Home > Ark Valley Independent Bank > Assets and Liabilities
Ark Valley Independent Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $21,222,000 | 10,172 |
| Cash and due from depository institutions | $1,229,000 | 8,770 |
| Interest-bearing balances | $307,000 | 3,501 |
| Securities | $646,000 | 11,203 |
| Federal funds sold & reverse repurchase agreements | $7,030,000 | 1,864 |
| Net loans & leases | $11,071,000 | 10,054 |
| Loan loss allowance | $181,000 | 9,428 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $214,000 | 9,776 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,032,000 | 6,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,222,000 | 10,172 |
| Total liabilities | $19,439,000 | 10,076 |
| Total deposits | $19,204,000 | 9,988 |
| Interest-bearing deposits | $18,736,000 | 9,618 |
| Deposits held in domestic offices | $19,204,000 | 9,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $235,000 | 8,768 |
| Total equity capital | $1,783,000 | 10,587 |
| Total bank equity capital | $1,783,000 | 10,587 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $800,000 | 8,251 |
| Undivided profits | $883,000 | 9,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $419,000 | 337 |
| Income earned, not collected on loans | $134,000 | 9,651 |
| Earning assets | $19,054,000 | 10,173 |
| Long-term assets (5+ years) | $3,353,000 | 6,805 |
| Average Assets, year-to-date | $21,079,200 | 10,066 |
| Average Assets, quarterly | $20,899,500 | 10,160 |
| Volatile liabilities | $658,000 | 10,848 |
| Insider loans | $469,000 | 5,684 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $564,000 | 9,648 |
| Tier 1 (core) risk-based capital | $1,782,000 | 10,548 |
| Tier 2 risk-based capital | $156,690 | 9,353 |
| Total risk weighted assets | $12,510,890 | 9,976 |
| Total unused commitments | $564,000 | 9,656 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $21,206,000 | 10,554 |
| Cash and due from depository institutions | $1,024,000 | 8,895 |
| Interest-bearing balances | $304,000 | 3,762 |
| Securities | $8,555,000 | 8,795 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 8,470 |
| Net loans & leases | $9,903,000 | 10,618 |
| Loan loss allowance | $178,000 | 9,804 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $222,000 | 10,094 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,072,000 | 6,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,206,000 | 10,554 |
| Total liabilities | $19,440,000 | 10,464 |
| Total deposits | $19,315,000 | 10,380 |
| Interest-bearing deposits | $18,878,000 | 9,963 |
| Deposits held in domestic offices | $19,315,000 | 10,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $125,000 | 10,790 |
| Total equity capital | $1,766,000 | 10,961 |
| Total bank equity capital | $1,766,000 | 10,961 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $866,000 | 9,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 9,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $122,000 | 10,266 |
| Earning assets | $19,192,000 | 10,545 |
| Long-term assets (5+ years) | $4,080,000 | 6,322 |
| Average Assets, year-to-date | $21,084,600 | 10,430 |
| Average Assets, quarterly | $21,273,000 | 10,497 |
| Volatile liabilities | $543,000 | 11,380 |
| Insider loans | $415,000 | 6,191 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $545,000 | 9,906 |
| Tier 1 (core) risk-based capital | $1,840,000 | 10,831 |
| Tier 2 risk-based capital | $146,810 | 9,835 |
| Total risk weighted assets | $11,713,410 | 10,475 |
| Total unused commitments | $545,000 | 9,916 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $20,699,000 | 10,998 |
| Cash and due from depository institutions | $587,000 | 9,330 |
| Interest-bearing balances | $102,000 | 5,061 |
| Securities | $8,635,000 | 9,273 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 8,320 |
| Net loans & leases | $10,232,000 | 10,936 |
| Loan loss allowance | $181,000 | 10,177 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $239,000 | 10,350 |
| Other real estate owned | $170,000 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $811,000 | 7,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,699,000 | 10,998 |
| Total liabilities | $18,895,000 | 10,946 |
| Total deposits | $18,804,000 | 10,827 |
| Interest-bearing deposits | $18,249,000 | 10,406 |
| Deposits held in domestic offices | $18,804,000 | 10,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $91,000 | 11,307 |
| Total equity capital | $1,804,000 | 11,202 |
| Total bank equity capital | $1,804,000 | 11,202 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $800,000 | 8,749 |
| Undivided profits | $904,000 | 9,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 9,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $119,000 | 10,394 |
| Earning assets | $18,994,000 | 10,963 |
| Long-term assets (5+ years) | $3,739,000 | 6,829 |
| Average Assets, year-to-date | $20,814,200 | 10,929 |
| Average Assets, quarterly | $20,688,500 | 10,977 |
| Volatile liabilities | $435,000 | 11,986 |
| Insider loans | $432,000 | 6,122 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $721,000 | 9,773 |
| Tier 1 (core) risk-based capital | $1,928,000 | 11,120 |
| Tier 2 risk-based capital | $141,610 | 10,303 |
| Total risk weighted assets | $11,289,410 | 10,933 |
| Total unused commitments | $721,000 | 9,779 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $21,198,000 | 11,415 |
| Cash and due from depository institutions | $871,000 | 10,317 |
| Interest-bearing balances | $201,000 | 5,460 |
| Securities | $9,010,000 | 9,467 |
| Federal funds sold & reverse repurchase agreements | $770,000 | 8,377 |
| Net loans & leases | $9,483,000 | 11,504 |
| Loan loss allowance | $200,000 | 10,249 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $188,000 | 11,282 |
| Other real estate owned | $142,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $734,000 | 7,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,198,000 | 11,415 |
| Total liabilities | $19,184,000 | 11,402 |
| Total deposits | $19,037,000 | 11,321 |
| Interest-bearing deposits | $18,761,000 | 10,833 |
| Deposits held in domestic offices | $19,037,000 | 11,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $147,000 | 10,462 |
| Total equity capital | $2,014,000 | 11,331 |
| Total bank equity capital | $2,014,000 | 11,331 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $800,000 | 8,979 |
| Undivided profits | $1,114,000 | 9,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 8,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $85,000 | 11,474 |
| Earning assets | $19,464,000 | 11,366 |
| Long-term assets (5+ years) | $5,036,000 | 6,378 |
| Average Assets, year-to-date | $20,892,400 | 11,381 |
| Average Assets, quarterly | $20,858,000 | 11,432 |
| Volatile liabilities | $534,000 | 12,256 |
| Insider loans | $176,000 | 8,605 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $701,000 | 9,982 |
| Tier 1 (core) risk-based capital | $1,946,000 | 11,402 |
| Tier 2 risk-based capital | $134,380 | 10,820 |
| Total risk weighted assets | $10,684,980 | 11,504 |
| Total unused commitments | $701,000 | 10,005 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $20,549,000 | 11,922 |
| Cash and due from depository institutions | $973,000 | 9,734 |
| Interest-bearing balances | $221,000 | 5,946 |
| Securities | $8,583,000 | 9,759 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 11,225 |
| Net loans & leases | $10,113,000 | 11,646 |
| Loan loss allowance | $214,000 | 10,246 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $195,000 | 11,627 |
| Other real estate owned | $222,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $413,000 | 10,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,549,000 | 11,922 |
| Total liabilities | $18,734,000 | 11,889 |
| Total deposits | $18,558,000 | 11,807 |
| Interest-bearing deposits | $18,454,000 | 11,252 |
| Deposits held in domestic offices | $18,558,000 | 11,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $176,000 | 10,565 |
| Total equity capital | $1,815,000 | 11,832 |
| Total bank equity capital | $1,815,000 | 11,832 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $915,000 | 9,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 10,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $105,000 | 11,403 |
| Earning assets | $18,967,000 | 11,837 |
| Long-term assets (5+ years) | $4,325,000 | 6,924 |
| Average Assets, year-to-date | $20,312,600 | 11,862 |
| Average Assets, quarterly | $20,339,500 | 11,917 |
| Volatile liabilities | $101,000 | 13,623 |
| Insider loans | $19,000 | 8,404 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $575,000 | 10,315 |
| Tier 1 (core) risk-based capital | $1,815,000 | 11,794 |
| Tier 2 risk-based capital | $128,670 | 11,229 |
| Total risk weighted assets | $10,208,570 | 12,021 |
| Total unused commitments | $575,000 | 10,339 |
| Derivatives | $0 | 651 |