Home > Arkansas Bankers Bank > Income and Expense
Arkansas Bankers Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 4,519 |
| Total interest expense | $1,119,000 | 4,978 |
| Net interest income | $4,457,000 | 4,270 |
| Provision for loan and lease losses | $619,000 | 3,796 |
| Total noninterest income | $4,541,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,541,000 | 796 |
| Total noninterest expense | $5,623,000 | 3,270 |
| Salaries and employee benefits | $3,730,000 | 2,574 |
| Premises and equipment expense | $319,000 | 5,268 |
| Additional noninterest expense | $1,574,000 | 3,869 |
| Pre-tax net operating income | $2,756,000 | 1,744 |
| Securities gains (losses) | $241,000 | 1,432 |
| Applicable income taxes | $609,000 | 1,711 |
| Income before extraordinary items | $2,388,000 | 1,721 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,388,000 | 1,722 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,388,000 | 1,723 |
| Net charge-offs | $-31,000 | 7,534 |
| Cash dividends | $274,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,195,200 | 1,787 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 4,520 |
| Total interest expense | $865,000 | 5,066 |
| Net interest income | $3,451,000 | 4,245 |
| Provision for loan and lease losses | $215,000 | 4,795 |
| Total noninterest income | $3,466,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,466,000 | 742 |
| Total noninterest expense | $4,316,000 | 3,219 |
| Salaries and employee benefits | $2,896,000 | 2,503 |
| Premises and equipment expense | $240,000 | 5,341 |
| Additional noninterest expense | $1,180,000 | 3,849 |
| Pre-tax net operating income | $2,386,000 | 1,646 |
| Securities gains (losses) | $251,000 | 1,205 |
| Applicable income taxes | $597,000 | 1,474 |
| Income before extraordinary items | $2,040,000 | 1,619 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,040,000 | 1,622 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,040,000 | 1,622 |
| Net charge-offs | $-31,000 | 7,594 |
| Cash dividends | $274,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,846,730 | 1,695 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 4,490 |
| Total interest expense | $611,000 | 5,033 |
| Net interest income | $2,341,000 | 4,202 |
| Provision for loan and lease losses | $215,000 | 4,117 |
| Total noninterest income | $2,153,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,153,000 | 760 |
| Total noninterest expense | $2,751,000 | 3,337 |
| Salaries and employee benefits | $1,834,000 | 2,635 |
| Premises and equipment expense | $156,000 | 5,430 |
| Additional noninterest expense | $761,000 | 3,919 |
| Pre-tax net operating income | $1,528,000 | 1,702 |
| Securities gains (losses) | $342,000 | 643 |
| Applicable income taxes | $419,000 | 1,404 |
| Income before extraordinary items | $1,451,000 | 1,512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,451,000 | 1,513 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,451,000 | 1,513 |
| Net charge-offs | $-22,000 | 7,604 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,184,240 | 1,750 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 4,557 |
| Total interest expense | $312,000 | 5,108 |
| Net interest income | $1,160,000 | 4,252 |
| Provision for loan and lease losses | $155,000 | 3,289 |
| Total noninterest income | $1,126,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,126,000 | 719 |
| Total noninterest expense | $1,357,000 | 3,417 |
| Salaries and employee benefits | $928,000 | 2,645 |
| Premises and equipment expense | $66,000 | 5,857 |
| Additional noninterest expense | $363,000 | 4,049 |
| Pre-tax net operating income | $774,000 | 1,671 |
| Securities gains (losses) | $316,000 | 366 |
| Applicable income taxes | $233,000 | 1,273 |
| Income before extraordinary items | $857,000 | 1,274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $857,000 | 1,277 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $857,000 | 1,276 |
| Net charge-offs | $-22,000 | 7,666 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $607,360 | 1,727 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 4,240 |
| Total interest expense | $1,302,000 | 5,484 |
| Net interest income | $5,530,000 | 3,684 |
| Provision for loan and lease losses | $1,484,000 | 2,919 |
| Total noninterest income | $3,395,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,395,000 | 961 |
| Total noninterest expense | $4,893,000 | 3,766 |
| Salaries and employee benefits | $3,342,000 | 2,915 |
| Premises and equipment expense | $116,000 | 7,232 |
| Additional noninterest expense | $1,435,000 | 4,210 |
| Pre-tax net operating income | $2,548,000 | 1,552 |
| Securities gains (losses) | $217,000 | 1,493 |
| Applicable income taxes | $726,000 | 1,209 |
| Income before extraordinary items | $2,039,000 | 1,637 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,039,000 | 1,635 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,039,000 | 1,636 |
| Net charge-offs | $909,000 | 2,979 |
| Cash dividends | $373,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,878,420 | 1,737 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 4,203 |
| Total interest expense | $983,000 | 5,607 |
| Net interest income | $4,311,000 | 3,593 |
| Provision for loan and lease losses | $1,025,000 | 2,745 |
| Total noninterest income | $2,485,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,485,000 | 996 |
| Total noninterest expense | $3,636,000 | 3,784 |
| Salaries and employee benefits | $2,361,000 | 3,070 |
| Premises and equipment expense | $62,000 | 7,594 |
| Additional noninterest expense | $1,213,000 | 3,848 |
| Pre-tax net operating income | $2,135,000 | 1,522 |
| Securities gains (losses) | $134,000 | 1,599 |
| Applicable income taxes | $622,000 | 1,202 |
| Income before extraordinary items | $1,647,000 | 1,624 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,647,000 | 1,622 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,647,000 | 1,624 |
| Net charge-offs | $600,000 | 2,809 |
| Cash dividends | $335,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,549,180 | 1,682 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 4,080 |
| Total interest expense | $664,000 | 5,697 |
| Net interest income | $3,089,000 | 3,371 |
| Provision for loan and lease losses | $725,000 | 2,448 |
| Total noninterest income | $1,692,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,692,000 | 1,005 |
| Total noninterest expense | $2,433,000 | 3,812 |
| Salaries and employee benefits | $1,579,000 | 3,094 |
| Premises and equipment expense | $38,000 | 7,728 |
| Additional noninterest expense | $816,000 | 3,818 |
| Pre-tax net operating income | $1,623,000 | 1,406 |
| Securities gains (losses) | $134,000 | 1,273 |
| Applicable income taxes | $535,000 | 1,026 |
| Income before extraordinary items | $1,222,000 | 1,520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,222,000 | 1,517 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,222,000 | 1,519 |
| Net charge-offs | $600,000 | 2,133 |
| Cash dividends | $61,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,128,200 | 1,617 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 3,875 |
| Total interest expense | $338,000 | 5,759 |
| Net interest income | $1,712,000 | 3,092 |
| Provision for loan and lease losses | $325,000 | 2,204 |
| Total noninterest income | $824,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $824,000 | 992 |
| Total noninterest expense | $1,120,000 | 3,970 |
| Salaries and employee benefits | $779,000 | 3,168 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $324,000 | 4,167 |
| Pre-tax net operating income | $1,091,000 | 1,178 |
| Securities gains (losses) | $134,000 | 857 |
| Applicable income taxes | $402,000 | 818 |
| Income before extraordinary items | $823,000 | 1,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $823,000 | 1,340 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $823,000 | 1,341 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $733,220 | 1,406 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 8,123 |
| Total interest expense | $138,000 | 8,160 |
| Net interest income | $553,000 | 8,049 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $528,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $312,000 | 3,949 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $216,000 | 4,709 |
| Total noninterest expense | $630,000 | 7,998 |
| Salaries and employee benefits | $268,000 | 8,118 |
| Premises and equipment expense | $5,000 | 8,254 |
| Additional noninterest expense | $357,000 | 7,211 |
| Pre-tax net operating income | $451,000 | 5,010 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $152,000 | 3,051 |
| Income before extraordinary items | $304,000 | 5,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $304,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $300,650 | 5,284 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 4,286 |
| Total interest expense | $1,506,000 | 5,416 |
| Net interest income | $4,307,000 | 3,616 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $3,440,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,697,000 | 781 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,743,000 | 1,221 |
| Total noninterest expense | $5,248,000 | 2,670 |
| Salaries and employee benefits | $1,952,000 | 3,687 |
| Premises and equipment expense | $52,000 | 7,945 |
| Additional noninterest expense | $3,244,000 | 1,382 |
| Pre-tax net operating income | $2,499,000 | 1,933 |
| Securities gains (losses) | $-293,000 | 7,661 |
| Applicable income taxes | $675,000 | 1,577 |
| Income before extraordinary items | $1,531,000 | 2,288 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,531,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,733,170 | 2,130 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 4,417 |
| Total interest expense | $942,000 | 5,727 |
| Net interest income | $2,827,000 | 3,652 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $2,408,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,062,000 | 815 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,346,000 | 1,144 |
| Total noninterest expense | $3,606,000 | 2,612 |
| Salaries and employee benefits | $1,388,000 | 3,539 |
| Premises and equipment expense | $34,000 | 8,018 |
| Additional noninterest expense | $2,184,000 | 1,352 |
| Pre-tax net operating income | $1,629,000 | 2,034 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $518,000 | 1,563 |
| Income before extraordinary items | $1,118,000 | 2,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,118,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,113,240 | 2,309 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 4,555 |
| Total interest expense | $491,000 | 5,811 |
| Net interest income | $1,357,000 | 3,751 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,239,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $431,000 | 1,005 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $808,000 | 997 |
| Total noninterest expense | $1,881,000 | 2,510 |
| Salaries and employee benefits | $767,000 | 3,280 |
| Premises and equipment expense | $15,000 | 8,114 |
| Additional noninterest expense | $1,099,000 | 1,307 |
| Pre-tax net operating income | $715,000 | 2,372 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $222,000 | 1,834 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $495,170 | 2,642 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 4,639 |
| Total interest expense | $2,379,000 | 5,396 |
| Net interest income | $4,891,000 | 4,067 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $3,670,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,703,000 | 1,047 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,967,000 | 1,381 |
| Total noninterest expense | $7,452,000 | 2,451 |
| Salaries and employee benefits | $2,282,000 | 3,971 |
| Premises and equipment expense | $70,000 | 8,068 |
| Additional noninterest expense | $5,100,000 | 1,100 |
| Pre-tax net operating income | $1,109,000 | 4,526 |
| Securities gains (losses) | $24,000 | 1,047 |
| Applicable income taxes | $192,000 | 3,877 |
| Income before extraordinary items | $941,000 | 4,446 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $941,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,346 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $921,080 | 4,488 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,251,000 | 4,753 |
| Total interest expense | $1,648,000 | 5,629 |
| Net interest income | $3,603,000 | 4,132 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $2,654,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,298,000 | 1,015 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,356,000 | 1,478 |
| Total noninterest expense | $5,605,000 | 2,413 |
| Salaries and employee benefits | $1,619,000 | 4,132 |
| Premises and equipment expense | $54,000 | 8,035 |
| Additional noninterest expense | $3,932,000 | 1,046 |
| Pre-tax net operating income | $652,000 | 5,264 |
| Securities gains (losses) | $24,000 | 782 |
| Applicable income taxes | $121,000 | 4,262 |
| Income before extraordinary items | $555,000 | 5,182 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $555,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $535,320 | 5,226 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 4,889 |
| Total interest expense | $969,000 | 5,947 |
| Net interest income | $2,389,000 | 4,177 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,826,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $941,000 | 946 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $885,000 | 1,520 |
| Total noninterest expense | $3,788,000 | 2,416 |
| Salaries and employee benefits | $1,055,000 | 4,248 |
| Premises and equipment expense | $34,000 | 8,121 |
| Additional noninterest expense | $2,699,000 | 1,036 |
| Pre-tax net operating income | $427,000 | 5,377 |
| Securities gains (losses) | $24,000 | 670 |
| Applicable income taxes | $79,000 | 4,362 |
| Income before extraordinary items | $372,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $372,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $352,320 | 5,319 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 4,942 |
| Total interest expense | $482,000 | 5,956 |
| Net interest income | $1,167,000 | 4,252 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $911,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $491,000 | 878 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $420,000 | 1,544 |
| Total noninterest expense | $1,895,000 | 2,412 |
| Salaries and employee benefits | $511,000 | 4,365 |
| Premises and equipment expense | $11,000 | 8,362 |
| Additional noninterest expense | $1,373,000 | 1,000 |
| Pre-tax net operating income | $183,000 | 5,678 |
| Securities gains (losses) | $15,000 | 615 |
| Applicable income taxes | $32,000 | 4,554 |
| Income before extraordinary items | $166,000 | 5,446 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $166,000 | 5,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,400 | 5,589 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 4,713 |
| Total interest expense | $1,833,000 | 5,638 |
| Net interest income | $4,775,000 | 4,153 |
| Provision for loan and lease losses | $-198,000 | 8,532 |
| Total noninterest income | $4,449,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,862,000 | 593 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,587,000 | 1,604 |
| Total noninterest expense | $8,453,000 | 2,080 |
| Salaries and employee benefits | $2,049,000 | 4,188 |
| Premises and equipment expense | $55,000 | 8,313 |
| Additional noninterest expense | $6,349,000 | 843 |
| Pre-tax net operating income | $969,000 | 5,272 |
| Securities gains (losses) | $76,000 | 595 |
| Applicable income taxes | $61,000 | 5,319 |
| Income before extraordinary items | $984,000 | 4,753 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $984,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-148,000 | 8,544 |
| Cash dividends | $730,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $912,560 | 4,912 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 4,757 |
| Total interest expense | $1,338,000 | 5,636 |
| Net interest income | $3,537,000 | 4,211 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $3,341,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,218,000 | 581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,123,000 | 1,665 |
| Total noninterest expense | $6,324,000 | 2,086 |
| Salaries and employee benefits | $1,455,000 | 4,342 |
| Premises and equipment expense | $54,000 | 8,172 |
| Additional noninterest expense | $4,815,000 | 840 |
| Pre-tax net operating income | $554,000 | 6,029 |
| Securities gains (losses) | $67,000 | 494 |
| Applicable income taxes | $32,000 | 5,718 |
| Income before extraordinary items | $589,000 | 5,400 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $589,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-148,000 | 8,592 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $525,350 | 5,651 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 4,823 |
| Total interest expense | $780,000 | 5,869 |
| Net interest income | $2,350,000 | 4,231 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,149,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,454,000 | 582 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $695,000 | 1,774 |
| Total noninterest expense | $4,133,000 | 2,136 |
| Salaries and employee benefits | $962,000 | 4,380 |
| Premises and equipment expense | $37,000 | 8,150 |
| Additional noninterest expense | $3,134,000 | 856 |
| Pre-tax net operating income | $366,000 | 6,062 |
| Securities gains (losses) | $65,000 | 405 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $418,000 | 5,280 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $418,000 | 5,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-148,000 | 8,641 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $354,950 | 5,657 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 5,100 |
| Total interest expense | $262,000 | 6,697 |
| Net interest income | $1,150,000 | 4,284 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,081,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $697,000 | 588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $384,000 | 1,617 |
| Total noninterest expense | $2,006,000 | 2,209 |
| Salaries and employee benefits | $513,000 | 4,209 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $1,475,000 | 901 |
| Pre-tax net operating income | $225,000 | 5,581 |
| Securities gains (losses) | $38,000 | 380 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $251,000 | 4,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-148,000 | 8,692 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $214,900 | 5,189 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 4,559 |
| Total interest expense | $1,306,000 | 5,608 |
| Net interest income | $4,791,000 | 4,078 |
| Provision for loan and lease losses | $-238,000 | 8,709 |
| Total noninterest income | $4,815,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,080,000 | 547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,735,000 | 1,501 |
| Total noninterest expense | $7,831,000 | 2,126 |
| Salaries and employee benefits | $2,145,000 | 3,918 |
| Premises and equipment expense | $86,000 | 8,015 |
| Additional noninterest expense | $5,600,000 | 924 |
| Pre-tax net operating income | $2,013,000 | 3,675 |
| Securities gains (losses) | $17,000 | 1,304 |
| Applicable income taxes | $365,000 | 3,845 |
| Income before extraordinary items | $1,665,000 | 3,535 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,665,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-288,000 | 8,752 |
| Cash dividends | $915,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,651,060 | 3,526 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 4,437 |
| Total interest expense | $1,049,000 | 5,308 |
| Net interest income | $3,667,000 | 4,018 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $3,730,000 | 1,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,388,000 | 532 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,342,000 | 1,465 |
| Total noninterest expense | $5,836,000 | 2,119 |
| Salaries and employee benefits | $1,641,000 | 3,839 |
| Premises and equipment expense | $66,000 | 8,018 |
| Additional noninterest expense | $4,129,000 | 927 |
| Pre-tax net operating income | $1,561,000 | 3,638 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $234,000 | 4,181 |
| Income before extraordinary items | $1,330,000 | 3,429 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,330,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,273 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,327,450 | 3,395 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 4,288 |
| Total interest expense | $769,000 | 4,888 |
| Net interest income | $2,444,000 | 3,999 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,506,000 | 1,070 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,601,000 | 517 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $905,000 | 1,444 |
| Total noninterest expense | $3,815,000 | 2,146 |
| Salaries and employee benefits | $1,099,000 | 3,809 |
| Premises and equipment expense | $54,000 | 7,770 |
| Additional noninterest expense | $2,662,000 | 954 |
| Pre-tax net operating income | $1,135,000 | 3,392 |
| Securities gains (losses) | $-7,000 | 8,039 |
| Applicable income taxes | $177,000 | 4,002 |
| Income before extraordinary items | $951,000 | 3,216 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $951,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $956,880 | 3,147 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 4,096 |
| Total interest expense | $431,000 | 4,444 |
| Net interest income | $1,271,000 | 3,869 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,185,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $790,000 | 509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $395,000 | 1,564 |
| Total noninterest expense | $1,848,000 | 2,241 |
| Salaries and employee benefits | $528,000 | 3,924 |
| Premises and equipment expense | $37,000 | 7,362 |
| Additional noninterest expense | $1,283,000 | 975 |
| Pre-tax net operating income | $608,000 | 3,190 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $499,000 | 3,049 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $499,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $499,820 | 3,007 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 3,918 |
| Total interest expense | $515,000 | 7,253 |
| Net interest income | $6,229,000 | 3,197 |
| Provision for loan and lease losses | $19,000 | 6,782 |
| Total noninterest income | $5,466,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,111,000 | 554 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,355,000 | 1,180 |
| Total noninterest expense | $7,737,000 | 2,063 |
| Salaries and employee benefits | $2,395,000 | 3,459 |
| Premises and equipment expense | $111,000 | 7,833 |
| Additional noninterest expense | $5,231,000 | 959 |
| Pre-tax net operating income | $3,939,000 | 2,091 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $1,033,000 | 2,103 |
| Income before extraordinary items | $2,925,000 | 2,125 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,925,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $875,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,910,940 | 2,087 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 3,792 |
| Total interest expense | $284,000 | 7,797 |
| Net interest income | $4,941,000 | 3,034 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,027,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,165,000 | 608 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,862,000 | 1,140 |
| Total noninterest expense | $5,938,000 | 2,011 |
| Salaries and employee benefits | $1,910,000 | 3,273 |
| Premises and equipment expense | $96,000 | 7,602 |
| Additional noninterest expense | $3,932,000 | 950 |
| Pre-tax net operating income | $3,030,000 | 2,058 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $740,000 | 2,227 |
| Income before extraordinary items | $2,306,000 | 2,036 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,306,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,293,840 | 1,992 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 3,796 |
| Total interest expense | $84,000 | 8,672 |
| Net interest income | $3,393,000 | 2,942 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,868,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,533,000 | 568 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,335,000 | 1,081 |
| Total noninterest expense | $4,019,000 | 1,985 |
| Salaries and employee benefits | $1,360,000 | 3,103 |
| Premises and equipment expense | $63,000 | 7,651 |
| Additional noninterest expense | $2,596,000 | 961 |
| Pre-tax net operating income | $2,242,000 | 1,867 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $575,000 | 1,997 |
| Income before extraordinary items | $1,667,000 | 1,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,667,000 | 1,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,667,000 | 1,841 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,754 |
| Total interest expense | $13,000 | 8,994 |
| Net interest income | $1,757,000 | 2,838 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,726,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $925,000 | 470 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $801,000 | 927 |
| Total noninterest expense | $2,059,000 | 1,949 |
| Salaries and employee benefits | $780,000 | 2,755 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $1,243,000 | 991 |
| Pre-tax net operating income | $1,424,000 | 1,459 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $406,000 | 1,526 |
| Income before extraordinary items | $1,018,000 | 1,571 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,018,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,018,000 | 1,484 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 3,682 |
| Total interest expense | $38,000 | 9,060 |
| Net interest income | $7,294,000 | 2,650 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $6,712,000 | 891 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,346,000 | 724 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,366,000 | 841 |
| Total noninterest expense | $8,880,000 | 1,787 |
| Salaries and employee benefits | $3,920,000 | 2,168 |
| Premises and equipment expense | $127,000 | 7,709 |
| Additional noninterest expense | $4,833,000 | 1,055 |
| Pre-tax net operating income | $4,726,000 | 1,705 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $1,350,000 | 1,773 |
| Income before extraordinary items | $3,431,000 | 1,814 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,431,000 | 1,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,673 |
| Cash dividends | $1,029,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,391,400 | 1,748 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 3,743 |
| Total interest expense | $27,000 | 9,132 |
| Net interest income | $5,422,000 | 2,684 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $4,935,000 | 942 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,497,000 | 861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,438,000 | 835 |
| Total noninterest expense | $6,602,000 | 1,803 |
| Salaries and employee benefits | $2,895,000 | 2,201 |
| Premises and equipment expense | $94,000 | 7,751 |
| Additional noninterest expense | $3,613,000 | 1,069 |
| Pre-tax net operating income | $3,605,000 | 1,732 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,056,000 | 1,781 |
| Income before extraordinary items | $2,549,000 | 1,885 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,549,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,549,000 | 1,782 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 3,661 |
| Total interest expense | $21,000 | 9,177 |
| Net interest income | $3,765,000 | 2,573 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $3,430,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,022,000 | 831 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,408,000 | 807 |
| Total noninterest expense | $4,438,000 | 1,788 |
| Salaries and employee benefits | $1,939,000 | 2,184 |
| Premises and equipment expense | $63,000 | 7,744 |
| Additional noninterest expense | $2,436,000 | 1,045 |
| Pre-tax net operating income | $2,757,000 | 1,525 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $857,000 | 1,533 |
| Income before extraordinary items | $1,900,000 | 1,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,900,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,900,000 | 1,603 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 3,631 |
| Total interest expense | $12,000 | 9,213 |
| Net interest income | $1,919,000 | 2,525 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,746,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $647,000 | 641 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,099,000 | 842 |
| Total noninterest expense | $2,163,000 | 1,820 |
| Salaries and employee benefits | $931,000 | 2,257 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $1,198,000 | 1,027 |
| Pre-tax net operating income | $1,502,000 | 1,429 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $480,000 | 1,421 |
| Income before extraordinary items | $1,022,000 | 1,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,022,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,022,000 | 1,475 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,489,000 | 3,839 |
| Total interest expense | $65,000 | 9,226 |
| Net interest income | $7,424,000 | 2,579 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $4,426,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,587,000 | 1,010 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,839,000 | 1,030 |
| Total noninterest expense | $7,598,000 | 1,979 |
| Salaries and employee benefits | $2,692,000 | 2,920 |
| Premises and equipment expense | $197,000 | 6,796 |
| Additional noninterest expense | $4,709,000 | 1,044 |
| Pre-tax net operating income | $3,802,000 | 2,071 |
| Securities gains (losses) | $155,000 | 1,359 |
| Applicable income taxes | $1,181,000 | 1,962 |
| Income before extraordinary items | $2,776,000 | 2,156 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,776,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,941 |
| Cash dividends | $765,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,667,500 | 2,160 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 5,107 |
| Total interest expense | $426,000 | 9,128 |
| Net interest income | $5,349,000 | 3,254 |
| Provision for loan and lease losses | $450,000 | 2,395 |
| Total noninterest income | $4,300,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,331,000 | 1,114 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,969,000 | 953 |
| Total noninterest expense | $6,980,000 | 2,059 |
| Salaries and employee benefits | $2,589,000 | 2,863 |
| Premises and equipment expense | $156,000 | 7,420 |
| Additional noninterest expense | $4,235,000 | 1,129 |
| Pre-tax net operating income | $2,219,000 | 2,934 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $613,000 | 2,932 |
| Income before extraordinary items | $1,631,000 | 3,032 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,631,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 251 |
| Net operating income | $1,612,750 | 2,955 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 6,184 |
| Total interest expense | $966,000 | 8,291 |
| Net interest income | $3,410,000 | 4,702 |
| Provision for loan and lease losses | $56,000 | 6,380 |
| Total noninterest income | $1,817,000 | 2,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,298,000 | 1,561 |
| Total noninterest expense | $4,317,000 | 3,123 |
| Salaries and employee benefits | $1,304,000 | 4,892 |
| Premises and equipment expense | $164,000 | 7,343 |
| Additional noninterest expense | $2,849,000 | 1,574 |
| Pre-tax net operating income | $854,000 | 5,689 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $140,000 | 6,039 |
| Income before extraordinary items | $716,000 | 5,356 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $716,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,734 |
| Cash dividends | $146,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $714,320 | 5,369 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 6,574 |
| Total interest expense | $477,000 | 9,488 |
| Net interest income | $3,258,000 | 4,879 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $1,522,000 | 2,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,190,000 | 1,649 |
| Total noninterest expense | $3,715,000 | 3,537 |
| Salaries and employee benefits | $1,276,000 | 4,940 |
| Premises and equipment expense | $131,000 | 8,016 |
| Additional noninterest expense | $2,308,000 | 1,889 |
| Pre-tax net operating income | $965,000 | 5,416 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $191,000 | 5,803 |
| Income before extraordinary items | $777,000 | 5,173 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $777,000 | 5,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $147,000 | 5,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $774,600 | 5,143 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 7,448 |
| Total interest expense | $554,000 | 9,577 |
| Net interest income | $2,515,000 | 5,836 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $1,172,000 | 2,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,022,000 | 1,822 |
| Total noninterest expense | $2,874,000 | 4,275 |
| Salaries and employee benefits | $1,134,000 | 5,284 |
| Premises and equipment expense | $104,000 | 8,619 |
| Additional noninterest expense | $1,636,000 | 2,556 |
| Pre-tax net operating income | $734,000 | 6,362 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $146,000 | 6,899 |
| Income before extraordinary items | $588,000 | 6,113 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $588,000 | 6,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $588,000 | 6,008 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 7,420 |
| Total interest expense | $1,187,000 | 8,154 |
| Net interest income | $2,089,000 | 6,731 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $733,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,503 |
| Total noninterest expense | $2,295,000 | 5,111 |
| Salaries and employee benefits | $790,000 | 6,842 |
| Premises and equipment expense | $80,000 | 9,436 |
| Additional noninterest expense | $1,425,000 | 2,870 |
| Pre-tax net operating income | $503,000 | 7,899 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $101,000 | 8,381 |
| Income before extraordinary items | $403,000 | 7,616 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $403,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $402,200 | 7,567 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 8,785 |
| Total interest expense | $601,000 | 10,266 |
| Net interest income | $1,826,000 | 7,504 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $524,000 | 5,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,367 |
| Total noninterest expense | $1,946,000 | 6,046 |
| Salaries and employee benefits | $564,000 | 8,377 |
| Premises and equipment expense | $77,000 | 9,895 |
| Additional noninterest expense | $1,305,000 | 3,521 |
| Pre-tax net operating income | $388,000 | 8,578 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $67,000 | 9,377 |
| Income before extraordinary items | $324,000 | 8,222 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $324,000 | 8,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $321,510 | 8,181 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 8,456 |
| Total interest expense | $1,240,000 | 8,459 |
| Net interest income | $1,596,000 | 8,267 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $454,000 | 5,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,015 |
| Total noninterest expense | $1,789,000 | 6,491 |
| Salaries and employee benefits | $501,000 | 9,110 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $1,210,000 | 3,711 |
| Pre-tax net operating income | $248,000 | 10,131 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $46,000 | 10,254 |
| Income before extraordinary items | $205,000 | 9,872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $205,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $202,540 | 9,875 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 9,999 |
| Total interest expense | $555,000 | 10,833 |
| Net interest income | $1,341,000 | 9,338 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $423,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,180 |
| Total noninterest expense | $1,531,000 | 7,505 |
| Salaries and employee benefits | $456,000 | 9,781 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $947,000 | 4,942 |
| Pre-tax net operating income | $230,000 | 10,657 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $184,000 | 10,450 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $184,000 | 10,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $184,000 | 10,495 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 12,150 |
| Total interest expense | $69,000 | 13,196 |
| Net interest income | $994,000 | 10,802 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $569,000 | 5,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 3,236 |
| Total noninterest expense | $1,352,000 | 8,326 |
| Salaries and employee benefits | $511,000 | 9,565 |
| Premises and equipment expense | $841,000 | 2,432 |
| Additional noninterest expense | $0 | 13,278 |
| Pre-tax net operating income | $213,000 | 10,930 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $53,000 | 10,868 |
| Income before extraordinary items | $162,000 | 11,059 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $162,000 | 11,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $160,500 | 10,872 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 13,378 |
| Total interest expense | $42,000 | 13,863 |
| Net interest income | $740,000 | 12,154 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $463,000 | 5,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,622 |
| Total noninterest expense | $1,047,000 | 9,765 |
| Salaries and employee benefits | $428,000 | 10,543 |
| Premises and equipment expense | $619,000 | 3,260 |
| Additional noninterest expense | $0 | 13,923 |
| Pre-tax net operating income | $156,000 | 11,467 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $109,100 | 11,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.