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Ark Valley Independent Bank, Changes in Bank Equity Capital
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $1,766,000 | 10,334 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $-58,000 | 10,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,271 |
| Other comprehensive income | $75,000 | 411 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $1,783,000 | 10,587 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $1,804,000 | 10,559 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $177,000 | 10,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $265,000 | 4,802 |
| Other comprehensive income | $50,000 | 7,685 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $1,766,000 | 10,961 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $2,014,000 | 10,752 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $207,000 | 10,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $225,000 | 5,144 |
| Other comprehensive income | $-192,000 | 6,427 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $1,804,000 | 11,202 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $1,815,000 | 11,290 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $251,000 | 10,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $120,000 | 6,466 |
| Other comprehensive income | $68,000 | 1,227 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $2,014,000 | 11,331 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $1,564,000 | 11,981 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $351,000 | 8,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $100,000 | 6,490 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $1,815,000 | 11,832 |