Home > Arizona Bank & Trust > Income and Expense

Arizona Bank & Trust, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$46,324,000	592
Total interest expense	$2,325,000	881
Net interest income	$43,999,000	570
Provision for loan and lease losses	$3,676,000	263
Total noninterest income	$10,197,000	637
Gross Fiduciary activities income	$2,083,000	350
Service charges on deposit accounts	$2,159,000	437
Trading account gains and fees	$0	111
Additional Noninterest Income	$5,955,000	664
Total noninterest expense	$26,196,000	743
Salaries and employee benefits	$6,648,000	1,444
Premises and equipment expense	$1,790,000	1,039
Additional noninterest expense	$5,955,000	664
Pre-tax net operating income	$24,324,000	525
Securities gains (losses)	$-343,000	4,437
Applicable income taxes	$5,323,000	488
Income before extraordinary items	$18,658,000	534
Extraordinary gains, net	$0	4
Net income	$18,658,000	534
Minority interest net income	$0	57
Net income of bank and minority interests.	$18,658,000	534
Net charge-offs	$370,000	517
Cash dividends	$5,000,000	575
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$18,928,970	540
2022-06-30 (YTD Data)		Rank
Total interest income	$28,840,000	600
Total interest expense	$736,000	1,454
Net interest income	$28,104,000	578
Provision for loan and lease losses	$2,665,000	219
Total noninterest income	$6,590,000	648
Gross Fiduciary activities income	$1,469,000	306
Service charges on deposit accounts	$1,415,000	436
Trading account gains and fees	$0	108
Additional Noninterest Income	$3,706,000	718
Total noninterest expense	$17,461,000	736
Salaries and employee benefits	$4,495,000	1,428
Premises and equipment expense	$1,174,000	1,044
Additional noninterest expense	$11,792,000	384
Pre-tax net operating income	$14,568,000	545
Securities gains (losses)	$-185,000	4,456
Applicable income taxes	$3,137,000	501
Income before extraordinary items	$11,246,000	557
Extraordinary gains, net	$0	4
Net income	$11,246,000	556
Minority interest net income	$0	60
Net income of bank and minority interests.	$11,246,000	557
Net charge-offs	$159,000	593
Cash dividends	$5,000,000	418
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$11,392,150	560
2022-03-31 (YTD Data)		Rank
Total interest income	$14,039,000	603
Total interest expense	$169,000	2,468
Net interest income	$13,870,000	567
Provision for loan and lease losses	$264,000	547
Total noninterest income	$3,036,000	684
Gross Fiduciary activities income	$796,000	299
Service charges on deposit accounts	$691,000	441
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,549,000	814
Total noninterest expense	$8,682,000	740
Salaries and employee benefits	$2,498,000	1,313
Premises and equipment expense	$564,000	1,083
Additional noninterest expense	$5,620,000	393
Pre-tax net operating income	$7,960,000	493
Securities gains (losses)	$9,000	394
Applicable income taxes	$1,765,000	455
Income before extraordinary items	$6,204,000	500
Extraordinary gains, net	$0	4
Net income	$6,204,000	501
Minority interest net income	$0	50
Net income of bank and minority interests.	$6,204,000	500
Net charge-offs	$-12,000	3,981
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$6,196,890	508
2021-12-31 (YTD Data)		Rank
Total interest income	$50,812,000	669
Total interest expense	$551,000	3,029
Net interest income	$50,261,000	624
Provision for loan and lease losses	$768,000	751
Total noninterest income	$10,645,000	801
Gross Fiduciary activities income	$2,920,000	308
Service charges on deposit accounts	$2,408,000	466
Trading account gains and fees	$0	132
Additional Noninterest Income	$5,317,000	1,026
Total noninterest expense	$33,719,000	758
Salaries and employee benefits	$8,449,000	1,500
Premises and equipment expense	$2,992,000	863
Additional noninterest expense	$22,278,000	389
Pre-tax net operating income	$26,419,000	602
Securities gains (losses)	$414,000	410
Applicable income taxes	$5,749,000	569
Income before extraordinary items	$21,084,000	622
Extraordinary gains, net	$0	10
Net income	$21,084,000	622
Minority interest net income	$0	74
Net income of bank and minority interests.	$21,084,000	623
Net charge-offs	$97,000	1,357
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$20,756,940	620
2021-09-30 (YTD Data)		Rank
Total interest income	$37,534,000	696
Total interest expense	$423,000	3,101
Net interest income	$37,111,000	644
Provision for loan and lease losses	$773,000	568
Total noninterest income	$7,742,000	834
Gross Fiduciary activities income	$2,166,000	310
Service charges on deposit accounts	$1,732,000	486
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,844,000	1,076
Total noninterest expense	$25,332,000	762
Salaries and employee benefits	$6,480,000	1,462
Premises and equipment expense	$2,401,000	832
Additional noninterest expense	$16,451,000	389
Pre-tax net operating income	$18,748,000	649
Securities gains (losses)	$157,000	641
Applicable income taxes	$3,966,000	626
Income before extraordinary items	$14,939,000	667
Extraordinary gains, net	$0	8
Net income	$14,939,000	667
Minority interest net income	$0	69
Net income of bank and minority interests.	$14,939,000	667
Net charge-offs	$112,000	1,035
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$14,814,970	661
2021-06-30 (YTD Data)		Rank
Total interest income	$24,337,000	705
Total interest expense	$294,000	3,124
Net interest income	$24,043,000	656
Provision for loan and lease losses	$-772,000	4,656
Total noninterest income	$5,087,000	842
Gross Fiduciary activities income	$1,436,000	307
Service charges on deposit accounts	$1,072,000	491
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,579,000	1,085
Total noninterest expense	$16,652,000	769
Salaries and employee benefits	$4,420,000	1,430
Premises and equipment expense	$1,761,000	761
Additional noninterest expense	$10,471,000	395
Pre-tax net operating income	$13,250,000	611
Securities gains (losses)	$131,000	577
Applicable income taxes	$2,963,000	573
Income before extraordinary items	$10,418,000	642
Extraordinary gains, net	$0	6
Net income	$10,418,000	642
Minority interest net income	$0	67
Net income of bank and minority interests.	$10,418,000	642
Net charge-offs	$25,000	1,407
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$10,314,510	637
2021-03-31 (YTD Data)		Rank
Total interest income	$11,780,000	720
Total interest expense	$150,000	3,175
Net interest income	$11,630,000	667
Provision for loan and lease losses	$-249,000	4,708
Total noninterest income	$2,247,000	923
Gross Fiduciary activities income	$693,000	307
Service charges on deposit accounts	$535,000	494
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,019,000	1,258
Total noninterest expense	$8,271,000	767
Salaries and employee benefits	$2,340,000	1,360
Premises and equipment expense	$886,000	769
Additional noninterest expense	$5,045,000	398
Pre-tax net operating income	$5,855,000	678
Securities gains (losses)	$50,000	663
Applicable income taxes	$1,243,000	647
Income before extraordinary items	$4,662,000	708
Extraordinary gains, net	$0	3
Net income	$4,662,000	708
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,662,000	708
Net charge-offs	$-72,000	4,696
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,622,500	702
2020-12-31 (YTD Data)		Rank
Total interest income	$37,062,000	892
Total interest expense	$1,157,000	2,719
Net interest income	$35,905,000	803
Provision for loan and lease losses	$4,008,000	665
Total noninterest income	$7,787,000	960
Gross Fiduciary activities income	$2,412,000	313
Service charges on deposit accounts	$1,706,000	594
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,669,000	1,283
Total noninterest expense	$23,991,000	978
Salaries and employee benefits	$6,704,000	1,730
Premises and equipment expense	$1,809,000	1,295
Additional noninterest expense	$15,478,000	505
Pre-tax net operating income	$15,693,000	712
Securities gains (losses)	$574,000	551
Applicable income taxes	$3,860,000	594
Income before extraordinary items	$12,407,000	778
Extraordinary gains, net	$0	4
Net income	$12,407,000	778
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,407,000	778
Net charge-offs	$518,000	947
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$11,953,540	778
2020-09-30 (YTD Data)		Rank
Total interest income	$26,806,000	915
Total interest expense	$1,001,000	2,626
Net interest income	$25,805,000	825
Provision for loan and lease losses	$2,180,000	844
Total noninterest income	$5,599,000	948
Gross Fiduciary activities income	$1,762,000	314
Service charges on deposit accounts	$1,245,000	602
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,592,000	1,291
Total noninterest expense	$16,758,000	1,012
Salaries and employee benefits	$4,999,000	1,728
Premises and equipment expense	$1,133,000	1,510
Additional noninterest expense	$10,626,000	519
Pre-tax net operating income	$12,466,000	658
Securities gains (losses)	$518,000	479
Applicable income taxes	$3,146,000	534
Income before extraordinary items	$9,838,000	720
Extraordinary gains, net	$0	4
Net income	$9,838,000	720
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,838,000	720
Net charge-offs	$499,000	757
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$9,428,780	720
2020-06-30 (YTD Data)		Rank
Total interest income	$17,857,000	923
Total interest expense	$861,000	2,382
Net interest income	$16,996,000	829
Provision for loan and lease losses	$2,416,000	641
Total noninterest income	$3,703,000	909
Gross Fiduciary activities income	$1,086,000	330
Service charges on deposit accounts	$830,000	611
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,787,000	1,175
Total noninterest expense	$11,549,000	980
Salaries and employee benefits	$3,385,000	1,704
Premises and equipment expense	$774,000	1,469
Additional noninterest expense	$7,390,000	500
Pre-tax net operating income	$6,734,000	719
Securities gains (losses)	$497,000	368
Applicable income taxes	$1,744,000	549
Income before extraordinary items	$5,487,000	775
Extraordinary gains, net	$0	4
Net income	$5,487,000	775
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,487,000	775
Net charge-offs	$441,000	642
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,094,370	801
2020-03-31 (YTD Data)		Rank
Total interest income	$8,665,000	958
Total interest expense	$699,000	1,847
Net interest income	$7,966,000	866
Provision for loan and lease losses	$1,590,000	457
Total noninterest income	$2,033,000	807
Gross Fiduciary activities income	$565,000	329
Service charges on deposit accounts	$412,000	727
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,056,000	933
Total noninterest expense	$5,863,000	979
Salaries and employee benefits	$1,793,000	1,644
Premises and equipment expense	$394,000	1,465
Additional noninterest expense	$3,676,000	507
Pre-tax net operating income	$2,546,000	863
Securities gains (losses)	$-27,000	4,903
Applicable income taxes	$615,000	638
Income before extraordinary items	$1,904,000	978
Extraordinary gains, net	$0	4
Net income	$1,904,000	978
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,904,000	978
Net charge-offs	$216,000	602
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,925,330	958
2019-12-31 (YTD Data)		Rank
Total interest income	$31,295,000	1,048
Total interest expense	$2,889,000	1,857
Net interest income	$28,406,000	939
Provision for loan and lease losses	$2,503,000	440
Total noninterest income	$8,504,000	775
Gross Fiduciary activities income	$2,554,000	308
Service charges on deposit accounts	$1,676,000	745
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,274,000	921
Total noninterest expense	$21,526,000	1,030
Salaries and employee benefits	$7,540,000	1,533
Premises and equipment expense	$1,661,000	1,380
Additional noninterest expense	$12,325,000	578
Pre-tax net operating income	$12,881,000	849
Securities gains (losses)	$454,000	385
Applicable income taxes	$3,230,000	672
Income before extraordinary items	$10,105,000	933
Extraordinary gains, net	$0	11
Net income	$10,105,000	934
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,105,000	934
Net charge-offs	$280,000	1,404
Cash dividends	$500,000	2,974
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,746,340	941
2019-09-30 (YTD Data)		Rank
Total interest income	$23,445,000	1,052
Total interest expense	$2,229,000	1,833
Net interest income	$21,216,000	951
Provision for loan and lease losses	$679,000	920
Total noninterest income	$6,709,000	745
Gross Fiduciary activities income	$1,960,000	300
Service charges on deposit accounts	$1,240,000	746
Trading account gains and fees	$0	129
Additional Noninterest Income	$3,509,000	861
Total noninterest expense	$15,649,000	1,049
Salaries and employee benefits	$5,581,000	1,554
Premises and equipment expense	$1,241,000	1,389
Additional noninterest expense	$8,827,000	605
Pre-tax net operating income	$11,597,000	744
Securities gains (losses)	$455,000	334
Applicable income taxes	$2,940,000	599
Income before extraordinary items	$9,112,000	803
Extraordinary gains, net	$0	11
Net income	$9,112,000	804
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,112,000	804
Net charge-offs	$217,000	1,235
Cash dividends	$500,000	2,470
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,752,550	811
2019-06-30 (YTD Data)		Rank
Total interest income	$15,345,000	1,061
Total interest expense	$1,439,000	1,853
Net interest income	$13,906,000	964
Provision for loan and lease losses	$394,000	1,024
Total noninterest income	$4,269,000	760
Gross Fiduciary activities income	$1,350,000	297
Service charges on deposit accounts	$794,000	765
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,125,000	896
Total noninterest expense	$10,198,000	1,065
Salaries and employee benefits	$3,770,000	1,537
Premises and equipment expense	$776,000	1,479
Additional noninterest expense	$5,652,000	626
Pre-tax net operating income	$7,583,000	734
Securities gains (losses)	$197,000	381
Applicable income taxes	$1,890,000	592
Income before extraordinary items	$5,890,000	798
Extraordinary gains, net	$0	11
Net income	$5,890,000	798
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,890,000	798
Net charge-offs	$191,000	1,016
Cash dividends	$499,000	2,144
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,734,370	806
2019-03-31 (YTD Data)		Rank
Total interest income	$7,627,000	1,061
Total interest expense	$692,000	1,858
Net interest income	$6,935,000	966
Provision for loan and lease losses	$335,000	628
Total noninterest income	$2,069,000	752
Gross Fiduciary activities income	$690,000	290
Service charges on deposit accounts	$377,000	788
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,002,000	901
Total noninterest expense	$5,150,000	1,051
Salaries and employee benefits	$1,889,000	1,542
Premises and equipment expense	$358,000	1,600
Additional noninterest expense	$2,903,000	609
Pre-tax net operating income	$3,519,000	768
Securities gains (losses)	$164,000	215
Applicable income taxes	$903,000	598
Income before extraordinary items	$2,780,000	826
Extraordinary gains, net	$0	5
Net income	$2,780,000	826
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,780,000	825
Net charge-offs	$149,000	735
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,650,440	855
2018-12-31 (YTD Data)		Rank
Total interest income	$27,958,000	1,070
Total interest expense	$1,971,000	1,957
Net interest income	$25,987,000	1,001
Provision for loan and lease losses	$-831,000	5,333
Total noninterest income	$9,146,000	728
Gross Fiduciary activities income	$3,071,000	277
Service charges on deposit accounts	$1,384,000	882
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,691,000	829
Total noninterest expense	$22,311,000	973
Salaries and employee benefits	$9,093,000	1,266
Premises and equipment expense	$1,633,000	1,378
Additional noninterest expense	$11,585,000	604
Pre-tax net operating income	$13,653,000	808
Securities gains (losses)	$-99,000	5,012
Applicable income taxes	$3,216,000	640
Income before extraordinary items	$10,338,000	886
Extraordinary gains, net	$0	6
Net income	$10,338,000	885
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,338,000	885
Net charge-offs	$184,000	1,709
Cash dividends	$7,500,000	531
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$10,416,210	876
2018-09-30 (YTD Data)		Rank
Total interest income	$20,849,000	1,065
Total interest expense	$1,259,000	2,092
Net interest income	$19,590,000	994
Provision for loan and lease losses	$-569,000	5,393
Total noninterest income	$7,313,000	696
Gross Fiduciary activities income	$2,344,000	274
Service charges on deposit accounts	$1,023,000	889
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,946,000	785
Total noninterest expense	$16,389,000	982
Salaries and employee benefits	$7,067,000	1,224
Premises and equipment expense	$1,225,000	1,395
Additional noninterest expense	$8,097,000	634
Pre-tax net operating income	$11,083,000	750
Securities gains (losses)	$-116,000	5,266
Applicable income taxes	$2,580,000	612
Income before extraordinary items	$8,387,000	839
Extraordinary gains, net	$0	5
Net income	$8,387,000	837
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,387,000	838
Net charge-offs	$156,000	1,410
Cash dividends	$4,500,000	589
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,478,640	826
2018-06-30 (YTD Data)		Rank
Total interest income	$13,998,000	1,046
Total interest expense	$755,000	2,168
Net interest income	$13,243,000	978
Provision for loan and lease losses	$-488,000	5,464
Total noninterest income	$4,921,000	695
Gross Fiduciary activities income	$1,593,000	272
Service charges on deposit accounts	$680,000	888
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,648,000	784
Total noninterest expense	$11,071,000	981
Salaries and employee benefits	$4,816,000	1,205
Premises and equipment expense	$809,000	1,420
Additional noninterest expense	$5,446,000	632
Pre-tax net operating income	$7,581,000	726
Securities gains (losses)	$-103,000	5,353
Applicable income taxes	$1,751,000	600
Income before extraordinary items	$5,727,000	804
Extraordinary gains, net	$0	6
Net income	$5,727,000	802
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,727,000	803
Net charge-offs	$93,000	1,359
Cash dividends	$1,500,000	946
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,808,370	792
2018-03-31 (YTD Data)		Rank
Total interest income	$6,376,000	1,131
Total interest expense	$333,000	2,279
Net interest income	$6,043,000	1,056
Provision for loan and lease losses	$37,000	2,310
Total noninterest income	$2,430,000	687
Gross Fiduciary activities income	$782,000	278
Service charges on deposit accounts	$336,000	900
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,312,000	764
Total noninterest expense	$5,707,000	964
Salaries and employee benefits	$2,480,000	1,187
Premises and equipment expense	$410,000	1,423
Additional noninterest expense	$2,817,000	603
Pre-tax net operating income	$2,729,000	940
Securities gains (losses)	$0	735
Applicable income taxes	$625,000	729
Income before extraordinary items	$2,104,000	1,026
Extraordinary gains, net	$0	7
Net income	$2,104,000	1,025
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,104,000	1,026
Net charge-offs	$-4,000	4,365
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,104,000	1,015
2017-12-31 (YTD Data)		Rank
Total interest income	$22,997,000	1,201
Total interest expense	$1,064,000	2,448
Net interest income	$21,933,000	1,124
Provision for loan and lease losses	$2,208,000	478
Total noninterest income	$9,117,000	736
Gross Fiduciary activities income	$2,623,000	298
Service charges on deposit accounts	$1,313,000	930
Trading account gains and fees	$0	151
Additional Noninterest Income	$5,181,000	795
Total noninterest expense	$20,976,000	1,015
Salaries and employee benefits	$8,761,000	1,291
Premises and equipment expense	$1,632,000	1,398
Additional noninterest expense	$10,583,000	640
Pre-tax net operating income	$7,866,000	1,195
Securities gains (losses)	$310,000	297
Applicable income taxes	$4,269,000	740
Income before extraordinary items	$3,907,000	1,633
Extraordinary gains, net	$0	9
Net income	$3,907,000	1,633
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,907,000	1,633
Net charge-offs	$1,336,000	563
Cash dividends	$3,500,000	908
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,708,600	1,688
2017-09-30 (YTD Data)		Rank
Total interest income	$17,161,000	1,204
Total interest expense	$780,000	2,456
Net interest income	$16,381,000	1,129
Provision for loan and lease losses	$1,837,000	429
Total noninterest income	$6,699,000	763
Gross Fiduciary activities income	$1,807,000	308
Service charges on deposit accounts	$974,000	944
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,918,000	806
Total noninterest expense	$15,696,000	1,020
Salaries and employee benefits	$6,669,000	1,281
Premises and equipment expense	$1,236,000	1,395
Additional noninterest expense	$7,791,000	657
Pre-tax net operating income	$5,547,000	1,273
Securities gains (losses)	$287,000	298
Applicable income taxes	$1,825,000	975
Income before extraordinary items	$4,009,000	1,369
Extraordinary gains, net	$0	9
Net income	$4,009,000	1,369
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,009,000	1,369
Net charge-offs	$1,591,000	359
Cash dividends	$3,500,000	681
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,810,970	1,410
2017-06-30 (YTD Data)		Rank
Total interest income	$11,492,000	1,195
Total interest expense	$495,000	2,510
Net interest income	$10,997,000	1,115
Provision for loan and lease losses	$1,471,000	362
Total noninterest income	$4,425,000	761
Gross Fiduciary activities income	$1,244,000	304
Service charges on deposit accounts	$641,000	941
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,540,000	822
Total noninterest expense	$10,322,000	1,039
Salaries and employee benefits	$4,330,000	1,315
Premises and equipment expense	$818,000	1,411
Additional noninterest expense	$5,174,000	665
Pre-tax net operating income	$3,629,000	1,281
Securities gains (losses)	$61,000	586
Applicable income taxes	$1,131,000	1,022
Income before extraordinary items	$2,559,000	1,406
Extraordinary gains, net	$0	11
Net income	$2,559,000	1,406
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,559,000	1,407
Net charge-offs	$472,000	591
Cash dividends	$1,500,000	954
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,516,910	1,404
2017-03-31 (YTD Data)		Rank
Total interest income	$5,607,000	1,208
Total interest expense	$243,000	2,506
Net interest income	$5,364,000	1,131
Provision for loan and lease losses	$413,000	521
Total noninterest income	$2,064,000	788
Gross Fiduciary activities income	$534,000	327
Service charges on deposit accounts	$308,000	974
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,222,000	824
Total noninterest expense	$4,864,000	1,092
Salaries and employee benefits	$1,969,000	1,449
Premises and equipment expense	$370,000	1,559
Additional noninterest expense	$2,525,000	667
Pre-tax net operating income	$2,151,000	1,104
Securities gains (losses)	$24,000	485
Applicable income taxes	$689,000	859
Income before extraordinary items	$1,486,000	1,224
Extraordinary gains, net	$0	8
Net income	$1,486,000	1,223
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,486,000	1,224
Net charge-offs	$340,000	424
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,469,680	1,218
2016-12-31 (YTD Data)		Rank
Total interest income	$23,231,000	1,138
Total interest expense	$999,000	2,420
Net interest income	$22,232,000	1,068
Provision for loan and lease losses	$-462,000	5,733
Total noninterest income	$6,924,000	910
Gross Fiduciary activities income	$2,130,000	321
Service charges on deposit accounts	$1,088,000	1,125
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,706,000	1,040
Total noninterest expense	$19,238,000	1,086
Salaries and employee benefits	$8,045,000	1,362
Premises and equipment expense	$1,618,000	1,411
Additional noninterest expense	$9,575,000	706
Pre-tax net operating income	$10,380,000	897
Securities gains (losses)	$750,000	305
Applicable income taxes	$3,829,000	659
Income before extraordinary items	$7,301,000	1,020
Extraordinary gains, net	$0	5
Net income	$7,301,000	1,019
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,301,000	1,019
Net charge-offs	$-804,000	5,844
Cash dividends	$3,000,000	1,015
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,806,000	1,061
2016-09-30 (YTD Data)		Rank
Total interest income	$17,455,000	1,135
Total interest expense	$785,000	2,339
Net interest income	$16,670,000	1,071
Provision for loan and lease losses	$-659,000	5,878
Total noninterest income	$4,952,000	938
Gross Fiduciary activities income	$1,515,000	335
Service charges on deposit accounts	$798,000	1,142
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,639,000	1,087
Total noninterest expense	$13,890,000	1,123
Salaries and employee benefits	$6,153,000	1,343
Premises and equipment expense	$1,210,000	1,418
Additional noninterest expense	$6,527,000	765
Pre-tax net operating income	$8,391,000	838
Securities gains (losses)	$801,000	254
Applicable income taxes	$3,196,000	626
Income before extraordinary items	$5,996,000	935
Extraordinary gains, net	$0	5
Net income	$5,996,000	934
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,996,000	935
Net charge-offs	$-823,000	5,906
Cash dividends	$3,000,000	756
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,475,350	1,002
2016-06-30 (YTD Data)		Rank
Total interest income	$11,757,000	1,128
Total interest expense	$546,000	2,290
Net interest income	$11,211,000	1,065
Provision for loan and lease losses	$-996,000	6,014
Total noninterest income	$3,025,000	987
Gross Fiduciary activities income	$923,000	347
Service charges on deposit accounts	$522,000	1,148
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,580,000	1,142
Total noninterest expense	$9,129,000	1,139
Salaries and employee benefits	$3,997,000	1,379
Premises and equipment expense	$788,000	1,446
Additional noninterest expense	$4,344,000	766
Pre-tax net operating income	$6,103,000	762
Securities gains (losses)	$66,000	1,249
Applicable income taxes	$2,207,000	608
Income before extraordinary items	$3,962,000	924
Extraordinary gains, net	$0	16
Net income	$3,962,000	922
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,962,000	923
Net charge-offs	$-747,000	6,006
Cash dividends	$3,000,000	547
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,919,760	897
2016-03-31 (YTD Data)		Rank
Total interest income	$5,891,000	1,125
Total interest expense	$276,000	2,272
Net interest income	$5,615,000	1,059
Provision for loan and lease losses	$-176,000	6,010
Total noninterest income	$1,405,000	1,010
Gross Fiduciary activities income	$457,000	347
Service charges on deposit accounts	$245,000	1,210
Trading account gains and fees	$0	142
Additional Noninterest Income	$703,000	1,204
Total noninterest expense	$4,346,000	1,188
Salaries and employee benefits	$1,889,000	1,451
Premises and equipment expense	$394,000	1,468
Additional noninterest expense	$2,063,000	792
Pre-tax net operating income	$2,850,000	801
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$1,012,000	636
Income before extraordinary items	$1,841,000	976
Extraordinary gains, net	$0	12
Net income	$1,841,000	977
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,841,000	977
Net charge-offs	$-49,000	5,725
Cash dividends	$3,000,000	303
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,839,050	940
2015-12-31 (YTD Data)		Rank
Total interest income	$20,408,000	1,252
Total interest expense	$1,154,000	2,182
Net interest income	$19,254,000	1,189
Provision for loan and lease losses	$-323,000	5,886
Total noninterest income	$3,980,000	1,302
Gross Fiduciary activities income	$2,069,000	327
Service charges on deposit accounts	$841,000	1,415
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,070,000	2,288
Total noninterest expense	$18,297,000	1,111
Salaries and employee benefits	$8,129,000	1,333
Premises and equipment expense	$1,623,000	1,424
Additional noninterest expense	$8,545,000	771
Pre-tax net operating income	$5,260,000	1,513
Securities gains (losses)	$436,000	398
Applicable income taxes	$1,799,000	1,082
Income before extraordinary items	$3,897,000	1,634
Extraordinary gains, net	$0	23
Net income	$3,897,000	1,636
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,897,000	1,636
Net charge-offs	$-470,000	6,000
Cash dividends	$14,000,000	294
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,600,520	1,715
2015-09-30 (YTD Data)		Rank
Total interest income	$14,542,000	1,317
Total interest expense	$880,000	2,180
Net interest income	$13,662,000	1,261
Provision for loan and lease losses	$422,000	1,186
Total noninterest income	$4,650,000	977
Gross Fiduciary activities income	$1,516,000	333
Service charges on deposit accounts	$607,000	1,474
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,527,000	1,096
Total noninterest expense	$13,804,000	1,107
Salaries and employee benefits	$6,478,000	1,281
Premises and equipment expense	$1,152,000	1,511
Additional noninterest expense	$6,174,000	799
Pre-tax net operating income	$4,086,000	1,496
Securities gains (losses)	$140,000	818
Applicable income taxes	$1,298,000	1,154
Income before extraordinary items	$2,928,000	1,667
Extraordinary gains, net	$0	21
Net income	$2,928,000	1,669
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,928,000	1,669
Net charge-offs	$-123,000	5,850
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,831,400	1,669
2015-06-30 (YTD Data)		Rank
Total interest income	$9,335,000	1,364
Total interest expense	$608,000	2,136
Net interest income	$8,727,000	1,308
Provision for loan and lease losses	$526,000	726
Total noninterest income	$3,175,000	957
Gross Fiduciary activities income	$1,044,000	327
Service charges on deposit accounts	$380,000	1,536
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,751,000	1,068
Total noninterest expense	$9,008,000	1,130
Salaries and employee benefits	$4,508,000	1,241
Premises and equipment expense	$726,000	1,601
Additional noninterest expense	$3,774,000	869
Pre-tax net operating income	$2,368,000	1,650
Securities gains (losses)	$52,000	1,207
Applicable income taxes	$745,000	1,289
Income before extraordinary items	$1,675,000	1,875
Extraordinary gains, net	$0	22
Net income	$1,675,000	1,878
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,675,000	1,878
Net charge-offs	$84,000	1,879
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,639,120	1,863
2015-03-31 (YTD Data)		Rank
Total interest income	$4,596,000	1,376
Total interest expense	$320,000	2,047
Net interest income	$4,276,000	1,322
Provision for loan and lease losses	$321,000	595
Total noninterest income	$1,581,000	934
Gross Fiduciary activities income	$513,000	332
Service charges on deposit accounts	$185,000	1,541
Trading account gains and fees	$0	152
Additional Noninterest Income	$883,000	1,021
Total noninterest expense	$4,600,000	1,115
Salaries and employee benefits	$2,288,000	1,224
Premises and equipment expense	$355,000	1,665
Additional noninterest expense	$1,957,000	826
Pre-tax net operating income	$936,000	1,967
Securities gains (losses)	$16,000	1,315
Applicable income taxes	$275,000	1,532
Income before extraordinary items	$677,000	2,204
Extraordinary gains, net	$0	13
Net income	$677,000	2,205
Minority interest net income	$0	64
Net income of bank and minority interests.	$677,000	2,205
Net charge-offs	$12,000	2,395
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$665,640	2,166
2014-12-31 (YTD Data)		Rank
Total interest income	$19,245,000	1,319
Total interest expense	$1,489,000	1,898
Net interest income	$17,756,000	1,259
Provision for loan and lease losses	$-661,000	6,293
Total noninterest income	$6,529,000	909
Gross Fiduciary activities income	$1,935,000	342
Service charges on deposit accounts	$774,000	1,621
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,820,000	930
Total noninterest expense	$19,545,000	1,050
Salaries and employee benefits	$9,780,000	1,108
Premises and equipment expense	$1,683,000	1,411
Additional noninterest expense	$8,082,000	805
Pre-tax net operating income	$5,401,000	1,426
Securities gains (losses)	$113,000	1,164
Applicable income taxes	$1,724,000	1,093
Income before extraordinary items	$3,790,000	1,661
Extraordinary gains, net	$0	17
Net income	$3,790,000	1,661
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,790,000	1,660
Net charge-offs	$214,000	2,385
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,712,030	1,662
2014-09-30 (YTD Data)		Rank
Total interest income	$14,413,000	1,331
Total interest expense	$1,140,000	1,892
Net interest income	$13,273,000	1,269
Provision for loan and lease losses	$-391,000	6,354
Total noninterest income	$4,964,000	902
Gross Fiduciary activities income	$1,389,000	350
Service charges on deposit accounts	$587,000	1,623
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,988,000	902
Total noninterest expense	$14,984,000	1,018
Salaries and employee benefits	$7,647,000	1,076
Premises and equipment expense	$1,283,000	1,390
Additional noninterest expense	$6,054,000	800
Pre-tax net operating income	$3,644,000	1,574
Securities gains (losses)	$142,000	786
Applicable income taxes	$1,155,000	1,174
Income before extraordinary items	$2,631,000	1,775
Extraordinary gains, net	$0	15
Net income	$2,631,000	1,776
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,631,000	1,775
Net charge-offs	$310,000	1,578
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,533,020	1,792
2014-06-30 (YTD Data)		Rank
Total interest income	$9,661,000	1,315
Total interest expense	$745,000	1,951
Net interest income	$8,916,000	1,248
Provision for loan and lease losses	$-735,000	6,538
Total noninterest income	$3,256,000	891
Gross Fiduciary activities income	$957,000	342
Service charges on deposit accounts	$399,000	1,574
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,900,000	925
Total noninterest expense	$10,030,000	1,013
Salaries and employee benefits	$5,158,000	1,059
Premises and equipment expense	$826,000	1,450
Additional noninterest expense	$4,046,000	802
Pre-tax net operating income	$2,877,000	1,336
Securities gains (losses)	$176,000	522
Applicable income taxes	$973,000	985
Income before extraordinary items	$2,080,000	1,482
Extraordinary gains, net	$0	20
Net income	$2,080,000	1,484
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,080,000	1,484
Net charge-offs	$-356,000	6,528
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,960,320	1,544
2014-03-31 (YTD Data)		Rank
Total interest income	$4,715,000	1,344
Total interest expense	$393,000	1,896
Net interest income	$4,322,000	1,286
Provision for loan and lease losses	$-380,000	6,611
Total noninterest income	$1,410,000	961
Gross Fiduciary activities income	$457,000	353
Service charges on deposit accounts	$213,000	1,470
Trading account gains and fees	$0	147
Additional Noninterest Income	$740,000	1,074
Total noninterest expense	$5,083,000	1,008
Salaries and employee benefits	$2,553,000	1,083
Premises and equipment expense	$413,000	1,478
Additional noninterest expense	$2,117,000	769
Pre-tax net operating income	$1,029,000	1,727
Securities gains (losses)	$176,000	294
Applicable income taxes	$368,000	1,154
Income before extraordinary items	$837,000	1,739
Extraordinary gains, net	$0	16
Net income	$837,000	1,743
Minority interest net income	$0	66
Net income of bank and minority interests.	$837,000	1,742
Net charge-offs	$-160,000	6,560
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$715,560	1,928
2013-12-31 (YTD Data)		Rank
Total interest income	$17,185,000	1,470
Total interest expense	$1,899,000	1,788
Net interest income	$15,286,000	1,414
Provision for loan and lease losses	$-1,014,000	6,680
Total noninterest income	$11,247,000	606
Gross Fiduciary activities income	$1,887,000	331
Service charges on deposit accounts	$916,000	1,472
Trading account gains and fees	$0	184
Additional Noninterest Income	$8,444,000	547
Total noninterest expense	$22,184,000	916
Salaries and employee benefits	$10,341,000	1,047
Premises and equipment expense	$1,861,000	1,270
Additional noninterest expense	$9,982,000	703
Pre-tax net operating income	$5,363,000	1,356
Securities gains (losses)	$256,000	771
Applicable income taxes	$1,832,000	965
Income before extraordinary items	$3,787,000	1,576
Extraordinary gains, net	$0	29
Net income	$3,787,000	1,580
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,787,000	1,580
Net charge-offs	$-703,000	6,757
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,615,480	1,601
2013-09-30 (YTD Data)		Rank
Total interest income	$12,692,000	1,495
Total interest expense	$1,483,000	1,771
Net interest income	$11,209,000	1,460
Provision for loan and lease losses	$-1,149,000	6,792
Total noninterest income	$9,853,000	568
Gross Fiduciary activities income	$1,408,000	331
Service charges on deposit accounts	$701,000	1,457
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,744,000	484
Total noninterest expense	$16,984,000	903
Salaries and employee benefits	$8,030,000	998
Premises and equipment expense	$1,465,000	1,225
Additional noninterest expense	$7,489,000	696
Pre-tax net operating income	$5,227,000	1,100
Securities gains (losses)	$296,000	640
Applicable income taxes	$1,861,000	785
Income before extraordinary items	$3,662,000	1,254
Extraordinary gains, net	$0	25
Net income	$3,662,000	1,254
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,662,000	1,256
Net charge-offs	$-546,000	6,824
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,466,640	1,291
2013-06-30 (YTD Data)		Rank
Total interest income	$8,229,000	1,529
Total interest expense	$1,016,000	1,757
Net interest income	$7,213,000	1,493
Provision for loan and lease losses	$-1,287,000	6,870
Total noninterest income	$7,757,000	506
Gross Fiduciary activities income	$942,000	332
Service charges on deposit accounts	$472,000	1,411
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,343,000	434
Total noninterest expense	$11,510,000	889
Salaries and employee benefits	$5,413,000	999
Premises and equipment expense	$952,000	1,255
Additional noninterest expense	$5,145,000	668
Pre-tax net operating income	$4,747,000	809
Securities gains (losses)	$298,000	562
Applicable income taxes	$1,763,000	594
Income before extraordinary items	$3,282,000	936
Extraordinary gains, net	$0	22
Net income	$3,282,000	937
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,282,000	939
Net charge-offs	$-416,000	6,874
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,088,300	954
2013-03-31 (YTD Data)		Rank
Total interest income	$4,113,000	1,540
Total interest expense	$571,000	1,608
Net interest income	$3,542,000	1,535
Provision for loan and lease losses	$-605,000	6,962
Total noninterest income	$4,107,000	487
Gross Fiduciary activities income	$427,000	350
Service charges on deposit accounts	$231,000	1,424
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,449,000	398
Total noninterest expense	$5,787,000	891
Salaries and employee benefits	$2,906,000	942
Premises and equipment expense	$461,000	1,315
Additional noninterest expense	$2,420,000	711
Pre-tax net operating income	$2,467,000	769
Securities gains (losses)	$126,000	608
Applicable income taxes	$879,000	595
Income before extraordinary items	$1,714,000	895
Extraordinary gains, net	$0	10
Net income	$1,714,000	896
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,714,000	897
Net charge-offs	$-226,000	6,925
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,630,840	890
2012-12-31 (YTD Data)		Rank
Total interest income	$10,828,000	2,385
Total interest expense	$1,803,000	2,336
Net interest income	$9,025,000	2,383
Provision for loan and lease losses	$-713,000	7,004
Total noninterest income	$13,146,000	561
Gross Fiduciary activities income	$1,797,000	328
Service charges on deposit accounts	$551,000	2,301
Trading account gains and fees	$0	166
Additional Noninterest Income	$10,798,000	465
Total noninterest expense	$17,685,000	1,136
Salaries and employee benefits	$9,667,000	1,091
Premises and equipment expense	$1,429,000	1,644
Additional noninterest expense	$6,589,000	1,055
Pre-tax net operating income	$5,199,000	1,324
Securities gains (losses)	$290,000	1,391
Applicable income taxes	$1,843,000	935
Income before extraordinary items	$3,646,000	1,568
Extraordinary gains, net	$0	29
Net income	$3,646,000	1,569
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,646,000	1,569
Net charge-offs	$-531,000	7,046
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,454,600	1,559
2012-09-30 (YTD Data)		Rank
Total interest income	$7,935,000	2,487
Total interest expense	$1,340,000	2,456
Net interest income	$6,595,000	2,477
Provision for loan and lease losses	$-567,000	7,116
Total noninterest income	$8,924,000	591
Gross Fiduciary activities income	$1,348,000	324
Service charges on deposit accounts	$389,000	2,439
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,187,000	498
Total noninterest expense	$13,076,000	1,151
Salaries and employee benefits	$7,182,000	1,086
Premises and equipment expense	$1,007,000	1,763
Additional noninterest expense	$4,887,000	1,057
Pre-tax net operating income	$3,010,000	1,692
Securities gains (losses)	$412,000	875
Applicable income taxes	$1,122,000	1,125
Income before extraordinary items	$2,300,000	1,868
Extraordinary gains, net	$0	20
Net income	$2,300,000	1,867
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,300,000	1,869
Net charge-offs	$-664,000	7,156
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,023,960	1,964
2012-06-30 (YTD Data)		Rank
Total interest income	$5,239,000	2,521
Total interest expense	$876,000	2,593
Net interest income	$4,363,000	2,495
Provision for loan and lease losses	$173,000	3,189
Total noninterest income	$4,237,000	763
Gross Fiduciary activities income	$904,000	321
Service charges on deposit accounts	$247,000	2,510
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,086,000	676
Total noninterest expense	$7,579,000	1,311
Salaries and employee benefits	$4,693,000	1,110
Premises and equipment expense	$671,000	1,760
Additional noninterest expense	$2,215,000	1,530
Pre-tax net operating income	$848,000	3,171
Securities gains (losses)	$204,000	1,091
Applicable income taxes	$287,000	2,102
Income before extraordinary items	$765,000	3,140
Extraordinary gains, net	$0	19
Net income	$765,000	3,139
Minority interest net income	$0	84
Net income of bank and minority interests.	$765,000	3,140
Net charge-offs	$-591,000	7,224
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$616,080	3,411
2012-03-31 (YTD Data)		Rank
Total interest income	$2,556,000	2,602
Total interest expense	$422,000	2,753
Net interest income	$2,134,000	2,562
Provision for loan and lease losses	$487,000	1,082
Total noninterest income	$1,857,000	824
Gross Fiduciary activities income	$413,000	339
Service charges on deposit accounts	$115,000	2,623
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,329,000	738
Total noninterest expense	$4,084,000	1,223
Salaries and employee benefits	$2,352,000	1,106
Premises and equipment expense	$321,000	1,852
Additional noninterest expense	$1,411,000	1,202
Pre-tax net operating income	$-580,000	7,077
Securities gains (losses)	$157,000	702
Applicable income taxes	$-209,000	7,216
Income before extraordinary items	$-214,000	6,914
Extraordinary gains, net	$0	19
Net income	$-214,000	6,915
Minority interest net income	$0	78
Net income of bank and minority interests.	$-214,000	6,915
Net charge-offs	$-202,000	7,231
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-314,480	6,968
2011-12-31 (YTD Data)		Rank
Total interest income	$10,016,000	2,752
Total interest expense	$1,993,000	2,790
Net interest income	$8,023,000	2,723
Provision for loan and lease losses	$6,347,000	653
Total noninterest income	$3,188,000	1,434
Gross Fiduciary activities income	$1,657,000	302
Service charges on deposit accounts	$458,000	2,762
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,073,000	2,045
Total noninterest expense	$10,920,000	1,771
Salaries and employee benefits	$4,908,000	1,970
Premises and equipment expense	$1,188,000	2,084
Additional noninterest expense	$4,824,000	1,425
Pre-tax net operating income	$-6,056,000	7,109
Securities gains (losses)	$867,000	508
Applicable income taxes	$-2,121,000	7,252
Income before extraordinary items	$-3,068,000	6,956
Extraordinary gains, net	$0	29
Net income	$-3,068,000	6,957
Minority interest net income	$0	96
Net income of bank and minority interests.	$-3,068,000	6,957
Net charge-offs	$7,128,000	600
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-3,622,880	6,979
2011-09-30 (YTD Data)		Rank
Total interest income	$7,645,000	2,741
Total interest expense	$1,525,000	2,839
Net interest income	$6,120,000	2,690
Provision for loan and lease losses	$4,633,000	669
Total noninterest income	$2,114,000	1,553
Gross Fiduciary activities income	$1,229,000	301
Service charges on deposit accounts	$336,000	2,806
Trading account gains and fees	$0	145
Additional Noninterest Income	$549,000	2,561
Total noninterest expense	$7,443,000	1,931
Salaries and employee benefits	$3,181,000	2,275
Premises and equipment expense	$856,000	2,164
Additional noninterest expense	$3,406,000	1,515
Pre-tax net operating income	$-3,842,000	7,170
Securities gains (losses)	$646,000	521
Applicable income taxes	$-1,329,000	7,329
Income before extraordinary items	$-1,867,000	7,043
Extraordinary gains, net	$0	21
Net income	$-1,867,000	7,044
Minority interest net income	$0	87
Net income of bank and minority interests.	$-1,867,000	7,044
Net charge-offs	$4,450,000	693
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-2,280,440	7,073
2011-06-30 (YTD Data)		Rank
Total interest income	$5,246,000	2,699
Total interest expense	$1,045,000	2,865
Net interest income	$4,201,000	2,627
Provision for loan and lease losses	$2,905,000	704
Total noninterest income	$1,344,000	1,601
Gross Fiduciary activities income	$869,000	291
Service charges on deposit accounts	$230,000	2,734
Trading account gains and fees	$0	153
Additional Noninterest Income	$245,000	3,184
Total noninterest expense	$4,968,000	1,943
Salaries and employee benefits	$2,108,000	2,300
Premises and equipment expense	$596,000	2,122
Additional noninterest expense	$2,264,000	1,529
Pre-tax net operating income	$-2,328,000	7,215
Securities gains (losses)	$739,000	258
Applicable income taxes	$-683,000	7,378
Income before extraordinary items	$-906,000	7,001
Extraordinary gains, net	$0	15
Net income	$-906,000	7,000
Minority interest net income	$0	89
Net income of bank and minority interests.	$-906,000	7,001
Net charge-offs	$2,810,000	730
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-1,378,960	7,098
2011-03-31 (YTD Data)		Rank
Total interest income	$2,534,000	2,792
Total interest expense	$529,000	2,908
Net interest income	$2,005,000	2,723
Provision for loan and lease losses	$2,223,000	475
Total noninterest income	$431,000	2,232
Gross Fiduciary activities income	$394,000	312
Service charges on deposit accounts	$115,000	2,685
Trading account gains and fees	$0	158
Additional Noninterest Income	$-78,000	7,340
Total noninterest expense	$2,799,000	1,761
Salaries and employee benefits	$1,069,000	2,294
Premises and equipment expense	$314,000	2,042
Additional noninterest expense	$1,416,000	1,246
Pre-tax net operating income	$-2,586,000	7,438
Securities gains (losses)	$209,000	330
Applicable income taxes	$-925,000	7,515
Income before extraordinary items	$-1,452,000	7,359
Extraordinary gains, net	$0	9
Net income	$-1,452,000	7,360
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,452,000	7,360
Net charge-offs	$1,613,000	618
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-1,585,760	7,369
2010-12-31 (YTD Data)		Rank
Total interest income	$11,222,000	2,668
Total interest expense	$3,130,000	2,515
Net interest income	$8,092,000	2,699
Provision for loan and lease losses	$11,255,000	608
Total noninterest income	$2,422,000	1,803
Gross Fiduciary activities income	$1,540,000	311
Service charges on deposit accounts	$505,000	2,621
Trading account gains and fees	$0	175
Additional Noninterest Income	$377,000	3,617
Total noninterest expense	$8,774,000	2,212
Salaries and employee benefits	$3,423,000	2,790
Premises and equipment expense	$1,360,000	1,882
Additional noninterest expense	$3,991,000	1,809
Pre-tax net operating income	$-9,515,000	7,337
Securities gains (losses)	$1,187,000	423
Applicable income taxes	$-3,235,000	7,540
Income before extraordinary items	$-5,093,000	7,183
Extraordinary gains, net	$0	29
Net income	$-5,093,000	7,183
Minority interest net income	$0	111
Net income of bank and minority interests.	$-5,093,000	7,183
Net charge-offs	$9,673,000	622
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-5,852,680	7,208
2010-09-30 (YTD Data)		Rank
Total interest income	$8,703,000	2,645
Total interest expense	$2,518,000	2,456
Net interest income	$6,185,000	2,678
Provision for loan and lease losses	$10,215,000	488
Total noninterest income	$1,959,000	1,716
Gross Fiduciary activities income	$1,152,000	311
Service charges on deposit accounts	$371,000	2,732
Trading account gains and fees	$0	165
Additional Noninterest Income	$436,000	2,983
Total noninterest expense	$6,405,000	2,267
Salaries and employee benefits	$2,468,000	2,884
Premises and equipment expense	$1,030,000	1,893
Additional noninterest expense	$2,907,000	1,823
Pre-tax net operating income	$-8,476,000	7,519
Securities gains (losses)	$347,000	974
Applicable income taxes	$-3,267,000	7,662
Income before extraordinary items	$-4,862,000	7,410
Extraordinary gains, net	$0	23
Net income	$-4,862,000	7,410
Minority interest net income	$0	110
Net income of bank and minority interests.	$-4,862,000	7,410
Net charge-offs	$8,126,000	541
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-5,084,080	7,407
2010-06-30 (YTD Data)		Rank
Total interest income	$5,847,000	2,656
Total interest expense	$1,792,000	2,402
Net interest income	$4,055,000	2,721
Provision for loan and lease losses	$9,452,000	379
Total noninterest income	$1,309,000	1,663
Gross Fiduciary activities income	$796,000	304
Service charges on deposit accounts	$224,000	2,934
Trading account gains and fees	$0	152
Additional Noninterest Income	$289,000	2,897
Total noninterest expense	$4,199,000	2,301
Salaries and employee benefits	$1,570,000	3,022
Premises and equipment expense	$682,000	1,910
Additional noninterest expense	$1,947,000	1,803
Pre-tax net operating income	$-8,287,000	7,653
Securities gains (losses)	$162,000	1,077
Applicable income taxes	$-3,221,000	7,738
Income before extraordinary items	$-4,904,000	7,578
Extraordinary gains, net	$0	19
Net income	$-4,904,000	7,578
Minority interest net income	$0	105
Net income of bank and minority interests.	$-4,904,000	7,578
Net charge-offs	$5,366,000	543
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-5,007,680	7,577
2010-03-31 (YTD Data)		Rank
Total interest income	$2,918,000	2,719
Total interest expense	$929,000	2,428
Net interest income	$1,989,000	2,799
Provision for loan and lease losses	$5,248,000	360
Total noninterest income	$593,000	1,790
Gross Fiduciary activities income	$364,000	325
Service charges on deposit accounts	$97,000	3,206
Trading account gains and fees	$0	175
Additional Noninterest Income	$132,000	3,048
Total noninterest expense	$2,241,000	2,182
Salaries and employee benefits	$724,000	3,298
Premises and equipment expense	$341,000	1,971
Additional noninterest expense	$1,176,000	1,505
Pre-tax net operating income	$-4,907,000	7,760
Securities gains (losses)	$123,000	704
Applicable income taxes	$-1,884,000	7,853
Income before extraordinary items	$-2,900,000	7,709
Extraordinary gains, net	$0	16
Net income	$-2,900,000	7,710
Minority interest net income	$0	91
Net income of bank and minority interests.	$-2,900,000	7,710
Net charge-offs	$2,018,000	640
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-2,978,720	7,707
2009-12-31 (YTD Data)		Rank
Total interest income	$11,840,000	2,789
Total interest expense	$4,630,000	2,426
Net interest income	$7,210,000	2,994
Provision for loan and lease losses	$7,805,000	1,042
Total noninterest income	$1,567,000	2,484
Gross Fiduciary activities income	$1,367,000	320
Service charges on deposit accounts	$351,000	3,582
Trading account gains and fees	$0	211
Additional Noninterest Income	$-151,000	7,649
Total noninterest expense	$14,727,000	1,394
Salaries and employee benefits	$3,238,000	2,985
Premises and equipment expense	$1,436,000	1,875
Additional noninterest expense	$10,053,000	787
Pre-tax net operating income	$-13,755,000	7,601
Securities gains (losses)	$165,000	1,711
Applicable income taxes	$-3,400,000	7,656
Income before extraordinary items	$-10,190,000	7,563
Extraordinary gains, net	$0	34
Net income	$-10,190,000	7,562
Minority interest net income	$0	115
Net income of bank and minority interests.	$-10,190,000	7,562
Net charge-offs	$6,308,000	967
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-10,313,750	7,571
2009-09-30 (YTD Data)		Rank
Total interest income	$8,676,000	2,893
Total interest expense	$3,505,000	2,505
Net interest income	$5,171,000	3,102
Provision for loan and lease losses	$6,739,000	850
Total noninterest income	$580,000	3,913
Gross Fiduciary activities income	$1,048,000	312
Service charges on deposit accounts	$263,000	3,596
Trading account gains and fees	$0	212
Additional Noninterest Income	$-731,000	7,983
Total noninterest expense	$7,591,000	1,982
Salaries and employee benefits	$2,568,000	2,869
Premises and equipment expense	$1,071,000	1,902
Additional noninterest expense	$3,952,000	1,377
Pre-tax net operating income	$-8,579,000	7,696
Securities gains (losses)	$165,000	1,438
Applicable income taxes	$-3,342,000	7,836
Income before extraordinary items	$-5,072,000	7,579
Extraordinary gains, net	$0	27
Net income	$-5,072,000	7,579
Minority interest net income	$0	118
Net income of bank and minority interests.	$-5,072,000	7,579
Net charge-offs	$4,688,000	855
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-5,177,600	7,603
2009-06-30 (YTD Data)		Rank
Total interest income	$5,539,000	3,035
Total interest expense	$2,239,000	2,700
Net interest income	$3,300,000	3,197
Provision for loan and lease losses	$4,626,000	793
Total noninterest income	$46,000	7,231
Gross Fiduciary activities income	$729,000	308
Service charges on deposit accounts	$171,000	3,620
Trading account gains and fees	$0	193
Additional Noninterest Income	$-854,000	8,118
Total noninterest expense	$5,208,000	1,957
Salaries and employee benefits	$1,824,000	2,728
Premises and equipment expense	$735,000	1,885
Additional noninterest expense	$2,649,000	1,406
Pre-tax net operating income	$-6,488,000	7,817
Securities gains (losses)	$126,000	1,320
Applicable income taxes	$-2,517,000	7,938
Income before extraordinary items	$-3,845,000	7,714
Extraordinary gains, net	$0	21
Net income	$-3,845,000	7,713
Minority interest net income	$0	112
Net income of bank and minority interests.	$-3,845,000	7,713
Net charge-offs	$4,435,000	629
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-3,925,640	7,724
2009-03-31 (YTD Data)		Rank
Total interest income	$2,728,000	3,110
Total interest expense	$1,026,000	2,990
Net interest income	$1,702,000	3,114
Provision for loan and lease losses	$4,186,000	452
Total noninterest income	$492,000	2,169
Gross Fiduciary activities income	$301,000	346
Service charges on deposit accounts	$85,000	3,588
Trading account gains and fees	$0	171
Additional Noninterest Income	$106,000	3,571
Total noninterest expense	$2,569,000	1,926
Salaries and employee benefits	$963,000	2,624
Premises and equipment expense	$375,000	1,883
Additional noninterest expense	$1,231,000	1,328
Pre-tax net operating income	$-4,561,000	8,010
Securities gains (losses)	$126,000	885
Applicable income taxes	$-1,740,000	8,072
Income before extraordinary items	$-2,695,000	7,961
Extraordinary gains, net	$0	15
Net income	$-2,695,000	7,962
Minority interest net income	$0	102
Net income of bank and minority interests.	$-2,695,000	7,962
Net charge-offs	$2,582,000	506
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-2,775,640	7,966
2008-12-31 (YTD Data)		Rank
Total interest income	$12,088,000	3,017
Total interest expense	$5,056,000	2,935
Net interest income	$7,032,000	3,041
Provision for loan and lease losses	$6,015,000	884
Total noninterest income	$2,502,000	1,806
Gross Fiduciary activities income	$1,379,000	340
Service charges on deposit accounts	$347,000	3,734
Trading account gains and fees	$0	154
Additional Noninterest Income	$776,000	2,485
Total noninterest expense	$10,019,000	1,926
Salaries and employee benefits	$3,383,000	2,924
Premises and equipment expense	$1,605,000	1,716
Additional noninterest expense	$5,031,000	1,261
Pre-tax net operating income	$-6,500,000	7,882
Securities gains (losses)	$92,000	1,189
Applicable income taxes	$-2,552,000	7,982
Income before extraordinary items	$-3,856,000	7,717
Extraordinary gains, net	$0	39
Net income	$-3,856,000	7,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,291,000	517
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-3,914,880	7,791
2008-09-30 (YTD Data)		Rank
Total interest income	$9,306,000	3,014
Total interest expense	$3,868,000	2,989
Net interest income	$5,438,000	2,980
Provision for loan and lease losses	$5,060,000	640
Total noninterest income	$2,026,000	1,764
Gross Fiduciary activities income	$1,030,000	342
Service charges on deposit accounts	$248,000	3,864
Trading account gains and fees	$0	148
Additional Noninterest Income	$748,000	2,211
Total noninterest expense	$7,609,000	1,891
Salaries and employee benefits	$2,542,000	2,937
Premises and equipment expense	$1,220,000	1,703
Additional noninterest expense	$3,847,000	1,188
Pre-tax net operating income	$-5,205,000	8,136
Securities gains (losses)	$92,000	1,026
Applicable income taxes	$-2,048,000	8,187
Income before extraordinary items	$-3,065,000	8,022
Extraordinary gains, net	$0	31
Net income	$-3,065,000	8,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,419,000	377
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,123,880	8,084
2008-06-30 (YTD Data)		Rank
Total interest income	$6,330,000	2,994
Total interest expense	$2,632,000	3,046
Net interest income	$3,698,000	2,918
Provision for loan and lease losses	$3,270,000	571
Total noninterest income	$1,101,000	2,086
Gross Fiduciary activities income	$691,000	349
Service charges on deposit accounts	$152,000	4,033
Trading account gains and fees	$0	149
Additional Noninterest Income	$258,000	3,298
Total noninterest expense	$4,955,000	1,938
Salaries and employee benefits	$1,658,000	3,036
Premises and equipment expense	$820,000	1,685
Additional noninterest expense	$2,477,000	1,200
Pre-tax net operating income	$-3,426,000	8,246
Securities gains (losses)	$108,000	913
Applicable income taxes	$-1,331,000	8,298
Income before extraordinary items	$-1,987,000	8,202
Extraordinary gains, net	$0	21
Net income	$-1,987,000	8,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,442,000	389
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-2,056,120	8,205
2008-03-31 (YTD Data)		Rank
Total interest income	$3,245,000	2,998
Total interest expense	$1,405,000	3,053
Net interest income	$1,840,000	2,912
Provision for loan and lease losses	$447,000	1,079
Total noninterest income	$519,000	2,182
Gross Fiduciary activities income	$321,000	366
Service charges on deposit accounts	$72,000	4,098
Trading account gains and fees	$0	158
Additional Noninterest Income	$126,000	3,352
Total noninterest expense	$2,592,000	1,853
Salaries and employee benefits	$868,000	2,926
Premises and equipment expense	$419,000	1,653
Additional noninterest expense	$1,305,000	1,107
Pre-tax net operating income	$-680,000	8,184
Securities gains (losses)	$84,000	798
Applicable income taxes	$-256,000	8,294
Income before extraordinary items	$-340,000	8,028
Extraordinary gains, net	$0	15
Net income	$-340,000	8,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$316,000	943
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-393,760	8,058
2007-12-31 (YTD Data)		Rank
Total interest income	$16,122,000	2,524
Total interest expense	$7,296,000	2,524
Net interest income	$8,826,000	2,499
Provision for loan and lease losses	$2,210,000	775
Total noninterest income	$2,429,000	1,935
Gross Fiduciary activities income	$1,448,000	333
Service charges on deposit accounts	$206,000	4,851
Trading account gains and fees	$0	178
Additional Noninterest Income	$775,000	2,604
Total noninterest expense	$9,455,000	1,959
Salaries and employee benefits	$3,467,000	2,827
Premises and equipment expense	$1,350,000	1,926
Additional noninterest expense	$4,638,000	1,214
Pre-tax net operating income	$-410,000	7,762
Securities gains (losses)	$0	2,146
Applicable income taxes	$-256,000	8,171
Income before extraordinary items	$-154,000	7,680
Extraordinary gains, net	$0	39
Net income	$-154,000	7,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$738,000	1,282
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-154,000	7,662
2007-09-30 (YTD Data)		Rank
Total interest income	$12,398,000	2,475
Total interest expense	$5,502,000	2,509
Net interest income	$6,896,000	2,427
Provision for loan and lease losses	$1,005,000	893
Total noninterest income	$1,910,000	1,855
Gross Fiduciary activities income	$1,136,000	322
Service charges on deposit accounts	$136,000	5,117
Trading account gains and fees	$0	184
Additional Noninterest Income	$638,000	2,469
Total noninterest expense	$7,547,000	1,810
Salaries and employee benefits	$2,809,000	2,630
Premises and equipment expense	$987,000	1,959
Additional noninterest expense	$3,751,000	1,095
Pre-tax net operating income	$254,000	6,752
Securities gains (losses)	$0	1,655
Applicable income taxes	$28,000	5,296
Income before extraordinary items	$226,000	6,675
Extraordinary gains, net	$0	33
Net income	$226,000	6,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$746,000	809
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$226,000	6,662
2007-06-30 (YTD Data)		Rank
Total interest income	$8,447,000	2,456
Total interest expense	$3,691,000	2,497
Net interest income	$4,756,000	2,386
Provision for loan and lease losses	$970,000	602
Total noninterest income	$1,437,000	1,724
Gross Fiduciary activities income	$803,000	315
Service charges on deposit accounts	$87,000	5,207
Trading account gains and fees	$0	168
Additional Noninterest Income	$547,000	2,118
Total noninterest expense	$5,148,000	1,793
Salaries and employee benefits	$1,893,000	2,646
Premises and equipment expense	$668,000	1,951
Additional noninterest expense	$2,587,000	1,074
Pre-tax net operating income	$75,000	7,386
Securities gains (losses)	$0	1,444
Applicable income taxes	$-15,000	8,177
Income before extraordinary items	$90,000	7,183
Extraordinary gains, net	$0	29
Net income	$90,000	7,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$699,000	571
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$90,000	7,178
2007-03-31 (YTD Data)		Rank
Total interest income	$4,152,000	2,479
Total interest expense	$1,793,000	2,554
Net interest income	$2,359,000	2,406
Provision for loan and lease losses	$305,000	776
Total noninterest income	$874,000	1,442
Gross Fiduciary activities income	$449,000	298
Service charges on deposit accounts	$46,000	5,043
Trading account gains and fees	$0	195
Additional Noninterest Income	$379,000	1,654
Total noninterest expense	$2,566,000	1,800
Salaries and employee benefits	$941,000	2,688
Premises and equipment expense	$307,000	2,128
Additional noninterest expense	$1,318,000	1,041
Pre-tax net operating income	$362,000	4,236
Securities gains (losses)	$0	1,187
Applicable income taxes	$120,000	3,028
Income before extraordinary items	$242,000	4,642
Extraordinary gains, net	$0	22
Net income	$242,000	4,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,092
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$242,000	4,629
2006-12-31 (YTD Data)		Rank
Total interest income	$13,754,000	2,744
Total interest expense	$5,684,000	2,716
Net interest income	$8,070,000	2,734
Provision for loan and lease losses	$397,000	2,293
Total noninterest income	$2,243,000	2,049
Gross Fiduciary activities income	$1,467,000	328
Service charges on deposit accounts	$223,000	4,762
Trading account gains and fees	$0	130
Additional Noninterest Income	$553,000	3,164
Total noninterest expense	$8,610,000	2,046
Salaries and employee benefits	$3,136,000	3,009
Premises and equipment expense	$1,230,000	2,032
Additional noninterest expense	$4,244,000	1,263
Pre-tax net operating income	$1,306,000	4,598
Securities gains (losses)	$0	1,687
Applicable income taxes	$404,000	3,419
Income before extraordinary items	$902,000	4,943
Extraordinary gains, net	$0	51
Net income	$902,000	4,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,465
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$902,000	4,936
2006-09-30 (YTD Data)		Rank
Total interest income	$9,648,000	2,894
Total interest expense	$3,923,000	2,826
Net interest income	$5,725,000	2,899
Provision for loan and lease losses	$248,000	2,468
Total noninterest income	$1,737,000	2,004
Gross Fiduciary activities income	$1,148,000	320
Service charges on deposit accounts	$177,000	4,680
Trading account gains and fees	$0	126
Additional Noninterest Income	$412,000	3,170
Total noninterest expense	$6,437,000	2,051
Salaries and employee benefits	$2,320,000	3,031
Premises and equipment expense	$864,000	2,162
Additional noninterest expense	$3,253,000	1,232
Pre-tax net operating income	$777,000	5,289
Securities gains (losses)	$0	1,388
Applicable income taxes	$228,000	3,964
Income before extraordinary items	$549,000	5,561
Extraordinary gains, net	$0	45
Net income	$549,000	5,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,229
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$549,000	5,563
2006-06-30 (YTD Data)		Rank
Total interest income	$5,572,000	3,230
Total interest expense	$2,240,000	3,108
Net interest income	$3,332,000	3,271
Provision for loan and lease losses	$197,000	2,147
Total noninterest income	$1,157,000	2,009
Gross Fiduciary activities income	$793,000	320
Service charges on deposit accounts	$102,000	4,979
Trading account gains and fees	$0	126
Additional Noninterest Income	$262,000	3,249
Total noninterest expense	$4,048,000	2,187
Salaries and employee benefits	$1,439,000	3,254
Premises and equipment expense	$549,000	2,263
Additional noninterest expense	$2,060,000	1,303
Pre-tax net operating income	$244,000	6,807
Securities gains (losses)	$0	1,185
Applicable income taxes	$51,000	5,214
Income before extraordinary items	$193,000	6,804
Extraordinary gains, net	$0	39
Net income	$193,000	6,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$193,000	6,813
2006-03-31 (YTD Data)		Rank
Total interest income	$2,494,000	3,448
Total interest expense	$1,007,000	3,238
Net interest income	$1,487,000	3,560
Provision for loan and lease losses	$165,000	1,317
Total noninterest income	$601,000	1,934
Gross Fiduciary activities income	$433,000	302
Service charges on deposit accounts	$45,000	5,172
Trading account gains and fees	$0	115
Additional Noninterest Income	$123,000	3,340
Total noninterest expense	$1,837,000	2,399
Salaries and employee benefits	$657,000	3,510
Premises and equipment expense	$232,000	2,649
Additional noninterest expense	$948,000	1,393
Pre-tax net operating income	$86,000	7,233
Securities gains (losses)	$0	955
Applicable income taxes	$16,000	5,499
Income before extraordinary items	$70,000	7,195
Extraordinary gains, net	$0	21
Net income	$70,000	7,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$70,000	7,196
2005-12-31 (YTD Data)		Rank
Total interest income	$7,080,000	4,114
Total interest expense	$2,353,000	3,977
Net interest income	$4,727,000	4,120
Provision for loan and lease losses	$435,000	2,129
Total noninterest income	$1,866,000	2,328
Gross Fiduciary activities income	$1,369,000	340
Service charges on deposit accounts	$139,000	5,751
Trading account gains and fees	$0	138
Additional Noninterest Income	$358,000	3,971
Total noninterest expense	$5,881,000	2,800
Salaries and employee benefits	$2,080,000	4,013
Premises and equipment expense	$860,000	2,703
Additional noninterest expense	$2,941,000	1,720
Pre-tax net operating income	$277,000	7,476
Securities gains (losses)	$0	2,296
Applicable income taxes	$78,000	5,566
Income before extraordinary items	$199,000	7,593
Extraordinary gains, net	$0	46
Net income	$199,000	7,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,766
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$199,000	7,560
2005-09-30 (YTD Data)		Rank
Total interest income	$4,902,000	4,304
Total interest expense	$1,496,000	4,295
Net interest income	$3,406,000	4,231
Provision for loan and lease losses	$375,000	1,807
Total noninterest income	$347,000	5,445
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$104,000	5,787
Trading account gains and fees	$0	126
Additional Noninterest Income	$243,000	4,180
Total noninterest expense	$3,232,000	3,630
Salaries and employee benefits	$1,502,000	4,090
Premises and equipment expense	$604,000	2,869
Additional noninterest expense	$1,126,000	3,193
Pre-tax net operating income	$146,000	7,839
Securities gains (losses)	$0	2,317
Applicable income taxes	$37,000	5,972
Income before extraordinary items	$109,000	7,908
Extraordinary gains, net	$0	35
Net income	$109,000	7,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$109,000	7,882
2005-06-30 (YTD Data)		Rank
Total interest income	$3,024,000	4,494
Total interest expense	$854,000	4,596
Net interest income	$2,170,000	4,355
Provision for loan and lease losses	$208,000	2,103
Total noninterest income	$201,000	5,719
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$59,000	6,042
Trading account gains and fees	$0	116
Additional Noninterest Income	$142,000	4,446
Total noninterest expense	$2,100,000	3,671
Salaries and employee benefits	$979,000	4,138
Premises and equipment expense	$369,000	3,055
Additional noninterest expense	$752,000	3,174
Pre-tax net operating income	$63,000	8,068
Securities gains (losses)	$0	2,146
Applicable income taxes	$11,000	6,378
Income before extraordinary items	$52,000	8,095
Extraordinary gains, net	$0	30
Net income	$52,000	8,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$52,000	8,061
2005-03-31 (YTD Data)		Rank
Total interest income	$1,343,000	4,818
Total interest expense	$346,000	5,087
Net interest income	$997,000	4,630
Provision for loan and lease losses	$106,000	1,934
Total noninterest income	$85,000	6,025
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$25,000	6,268
Trading account gains and fees	$0	115
Additional Noninterest Income	$60,000	4,776
Total noninterest expense	$1,009,000	3,819
Salaries and employee benefits	$480,000	4,228
Premises and equipment expense	$165,000	3,381
Additional noninterest expense	$364,000	3,259
Pre-tax net operating income	$-33,000	8,537
Securities gains (losses)	$0	1,685
Applicable income taxes	$-19,000	8,745
Income before extraordinary items	$-14,000	8,513
Extraordinary gains, net	$0	24
Net income	$-14,000	8,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-14,000	8,489
2004-12-31 (YTD Data)		Rank
Total interest income	$3,246,000	6,192
Total interest expense	$739,000	6,453
Net interest income	$2,507,000	6,001
Provision for loan and lease losses	$556,000	1,792
Total noninterest income	$180,000	7,329
Gross Fiduciary activities income	$19,000	1,204
Service charges on deposit accounts	$71,000	6,934
Trading account gains and fees	$0	138
Additional Noninterest Income	$90,000	6,590
Total noninterest expense	$3,473,000	4,205
Salaries and employee benefits	$1,660,000	4,604
Premises and equipment expense	$588,000	3,585
Additional noninterest expense	$1,225,000	3,675
Pre-tax net operating income	$-1,342,000	8,851
Securities gains (losses)	$-22,000	8,407
Applicable income taxes	$-542,000	8,905
Income before extraordinary items	$-822,000	8,799
Extraordinary gains, net	$0	34
Net income	$-822,000	8,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,855
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-807,920	8,776
2004-09-30 (YTD Data)		Rank
Total interest income	$2,040,000	6,703
Total interest expense	$437,000	7,017
Net interest income	$1,603,000	6,462
Provision for loan and lease losses	$359,000	1,976
Total noninterest income	$103,000	7,757
Gross Fiduciary activities income	$18,000	1,153
Service charges on deposit accounts	$48,000	7,102
Trading account gains and fees	$0	134
Additional Noninterest Income	$37,000	7,447
Total noninterest expense	$2,484,000	4,314
Salaries and employee benefits	$1,192,000	4,704
Premises and equipment expense	$416,000	3,769
Additional noninterest expense	$876,000	3,811
Pre-tax net operating income	$-1,137,000	8,917
Securities gains (losses)	$-22,000	8,667
Applicable income taxes	$-457,000	8,972
Income before extraordinary items	$-702,000	8,874
Extraordinary gains, net	$0	26
Net income	$-702,000	8,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-687,920	8,849
2004-06-30 (YTD Data)		Rank
Total interest income	$1,138,000	7,168
Total interest expense	$219,000	7,627
Net interest income	$919,000	6,892
Provision for loan and lease losses	$241,000	1,883
Total noninterest income	$48,000	8,220
Gross Fiduciary activities income	$9,000	1,203
Service charges on deposit accounts	$25,000	7,362
Trading account gains and fees	$0	130
Additional Noninterest Income	$14,000	8,074
Total noninterest expense	$1,556,000	4,549
Salaries and employee benefits	$727,000	5,026
Premises and equipment expense	$250,000	4,080
Additional noninterest expense	$579,000	3,850
Pre-tax net operating income	$-830,000	8,979
Securities gains (losses)	$-22,000	8,808
Applicable income taxes	$-335,000	9,021
Income before extraordinary items	$-517,000	8,938
Extraordinary gains, net	$0	21
Net income	$-517,000	8,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-502,920	8,915
2004-03-31 (YTD Data)		Rank
Total interest income	$525,000	7,380
Total interest expense	$85,000	8,087
Net interest income	$440,000	7,037
Provision for loan and lease losses	$140,000	1,616
Total noninterest income	$15,000	8,621
Gross Fiduciary activities income	$3,000	1,247
Service charges on deposit accounts	$9,000	7,564
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,000	8,561
Total noninterest expense	$629,000	5,291
Salaries and employee benefits	$317,000	5,552
Premises and equipment expense	$103,000	4,692
Additional noninterest expense	$209,000	4,912
Pre-tax net operating income	$-314,000	8,975
Securities gains (losses)	$0	2,934
Applicable income taxes	$-123,000	9,046
Income before extraordinary items	$-191,000	8,937
Extraordinary gains, net	$0	16
Net income	$-191,000	8,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-191,000	8,905
2003-12-31 (YTD Data)		Rank
Total interest income	$449,000	8,987
Total interest expense	$70,000	9,014
Net interest income	$379,000	8,924
Provision for loan and lease losses	$216,000	3,884
Total noninterest income	$5,000	9,085
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$3,000	8,011
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,000	8,983
Total noninterest expense	$1,714,000	6,503
Salaries and employee benefits	$779,000	6,990
Premises and equipment expense	$169,000	7,147
Additional noninterest expense	$766,000	5,204
Pre-tax net operating income	$-1,546,000	9,044
Securities gains (losses)	$0	4,500
Applicable income taxes	$-598,000	9,102
Income before extraordinary items	$-948,000	9,028
Extraordinary gains, net	$0	54
Net income	$-948,000	9,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$13,966,000	52
Net operating income	$-948,000	8,979
2003-09-30 (YTD Data)		Rank
Total interest income	$94,000	9,174
Total interest expense	$8,000	9,168
Net interest income	$86,000	9,164
Provision for loan and lease losses	$48,000	5,821
Total noninterest income	$0	9,186
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	8,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$0	9,106
Total noninterest expense	$1,146,000	6,838
Salaries and employee benefits	$497,000	7,402
Premises and equipment expense	$65,000	8,278
Additional noninterest expense	$584,000	5,103
Pre-tax net operating income	$-1,108,000	9,095
Securities gains (losses)	$0	4,204
Applicable income taxes	$-428,000	9,163
Income before extraordinary items	$-680,000	9,074
Extraordinary gains, net	$0	40
Net income	$-680,000	9,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$13,966,000	36
Net operating income	$-680,000	9,022

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.