dividends | $259,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $439,000 | 3,343 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 4,311 |
| Total interest expense | $1,516,000 | 4,483 |
| Net interest income | $4,382,000 | 4,202 |
| Provision for loan and lease losses | $123,000 | 4,583 |
| Total noninterest income | $1,078,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $843,000 | 2,043 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $235,000 | 4,759 |
| Total noninterest expense | $3,299,000 | 4,366 |
| Salaries and employee benefits | $1,881,000 | 4,193 |
| Premises and equipment expense | $423,000 | 4,589 |
| Additional noninterest expense | $995,000 | 4,370 |
| Pre-tax net operating income | $2,038,000 | 3,453 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,047,000 | 2,848 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,047,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $1,204,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,038,000 | 2,801 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 4,306 |
| Total interest expense | $1,104,000 | 4,529 |
| Net interest income | $3,297,000 | 4,171 |
| Provision for loan and lease losses | $117,000 | 4,021 |
| Total noninterest income | $785,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $632,000 | 2,058 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 5,081 |
| Total noninterest expense | $2,210,000 | 4,682 |
| Salaries and employee benefits | $1,265,000 | 4,510 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $613,000 | 4,987 |
| Pre-tax net operating income | $1,755,000 | 3,201 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,755,000 | 2,607 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,755,000 | 2,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,870 |
| Cash dividends | $887,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,755,000 | 2,538 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 4,337 |
| Total interest expense | $731,000 | 4,553 |
| Net interest income | $2,187,000 | 4,199 |
| Provision for loan and lease losses | $62,000 | 4,241 |
| Total noninterest income | $536,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $423,000 | 2,041 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $1,426,000 | 4,808 |
| Salaries and employee benefits | $825,000 | 4,604 |
| Premises and equipment expense | $204,000 | 4,697 |
| Additional noninterest expense | $397,000 | 5,090 |
| Pre-tax net operating income | $1,235,000 | 3,045 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,235,000 | 2,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,235,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,165 |
| Cash dividends | $626,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,235,000 | 2,396 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 4,355 |
| Total interest expense | $374,000 | 4,513 |
| Net interest income | $1,085,000 | 4,219 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 2,074 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $706,000 | 4,889 |
| Salaries and employee benefits | $396,000 | 4,776 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $208,000 | 4,925 |
| Pre-tax net operating income | $590,000 | 3,114 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $590,000 | 2,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $590,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $296,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $590,000 | 2,449 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,117,000 | 4,252 |
| Total interest expense | $1,787,000 | 4,368 |
| Net interest income | $4,330,000 | 4,122 |
| Provision for loan and lease losses | $270,000 | 3,394 |
| Total noninterest income | $1,054,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $832,000 | 2,061 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $222,000 | 5,073 |
| Total noninterest expense | $3,036,000 | 4,574 |
| Salaries and employee benefits | $1,716,000 | 4,409 |
| Premises and equipment expense | $439,000 | 4,436 |
| Additional noninterest expense | $881,000 | 4,703 |
| Pre-tax net operating income | $2,078,000 | 3,304 |
| Securities gains (losses) | $118,000 | 1,742 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,196,000 | 2,663 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,196,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $1,098,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,078,000 | 2,652 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 4,269 |
| Total interest expense | $1,393,000 | 4,380 |
| Net interest income | $3,242,000 | 4,143 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $775,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $617,000 | 2,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 5,235 |
| Total noninterest expense | $2,180,000 | 4,692 |
| Salaries and employee benefits | $1,183,000 | 4,672 |
| Premises and equipment expense | $332,000 | 4,419 |
| Additional noninterest expense | $665,000 | 4,654 |
| Pre-tax net operating income | $1,567,000 | 3,431 |
| Securities gains (losses) | $118,000 | 1,597 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,685,000 | 2,705 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,685,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $781,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,567,000 | 2,729 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 4,356 |
| Total interest expense | $971,000 | 4,336 |
| Net interest income | $2,067,000 | 4,298 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $513,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $404,000 | 2,078 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $1,398,000 | 4,812 |
| Salaries and employee benefits | $772,000 | 4,736 |
| Premises and equipment expense | $226,000 | 4,361 |
| Additional noninterest expense | $400,000 | 5,006 |
| Pre-tax net operating income | $972,000 | 3,594 |
| Securities gains (losses) | $85,000 | 1,631 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,057,000 | 2,856 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,057,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $481,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $972,000 | 2,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 4,409 |
| Total interest expense | $500,000 | 4,344 |
| Net interest income | $1,008,000 | 4,370 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $243,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $189,000 | 2,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $693,000 | 4,829 |
| Salaries and employee benefits | $380,000 | 4,800 |
| Premises and equipment expense | $111,000 | 4,414 |
| Additional noninterest expense | $202,000 | 4,939 |
| Pre-tax net operating income | $453,000 | 3,735 |
| Securities gains (losses) | $85,000 | 1,087 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $538,000 | 2,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,961 |
| Cash dividends | $221,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $453,000 | 2,996 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 4,181 |
| Total interest expense | $2,643,000 | 3,922 |
| Net interest income | $4,091,000 | 4,277 |
| Provision for loan and lease losses | $413,000 | 2,769 |
| Total noninterest income | $876,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $695,000 | 2,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 5,225 |
| Total noninterest expense | $2,854,000 | 4,625 |
| Salaries and employee benefits | $1,575,000 | 4,503 |
| Premises and equipment expense | $446,000 | 4,288 |
| Additional noninterest expense | $833,000 | 4,792 |
| Pre-tax net operating income | $1,700,000 | 3,793 |
| Securities gains (losses) | $47,000 | 2,464 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,747,000 | 3,107 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,747,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,129 |
| Cash dividends | $855,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,700,000 | 3,077 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 4,300 |
| Total interest expense | $3,707,000 | 4,034 |
| Net interest income | $3,595,000 | 4,476 |
| Provision for loan and lease losses | $245,000 | 3,671 |
| Total noninterest income | $808,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $600,000 | 2,433 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $208,000 | 4,847 |
| Total noninterest expense | $2,721,000 | 4,669 |
| Salaries and employee benefits | $1,473,000 | 4,579 |
| Premises and equipment expense | $427,000 | 4,393 |
| Additional noninterest expense | $821,000 | 4,704 |
| Pre-tax net operating income | $1,437,000 | 3,972 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,437,000 | 3,326 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,437,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,835 |
| Cash dividends | $516,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,437,000 | 3,228 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 4,570 |
| Total interest expense | $3,584,000 | 4,312 |
| Net interest income | $3,459,000 | 4,641 |
| Provision for loan and lease losses | $220,000 | 3,525 |
| Total noninterest income | $571,000 | 4,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,731 |
| Total noninterest expense | $2,555,000 | 4,785 |
| Salaries and employee benefits | $1,399,000 | 4,619 |
| Premises and equipment expense | $408,000 | 4,443 |
| Additional noninterest expense | $748,000 | 4,951 |
| Pre-tax net operating income | $1,255,000 | 4,611 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $175,000 | 5,666 |
| Income before extraordinary items | $1,080,000 | 4,166 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,080,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,352 |
| Cash dividends | $502,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,080,000 | 4,164 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 5,003 |
| Total interest expense | $2,828,000 | 4,813 |
| Net interest income | $3,076,000 | 5,060 |
| Provision for loan and lease losses | $145,000 | 4,342 |
| Total noninterest income | $510,000 | 4,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $2,240,000 | 5,268 |
| Salaries and employee benefits | $1,249,000 | 5,025 |
| Premises and equipment expense | $339,000 | 5,072 |
| Additional noninterest expense | $652,000 | 5,517 |
| Pre-tax net operating income | $1,201,000 | 4,765 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $420,000 | 4,032 |
| Income before extraordinary items | $781,000 | 5,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $781,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $781,000 | 5,126 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 5,370 |
| Total interest expense | $2,640,000 | 5,180 |
| Net interest income | $2,770,000 | 5,450 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $397,000 | 5,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,362 |
| Total noninterest expense | $1,784,000 | 6,031 |
| Salaries and employee benefits | $1,016,000 | 5,724 |
| Premises and equipment expense | $249,000 | 5,974 |
| Additional noninterest expense | $519,000 | 6,304 |
| Pre-tax net operating income | $1,313,000 | 4,579 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $454,000 | 4,107 |
| Income before extraordinary items | $859,000 | 4,966 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $859,000 | 4,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $418,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $859,000 | 4,883 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 5,708 |
| Total interest expense | $2,458,000 | 5,479 |
| Net interest income | $2,644,000 | 5,834 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $366,000 | 6,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $1,416,000 | 6,995 |
| Salaries and employee benefits | $777,000 | 6,900 |
| Premises and equipment expense | $219,000 | 6,510 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $1,509,000 | 4,482 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $523,000 | 4,079 |
| Income before extraordinary items | $986,000 | 4,753 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $986,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $440,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $986,000 | 4,691 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 6,229 |
| Total interest expense | $2,402,000 | 5,671 |
| Net interest income | $2,266,000 | 6,628 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $383,000 | 6,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $1,314,000 | 7,623 |
| Salaries and employee benefits | $717,000 | 7,415 |
| Premises and equipment expense | $216,000 | 6,756 |
| Additional noninterest expense | $381,000 | 8,040 |
| Pre-tax net operating income | $1,275,000 | 4,902 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $434,000 | 4,632 |
| Income before extraordinary items | $841,000 | 5,112 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $841,000 | 5,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $841,000 | 5,058 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 6,904 |
| Total interest expense | $2,089,000 | 6,284 |
| Net interest income | $1,981,000 | 7,362 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $375,000 | 6,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $1,314,000 | 7,825 |
| Salaries and employee benefits | $664,000 | 7,965 |
| Premises and equipment expense | $215,000 | 6,926 |
| Additional noninterest expense | $435,000 | 7,859 |
| Pre-tax net operating income | $982,000 | 6,071 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $332,000 | 5,639 |
| Income before extraordinary items | $650,000 | 6,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $650,000 | 6,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $650,000 | 6,293 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 7,494 |
| Total interest expense | $1,399,000 | 7,206 |
| Net interest income | $1,993,000 | 7,590 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $376,000 | 6,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 5,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $1,244,000 | 8,448 |
| Salaries and employee benefits | $626,000 | 8,436 |
| Premises and equipment expense | $171,000 | 8,060 |
| Additional noninterest expense | $447,000 | 8,346 |
| Pre-tax net operating income | $1,035,000 | 5,813 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $337,000 | 5,424 |
| Income before extraordinary items | $698,000 | 5,928 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $698,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $698,000 | 5,989 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 7,889 |
| Total interest expense | $1,329,000 | 7,781 |
| Net interest income | $1,939,000 | 7,867 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,092,000 | 9,351 |
| Salaries and employee benefits | $529,000 | 9,389 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $433,000 | 8,896 |
| Pre-tax net operating income | $1,071,000 | 5,612 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $404,000 | 4,968 |
| Income before extraordinary items | $667,000 | 6,304 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $667,000 | 6,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $667,000 | 6,077 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 8,480 |
| Total interest expense | $1,479,000 | 8,572 |
| Net interest income | $1,814,000 | 8,301 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $306,000 | 7,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $906,000 | 10,446 |
| Salaries and employee benefits | $426,000 | 10,562 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $379,000 | 9,826 |
| Pre-tax net operating income | $1,134,000 | 5,147 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $404,000 | 4,753 |
| Income before extraordinary items | $731,000 | 5,735 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $731,000 | 5,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $730,360 | 5,401 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.