Home > Arkansas Bank and Trust Company > Income and Expense
Arkansas Bank and Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,158,000 | 1,062 |
| Total interest expense | $12,010,000 | 1,314 |
| Net interest income | $20,148,000 | 891 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $3,736,000 | 1,132 |
| Gross Fiduciary activities income | $560,000 | 610 |
| Service charges on deposit accounts | $1,394,000 | 910 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,782,000 | 1,180 |
| Total noninterest expense | $11,683,000 | 1,138 |
| Salaries and employee benefits | $5,277,000 | 1,246 |
| Premises and equipment expense | $1,866,000 | 1,060 |
| Additional noninterest expense | $4,540,000 | 1,043 |
| Pre-tax net operating income | $12,001,000 | 702 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $4,432,000 | 661 |
| Income before extraordinary items | $7,570,000 | 742 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,570,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,079 |
| Cash dividends | $6,400,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,569,360 | 727 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,720,000 | 1,157 |
| Total interest expense | $11,190,000 | 1,444 |
| Net interest income | $18,530,000 | 992 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,577,000 | 1,203 |
| Gross Fiduciary activities income | $494,000 | 709 |
| Service charges on deposit accounts | $1,395,000 | 954 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,688,000 | 1,302 |
| Total noninterest expense | $10,417,000 | 1,372 |
| Salaries and employee benefits | $4,738,000 | 1,413 |
| Premises and equipment expense | $1,881,000 | 1,111 |
| Additional noninterest expense | $3,798,000 | 1,404 |
| Pre-tax net operating income | $11,690,000 | 696 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $4,330,000 | 650 |
| Income before extraordinary items | $7,359,000 | 741 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,359,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $6,400,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,359,640 | 726 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,394,000 | 1,210 |
| Total interest expense | $10,616,000 | 1,519 |
| Net interest income | $17,778,000 | 1,038 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,109,000 | 1,331 |
| Gross Fiduciary activities income | $502,000 | 739 |
| Service charges on deposit accounts | $1,197,000 | 1,111 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,410,000 | 1,415 |
| Total noninterest expense | $9,751,000 | 1,457 |
| Salaries and employee benefits | $4,512,000 | 1,471 |
| Premises and equipment expense | $1,532,000 | 1,345 |
| Additional noninterest expense | $3,707,000 | 1,417 |
| Pre-tax net operating income | $11,136,000 | 761 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $4,135,000 | 702 |
| Income before extraordinary items | $7,001,000 | 812 |
| Extraordinary gains, net | $-295,000 | 11,952 |
| Net income | $6,706,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $8,500,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,001,000 | 806 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,283,000 | 1,195 |
| Total interest expense | $8,461,000 | 1,525 |
| Net interest income | $17,822,000 | 1,032 |
| Provision for loan and lease losses | $-510,000 | 12,470 |
| Total noninterest income | $3,453,000 | 1,219 |
| Gross Fiduciary activities income | $390,000 | 814 |
| Service charges on deposit accounts | $1,162,000 | 1,138 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,901,000 | 1,165 |
| Total noninterest expense | $9,989,000 | 1,470 |
| Salaries and employee benefits | $5,195,000 | 1,300 |
| Premises and equipment expense | $1,294,000 | 1,596 |
| Additional noninterest expense | $3,500,000 | 1,590 |
| Pre-tax net operating income | $11,796,000 | 696 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,267,000 | 651 |
| Income before extraordinary items | $7,529,000 | 727 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,529,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-203,000 | 12,410 |
| Cash dividends | $5,056,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,529,000 | 732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,227,000 | 1,216 |
| Total interest expense | $8,919,000 | 1,495 |
| Net interest income | $17,308,000 | 1,059 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,440,000 | 1,312 |
| Gross Fiduciary activities income | $392,000 | 848 |
| Service charges on deposit accounts | $1,160,000 | 1,152 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,888,000 | 1,308 |
| Total noninterest expense | $9,614,000 | 1,576 |
| Salaries and employee benefits | $4,794,000 | 1,407 |
| Premises and equipment expense | $1,166,000 | 1,799 |
| Additional noninterest expense | $3,654,000 | 1,635 |
| Pre-tax net operating income | $11,134,000 | 647 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $4,076,000 | 636 |
| Income before extraordinary items | $7,064,000 | 739 |
| Extraordinary gains, net | $-5,000 | 12,234 |
| Net income | $7,059,000 | 767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-161,000 | 13,067 |
| Cash dividends | $6,935,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,060,160 | 688 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,017,000 | 1,260 |
| Total interest expense | $12,298,000 | 1,438 |
| Net interest income | $16,719,000 | 1,117 |
| Provision for loan and lease losses | $900,000 | 1,967 |
| Total noninterest income | $3,774,000 | 1,185 |
| Gross Fiduciary activities income | $323,000 | 917 |
| Service charges on deposit accounts | $1,239,000 | 1,051 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,212,000 | 1,166 |
| Total noninterest expense | $10,463,000 | 1,468 |
| Salaries and employee benefits | $4,968,000 | 1,350 |
| Premises and equipment expense | $1,431,000 | 1,493 |
| Additional noninterest expense | $4,064,000 | 1,573 |
| Pre-tax net operating income | $9,130,000 | 703 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $2,929,000 | 800 |
| Income before extraordinary items | $6,208,000 | 766 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,208,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $5,544,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,203,240 | 701 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.